Home > Ameriserv Financial Bank > Net charge- offs to loans
Ameriserv Financial Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3457% | 315 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3387% | 70 |
| Percentage Net Loans Charged-off:Construction & development | -0.0272% | 4,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6605% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0084% | 4,515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3338% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1800% | 605 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1800% | 507 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0252% | 1,573 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 878 |
| Percentage Net Loans Charged-off:Construction & development | -0.0288% | 4,413 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,974 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0095% | 4,553 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0689% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0782% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0782% | 519 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 1,733 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 3,890 |
| Percentage Net Loans Charged-off:Construction & development | -0.0236% | 4,451 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,056 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0086% | 4,588 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 4,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0162% | 4,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 3,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3250% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3250% | 458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0471% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 3,968 |
| Percentage Net Loans Charged-off:Construction & development | -0.0204% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,163 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 4,661 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 4,111 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0172% | 4,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 3,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9660% | 146 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.9660% | 133 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1740% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1636% | 136 |
| Percentage Net Loans Charged-off:Construction & development | -0.0165% | 4,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3391% | 95 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0084% | 4,655 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 3,860 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 3,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0692% | 963 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8591% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8591% | 240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0151% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 3,461 |
| Percentage Net Loans Charged-off:Construction & development | -0.0163% | 4,430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0076% | 4,699 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 3,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0090% | 3,865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0699% | 750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6027% | 799 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6027% | 734 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0215% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,392 |
| Percentage Net Loans Charged-off:Construction & development | -0.0158% | 4,050 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0087% | 3,829 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0056% | 3,587 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 3,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1078% | 542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6304% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6304% | 680 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0309% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0098% | 3,880 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 4,124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0057% | 3,836 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0238% | 4,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0328% | 4,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2066% | 308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6459% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6459% | 655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 3,821 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0084% | 3,915 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0252% | 4,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0354% | 4,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0326% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4496% | 930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4496% | 843 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0096% | 1,963 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 3,854 |
| Percentage Net Loans Charged-off:Construction & development | -0.0155% | 4,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0075% | 3,952 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0255% | 4,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0360% | 4,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0665% | 887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3257% | 1,058 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3257% | 955 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0189% | 1,563 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0104% | 3,942 |
| Percentage Net Loans Charged-off:Construction & development | -0.0132% | 4,147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0058% | 3,953 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0265% | 4,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0377% | 4,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1327% | 627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0497% | 1,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0497% | 1,711 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0464% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,369 |
| Percentage Net Loans Charged-off:Construction & development | -0.0128% | 4,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0060% | 3,956 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0032% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0045% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2074% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2511% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2511% | 1,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | -0.0167% | 4,197 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,170 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0090% | 3,992 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0593% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0887% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0585% | 1,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4175% | 1,411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4175% | 1,297 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0432% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 1,135 |
| Percentage Net Loans Charged-off:Construction & development | -0.0184% | 4,255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,189 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0101% | 4,007 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0761% | 537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1150% | 390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0793% | 1,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4713% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4713% | 1,116 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0457% | 1,837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0403% | 806 |
| Percentage Net Loans Charged-off:Construction & development | -0.0169% | 4,283 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,257 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0076% | 4,019 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1236% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1877% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7586% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7586% | 802 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0544% | 1,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0411% | 615 |
| Percentage Net Loans Charged-off:Construction & development | -0.0177% | 4,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0150% | 4,075 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1270% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1942% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1022% | 702 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1022% | 632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0219% | 2,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,744 |
| Percentage Net Loans Charged-off:Construction & development | -0.0256% | 4,343 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 1,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0455% | 379 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 4,425 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 3,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1727% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1727% | 597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0231% | 2,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 3,667 |
| Percentage Net Loans Charged-off:Construction & development | -0.0282% | 4,418 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 1,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0604% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 4,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 3,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2454% | 604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2454% | 537 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 2,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | -0.0256% | 4,466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 4,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0907% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 1,181 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 3,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5724% | 445 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5724% | 386 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0760% | 1,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 589 |
| Percentage Net Loans Charged-off:Construction & development | -0.0274% | 4,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1812% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1770% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1835% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 3,930 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4726% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4726% | 433 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1069% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | -0.0267% | 4,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0558% | 711 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 4,231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0926% | 819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1417% | 583 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2199% | 1,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0320% | 780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0320% | 691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1315% | 1,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0764% | 750 |
| Percentage Net Loans Charged-off:Construction & development | -0.0270% | 4,465 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0747% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0060% | 4,270 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1097% | 651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1675% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2937% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9990% | 768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9990% | 682 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1786% | 882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0960% | 572 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 4,522 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1175% | 326 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0093% | 4,321 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0993% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1513% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4504% | 654 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2461% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2461% | 490 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1502% | 928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1400% | 385 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 4,627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1624% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0094% | 4,372 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1560% | 407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2380% | 283 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 3,864 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7886% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7886% | 367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0579% | 2,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0302% | 1,840 |
| Percentage Net Loans Charged-off:Construction & development | -0.0254% | 4,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 1,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2605% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 1,922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 1,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1669% | 1,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2768% | 2,407 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2768% | 2,264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0500% | 2,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 1,806 |
| Percentage Net Loans Charged-off:Construction & development | -0.0265% | 4,603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0760% | 1,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1817% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1811% | 2,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1811% | 2,444 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0203% | 2,829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 1,585 |
| Percentage Net Loans Charged-off:Construction & development | -0.0277% | 4,665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 1,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0171% | 4,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3637% | 1,824 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3637% | 1,703 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0345% | 2,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | -0.0204% | 4,751 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 1,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0620% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0156% | 4,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9032% | 929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9032% | 822 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4431% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 2,446 |
| Percentage Net Loans Charged-off:Construction & development | -0.0265% | 4,645 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0561% | 1,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0786% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2445% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6050% | 494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6050% | 448 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5763% | 365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 2,411 |
| Percentage Net Loans Charged-off:Construction & development | -0.0292% | 4,713 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0330% | 1,888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 1,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9973% | 192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9370% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9370% | 313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7945% | 255 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 4,906 |
| Percentage Net Loans Charged-off:Construction & development | -0.0327% | 4,827 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0185% | 5,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 4,952 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 5,082 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2420% | 128 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4051% | 260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4051% | 228 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5856% | 107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 5,052 |
| Percentage Net Loans Charged-off:Construction & development | -0.0339% | 4,934 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0304% | 5,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0061% | 4,804 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 4,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4827% | 57 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0630% | 139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0630% | 124 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1106% | 2,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1065% | 1,557 |
| Percentage Net Loans Charged-off:Construction & development | -0.1286% | 5,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0523% | 1,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2236% | 977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2929% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0490% | 2,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8203% | 1,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8203% | 924 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0937% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0824% | 1,662 |
| Percentage Net Loans Charged-off:Construction & development | -0.1592% | 5,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0918% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1143% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1481% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1205% | 1,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4141% | 1,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4141% | 1,579 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0837% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 1,836 |
| Percentage Net Loans Charged-off:Construction & development | -0.2267% | 5,329 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0024% | 5,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1817% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2333% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1652% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5024% | 1,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5024% | 1,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0873% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 1,818 |
| Percentage Net Loans Charged-off:Construction & development | -0.4107% | 5,514 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0155% | 5,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1130% | 1,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1442% | 977 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3600% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7937% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7937% | 836 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1062% | 2,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1244% | 2,091 |
| Percentage Net Loans Charged-off:Construction & development | -0.0369% | 5,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1619% | 1,318 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2782% | 5,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1660% | 1,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2090% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0470% | 5,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5638% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5638% | 1,533 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0870% | 2,963 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1140% | 1,989 |
| Percentage Net Loans Charged-off:Construction & development | -0.0402% | 5,168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1665% | 1,118 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3759% | 5,155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1491% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1870% | 1,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1113% | 5,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5014% | 1,668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5014% | 1,527 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0116% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0006% | 3,242 |
| Percentage Net Loans Charged-off:Construction & development | -0.0452% | 5,261 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0123% | 5,641 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5631% | 5,195 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1328% | 1,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1659% | 1,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1586% | 5,553 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5483% | 1,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5483% | 1,294 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0025% | 4,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 2,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0362% | 5,322 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0151% | 5,822 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1396% | 5,237 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2509% | 1,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3130% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1297% | 5,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7708% | 1,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7708% | 1,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1822% | 3,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2109% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | -0.8670% | 5,959 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3643% | 1,295 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0317% | 5,197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1237% | 2,815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1527% | 2,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0190% | 5,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4964% | 2,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4964% | 1,963 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2317% | 2,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2811% | 1,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.6665% | 891 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5084% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0305% | 5,247 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0179% | 6,143 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0220% | 6,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0492% | 5,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3071% | 2,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3071% | 2,312 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3615% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4327% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | 1.3232% | 635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7735% | 657 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0316% | 5,261 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0351% | 6,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0430% | 6,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0434% | 5,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4431% | 1,899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4431% | 1,779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7511% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8943% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 3.2526% | 303 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5689% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0262% | 5,299 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0523% | 6,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0640% | 6,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0397% | 5,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6031% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6031% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1839% | 3,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1630% | 3,475 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1954% | 2,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1681% | 3,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2009% | 2,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1930% | 2,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8770% | 1,553 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8770% | 1,433 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 4,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0324% | 4,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0065% | 6,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0937% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1116% | 3,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2791% | 2,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0238% | 1,251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0238% | 1,135 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 4,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0375% | 4,126 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 6,418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1022% | 3,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1210% | 2,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0827% | 5,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2691% | 1,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2691% | 898 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1311% | 3,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1104% | 2,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1965% | 1,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0298% | 2,874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 2,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2267% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3605% | 2,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3605% | 1,929 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2361% | 4,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2499% | 3,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4616% | 2,065 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 4,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 4,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1572% | 3,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2370% | 3,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2329% | 3,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2762% | 3,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2882% | 3,159 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5374% | 1,619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0013% | 4,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0015% | 4,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2202% | 3,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2501% | 3,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2448% | 3,188 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3128% | 3,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2101% | 3,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3787% | 1,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0138% | 3,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0153% | 3,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1069% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2991% | 3,016 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2910% | 2,766 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6893% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4465% | 2,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8493% | 859 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0256% | 6,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0281% | 6,961 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8557% | 637 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4849% | 6,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4660% | 6,976 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7370% | 2,812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7534% | 2,329 |
| Percentage Net Loans Charged-off:Construction & development | 3.0044% | 1,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9557% | 1,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1219% | 3,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1333% | 3,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7036% | 2,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7116% | 2,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7883% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8533% | 1,974 |
| Percentage Net Loans Charged-off:Construction & development | 3.7014% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0100% | 1,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1441% | 3,477 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1576% | 3,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3990% | 3,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9415% | 2,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9009% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0362% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | 5.3773% | 943 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1015% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1495% | 3,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1636% | 2,862 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1156% | 3,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8176% | 2,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6792% | 2,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8290% | 1,558 |
| Percentage Net Loans Charged-off:Construction & development | 10.1802% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0354% | 7,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1532% | 2,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1677% | 2,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2754% | 7,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0306% | 1,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6044% | 3,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1588% | 4,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2782% | 2,217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0476% | 4,442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 4,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1001% | 1,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0505% | 2,587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1943% | 4,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1893% | 3,658 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3408% | 1,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0469% | 3,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0508% | 3,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1743% | 3,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5325% | 3,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 5,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0960% | 3,822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1607% | 1,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0416% | 3,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0450% | 3,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1341% | 3,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4443% | 3,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 5,147 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 3,479 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0450% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 2,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0158% | 2,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0038% | 2,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1299% | 3,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1941% | 4,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1705% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3250% | 1,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0488% | 3,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 3,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1024% | 4,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4881% | 1,490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1825% | 3,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2295% | 1,989 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4425% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0665% | 2,646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0714% | 2,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2445% | 7,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4962% | 1,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2580% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3488% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6855% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0925% | 1,980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0993% | 1,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3583% | 7,746 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6805% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 3,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 2,372 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 7,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 1,539 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0734% | 1,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0037% | 2,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4725% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1861% | 2,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0165% | 3,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0056% | 1,610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 2,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 2,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8835% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2015% | 1,298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2467% | 1,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0113% | 2,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 7,877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0379% | 2,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0410% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2084% | 799 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4530% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 3,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0162% | 2,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0139% | 7,924 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0504% | 1,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 1,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0469% | 2,440 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3974% | 871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0550% | 2,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 7,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0238% | 8,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 1,462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0021% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0179% | 6,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1559% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1629% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 3,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0188% | 7,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 2,312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 2,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9297% | 1,074 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2927% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1872% | 1,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 2,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 7,925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 1,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 1,643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2398% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7540% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0785% | 2,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0146% | 2,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0079% | 7,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0454% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2206% | 1,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1300% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0852% | 2,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 8,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0573% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0648% | 844 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0122% | 6,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9564% | 608 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1078% | 3,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0442% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0532% | 959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0457% | 2,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2398% | 2,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1635% | 1,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0713% | 3,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 1,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0621% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0445% | 1,809 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 1,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0561% | 7,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9577% | 1,695 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0527% | 3,821 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0330% | 1,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0540% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0216% | 1,824 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0257% | 1,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1329% | 7,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9349% | 1,684 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0458% | 3,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0254% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 8,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 1,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0776% | 930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 1,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5267% | 2,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6755% | 747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4908% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1034% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 2,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0440% | 2,180 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2423% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8830% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4252% | 871 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6221% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5347% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1935% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 2,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0421% | 1,868 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0654% | 7,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2456% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5519% | 681 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4793% | 997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3564% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7447% | 229 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0627% | 1,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0753% | 1,328 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2428% | 7,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1866% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7949% | 519 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4744% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6926% | 208 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4430% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1256% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1509% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.3269% | 8,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7073% | 2,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5185% | 305 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2213% | 3,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1039% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0995% | 1,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1267% | 1,557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1488% | 1,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0379% | 4,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5926% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7488% | 826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1835% | 3,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0782% | 1,763 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 1,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1341% | 1,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1566% | 1,126 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0416% | 7,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1578% | 1,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0232% | 626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1132% | 3,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0759% | 1,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0347% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1241% | 1,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1438% | 1,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0592% | 7,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0435% | 1,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0063% | 7,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1978% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1507% | 850 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0690% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2487% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2847% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1107% | 7,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5464% | 1,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0121% | 981 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8561% | 875 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0790% | 2,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0119% | 828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1532% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1673% | 1,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1659% | 348 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4848% | 4,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8945% | 258 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2377% | 3,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0152% | 3,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 2,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 2,395 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6587% | 1,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8209% | 2,814 |
| Percentage Net Loans Charged-off: Credit card loans | -4.3119% | 5,540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2155% | 2,972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1168% | 215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2906% | 81 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 587 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0237% | 1,325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0985% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4287% | 851 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2549% | 1,312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1578% | 3,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0413% | 502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0531% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2197% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8737% | 240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5528% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0519% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3418% | 2,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0685% | 405 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9122% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5861% | 105 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4830% | 300 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7336% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2500% | 3,219 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0538% | 1,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1852% | 1,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9132% | 200 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1888% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0012% | 453 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0071% | 1,170 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1675% | 4,564 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0337% | 1,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1049% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 1,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8585% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4832% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5894% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0285% | 1,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 6,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0861% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2619% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0844% | 1,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0494% | 1,306 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7510% | 885 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0615% | 1,228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0594% | 6,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0382% | 592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0303% | 1,403 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0323% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2576% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1331% | 1,129 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8588% | 783 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0673% | 1,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 8,989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 1,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0556% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1558% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0334% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8654% | 819 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1472% | 1,195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6096% | 3,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1380% | 859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5365% | 566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 1,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 1,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3414% | 149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1889% | 1,251 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4055% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0300% | 1,180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |