Home > AmeriFirst Bank > Income and Expense
AmeriFirst Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,499,000 | 2,895 |
| Total interest expense | $4,915,000 | 2,500 |
| Net interest income | $5,584,000 | 3,212 |
| Provision for loan and lease losses | $-122,000 | 12,217 |
| Total noninterest income | $791,000 | 3,754 |
| Gross Fiduciary activities income | $19,000 | 1,422 |
| Service charges on deposit accounts | $626,000 | 2,165 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $146,000 | 6,278 |
| Total noninterest expense | $4,588,000 | 3,004 |
| Salaries and employee benefits | $2,645,000 | 2,526 |
| Premises and equipment expense | $487,000 | 3,887 |
| Additional noninterest expense | $1,456,000 | 3,402 |
| Pre-tax net operating income | $1,909,000 | 3,568 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $624,000 | 3,398 |
| Income before extraordinary items | $1,279,000 | 3,649 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,279,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,849 |
| Cash dividends | $421,000 | 3,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,283,020 | 3,672 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,661,000 | 3,202 |
| Total interest expense | $4,341,000 | 2,941 |
| Net interest income | $5,320,000 | 3,372 |
| Provision for loan and lease losses | $124,000 | 5,143 |
| Total noninterest income | $704,000 | 4,420 |
| Gross Fiduciary activities income | $17,000 | 1,459 |
| Service charges on deposit accounts | $551,000 | 2,519 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $136,000 | 6,879 |
| Total noninterest expense | $4,297,000 | 3,262 |
| Salaries and employee benefits | $2,436,000 | 2,718 |
| Premises and equipment expense | $415,000 | 4,577 |
| Additional noninterest expense | $1,446,000 | 3,617 |
| Pre-tax net operating income | $1,603,000 | 4,081 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $524,000 | 4,013 |
| Income before extraordinary items | $1,081,000 | 4,391 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,081,000 | 4,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 5,430 |
| Cash dividends | $370,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,079,660 | 4,174 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,844,000 | 3,543 |
| Total interest expense | $4,905,000 | 3,370 |
| Net interest income | $4,939,000 | 3,686 |
| Provision for loan and lease losses | $154,000 | 6,013 |
| Total noninterest income | $666,000 | 4,589 |
| Gross Fiduciary activities income | $21,000 | 1,481 |
| Service charges on deposit accounts | $533,000 | 2,584 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $112,000 | 7,695 |
| Total noninterest expense | $4,034,000 | 3,474 |
| Salaries and employee benefits | $2,116,000 | 3,055 |
| Premises and equipment expense | $394,000 | 4,854 |
| Additional noninterest expense | $1,524,000 | 3,551 |
| Pre-tax net operating income | $1,417,000 | 4,268 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $350,000 | 5,355 |
| Income before extraordinary items | $1,067,000 | 4,257 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,067,000 | 4,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 5,156 |
| Cash dividends | $401,000 | 3,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,067,000 | 3,939 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.