Home > Amerifirst Bank > Assets and Liabilities
Amerifirst Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 86 | 2,062 |
| Assets and Liabilities | ||
| Total Assets: | $195,907,000 | 2,318 |
| Cash and due from depository institutions | $2,925,000 | 2,062 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $33,274,000 | 3,321 |
| Federal funds sold & reverse repurchase agreements | $300,000 | 7,594 |
| Net loans & leases | $151,048,000 | 1,870 |
| Loan loss allowance | $1,673,000 | 2,108 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,955,000 | 1,984 |
| Other real estate owned | $0 | 2,062 |
| Goodwill and other intangibles | $1,603,000 | 1,097 |
| All other assets | $2,802,000 | 2,554 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $195,907,000 | 2,318 |
| Total liabilities | $178,221,000 | 2,291 |
| Total deposits | $128,111,000 | 2,906 |
| Interest-bearing deposits | $114,850,000 | 2,795 |
| Deposits held in domestic offices | $128,111,000 | 2,899 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $44,850,000 | 605 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $5,260,000 | 963 |
| Total equity capital | $17,686,000 | 2,525 |
| Total bank equity capital | $17,686,000 | 2,525 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,460,000 | 1,060 |
| Surplus | $12,277,000 | 1,285 |
| Undivided profits | $1,949,000 | 7,193 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,379,000 | 1,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,045,000 | 2,167 |
| Earning assets | $184,622,000 | 2,273 |
| Long-term assets (5+ years) | $28,776,000 | 2,142 |
| Average Assets, year-to-date | $218,802,000 | 1,984 |
| Average Assets, quarterly | $202,836,000 | 2,211 |
| Volatile liabilities | $41,268,000 | 1,647 |
| Insider loans | $1,275,000 | 2,972 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $739,000 | 919 |
| Unused loan commitments | $37,406,000 | 1,336 |
| Tier 1 (core) risk-based capital | $16,241,600 | 2,625 |
| Tier 2 risk-based capital | $1,673,000 | 1,817 |
| Total risk weighted assets | $137,706,100 | 2,033 |
| Total unused commitments | $37,406,000 | 1,340 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 99 | 1,887 |
| Assets and Liabilities | ||
| Total Assets: | $261,763,000 | 1,779 |
| Cash and due from depository institutions | $4,609,000 | 1,887 |
| Interest-bearing balances | $146,000 | 4,294 |
| Securities | $42,774,000 | 2,818 |
| Federal funds sold & reverse repurchase agreements | $3,950,000 | 3,171 |
| Net loans & leases | $199,778,000 | 1,471 |
| Loan loss allowance | $2,095,000 | 1,819 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,531,000 | 1,427 |
| Other real estate owned | $95,000 | 1,887 |
| Goodwill and other intangibles | $2,315,000 | 866 |
| All other assets | $2,711,000 | 2,702 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,763,000 | 1,779 |
| Total liabilities | $242,009,000 | 1,727 |
| Total deposits | $238,233,000 | 1,609 |
| Interest-bearing deposits | $226,847,000 | 1,469 |
| Deposits held in domestic offices | $238,233,000 | 1,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $3,776,000 | 1,232 |
| Total equity capital | $19,754,000 | 2,277 |
| Total bank equity capital | $19,754,000 | 2,277 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,460,000 | 1,113 |
| Surplus | $12,277,000 | 1,344 |
| Undivided profits | $4,017,000 | 5,135 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,117,000 | 1,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,274,000 | 1,732 |
| Earning assets | $246,648,000 | 1,728 |
| Long-term assets (5+ years) | $37,349,000 | 1,651 |
| Average Assets, year-to-date | $277,402,400 | 1,614 |
| Average Assets, quarterly | $264,340,000 | 1,739 |
| Volatile liabilities | $18,972,000 | 3,022 |
| Insider loans | $1,107,000 | 3,370 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $841,000 | 806 |
| Unused loan commitments | $30,727,000 | 1,525 |
| Tier 1 (core) risk-based capital | $18,181,000 | 2,380 |
| Tier 2 risk-based capital | $2,095,000 | 1,523 |
| Total risk weighted assets | $179,500,400 | 1,603 |
| Total unused commitments | $30,727,000 | 1,538 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 101 | 1,916 |
| Assets and Liabilities | ||
| Total Assets: | $295,504,000 | 1,603 |
| Cash and due from depository institutions | $8,757,000 | 1,916 |
| Interest-bearing balances | $1,508,000 | 2,098 |
| Securities | $47,032,000 | 2,687 |
| Federal funds sold & reverse repurchase agreements | $140,000 | 9,054 |
| Net loans & leases | $227,854,000 | 1,290 |
| Loan loss allowance | $2,009,000 | 1,924 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,962,000 | 1,275 |
| Other real estate owned | $23,000 | 1,916 |
| Goodwill and other intangibles | $2,119,000 | 842 |
| All other assets | $3,617,000 | 2,143 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $295,504,000 | 1,603 |
| Total liabilities | $273,264,000 | 1,578 |
| Total deposits | $255,189,000 | 1,523 |
| Interest-bearing deposits | $241,935,000 | 1,410 |
| Deposits held in domestic offices | $255,189,000 | 1,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,500,000 | 1,465 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $9,000,000 | 1,251 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,575,000 | 1,334 |
| Total equity capital | $22,240,000 | 2,026 |
| Total bank equity capital | $22,240,000 | 2,026 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,459,000 | 1,127 |
| Surplus | $12,277,000 | 1,342 |
| Undivided profits | $6,504,000 | 3,674 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,221,000 | 2,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,598,000 | 1,394 |
| Earning assets | $276,534,000 | 1,581 |
| Long-term assets (5+ years) | $40,789,000 | 1,406 |
| Average Assets, year-to-date | $288,412,400 | 1,579 |
| Average Assets, quarterly | $296,254,500 | 1,588 |
| Volatile liabilities | $22,526,000 | 2,394 |
| Insider loans | $1,262,000 | 3,157 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $3,273,000 | 448 |
| Unused loan commitments | $28,959,000 | 1,523 |
| Tier 1 (core) risk-based capital | $20,241,000 | 2,113 |
| Tier 2 risk-based capital | $2,009,000 | 1,591 |
| Total risk weighted assets | $199,621,100 | 1,435 |
| Total unused commitments | $28,959,000 | 1,533 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 106 | 1,892 |
| Assets and Liabilities | ||
| Total Assets: | $269,925,000 | 1,698 |
| Cash and due from depository institutions | $7,737,000 | 1,892 |
| Interest-bearing balances | $897,000 | 2,571 |
| Securities | $52,110,000 | 2,526 |
| Federal funds sold & reverse repurchase agreements | $1,077,000 | 5,310 |
| Net loans & leases | $197,746,000 | 1,427 |
| Loan loss allowance | $1,890,000 | 2,074 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,392,000 | 1,136 |
| Other real estate owned | $224,000 | 1,892 |
| Goodwill and other intangibles | $2,182,000 | 752 |
| All other assets | $2,457,000 | 3,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $269,925,000 | 1,698 |
| Total liabilities | $249,326,000 | 1,688 |
| Total deposits | $226,711,000 | 1,672 |
| Interest-bearing deposits | $216,542,000 | 1,534 |
| Deposits held in domestic offices | $226,711,000 | 1,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $19,000,000 | 921 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,615,000 | 1,138 |
| Total equity capital | $20,599,000 | 2,006 |
| Total bank equity capital | $20,599,000 | 2,006 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,460,000 | 1,129 |
| Surplus | $12,277,000 | 1,279 |
| Undivided profits | $4,862,000 | 4,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $904,000 | 2,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,236,000 | 1,581 |
| Earning assets | $251,830,000 | 1,679 |
| Long-term assets (5+ years) | $53,017,000 | 1,125 |
| Average Assets, year-to-date | $261,622,800 | 1,706 |
| Average Assets, quarterly | $264,217,500 | 1,728 |
| Volatile liabilities | $11,978,000 | 3,815 |
| Insider loans | $591,000 | 5,174 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $22,190,000 | 1,773 |
| Tier 1 (core) risk-based capital | $18,886,000 | 2,175 |
| Tier 2 risk-based capital | $1,890,000 | 1,671 |
| Total risk weighted assets | $158,482,800 | 1,755 |
| Total unused commitments | $22,190,000 | 1,786 |
| Derivatives | $686,000 | 643 |
| 1993-12-31 | Rank | |
| # of Employees: | 121 | 1,724 |
| Assets and Liabilities | ||
| Total Assets: | $263,230,000 | 1,761 |
| Cash and due from depository institutions | $7,410,000 | 1,724 |
| Interest-bearing balances | $3,609,000 | 1,625 |
| Securities | $54,643,000 | 2,534 |
| Federal funds sold & reverse repurchase agreements | $7,675,000 | 1,814 |
| Net loans & leases | $182,550,000 | 1,517 |
| Loan loss allowance | $1,914,000 | 2,141 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,031,000 | 1,205 |
| Other real estate owned | $313,000 | 1,724 |
| Goodwill and other intangibles | $2,526,000 | 620 |
| All other assets | $2,082,000 | 3,376 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,230,000 | 1,761 |
| Total liabilities | $240,693,000 | 1,761 |
| Total deposits | $236,725,000 | 1,680 |
| Interest-bearing deposits | $229,597,000 | 1,502 |
| Deposits held in domestic offices | $236,725,000 | 1,663 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $3,968,000 | 1,110 |
| Total equity capital | $22,537,000 | 1,816 |
| Total bank equity capital | $22,537,000 | 1,816 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,460,000 | 1,126 |
| Surplus | $12,277,000 | 1,206 |
| Undivided profits | $6,800,000 | 3,416 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $916,000 | 3,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,110,000 | 1,556 |
| Earning assets | $248,477,000 | 1,711 |
| Long-term assets (5+ years) | $61,596,000 | 1,023 |
| Average Assets, year-to-date | $247,607,000 | 1,817 |
| Average Assets, quarterly | $263,230,000 | 1,744 |
| Volatile liabilities | $11,325,000 | 3,749 |
| Insider loans | $782,000 | 4,428 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,450,000 | 915 |
| Unused loan commitments | $16,008,000 | 2,216 |
| Tier 1 (core) risk-based capital | $19,858,000 | 2,011 |
| Tier 2 risk-based capital | $1,900,700 | 1,647 |
| Total risk weighted assets | $152,042,600 | 1,804 |
| Total unused commitments | $16,008,000 | 2,237 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 68 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $182,149,000 | 2,611 |
| Cash and due from depository institutions | $27,524,000 | 3,158 |
| Interest-bearing balances | $24,650,000 | 338 |
| Securities | $23,720,000 | 5,388 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $120,852,000 | 2,281 |
| Loan loss allowance | $940,000 | 3,938 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,784,000 | 2,647 |
| Other real estate owned | $1,964,000 | 3,158 |
| Goodwill and other intangibles | $699,000 | 1,178 |
| All other assets | $4,606,000 | 1,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,149,000 | 2,611 |
| Total liabilities | $171,715,000 | 2,535 |
| Total deposits | $168,539,000 | 2,443 |
| Interest-bearing deposits | $166,456,000 | 2,176 |
| Deposits held in domestic offices | $168,539,000 | 2,437 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,176,000 | 1,309 |
| Total equity capital | $10,434,000 | 3,719 |
| Total bank equity capital | $10,434,000 | 3,719 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $6,000 | 12,247 |
| Surplus | $5,174,000 | 2,504 |
| Undivided profits | $5,254,000 | 4,017 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $670,000 | 4,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $881,000 | 2,248 |
| Earning assets | $169,222,000 | 2,564 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $194,411,000 | 2,375 |
| Average Assets, quarterly | $188,755,500 | 2,485 |
| Volatile liabilities | $11,993,000 | 3,590 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,714,000 | 3,838 |
| Tier 1 (core) risk-based capital | $10,337,000 | 3,696 |
| Tier 2 risk-based capital | $878,000 | 3,253 |
| Total risk weighted assets | $106,986,000 | 2,528 |
| Total unused commitments | $6,714,000 | 3,859 |
| Derivatives | $0 | 651 |