Home > AmerUs Bank > Net charge- offs to loans
AmerUs Bank, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5411% | 1,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1833% | 184 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2077% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7430% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0825% | 359 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.4001% | 8 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8256% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6847% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3666% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0680% | 530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0554% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0801% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3345% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 777 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2635% | 20 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4845% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4390% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2640% | 3,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0977% | 506 |
| Percentage Net Loans Charged-off:Construction & development | 0.2700% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0996% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2515% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.6649% | 25 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2472% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0184% | 522 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2796% | 3,166 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0824% | 625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1803% | 253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0833% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 90.0874% | 3 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1152% | 1,156 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8114% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1521% | 1,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3820% | 130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3620% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1811% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1024% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1093% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 25.1362% | 19 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1318% | 1,155 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0728% | 284 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3473% | 5,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2757% | 655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1341% | 225 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0848% | 648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1179% | 313 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0823% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.0179% | 128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6319% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2382% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |