Home > Ameriserv Financial Bank > Income and Expense

Ameriserv Financial Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$60,487,000792
Total interest expense$23,799,000699
Net interest income$36,688,000866
Provision for loan and lease losses$7,429,000255
Total noninterest income$5,419,0001,131
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,299,000818
Trading account gains and feesNANA
Additional Noninterest Income$4,120,0001,005
Total noninterest expense$36,037,000758
Salaries and employee benefits$19,483,000782
Premises and equipment expense$4,197,000645
Additional noninterest expense$4,120,0001,005
Pre-tax net operating income$-1,359,0004,513
Securities gains (losses)$890,00078
Applicable income taxes$-219,0004,464
Income before extraordinary items$-250,0004,416
Extraordinary gains, net$054
Net income$-250,0004,415
Minority interest net income$088
Net income of bank and minority interests.$-250,0004,416
Net charge-offs$3,457,000288
Cash dividends$3,000,0001,181
Sale, conversion, retirement of capital stock, net$0540
Net operating income$-953,1004,485
2023-09-30 (YTD Data)Rank
Total interest income$44,612,000798
Total interest expense$16,680,000689
Net interest income$27,932,000859
Provision for loan and lease losses$1,412,000542
Total noninterest income$4,375,0001,080
Gross Fiduciary activities income$0950
Service charges on deposit accounts$922,000863
Trading account gains and feesNANA
Additional Noninterest Income$3,453,000941
Total noninterest expense$27,059,000760
Salaries and employee benefits$14,721,000783
Premises and equipment expense$3,161,000649
Additional noninterest expense$3,453,000941
Pre-tax net operating income$3,836,0001,937
Securities gains (losses)$1,748,00032
Applicable income taxes$1,102,0001,220
Income before extraordinary items$4,482,0001,580
Extraordinary gains, net$052
Net income$4,482,0001,593
Minority interest net income$081
Net income of bank and minority interests.$4,482,0001,580
Net charge-offs$187,000911
Cash dividends$3,000,000874
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,083,6002,044
2023-06-30 (YTD Data)Rank
Total interest income$29,260,000782
Total interest expense$10,300,000672
Net interest income$18,960,000852
Provision for loan and lease losses$1,222,000462
Total noninterest income$2,700,0001,089
Gross Fiduciary activities income$0931
Service charges on deposit accounts$611,000851
Trading account gains and feesNANA
Additional Noninterest Income$2,089,000941
Total noninterest expense$18,122,000741
Salaries and employee benefits$9,954,000767
Premises and equipment expense$2,147,000631
Additional noninterest expense$2,089,000940
Pre-tax net operating income$2,316,0002,062
Securities gains (losses)$1,748,00034
Applicable income taxes$820,0001,138
Income before extraordinary items$3,244,0001,468
Extraordinary gains, net$051
Net income$3,244,0001,485
Minority interest net income$081
Net income of bank and minority interests.$3,244,0001,468
Net charge-offs$61,0001,105
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,845,6002,168
2023-03-31 (YTD Data)Rank
Total interest income$14,477,000785
Total interest expense$4,792,000633
Net interest income$9,685,000846
Provision for loan and lease losses$1,179,000321
Total noninterest income$3,093,000632
Gross Fiduciary activities income$0913
Service charges on deposit accounts$296,000873
Trading account gains and feesNANA
Additional Noninterest Income$2,797,000488
Total noninterest expense$8,747,000776
Salaries and employee benefits$4,703,000820
Premises and equipment expense$1,099,000638
Additional noninterest expense$2,797,000488
Pre-tax net operating income$2,852,0001,119
Securities gains (losses)$0950
Applicable income taxes$574,000960
Income before extraordinary items$2,278,0001,156
Extraordinary gains, net$04
Net income$2,278,0001,155
Minority interest net income$048
Net income of bank and minority interests.$2,278,0001,155
Net charge-offs$116,000556
Cash dividends$1,000,000804
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,278,0001,171
2022-12-31 (YTD Data)Rank
Total interest income$48,809,000759
Total interest expense$7,447,000578
Net interest income$41,362,000800
Provision for loan and lease losses$50,0002,541
Total noninterest income$6,356,0001,022
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,224,000874
Trading account gains and feesNANA
Additional Noninterest Income$5,132,000894
Total noninterest expense$37,017,000714
Salaries and employee benefits$21,802,000682
Premises and equipment expense$4,178,000650
Additional noninterest expense$5,132,000894
Pre-tax net operating income$10,651,0001,228
Securities gains (losses)$1,000637
Applicable income taxes$2,059,0001,058
Income before extraordinary items$8,593,0001,236
Extraordinary gains, net$05
Net income$8,593,0001,235
Minority interest net income$063
Net income of bank and minority interests.$8,593,0001,236
Net charge-offs$1,705,000308
Cash dividends$4,000,000929
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,592,1901,257
2022-09-30 (YTD Data)Rank
Total interest income$35,088,000750
Total interest expense$4,048,000565
Net interest income$31,040,000786
Provision for loan and lease losses$-225,0004,512
Total noninterest income$4,817,0001,029
Gross Fiduciary activities income$0968
Service charges on deposit accounts$911,000879
Trading account gains and feesNANA
Additional Noninterest Income$3,906,000900
Total noninterest expense$26,988,000726
Salaries and employee benefits$15,779,000708
Premises and equipment expense$3,087,000654
Additional noninterest expense$3,906,000900
Pre-tax net operating income$9,094,0001,103
Securities gains (losses)$1,000675
Applicable income taxes$1,830,000942
Income before extraordinary items$7,265,0001,120
Extraordinary gains, net$04
Net income$7,265,0001,119
Minority interest net income$057
Net income of bank and minority interests.$7,265,0001,120
Net charge-offs$111,000890
Cash dividends$3,000,000841
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,264,2001,143
2022-06-30 (YTD Data)Rank
Total interest income$22,460,000749
Total interest expense$2,138,000557
Net interest income$20,322,000771
Provision for loan and lease losses$-725,0004,643
Total noninterest income$2,993,0001,074
Gross Fiduciary activities income$0925
Service charges on deposit accounts$592,000892
Trading account gains and feesNANA
Additional Noninterest Income$2,401,000965
Total noninterest expense$18,120,000712
Salaries and employee benefits$10,771,000685
Premises and equipment expense$2,082,000639
Additional noninterest expense$5,267,000741
Pre-tax net operating income$5,920,0001,073
Securities gains (losses)$0687
Applicable income taxes$1,189,000904
Income before extraordinary items$4,731,0001,088
Extraordinary gains, net$04
Net income$4,731,0001,087
Minority interest net income$060
Net income of bank and minority interests.$4,731,0001,088
Net charge-offs$105,000711
Cash dividends$2,000,000829
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,731,0001,112
2022-03-31 (YTD Data)Rank
Total interest income$10,984,000744
Total interest expense$998,000556
Net interest income$9,986,000755
Provision for loan and lease losses$-400,0004,614
Total noninterest income$1,492,0001,064
Gross Fiduciary activities income$0892
Service charges on deposit accounts$299,000875
Trading account gains and feesNANA
Additional Noninterest Income$1,193,000966
Total noninterest expense$8,817,000729
Salaries and employee benefits$5,169,000716
Premises and equipment expense$1,054,000640
Additional noninterest expense$2,594,000745
Pre-tax net operating income$3,061,000998
Securities gains (losses)$0623
Applicable income taxes$613,000867
Income before extraordinary items$2,448,0001,031
Extraordinary gains, net$04
Net income$2,448,0001,030
Minority interest net income$050
Net income of bank and minority interests.$2,448,0001,031
Net charge-offs$76,000562
Cash dividends$1,000,000760
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,448,0001,047
2021-12-31 (YTD Data)Rank
Total interest income$46,524,000726
Total interest expense$5,788,000468
Net interest income$40,736,000752
Provision for loan and lease losses$1,100,000540
Total noninterest income$6,658,0001,091
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,080,000921
Trading account gains and feesNANA
Additional Noninterest Income$5,578,000984
Total noninterest expense$36,409,000706
Salaries and employee benefits$21,129,000697
Premises and equipment expense$3,857,000686
Additional noninterest expense$11,423,000693
Pre-tax net operating income$9,885,0001,295
Securities gains (losses)$84,000927
Applicable income taxes$1,953,0001,121
Income before extraordinary items$8,016,0001,341
Extraordinary gains, net$010
Net income$8,016,0001,341
Minority interest net income$074
Net income of bank and minority interests.$8,016,0001,341
Net charge-offs$47,0001,689
Cash dividends$2,000,0001,514
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,948,8001,332
2021-09-30 (YTD Data)Rank
Total interest income$34,874,000737
Total interest expense$4,659,000471
Net interest income$30,215,000769
Provision for loan and lease losses$850,000523
Total noninterest income$4,978,0001,123
Gross Fiduciary activities income$0957
Service charges on deposit accounts$771,000947
Trading account gains and feesNANA
Additional Noninterest Income$4,207,0001,007
Total noninterest expense$27,111,000719
Salaries and employee benefits$15,631,000712
Premises and equipment expense$2,906,000695
Additional noninterest expense$8,574,000688
Pre-tax net operating income$7,232,0001,354
Securities gains (losses)$84,000869
Applicable income taxes$1,452,0001,175
Income before extraordinary items$5,864,0001,439
Extraordinary gains, net$08
Net income$5,864,0001,438
Minority interest net income$069
Net income of bank and minority interests.$5,864,0001,439
Net charge-offs$71,0001,218
Cash dividends$1,000,0001,730
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,796,8001,424
2021-06-30 (YTD Data)Rank
Total interest income$23,536,000724
Total interest expense$3,227,000473
Net interest income$20,309,000758
Provision for loan and lease losses$500,000605
Total noninterest income$3,450,0001,090
Gross Fiduciary activities income$0951
Service charges on deposit accounts$481,000965
Trading account gains and feesNANA
Additional Noninterest Income$2,969,000982
Total noninterest expense$18,230,000709
Salaries and employee benefits$10,592,000690
Premises and equipment expense$1,949,000689
Additional noninterest expense$5,689,000681
Pre-tax net operating income$5,029,0001,318
Securities gains (losses)$84,000722
Applicable income taxes$1,020,0001,133
Income before extraordinary items$4,093,0001,372
Extraordinary gains, net$06
Net income$4,093,0001,372
Minority interest net income$067
Net income of bank and minority interests.$4,093,0001,372
Net charge-offs$93,000936
Cash dividends$1,000,0001,368
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,025,8001,362
2021-03-31 (YTD Data)Rank
Total interest income$11,735,000726
Total interest expense$1,667,000485
Net interest income$10,068,000753
Provision for loan and lease losses$400,000436
Total noninterest income$1,928,0001,026
Gross Fiduciary activities income$0922
Service charges on deposit accounts$227,000996
Trading account gains and feesNANA
Additional Noninterest Income$1,701,000911
Total noninterest expense$8,859,000725
Salaries and employee benefits$5,081,000718
Premises and equipment expense$982,000693
Additional noninterest expense$2,796,000674
Pre-tax net operating income$2,737,0001,225
Securities gains (losses)$01,392
Applicable income taxes$549,0001,074
Income before extraordinary items$2,188,0001,302
Extraordinary gains, net$03
Net income$2,188,0001,302
Minority interest net income$055
Net income of bank and minority interests.$2,188,0001,302
Net charge-offs$114,000582
Cash dividends$1,000,000738
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,188,0001,271
2020-12-31 (YTD Data)Rank
Total interest income$46,702,000727
Total interest expense$8,874,000552
Net interest income$37,828,000763
Provision for loan and lease losses$2,375,000937
Total noninterest income$6,761,0001,048
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$997,000954
Trading account gains and feesNANA
Additional Noninterest Income$5,764,000924
Total noninterest expense$35,087,000712
Salaries and employee benefits$20,647,000692
Premises and equipment expense$3,706,000701
Additional noninterest expense$10,734,000696
Pre-tax net operating income$7,127,0001,364
Securities gains (losses)$02,675
Applicable income taxes$1,335,0001,230
Income before extraordinary items$5,792,0001,457
Extraordinary gains, net$04
Net income$5,792,0001,456
Minority interest net income$072
Net income of bank and minority interests.$5,792,0001,457
Net charge-offs$309,0001,271
Cash dividends$2,000,0001,507
Sale, conversion, retirement of capital stock, net$0566
Net operating income$5,792,0001,415
2020-09-30 (YTD Data)Rank
Total interest income$35,096,000723
Total interest expense$6,996,000561
Net interest income$28,100,000763
Provision for loan and lease losses$1,300,0001,161
Total noninterest income$4,791,0001,048
Gross Fiduciary activities income$0981
Service charges on deposit accounts$740,000957
Trading account gains and feesNANA
Additional Noninterest Income$4,051,000930
Total noninterest expense$25,802,000717
Salaries and employee benefits$15,120,000694
Premises and equipment expense$2,773,000692
Additional noninterest expense$7,909,000695
Pre-tax net operating income$5,789,0001,246
Securities gains (losses)$02,494
Applicable income taxes$1,159,0001,075
Income before extraordinary items$4,630,0001,347
Extraordinary gains, net$04
Net income$4,630,0001,347
Minority interest net income$065
Net income of bank and minority interests.$4,630,0001,347
Net charge-offs$295,0001,025
Cash dividends$2,000,0001,100
Sale, conversion, retirement of capital stock, net$0532
Net operating income$4,630,0001,303
2020-06-30 (YTD Data)Rank
Total interest income$23,899,000717
Total interest expense$4,961,000584
Net interest income$18,938,000745
Provision for loan and lease losses$625,0001,416
Total noninterest income$2,929,0001,056
Gross Fiduciary activities income$0970
Service charges on deposit accounts$508,000940
Trading account gains and feesNANA
Additional Noninterest Income$2,421,000943
Total noninterest expense$17,112,000711
Salaries and employee benefits$10,037,000698
Premises and equipment expense$1,878,000683
Additional noninterest expense$5,197,000685
Pre-tax net operating income$4,130,0001,142
Securities gains (losses)$02,249
Applicable income taxes$851,000946
Income before extraordinary items$3,279,0001,219
Extraordinary gains, net$04
Net income$3,279,0001,219
Minority interest net income$065
Net income of bank and minority interests.$3,279,0001,219
Net charge-offs$205,000997
Cash dividends$1,000,0001,313
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,279,0001,191
2020-03-31 (YTD Data)Rank
Total interest income$11,882,000720
Total interest expense$2,782,000585
Net interest income$9,100,000758
Provision for loan and lease losses$175,0001,537
Total noninterest income$1,455,000999
Gross Fiduciary activities income$0941
Service charges on deposit accounts$313,000909
Trading account gains and feesNANA
Additional Noninterest Income$1,142,000876
Total noninterest expense$8,372,000733
Salaries and employee benefits$5,044,000690
Premises and equipment expense$970,000663
Additional noninterest expense$2,358,000765
Pre-tax net operating income$2,008,0001,033
Securities gains (losses)$01,705
Applicable income taxes$415,000849
Income before extraordinary items$1,593,0001,130
Extraordinary gains, net$04
Net income$1,593,0001,129
Minority interest net income$056
Net income of bank and minority interests.$1,593,0001,130
Net charge-offs$120,000800
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,593,0001,108
2019-12-31 (YTD Data)Rank
Total interest income$49,463,000698
Total interest expense$12,684,000555
Net interest income$36,779,000752
Provision for loan and lease losses$800,0001,075
Total noninterest income$5,538,0001,050
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,369,000873
Trading account gains and feesNANA
Additional Noninterest Income$4,169,000935
Total noninterest expense$32,694,000723
Salaries and employee benefits$18,589,000724
Premises and equipment expense$3,639,000701
Additional noninterest expense$10,466,000678
Pre-tax net operating income$8,823,0001,154
Securities gains (losses)$112,000876
Applicable income taxes$1,853,000944
Income before extraordinary items$7,082,0001,233
Extraordinary gains, net$011
Net income$7,082,0001,234
Minority interest net income$076
Net income of bank and minority interests.$7,082,0001,235
Net charge-offs$192,0001,724
Cash dividends$3,800,0001,010
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,993,5201,218
2019-09-30 (YTD Data)Rank
Total interest income$37,122,000700
Total interest expense$9,648,000556
Net interest income$27,474,000754
Provision for loan and lease losses$-175,0005,129
Total noninterest income$4,438,000984
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,046,000856
Trading account gains and feesNANA
Additional Noninterest Income$3,392,000879
Total noninterest expense$24,383,000723
Salaries and employee benefits$13,810,000725
Premises and equipment expense$2,687,000716
Additional noninterest expense$7,886,000668
Pre-tax net operating income$7,704,0001,046
Securities gains (losses)$112,000739
Applicable income taxes$1,624,000889
Income before extraordinary items$6,192,0001,110
Extraordinary gains, net$011
Net income$6,192,0001,111
Minority interest net income$072
Net income of bank and minority interests.$6,192,0001,111
Net charge-offs$151,0001,485
Cash dividends$2,600,000978
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,103,5201,098
2019-06-30 (YTD Data)Rank
Total interest income$24,764,000699
Total interest expense$6,390,000548
Net interest income$18,374,000750
Provision for loan and lease losses$-400,0005,235
Total noninterest income$2,715,0001,032
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$690,000857
Trading account gains and fees$0131
Additional Noninterest Income$2,025,000919
Total noninterest expense$16,167,000730
Salaries and employee benefits$9,103,000730
Premises and equipment expense$1,847,000695
Additional noninterest expense$5,217,000682
Pre-tax net operating income$5,322,000994
Securities gains (losses)$30,000900
Applicable income taxes$1,112,000851
Income before extraordinary items$4,240,0001,062
Extraordinary gains, net$011
Net income$4,240,0001,062
Minority interest net income$069
Net income of bank and minority interests.$4,240,0001,062
Net charge-offs$169,0001,096
Cash dividends$1,500,0001,092
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,216,3001,044
2019-03-31 (YTD Data)Rank
Total interest income$12,082,000713
Total interest expense$3,097,000552
Net interest income$8,985,000771
Provision for loan and lease losses$-400,0005,314
Total noninterest income$1,355,0001,007
Gross Fiduciary activities income$0972
Service charges on deposit accounts$340,000855
Trading account gains and fees$0126
Additional Noninterest Income$1,015,000897
Total noninterest expense$8,016,000729
Salaries and employee benefits$4,514,000736
Premises and equipment expense$929,000699
Additional noninterest expense$2,573,000676
Pre-tax net operating income$2,724,000942
Securities gains (losses)$01,087
Applicable income taxes$565,000827
Income before extraordinary items$2,159,0001,016
Extraordinary gains, net$05
Net income$2,159,0001,015
Minority interest net income$052
Net income of bank and minority interests.$2,159,0001,015
Net charge-offs$164,000698
Cash dividends$1,000,000809
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,159,000995
2018-12-31 (YTD Data)Rank
Total interest income$46,808,000680
Total interest expense$9,958,000520
Net interest income$36,850,000724
Provision for loan and lease losses$-600,0005,311
Total noninterest income$5,414,0001,038
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,557,000793
Trading account gains and fees$0126
Additional Noninterest Income$3,857,000942
Total noninterest expense$31,737,000723
Salaries and employee benefits$17,534,000723
Premises and equipment expense$3,572,000708
Additional noninterest expense$10,631,000665
Pre-tax net operating income$11,127,000960
Securities gains (losses)$-213,0005,168
Applicable income taxes$1,936,000893
Income before extraordinary items$8,978,0001,004
Extraordinary gains, net$06
Net income$8,978,0001,003
Minority interest net income$072
Net income of bank and minority interests.$8,978,0001,003
Net charge-offs$943,000616
Cash dividends$3,500,000970
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,152,660984
2018-09-30 (YTD Data)Rank
Total interest income$34,757,000678
Total interest expense$7,023,000514
Net interest income$27,734,000721
Provision for loan and lease losses$100,0002,576
Total noninterest income$4,084,0001,048
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,170,000788
Trading account gains and fees$0138
Additional Noninterest Income$2,914,000950
Total noninterest expense$23,760,000715
Salaries and employee benefits$13,108,000729
Premises and equipment expense$2,704,000702
Additional noninterest expense$7,948,000655
Pre-tax net operating income$7,958,0001,001
Securities gains (losses)$8,000750
Applicable income taxes$1,341,000966
Income before extraordinary items$6,625,0001,020
Extraordinary gains, net$05
Net income$6,625,0001,019
Minority interest net income$066
Net income of bank and minority interests.$6,625,0001,019
Net charge-offs$875,000485
Cash dividends$2,000,0001,065
Sale, conversion, retirement of capital stock, net$0633
Net operating income$6,618,3601,017
2018-06-30 (YTD Data)Rank
Total interest income$22,684,000685
Total interest expense$4,393,000510
Net interest income$18,291,000723
Provision for loan and lease losses$100,0002,173
Total noninterest income$2,715,0001,044
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$808,000760
Trading account gains and fees$0130
Additional Noninterest Income$1,907,000970
Total noninterest expense$15,867,000716
Salaries and employee benefits$8,833,000723
Premises and equipment expense$1,872,000682
Additional noninterest expense$5,162,000666
Pre-tax net operating income$5,039,0001,016
Securities gains (losses)$8,000635
Applicable income taxes$1,019,000870
Income before extraordinary items$4,028,0001,073
Extraordinary gains, net$06
Net income$4,028,0001,072
Minority interest net income$065
Net income of bank and minority interests.$4,028,0001,072
Net charge-offs$793,000379
Cash dividends$1,000,0001,291
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,021,6001,066
2018-03-31 (YTD Data)Rank
Total interest income$11,152,000685
Total interest expense$2,058,000510
Net interest income$9,094,000724
Provision for loan and lease losses$50,0002,055
Total noninterest income$1,341,0001,045
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$416,000746
Trading account gains and fees$0123
Additional Noninterest Income$925,000977
Total noninterest expense$7,946,000718
Salaries and employee benefits$4,420,000728
Premises and equipment expense$971,000661
Additional noninterest expense$2,555,000660
Pre-tax net operating income$2,439,0001,022
Securities gains (losses)$8,000468
Applicable income taxes$495,000879
Income before extraordinary items$1,952,0001,080
Extraordinary gains, net$07
Net income$1,952,0001,079
Minority interest net income$052
Net income of bank and minority interests.$1,952,0001,080
Net charge-offs$332,000397
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,945,6001,074
2017-12-31 (YTD Data)Rank
Total interest income$44,121,000657
Total interest expense$7,153,000497
Net interest income$36,968,000689
Provision for loan and lease losses$800,0001,041
Total noninterest income$5,824,0001,004
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,723,000729
Trading account gains and fees$0151
Additional Noninterest Income$4,101,000931
Total noninterest expense$32,050,000685
Salaries and employee benefits$17,667,000700
Premises and equipment expense$3,835,000650
Additional noninterest expense$10,548,000643
Pre-tax net operating income$9,942,000996
Securities gains (losses)$113,000580
Applicable income taxes$5,718,000607
Income before extraordinary items$4,337,0001,515
Extraordinary gains, net$09
Net income$4,337,0001,515
Minority interest net income$076
Net income of bank and minority interests.$4,337,0001,515
Net charge-offs$518,0001,063
Cash dividends$2,850,0001,072
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,264,6801,522
2017-09-30 (YTD Data)Rank
Total interest income$32,813,000661
Total interest expense$5,198,000497
Net interest income$27,615,000691
Provision for loan and lease losses$750,000870
Total noninterest income$4,412,0001,012
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,277,000741
Trading account gains and fees$0145
Additional Noninterest Income$3,135,000937
Total noninterest expense$23,993,000689
Salaries and employee benefits$13,206,000702
Premises and equipment expense$2,881,000655
Additional noninterest expense$7,906,000645
Pre-tax net operating income$7,284,0001,030
Securities gains (losses)$113,000550
Applicable income taxes$2,343,000825
Income before extraordinary items$5,054,0001,143
Extraordinary gains, net$09
Net income$5,054,0001,143
Minority interest net income$071
Net income of bank and minority interests.$5,054,0001,143
Net charge-offs$336,0001,051
Cash dividends$2,850,000800
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,977,1601,142
2017-06-30 (YTD Data)Rank
Total interest income$21,688,000655
Total interest expense$3,359,000497
Net interest income$18,329,000689
Provision for loan and lease losses$550,000796
Total noninterest income$2,931,0001,015
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$829,000745
Trading account gains and fees$0139
Additional Noninterest Income$2,102,000935
Total noninterest expense$15,997,000688
Salaries and employee benefits$8,808,000698
Premises and equipment expense$1,983,000627
Additional noninterest expense$5,206,000658
Pre-tax net operating income$4,713,0001,036
Securities gains (losses)$57,000612
Applicable income taxes$1,515,000819
Income before extraordinary items$3,255,0001,170
Extraordinary gains, net$011
Net income$3,255,0001,170
Minority interest net income$071
Net income of bank and minority interests.$3,255,0001,170
Net charge-offs$91,0001,598
Cash dividends$2,100,000727
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,216,2401,162
2017-03-31 (YTD Data)Rank
Total interest income$10,696,000652
Total interest expense$1,617,000498
Net interest income$9,079,000694
Provision for loan and lease losses$225,000857
Total noninterest income$1,335,0001,086
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$407,000766
Trading account gains and fees$0142
Additional Noninterest Income$928,0001,010
Total noninterest expense$7,935,000699
Salaries and employee benefits$4,443,000706
Premises and equipment expense$1,008,000622
Additional noninterest expense$2,484,000681
Pre-tax net operating income$2,254,0001,059
Securities gains (losses)$25,000474
Applicable income taxes$729,000826
Income before extraordinary items$1,550,0001,188
Extraordinary gains, net$08
Net income$1,550,0001,187
Minority interest net income$055
Net income of bank and minority interests.$1,550,0001,188
Net charge-offs$77,0001,067
Cash dividends$1,000,000712
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,533,0001,180
2016-12-31 (YTD Data)Rank
Total interest income$41,658,000650
Total interest expense$6,096,000491
Net interest income$35,562,000678
Provision for loan and lease losses$3,950,000315
Total noninterest income$6,125,0001,000
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,811,000720
Trading account gains and fees$0170
Additional Noninterest Income$4,314,000940
Total noninterest expense$33,026,000654
Salaries and employee benefits$18,120,000651
Premises and equipment expense$4,115,000602
Additional noninterest expense$10,791,000649
Pre-tax net operating income$4,711,0001,697
Securities gains (losses)$116,0001,244
Applicable income taxes$1,448,0001,301
Income before extraordinary items$3,379,0001,901
Extraordinary gains, net$05
Net income$3,379,0001,900
Minority interest net income$082
Net income of bank and minority interests.$3,379,0001,900
Net charge-offs$3,939,000251
Cash dividends$3,000,0001,015
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,297,8001,895
2016-09-30 (YTD Data)Rank
Total interest income$31,119,000648
Total interest expense$4,508,000492
Net interest income$26,611,000676
Provision for loan and lease losses$3,650,000252
Total noninterest income$4,512,0001,005
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,357,000714
Trading account gains and fees$0169
Additional Noninterest Income$3,155,000953
Total noninterest expense$24,611,000657
Salaries and employee benefits$13,555,000651
Premises and equipment expense$3,082,000603
Additional noninterest expense$7,974,000654
Pre-tax net operating income$2,862,0002,028
Securities gains (losses)$116,0001,159
Applicable income taxes$931,0001,482
Income before extraordinary items$2,047,0002,301
Extraordinary gains, net$05
Net income$2,047,0002,300
Minority interest net income$071
Net income of bank and minority interests.$2,047,0002,301
Net charge-offs$3,845,000185
Cash dividends$2,000,0001,022
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,966,9602,314
2016-06-30 (YTD Data)Rank
Total interest income$20,693,000650
Total interest expense$2,949,000503
Net interest income$17,744,000671
Provision for loan and lease losses$3,350,000201
Total noninterest income$2,915,0001,017
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$888,000715
Trading account gains and fees$0157
Additional Noninterest Income$2,027,000954
Total noninterest expense$16,451,000657
Salaries and employee benefits$9,118,000645
Premises and equipment expense$2,094,000594
Additional noninterest expense$5,239,000661
Pre-tax net operating income$858,0003,349
Securities gains (losses)$77,0001,137
Applicable income taxes$304,0002,124
Income before extraordinary items$631,0003,590
Extraordinary gains, net$016
Net income$631,0003,586
Minority interest net income$071
Net income of bank and minority interests.$631,0003,588
Net charge-offs$3,525,000156
Cash dividends$1,250,0001,109
Sale, conversion, retirement of capital stock, net$0705
Net operating income$579,4103,689
2016-03-31 (YTD Data)Rank
Total interest income$10,355,000646
Total interest expense$1,455,000503
Net interest income$8,900,000671
Provision for loan and lease losses$3,100,000135
Total noninterest income$1,314,0001,064
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$449,000695
Trading account gains and fees$0142
Additional Noninterest Income$865,0001,039
Total noninterest expense$8,373,000649
Salaries and employee benefits$4,678,000633
Premises and equipment expense$1,084,000587
Additional noninterest expense$2,611,000659
Pre-tax net operating income$-1,259,0006,100
Securities gains (losses)$17,0001,296
Applicable income taxes$-354,0006,097
Income before extraordinary items$-888,0006,089
Extraordinary gains, net$012
Net income$-888,0006,089
Minority interest net income$062
Net income of bank and minority interests.$-888,0006,089
Net charge-offs$3,501,000111
Cash dividends$500,0001,173
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-900,0706,087
2015-12-31 (YTD Data)Rank
Total interest income$41,570,000617
Total interest expense$5,395,000512
Net interest income$36,175,000633
Provision for loan and lease losses$1,250,000662
Total noninterest income$6,339,000955
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,888,000694
Trading account gains and fees$0159
Additional Noninterest Income$4,451,000873
Total noninterest expense$33,085,000630
Salaries and employee benefits$18,256,000629
Premises and equipment expense$4,355,000567
Additional noninterest expense$10,474,000654
Pre-tax net operating income$8,179,0001,048
Securities gains (losses)$71,0001,384
Applicable income taxes$2,312,000898
Income before extraordinary items$5,938,0001,191
Extraordinary gains, net$023
Net income$5,938,0001,192
Minority interest net income$081
Net income of bank and minority interests.$5,938,0001,191
Net charge-offs$952,000719
Cash dividends$5,100,000652
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,886,8801,171
2015-09-30 (YTD Data)Rank
Total interest income$31,354,000618
Total interest expense$3,989,000525
Net interest income$27,365,000631
Provision for loan and lease losses$750,000739
Total noninterest income$4,665,000974
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,394,000706
Trading account gains and fees$0153
Additional Noninterest Income$3,271,000894
Total noninterest expense$24,928,000640
Salaries and employee benefits$13,719,000635
Premises and equipment expense$3,334,000566
Additional noninterest expense$7,875,000649
Pre-tax net operating income$6,352,0001,041
Securities gains (losses)$-8,0005,979
Applicable income taxes$1,870,000884
Income before extraordinary items$4,474,0001,192
Extraordinary gains, net$021
Net income$4,474,0001,191
Minority interest net income$078
Net income of bank and minority interests.$4,474,0001,192
Net charge-offs$601,000754
Cash dividends$3,600,000624
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,479,6801,163
2015-06-30 (YTD Data)Rank
Total interest income$20,779,000612
Total interest expense$2,638,000529
Net interest income$18,141,000630
Provision for loan and lease losses$450,000841
Total noninterest income$3,133,000965
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$916,000704
Trading account gains and fees$0157
Additional Noninterest Income$2,217,000897
Total noninterest expense$16,690,000642
Salaries and employee benefits$9,101,000631
Premises and equipment expense$2,320,000548
Additional noninterest expense$5,269,000650
Pre-tax net operating income$4,134,0001,060
Securities gains (losses)$28,0001,532
Applicable income taxes$1,291,000855
Income before extraordinary items$2,871,0001,217
Extraordinary gains, net$022
Net income$2,871,0001,218
Minority interest net income$075
Net income of bank and minority interests.$2,871,0001,218
Net charge-offs$356,000819
Cash dividends$2,200,000647
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,851,6801,194
2015-03-31 (YTD Data)Rank
Total interest income$10,446,000603
Total interest expense$1,309,000529
Net interest income$9,137,000619
Provision for loan and lease losses$250,000741
Total noninterest income$1,625,000917
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$451,000703
Trading account gains and fees$0152
Additional Noninterest Income$1,174,000820
Total noninterest expense$8,453,000632
Salaries and employee benefits$4,608,000622
Premises and equipment expense$1,216,000536
Additional noninterest expense$2,629,000635
Pre-tax net operating income$2,059,0001,034
Securities gains (losses)$02,027
Applicable income taxes$642,000851
Income before extraordinary items$1,417,0001,188
Extraordinary gains, net$013
Net income$1,417,0001,189
Minority interest net income$064
Net income of bank and minority interests.$1,417,0001,189
Net charge-offs$184,000773
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,417,0001,149
2014-12-31 (YTD Data)Rank
Total interest income$40,133,000617
Total interest expense$5,276,000541
Net interest income$34,857,000631
Provision for loan and lease losses$375,0001,746
Total noninterest income$6,318,000930
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,095,000651
Trading account gains and fees$0180
Additional Noninterest Income$4,223,000871
Total noninterest expense$35,180,000581
Salaries and employee benefits$19,067,000570
Premises and equipment expense$4,483,000552
Additional noninterest expense$11,630,000584
Pre-tax net operating income$5,620,0001,376
Securities gains (losses)$177,000870
Applicable income taxes$1,998,000981
Income before extraordinary items$3,799,0001,660
Extraordinary gains, net$017
Net income$3,799,0001,660
Minority interest net income$084
Net income of bank and minority interests.$3,799,0001,659
Net charge-offs$856,0001,019
Cash dividends$1,500,0001,559
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,682,1801,673
2014-09-30 (YTD Data)Rank
Total interest income$29,865,000621
Total interest expense$3,944,000549
Net interest income$25,921,000633
Provision for loan and lease losses$04,401
Total noninterest income$4,811,000913
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,591,000636
Trading account gains and fees$0174
Additional Noninterest Income$3,220,000847
Total noninterest expense$26,421,000579
Salaries and employee benefits$14,191,000572
Premises and equipment expense$3,418,000543
Additional noninterest expense$8,812,000570
Pre-tax net operating income$4,311,0001,375
Securities gains (losses)$177,000689
Applicable income taxes$1,545,000970
Income before extraordinary items$2,943,0001,607
Extraordinary gains, net$015
Net income$2,943,0001,607
Minority interest net income$081
Net income of bank and minority interests.$2,943,0001,607
Net charge-offs$522,0001,122
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,826,1801,640
2014-06-30 (YTD Data)Rank
Total interest income$19,923,000619
Total interest expense$2,608,000558
Net interest income$17,315,000627
Provision for loan and lease losses$04,196
Total noninterest income$3,071,000925
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,046,000640
Trading account gains and fees$0172
Additional Noninterest Income$2,025,000881
Total noninterest expense$17,176,000596
Salaries and employee benefits$9,531,000565
Premises and equipment expense$2,335,000535
Additional noninterest expense$5,310,000616
Pre-tax net operating income$3,210,0001,229
Securities gains (losses)$177,000520
Applicable income taxes$1,039,000943
Income before extraordinary items$2,348,0001,335
Extraordinary gains, net$020
Net income$2,348,0001,336
Minority interest net income$080
Net income of bank and minority interests.$2,348,0001,336
Net charge-offs$-46,0006,126
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,225,8701,377
2014-03-31 (YTD Data)Rank
Total interest income$10,019,000620
Total interest expense$1,290,000579
Net interest income$8,729,000625
Provision for loan and lease losses$03,817
Total noninterest income$1,548,000892
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$510,000640
Trading account gains and fees$0147
Additional Noninterest Income$1,038,000817
Total noninterest expense$8,713,000588
Salaries and employee benefits$4,849,000562
Premises and equipment expense$1,215,000520
Additional noninterest expense$2,649,000618
Pre-tax net operating income$1,564,0001,208
Securities gains (losses)$57,000608
Applicable income taxes$492,000939
Income before extraordinary items$1,129,0001,344
Extraordinary gains, net$016
Net income$1,129,0001,345
Minority interest net income$066
Net income of bank and minority interests.$1,129,0001,346
Net charge-offs$-5,0005,444
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,089,1001,368
2013-12-31 (YTD Data)Rank
Total interest income$39,065,000633
Total interest expense$5,362,000606
Net interest income$33,703,000631
Provision for loan and lease losses$-1,100,0006,687
Total noninterest income$8,070,000790
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,312,000599
Trading account gains and fees$0184
Additional Noninterest Income$5,758,000727
Total noninterest expense$34,507,000603
Salaries and employee benefits$19,210,000556
Premises and equipment expense$4,443,000552
Additional noninterest expense$10,854,000637
Pre-tax net operating income$8,366,000920
Securities gains (losses)$204,000883
Applicable income taxes$2,659,000727
Income before extraordinary items$5,911,0001,047
Extraordinary gains, net$029
Net income$5,911,0001,049
Minority interest net income$090
Net income of bank and minority interests.$5,911,0001,049
Net charge-offs$1,367,0001,001
Cash dividends$5,500,000518
Sale, conversion, retirement of capital stock, net$0924
Net operating income$5,770,2401,047
2013-09-30 (YTD Data)Rank
Total interest income$28,941,000635
Total interest expense$4,037,000615
Net interest income$24,904,000638
Provision for loan and lease losses$-100,0006,561
Total noninterest income$6,224,000782
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,715,000597
Trading account gains and fees$0180
Additional Noninterest Income$4,509,000712
Total noninterest expense$25,608,000609
Salaries and employee benefits$14,354,000559
Premises and equipment expense$3,300,000566
Additional noninterest expense$7,954,000649
Pre-tax net operating income$5,620,0001,035
Securities gains (losses)$137,0001,027
Applicable income taxes$1,749,000836
Income before extraordinary items$4,008,0001,163
Extraordinary gains, net$025
Net income$4,008,0001,163
Minority interest net income$084
Net income of bank and minority interests.$4,008,0001,164
Net charge-offs$1,288,000831
Cash dividends$4,500,000453
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,912,1001,155
2013-06-30 (YTD Data)Rank
Total interest income$19,201,000637
Total interest expense$2,707,000634
Net interest income$16,494,000638
Provision for loan and lease losses$-100,0006,679
Total noninterest income$4,119,000794
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,117,000604
Trading account gains and fees$0157
Additional Noninterest Income$3,002,000726
Total noninterest expense$17,085,000608
Salaries and employee benefits$9,577,000564
Premises and equipment expense$2,257,000550
Additional noninterest expense$5,251,000651
Pre-tax net operating income$3,628,0001,040
Securities gains (losses)$71,0001,313
Applicable income taxes$1,105,000866
Income before extraordinary items$2,594,0001,174
Extraordinary gains, net$022
Net income$2,594,0001,176
Minority interest net income$082
Net income of bank and minority interests.$2,594,0001,177
Net charge-offs$1,326,000633
Cash dividends$3,000,000448
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,544,3001,152
2013-03-31 (YTD Data)Rank
Total interest income$9,635,000647
Total interest expense$1,380,000645
Net interest income$8,255,000644
Provision for loan and lease losses$-250,0006,909
Total noninterest income$1,991,000831
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$543,000618
Trading account gains and fees$0148
Additional Noninterest Income$1,448,000770
Total noninterest expense$8,644,000606
Salaries and employee benefits$4,867,000566
Premises and equipment expense$1,136,000542
Additional noninterest expense$2,641,000649
Pre-tax net operating income$1,852,000997
Securities gains (losses)$71,000783
Applicable income taxes$579,000799
Income before extraordinary items$1,344,0001,127
Extraordinary gains, net$010
Net income$1,344,0001,128
Minority interest net income$076
Net income of bank and minority interests.$1,344,0001,129
Net charge-offs$1,361,000359
Cash dividends$1,500,000384
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,294,3001,104
2012-12-31 (YTD Data)Rank
Total interest income$39,572,000660
Total interest expense$6,592,000647
Net interest income$32,980,000652
Provision for loan and lease losses$-775,0007,008
Total noninterest income$7,916,000806
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,335,000609
Trading account gains and fees$0166
Additional Noninterest Income$5,581,000757
Total noninterest expense$33,244,000630
Salaries and employee benefits$18,927,000561
Premises and equipment expense$4,227,000566
Additional noninterest expense$10,090,000705
Pre-tax net operating income$8,427,000852
Securities gains (losses)$12,0003,338
Applicable income taxes$2,635,000693
Income before extraordinary items$5,804,0001,029
Extraordinary gains, net$029
Net income$5,804,0001,029
Minority interest net income$093
Net income of bank and minority interests.$5,804,0001,029
Net charge-offs$1,277,0001,564
Cash dividends$8,000,000370
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,795,720981
2012-09-30 (YTD Data)Rank
Total interest income$29,775,000666
Total interest expense$5,079,000663
Net interest income$24,696,000655
Provision for loan and lease losses$-1,325,0007,149
Total noninterest income$5,823,000811
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,725,000622
Trading account gains and fees$0157
Additional Noninterest Income$4,098,000747
Total noninterest expense$24,835,000628
Salaries and employee benefits$14,035,000565
Premises and equipment expense$3,197,000569
Additional noninterest expense$7,603,000693
Pre-tax net operating income$7,009,000801
Securities gains (losses)$12,0003,069
Applicable income taxes$2,197,000648
Income before extraordinary items$4,824,000959
Extraordinary gains, net$020
Net income$4,824,000960
Minority interest net income$086
Net income of bank and minority interests.$4,824,000959
Net charge-offs$469,0002,276
Cash dividends$6,000,000312
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,815,720898
2012-06-30 (YTD Data)Rank
Total interest income$19,823,000677
Total interest expense$3,470,000669
Net interest income$16,353,000658
Provision for loan and lease losses$-1,125,0007,215
Total noninterest income$3,851,000807
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,121,000636
Trading account gains and fees$0153
Additional Noninterest Income$2,730,000742
Total noninterest expense$16,561,000629
Salaries and employee benefits$9,270,000563
Premises and equipment expense$2,184,000552
Additional noninterest expense$5,107,000681
Pre-tax net operating income$4,768,000777
Securities gains (losses)$12,0002,678
Applicable income taxes$1,486,000642
Income before extraordinary items$3,294,000921
Extraordinary gains, net$019
Net income$3,294,000920
Minority interest net income$084
Net income of bank and minority interests.$3,294,000921
Net charge-offs$181,0002,866
Cash dividends$4,000,000301
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,285,720868
2012-03-31 (YTD Data)Rank
Total interest income$10,026,000673
Total interest expense$1,785,000671
Net interest income$8,241,000652
Provision for loan and lease losses$-625,0007,277
Total noninterest income$1,910,000811
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$567,000626
Trading account gains and fees$0148
Additional Noninterest Income$1,343,000730
Total noninterest expense$8,334,000613
Salaries and employee benefits$4,658,000556
Premises and equipment expense$1,093,000558
Additional noninterest expense$2,583,000661
Pre-tax net operating income$2,442,000755
Securities gains (losses)$02,210
Applicable income taxes$746,000634
Income before extraordinary items$1,696,000880
Extraordinary gains, net$019
Net income$1,696,000879
Minority interest net income$078
Net income of bank and minority interests.$1,696,000881
Net charge-offs$220,0001,753
Cash dividends$2,000,000258
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,696,000827
2011-12-31 (YTD Data)Rank
Total interest income$41,503,000674
Total interest expense$8,560,000676
Net interest income$32,943,000654
Provision for loan and lease losses$-3,575,0007,340
Total noninterest income$7,425,000771
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,383,000617
Trading account gains and fees$0146
Additional Noninterest Income$5,042,000691
Total noninterest expense$33,022,000605
Salaries and employee benefits$17,100,000566
Premises and equipment expense$4,223,000601
Additional noninterest expense$11,699,000621
Pre-tax net operating income$10,921,000568
Securities gains (losses)$-332,0007,199
Applicable income taxes$3,260,000551
Income before extraordinary items$7,329,000695
Extraordinary gains, net$029
Net income$7,329,000695
Minority interest net income$096
Net income of bank and minority interests.$7,329,000695
Net charge-offs$1,567,0001,814
Cash dividends$2,500,000785
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$7,558,080657
2011-09-30 (YTD Data)Rank
Total interest income$31,253,000683
Total interest expense$6,608,000687
Net interest income$24,645,000662
Provision for loan and lease losses$-2,325,0007,417
Total noninterest income$5,519,000779
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,771,000628
Trading account gains and fees$0145
Additional Noninterest Income$3,748,000711
Total noninterest expense$24,375,000623
Salaries and employee benefits$12,650,000566
Premises and equipment expense$3,179,000602
Additional noninterest expense$8,546,000633
Pre-tax net operating income$8,114,000599
Securities gains (losses)$-332,0007,320
Applicable income taxes$2,433,000540
Income before extraordinary items$5,349,000734
Extraordinary gains, net$021
Net income$5,349,000733
Minority interest net income$087
Net income of bank and minority interests.$5,349,000734
Net charge-offs$1,371,0001,591
Cash dividends$500,0001,810
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,578,080677
2011-06-30 (YTD Data)Rank
Total interest income$20,873,000693
Total interest expense$4,513,000699
Net interest income$16,360,000668
Provision for loan and lease losses$-1,775,0007,492
Total noninterest income$3,632,000789
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,093,000671
Trading account gains and fees$0153
Additional Noninterest Income$2,539,000706
Total noninterest expense$16,305,000629
Salaries and employee benefits$8,359,000576
Premises and equipment expense$2,159,000601
Additional noninterest expense$5,787,000634
Pre-tax net operating income$5,462,000576
Securities gains (losses)$-332,0007,410
Applicable income taxes$1,572,000534
Income before extraordinary items$3,558,000728
Extraordinary gains, net$015
Net income$3,558,000727
Minority interest net income$089
Net income of bank and minority interests.$3,558,000728
Net charge-offs$1,032,0001,447
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,787,080662
2011-03-31 (YTD Data)Rank
Total interest income$10,473,000693
Total interest expense$2,349,000701
Net interest income$8,124,000676
Provision for loan and lease losses$-600,0007,550
Total noninterest income$1,862,000780
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$506,000705
Trading account gains and fees$0158
Additional Noninterest Income$1,356,000674
Total noninterest expense$8,184,000632
Salaries and employee benefits$4,163,000586
Premises and equipment expense$1,094,000610
Additional noninterest expense$2,927,000612
Pre-tax net operating income$2,402,000665
Securities gains (losses)$-332,0007,502
Applicable income taxes$597,000641
Income before extraordinary items$1,473,000835
Extraordinary gains, net$09
Net income$1,473,000834
Minority interest net income$086
Net income of bank and minority interests.$1,473,000835
Net charge-offs$1,140,000786
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,708,720730
2010-12-31 (YTD Data)Rank
Total interest income$44,262,000680
Total interest expense$11,368,000703
Net interest income$32,894,000653
Provision for loan and lease losses$5,250,0001,104
Total noninterest income$8,272,000727
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,426,000610
Trading account gains and fees$0175
Additional Noninterest Income$5,846,000661
Total noninterest expense$32,872,000625
Salaries and employee benefits$16,781,000571
Premises and equipment expense$4,071,000629
Additional noninterest expense$12,020,000637
Pre-tax net operating income$3,044,0001,612
Securities gains (losses)$158,0001,789
Applicable income taxes$706,0001,551
Income before extraordinary items$2,496,0001,652
Extraordinary gains, net$029
Net income$2,496,0001,652
Minority interest net income$0111
Net income of bank and minority interests.$2,496,0001,654
Net charge-offs$5,170,000987
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,372,7601,665
2010-09-30 (YTD Data)Rank
Total interest income$33,518,000674
Total interest expense$8,782,000711
Net interest income$24,736,000647
Provision for loan and lease losses$5,250,000840
Total noninterest income$5,883,000744
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,856,000609
Trading account gains and fees$0165
Additional Noninterest Income$4,027,000664
Total noninterest expense$24,375,000621
Salaries and employee benefits$12,335,000570
Premises and equipment expense$3,018,000638
Additional noninterest expense$9,022,000602
Pre-tax net operating income$994,0003,104
Securities gains (losses)$158,0001,557
Applicable income taxes$209,0002,508
Income before extraordinary items$943,0002,996
Extraordinary gains, net$023
Net income$943,0002,993
Minority interest net income$0110
Net income of bank and minority interests.$943,0002,996
Net charge-offs$4,182,000890
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$813,4403,131
2010-06-30 (YTD Data)Rank
Total interest income$22,585,000674
Total interest expense$6,025,000714
Net interest income$16,560,000647
Provision for loan and lease losses$4,250,000730
Total noninterest income$3,788,000751
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,253,000611
Trading account gains and fees$0152
Additional Noninterest Income$2,535,000672
Total noninterest expense$16,187,000626
Salaries and employee benefits$8,106,000576
Premises and equipment expense$2,073,000623
Additional noninterest expense$6,008,000605
Pre-tax net operating income$-89,0006,255
Securities gains (losses)$107,0001,376
Applicable income taxes$-69,0007,135
Income before extraordinary items$87,0005,632
Extraordinary gains, net$019
Net income$87,0005,635
Minority interest net income$0105
Net income of bank and minority interests.$87,0005,634
Net charge-offs$3,198,000778
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-20,0006,139
2010-03-31 (YTD Data)Rank
Total interest income$11,297,000689
Total interest expense$3,064,000737
Net interest income$8,233,000660
Provision for loan and lease losses$3,050,000543
Total noninterest income$1,805,000774
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$605,000637
Trading account gains and fees$0175
Additional Noninterest Income$1,200,000692
Total noninterest expense$8,051,000628
Salaries and employee benefits$4,044,000594
Premises and equipment expense$1,081,000615
Additional noninterest expense$2,926,000630
Pre-tax net operating income$-1,063,0007,430
Securities gains (losses)$65,0001,012
Applicable income taxes$-341,0007,654
Income before extraordinary items$-657,0007,347
Extraordinary gains, net$016
Net income$-657,0007,347
Minority interest net income$091
Net income of bank and minority interests.$-657,0007,348
Net charge-offs$1,219,000906
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-699,9007,347
2009-12-31 (YTD Data)Rank
Total interest income$46,856,000704
Total interest expense$13,900,000843
Net interest income$32,956,000648
Provision for loan and lease losses$15,150,000602
Total noninterest income$8,201,000753
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,936,000572
Trading account gains and fees$0211
Additional Noninterest Income$5,265,000683
Total noninterest expense$32,826,000638
Salaries and employee benefits$15,863,000595
Premises and equipment expense$4,107,000646
Additional noninterest expense$12,856,000630
Pre-tax net operating income$-6,819,0007,339
Securities gains (losses)$164,0001,715
Applicable income taxes$-2,611,0007,588
Income before extraordinary items$-4,044,0007,161
Extraordinary gains, net$034
Net income$-4,044,0007,161
Minority interest net income$0115
Net income of bank and minority interests.$-4,044,0007,160
Net charge-offs$4,375,0001,262
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-4,148,9607,176
2009-09-30 (YTD Data)Rank
Total interest income$35,249,000724
Total interest expense$10,610,000874
Net interest income$24,639,000654
Provision for loan and lease losses$11,400,000562
Total noninterest income$6,028,000757
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,226,000561
Trading account gains and fees$0212
Additional Noninterest Income$3,802,000722
Total noninterest expense$23,842,000663
Salaries and employee benefits$11,801,000617
Premises and equipment expense$3,064,000669
Additional noninterest expense$8,977,000643
Pre-tax net operating income$-4,575,0007,475
Securities gains (losses)$164,0001,441
Applicable income taxes$-1,597,0007,668
Income before extraordinary items$-2,814,0007,346
Extraordinary gains, net$027
Net income$-2,814,0007,346
Minority interest net income$0118
Net income of bank and minority interests.$-2,814,0007,346
Net charge-offs$1,055,0002,148
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-2,918,9607,356
2009-06-30 (YTD Data)Rank
Total interest income$23,704,000731
Total interest expense$7,116,000923
Net interest income$16,588,000651
Provision for loan and lease losses$5,100,000728
Total noninterest income$3,940,000782
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,470,000563
Trading account gains and fees$0193
Additional Noninterest Income$2,470,000744
Total noninterest expense$15,856,000679
Salaries and employee benefits$7,814,000633
Premises and equipment expense$2,120,000658
Additional noninterest expense$5,922,000654
Pre-tax net operating income$-428,0006,570
Securities gains (losses)$164,0001,149
Applicable income taxes$-36,0006,945
Income before extraordinary items$-228,0006,427
Extraordinary gains, net$021
Net income$-228,0006,426
Minority interest net income$0112
Net income of bank and minority interests.$-228,0006,426
Net charge-offs$404,0002,599
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-369,0406,604
2009-03-31 (YTD Data)Rank
Total interest income$11,801,000741
Total interest expense$3,513,000976
Net interest income$8,288,000645
Provision for loan and lease losses$1,800,000803
Total noninterest income$1,925,000767
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$715,000566
Trading account gains and fees$0171
Additional Noninterest Income$1,210,000724
Total noninterest expense$7,677,000667
Salaries and employee benefits$3,923,000633
Premises and equipment expense$1,090,000652
Additional noninterest expense$2,664,000643
Pre-tax net operating income$736,0001,728
Securities gains (losses)$101,000987
Applicable income taxes$240,0001,261
Income before extraordinary items$597,0001,815
Extraordinary gains, net$015
Net income$597,0001,816
Minority interest net income$0102
Net income of bank and minority interests.$597,0001,817
Net charge-offs$49,0003,571
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$525,2901,921
2008-12-31 (YTD Data)Rank
Total interest income$47,510,000780
Total interest expense$17,581,000906
Net interest income$29,929,000728
Provision for loan and lease losses$2,925,0001,417
Total noninterest income$9,873,000604
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,248,000534
Trading account gains and fees$0154
Additional Noninterest Income$6,625,000531
Total noninterest expense$30,086,000662
Salaries and employee benefits$14,915,000655
Premises and equipment expense$4,028,000687
Additional noninterest expense$11,143,000619
Pre-tax net operating income$6,791,000815
Securities gains (losses)$-95,0007,236
Applicable income taxes$1,374,000931
Income before extraordinary items$5,322,000763
Extraordinary gains, net$039
Net income$5,322,000763
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,267,0001,723
Cash dividends$6,000,000471
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,397,050807
2008-09-30 (YTD Data)Rank
Total interest income$35,242,000812
Total interest expense$13,692,000911
Net interest income$21,550,000772
Provision for loan and lease losses$2,300,0001,075
Total noninterest income$7,908,000597
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,448,000534
Trading account gains and fees$0148
Additional Noninterest Income$5,460,000517
Total noninterest expense$22,440,000653
Salaries and employee benefits$11,188,000671
Premises and equipment expense$2,989,000696
Additional noninterest expense$8,263,000594
Pre-tax net operating income$4,718,0001,074
Securities gains (losses)$-117,0007,545
Applicable income taxes$965,0001,182
Income before extraordinary items$3,636,0001,007
Extraordinary gains, net$031
Net income$3,636,0001,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$875,0001,420
Cash dividends$5,000,000454
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,728,4301,046
2008-06-30 (YTD Data)Rank
Total interest income$23,589,000820
Total interest expense$9,471,000905
Net interest income$14,118,000775
Provision for loan and lease losses$1,525,000940
Total noninterest income$5,845,000572
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,629,000523
Trading account gains and fees$0149
Additional Noninterest Income$4,216,000486
Total noninterest expense$15,057,000647
Salaries and employee benefits$7,504,000666
Premises and equipment expense$2,049,000679
Additional noninterest expense$5,504,000570
Pre-tax net operating income$3,381,0001,059
Securities gains (losses)$-137,0008,278
Applicable income taxes$703,0001,229
Income before extraordinary items$2,541,0001,087
Extraordinary gains, net$021
Net income$2,541,0001,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$814,000975
Cash dividends$3,500,000480
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,647,8601,026
2008-03-31 (YTD Data)Rank
Total interest income$12,203,000823
Total interest expense$5,268,000863
Net interest income$6,935,000791
Provision for loan and lease losses$150,0002,123
Total noninterest income$2,075,000726
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$775,000546
Trading account gains and fees$0158
Additional Noninterest Income$1,300,000684
Total noninterest expense$7,484,000644
Salaries and employee benefits$3,772,000664
Premises and equipment expense$1,038,000679
Additional noninterest expense$2,674,000564
Pre-tax net operating income$1,376,0001,365
Securities gains (losses)$02,688
Applicable income taxes$324,0001,396
Income before extraordinary items$1,052,0001,425
Extraordinary gains, net$015
Net income$1,052,0001,428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0001,870
Cash dividends$2,000,000415
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,052,0001,379
2007-12-31 (YTD Data)Rank
Total interest income$49,038,000856
Total interest expense$24,034,000819
Net interest income$25,004,000882
Provision for loan and lease losses$300,0003,174
Total noninterest income$8,025,000741
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,794,000625
Trading account gains and fees$0178
Additional Noninterest Income$5,231,000657
Total noninterest expense$29,581,000629
Salaries and employee benefits$15,188,000633
Premises and equipment expense$4,325,000615
Additional noninterest expense$10,068,000575
Pre-tax net operating income$3,148,0002,374
Securities gains (losses)$02,146
Applicable income taxes$646,0002,411
Income before extraordinary items$2,502,0002,360
Extraordinary gains, net$039
Net income$2,502,0002,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,140,000935
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,502,0002,351
2007-09-30 (YTD Data)Rank
Total interest income$36,687,000852
Total interest expense$18,106,000815
Net interest income$18,581,000885
Provision for loan and lease losses$150,0003,464
Total noninterest income$5,822,000764
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,065,000623
Trading account gains and fees$0184
Additional Noninterest Income$3,757,000687
Total noninterest expense$22,136,000619
Salaries and employee benefits$11,471,000632
Premises and equipment expense$3,310,000601
Additional noninterest expense$7,355,000574
Pre-tax net operating income$2,117,0002,727
Securities gains (losses)$01,655
Applicable income taxes$401,0002,806
Income before extraordinary items$1,716,0002,695
Extraordinary gains, net$033
Net income$1,716,0002,693
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,123,000594
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,716,0002,675
2007-06-30 (YTD Data)Rank
Total interest income$24,324,000864
Total interest expense$11,953,000826
Net interest income$12,371,000904
Provision for loan and lease losses$06,209
Total noninterest income$3,468,000862
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,353,000642
Trading account gains and fees$0168
Additional Noninterest Income$2,115,000822
Total noninterest expense$14,600,000638
Salaries and employee benefits$7,679,000643
Premises and equipment expense$2,276,000591
Additional noninterest expense$4,645,000609
Pre-tax net operating income$1,239,0003,046
Securities gains (losses)$01,444
Applicable income taxes$237,0003,048
Income before extraordinary items$1,002,0003,037
Extraordinary gains, net$029
Net income$1,002,0003,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$181,0001,430
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,002,0003,020
2007-03-31 (YTD Data)Rank
Total interest income$12,103,000861
Total interest expense$5,940,000818
Net interest income$6,163,000905
Provision for loan and lease losses$05,779
Total noninterest income$1,534,000931
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$663,000634
Trading account gains and fees$0195
Additional Noninterest Income$871,000938
Total noninterest expense$7,397,000637
Salaries and employee benefits$3,785,000662
Premises and equipment expense$1,158,000584
Additional noninterest expense$2,454,000579
Pre-tax net operating income$300,0004,650
Securities gains (losses)$01,187
Applicable income taxes$11,0005,272
Income before extraordinary items$289,0004,267
Extraordinary gains, net$022
Net income$289,0004,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$82,0001,321
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$289,0004,246
2006-12-31 (YTD Data)Rank
Total interest income$46,281,000824
Total interest expense$20,965,000800
Net interest income$25,316,000873
Provision for loan and lease losses$-125,0008,489
Total noninterest income$6,342,000901
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,860,000594
Trading account gains and fees$0130
Additional Noninterest Income$3,482,000903
Total noninterest expense$29,400,000606
Salaries and employee benefits$14,307,000653
Premises and equipment expense$4,493,000562
Additional noninterest expense$10,600,000534
Pre-tax net operating income$2,383,0003,238
Securities gains (losses)$01,687
Applicable income taxes$309,0003,769
Income before extraordinary items$2,074,0003,023
Extraordinary gains, net$051
Net income$2,074,0003,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$926,000736
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,074,0003,018
2006-09-30 (YTD Data)Rank
Total interest income$34,278,000835
Total interest expense$15,065,000819
Net interest income$19,213,000884
Provision for loan and lease losses$-50,0008,524
Total noninterest income$4,831,000906
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,147,000600
Trading account gains and fees$0126
Additional Noninterest Income$2,684,000896
Total noninterest expense$22,138,000623
Salaries and employee benefits$10,696,000666
Premises and equipment expense$3,407,000568
Additional noninterest expense$8,035,000532
Pre-tax net operating income$1,956,0003,165
Securities gains (losses)$01,388
Applicable income taxes$354,0003,352
Income before extraordinary items$1,602,0003,061
Extraordinary gains, net$045
Net income$1,602,0003,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$791,000559
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,602,0003,054
2006-06-30 (YTD Data)Rank
Total interest income$22,456,000833
Total interest expense$9,549,000811
Net interest income$12,907,000879
Provision for loan and lease losses$-50,0008,582
Total noninterest income$3,155,000905
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,278,000677
Trading account gains and fees$0126
Additional Noninterest Income$1,877,000864
Total noninterest expense$14,949,000622
Salaries and employee benefits$7,171,000674
Premises and equipment expense$2,359,000548
Additional noninterest expense$5,419,000524
Pre-tax net operating income$1,163,0003,431
Securities gains (losses)$01,185
Applicable income taxes$211,0003,543
Income before extraordinary items$952,0003,326
Extraordinary gains, net$039
Net income$952,0003,328
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0001,034
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$952,0003,319
2006-03-31 (YTD Data)Rank
Total interest income$11,112,000820
Total interest expense$4,606,000789
Net interest income$6,506,000868
Provision for loan and lease losses$06,013
Total noninterest income$1,525,000925
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$626,000665
Trading account gains and fees$0115
Additional Noninterest Income$899,000882
Total noninterest expense$7,538,000613
Salaries and employee benefits$3,648,000664
Premises and equipment expense$1,212,000525
Additional noninterest expense$2,678,000531
Pre-tax net operating income$493,0003,768
Securities gains (losses)$0955
Applicable income taxes$74,0003,975
Income before extraordinary items$419,0003,570
Extraordinary gains, net$021
Net income$419,0003,569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,000869
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$419,0003,551
2005-12-31 (YTD Data)Rank
Total interest income$45,696,000710
Total interest expense$20,109,000582
Net interest income$25,587,000837
Provision for loan and lease losses$-175,0008,680
Total noninterest income$6,166,000921
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,700,000637
Trading account gains and fees$0138
Additional Noninterest Income$3,466,000906
Total noninterest expense$43,597,000437
Salaries and employee benefits$14,721,000615
Premises and equipment expense$4,727,000515
Additional noninterest expense$24,149,000291
Pre-tax net operating income$-11,669,0008,829
Securities gains (losses)$-2,499,0008,785
Applicable income taxes$-5,664,0008,828
Income before extraordinary items$-8,504,0008,825
Extraordinary gains, net$-119,0008,816
Net income$-8,623,0008,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$575,0001,036
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$-6,904,6408,812
2005-09-30 (YTD Data)Rank
Total interest income$34,775,000679
Total interest expense$15,833,000529
Net interest income$18,942,000833
Provision for loan and lease losses$-175,0008,738
Total noninterest income$4,593,000915
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,011,000637
Trading account gains and fees$0126
Additional Noninterest Income$2,582,000934
Total noninterest expense$35,765,000402
Salaries and employee benefits$10,980,000617
Premises and equipment expense$3,527,000519
Additional noninterest expense$21,258,000263
Pre-tax net operating income$-12,055,0008,855
Securities gains (losses)$-2,499,0008,828
Applicable income taxes$-5,783,0008,853
Income before extraordinary items$-8,771,0008,852
Extraordinary gains, net$-130,0008,849
Net income$-8,901,0008,852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$283,0001,305
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$-7,171,6408,840
2005-06-30 (YTD Data)Rank
Total interest income$23,339,000655
Total interest expense$10,248,000514
Net interest income$13,091,000797
Provision for loan and lease losses$-275,0008,781
Total noninterest income$3,077,000905
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,288,000649
Trading account gains and fees$0116
Additional Noninterest Income$1,789,000874
Total noninterest expense$15,122,000583
Salaries and employee benefits$7,263,000615
Premises and equipment expense$2,341,000516
Additional noninterest expense$5,518,000512
Pre-tax net operating income$1,321,0003,040
Securities gains (losses)$78,000650
Applicable income taxes$-180,0008,789
Income before extraordinary items$1,579,0002,136
Extraordinary gains, net$-139,0008,862
Net income$1,440,0002,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0001,551
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,501,0002,192
2005-03-31 (YTD Data)Rank
Total interest income$11,662,000645
Total interest expense$4,962,000497
Net interest income$6,700,000765
Provision for loan and lease losses$06,226
Total noninterest income$1,474,000913
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$584,000700
Trading account gains and fees$0115
Additional Noninterest Income$890,000866
Total noninterest expense$7,614,000575
Salaries and employee benefits$3,651,000609
Premises and equipment expense$1,223,000488
Additional noninterest expense$2,740,000508
Pre-tax net operating income$560,0003,388
Securities gains (losses)$78,000422
Applicable income taxes$-351,0008,902
Income before extraordinary items$989,0001,693
Extraordinary gains, net$-65,0008,929
Net income$924,0001,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0001,554
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$911,0001,816
2004-12-31 (YTD Data)Rank
Total interest income$50,033,000578
Total interest expense$23,653,000365
Net interest income$26,380,000739
Provision for loan and lease losses$1,758,000614
Total noninterest income$7,263,000775
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,806,000622
Trading account gains and fees$0138
Additional Noninterest Income$4,457,000726
Total noninterest expense$44,155,000412
Salaries and employee benefits$14,737,000580
Premises and equipment expense$4,884,000479
Additional noninterest expense$24,534,000291
Pre-tax net operating income$-12,270,0008,973
Securities gains (losses)$816,000323
Applicable income taxes$-4,627,0008,967
Income before extraordinary items$-6,827,0008,966
Extraordinary gains, net$-1,193,0008,973
Net income$-8,020,0008,968
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,425,000303
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$-7,349,2408,957
2004-09-30 (YTD Data)Rank
Total interest income$38,208,000567
Total interest expense$18,174,000358
Net interest income$20,034,000719
Provision for loan and lease losses$643,0001,170
Total noninterest income$6,030,000727
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,138,000622
Trading account gains and fees$0134
Additional Noninterest Income$3,892,000673
Total noninterest expense$24,337,000529
Salaries and employee benefits$11,461,000564
Premises and equipment expense$3,942,000447
Additional noninterest expense$8,934,000470
Pre-tax net operating income$1,084,0004,420
Securities gains (losses)$1,276,000219
Applicable income taxes$269,0003,952
Income before extraordinary items$2,091,0002,229
Extraordinary gains, net$026
Net income$2,091,0002,231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,349,000310
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$955,3604,052
2004-06-30 (YTD Data)Rank
Total interest income$25,521,000556
Total interest expense$11,890,000356
Net interest income$13,631,000704
Provision for loan and lease losses$643,000790
Total noninterest income$3,723,000782
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,446,000602
Trading account gains and fees$0130
Additional Noninterest Income$2,277,000728
Total noninterest expense$16,290,000528
Salaries and employee benefits$7,611,000567
Premises and equipment expense$2,682,000438
Additional noninterest expense$5,997,000466
Pre-tax net operating income$421,0005,742
Securities gains (losses)$1,048,000207
Applicable income taxes$301,0003,080
Income before extraordinary items$1,168,0002,581
Extraordinary gains, net$021
Net income$1,168,0002,582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,204,000369
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$329,6005,747
2004-03-31 (YTD Data)Rank
Total interest income$12,909,000554
Total interest expense$5,945,000362
Net interest income$6,964,000702
Provision for loan and lease losses$384,000651
Total noninterest income$1,570,000875
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$730,000587
Trading account gains and fees$0121
Additional Noninterest Income$840,000889
Total noninterest expense$8,294,000524
Salaries and employee benefits$3,853,000576
Premises and equipment expense$1,374,000437
Additional noninterest expense$3,067,000450
Pre-tax net operating income$-144,0008,853
Securities gains (losses)$937,000179
Applicable income taxes$190,0002,655
Income before extraordinary items$603,0002,478
Extraordinary gains, net$016
Net income$603,0002,479
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$597,000373
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$-109,1208,820
2003-12-31 (YTD Data)Rank
Total interest income$54,936,000522
Total interest expense$27,397,000353
Net interest income$27,539,000683
Provision for loan and lease losses$2,961,000481
Total noninterest income$7,268,000842
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,180,000544
Trading account gains and fees$0160
Additional Noninterest Income$4,088,000881
Total noninterest expense$32,789,000539
Salaries and employee benefits$14,885,000588
Premises and equipment expense$5,408,000438
Additional noninterest expense$12,496,000464
Pre-tax net operating income$-943,0008,961
Securities gains (losses)$3,787,000185
Applicable income taxes$644,0002,935
Income before extraordinary items$2,200,0002,662
Extraordinary gains, net$054
Net income$2,200,0002,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,175,000818
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-715,9908,915
2003-09-30 (YTD Data)Rank
Total interest income$41,991,000527
Total interest expense$21,048,000362
Net interest income$20,943,000683
Provision for loan and lease losses$2,577,000438
Total noninterest income$5,460,000873
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,379,000553
Trading account gains and fees$0153
Additional Noninterest Income$3,081,000911
Total noninterest expense$24,749,000551
Salaries and employee benefits$11,220,000596
Premises and equipment expense$4,116,000442
Additional noninterest expense$9,413,000469
Pre-tax net operating income$-923,0009,068
Securities gains (losses)$3,100,000199
Applicable income taxes$543,0002,884
Income before extraordinary items$1,634,0002,776
Extraordinary gains, net$040
Net income$1,634,0002,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$740,000862
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-691,0009,027
2003-06-30 (YTD Data)Rank
Total interest income$28,925,000516
Total interest expense$14,407,000367
Net interest income$14,518,000662
Provision for loan and lease losses$2,193,000374
Total noninterest income$3,050,000988
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,567,000553
Trading account gains and fees$0150
Additional Noninterest Income$1,483,0001,148
Total noninterest expense$16,697,000546
Salaries and employee benefits$7,489,000595
Premises and equipment expense$2,822,000432
Additional noninterest expense$6,386,000465
Pre-tax net operating income$-1,322,0009,189
Securities gains (losses)$2,698,000190
Applicable income taxes$395,0002,717
Income before extraordinary items$981,0003,019
Extraordinary gains, net$030
Net income$981,0003,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$312,0001,212
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-934,5809,154
2003-03-31 (YTD Data)Rank
Total interest income$14,725,000512
Total interest expense$7,357,000373
Net interest income$7,368,000651
Provision for loan and lease losses$1,659,000276
Total noninterest income$1,002,0001,328
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$767,000546
Trading account gains and fees$0134
Additional Noninterest Income$235,0002,452
Total noninterest expense$8,463,000537
Salaries and employee benefits$3,770,000586
Premises and equipment expense$1,466,000421
Additional noninterest expense$3,227,000464
Pre-tax net operating income$-1,752,0009,282
Securities gains (losses)$1,278,000186
Applicable income taxes$-116,0009,229
Income before extraordinary items$-358,0009,209
Extraordinary gains, net$021
Net income$-358,0009,205
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,000752
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-1,329,2809,267
2002-12-31 (YTD Data)Rank
Total interest income$65,812,000496
Total interest expense$35,686,000361
Net interest income$30,126,000634
Provision for loan and lease losses$9,265,000255
Total noninterest income$6,513,000839
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,906,000561
Trading account gains and fees$0153
Additional Noninterest Income$3,607,000888
Total noninterest expense$36,469,000479
Salaries and employee benefits$16,235,000523
Premises and equipment expense$5,493,000435
Additional noninterest expense$14,741,000433
Pre-tax net operating income$-9,095,0009,329
Securities gains (losses)$4,294,000170
Applicable income taxes$-2,153,0009,322
Income before extraordinary items$-2,648,0009,302
Extraordinary gains, net$070
Net income$-2,648,0009,300
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,060,000323
Cash dividends$1,206,0001,934
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-5,396,1609,308
2001-12-31 (YTD Data)Rank
Total interest income$80,945,000457
Total interest expense$50,290,000376
Net interest income$30,655,000598
Provision for loan and lease losses$1,285,0001,029
Total noninterest income$14,305,000472
Gross Fiduciary activities income$4,759,000171
Service charges on deposit accounts$2,175,000681
Trading account gains and fees$0177
Additional Noninterest Income$7,371,000500
Total noninterest expense$36,577,000470
Salaries and employee benefits$16,023,000499
Premises and equipment expense$4,823,000474
Additional noninterest expense$15,731,000414
Pre-tax net operating income$7,098,0001,047
Securities gains (losses)$1,913,000253
Applicable income taxes$2,567,000955
Income before extraordinary items$6,444,000860
Extraordinary gains, net$0105
Net income$6,444,000862
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,366,000752
Cash dividends$7,200,000466
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,066,6401,039
2000-12-31 (YTD Data)Rank
Total interest income$87,190,000459
Total interest expense$54,920,000394
Net interest income$32,270,000578
Provision for loan and lease losses$1,850,000652
Total noninterest income$11,078,000544
Gross Fiduciary activities income$4,983,000165
Service charges on deposit accounts$1,780,000764
Trading account gains and fees$0180
Additional Noninterest Income$4,315,000690
Total noninterest expense$33,343,000485
Salaries and employee benefits$14,682,000497
Premises and equipment expense$4,416,000509
Additional noninterest expense$14,245,000453
Pre-tax net operating income$8,155,000948
Securities gains (losses)$-450,0009,697
Applicable income taxes$1,698,0001,358
Income before extraordinary items$6,007,000879
Extraordinary gains, net$038
Net income$6,007,000879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,268,000636
Cash dividends$11,061,000346
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,358,000832
1999-12-31 (YTD Data)Rank
Total interest income$90,957,000432
Total interest expense$53,077,000369
Net interest income$37,880,000517
Provision for loan and lease losses$1,525,000690
Total noninterest income$12,491,000541
Gross Fiduciary activities income$3,912,000226
Service charges on deposit accounts$1,702,000781
Trading account gains and fees$0173
Additional Noninterest Income$6,877,000546
Total noninterest expense$32,019,000519
Salaries and employee benefits$14,743,000512
Premises and equipment expense$3,981,000560
Additional noninterest expense$13,295,000484
Pre-tax net operating income$16,827,000551
Securities gains (losses)$163,000597
Applicable income taxes$4,089,000689
Income before extraordinary items$12,901,000507
Extraordinary gains, net$035
Net income$12,901,000507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$891,000766
Cash dividends$9,693,000406
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$12,777,120503
1998-12-31 (YTD Data)Rank
Total interest income$87,926,000443
Total interest expense$51,533,000381
Net interest income$36,393,000520
Provision for loan and lease losses$300,0002,562
Total noninterest income$9,344,000627
Gross Fiduciary activities income$3,503,000238
Service charges on deposit accounts$1,596,000776
Trading account gains and fees$0224
Additional Noninterest Income$4,245,000724
Total noninterest expense$30,772,000524
Salaries and employee benefits$14,322,000512
Premises and equipment expense$3,843,000572
Additional noninterest expense$12,607,000499
Pre-tax net operating income$14,665,000573
Securities gains (losses)$951,000391
Applicable income taxes$3,760,000721
Income before extraordinary items$11,856,000492
Extraordinary gains, net$032
Net income$11,856,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,786,000501
Cash dividends$7,837,000470
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$11,133,240504
1997-12-31 (YTD Data)Rank
Total interest income$87,635,000444
Total interest expense$50,771,000390
Net interest income$36,864,000515
Provision for loan and lease losses$45,0006,862
Total noninterest income$8,237,000647
Gross Fiduciary activities income$3,179,000256
Service charges on deposit accounts$1,598,000793
Trading account gains and fees$0239
Additional Noninterest Income$3,460,000772
Total noninterest expense$27,884,000545
Salaries and employee benefits$12,896,000525
Premises and equipment expense$3,674,000572
Additional noninterest expense$11,314,000528
Pre-tax net operating income$17,172,000514
Securities gains (losses)$680,000358
Applicable income taxes$4,589,000644
Income before extraordinary items$13,263,000470
Extraordinary gains, net$044
Net income$13,263,000471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,242,000686
Cash dividends$12,760,000315
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$12,759,800465
1996-12-31 (YTD Data)Rank
Total interest income$80,238,000508
Total interest expense$45,874,000454
Net interest income$34,364,000593
Provision for loan and lease losses$09,041
Total noninterest income$7,612,000711
Gross Fiduciary activities income$2,916,000289
Service charges on deposit accounts$1,499,000886
Trading account gains and fees$0262
Additional Noninterest Income$3,197,000844
Total noninterest expense$25,159,000647
Salaries and employee benefits$11,157,000632
Premises and equipment expense$3,643,000611
Additional noninterest expense$10,359,000658
Pre-tax net operating income$16,817,000516
Securities gains (losses)$609,000370
Applicable income taxes$4,448,000641
Income before extraordinary items$12,978,000469
Extraordinary gains, net$053
Net income$12,978,000470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$776,0001,040
Cash dividends$9,831,000433
Sale, conversion, retirement of capital stock, net$0953
Net operating income$12,527,340473
1995-12-31 (YTD Data)Rank
Total interest income$77,721,000551
Total interest expense$45,510,000480
Net interest income$32,211,000636
Provision for loan and lease losses$08,958
Total noninterest income$6,270,000817
Gross Fiduciary activities income$2,668,000317
Service charges on deposit accounts$1,085,0001,233
Trading account gains and fees$0522
Additional Noninterest Income$2,517,000989
Total noninterest expense$26,204,000641
Salaries and employee benefits$11,719,000598
Premises and equipment expense$3,750,000624
Additional noninterest expense$10,735,000649
Pre-tax net operating income$12,277,000696
Securities gains (losses)$631,000299
Applicable income taxes$3,495,000803
Income before extraordinary items$9,413,000623
Extraordinary gains, net$065
Net income$9,413,000623
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,0002,358
Cash dividends$5,293,000607
Sale, conversion, retirement of capital stock, net$0809
Net operating income$8,952,370649
1994-12-31 (YTD Data)Rank
Total interest income$53,417,000660
Total interest expense$24,695,000605
Net interest income$28,722,000695
Provision for loan and lease losses$-3,000,00012,565
Total noninterest income$5,443,000875
Gross Fiduciary activities income$2,363,000337
Service charges on deposit accounts$1,019,0001,313
Trading account gains and fees$0475
Additional Noninterest Income$2,061,0001,108
Total noninterest expense$25,539,000667
Salaries and employee benefits$11,007,000653
Premises and equipment expense$3,569,000653
Additional noninterest expense$10,963,000652
Pre-tax net operating income$11,626,000704
Securities gains (losses)$-3,170,00012,524
Applicable income taxes$2,594,000986
Income before extraordinary items$5,862,000891
Extraordinary gains, net$0249
Net income$5,862,000889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0002,506
Cash dividends$2,669,000890
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$8,049,300690
1993-12-31 (YTD Data)Rank
Total interest income$36,189,000909
Total interest expense$14,321,000957
Net interest income$21,868,000859
Provision for loan and lease losses$010,371
Total noninterest income$4,301,0001,104
Gross Fiduciary activities income$2,020,000375
Service charges on deposit accounts$897,0001,517
Trading account gains and fees$0532
Additional Noninterest Income$1,384,0001,645
Total noninterest expense$19,908,000846
Salaries and employee benefits$9,533,000728
Premises and equipment expense$3,008,000769
Additional noninterest expense$7,367,000952
Pre-tax net operating income$6,261,0001,111
Securities gains (losses)$468,000945
Applicable income taxes$2,037,0001,198
Income before extraordinary items$4,692,0001,107
Extraordinary gains, net$470,000491
Net income$5,162,0001,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0005,115
Cash dividends$1,721,0001,160
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,364,4001,099
1992-12-31 (YTD Data)Rank
Total interest income$39,352,000960
Total interest expense$17,629,0001,029
Net interest income$21,723,000875
Provision for loan and lease losses$011,756
Total noninterest income$3,713,0001,206
Gross Fiduciary activities income$1,627,000428
Service charges on deposit accounts$852,0001,594
Trading account gains and fees$0504
Additional Noninterest Income$1,234,0001,744
Total noninterest expense$19,033,000886
Salaries and employee benefits$9,025,000763
Premises and equipment expense$2,849,000833
Additional noninterest expense$7,159,000993
Pre-tax net operating income$6,403,0001,010
Securities gains (losses)$264,0001,651
Applicable income taxes$2,003,0001,118
Income before extraordinary items$4,664,0001,017
Extraordinary gains, net$01,422
Net income$4,664,0001,020
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,706,0001,076
Cash dividends$7,660,000272
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,479,200962

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.