Home > AmeriFirst Bank > Income and Expense
AmeriFirst Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,715,000 | 2,321 |
| Total interest expense | $3,028,000 | 2,604 |
| Net interest income | $11,687,000 | 2,155 |
| Provision for loan and lease losses | $218,000 | 1,941 |
| Total noninterest income | $1,236,000 | 2,505 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $503,000 | 1,639 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $733,000 | 2,615 |
| Total noninterest expense | $8,668,000 | 2,211 |
| Salaries and employee benefits | $4,827,000 | 2,239 |
| Premises and equipment expense | $846,000 | 2,222 |
| Additional noninterest expense | $733,000 | 2,615 |
| Pre-tax net operating income | $4,037,000 | 2,167 |
| Securities gains (losses) | $14,000 | 708 |
| Applicable income taxes | $866,000 | 1,522 |
| Income before extraordinary items | $3,185,000 | 2,256 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,185,000 | 2,280 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,185,000 | 2,259 |
| Net charge-offs | $18,000 | 2,246 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,173,940 | 2,286 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,702,000 | 2,329 |
| Total interest expense | $2,006,000 | 2,643 |
| Net interest income | $8,696,000 | 2,166 |
| Provision for loan and lease losses | $188,000 | 1,703 |
| Total noninterest income | $952,000 | 2,467 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $374,000 | 1,651 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $578,000 | 2,545 |
| Total noninterest expense | $6,570,000 | 2,197 |
| Salaries and employee benefits | $3,710,000 | 2,201 |
| Premises and equipment expense | $639,000 | 2,228 |
| Additional noninterest expense | $578,000 | 2,544 |
| Pre-tax net operating income | $2,890,000 | 2,272 |
| Securities gains (losses) | $14,000 | 555 |
| Applicable income taxes | $629,000 | 1,596 |
| Income before extraordinary items | $2,275,000 | 2,357 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,275,000 | 2,380 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,275,000 | 2,359 |
| Net charge-offs | $13,000 | 2,056 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,263,940 | 2,384 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,894,000 | 2,347 |
| Total interest expense | $1,102,000 | 2,715 |
| Net interest income | $5,792,000 | 2,192 |
| Provision for loan and lease losses | $135,000 | 1,632 |
| Total noninterest income | $595,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $243,000 | 1,661 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $352,000 | 2,593 |
| Total noninterest expense | $4,449,000 | 2,165 |
| Salaries and employee benefits | $2,519,000 | 2,171 |
| Premises and equipment expense | $424,000 | 2,233 |
| Additional noninterest expense | $352,000 | 2,588 |
| Pre-tax net operating income | $1,803,000 | 2,370 |
| Securities gains (losses) | $14,000 | 551 |
| Applicable income taxes | $379,000 | 1,685 |
| Income before extraordinary items | $1,438,000 | 2,444 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,438,000 | 2,473 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,438,000 | 2,444 |
| Net charge-offs | $-7,000 | 3,816 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,426,940 | 2,472 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,361,000 | 2,371 |
| Total interest expense | $397,000 | 2,868 |
| Net interest income | $2,964,000 | 2,174 |
| Provision for loan and lease losses | $75,000 | 1,413 |
| Total noninterest income | $302,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $120,000 | 1,694 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $182,000 | 2,543 |
| Total noninterest expense | $2,294,000 | 2,164 |
| Salaries and employee benefits | $1,316,000 | 2,147 |
| Premises and equipment expense | $216,000 | 2,244 |
| Additional noninterest expense | $182,000 | 2,543 |
| Pre-tax net operating income | $897,000 | 2,434 |
| Securities gains (losses) | $14,000 | 508 |
| Applicable income taxes | $193,000 | 1,694 |
| Income before extraordinary items | $718,000 | 2,499 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $718,000 | 2,500 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $718,000 | 2,499 |
| Net charge-offs | $1,000 | 1,904 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $706,940 | 2,549 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $11,614,000 | 2,326 |
| Total interest expense | $708,000 | 2,837 |
| Net interest income | $10,906,000 | 2,250 |
| Provision for loan and lease losses | $212,000 | 1,758 |
| Total noninterest income | $1,161,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $509,000 | 1,661 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $652,000 | 2,786 |
| Total noninterest expense | $9,106,000 | 2,131 |
| Salaries and employee benefits | $5,193,000 | 2,122 |
| Premises and equipment expense | $821,000 | 2,270 |
| Additional noninterest expense | $652,000 | 2,786 |
| Pre-tax net operating income | $2,749,000 | 2,752 |
| Securities gains (losses) | $-85,000 | 3,854 |
| Applicable income taxes | $636,000 | 1,870 |
| Income before extraordinary items | $2,028,000 | 2,926 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,028,000 | 2,923 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,028,000 | 2,925 |
| Net charge-offs | $238,000 | 858 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,095,150 | 2,924 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $8,253,000 | 2,349 |
| Total interest expense | $432,000 | 2,842 |
| Net interest income | $7,821,000 | 2,284 |
| Provision for loan and lease losses | $127,000 | 1,745 |
| Total noninterest income | $887,000 | 2,641 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $386,000 | 1,668 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $501,000 | 2,804 |
| Total noninterest expense | $6,854,000 | 2,116 |
| Salaries and employee benefits | $3,866,000 | 2,126 |
| Premises and equipment expense | $633,000 | 2,247 |
| Additional noninterest expense | $501,000 | 2,804 |
| Pre-tax net operating income | $1,727,000 | 2,941 |
| Securities gains (losses) | $-90,000 | 4,198 |
| Applicable income taxes | $388,000 | 2,001 |
| Income before extraordinary items | $1,249,000 | 3,136 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,249,000 | 3,134 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,249,000 | 3,135 |
| Net charge-offs | $3,000 | 2,106 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,320,100 | 3,095 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $5,150,000 | 2,394 |
| Total interest expense | $275,000 | 2,778 |
| Net interest income | $4,875,000 | 2,348 |
| Provision for loan and lease losses | $82,000 | 1,641 |
| Total noninterest income | $595,000 | 2,628 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $254,000 | 1,676 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $341,000 | 2,810 |
| Total noninterest expense | $4,560,000 | 2,110 |
| Salaries and employee benefits | $2,537,000 | 2,155 |
| Premises and equipment expense | $422,000 | 2,250 |
| Additional noninterest expense | $1,601,000 | 1,899 |
| Pre-tax net operating income | $828,000 | 3,215 |
| Securities gains (losses) | $-55,000 | 4,262 |
| Applicable income taxes | $177,000 | 2,226 |
| Income before extraordinary items | $596,000 | 3,381 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $596,000 | 3,380 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $596,000 | 3,381 |
| Net charge-offs | $-1,000 | 2,999 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $639,450 | 3,349 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 2,425 |
| Total interest expense | $149,000 | 2,633 |
| Net interest income | $2,290,000 | 2,393 |
| Provision for loan and lease losses | $37,000 | 1,497 |
| Total noninterest income | $281,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $128,000 | 1,650 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $153,000 | 2,867 |
| Total noninterest expense | $2,299,000 | 2,093 |
| Salaries and employee benefits | $1,284,000 | 2,142 |
| Premises and equipment expense | $197,000 | 2,355 |
| Additional noninterest expense | $818,000 | 1,839 |
| Pre-tax net operating income | $235,000 | 3,637 |
| Securities gains (losses) | $-30,000 | 4,390 |
| Applicable income taxes | $42,000 | 2,597 |
| Income before extraordinary items | $163,000 | 3,784 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $163,000 | 3,782 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $163,000 | 3,784 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $187,000 | 3,711 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $10,493,000 | 2,399 |
| Total interest expense | $796,000 | 2,524 |
| Net interest income | $9,697,000 | 2,370 |
| Provision for loan and lease losses | $183,000 | 1,789 |
| Total noninterest income | $1,105,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $458,000 | 1,697 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $647,000 | 3,042 |
| Total noninterest expense | $8,682,000 | 2,169 |
| Salaries and employee benefits | $5,055,000 | 2,158 |
| Premises and equipment expense | $782,000 | 2,344 |
| Additional noninterest expense | $2,845,000 | 2,058 |
| Pre-tax net operating income | $1,937,000 | 3,186 |
| Securities gains (losses) | $10,000 | 1,707 |
| Applicable income taxes | $435,000 | 2,196 |
| Income before extraordinary items | $1,512,000 | 3,333 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,512,000 | 3,333 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,512,000 | 3,333 |
| Net charge-offs | $-50,000 | 4,126 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,504,100 | 3,326 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,979,000 | 2,428 |
| Total interest expense | $602,000 | 2,593 |
| Net interest income | $7,377,000 | 2,402 |
| Provision for loan and lease losses | $128,000 | 1,808 |
| Total noninterest income | $823,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $331,000 | 1,727 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $492,000 | 3,087 |
| Total noninterest expense | $6,463,000 | 2,187 |
| Salaries and employee benefits | $3,779,000 | 2,170 |
| Premises and equipment expense | $567,000 | 2,426 |
| Additional noninterest expense | $2,117,000 | 2,078 |
| Pre-tax net operating income | $1,609,000 | 3,175 |
| Securities gains (losses) | $17,000 | 1,472 |
| Applicable income taxes | $367,000 | 2,189 |
| Income before extraordinary items | $1,259,000 | 3,346 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,259,000 | 3,346 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,259,000 | 3,346 |
| Net charge-offs | $-48,000 | 4,193 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,245,570 | 3,334 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,507,000 | 2,369 |
| Total interest expense | $396,000 | 2,693 |
| Net interest income | $5,111,000 | 2,317 |
| Provision for loan and lease losses | $98,000 | 1,726 |
| Total noninterest income | $584,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $216,000 | 1,704 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $368,000 | 2,947 |
| Total noninterest expense | $4,299,000 | 2,181 |
| Salaries and employee benefits | $2,546,000 | 2,152 |
| Premises and equipment expense | $368,000 | 2,442 |
| Additional noninterest expense | $1,385,000 | 2,081 |
| Pre-tax net operating income | $1,298,000 | 2,950 |
| Securities gains (losses) | $20,000 | 1,185 |
| Applicable income taxes | $297,000 | 2,030 |
| Income before extraordinary items | $1,021,000 | 3,109 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,021,000 | 3,107 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,021,000 | 3,109 |
| Net charge-offs | $-36,000 | 4,263 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,005,200 | 3,096 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 2,512 |
| Total interest expense | $227,000 | 2,566 |
| Net interest income | $2,264,000 | 2,486 |
| Provision for loan and lease losses | $43,000 | 1,863 |
| Total noninterest income | $300,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $106,000 | 1,720 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $194,000 | 2,871 |
| Total noninterest expense | $2,100,000 | 2,198 |
| Salaries and employee benefits | $1,262,000 | 2,149 |
| Premises and equipment expense | $175,000 | 2,542 |
| Additional noninterest expense | $663,000 | 2,105 |
| Pre-tax net operating income | $421,000 | 3,441 |
| Securities gains (losses) | $-3,000 | 4,585 |
| Applicable income taxes | $89,000 | 2,363 |
| Income before extraordinary items | $329,000 | 3,597 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $329,000 | 3,597 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $329,000 | 3,597 |
| Net charge-offs | $-33,000 | 4,492 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $331,370 | 3,565 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $9,007,000 | 2,679 |
| Total interest expense | $1,041,000 | 2,863 |
| Net interest income | $7,966,000 | 2,622 |
| Provision for loan and lease losses | $200,000 | 3,026 |
| Total noninterest income | $639,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $339,000 | 2,098 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $300,000 | 3,634 |
| Total noninterest expense | $6,137,000 | 2,657 |
| Salaries and employee benefits | $3,810,000 | 2,554 |
| Premises and equipment expense | $518,000 | 2,993 |
| Additional noninterest expense | $1,809,000 | 2,701 |
| Pre-tax net operating income | $2,268,000 | 2,799 |
| Securities gains (losses) | $8,000 | 2,357 |
| Applicable income taxes | $589,000 | 1,834 |
| Income before extraordinary items | $1,687,000 | 3,045 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,687,000 | 3,044 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,687,000 | 3,045 |
| Net charge-offs | $-5,000 | 4,126 |
| Cash dividends | $5,501,000 | 700 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,680,680 | 2,999 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,753,000 | 2,698 |
| Total interest expense | $828,000 | 2,880 |
| Net interest income | $5,925,000 | 2,642 |
| Provision for loan and lease losses | $200,000 | 2,745 |
| Total noninterest income | $465,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $251,000 | 2,102 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $214,000 | 3,658 |
| Total noninterest expense | $4,539,000 | 2,675 |
| Salaries and employee benefits | $2,818,000 | 2,569 |
| Premises and equipment expense | $373,000 | 3,078 |
| Additional noninterest expense | $1,348,000 | 2,701 |
| Pre-tax net operating income | $1,651,000 | 2,833 |
| Securities gains (losses) | $6,000 | 2,229 |
| Applicable income taxes | $402,000 | 1,873 |
| Income before extraordinary items | $1,255,000 | 3,070 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,255,000 | 3,069 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,255,000 | 3,070 |
| Net charge-offs | $-6,000 | 4,127 |
| Cash dividends | $388,000 | 2,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,250,260 | 3,017 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,684,000 | 2,664 |
| Total interest expense | $600,000 | 2,878 |
| Net interest income | $4,084,000 | 2,603 |
| Provision for loan and lease losses | $190,000 | 2,455 |
| Total noninterest income | $303,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $174,000 | 2,083 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $129,000 | 3,708 |
| Total noninterest expense | $3,022,000 | 2,683 |
| Salaries and employee benefits | $1,921,000 | 2,535 |
| Premises and equipment expense | $244,000 | 3,097 |
| Additional noninterest expense | $857,000 | 2,784 |
| Pre-tax net operating income | $1,175,000 | 2,721 |
| Securities gains (losses) | $11,000 | 1,847 |
| Applicable income taxes | $288,000 | 1,778 |
| Income before extraordinary items | $898,000 | 2,951 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $898,000 | 2,950 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $898,000 | 2,951 |
| Net charge-offs | $-2,000 | 3,888 |
| Cash dividends | $375,000 | 2,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $889,310 | 2,924 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,118,000 | 2,834 |
| Total interest expense | $324,000 | 2,905 |
| Net interest income | $1,794,000 | 2,773 |
| Provision for loan and lease losses | $50,000 | 2,502 |
| Total noninterest income | $160,000 | 3,295 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $110,000 | 2,021 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $50,000 | 3,848 |
| Total noninterest expense | $1,515,000 | 2,709 |
| Salaries and employee benefits | $938,000 | 2,588 |
| Premises and equipment expense | $124,000 | 3,091 |
| Additional noninterest expense | $453,000 | 2,698 |
| Pre-tax net operating income | $389,000 | 3,109 |
| Securities gains (losses) | $11,000 | 1,304 |
| Applicable income taxes | $96,000 | 1,971 |
| Income before extraordinary items | $304,000 | 3,272 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $304,000 | 3,272 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $304,000 | 3,273 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $355,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $295,310 | 3,289 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,305,000 | 2,895 |
| Total interest expense | $1,313,000 | 2,925 |
| Net interest income | $6,992,000 | 2,842 |
| Provision for loan and lease losses | $395,000 | 1,696 |
| Total noninterest income | $668,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $404,000 | 2,201 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $264,000 | 3,697 |
| Total noninterest expense | $5,847,000 | 2,736 |
| Salaries and employee benefits | $3,487,000 | 2,671 |
| Premises and equipment expense | $499,000 | 3,100 |
| Additional noninterest expense | $1,861,000 | 2,689 |
| Pre-tax net operating income | $1,418,000 | 3,468 |
| Securities gains (losses) | $43,000 | 1,298 |
| Applicable income taxes | $199,000 | 2,642 |
| Income before extraordinary items | $1,262,000 | 3,492 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,262,000 | 3,493 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,262,000 | 3,493 |
| Net charge-offs | $183,000 | 1,759 |
| Cash dividends | $1,806,000 | 1,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,225,020 | 3,505 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,158,000 | 2,952 |
| Total interest expense | $966,000 | 2,975 |
| Net interest income | $5,192,000 | 2,894 |
| Provision for loan and lease losses | $355,000 | 1,458 |
| Total noninterest income | $501,000 | 3,337 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $298,000 | 2,235 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $203,000 | 3,704 |
| Total noninterest expense | $4,289,000 | 2,790 |
| Salaries and employee benefits | $2,588,000 | 2,699 |
| Premises and equipment expense | $350,000 | 3,233 |
| Additional noninterest expense | $1,351,000 | 2,755 |
| Pre-tax net operating income | $1,049,000 | 3,566 |
| Securities gains (losses) | $46,000 | 1,100 |
| Applicable income taxes | $115,000 | 2,862 |
| Income before extraordinary items | $980,000 | 3,529 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $980,000 | 3,529 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $980,000 | 3,529 |
| Net charge-offs | $157,000 | 1,465 |
| Cash dividends | $1,776,000 | 1,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $939,060 | 3,558 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,082,000 | 2,973 |
| Total interest expense | $603,000 | 3,057 |
| Net interest income | $3,479,000 | 2,901 |
| Provision for loan and lease losses | $265,000 | 1,338 |
| Total noninterest income | $328,000 | 3,323 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $195,000 | 2,245 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $133,000 | 3,714 |
| Total noninterest expense | $2,897,000 | 2,791 |
| Salaries and employee benefits | $1,744,000 | 2,701 |
| Premises and equipment expense | $235,000 | 3,245 |
| Additional noninterest expense | $918,000 | 2,748 |
| Pre-tax net operating income | $645,000 | 3,688 |
| Securities gains (losses) | $41,000 | 800 |
| Applicable income taxes | $26,000 | 3,352 |
| Income before extraordinary items | $660,000 | 3,508 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $660,000 | 3,507 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $660,000 | 3,507 |
| Net charge-offs | $-23,000 | 4,718 |
| Cash dividends | $236,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $620,640 | 3,567 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 3,035 |
| Total interest expense | $280,000 | 3,142 |
| Net interest income | $1,710,000 | 2,957 |
| Provision for loan and lease losses | $125,000 | 1,307 |
| Total noninterest income | $158,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $95,000 | 2,283 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 3,771 |
| Total noninterest expense | $1,451,000 | 2,802 |
| Salaries and employee benefits | $873,000 | 2,718 |
| Premises and equipment expense | $118,000 | 3,257 |
| Additional noninterest expense | $460,000 | 2,741 |
| Pre-tax net operating income | $292,000 | 3,819 |
| Securities gains (losses) | $32,000 | 486 |
| Applicable income taxes | $-66,000 | 5,276 |
| Income before extraordinary items | $390,000 | 3,260 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $390,000 | 3,258 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $390,000 | 3,259 |
| Net charge-offs | $-15,000 | 4,791 |
| Cash dividends | $209,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $358,000 | 3,371 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $7,586,000 | 3,022 |
| Total interest expense | $1,001,000 | 2,923 |
| Net interest income | $6,585,000 | 2,998 |
| Provision for loan and lease losses | $680,000 | 1,178 |
| Total noninterest income | $631,000 | 3,498 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $357,000 | 2,465 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $274,000 | 3,774 |
| Total noninterest expense | $5,505,000 | 2,868 |
| Salaries and employee benefits | $3,328,000 | 2,766 |
| Premises and equipment expense | $477,000 | 3,238 |
| Additional noninterest expense | $1,700,000 | 2,908 |
| Pre-tax net operating income | $1,031,000 | 3,989 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $227,000 | 2,604 |
| Income before extraordinary items | $804,000 | 4,132 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $804,000 | 4,131 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $804,000 | 4,131 |
| Net charge-offs | $614,000 | 837 |
| Cash dividends | $220,000 | 3,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $804,000 | 4,141 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,624,000 | 3,036 |
| Total interest expense | $731,000 | 2,894 |
| Net interest income | $4,893,000 | 3,032 |
| Provision for loan and lease losses | $535,000 | 1,080 |
| Total noninterest income | $484,000 | 3,475 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $268,000 | 2,473 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $216,000 | 3,751 |
| Total noninterest expense | $4,125,000 | 2,884 |
| Salaries and employee benefits | $2,496,000 | 2,779 |
| Premises and equipment expense | $354,000 | 3,296 |
| Additional noninterest expense | $1,275,000 | 2,905 |
| Pre-tax net operating income | $717,000 | 4,153 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $155,000 | 2,725 |
| Income before extraordinary items | $562,000 | 4,277 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $562,000 | 4,276 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $562,000 | 4,276 |
| Net charge-offs | $213,000 | 1,205 |
| Cash dividends | $220,000 | 3,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $562,000 | 4,283 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,706,000 | 3,060 |
| Total interest expense | $469,000 | 2,887 |
| Net interest income | $3,237,000 | 3,045 |
| Provision for loan and lease losses | $370,000 | 1,030 |
| Total noninterest income | $327,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $175,000 | 2,499 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $152,000 | 3,709 |
| Total noninterest expense | $2,789,000 | 2,884 |
| Salaries and employee benefits | $1,671,000 | 2,800 |
| Premises and equipment expense | $239,000 | 3,297 |
| Additional noninterest expense | $879,000 | 2,857 |
| Pre-tax net operating income | $405,000 | 4,340 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $80,000 | 2,870 |
| Income before extraordinary items | $325,000 | 4,443 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $325,000 | 4,442 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $325,000 | 4,442 |
| Net charge-offs | $88,000 | 1,399 |
| Cash dividends | $220,000 | 2,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $325,000 | 4,454 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,832,000 | 3,085 |
| Total interest expense | $208,000 | 3,023 |
| Net interest income | $1,624,000 | 3,058 |
| Provision for loan and lease losses | $190,000 | 986 |
| Total noninterest income | $182,000 | 3,308 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $92,000 | 2,432 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $90,000 | 3,483 |
| Total noninterest expense | $1,431,000 | 2,868 |
| Salaries and employee benefits | $841,000 | 2,804 |
| Premises and equipment expense | $123,000 | 3,267 |
| Additional noninterest expense | $467,000 | 2,766 |
| Pre-tax net operating income | $185,000 | 4,407 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $24,000 | 3,143 |
| Income before extraordinary items | $161,000 | 4,423 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $161,000 | 4,421 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $161,000 | 4,423 |
| Net charge-offs | $-49,000 | 5,227 |
| Cash dividends | $190,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $161,000 | 4,430 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,164,000 | 3,081 |
| Total interest expense | $696,000 | 3,139 |
| Net interest income | $6,468,000 | 3,040 |
| Provision for loan and lease losses | $430,000 | 1,583 |
| Total noninterest income | $594,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $357,000 | 2,552 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $237,000 | 4,049 |
| Total noninterest expense | $5,656,000 | 2,883 |
| Salaries and employee benefits | $3,291,000 | 2,824 |
| Premises and equipment expense | $539,000 | 3,123 |
| Additional noninterest expense | $1,826,000 | 2,825 |
| Pre-tax net operating income | $976,000 | 4,090 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-569,000 | 5,608 |
| Income before extraordinary items | $1,545,000 | 3,084 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,545,000 | 3,082 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,545,000 | 3,084 |
| Net charge-offs | $308,000 | 1,463 |
| Cash dividends | $210,000 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,545,000 | 3,059 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,264,000 | 3,140 |
| Total interest expense | $493,000 | 3,237 |
| Net interest income | $4,771,000 | 3,089 |
| Provision for loan and lease losses | $285,000 | 1,676 |
| Total noninterest income | $432,000 | 3,774 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $266,000 | 2,587 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $166,000 | 4,166 |
| Total noninterest expense | $4,260,000 | 2,898 |
| Salaries and employee benefits | $2,473,000 | 2,832 |
| Premises and equipment expense | $408,000 | 3,131 |
| Additional noninterest expense | $1,379,000 | 2,814 |
| Pre-tax net operating income | $658,000 | 4,296 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $32,000 | 3,594 |
| Income before extraordinary items | $626,000 | 4,142 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $626,000 | 4,141 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $626,000 | 4,142 |
| Net charge-offs | $149,000 | 1,614 |
| Cash dividends | $210,000 | 3,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $626,000 | 4,122 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 3,185 |
| Total interest expense | $304,000 | 3,340 |
| Net interest income | $3,118,000 | 3,129 |
| Provision for loan and lease losses | $160,000 | 1,764 |
| Total noninterest income | $315,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $176,000 | 2,600 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $139,000 | 3,946 |
| Total noninterest expense | $2,879,000 | 2,889 |
| Salaries and employee benefits | $1,668,000 | 2,833 |
| Premises and equipment expense | $274,000 | 3,127 |
| Additional noninterest expense | $937,000 | 2,795 |
| Pre-tax net operating income | $394,000 | 4,402 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $6,000 | 3,918 |
| Income before extraordinary items | $388,000 | 4,201 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $388,000 | 4,200 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $388,000 | 4,201 |
| Net charge-offs | $-19,000 | 4,998 |
| Cash dividends | $210,000 | 2,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $388,000 | 4,180 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 3,214 |
| Total interest expense | $137,000 | 3,501 |
| Net interest income | $1,548,000 | 3,137 |
| Provision for loan and lease losses | $135,000 | 1,235 |
| Total noninterest income | $170,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $91,000 | 2,546 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $79,000 | 3,796 |
| Total noninterest expense | $1,480,000 | 2,852 |
| Salaries and employee benefits | $854,000 | 2,819 |
| Premises and equipment expense | $136,000 | 3,180 |
| Additional noninterest expense | $490,000 | 2,704 |
| Pre-tax net operating income | $103,000 | 4,943 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $103,000 | 4,849 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $103,000 | 4,849 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $103,000 | 4,849 |
| Net charge-offs | $-14,000 | 5,129 |
| Cash dividends | $190,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $103,000 | 4,833 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,868,000 | 3,477 |
| Total interest expense | $413,000 | 3,967 |
| Net interest income | $5,455,000 | 3,379 |
| Provision for loan and lease losses | $35,000 | 3,828 |
| Total noninterest income | $601,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $359,000 | 2,644 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $242,000 | 4,165 |
| Total noninterest expense | $5,454,000 | 3,021 |
| Salaries and employee benefits | $3,125,000 | 2,952 |
| Premises and equipment expense | $550,000 | 3,179 |
| Additional noninterest expense | $1,779,000 | 2,981 |
| Pre-tax net operating income | $567,000 | 4,713 |
| Securities gains (losses) | $24,000 | 2,274 |
| Applicable income taxes | $6,000 | 4,063 |
| Income before extraordinary items | $585,000 | 4,564 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $585,000 | 4,563 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $585,000 | 4,563 |
| Net charge-offs | $-114,000 | 5,552 |
| Cash dividends | $200,000 | 3,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $561,240 | 4,564 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,304,000 | 3,543 |
| Total interest expense | $303,000 | 4,031 |
| Net interest income | $4,001,000 | 3,447 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $453,000 | 3,837 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $266,000 | 2,681 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $187,000 | 4,183 |
| Total noninterest expense | $4,045,000 | 3,036 |
| Salaries and employee benefits | $2,326,000 | 2,956 |
| Premises and equipment expense | $422,000 | 3,163 |
| Additional noninterest expense | $1,297,000 | 3,037 |
| Pre-tax net operating income | $409,000 | 4,823 |
| Securities gains (losses) | $23,000 | 2,246 |
| Applicable income taxes | $6,000 | 4,094 |
| Income before extraordinary items | $426,000 | 4,689 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $426,000 | 4,689 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $426,000 | 4,689 |
| Net charge-offs | $-144,000 | 5,663 |
| Cash dividends | $200,000 | 3,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $403,230 | 4,687 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,803,000 | 3,605 |
| Total interest expense | $199,000 | 4,087 |
| Net interest income | $2,604,000 | 3,519 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $307,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $174,000 | 2,675 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $133,000 | 4,123 |
| Total noninterest expense | $2,658,000 | 3,082 |
| Salaries and employee benefits | $1,523,000 | 3,018 |
| Premises and equipment expense | $277,000 | 3,209 |
| Additional noninterest expense | $858,000 | 3,082 |
| Pre-tax net operating income | $253,000 | 4,910 |
| Securities gains (losses) | $21,000 | 1,915 |
| Applicable income taxes | $6,000 | 4,055 |
| Income before extraordinary items | $268,000 | 4,742 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $268,000 | 4,743 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $268,000 | 4,743 |
| Net charge-offs | $-231,000 | 5,870 |
| Cash dividends | $190,000 | 2,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $247,420 | 4,773 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 3,682 |
| Total interest expense | $100,000 | 4,093 |
| Net interest income | $1,255,000 | 3,605 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $165,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $93,000 | 2,537 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $72,000 | 3,985 |
| Total noninterest expense | $1,290,000 | 3,161 |
| Salaries and employee benefits | $722,000 | 3,140 |
| Premises and equipment expense | $135,000 | 3,290 |
| Additional noninterest expense | $433,000 | 3,050 |
| Pre-tax net operating income | $130,000 | 4,873 |
| Securities gains (losses) | $17,000 | 1,296 |
| Applicable income taxes | $6,000 | 3,887 |
| Income before extraordinary items | $141,000 | 4,695 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $141,000 | 4,694 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $141,000 | 4,695 |
| Net charge-offs | $-216,000 | 6,003 |
| Cash dividends | $190,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $124,680 | 4,747 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,504,000 | 3,626 |
| Total interest expense | $548,000 | 3,565 |
| Net interest income | $4,956,000 | 3,602 |
| Provision for loan and lease losses | $168,000 | 2,540 |
| Total noninterest income | $528,000 | 4,099 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $382,000 | 2,592 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $146,000 | 4,776 |
| Total noninterest expense | $4,898,000 | 3,268 |
| Salaries and employee benefits | $2,701,000 | 3,236 |
| Premises and equipment expense | $533,000 | 3,355 |
| Additional noninterest expense | $1,664,000 | 3,178 |
| Pre-tax net operating income | $418,000 | 5,066 |
| Securities gains (losses) | $16,000 | 2,359 |
| Applicable income taxes | $6,000 | 4,177 |
| Income before extraordinary items | $428,000 | 4,965 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $428,000 | 4,967 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $428,000 | 4,967 |
| Net charge-offs | $136,000 | 2,360 |
| Cash dividends | $10,000 | 4,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $412,160 | 4,947 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,135,000 | 3,661 |
| Total interest expense | $445,000 | 3,458 |
| Net interest income | $3,690,000 | 3,651 |
| Provision for loan and lease losses | $168,000 | 2,167 |
| Total noninterest income | $444,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $278,000 | 2,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $166,000 | 4,373 |
| Total noninterest expense | $3,673,000 | 3,287 |
| Salaries and employee benefits | $2,006,000 | 3,276 |
| Premises and equipment expense | $392,000 | 3,436 |
| Additional noninterest expense | $1,275,000 | 3,140 |
| Pre-tax net operating income | $293,000 | 5,243 |
| Securities gains (losses) | $16,000 | 2,128 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $307,000 | 5,103 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $307,000 | 5,108 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $307,000 | 5,110 |
| Net charge-offs | $80,000 | 2,366 |
| Cash dividends | $10,000 | 3,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $291,160 | 5,088 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 3,674 |
| Total interest expense | $333,000 | 3,237 |
| Net interest income | $2,433,000 | 3,697 |
| Provision for loan and lease losses | $105,000 | 2,154 |
| Total noninterest income | $300,000 | 3,929 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $181,000 | 2,691 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $119,000 | 4,321 |
| Total noninterest expense | $2,441,000 | 3,316 |
| Salaries and employee benefits | $1,338,000 | 3,294 |
| Premises and equipment expense | $252,000 | 3,523 |
| Additional noninterest expense | $851,000 | 3,172 |
| Pre-tax net operating income | $187,000 | 5,289 |
| Securities gains (losses) | $16,000 | 1,815 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $201,000 | 5,118 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $201,000 | 5,120 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $201,000 | 5,122 |
| Net charge-offs | $58,000 | 2,200 |
| Cash dividends | $10,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $185,160 | 5,149 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 3,680 |
| Total interest expense | $186,000 | 3,040 |
| Net interest income | $1,200,000 | 3,736 |
| Provision for loan and lease losses | $79,000 | 1,655 |
| Total noninterest income | $165,000 | 3,736 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $91,000 | 2,654 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $74,000 | 4,024 |
| Total noninterest expense | $1,220,000 | 3,335 |
| Salaries and employee benefits | $665,000 | 3,347 |
| Premises and equipment expense | $118,000 | 3,697 |
| Additional noninterest expense | $437,000 | 3,095 |
| Pre-tax net operating income | $66,000 | 5,495 |
| Securities gains (losses) | $15,000 | 1,346 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $81,000 | 5,300 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $81,000 | 5,304 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $81,000 | 5,304 |
| Net charge-offs | $49,000 | 1,580 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $66,000 | 5,391 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,517,000 | 3,719 |
| Total interest expense | $1,009,000 | 2,560 |
| Net interest income | $4,508,000 | 3,920 |
| Provision for loan and lease losses | $187,000 | 2,561 |
| Total noninterest income | $477,000 | 4,350 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $390,000 | 2,738 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $87,000 | 5,350 |
| Total noninterest expense | $4,562,000 | 3,521 |
| Salaries and employee benefits | $2,442,000 | 3,525 |
| Premises and equipment expense | $499,000 | 3,638 |
| Additional noninterest expense | $1,621,000 | 3,375 |
| Pre-tax net operating income | $236,000 | 5,598 |
| Securities gains (losses) | $26,000 | 2,177 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $262,000 | 5,496 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $262,000 | 5,495 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $262,000 | 5,496 |
| Net charge-offs | $203,000 | 2,439 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $236,000 | 5,519 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 3,778 |
| Total interest expense | $783,000 | 2,547 |
| Net interest income | $3,304,000 | 3,997 |
| Provision for loan and lease losses | $142,000 | 2,438 |
| Total noninterest income | $419,000 | 4,142 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $293,000 | 2,754 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $126,000 | 4,794 |
| Total noninterest expense | $3,482,000 | 3,497 |
| Salaries and employee benefits | $1,853,000 | 3,515 |
| Premises and equipment expense | $378,000 | 3,665 |
| Additional noninterest expense | $1,251,000 | 3,298 |
| Pre-tax net operating income | $99,000 | 5,893 |
| Securities gains (losses) | $25,000 | 1,897 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $124,000 | 5,816 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $124,000 | 5,815 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $124,000 | 5,816 |
| Net charge-offs | $146,000 | 2,314 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $99,000 | 5,860 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 3,826 |
| Total interest expense | $527,000 | 2,546 |
| Net interest income | $2,158,000 | 4,052 |
| Provision for loan and lease losses | $85,000 | 2,530 |
| Total noninterest income | $298,000 | 4,041 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $197,000 | 2,730 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $101,000 | 4,544 |
| Total noninterest expense | $2,336,000 | 3,493 |
| Salaries and employee benefits | $1,246,000 | 3,522 |
| Premises and equipment expense | $248,000 | 3,739 |
| Additional noninterest expense | $842,000 | 3,291 |
| Pre-tax net operating income | $35,000 | 6,054 |
| Securities gains (losses) | $25,000 | 1,545 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $60,000 | 5,944 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $60,000 | 5,945 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $60,000 | 5,946 |
| Net charge-offs | $120,000 | 2,027 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $35,000 | 6,042 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,342,000 | 3,838 |
| Total interest expense | $267,000 | 2,551 |
| Net interest income | $1,075,000 | 4,073 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $148,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $102,000 | 2,634 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $46,000 | 4,660 |
| Total noninterest expense | $1,176,000 | 3,516 |
| Salaries and employee benefits | $611,000 | 3,597 |
| Premises and equipment expense | $130,000 | 3,664 |
| Additional noninterest expense | $435,000 | 3,215 |
| Pre-tax net operating income | $2,000 | 6,184 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $2,000 | 6,214 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,000 | 6,213 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,000 | 6,215 |
| Net charge-offs | $29,000 | 2,245 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $2,000 | 6,194 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,733,000 | 3,733 |
| Total interest expense | $1,154,000 | 2,642 |
| Net interest income | $4,579,000 | 3,929 |
| Provision for loan and lease losses | $812,000 | 1,307 |
| Total noninterest income | $-364,000 | 6,759 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $422,000 | 2,709 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-786,000 | 6,769 |
| Total noninterest expense | $4,680,000 | 3,568 |
| Salaries and employee benefits | $2,644,000 | 3,404 |
| Premises and equipment expense | $526,000 | 3,629 |
| Additional noninterest expense | $1,510,000 | 3,643 |
| Pre-tax net operating income | $-1,277,000 | 6,601 |
| Securities gains (losses) | $13,000 | 2,535 |
| Applicable income taxes | $1,085,000 | 1,393 |
| Income before extraordinary items | $-2,349,000 | 6,689 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,349,000 | 6,689 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-2,349,000 | 6,689 |
| Net charge-offs | $1,273,000 | 1,056 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-2,362,000 | 6,683 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,359,000 | 3,743 |
| Total interest expense | $874,000 | 2,705 |
| Net interest income | $3,485,000 | 3,900 |
| Provision for loan and lease losses | $634,000 | 1,278 |
| Total noninterest income | $-255,000 | 6,838 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $318,000 | 2,714 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-573,000 | 6,849 |
| Total noninterest expense | $3,438,000 | 3,622 |
| Salaries and employee benefits | $2,000,000 | 3,393 |
| Premises and equipment expense | $387,000 | 3,697 |
| Additional noninterest expense | $1,051,000 | 3,822 |
| Pre-tax net operating income | $-842,000 | 6,684 |
| Securities gains (losses) | $13,000 | 2,404 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-829,000 | 6,699 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-829,000 | 6,700 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-829,000 | 6,700 |
| Net charge-offs | $968,000 | 1,025 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-842,000 | 6,693 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 3,746 |
| Total interest expense | $588,000 | 2,747 |
| Net interest income | $2,321,000 | 3,905 |
| Provision for loan and lease losses | $624,000 | 959 |
| Total noninterest income | $-204,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $206,000 | 2,733 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-410,000 | 6,892 |
| Total noninterest expense | $2,258,000 | 3,678 |
| Salaries and employee benefits | $1,349,000 | 3,384 |
| Premises and equipment expense | $256,000 | 3,728 |
| Additional noninterest expense | $653,000 | 3,995 |
| Pre-tax net operating income | $-765,000 | 6,754 |
| Securities gains (losses) | $13,000 | 2,195 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-752,000 | 6,771 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-752,000 | 6,773 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-752,000 | 6,772 |
| Net charge-offs | $710,000 | 985 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-765,000 | 6,758 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,457,000 | 3,764 |
| Total interest expense | $296,000 | 2,805 |
| Net interest income | $1,161,000 | 3,916 |
| Provision for loan and lease losses | $624,000 | 582 |
| Total noninterest income | $66,000 | 5,417 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $103,000 | 2,736 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-37,000 | 6,861 |
| Total noninterest expense | $1,218,000 | 3,514 |
| Salaries and employee benefits | $699,000 | 3,329 |
| Premises and equipment expense | $126,000 | 3,789 |
| Additional noninterest expense | $393,000 | 3,550 |
| Pre-tax net operating income | $-615,000 | 6,887 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-615,000 | 6,899 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-615,000 | 6,900 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-615,000 | 6,900 |
| Net charge-offs | $726,000 | 597 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-615,000 | 6,887 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,019,000 | 3,834 |
| Total interest expense | $1,307,000 | 3,012 |
| Net interest income | $4,712,000 | 3,966 |
| Provision for loan and lease losses | $802,000 | 2,068 |
| Total noninterest income | $423,000 | 4,745 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $388,000 | 2,991 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $35,000 | 6,048 |
| Total noninterest expense | $4,922,000 | 3,507 |
| Salaries and employee benefits | $2,585,000 | 3,478 |
| Premises and equipment expense | $517,000 | 3,739 |
| Additional noninterest expense | $1,820,000 | 3,324 |
| Pre-tax net operating income | $-589,000 | 6,534 |
| Securities gains (losses) | $577,000 | 830 |
| Applicable income taxes | $-27,000 | 6,600 |
| Income before extraordinary items | $15,000 | 6,277 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $15,000 | 6,270 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $15,000 | 6,272 |
| Net charge-offs | $708,000 | 2,218 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-354,280 | 6,465 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,495,000 | 3,912 |
| Total interest expense | $993,000 | 3,095 |
| Net interest income | $3,502,000 | 4,039 |
| Provision for loan and lease losses | $652,000 | 1,935 |
| Total noninterest income | $293,000 | 4,905 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $287,000 | 3,052 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,000 | 6,558 |
| Total noninterest expense | $3,684,000 | 3,532 |
| Salaries and employee benefits | $1,947,000 | 3,491 |
| Premises and equipment expense | $371,000 | 3,901 |
| Additional noninterest expense | $1,366,000 | 3,345 |
| Pre-tax net operating income | $-541,000 | 6,704 |
| Securities gains (losses) | $592,000 | 663 |
| Applicable income taxes | $-85,000 | 6,895 |
| Income before extraordinary items | $136,000 | 5,980 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $136,000 | 5,979 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $136,000 | 5,979 |
| Net charge-offs | $182,000 | 3,402 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-456,000 | 6,682 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 3,956 |
| Total interest expense | $667,000 | 3,161 |
| Net interest income | $2,308,000 | 4,092 |
| Provision for loan and lease losses | $558,000 | 1,689 |
| Total noninterest income | $240,000 | 4,600 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $183,000 | 3,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 5,321 |
| Total noninterest expense | $2,450,000 | 3,558 |
| Salaries and employee benefits | $1,304,000 | 3,494 |
| Premises and equipment expense | $241,000 | 3,964 |
| Additional noninterest expense | $905,000 | 3,375 |
| Pre-tax net operating income | $-460,000 | 6,798 |
| Securities gains (losses) | $551,000 | 492 |
| Applicable income taxes | $-34,000 | 6,917 |
| Income before extraordinary items | $125,000 | 5,789 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $125,000 | 5,788 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $125,000 | 5,788 |
| Net charge-offs | $209,000 | 2,706 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-426,000 | 6,793 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 3,980 |
| Total interest expense | $336,000 | 3,254 |
| Net interest income | $1,159,000 | 4,107 |
| Provision for loan and lease losses | $257,000 | 1,719 |
| Total noninterest income | $134,000 | 4,460 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $93,000 | 3,093 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $41,000 | 4,998 |
| Total noninterest expense | $1,196,000 | 3,642 |
| Salaries and employee benefits | $627,000 | 3,619 |
| Premises and equipment expense | $120,000 | 3,990 |
| Additional noninterest expense | $449,000 | 3,360 |
| Pre-tax net operating income | $-160,000 | 6,815 |
| Securities gains (losses) | $297,000 | 462 |
| Applicable income taxes | $23,000 | 3,599 |
| Income before extraordinary items | $114,000 | 5,216 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $114,000 | 5,218 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $114,000 | 5,218 |
| Net charge-offs | $92,000 | 2,508 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-132,510 | 6,789 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,736,000 | 3,772 |
| Total interest expense | $1,440,000 | 3,551 |
| Net interest income | $5,296,000 | 3,764 |
| Provision for loan and lease losses | $1,179,000 | 2,198 |
| Total noninterest income | $480,000 | 4,467 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $427,000 | 2,904 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $53,000 | 5,886 |
| Total noninterest expense | $5,145,000 | 3,456 |
| Salaries and employee benefits | $2,728,000 | 3,340 |
| Premises and equipment expense | $550,000 | 3,800 |
| Additional noninterest expense | $1,867,000 | 3,326 |
| Pre-tax net operating income | $-548,000 | 6,424 |
| Securities gains (losses) | $98,000 | 2,085 |
| Applicable income taxes | $-288,000 | 6,975 |
| Income before extraordinary items | $-162,000 | 6,313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-162,000 | 6,317 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-162,000 | 6,317 |
| Net charge-offs | $982,000 | 2,378 |
| Cash dividends | $25,000 | 4,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-224,720 | 6,295 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 3,784 |
| Total interest expense | $1,095,000 | 3,625 |
| Net interest income | $4,025,000 | 3,761 |
| Provision for loan and lease losses | $1,061,000 | 1,891 |
| Total noninterest income | $373,000 | 4,457 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $316,000 | 2,929 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $57,000 | 5,654 |
| Total noninterest expense | $3,918,000 | 3,419 |
| Salaries and employee benefits | $2,091,000 | 3,289 |
| Premises and equipment expense | $398,000 | 3,927 |
| Additional noninterest expense | $1,429,000 | 3,277 |
| Pre-tax net operating income | $-581,000 | 6,653 |
| Securities gains (losses) | $85,000 | 1,924 |
| Applicable income taxes | $-274,000 | 7,128 |
| Income before extraordinary items | $-222,000 | 6,523 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-222,000 | 6,524 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-222,000 | 6,524 |
| Net charge-offs | $978,000 | 1,912 |
| Cash dividends | $25,000 | 3,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-276,400 | 6,505 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,469,000 | 3,783 |
| Total interest expense | $741,000 | 3,682 |
| Net interest income | $2,728,000 | 3,724 |
| Provision for loan and lease losses | $175,000 | 3,727 |
| Total noninterest income | $257,000 | 4,422 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $203,000 | 2,978 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $54,000 | 5,373 |
| Total noninterest expense | $2,656,000 | 3,424 |
| Salaries and employee benefits | $1,425,000 | 3,259 |
| Premises and equipment expense | $265,000 | 3,960 |
| Additional noninterest expense | $966,000 | 3,289 |
| Pre-tax net operating income | $154,000 | 5,378 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $-6,000 | 6,833 |
| Income before extraordinary items | $161,000 | 5,285 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $161,000 | 5,284 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $161,000 | 5,285 |
| Net charge-offs | $342,000 | 2,537 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $160,000 | 5,203 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 3,787 |
| Total interest expense | $382,000 | 3,705 |
| Net interest income | $1,364,000 | 3,718 |
| Provision for loan and lease losses | $125,000 | 3,068 |
| Total noninterest income | $136,000 | 4,353 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $99,000 | 2,997 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,099 |
| Total noninterest expense | $1,269,000 | 3,537 |
| Salaries and employee benefits | $672,000 | 3,427 |
| Premises and equipment expense | $134,000 | 3,992 |
| Additional noninterest expense | $463,000 | 3,378 |
| Pre-tax net operating income | $106,000 | 5,071 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $12,000 | 3,703 |
| Income before extraordinary items | $95,000 | 5,081 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $95,000 | 5,079 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $95,000 | 5,081 |
| Net charge-offs | $40,000 | 3,522 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $94,110 | 5,036 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,602,000 | 3,677 |
| Total interest expense | $1,780,000 | 3,860 |
| Net interest income | $5,822,000 | 3,558 |
| Provision for loan and lease losses | $1,323,000 | 2,642 |
| Total noninterest income | $572,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $488,000 | 2,688 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $84,000 | 5,634 |
| Total noninterest expense | $5,158,000 | 3,518 |
| Salaries and employee benefits | $2,628,000 | 3,457 |
| Premises and equipment expense | $503,000 | 4,167 |
| Additional noninterest expense | $2,027,000 | 3,218 |
| Pre-tax net operating income | $-87,000 | 5,920 |
| Securities gains (losses) | $332,000 | 1,177 |
| Applicable income taxes | $-117,000 | 6,855 |
| Income before extraordinary items | $362,000 | 4,740 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $362,000 | 4,741 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $362,000 | 4,741 |
| Net charge-offs | $1,458,000 | 2,209 |
| Cash dividends | $248,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $30,000 | 5,735 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,773,000 | 3,724 |
| Total interest expense | $1,355,000 | 3,973 |
| Net interest income | $4,418,000 | 3,561 |
| Provision for loan and lease losses | $1,173,000 | 2,300 |
| Total noninterest income | $471,000 | 4,183 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $373,000 | 2,712 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $98,000 | 5,222 |
| Total noninterest expense | $3,683,000 | 3,675 |
| Salaries and employee benefits | $1,940,000 | 3,522 |
| Premises and equipment expense | $375,000 | 4,244 |
| Additional noninterest expense | $1,368,000 | 3,477 |
| Pre-tax net operating income | $33,000 | 5,855 |
| Securities gains (losses) | $330,000 | 1,006 |
| Applicable income taxes | $-35,000 | 6,934 |
| Income before extraordinary items | $398,000 | 4,478 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $398,000 | 4,480 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $398,000 | 4,481 |
| Net charge-offs | $1,200,000 | 1,985 |
| Cash dividends | $143,000 | 2,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $68,000 | 5,716 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,827,000 | 3,783 |
| Total interest expense | $890,000 | 4,091 |
| Net interest income | $2,937,000 | 3,570 |
| Provision for loan and lease losses | $933,000 | 2,013 |
| Total noninterest income | $308,000 | 4,207 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $243,000 | 2,761 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $65,000 | 5,260 |
| Total noninterest expense | $2,425,000 | 3,715 |
| Salaries and employee benefits | $1,300,000 | 3,534 |
| Premises and equipment expense | $155,000 | 5,441 |
| Additional noninterest expense | $970,000 | 3,280 |
| Pre-tax net operating income | $-113,000 | 6,300 |
| Securities gains (losses) | $52,000 | 1,856 |
| Applicable income taxes | $-146,000 | 7,269 |
| Income before extraordinary items | $85,000 | 5,644 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $85,000 | 5,647 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $85,000 | 5,646 |
| Net charge-offs | $415,000 | 2,663 |
| Cash dividends | $143,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $51,720 | 5,779 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,910,000 | 3,844 |
| Total interest expense | $438,000 | 4,261 |
| Net interest income | $1,472,000 | 3,605 |
| Provision for loan and lease losses | $150,000 | 3,336 |
| Total noninterest income | $147,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $115,000 | 2,869 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $32,000 | 5,362 |
| Total noninterest expense | $1,233,000 | 3,692 |
| Salaries and employee benefits | $650,000 | 3,584 |
| Premises and equipment expense | $83,000 | 5,367 |
| Additional noninterest expense | $500,000 | 3,183 |
| Pre-tax net operating income | $236,000 | 3,781 |
| Securities gains (losses) | $16,000 | 1,584 |
| Applicable income taxes | $38,000 | 2,998 |
| Income before extraordinary items | $214,000 | 3,756 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $214,000 | 3,753 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $214,000 | 3,755 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $200,400 | 3,772 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,221,000 | 3,743 |
| Total interest expense | $2,182,000 | 4,214 |
| Net interest income | $6,039,000 | 3,450 |
| Provision for loan and lease losses | $1,323,000 | 3,072 |
| Total noninterest income | $651,000 | 4,214 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $528,000 | 2,776 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $123,000 | 5,373 |
| Total noninterest expense | $5,178,000 | 3,572 |
| Salaries and employee benefits | $2,797,000 | 3,394 |
| Premises and equipment expense | $320,000 | 5,501 |
| Additional noninterest expense | $2,061,000 | 3,227 |
| Pre-tax net operating income | $189,000 | 4,839 |
| Securities gains (losses) | $301,000 | 1,239 |
| Applicable income taxes | $-18,000 | 6,295 |
| Income before extraordinary items | $508,000 | 3,841 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $508,000 | 3,840 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $508,000 | 3,841 |
| Net charge-offs | $1,149,000 | 2,708 |
| Cash dividends | $474,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $207,000 | 4,720 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,258,000 | 3,748 |
| Total interest expense | $1,735,000 | 4,214 |
| Net interest income | $4,523,000 | 3,456 |
| Provision for loan and lease losses | $223,000 | 5,024 |
| Total noninterest income | $477,000 | 4,313 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $390,000 | 2,817 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $87,000 | 5,581 |
| Total noninterest expense | $4,055,000 | 3,462 |
| Salaries and employee benefits | $2,269,000 | 3,179 |
| Premises and equipment expense | $236,000 | 5,592 |
| Additional noninterest expense | $1,550,000 | 3,201 |
| Pre-tax net operating income | $722,000 | 3,276 |
| Securities gains (losses) | $139,000 | 1,569 |
| Applicable income taxes | $174,000 | 2,445 |
| Income before extraordinary items | $687,000 | 3,162 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $687,000 | 3,160 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $687,000 | 3,162 |
| Net charge-offs | $228,000 | 4,103 |
| Cash dividends | $237,000 | 2,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $575,800 | 3,360 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,147,000 | 3,804 |
| Total interest expense | $1,220,000 | 4,204 |
| Net interest income | $2,927,000 | 3,524 |
| Provision for loan and lease losses | $55,000 | 6,004 |
| Total noninterest income | $330,000 | 4,248 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $244,000 | 2,911 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $86,000 | 5,059 |
| Total noninterest expense | $2,650,000 | 3,550 |
| Salaries and employee benefits | $1,519,000 | 3,202 |
| Premises and equipment expense | $258,000 | 4,372 |
| Additional noninterest expense | $873,000 | 3,639 |
| Pre-tax net operating income | $552,000 | 3,144 |
| Securities gains (losses) | $118,000 | 1,361 |
| Applicable income taxes | $128,000 | 2,423 |
| Income before extraordinary items | $542,000 | 2,949 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $542,000 | 2,947 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $542,000 | 2,948 |
| Net charge-offs | $184,000 | 3,526 |
| Cash dividends | $237,000 | 2,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $446,420 | 3,190 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 3,749 |
| Total interest expense | $644,000 | 4,176 |
| Net interest income | $1,500,000 | 3,453 |
| Provision for loan and lease losses | $35,000 | 5,303 |
| Total noninterest income | $170,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $117,000 | 2,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $53,000 | 4,730 |
| Total noninterest expense | $1,338,000 | 3,458 |
| Salaries and employee benefits | $760,000 | 3,240 |
| Premises and equipment expense | $130,000 | 4,390 |
| Additional noninterest expense | $448,000 | 3,283 |
| Pre-tax net operating income | $297,000 | 3,354 |
| Securities gains (losses) | $104,000 | 975 |
| Applicable income taxes | $89,000 | 2,299 |
| Income before extraordinary items | $312,000 | 3,050 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $312,000 | 3,051 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $312,000 | 3,051 |
| Net charge-offs | $46,000 | 3,656 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $230,880 | 3,476 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,476,000 | 3,412 |
| Total interest expense | $4,719,000 | 3,124 |
| Net interest income | $5,757,000 | 3,584 |
| Provision for loan and lease losses | $80,000 | 6,236 |
| Total noninterest income | $712,000 | 4,098 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $529,000 | 2,888 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $183,000 | 4,986 |
| Total noninterest expense | $5,310,000 | 3,400 |
| Salaries and employee benefits | $2,929,000 | 3,322 |
| Premises and equipment expense | $495,000 | 4,488 |
| Additional noninterest expense | $1,886,000 | 3,015 |
| Pre-tax net operating income | $1,079,000 | 3,622 |
| Securities gains (losses) | $285,000 | 569 |
| Applicable income taxes | $263,000 | 2,541 |
| Income before extraordinary items | $1,101,000 | 3,102 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,101,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,940 |
| Cash dividends | $676,000 | 2,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $870,150 | 3,696 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,113,000 | 3,390 |
| Total interest expense | $3,825,000 | 3,024 |
| Net interest income | $4,288,000 | 3,624 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $511,000 | 4,286 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $383,000 | 2,993 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $128,000 | 5,209 |
| Total noninterest expense | $3,860,000 | 3,465 |
| Salaries and employee benefits | $2,194,000 | 3,369 |
| Premises and equipment expense | $347,000 | 4,691 |
| Additional noninterest expense | $1,319,000 | 3,110 |
| Pre-tax net operating income | $939,000 | 3,802 |
| Securities gains (losses) | $206,000 | 610 |
| Applicable income taxes | $228,000 | 2,771 |
| Income before extraordinary items | $917,000 | 3,276 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $917,000 | 3,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,073 |
| Cash dividends | $237,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $752,200 | 3,822 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,569,000 | 3,360 |
| Total interest expense | $2,730,000 | 2,949 |
| Net interest income | $2,839,000 | 3,640 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $324,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $236,000 | 3,136 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $88,000 | 5,267 |
| Total noninterest expense | $2,513,000 | 3,558 |
| Salaries and employee benefits | $1,453,000 | 3,419 |
| Premises and equipment expense | $223,000 | 4,831 |
| Additional noninterest expense | $837,000 | 3,227 |
| Pre-tax net operating income | $650,000 | 3,839 |
| Securities gains (losses) | $149,000 | 739 |
| Applicable income taxes | $168,000 | 2,882 |
| Income before extraordinary items | $631,000 | 3,526 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $631,000 | 3,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,966 |
| Cash dividends | $237,000 | 3,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $513,290 | 3,909 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,909,000 | 3,310 |
| Total interest expense | $1,470,000 | 2,931 |
| Net interest income | $1,439,000 | 3,591 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $163,000 | 4,421 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $113,000 | 3,189 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 5,048 |
| Total noninterest expense | $1,223,000 | 3,638 |
| Salaries and employee benefits | $725,000 | 3,456 |
| Premises and equipment expense | $113,000 | 4,801 |
| Additional noninterest expense | $385,000 | 3,418 |
| Pre-tax net operating income | $379,000 | 3,654 |
| Securities gains (losses) | $112,000 | 661 |
| Applicable income taxes | $121,000 | 2,572 |
| Income before extraordinary items | $370,000 | 3,356 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $370,000 | 3,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,066 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $286,000 | 3,827 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,682,000 | 3,136 |
| Total interest expense | $6,610,000 | 2,766 |
| Net interest income | $6,072,000 | 3,468 |
| Provision for loan and lease losses | $330,000 | 3,017 |
| Total noninterest income | $567,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $442,000 | 3,323 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $125,000 | 5,877 |
| Total noninterest expense | $5,169,000 | 3,358 |
| Salaries and employee benefits | $2,775,000 | 3,436 |
| Premises and equipment expense | $463,000 | 4,588 |
| Additional noninterest expense | $1,931,000 | 2,742 |
| Pre-tax net operating income | $1,140,000 | 4,469 |
| Securities gains (losses) | $15,000 | 1,192 |
| Applicable income taxes | $150,000 | 4,132 |
| Income before extraordinary items | $1,005,000 | 4,313 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,005,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 2,297 |
| Cash dividends | $725,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $991,950 | 4,336 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,659,000 | 3,087 |
| Total interest expense | $4,994,000 | 2,744 |
| Net interest income | $4,665,000 | 3,413 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $409,000 | 4,851 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $326,000 | 3,359 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $83,000 | 6,099 |
| Total noninterest expense | $3,936,000 | 3,288 |
| Salaries and employee benefits | $2,103,000 | 3,392 |
| Premises and equipment expense | $406,000 | 4,123 |
| Additional noninterest expense | $1,427,000 | 2,733 |
| Pre-tax net operating income | $1,138,000 | 4,067 |
| Securities gains (losses) | $14,000 | 909 |
| Applicable income taxes | $246,000 | 3,441 |
| Income before extraordinary items | $906,000 | 4,104 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $906,000 | 4,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,779 |
| Cash dividends | $288,000 | 3,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $894,940 | 4,112 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,382,000 | 3,116 |
| Total interest expense | $3,342,000 | 2,727 |
| Net interest income | $3,040,000 | 3,493 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $250,000 | 5,080 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $209,000 | 3,424 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $41,000 | 6,570 |
| Total noninterest expense | $2,578,000 | 3,371 |
| Salaries and employee benefits | $1,368,000 | 3,488 |
| Premises and equipment expense | $262,000 | 4,247 |
| Additional noninterest expense | $948,000 | 2,749 |
| Pre-tax net operating income | $712,000 | 4,278 |
| Securities gains (losses) | $8,000 | 912 |
| Applicable income taxes | $149,000 | 3,662 |
| Income before extraordinary items | $571,000 | 4,268 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $571,000 | 4,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,243 |
| Cash dividends | $288,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $564,680 | 4,286 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,131,000 | 3,161 |
| Total interest expense | $1,648,000 | 2,746 |
| Net interest income | $1,483,000 | 3,565 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $143,000 | 4,745 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $101,000 | 3,438 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $1,318,000 | 3,315 |
| Salaries and employee benefits | $681,000 | 3,537 |
| Premises and equipment expense | $135,000 | 4,167 |
| Additional noninterest expense | $502,000 | 2,609 |
| Pre-tax net operating income | $308,000 | 4,589 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $62,000 | 3,863 |
| Income before extraordinary items | $248,000 | 4,579 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $248,000 | 4,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 660 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $246,400 | 4,588 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,875,000 | 3,124 |
| Total interest expense | $5,242,000 | 2,915 |
| Net interest income | $6,633,000 | 3,258 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $516,000 | 5,065 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $383,000 | 3,616 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $133,000 | 5,850 |
| Total noninterest expense | $4,782,000 | 3,470 |
| Salaries and employee benefits | $2,629,000 | 3,483 |
| Premises and equipment expense | $421,000 | 4,763 |
| Additional noninterest expense | $1,732,000 | 2,921 |
| Pre-tax net operating income | $2,317,000 | 3,317 |
| Securities gains (losses) | $40,000 | 728 |
| Applicable income taxes | $619,000 | 2,845 |
| Income before extraordinary items | $1,738,000 | 3,435 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,738,000 | 3,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,914 |
| Cash dividends | $674,000 | 3,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,708,400 | 3,465 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,702,000 | 3,160 |
| Total interest expense | $3,693,000 | 2,987 |
| Net interest income | $5,009,000 | 3,267 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $378,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $281,000 | 3,694 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,900 |
| Total noninterest expense | $3,541,000 | 3,497 |
| Salaries and employee benefits | $1,948,000 | 3,518 |
| Premises and equipment expense | $308,000 | 4,848 |
| Additional noninterest expense | $1,285,000 | 2,935 |
| Pre-tax net operating income | $1,846,000 | 3,287 |
| Securities gains (losses) | $9,000 | 918 |
| Applicable income taxes | $505,000 | 2,858 |
| Income before extraordinary items | $1,350,000 | 3,434 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,350,000 | 3,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $237,000 | 3,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,343,430 | 3,438 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,540,000 | 3,244 |
| Total interest expense | $2,275,000 | 3,066 |
| Net interest income | $3,265,000 | 3,330 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $244,000 | 5,199 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $179,000 | 3,778 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $65,000 | 5,924 |
| Total noninterest expense | $2,298,000 | 3,578 |
| Salaries and employee benefits | $1,296,000 | 3,533 |
| Premises and equipment expense | $132,000 | 6,106 |
| Additional noninterest expense | $870,000 | 2,909 |
| Pre-tax net operating income | $1,211,000 | 3,339 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $336,000 | 2,887 |
| Income before extraordinary items | $876,000 | 3,515 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $876,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $237,000 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $875,280 | 3,506 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 3,293 |
| Total interest expense | $1,066,000 | 3,096 |
| Net interest income | $1,578,000 | 3,399 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $116,000 | 5,287 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $86,000 | 3,787 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $1,123,000 | 3,662 |
| Salaries and employee benefits | $645,000 | 3,565 |
| Premises and equipment expense | $69,000 | 5,991 |
| Additional noninterest expense | $409,000 | 3,061 |
| Pre-tax net operating income | $571,000 | 3,433 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $161,000 | 2,934 |
| Income before extraordinary items | $410,000 | 3,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 3,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $410,000 | 3,619 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,641,000 | 3,244 |
| Total interest expense | $3,421,000 | 2,997 |
| Net interest income | $6,220,000 | 3,326 |
| Provision for loan and lease losses | $200,000 | 3,577 |
| Total noninterest income | $499,000 | 5,251 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $374,000 | 3,707 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $125,000 | 6,044 |
| Total noninterest expense | $4,550,000 | 3,500 |
| Salaries and employee benefits | $2,449,000 | 3,546 |
| Premises and equipment expense | $447,000 | 4,513 |
| Additional noninterest expense | $1,654,000 | 2,992 |
| Pre-tax net operating income | $1,969,000 | 3,719 |
| Securities gains (losses) | $161,000 | 563 |
| Applicable income taxes | $565,000 | 3,168 |
| Income before extraordinary items | $1,565,000 | 3,683 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,565,000 | 3,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,280 |
| Cash dividends | $638,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,447,470 | 3,847 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 3,265 |
| Total interest expense | $2,417,000 | 3,006 |
| Net interest income | $4,615,000 | 3,344 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $372,000 | 5,271 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $279,000 | 3,733 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $93,000 | 6,056 |
| Total noninterest expense | $3,334,000 | 3,537 |
| Salaries and employee benefits | $1,790,000 | 3,588 |
| Premises and equipment expense | $334,000 | 4,499 |
| Additional noninterest expense | $1,210,000 | 3,019 |
| Pre-tax net operating income | $1,653,000 | 3,504 |
| Securities gains (losses) | $17,000 | 1,289 |
| Applicable income taxes | $455,000 | 3,107 |
| Income before extraordinary items | $1,215,000 | 3,628 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,215,000 | 3,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 1,809 |
| Cash dividends | $218,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,202,590 | 3,626 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,564,000 | 3,271 |
| Total interest expense | $1,512,000 | 3,020 |
| Net interest income | $3,052,000 | 3,359 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $244,000 | 5,272 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $178,000 | 3,764 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $66,000 | 5,981 |
| Total noninterest expense | $2,200,000 | 3,545 |
| Salaries and employee benefits | $1,160,000 | 3,662 |
| Premises and equipment expense | $229,000 | 4,396 |
| Additional noninterest expense | $811,000 | 2,990 |
| Pre-tax net operating income | $1,096,000 | 3,479 |
| Securities gains (losses) | $8,000 | 1,424 |
| Applicable income taxes | $310,000 | 3,046 |
| Income before extraordinary items | $794,000 | 3,651 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $794,000 | 3,653 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 1,569 |
| Cash dividends | $218,000 | 3,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $788,240 | 3,615 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,212,000 | 3,324 |
| Total interest expense | $736,000 | 3,000 |
| Net interest income | $1,476,000 | 3,448 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $127,000 | 5,123 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $83,000 | 3,846 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $44,000 | 5,463 |
| Total noninterest expense | $1,072,000 | 3,637 |
| Salaries and employee benefits | $569,000 | 3,719 |
| Premises and equipment expense | $107,000 | 4,643 |
| Additional noninterest expense | $396,000 | 3,041 |
| Pre-tax net operating income | $531,000 | 3,516 |
| Securities gains (losses) | $8,000 | 1,073 |
| Applicable income taxes | $157,000 | 3,029 |
| Income before extraordinary items | $382,000 | 3,729 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $382,000 | 3,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 1,622 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $376,320 | 3,736 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,566,000 | 3,234 |
| Total interest expense | $2,675,000 | 2,894 |
| Net interest income | $5,891,000 | 3,335 |
| Provision for loan and lease losses | $295,000 | 2,973 |
| Total noninterest income | $528,000 | 5,139 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $405,000 | 3,617 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $123,000 | 6,060 |
| Total noninterest expense | $4,215,000 | 3,587 |
| Salaries and employee benefits | $2,190,000 | 3,707 |
| Premises and equipment expense | $482,000 | 4,203 |
| Additional noninterest expense | $1,543,000 | 3,058 |
| Pre-tax net operating income | $1,909,000 | 3,611 |
| Securities gains (losses) | $65,000 | 1,541 |
| Applicable income taxes | $520,000 | 3,287 |
| Income before extraordinary items | $1,454,000 | 3,711 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,454,000 | 3,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,673 |
| Cash dividends | $599,000 | 3,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,405,900 | 3,736 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,329,000 | 3,254 |
| Total interest expense | $1,929,000 | 2,926 |
| Net interest income | $4,400,000 | 3,334 |
| Provision for loan and lease losses | $135,000 | 3,719 |
| Total noninterest income | $405,000 | 5,104 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $310,000 | 3,585 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $95,000 | 6,010 |
| Total noninterest expense | $3,093,000 | 3,618 |
| Salaries and employee benefits | $1,609,000 | 3,748 |
| Premises and equipment expense | $368,000 | 4,133 |
| Additional noninterest expense | $1,116,000 | 3,124 |
| Pre-tax net operating income | $1,577,000 | 3,466 |
| Securities gains (losses) | $42,000 | 1,794 |
| Applicable income taxes | $439,000 | 3,136 |
| Income before extraordinary items | $1,180,000 | 3,585 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,180,000 | 3,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 1,764 |
| Cash dividends | $219,000 | 3,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,149,340 | 3,586 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,157,000 | 3,289 |
| Total interest expense | $1,257,000 | 2,971 |
| Net interest income | $2,900,000 | 3,355 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $265,000 | 5,136 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $195,000 | 3,713 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $70,000 | 5,848 |
| Total noninterest expense | $2,009,000 | 3,724 |
| Salaries and employee benefits | $1,038,000 | 3,867 |
| Premises and equipment expense | $251,000 | 4,062 |
| Additional noninterest expense | $720,000 | 3,226 |
| Pre-tax net operating income | $1,081,000 | 3,351 |
| Securities gains (losses) | $-17,000 | 8,775 |
| Applicable income taxes | $282,000 | 3,185 |
| Income before extraordinary items | $782,000 | 3,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $782,000 | 3,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 1,301 |
| Cash dividends | $219,000 | 3,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $794,410 | 3,452 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 3,277 |
| Total interest expense | $642,000 | 2,959 |
| Net interest income | $1,440,000 | 3,368 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $135,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 3,737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $42,000 | 5,474 |
| Total noninterest expense | $1,009,000 | 3,732 |
| Salaries and employee benefits | $513,000 | 3,922 |
| Premises and equipment expense | $127,000 | 4,055 |
| Additional noninterest expense | $369,000 | 3,133 |
| Pre-tax net operating income | $546,000 | 3,304 |
| Securities gains (losses) | $13,000 | 1,918 |
| Applicable income taxes | $155,000 | 3,023 |
| Income before extraordinary items | $404,000 | 3,470 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $404,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $394,640 | 3,439 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,250,000 | 3,352 |
| Total interest expense | $2,779,000 | 3,065 |
| Net interest income | $5,471,000 | 3,447 |
| Provision for loan and lease losses | $133,000 | 4,781 |
| Total noninterest income | $422,000 | 5,857 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $316,000 | 4,177 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $106,000 | 6,438 |
| Total noninterest expense | $3,631,000 | 3,985 |
| Salaries and employee benefits | $1,927,000 | 4,053 |
| Premises and equipment expense | $445,000 | 4,405 |
| Additional noninterest expense | $1,259,000 | 3,592 |
| Pre-tax net operating income | $2,129,000 | 3,254 |
| Securities gains (losses) | $393,000 | 889 |
| Applicable income taxes | $711,000 | 2,767 |
| Income before extraordinary items | $1,811,000 | 3,091 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,811,000 | 3,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,775 |
| Cash dividends | $599,000 | 3,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,528,040 | 3,345 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 3,400 |
| Total interest expense | $2,174,000 | 3,056 |
| Net interest income | $4,005,000 | 3,525 |
| Provision for loan and lease losses | $20,000 | 6,734 |
| Total noninterest income | $192,000 | 6,958 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $227,000 | 4,294 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-35,000 | 9,208 |
| Total noninterest expense | $2,701,000 | 3,998 |
| Salaries and employee benefits | $1,419,000 | 4,107 |
| Premises and equipment expense | $370,000 | 4,086 |
| Additional noninterest expense | $912,000 | 3,677 |
| Pre-tax net operating income | $1,476,000 | 3,548 |
| Securities gains (losses) | $390,000 | 805 |
| Applicable income taxes | $516,000 | 2,971 |
| Income before extraordinary items | $1,350,000 | 3,203 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,350,000 | 3,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,097 |
| Cash dividends | $219,000 | 3,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,069,200 | 3,661 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 3,373 |
| Total interest expense | $1,517,000 | 3,012 |
| Net interest income | $2,667,000 | 3,519 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $92,000 | 7,536 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $145,000 | 4,376 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $-53,000 | 9,256 |
| Total noninterest expense | $1,803,000 | 3,995 |
| Salaries and employee benefits | $919,000 | 4,187 |
| Premises and equipment expense | $247,000 | 4,086 |
| Additional noninterest expense | $637,000 | 3,530 |
| Pre-tax net operating income | $936,000 | 3,665 |
| Securities gains (losses) | $318,000 | 775 |
| Applicable income taxes | $356,000 | 2,929 |
| Income before extraordinary items | $898,000 | 3,217 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $898,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 3,471 |
| Cash dividends | $218,000 | 3,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $669,040 | 3,812 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,099,000 | 3,384 |
| Total interest expense | $784,000 | 2,995 |
| Net interest income | $1,315,000 | 3,548 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $-9,000 | 9,291 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 4,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-81,000 | 9,312 |
| Total noninterest expense | $870,000 | 4,102 |
| Salaries and employee benefits | $439,000 | 4,325 |
| Premises and equipment expense | $126,000 | 4,003 |
| Additional noninterest expense | $305,000 | 3,611 |
| Pre-tax net operating income | $436,000 | 3,839 |
| Securities gains (losses) | $160,000 | 755 |
| Applicable income taxes | $165,000 | 3,046 |
| Income before extraordinary items | $431,000 | 3,291 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $431,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,062 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $315,800 | 3,907 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,992,000 | 3,299 |
| Total interest expense | $3,551,000 | 3,049 |
| Net interest income | $5,441,000 | 3,401 |
| Provision for loan and lease losses | $495,000 | 2,398 |
| Total noninterest income | $678,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $335,000 | 3,987 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $343,000 | 3,993 |
| Total noninterest expense | $3,296,000 | 4,149 |
| Salaries and employee benefits | $1,715,000 | 4,243 |
| Premises and equipment expense | $433,000 | 4,376 |
| Additional noninterest expense | $1,148,000 | 3,746 |
| Pre-tax net operating income | $2,328,000 | 3,052 |
| Securities gains (losses) | $206,000 | 1,143 |
| Applicable income taxes | $727,000 | 2,762 |
| Income before extraordinary items | $1,807,000 | 3,027 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,807,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,693 |
| Cash dividends | $599,000 | 3,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,660,740 | 3,141 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,268,000 | 3,537 |
| Total interest expense | $5,284,000 | 3,005 |
| Net interest income | $3,984,000 | 4,142 |
| Provision for loan and lease losses | $210,000 | 4,019 |
| Total noninterest income | $451,000 | 5,354 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $331,000 | 3,920 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $120,000 | 6,007 |
| Total noninterest expense | $3,018,000 | 4,316 |
| Salaries and employee benefits | $1,445,000 | 4,643 |
| Premises and equipment expense | $403,000 | 4,581 |
| Additional noninterest expense | $1,170,000 | 3,587 |
| Pre-tax net operating income | $1,207,000 | 4,406 |
| Securities gains (losses) | $566,000 | 570 |
| Applicable income taxes | $489,000 | 3,359 |
| Income before extraordinary items | $1,284,000 | 3,617 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,284,000 | 3,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,673 |
| Cash dividends | $441,000 | 3,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $876,480 | 4,538 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,782,000 | 3,806 |
| Total interest expense | $4,838,000 | 3,421 |
| Net interest income | $3,944,000 | 4,228 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $487,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $342,000 | 3,665 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $145,000 | 5,553 |
| Total noninterest expense | $2,822,000 | 4,444 |
| Salaries and employee benefits | $1,313,000 | 4,869 |
| Premises and equipment expense | $477,000 | 3,938 |
| Additional noninterest expense | $1,032,000 | 3,895 |
| Pre-tax net operating income | $1,599,000 | 3,890 |
| Securities gains (losses) | $48,000 | 723 |
| Applicable income taxes | $442,000 | 3,773 |
| Income before extraordinary items | $1,205,000 | 3,850 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,205,000 | 3,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $434,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,169,960 | 3,920 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,720,000 | 4,058 |
| Total interest expense | $4,124,000 | 3,499 |
| Net interest income | $3,596,000 | 4,560 |
| Provision for loan and lease losses | $90,000 | 5,432 |
| Total noninterest income | $421,000 | 5,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $303,000 | 3,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,224 |
| Total noninterest expense | $2,628,000 | 4,686 |
| Salaries and employee benefits | $1,253,000 | 5,010 |
| Premises and equipment expense | $424,000 | 4,330 |
| Additional noninterest expense | $951,000 | 4,176 |
| Pre-tax net operating income | $1,299,000 | 4,521 |
| Securities gains (losses) | $82,000 | 809 |
| Applicable income taxes | $319,000 | 4,676 |
| Income before extraordinary items | $1,062,000 | 4,239 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,062,000 | 4,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 9,667 |
| Cash dividends | $769,000 | 2,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $998,860 | 4,408 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,416,000 | 4,196 |
| Total interest expense | $4,014,000 | 3,674 |
| Net interest income | $3,402,000 | 4,697 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $354,000 | 5,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $284,000 | 4,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,479 |
| Total noninterest expense | $2,561,000 | 4,691 |
| Salaries and employee benefits | $1,303,000 | 4,752 |
| Premises and equipment expense | $312,000 | 5,267 |
| Additional noninterest expense | $946,000 | 4,140 |
| Pre-tax net operating income | $1,195,000 | 4,898 |
| Securities gains (losses) | $188,000 | 953 |
| Applicable income taxes | $298,000 | 5,184 |
| Income before extraordinary items | $1,085,000 | 4,232 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,085,000 | 4,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $524,000 | 3,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $938,360 | 4,605 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,024,000 | 4,492 |
| Total interest expense | $3,477,000 | 4,162 |
| Net interest income | $3,547,000 | 4,688 |
| Provision for loan and lease losses | $10,000 | 8,395 |
| Total noninterest income | $363,000 | 6,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $288,000 | 4,208 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,536 |
| Total noninterest expense | $2,704,000 | 4,471 |
| Salaries and employee benefits | $1,356,000 | 4,624 |
| Premises and equipment expense | $307,000 | 5,388 |
| Additional noninterest expense | $1,041,000 | 3,753 |
| Pre-tax net operating income | $1,196,000 | 5,264 |
| Securities gains (losses) | $124,000 | 893 |
| Applicable income taxes | $377,000 | 5,071 |
| Income before extraordinary items | $943,000 | 4,901 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $943,000 | 4,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,018 |
| Cash dividends | $337,000 | 4,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $854,960 | 5,183 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,025,000 | 7,960 |
| Total interest expense | $1,393,000 | 7,855 |
| Net interest income | $1,632,000 | 7,942 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $152,000 | 8,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 6,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $1,271,000 | 7,753 |
| Salaries and employee benefits | $706,000 | 7,499 |
| Premises and equipment expense | $107,000 | 9,100 |
| Additional noninterest expense | $458,000 | 7,398 |
| Pre-tax net operating income | $513,000 | 7,865 |
| Securities gains (losses) | $21,000 | 1,959 |
| Applicable income taxes | $170,000 | 7,580 |
| Income before extraordinary items | $364,000 | 7,897 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $364,000 | 7,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,548 |
| Cash dividends | $310,000 | 4,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $349,720 | 7,944 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 8,532 |
| Total interest expense | $1,360,000 | 8,089 |
| Net interest income | $1,412,000 | 8,767 |
| Provision for loan and lease losses | $-70,000 | 11,644 |
| Total noninterest income | $167,000 | 9,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,833 |
| Total noninterest expense | $1,250,000 | 8,041 |
| Salaries and employee benefits | $680,000 | 7,860 |
| Premises and equipment expense | $123,000 | 8,962 |
| Additional noninterest expense | $447,000 | 7,736 |
| Pre-tax net operating income | $399,000 | 9,073 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $66,000 | 9,861 |
| Income before extraordinary items | $329,000 | 8,679 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $329,000 | 8,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 11,570 |
| Cash dividends | $90,000 | 6,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $332,320 | 8,605 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 8,942 |
| Total interest expense | $1,149,000 | 8,108 |
| Net interest income | $1,329,000 | 9,368 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $165,000 | 9,413 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 6,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,564 |
| Total noninterest expense | $1,326,000 | 8,152 |
| Salaries and employee benefits | $647,000 | 8,292 |
| Premises and equipment expense | $148,000 | 8,603 |
| Additional noninterest expense | $531,000 | 7,591 |
| Pre-tax net operating income | $158,000 | 11,202 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $-3,000 | 12,050 |
| Income before extraordinary items | $169,000 | 10,619 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $169,000 | 10,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $90,000 | 7,108 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $161,000 | 10,732 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 8,982 |
| Total interest expense | $1,133,000 | 8,548 |
| Net interest income | $1,479,000 | 9,185 |
| Provision for loan and lease losses | $500,000 | 2,086 |
| Total noninterest income | $698,000 | 4,455 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 6,478 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $523,000 | 3,172 |
| Total noninterest expense | $1,399,000 | 8,194 |
| Salaries and employee benefits | $676,000 | 8,165 |
| Premises and equipment expense | $139,000 | 9,201 |
| Additional noninterest expense | $584,000 | 7,479 |
| Pre-tax net operating income | $278,000 | 10,411 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $-12,000 | 12,793 |
| Income before extraordinary items | $304,000 | 9,436 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $304,000 | 9,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $616,000 | 1,558 |
| Cash dividends | $90,000 | 7,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $290,000 | 9,335 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 8,937 |
| Total interest expense | $1,442,000 | 8,690 |
| Net interest income | $1,578,000 | 9,020 |
| Provision for loan and lease losses | $609,000 | 2,596 |
| Total noninterest income | $230,000 | 8,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 11,113 |
| Total noninterest expense | $1,184,000 | 9,120 |
| Salaries and employee benefits | $656,000 | 8,341 |
| Premises and equipment expense | $154,000 | 8,989 |
| Additional noninterest expense | $374,000 | 9,895 |
| Pre-tax net operating income | $15,000 | 12,619 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $11,000 | 12,338 |
| Income before extraordinary items | $16,000 | 12,799 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $16,000 | 12,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 3,095 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $8,320 | 12,613 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.