Home > Amerika Samoa Bank > Income and Expense
Amerika Samoa Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,226,000 | 3,149 |
| Total interest expense | $1,150,000 | 4,925 |
| Net interest income | $8,076,000 | 2,705 |
| Provision for loan and lease losses | $-1,234,000 | 7,644 |
| Total noninterest income | $1,801,000 | 2,221 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $796,000 | 1,836 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,005,000 | 2,175 |
| Total noninterest expense | $8,928,000 | 2,176 |
| Salaries and employee benefits | $2,800,000 | 3,298 |
| Premises and equipment expense | $2,495,000 | 1,045 |
| Additional noninterest expense | $3,633,000 | 1,950 |
| Pre-tax net operating income | $2,183,000 | 2,083 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $887,000 | 1,337 |
| Income before extraordinary items | $1,296,000 | 2,764 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,296,000 | 2,761 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,296,000 | 2,766 |
| Net charge-offs | $985,000 | 2,713 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,296,000 | 2,661 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,073,000 | 3,166 |
| Total interest expense | $914,000 | 4,940 |
| Net interest income | $6,159,000 | 2,689 |
| Provision for loan and lease losses | $-1,309,000 | 7,751 |
| Total noninterest income | $1,328,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $580,000 | 1,941 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $748,000 | 2,164 |
| Total noninterest expense | $6,514,000 | 2,227 |
| Salaries and employee benefits | $2,111,000 | 3,301 |
| Premises and equipment expense | $1,876,000 | 1,049 |
| Additional noninterest expense | $2,527,000 | 2,046 |
| Pre-tax net operating income | $2,282,000 | 1,717 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $958,000 | 1,031 |
| Income before extraordinary items | $1,324,000 | 2,374 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,324,000 | 2,372 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,324,000 | 2,376 |
| Net charge-offs | $868,000 | 2,361 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,324,000 | 2,258 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,783,000 | 3,159 |
| Total interest expense | $637,000 | 4,924 |
| Net interest income | $4,146,000 | 2,670 |
| Provision for loan and lease losses | $-1,805,000 | 7,821 |
| Total noninterest income | $888,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $378,000 | 1,979 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $510,000 | 2,066 |
| Total noninterest expense | $4,575,000 | 2,116 |
| Salaries and employee benefits | $1,428,000 | 3,283 |
| Premises and equipment expense | $1,256,000 | 1,061 |
| Additional noninterest expense | $1,891,000 | 1,848 |
| Pre-tax net operating income | $2,264,000 | 1,164 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $953,000 | 747 |
| Income before extraordinary items | $1,311,000 | 1,672 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,311,000 | 1,671 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,311,000 | 1,672 |
| Net charge-offs | $609,000 | 2,223 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,311,000 | 1,596 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 3,185 |
| Total interest expense | $312,000 | 5,108 |
| Net interest income | $2,106,000 | 2,649 |
| Provision for loan and lease losses | $-1,987,000 | 7,927 |
| Total noninterest income | $400,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $184,000 | 2,020 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $216,000 | 2,283 |
| Total noninterest expense | $2,257,000 | 2,158 |
| Salaries and employee benefits | $747,000 | 3,197 |
| Premises and equipment expense | $610,000 | 1,120 |
| Additional noninterest expense | $900,000 | 1,898 |
| Pre-tax net operating income | $2,236,000 | 614 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $939,000 | 403 |
| Income before extraordinary items | $1,297,000 | 842 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,297,000 | 845 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,297,000 | 846 |
| Net charge-offs | $69,000 | 3,452 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,297,000 | 815 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,640,000 | 3,074 |
| Total interest expense | $2,640,000 | 3,758 |
| Net interest income | $8,000,000 | 2,732 |
| Provision for loan and lease losses | $2,154,000 | 2,391 |
| Total noninterest income | $1,924,000 | 2,175 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $825,000 | 2,008 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,099,000 | 2,038 |
| Total noninterest expense | $8,639,000 | 2,293 |
| Salaries and employee benefits | $2,803,000 | 3,387 |
| Premises and equipment expense | $2,535,000 | 1,077 |
| Additional noninterest expense | $3,301,000 | 2,160 |
| Pre-tax net operating income | $-869,000 | 6,206 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-365,000 | 6,928 |
| Income before extraordinary items | $-504,000 | 6,083 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-504,000 | 6,082 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-504,000 | 6,083 |
| Net charge-offs | $127,000 | 5,484 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-504,000 | 6,078 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,047,000 | 3,092 |
| Total interest expense | $2,052,000 | 3,790 |
| Net interest income | $5,995,000 | 2,738 |
| Provision for loan and lease losses | $1,996,000 | 1,905 |
| Total noninterest income | $1,432,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $617,000 | 2,005 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $815,000 | 2,100 |
| Total noninterest expense | $6,235,000 | 2,368 |
| Salaries and employee benefits | $2,039,000 | 3,488 |
| Premises and equipment expense | $1,919,000 | 1,075 |
| Additional noninterest expense | $2,277,000 | 2,291 |
| Pre-tax net operating income | $-804,000 | 6,539 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-338,000 | 7,229 |
| Income before extraordinary items | $-466,000 | 6,400 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-466,000 | 6,401 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-466,000 | 6,400 |
| Net charge-offs | $92,000 | 5,128 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-466,000 | 6,390 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,393,000 | 3,106 |
| Total interest expense | $1,512,000 | 3,648 |
| Net interest income | $3,881,000 | 2,799 |
| Provision for loan and lease losses | $309,000 | 3,645 |
| Total noninterest income | $1,006,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $394,000 | 2,046 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $612,000 | 1,967 |
| Total noninterest expense | $3,738,000 | 2,668 |
| Salaries and employee benefits | $1,361,000 | 3,526 |
| Premises and equipment expense | $1,296,000 | 1,083 |
| Additional noninterest expense | $1,081,000 | 3,090 |
| Pre-tax net operating income | $840,000 | 2,428 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $352,000 | 1,389 |
| Income before extraordinary items | $488,000 | 3,138 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $488,000 | 3,136 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $488,000 | 3,137 |
| Net charge-offs | $74,000 | 4,562 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $488,000 | 3,040 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 3,164 |
| Total interest expense | $816,000 | 3,566 |
| Net interest income | $1,857,000 | 2,895 |
| Provision for loan and lease losses | $287,000 | 2,405 |
| Total noninterest income | $438,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $207,000 | 1,905 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $231,000 | 2,317 |
| Total noninterest expense | $1,744,000 | 2,753 |
| Salaries and employee benefits | $617,000 | 3,842 |
| Premises and equipment expense | $653,000 | 1,094 |
| Additional noninterest expense | $474,000 | 3,142 |
| Pre-tax net operating income | $264,000 | 3,546 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $111,000 | 2,071 |
| Income before extraordinary items | $153,000 | 4,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $153,000 | 4,318 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $153,000 | 4,319 |
| Net charge-offs | $49,000 | 3,571 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $153,000 | 4,152 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,322,000 | 3,192 |
| Total interest expense | $3,157,000 | 4,108 |
| Net interest income | $8,165,000 | 2,656 |
| Provision for loan and lease losses | $667,000 | 3,320 |
| Total noninterest income | $2,005,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $821,000 | 2,085 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,184,000 | 1,893 |
| Total noninterest expense | $8,346,000 | 2,296 |
| Salaries and employee benefits | $3,341,000 | 2,953 |
| Premises and equipment expense | $1,606,000 | 1,714 |
| Additional noninterest expense | $3,399,000 | 1,801 |
| Pre-tax net operating income | $1,157,000 | 3,488 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $403,000 | 2,078 |
| Income before extraordinary items | $754,000 | 3,828 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $754,000 | 3,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 3,859 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $754,000 | 3,948 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,167,000 | 3,372 |
| Total interest expense | $2,251,000 | 4,375 |
| Net interest income | $5,916,000 | 2,758 |
| Provision for loan and lease losses | $469,000 | 2,820 |
| Total noninterest income | $1,905,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $819,000 | 1,638 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,086,000 | 1,706 |
| Total noninterest expense | $5,964,000 | 2,384 |
| Salaries and employee benefits | $2,493,000 | 2,991 |
| Premises and equipment expense | $915,000 | 2,213 |
| Additional noninterest expense | $2,556,000 | 1,739 |
| Pre-tax net operating income | $1,388,000 | 3,000 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $500,000 | 1,901 |
| Income before extraordinary items | $888,000 | 3,357 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $888,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,845 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $888,000 | 3,485 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,490,000 | 3,396 |
| Total interest expense | $1,504,000 | 4,495 |
| Net interest income | $3,986,000 | 2,709 |
| Provision for loan and lease losses | $235,000 | 2,897 |
| Total noninterest income | $1,268,000 | 1,856 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $569,000 | 1,556 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $699,000 | 1,789 |
| Total noninterest expense | $4,161,000 | 2,300 |
| Salaries and employee benefits | $1,722,000 | 2,915 |
| Premises and equipment expense | $593,000 | 2,276 |
| Additional noninterest expense | $1,846,000 | 1,593 |
| Pre-tax net operating income | $858,000 | 3,277 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $361,000 | 1,984 |
| Income before extraordinary items | $497,000 | 4,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $497,000 | 4,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,384 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $497,000 | 3,976 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 3,242 |
| Total interest expense | $796,000 | 4,519 |
| Net interest income | $2,191,000 | 2,494 |
| Provision for loan and lease losses | $1,000 | 6,027 |
| Total noninterest income | $493,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $158,000 | 2,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $335,000 | 1,837 |
| Total noninterest expense | $1,896,000 | 2,492 |
| Salaries and employee benefits | $856,000 | 2,975 |
| Premises and equipment expense | $268,000 | 2,517 |
| Additional noninterest expense | $772,000 | 1,824 |
| Pre-tax net operating income | $787,000 | 2,186 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $329,000 | 1,383 |
| Income before extraordinary items | $458,000 | 2,891 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $458,000 | 2,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 1,392 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $458,000 | 2,810 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,322,000 | 3,210 |
| Total interest expense | $3,476,000 | 4,358 |
| Net interest income | $8,846,000 | 2,493 |
| Provision for loan and lease losses | $597,000 | 2,067 |
| Total noninterest income | $1,689,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $689,000 | 2,395 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,000,000 | 2,218 |
| Total noninterest expense | $7,024,000 | 2,588 |
| Salaries and employee benefits | $3,220,000 | 3,046 |
| Premises and equipment expense | $1,011,000 | 2,550 |
| Additional noninterest expense | $2,793,000 | 1,981 |
| Pre-tax net operating income | $2,914,000 | 2,531 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,272,000 | 1,586 |
| Income before extraordinary items | $1,642,000 | 3,242 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,642,000 | 3,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $491,000 | 1,713 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,642,000 | 3,228 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,208,000 | 3,224 |
| Total interest expense | $2,585,000 | 4,383 |
| Net interest income | $6,623,000 | 2,507 |
| Provision for loan and lease losses | $525,000 | 1,503 |
| Total noninterest income | $1,236,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $514,000 | 2,387 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $722,000 | 2,274 |
| Total noninterest expense | $5,134,000 | 2,622 |
| Salaries and employee benefits | $2,322,000 | 3,127 |
| Premises and equipment expense | $737,000 | 2,603 |
| Additional noninterest expense | $2,075,000 | 1,943 |
| Pre-tax net operating income | $2,200,000 | 2,669 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $974,000 | 1,685 |
| Income before extraordinary items | $1,226,000 | 3,413 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,226,000 | 3,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $470,000 | 1,130 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,226,000 | 3,400 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,049,000 | 3,270 |
| Total interest expense | $1,675,000 | 4,460 |
| Net interest income | $4,374,000 | 2,549 |
| Provision for loan and lease losses | $464,000 | 1,091 |
| Total noninterest income | $809,000 | 2,587 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $350,000 | 2,358 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $459,000 | 2,375 |
| Total noninterest expense | $3,665,000 | 2,487 |
| Salaries and employee benefits | $1,586,000 | 3,095 |
| Premises and equipment expense | $483,000 | 2,662 |
| Additional noninterest expense | $1,596,000 | 1,704 |
| Pre-tax net operating income | $1,054,000 | 3,413 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $454,000 | 2,202 |
| Income before extraordinary items | $600,000 | 4,166 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $600,000 | 4,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 845 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $600,000 | 4,157 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,969,000 | 3,311 |
| Total interest expense | $837,000 | 4,457 |
| Net interest income | $2,132,000 | 2,614 |
| Provision for loan and lease losses | $508,000 | 516 |
| Total noninterest income | $396,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $173,000 | 2,320 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $223,000 | 2,388 |
| Total noninterest expense | $1,811,000 | 2,533 |
| Salaries and employee benefits | $819,000 | 3,025 |
| Premises and equipment expense | $230,000 | 2,784 |
| Additional noninterest expense | $762,000 | 1,757 |
| Pre-tax net operating income | $209,000 | 5,419 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $114,000 | 3,097 |
| Income before extraordinary items | $95,000 | 6,470 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $95,000 | 6,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 503 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $95,000 | 6,455 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,338,000 | 3,242 |
| Total interest expense | $2,496,000 | 4,829 |
| Net interest income | $8,842,000 | 2,554 |
| Provision for loan and lease losses | $453,000 | 2,053 |
| Total noninterest income | $1,723,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $671,000 | 2,462 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,052,000 | 2,146 |
| Total noninterest expense | $6,641,000 | 2,642 |
| Salaries and employee benefits | $3,258,000 | 2,905 |
| Premises and equipment expense | $837,000 | 2,888 |
| Additional noninterest expense | $2,546,000 | 2,069 |
| Pre-tax net operating income | $3,471,000 | 2,500 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,542,000 | 1,620 |
| Income before extraordinary items | $1,929,000 | 3,181 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,929,000 | 3,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,684 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,929,000 | 3,163 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,308,000 | 3,277 |
| Total interest expense | $1,737,000 | 4,944 |
| Net interest income | $6,571,000 | 2,599 |
| Provision for loan and lease losses | $713,000 | 1,039 |
| Total noninterest income | $1,315,000 | 2,452 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $498,000 | 2,487 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $817,000 | 2,094 |
| Total noninterest expense | $4,799,000 | 2,724 |
| Salaries and employee benefits | $2,390,000 | 2,960 |
| Premises and equipment expense | $593,000 | 3,037 |
| Additional noninterest expense | $1,816,000 | 2,147 |
| Pre-tax net operating income | $2,374,000 | 2,773 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,077,000 | 1,786 |
| Income before extraordinary items | $1,297,000 | 3,547 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,297,000 | 3,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,182 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,297,000 | 3,532 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,389,000 | 3,301 |
| Total interest expense | $1,121,000 | 4,928 |
| Net interest income | $4,268,000 | 2,661 |
| Provision for loan and lease losses | $169,000 | 2,419 |
| Total noninterest income | $875,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $336,000 | 2,431 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $539,000 | 2,116 |
| Total noninterest expense | $3,143,000 | 2,783 |
| Salaries and employee benefits | $1,602,000 | 2,947 |
| Premises and equipment expense | $377,000 | 3,144 |
| Additional noninterest expense | $1,164,000 | 2,235 |
| Pre-tax net operating income | $1,831,000 | 2,479 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $843,000 | 1,599 |
| Income before extraordinary items | $988,000 | 3,242 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $988,000 | 3,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,027 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $988,000 | 3,235 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 3,376 |
| Total interest expense | $450,000 | 5,392 |
| Net interest income | $2,111,000 | 2,667 |
| Provision for loan and lease losses | $65,000 | 2,715 |
| Total noninterest income | $427,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $172,000 | 2,312 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $255,000 | 2,168 |
| Total noninterest expense | $1,600,000 | 2,736 |
| Salaries and employee benefits | $864,000 | 2,787 |
| Premises and equipment expense | $182,000 | 3,245 |
| Additional noninterest expense | $554,000 | 2,313 |
| Pre-tax net operating income | $873,000 | 2,525 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $417,000 | 1,603 |
| Income before extraordinary items | $456,000 | 3,386 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $456,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 1,771 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $456,000 | 3,362 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,088,000 | 3,399 |
| Total interest expense | $1,445,000 | 5,320 |
| Net interest income | $7,643,000 | 2,818 |
| Provision for loan and lease losses | $398,000 | 2,293 |
| Total noninterest income | $1,947,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $684,000 | 2,393 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,263,000 | 1,891 |
| Total noninterest expense | $5,700,000 | 2,887 |
| Salaries and employee benefits | $2,686,000 | 3,278 |
| Premises and equipment expense | $703,000 | 3,215 |
| Additional noninterest expense | $2,311,000 | 2,165 |
| Pre-tax net operating income | $3,492,000 | 2,459 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,373,000 | 1,810 |
| Income before extraordinary items | $2,119,000 | 2,944 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,119,000 | 2,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,073 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,119,000 | 2,916 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,574,000 | 3,438 |
| Total interest expense | $1,014,000 | 5,395 |
| Net interest income | $5,560,000 | 2,879 |
| Provision for loan and lease losses | $423,000 | 1,637 |
| Total noninterest income | $1,461,000 | 2,251 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $479,000 | 2,528 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $982,000 | 1,841 |
| Total noninterest expense | $4,092,000 | 2,960 |
| Salaries and employee benefits | $1,878,000 | 3,451 |
| Premises and equipment expense | $514,000 | 3,288 |
| Additional noninterest expense | $1,700,000 | 2,180 |
| Pre-tax net operating income | $2,506,000 | 2,568 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,037,000 | 1,824 |
| Income before extraordinary items | $1,469,000 | 3,180 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,469,000 | 3,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 1,611 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,469,000 | 3,141 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 3,466 |
| Total interest expense | $619,000 | 5,486 |
| Net interest income | $3,612,000 | 2,921 |
| Provision for loan and lease losses | $272,000 | 1,665 |
| Total noninterest income | $964,000 | 2,240 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $287,000 | 2,705 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $677,000 | 1,781 |
| Total noninterest expense | $2,676,000 | 3,003 |
| Salaries and employee benefits | $1,234,000 | 3,480 |
| Premises and equipment expense | $342,000 | 3,251 |
| Additional noninterest expense | $1,100,000 | 2,229 |
| Pre-tax net operating income | $1,628,000 | 2,583 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $679,000 | 1,827 |
| Income before extraordinary items | $949,000 | 3,220 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $949,000 | 3,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 1,726 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $949,000 | 3,176 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,017,000 | 3,563 |
| Total interest expense | $301,000 | 5,470 |
| Net interest income | $1,716,000 | 3,035 |
| Provision for loan and lease losses | $136,000 | 1,587 |
| Total noninterest income | $352,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $129,000 | 2,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $223,000 | 2,319 |
| Total noninterest expense | $1,334,000 | 3,025 |
| Salaries and employee benefits | $603,000 | 3,559 |
| Premises and equipment expense | $172,000 | 3,284 |
| Additional noninterest expense | $559,000 | 2,186 |
| Pre-tax net operating income | $598,000 | 3,229 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $252,000 | 2,261 |
| Income before extraordinary items | $346,000 | 3,984 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $346,000 | 3,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,489 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $346,000 | 3,938 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,042,000 | 3,789 |
| Total interest expense | $954,000 | 5,798 |
| Net interest income | $6,088,000 | 3,257 |
| Provision for loan and lease losses | $513,000 | 1,916 |
| Total noninterest income | $1,446,000 | 2,749 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $535,000 | 2,985 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $911,000 | 2,285 |
| Total noninterest expense | $4,777,000 | 3,251 |
| Salaries and employee benefits | $2,045,000 | 3,928 |
| Premises and equipment expense | $584,000 | 3,612 |
| Additional noninterest expense | $2,148,000 | 2,266 |
| Pre-tax net operating income | $2,244,000 | 3,245 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $933,000 | 2,276 |
| Income before extraordinary items | $1,311,000 | 3,963 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,311,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,666 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,311,000 | 3,903 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 3,862 |
| Total interest expense | $704,000 | 5,804 |
| Net interest income | $4,415,000 | 3,321 |
| Provision for loan and lease losses | $381,000 | 1,850 |
| Total noninterest income | $1,106,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $397,000 | 3,031 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $709,000 | 2,248 |
| Total noninterest expense | $3,523,000 | 3,285 |
| Salaries and employee benefits | $1,462,000 | 4,039 |
| Premises and equipment expense | $427,000 | 3,699 |
| Additional noninterest expense | $1,634,000 | 2,215 |
| Pre-tax net operating income | $1,617,000 | 3,412 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $686,000 | 2,350 |
| Income before extraordinary items | $931,000 | 4,175 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $931,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 2,525 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $931,000 | 4,111 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 3,898 |
| Total interest expense | $483,000 | 5,744 |
| Net interest income | $2,878,000 | 3,381 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $711,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $251,000 | 3,142 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $460,000 | 2,321 |
| Total noninterest expense | $2,094,000 | 3,609 |
| Salaries and employee benefits | $876,000 | 4,415 |
| Premises and equipment expense | $295,000 | 3,605 |
| Additional noninterest expense | $923,000 | 2,565 |
| Pre-tax net operating income | $1,245,000 | 3,022 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $502,000 | 2,200 |
| Income before extraordinary items | $743,000 | 3,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $743,000 | 3,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,403 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $743,000 | 3,631 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,641,000 | 3,974 |
| Total interest expense | $240,000 | 5,816 |
| Net interest income | $1,401,000 | 3,446 |
| Provision for loan and lease losses | $126,000 | 1,733 |
| Total noninterest income | $354,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $134,000 | 2,908 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $220,000 | 2,316 |
| Total noninterest expense | $983,000 | 3,814 |
| Salaries and employee benefits | $414,000 | 4,619 |
| Premises and equipment expense | $146,000 | 3,659 |
| Additional noninterest expense | $423,000 | 2,753 |
| Pre-tax net operating income | $646,000 | 2,889 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $257,000 | 2,154 |
| Income before extraordinary items | $389,000 | 3,584 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $389,000 | 3,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,747 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $389,000 | 3,467 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,568,000 | 4,013 |
| Total interest expense | $1,159,000 | 5,682 |
| Net interest income | $5,409,000 | 3,478 |
| Provision for loan and lease losses | $485,000 | 2,218 |
| Total noninterest income | $1,263,000 | 3,188 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $551,000 | 2,874 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $712,000 | 2,939 |
| Total noninterest expense | $4,175,000 | 3,591 |
| Salaries and employee benefits | $1,871,000 | 4,139 |
| Premises and equipment expense | $554,000 | 3,750 |
| Additional noninterest expense | $1,750,000 | 2,696 |
| Pre-tax net operating income | $2,012,000 | 3,391 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $809,000 | 2,517 |
| Income before extraordinary items | $1,203,000 | 4,134 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,203,000 | 4,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,806 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,203,000 | 3,972 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,877,000 | 4,093 |
| Total interest expense | $884,000 | 5,771 |
| Net interest income | $3,993,000 | 3,532 |
| Provision for loan and lease losses | $359,000 | 2,227 |
| Total noninterest income | $938,000 | 3,263 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $414,000 | 2,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $524,000 | 3,050 |
| Total noninterest expense | $2,480,000 | 4,299 |
| Salaries and employee benefits | $1,357,000 | 4,241 |
| Premises and equipment expense | $417,000 | 3,736 |
| Additional noninterest expense | $706,000 | 4,445 |
| Pre-tax net operating income | $2,092,000 | 2,752 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $871,000 | 2,070 |
| Income before extraordinary items | $1,221,000 | 3,454 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,221,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,573 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,221,000 | 3,287 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 4,148 |
| Total interest expense | $597,000 | 5,858 |
| Net interest income | $2,647,000 | 3,539 |
| Provision for loan and lease losses | $232,000 | 2,270 |
| Total noninterest income | $599,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $277,000 | 2,831 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $322,000 | 3,160 |
| Total noninterest expense | $1,611,000 | 4,368 |
| Salaries and employee benefits | $894,000 | 4,276 |
| Premises and equipment expense | $284,000 | 3,658 |
| Additional noninterest expense | $433,000 | 4,724 |
| Pre-tax net operating income | $1,403,000 | 2,735 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $567,000 | 2,127 |
| Income before extraordinary items | $836,000 | 3,393 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $836,000 | 3,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 1,708 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $836,000 | 3,211 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,597,000 | 4,240 |
| Total interest expense | $294,000 | 5,992 |
| Net interest income | $1,303,000 | 3,580 |
| Provision for loan and lease losses | $116,000 | 2,144 |
| Total noninterest income | $274,000 | 3,459 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $136,000 | 2,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $138,000 | 3,360 |
| Total noninterest expense | $809,000 | 4,334 |
| Salaries and employee benefits | $458,000 | 4,189 |
| Premises and equipment expense | $137,000 | 3,763 |
| Additional noninterest expense | $214,000 | 4,731 |
| Pre-tax net operating income | $652,000 | 2,892 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $258,000 | 2,282 |
| Income before extraordinary items | $394,000 | 3,490 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $394,000 | 3,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,751 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $394,000 | 3,324 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,534,000 | 4,281 |
| Total interest expense | $1,404,000 | 5,923 |
| Net interest income | $5,130,000 | 3,591 |
| Provision for loan and lease losses | $438,000 | 2,639 |
| Total noninterest income | $1,068,000 | 3,327 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $499,000 | 2,975 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $569,000 | 3,058 |
| Total noninterest expense | $3,572,000 | 3,893 |
| Salaries and employee benefits | $1,895,000 | 3,924 |
| Premises and equipment expense | $512,000 | 3,876 |
| Additional noninterest expense | $1,165,000 | 3,700 |
| Pre-tax net operating income | $2,188,000 | 3,223 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $967,000 | 2,264 |
| Income before extraordinary items | $1,221,000 | 4,039 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,221,000 | 4,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,638 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,221,000 | 3,928 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,028,000 | 4,936 |
| Total interest expense | $1,999,000 | 6,101 |
| Net interest income | $4,029,000 | 4,107 |
| Provision for loan and lease losses | $254,000 | 3,568 |
| Total noninterest income | $392,000 | 5,732 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $348,000 | 3,774 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $44,000 | 7,857 |
| Total noninterest expense | $3,693,000 | 3,667 |
| Salaries and employee benefits | $1,843,000 | 3,843 |
| Premises and equipment expense | $489,000 | 3,953 |
| Additional noninterest expense | $1,361,000 | 3,136 |
| Pre-tax net operating income | $474,000 | 6,659 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $161,000 | 5,343 |
| Income before extraordinary items | $313,000 | 7,055 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $313,000 | 7,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 1,704 |
| Cash dividends | $242,000 | 4,730 |
| Sale, conversion, retirement of capital stock, net | $-1,820,000 | 9,589 |
| Net operating income | $313,000 | 6,936 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,173,000 | 4,975 |
| Total interest expense | $1,955,000 | 6,338 |
| Net interest income | $4,218,000 | 4,003 |
| Provision for loan and lease losses | $491,000 | 1,905 |
| Total noninterest income | $557,000 | 4,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $292,000 | 3,985 |
| Total noninterest expense | $3,576,000 | 3,633 |
| Salaries and employee benefits | $1,477,000 | 4,414 |
| Premises and equipment expense | $627,000 | 3,143 |
| Additional noninterest expense | $1,472,000 | 2,863 |
| Pre-tax net operating income | $708,000 | 6,191 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $245,000 | 5,026 |
| Income before extraordinary items | $463,000 | 6,520 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $463,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,818 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $463,000 | 6,531 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,439,000 | 5,283 |
| Total interest expense | $1,654,000 | 6,628 |
| Net interest income | $3,785,000 | 4,374 |
| Provision for loan and lease losses | $546,000 | 1,645 |
| Total noninterest income | $563,000 | 4,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $282,000 | 4,159 |
| Total noninterest expense | $3,434,000 | 3,760 |
| Salaries and employee benefits | $1,493,000 | 4,361 |
| Premises and equipment expense | $859,000 | 2,352 |
| Additional noninterest expense | $1,072,000 | 3,788 |
| Pre-tax net operating income | $378,000 | 7,695 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $129,000 | 6,528 |
| Income before extraordinary items | $249,000 | 7,940 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $249,000 | 7,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $294,000 | 1,844 |
| Cash dividends | $296,000 | 4,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $249,000 | 7,914 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,255,000 | 5,479 |
| Total interest expense | $1,801,000 | 6,549 |
| Net interest income | $3,454,000 | 4,652 |
| Provision for loan and lease losses | $651,000 | 1,394 |
| Total noninterest income | $593,000 | 4,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 3,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 4,184 |
| Total noninterest expense | $3,234,000 | 3,858 |
| Salaries and employee benefits | $1,537,000 | 4,163 |
| Premises and equipment expense | $818,000 | 2,401 |
| Additional noninterest expense | $879,000 | 4,370 |
| Pre-tax net operating income | $162,000 | 9,118 |
| Securities gains (losses) | $8,000 | 3,124 |
| Applicable income taxes | $139,000 | 6,991 |
| Income before extraordinary items | $31,000 | 9,714 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $31,000 | 9,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $571,000 | 1,133 |
| Cash dividends | $283,000 | 4,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $25,880 | 9,682 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,629,000 | 6,106 |
| Total interest expense | $1,637,000 | 7,034 |
| Net interest income | $2,992,000 | 5,312 |
| Provision for loan and lease losses | $89,000 | 5,462 |
| Total noninterest income | $612,000 | 4,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $317,000 | 3,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,969 |
| Total noninterest expense | $2,980,000 | 4,117 |
| Salaries and employee benefits | $1,360,000 | 4,613 |
| Premises and equipment expense | $722,000 | 2,661 |
| Additional noninterest expense | $898,000 | 4,321 |
| Pre-tax net operating income | $535,000 | 7,734 |
| Securities gains (losses) | $-20,000 | 10,368 |
| Applicable income taxes | $180,000 | 7,171 |
| Income before extraordinary items | $335,000 | 8,104 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $335,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,539 |
| Cash dividends | $270,000 | 4,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $348,000 | 7,958 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,781,000 | 6,133 |
| Total interest expense | $1,692,000 | 7,105 |
| Net interest income | $3,089,000 | 5,324 |
| Provision for loan and lease losses | $101,000 | 5,052 |
| Total noninterest income | $564,000 | 4,751 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,131 |
| Total noninterest expense | $2,486,000 | 5,029 |
| Salaries and employee benefits | $1,152,000 | 5,388 |
| Premises and equipment expense | $589,000 | 3,266 |
| Additional noninterest expense | $745,000 | 5,483 |
| Pre-tax net operating income | $1,066,000 | 5,519 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $361,000 | 5,226 |
| Income before extraordinary items | $705,000 | 5,743 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $705,000 | 5,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,724 |
| Cash dividends | $258,000 | 4,885 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 11,320 |
| Net operating income | $705,000 | 5,688 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,826,000 | 6,148 |
| Total interest expense | $1,971,000 | 6,533 |
| Net interest income | $2,855,000 | 5,723 |
| Provision for loan and lease losses | $84,000 | 4,983 |
| Total noninterest income | $560,000 | 4,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 4,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 4,490 |
| Total noninterest expense | $2,412,000 | 5,159 |
| Salaries and employee benefits | $1,137,000 | 5,455 |
| Premises and equipment expense | $574,000 | 3,332 |
| Additional noninterest expense | $701,000 | 5,839 |
| Pre-tax net operating income | $919,000 | 6,329 |
| Securities gains (losses) | $144,000 | 795 |
| Applicable income taxes | $360,000 | 5,320 |
| Income before extraordinary items | $703,000 | 5,974 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $703,000 | 5,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,240 |
| Cash dividends | $245,000 | 5,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $607,960 | 6,555 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,436,000 | 6,211 |
| Total interest expense | $1,610,000 | 6,580 |
| Net interest income | $2,826,000 | 5,869 |
| Provision for loan and lease losses | $116,000 | 4,248 |
| Total noninterest income | $726,000 | 3,995 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 4,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $423,000 | 3,295 |
| Total noninterest expense | $2,340,000 | 5,468 |
| Salaries and employee benefits | $1,056,000 | 5,824 |
| Premises and equipment expense | $517,000 | 3,690 |
| Additional noninterest expense | $767,000 | 5,896 |
| Pre-tax net operating income | $1,096,000 | 5,582 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $318,000 | 5,654 |
| Income before extraordinary items | $778,000 | 5,468 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $778,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,399 |
| Cash dividends | $232,000 | 5,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $778,000 | 5,542 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,940,000 | 6,938 |
| Total interest expense | $1,252,000 | 8,072 |
| Net interest income | $2,688,000 | 6,182 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $540,000 | 5,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $249,000 | 5,015 |
| Total noninterest expense | $2,164,000 | 5,948 |
| Salaries and employee benefits | $982,000 | 6,231 |
| Premises and equipment expense | $510,000 | 3,800 |
| Additional noninterest expense | $672,000 | 6,775 |
| Pre-tax net operating income | $1,049,000 | 5,697 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $310,000 | 5,948 |
| Income before extraordinary items | $739,000 | 5,887 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $739,000 | 6,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,696 |
| Cash dividends | $225,000 | 5,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $739,000 | 5,624 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,826,000 | 7,732 |
| Total interest expense | $1,204,000 | 9,592 |
| Net interest income | $2,622,000 | 6,375 |
| Provision for loan and lease losses | $178,000 | 5,607 |
| Total noninterest income | $598,000 | 4,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,692 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 4,265 |
| Total noninterest expense | $1,985,000 | 6,421 |
| Salaries and employee benefits | $878,000 | 6,747 |
| Premises and equipment expense | $456,000 | 4,301 |
| Additional noninterest expense | $651,000 | 7,101 |
| Pre-tax net operating income | $1,057,000 | 5,411 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $320,000 | 5,690 |
| Income before extraordinary items | $737,000 | 5,705 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $737,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 4,338 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $737,000 | 5,367 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.