Home > AmericaUnited Bank and Trust Company USA > Assets and Liabilities
AmericaUnited Bank and Trust Company USA, Assets and Liabilities
| 2011-09-30 | Rank | |
| # of Employees: | 68 | 2,251 |
| Assets and Liabilities | ||
| Total Assets: | $282,553,000 | 2,290 |
| Cash and due from depository institutions | $37,878,000 | 2,251 |
| Interest-bearing balances | $33,789,000 | 1,227 |
| Securities | $25,720,000 | 3,948 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $194,876,000 | 2,071 |
| Loan loss allowance | $6,328,000 | 1,232 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $7,024,000 | 1,666 |
| Other real estate owned | $8,570,000 | 2,251 |
| Goodwill and other intangibles | $1,428,000 | 1,350 |
| All other assets | $7,057,000 | 2,426 |
| Life insurance assets | $25,000 | 3,720 |
| Total liabilities and capital | $282,553,000 | 2,290 |
| Total liabilities | $252,175,000 | 2,287 |
| Total deposits | $249,236,000 | 2,175 |
| Interest-bearing deposits | $212,402,000 | 2,134 |
| Deposits held in domestic offices | $249,236,000 | 2,174 |
| % insured | 88.21% | 4,562 |
| Federal funds purchased & repurchase agreements | $1,067,000 | 1,891 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,648 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,872,000 | 2,240 |
| Total equity capital | $30,378,000 | 2,256 |
| Total bank equity capital | $30,378,000 | 2,255 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $821,000 | 2,830 |
| Surplus | $31,697,000 | 1,069 |
| Undivided profits | $-2,140,000 | 6,582 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $20,251,000 | 744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,002,000 | 2,960 |
| Earning assets | $254,385,000 | 2,313 |
| Long-term assets (5+ years) | $13,287,000 | 5,018 |
| Average Assets, year-to-date | $291,277,250 | 2,200 |
| Average Assets, quarterly | $283,951,000 | 2,259 |
| Volatile liabilities | $5,834,000 | 4,423 |
| Insider loans | $20,000 | 6,541 |
| FHLB advances | $0 | 4,265 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $27,349,000 | 2,020 |
| Tier 1 (core) risk-based capital | $28,081,000 | 2,270 |
| Tier 2 risk-based capital | $2,477,000 | 2,027 |
| Total risk weighted assets | $194,338,000 | 2,185 |
| Total unused commitments | $27,349,000 | 2,025 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 68 | 2,274 |
| Assets and Liabilities | ||
| Total Assets: | $285,349,000 | 2,257 |
| Cash and due from depository institutions | $27,995,000 | 2,274 |
| Interest-bearing balances | $23,275,000 | 1,529 |
| Securities | $27,247,000 | 3,832 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $207,132,000 | 1,976 |
| Loan loss allowance | $6,748,000 | 1,184 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $7,101,000 | 1,646 |
| Other real estate owned | $7,117,000 | 2,274 |
| Goodwill and other intangibles | $1,544,000 | 1,337 |
| All other assets | $7,213,000 | 2,412 |
| Life insurance assets | $25,000 | 3,706 |
| Total liabilities and capital | $285,349,000 | 2,257 |
| Total liabilities | $254,587,000 | 2,268 |
| Total deposits | $251,162,000 | 2,148 |
| Interest-bearing deposits | $213,000,000 | 2,136 |
| Deposits held in domestic offices | $251,162,000 | 2,148 |
| % insured | 90.70% | 3,808 |
| Federal funds purchased & repurchase agreements | $1,648,000 | 1,802 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $0 | 4,735 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,777,000 | 2,194 |
| Total equity capital | $30,762,000 | 2,187 |
| Total bank equity capital | $30,762,000 | 2,186 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $821,000 | 2,868 |
| Surplus | $31,697,000 | 1,063 |
| Undivided profits | $-1,756,000 | 6,558 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $23,472,000 | 682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $928,000 | 3,092 |
| Earning assets | $257,654,000 | 2,268 |
| Long-term assets (5+ years) | $20,966,000 | 4,277 |
| Average Assets, year-to-date | $294,185,330 | 2,183 |
| Average Assets, quarterly | $289,667,500 | 2,227 |
| Volatile liabilities | $7,446,000 | 4,042 |
| Insider loans | $35,000 | 6,508 |
| FHLB advances | $0 | 4,341 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $26,954,000 | 2,041 |
| Tier 1 (core) risk-based capital | $28,367,000 | 2,226 |
| Tier 2 risk-based capital | $2,643,000 | 1,932 |
| Total risk weighted assets | $207,354,000 | 2,055 |
| Total unused commitments | $26,954,000 | 2,044 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 65 | 2,380 |
| Assets and Liabilities | ||
| Total Assets: | $294,691,000 | 2,203 |
| Cash and due from depository institutions | $30,175,000 | 2,380 |
| Interest-bearing balances | $25,169,000 | 1,527 |
| Securities | $27,770,000 | 3,782 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $214,257,000 | 1,921 |
| Loan loss allowance | $6,594,000 | 1,224 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $7,154,000 | 1,656 |
| Other real estate owned | $5,994,000 | 2,380 |
| Goodwill and other intangibles | $1,659,000 | 1,304 |
| All other assets | $7,682,000 | 2,338 |
| Life insurance assets | $27,000 | 3,714 |
| Total liabilities and capital | $294,691,000 | 2,203 |
| Total liabilities | $263,088,000 | 2,210 |
| Total deposits | $261,708,000 | 2,079 |
| Interest-bearing deposits | $224,137,000 | 2,063 |
| Deposits held in domestic offices | $261,708,000 | 2,077 |
| % insured | 96.25% | 1,463 |
| Federal funds purchased & repurchase agreements | $266,000 | 2,199 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,114,000 | 2,964 |
| Total equity capital | $31,603,000 | 2,100 |
| Total bank equity capital | $31,603,000 | 2,099 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $821,000 | 2,906 |
| Surplus | $31,697,000 | 1,069 |
| Undivided profits | $-915,000 | 6,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $25,199,000 | 672 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $1,059,000 | 2,759 |
| Earning assets | $267,196,000 | 2,220 |
| Long-term assets (5+ years) | $21,623,000 | 4,163 |
| Average Assets, year-to-date | $298,956,000 | 2,167 |
| Average Assets, quarterly | $298,956,000 | 2,167 |
| Volatile liabilities | $6,700,000 | 4,287 |
| Insider loans | $35,000 | 6,565 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $26,713,000 | 2,088 |
| Tier 1 (core) risk-based capital | $28,585,000 | 2,199 |
| Tier 2 risk-based capital | $2,705,000 | 1,894 |
| Total risk weighted assets | $212,520,000 | 2,040 |
| Total unused commitments | $26,713,000 | 2,088 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 68 | 2,297 |
| Assets and Liabilities | ||
| Total Assets: | $303,221,000 | 2,154 |
| Cash and due from depository institutions | $32,851,000 | 2,297 |
| Interest-bearing balances | $29,988,000 | 1,179 |
| Securities | $28,921,000 | 3,593 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $219,711,000 | 1,935 |
| Loan loss allowance | $8,080,000 | 1,022 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $7,237,000 | 1,665 |
| Other real estate owned | $4,609,000 | 2,297 |
| Goodwill and other intangibles | $1,775,000 | 1,263 |
| All other assets | $8,117,000 | 2,262 |
| Life insurance assets | $27,000 | 3,731 |
| Total liabilities and capital | $303,221,000 | 2,154 |
| Total liabilities | $271,257,000 | 2,160 |
| Total deposits | $269,870,000 | 2,010 |
| Interest-bearing deposits | $234,591,000 | 1,979 |
| Deposits held in domestic offices | $269,870,000 | 2,009 |
| % insured | 95.91% | 1,564 |
| Federal funds purchased & repurchase agreements | $245,000 | 2,418 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,142,000 | 2,967 |
| Total equity capital | $31,964,000 | 2,072 |
| Total bank equity capital | $31,964,000 | 2,071 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $821,000 | 2,945 |
| Surplus | $31,697,000 | 1,067 |
| Undivided profits | $-554,000 | 6,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $27,306,000 | 649 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,052,000 | 2,868 |
| Earning assets | $278,620,000 | 2,139 |
| Long-term assets (5+ years) | $23,531,000 | 3,931 |
| Average Assets, year-to-date | $319,116,800 | 2,043 |
| Average Assets, quarterly | $315,173,000 | 2,077 |
| Volatile liabilities | $57,412,000 | 2,231 |
| Insider loans | $35,000 | 6,678 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $30,722,000 | 1,862 |
| Tier 1 (core) risk-based capital | $28,845,000 | 2,169 |
| Tier 2 risk-based capital | $2,767,000 | 1,884 |
| Total risk weighted assets | $216,106,000 | 2,044 |
| Total unused commitments | $30,722,000 | 1,865 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 70 | 2,234 |
| Assets and Liabilities | ||
| Total Assets: | $327,125,000 | 2,036 |
| Cash and due from depository institutions | $37,126,000 | 2,234 |
| Interest-bearing balances | $32,257,000 | 1,123 |
| Securities | $43,019,000 | 2,706 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $224,801,000 | 1,927 |
| Loan loss allowance | $7,716,000 | 1,080 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,305,000 | 1,681 |
| Other real estate owned | $4,362,000 | 2,234 |
| Goodwill and other intangibles | $1,891,000 | 1,228 |
| All other assets | $8,621,000 | 2,197 |
| Life insurance assets | $28,000 | 3,756 |
| Total liabilities and capital | $327,125,000 | 2,036 |
| Total liabilities | $294,421,000 | 2,037 |
| Total deposits | $292,850,000 | 1,890 |
| Interest-bearing deposits | $256,551,000 | 1,876 |
| Deposits held in domestic offices | $292,850,000 | 1,888 |
| % insured | 88.61% | 4,006 |
| Federal funds purchased & repurchase agreements | $231,000 | 2,423 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,340,000 | 2,936 |
| Total equity capital | $32,704,000 | 2,081 |
| Total bank equity capital | $32,704,000 | 2,080 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $821,000 | 3,005 |
| Surplus | $31,697,000 | 1,055 |
| Undivided profits | $186,000 | 6,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $28,469,000 | 625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $1,282,000 | 2,531 |
| Earning assets | $300,077,000 | 2,030 |
| Long-term assets (5+ years) | $38,027,000 | 2,950 |
| Average Assets, year-to-date | $323,090,750 | 2,040 |
| Average Assets, quarterly | $323,092,000 | 2,048 |
| Volatile liabilities | $57,660,000 | 2,295 |
| Insider loans | $35,000 | 6,771 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $106,000 | 1,882 |
| Unused loan commitments | $32,804,000 | 1,797 |
| Tier 1 (core) risk-based capital | $27,934,000 | 2,251 |
| Tier 2 risk-based capital | $2,863,000 | 1,868 |
| Total risk weighted assets | $224,241,000 | 1,993 |
| Total unused commitments | $32,804,000 | 1,799 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 69 | 2,300 |
| Assets and Liabilities | ||
| Total Assets: | $319,059,000 | 2,093 |
| Cash and due from depository institutions | $21,229,000 | 2,300 |
| Interest-bearing balances | $16,877,000 | 1,865 |
| Securities | $46,441,000 | 2,523 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $231,220,000 | 1,901 |
| Loan loss allowance | $7,289,000 | 1,147 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,424,000 | 1,680 |
| Other real estate owned | $2,008,000 | 2,300 |
| Goodwill and other intangibles | $2,007,000 | 1,209 |
| All other assets | $8,730,000 | 2,209 |
| Life insurance assets | $27,000 | 3,769 |
| Total liabilities and capital | $319,059,000 | 2,093 |
| Total liabilities | $287,027,000 | 2,089 |
| Total deposits | $285,371,000 | 1,933 |
| Interest-bearing deposits | $246,125,000 | 1,946 |
| Deposits held in domestic offices | $285,371,000 | 1,931 |
| % insured | 91.33% | 3,125 |
| Federal funds purchased & repurchase agreements | $214,000 | 2,479 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,442,000 | 2,686 |
| Total equity capital | $32,032,000 | 2,097 |
| Total bank equity capital | $32,032,000 | 2,096 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $821,000 | 3,038 |
| Surplus | $31,697,000 | 1,052 |
| Undivided profits | $-486,000 | 6,592 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $31,599,000 | 576 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,153,000 | 2,746 |
| Earning assets | $294,538,000 | 2,066 |
| Long-term assets (5+ years) | $36,934,000 | 2,988 |
| Average Assets, year-to-date | $321,746,000 | 2,062 |
| Average Assets, quarterly | $319,593,500 | 2,088 |
| Volatile liabilities | $63,045,000 | 2,171 |
| Insider loans | $35,000 | 6,840 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $410,000 | 1,396 |
| Unused loan commitments | $34,915,000 | 1,733 |
| Tier 1 (core) risk-based capital | $27,764,000 | 2,256 |
| Tier 2 risk-based capital | $2,937,000 | 1,859 |
| Total risk weighted assets | $230,635,000 | 1,992 |
| Total unused commitments | $34,915,000 | 1,735 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 68 | 2,368 |
| Assets and Liabilities | ||
| Total Assets: | $320,128,000 | 2,132 |
| Cash and due from depository institutions | $15,109,000 | 2,368 |
| Interest-bearing balances | $9,829,000 | 2,677 |
| Securities | $52,242,000 | 2,307 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $231,512,000 | 1,947 |
| Loan loss allowance | $8,500,000 | 1,008 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,462,000 | 1,695 |
| Other real estate owned | $2,371,000 | 2,368 |
| Goodwill and other intangibles | $2,122,000 | 1,198 |
| All other assets | $9,310,000 | 2,152 |
| Life insurance assets | $28,000 | 3,791 |
| Total liabilities and capital | $320,128,000 | 2,132 |
| Total liabilities | $285,651,000 | 2,141 |
| Total deposits | $281,014,000 | 2,004 |
| Interest-bearing deposits | $247,107,000 | 1,969 |
| Deposits held in domestic offices | $281,014,000 | 2,002 |
| % insured | 93.12% | 2,504 |
| Federal funds purchased & repurchase agreements | $394,000 | 2,356 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $2,659,000 | 4,160 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,584,000 | 2,516 |
| Total equity capital | $34,477,000 | 1,980 |
| Total bank equity capital | $34,477,000 | 1,979 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $821,000 | 3,093 |
| Surplus | $31,697,000 | 1,067 |
| Undivided profits | $1,959,000 | 5,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $25,181,000 | 735 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,514,000 | 2,139 |
| Earning assets | $293,583,000 | 2,124 |
| Long-term assets (5+ years) | $42,541,000 | 2,709 |
| Average Assets, year-to-date | $323,089,500 | 2,099 |
| Average Assets, quarterly | $323,089,500 | 2,099 |
| Volatile liabilities | $68,797,000 | 2,095 |
| Insider loans | $35,000 | 6,924 |
| FHLB advances | $2,659,000 | 4,019 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $35,506,000 | 1,767 |
| Tier 1 (core) risk-based capital | $30,890,000 | 2,054 |
| Tier 2 risk-based capital | $2,991,000 | 1,882 |
| Total risk weighted assets | $233,762,000 | 2,025 |
| Total unused commitments | $35,506,000 | 1,771 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 69 | 2,351 |
| Assets and Liabilities | ||
| Total Assets: | $326,051,000 | 2,112 |
| Cash and due from depository institutions | $13,589,000 | 2,351 |
| Interest-bearing balances | $10,284,000 | 2,257 |
| Securities | $55,933,000 | 2,178 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $236,216,000 | 1,947 |
| Loan loss allowance | $9,199,000 | 941 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,505,000 | 1,704 |
| Other real estate owned | $1,312,000 | 2,351 |
| Goodwill and other intangibles | $2,238,000 | 1,186 |
| All other assets | $9,258,000 | 2,213 |
| Life insurance assets | $28,000 | 3,802 |
| Total liabilities and capital | $326,051,000 | 2,112 |
| Total liabilities | $292,697,000 | 2,118 |
| Total deposits | $284,420,000 | 1,982 |
| Interest-bearing deposits | $247,934,000 | 1,963 |
| Deposits held in domestic offices | $284,420,000 | 1,980 |
| % insured | 92.10% | 2,928 |
| Federal funds purchased & repurchase agreements | $556,000 | 2,425 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $6,125,000 | 3,391 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,596,000 | 2,540 |
| Total equity capital | $33,354,000 | 2,009 |
| Total bank equity capital | $33,354,000 | 2,007 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $821,000 | 3,136 |
| Surplus | $31,697,000 | 1,066 |
| Undivided profits | $836,000 | 6,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $27,616,000 | 678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,212,000 | 2,803 |
| Earning assets | $302,433,000 | 2,086 |
| Long-term assets (5+ years) | $44,729,000 | 2,597 |
| Average Assets, year-to-date | $351,041,000 | 1,938 |
| Average Assets, quarterly | $338,007,500 | 2,037 |
| Volatile liabilities | $69,738,000 | 2,077 |
| Insider loans | $70,000 | 6,823 |
| FHLB advances | $6,125,000 | 3,261 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $36,772,000 | 1,725 |
| Tier 1 (core) risk-based capital | $30,071,000 | 2,105 |
| Tier 2 risk-based capital | $3,031,000 | 1,866 |
| Total risk weighted assets | $236,290,000 | 2,044 |
| Total unused commitments | $36,772,000 | 1,726 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 70 | 2,336 |
| Assets and Liabilities | ||
| Total Assets: | $349,964,000 | 1,983 |
| Cash and due from depository institutions | $12,099,000 | 2,336 |
| Interest-bearing balances | $7,245,000 | 2,516 |
| Securities | $65,790,000 | 1,882 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $244,483,000 | 1,933 |
| Loan loss allowance | $7,440,000 | 1,083 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,594,000 | 1,708 |
| Other real estate owned | $1,512,000 | 2,336 |
| Goodwill and other intangibles | $11,601,000 | 508 |
| All other assets | $6,885,000 | 2,486 |
| Life insurance assets | $27,000 | 3,821 |
| Total liabilities and capital | $349,964,000 | 1,983 |
| Total liabilities | $302,424,000 | 2,056 |
| Total deposits | $293,535,000 | 1,904 |
| Interest-bearing deposits | $260,576,000 | 1,870 |
| Deposits held in domestic offices | $293,535,000 | 1,902 |
| % insured | 91.92% | 3,154 |
| Federal funds purchased & repurchase agreements | $809,000 | 2,370 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $6,120,000 | 3,513 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,960,000 | 2,390 |
| Total equity capital | $47,540,000 | 1,456 |
| Total bank equity capital | $47,540,000 | 1,455 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $821,000 | 3,181 |
| Surplus | $31,697,000 | 1,063 |
| Undivided profits | $15,022,000 | 2,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $23,166,000 | 777 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,550,000 | 2,338 |
| Earning assets | $317,518,000 | 2,003 |
| Long-term assets (5+ years) | $54,579,000 | 2,219 |
| Average Assets, year-to-date | $357,288,500 | 1,917 |
| Average Assets, quarterly | $355,087,000 | 1,947 |
| Volatile liabilities | $74,564,000 | 2,013 |
| Insider loans | $70,000 | 6,860 |
| FHLB advances | $6,120,000 | 3,377 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $33,408,000 | 1,980 |
| Tier 1 (core) risk-based capital | $34,217,000 | 1,888 |
| Tier 2 risk-based capital | $3,109,000 | 1,838 |
| Total risk weighted assets | $244,402,000 | 2,003 |
| Total unused commitments | $33,408,000 | 1,982 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 71 | 2,360 |
| Assets and Liabilities | ||
| Total Assets: | $360,210,000 | 1,939 |
| Cash and due from depository institutions | $14,872,000 | 2,360 |
| Interest-bearing balances | $8,800,000 | 1,971 |
| Securities | $68,647,000 | 1,791 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $250,305,000 | 1,931 |
| Loan loss allowance | $7,127,000 | 1,092 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,649,000 | 1,713 |
| Other real estate owned | $464,000 | 2,360 |
| Goodwill and other intangibles | $11,717,000 | 520 |
| All other assets | $6,556,000 | 2,586 |
| Life insurance assets | $27,000 | 3,863 |
| Total liabilities and capital | $360,210,000 | 1,939 |
| Total liabilities | $314,781,000 | 2,002 |
| Total deposits | $286,221,000 | 1,956 |
| Interest-bearing deposits | $247,136,000 | 1,961 |
| Deposits held in domestic offices | $286,221,000 | 1,954 |
| % insured | 82.82% | 2,862 |
| Federal funds purchased & repurchase agreements | $774,000 | 2,444 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $26,000,000 | 1,660 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,786,000 | 2,581 |
| Total equity capital | $45,429,000 | 1,507 |
| Total bank equity capital | $45,429,000 | 1,507 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $821,000 | 3,220 |
| Surplus | $31,697,000 | 1,075 |
| Undivided profits | $12,911,000 | 2,468 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $25,568,000 | 681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,328,000 | 2,628 |
| Earning assets | $327,752,000 | 1,943 |
| Long-term assets (5+ years) | $53,919,000 | 2,214 |
| Average Assets, year-to-date | $359,730,000 | 1,930 |
| Average Assets, quarterly | $358,956,500 | 1,942 |
| Volatile liabilities | $65,203,000 | 2,221 |
| Insider loans | $70,000 | 6,903 |
| FHLB advances | $26,000,000 | 1,561 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $34,845,000 | 1,980 |
| Tier 1 (core) risk-based capital | $33,263,000 | 1,969 |
| Tier 2 risk-based capital | $3,174,000 | 1,798 |
| Total risk weighted assets | $249,963,000 | 1,995 |
| Total unused commitments | $34,845,000 | 1,983 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 84 | 1,992 |
| Assets and Liabilities | ||
| Total Assets: | $357,703,000 | 1,957 |
| Cash and due from depository institutions | $6,240,000 | 1,992 |
| Interest-bearing balances | $199,000 | 5,659 |
| Securities | $66,481,000 | 1,826 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $258,044,000 | 1,892 |
| Loan loss allowance | $6,104,000 | 1,186 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,766,000 | 1,689 |
| Other real estate owned | $464,000 | 1,992 |
| Goodwill and other intangibles | $11,833,000 | 541 |
| All other assets | $6,875,000 | 2,502 |
| Life insurance assets | $27,000 | 3,890 |
| Total liabilities and capital | $357,703,000 | 1,957 |
| Total liabilities | $312,124,000 | 2,021 |
| Total deposits | $255,897,000 | 2,162 |
| Interest-bearing deposits | $220,945,000 | 2,162 |
| Deposits held in domestic offices | $255,897,000 | 2,160 |
| % insured | 82.80% | 2,936 |
| Federal funds purchased & repurchase agreements | $716,000 | 2,486 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $54,100,000 | 993 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,411,000 | 2,983 |
| Total equity capital | $45,579,000 | 1,523 |
| Total bank equity capital | $45,579,000 | 1,522 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $821,000 | 3,243 |
| Surplus | $30,697,000 | 1,103 |
| Undivided profits | $14,061,000 | 2,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $10,346,000 | 1,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,528,000 | 2,344 |
| Earning assets | $324,724,000 | 1,970 |
| Long-term assets (5+ years) | $50,267,000 | 2,331 |
| Average Assets, year-to-date | $359,490,000 | 1,934 |
| Average Assets, quarterly | $359,490,000 | 1,934 |
| Volatile liabilities | $89,863,000 | 1,692 |
| Insider loans | $70,000 | 6,929 |
| FHLB advances | $54,100,000 | 894 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $36,238,000 | 2,006 |
| Tier 1 (core) risk-based capital | $32,403,000 | 2,029 |
| Tier 2 risk-based capital | $3,233,000 | 1,758 |
| Total risk weighted assets | $255,786,000 | 1,966 |
| Total unused commitments | $36,238,000 | 2,007 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 85 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $361,277,000 | 1,915 |
| Cash and due from depository institutions | $7,383,000 | 1,986 |
| Interest-bearing balances | $84,000 | 5,864 |
| Securities | $68,714,000 | 1,761 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $258,040,000 | 1,898 |
| Loan loss allowance | $5,449,000 | 1,288 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $7,856,000 | 1,659 |
| Other real estate owned | $464,000 | 1,986 |
| Goodwill and other intangibles | $11,948,000 | 546 |
| All other assets | $6,872,000 | 2,525 |
| Life insurance assets | $27,000 | 3,918 |
| Total liabilities and capital | $361,277,000 | 1,915 |
| Total liabilities | $314,846,000 | 1,976 |
| Total deposits | $257,825,000 | 2,096 |
| Interest-bearing deposits | $218,198,000 | 2,139 |
| Deposits held in domestic offices | $257,825,000 | 2,092 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,477,000 | 2,516 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $53,600,000 | 1,095 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,944,000 | 2,350 |
| Total equity capital | $46,431,000 | 1,475 |
| Total bank equity capital | $46,431,000 | 1,475 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $821,000 | 3,266 |
| Surplus | $30,697,000 | 1,078 |
| Undivided profits | $14,913,000 | 2,174 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,948,000 | 1,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,599,000 | 2,378 |
| Earning assets | $326,838,000 | 1,929 |
| Long-term assets (5+ years) | $58,799,000 | 2,029 |
| Average Assets, year-to-date | $367,001,400 | 1,831 |
| Average Assets, quarterly | $359,719,000 | 1,897 |
| Volatile liabilities | $91,242,000 | 1,643 |
| Insider loans | $70,000 | 7,011 |
| FHLB advances | $53,600,000 | 1,005 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $41,303,000 | 1,851 |
| Tier 1 (core) risk-based capital | $32,970,000 | 1,956 |
| Tier 2 risk-based capital | $3,288,000 | 1,718 |
| Total risk weighted assets | $260,856,000 | 1,942 |
| Total unused commitments | $41,303,000 | 1,852 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 86 | 1,974 |
| Assets and Liabilities | ||
| Total Assets: | $358,161,000 | 1,911 |
| Cash and due from depository institutions | $8,139,000 | 1,974 |
| Interest-bearing balances | $84,000 | 5,329 |
| Securities | $56,592,000 | 2,034 |
| Federal funds sold & reverse repurchase agreements | $325,000 | 5,295 |
| Net loans & leases | $266,267,000 | 1,829 |
| Loan loss allowance | $3,588,000 | 1,684 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $7,938,000 | 1,632 |
| Other real estate owned | $0 | 1,974 |
| Goodwill and other intangibles | $12,064,000 | 577 |
| All other assets | $6,836,000 | 2,533 |
| Life insurance assets | $27,000 | 3,942 |
| Total liabilities and capital | $358,161,000 | 1,911 |
| Total liabilities | $311,148,000 | 1,987 |
| Total deposits | $281,628,000 | 1,907 |
| Interest-bearing deposits | $243,021,000 | 1,901 |
| Deposits held in domestic offices | $281,628,000 | 1,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,742,000 | 2,528 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $26,000,000 | 1,881 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,778,000 | 2,563 |
| Total equity capital | $47,013,000 | 1,463 |
| Total bank equity capital | $47,013,000 | 1,463 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $821,000 | 3,299 |
| Surplus | $30,697,000 | 1,057 |
| Undivided profits | $15,495,000 | 2,137 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,295,000 | 1,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,884,000 | 2,113 |
| Earning assets | $323,268,000 | 1,940 |
| Long-term assets (5+ years) | $50,468,000 | 2,243 |
| Average Assets, year-to-date | $368,432,500 | 1,835 |
| Average Assets, quarterly | $361,025,000 | 1,887 |
| Volatile liabilities | $71,634,000 | 1,972 |
| Insider loans | $70,000 | 7,061 |
| FHLB advances | $26,000,000 | 1,776 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $40,459,000 | 1,993 |
| Tier 1 (core) risk-based capital | $35,023,000 | 1,869 |
| Tier 2 risk-based capital | $3,383,000 | 1,641 |
| Total risk weighted assets | $269,680,000 | 1,892 |
| Total unused commitments | $40,459,000 | 1,994 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 81 | 2,138 |
| Assets and Liabilities | ||
| Total Assets: | $363,889,000 | 1,880 |
| Cash and due from depository institutions | $9,435,000 | 2,138 |
| Interest-bearing balances | $219,000 | 4,255 |
| Securities | $57,167,000 | 2,062 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $270,003,000 | 1,800 |
| Loan loss allowance | $1,609,000 | 3,143 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,022,000 | 1,600 |
| Other real estate owned | $383,000 | 2,138 |
| Goodwill and other intangibles | $12,192,000 | 581 |
| All other assets | $6,687,000 | 2,526 |
| Life insurance assets | $27,000 | 3,973 |
| Total liabilities and capital | $363,889,000 | 1,880 |
| Total liabilities | $315,489,000 | 1,939 |
| Total deposits | $264,180,000 | 2,017 |
| Interest-bearing deposits | $219,875,000 | 2,081 |
| Deposits held in domestic offices | $264,180,000 | 2,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,327,000 | 2,393 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $47,000,000 | 1,225 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,982,000 | 2,319 |
| Total equity capital | $48,400,000 | 1,427 |
| Total bank equity capital | $48,400,000 | 1,427 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $821,000 | 3,327 |
| Surplus | $30,697,000 | 1,043 |
| Undivided profits | $16,882,000 | 2,018 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,383,000 | 3,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $51,000 | 915 |
| Income earned, not collected on loans | $1,607,000 | 2,415 |
| Earning assets | $327,389,000 | 1,898 |
| Long-term assets (5+ years) | $52,212,000 | 2,170 |
| Average Assets, year-to-date | $371,856,330 | 1,826 |
| Average Assets, quarterly | $370,224,500 | 1,844 |
| Volatile liabilities | $94,827,000 | 1,540 |
| Insider loans | $65,000 | 7,142 |
| FHLB advances | $47,000,000 | 1,144 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $41,442,000 | 2,038 |
| Tier 1 (core) risk-based capital | $36,537,000 | 1,783 |
| Tier 2 risk-based capital | $1,609,000 | 2,967 |
| Total risk weighted assets | $274,656,000 | 1,854 |
| Total unused commitments | $41,442,000 | 2,038 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 84 | 2,045 |
| Assets and Liabilities | ||
| Total Assets: | $376,560,000 | 1,824 |
| Cash and due from depository institutions | $8,596,000 | 2,045 |
| Interest-bearing balances | $249,000 | 4,250 |
| Securities | $60,579,000 | 1,948 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $279,109,000 | 1,706 |
| Loan loss allowance | $1,876,000 | 2,725 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,104,000 | 1,578 |
| Other real estate owned | $383,000 | 2,045 |
| Goodwill and other intangibles | $12,339,000 | 600 |
| All other assets | $7,450,000 | 2,277 |
| Life insurance assets | $27,000 | 3,995 |
| Total liabilities and capital | $376,560,000 | 1,824 |
| Total liabilities | $326,745,000 | 1,867 |
| Total deposits | $279,970,000 | 1,907 |
| Interest-bearing deposits | $242,415,000 | 1,919 |
| Deposits held in domestic offices | $279,970,000 | 1,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,592,000 | 1,598 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $39,000,000 | 1,283 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,183,000 | 2,304 |
| Total equity capital | $49,815,000 | 1,402 |
| Total bank equity capital | $49,815,000 | 1,402 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $821,000 | 3,340 |
| Surplus | $30,697,000 | 1,036 |
| Undivided profits | $18,297,000 | 1,955 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,287,000 | 1,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $51,000 | 892 |
| Income earned, not collected on loans | $1,818,000 | 2,174 |
| Earning assets | $339,937,000 | 1,843 |
| Long-term assets (5+ years) | $60,666,000 | 1,859 |
| Average Assets, year-to-date | $375,840,000 | 1,810 |
| Average Assets, quarterly | $375,840,000 | 1,810 |
| Volatile liabilities | $86,810,000 | 1,631 |
| Insider loans | $65,000 | 7,147 |
| FHLB advances | $39,000,000 | 1,207 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $45,744,000 | 1,895 |
| Tier 1 (core) risk-based capital | $35,691,000 | 1,827 |
| Tier 2 risk-based capital | $1,876,000 | 2,574 |
| Total risk weighted assets | $285,208,000 | 1,757 |
| Total unused commitments | $45,744,000 | 1,896 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 86 | 2,013 |
| Assets and Liabilities | ||
| Total Assets: | $375,120,000 | 1,816 |
| Cash and due from depository institutions | $6,257,000 | 2,013 |
| Interest-bearing balances | $208,000 | 3,957 |
| Securities | $60,300,000 | 1,934 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $280,591,000 | 1,699 |
| Loan loss allowance | $1,594,000 | 3,048 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $8,194,000 | 1,569 |
| Other real estate owned | $383,000 | 2,013 |
| Goodwill and other intangibles | $12,477,000 | 590 |
| All other assets | $6,918,000 | 2,439 |
| Life insurance assets | $27,000 | 4,007 |
| Total liabilities and capital | $375,120,000 | 1,816 |
| Total liabilities | $327,312,000 | 1,857 |
| Total deposits | $291,939,000 | 1,832 |
| Interest-bearing deposits | $251,076,000 | 1,842 |
| Deposits held in domestic offices | $291,939,000 | 1,826 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,127,000 | 1,905 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $28,000,000 | 1,515 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,246,000 | 1,678 |
| Total equity capital | $47,808,000 | 1,450 |
| Total bank equity capital | $47,808,000 | 1,450 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $821,000 | 3,347 |
| Surplus | $30,697,000 | 1,009 |
| Undivided profits | $16,290,000 | 2,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,060,000 | 3,243 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $50,000 | 887 |
| Income earned, not collected on loans | $1,639,000 | 2,597 |
| Earning assets | $341,099,000 | 1,821 |
| Long-term assets (5+ years) | $64,575,000 | 1,660 |
| Average Assets, year-to-date | $253,019,000 | 2,466 |
| Average Assets, quarterly | $298,365,500 | 2,217 |
| Volatile liabilities | $70,652,000 | 1,961 |
| Insider loans | $65,000 | 7,182 |
| FHLB advances | $28,000,000 | 1,432 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $44,333,000 | 1,952 |
| Tier 1 (core) risk-based capital | $34,898,000 | 1,869 |
| Tier 2 risk-based capital | $1,593,000 | 2,914 |
| Total risk weighted assets | $312,533,000 | 1,614 |
| Total unused commitments | $44,333,000 | 1,953 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 51 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $221,611,000 | 2,810 |
| Cash and due from depository institutions | $5,320,000 | 3,282 |
| Interest-bearing balances | $52,000 | 5,253 |
| Securities | $38,352,000 | 2,864 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $168,124,000 | 2,575 |
| Loan loss allowance | $766,000 | 4,945 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,972,000 | 2,988 |
| Other real estate owned | $383,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,460,000 | 2,885 |
| Life insurance assets | $27,000 | 3,982 |
| Total liabilities and capital | $221,611,000 | 2,810 |
| Total liabilities | $200,824,000 | 2,773 |
| Total deposits | $189,048,000 | 2,683 |
| Interest-bearing deposits | $163,571,000 | 2,681 |
| Deposits held in domestic offices | $189,048,000 | 2,680 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,774,000 | 2,413 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,000,000 | 2,874 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,002,000 | 2,477 |
| Total equity capital | $20,787,000 | 3,154 |
| Total bank equity capital | $20,787,000 | 3,154 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $821,000 | 3,332 |
| Surplus | $4,560,000 | 4,181 |
| Undivided profits | $15,406,000 | 2,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $95,000 | 6,324 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $48,000 | 914 |
| Income earned, not collected on loans | $1,329,000 | 3,308 |
| Earning assets | $206,528,000 | 2,778 |
| Long-term assets (5+ years) | $23,351,000 | 3,265 |
| Average Assets, year-to-date | $222,493,750 | 2,747 |
| Average Assets, quarterly | $222,021,000 | 2,791 |
| Volatile liabilities | $28,703,000 | 3,856 |
| Insider loans | $65,000 | 7,214 |
| FHLB advances | $8,000,000 | 2,746 |
| Loans and leases held for sale | $264,000 | 1,402 |
| Unused loan commitments | $25,035,000 | 2,964 |
| Tier 1 (core) risk-based capital | $20,795,000 | 3,039 |
| Tier 2 risk-based capital | $766,000 | 4,754 |
| Total risk weighted assets | $188,357,000 | 2,443 |
| Total unused commitments | $25,035,000 | 2,964 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 49 | 3,430 |
| Assets and Liabilities | ||
| Total Assets: | $222,431,000 | 2,810 |
| Cash and due from depository institutions | $4,719,000 | 3,430 |
| Interest-bearing balances | $59,000 | 5,243 |
| Securities | $38,975,000 | 2,830 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $168,755,000 | 2,564 |
| Loan loss allowance | $780,000 | 4,902 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,052,000 | 2,930 |
| Other real estate owned | $383,000 | 3,430 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,547,000 | 2,820 |
| Life insurance assets | $27,000 | 4,012 |
| Total liabilities and capital | $222,431,000 | 2,810 |
| Total liabilities | $202,289,000 | 2,776 |
| Total deposits | $191,828,000 | 2,674 |
| Interest-bearing deposits | $160,068,000 | 2,751 |
| Deposits held in domestic offices | $191,828,000 | 2,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,279,000 | 1,951 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $5,000,000 | 3,355 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,182,000 | 2,183 |
| Total equity capital | $20,142,000 | 3,197 |
| Total bank equity capital | $20,142,000 | 3,197 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $821,000 | 3,341 |
| Surplus | $4,560,000 | 4,180 |
| Undivided profits | $14,761,000 | 2,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 6,182 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 891 |
| Income earned, not collected on loans | $1,317,000 | 3,149 |
| Earning assets | $207,789,000 | 2,764 |
| Long-term assets (5+ years) | $26,159,000 | 2,976 |
| Average Assets, year-to-date | $222,788,000 | 2,777 |
| Average Assets, quarterly | $221,401,500 | 2,807 |
| Volatile liabilities | $28,025,000 | 3,880 |
| Insider loans | $65,000 | 7,237 |
| FHLB advances | $5,000,000 | 3,202 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $26,762,000 | 2,827 |
| Tier 1 (core) risk-based capital | $20,486,000 | 3,079 |
| Tier 2 risk-based capital | $780,000 | 4,707 |
| Total risk weighted assets | $190,139,000 | 2,415 |
| Total unused commitments | $26,762,000 | 2,827 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 52 | 3,262 |
| Assets and Liabilities | ||
| Total Assets: | $220,372,000 | 2,832 |
| Cash and due from depository institutions | $3,360,000 | 3,262 |
| Interest-bearing balances | $26,000 | 5,856 |
| Securities | $40,472,000 | 2,758 |
| Federal funds sold & reverse repurchase agreements | $280,000 | 6,490 |
| Net loans & leases | $166,267,000 | 2,575 |
| Loan loss allowance | $778,000 | 4,896 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,154,000 | 2,850 |
| Other real estate owned | $383,000 | 3,262 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,456,000 | 2,804 |
| Life insurance assets | $28,000 | 4,026 |
| Total liabilities and capital | $220,372,000 | 2,832 |
| Total liabilities | $200,099,000 | 2,786 |
| Total deposits | $197,343,000 | 2,590 |
| Interest-bearing deposits | $173,024,000 | 2,568 |
| Deposits held in domestic offices | $197,343,000 | 2,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,312,000 | 2,312 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,444,000 | 3,063 |
| Total equity capital | $20,273,000 | 3,194 |
| Total bank equity capital | $20,273,000 | 3,194 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $821,000 | 3,338 |
| Surplus | $4,560,000 | 4,142 |
| Undivided profits | $14,892,000 | 2,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 5,999 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $69,000 | 864 |
| Income earned, not collected on loans | $1,311,000 | 3,035 |
| Earning assets | $207,045,000 | 2,781 |
| Long-term assets (5+ years) | $25,103,000 | 3,000 |
| Average Assets, year-to-date | $222,966,500 | 2,781 |
| Average Assets, quarterly | $222,966,500 | 2,781 |
| Volatile liabilities | $21,311,000 | 4,478 |
| Insider loans | $65,000 | 7,258 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $25,739,000 | 2,909 |
| Tier 1 (core) risk-based capital | $20,163,000 | 3,099 |
| Tier 2 risk-based capital | $778,000 | 4,693 |
| Total risk weighted assets | $186,482,000 | 2,430 |
| Total unused commitments | $25,739,000 | 2,911 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 50 | 3,356 |
| Assets and Liabilities | ||
| Total Assets: | $225,561,000 | 2,766 |
| Cash and due from depository institutions | $5,673,000 | 3,356 |
| Interest-bearing balances | $90,000 | 5,005 |
| Securities | $41,109,000 | 2,733 |
| Federal funds sold & reverse repurchase agreements | $3,740,000 | 3,382 |
| Net loans & leases | $164,861,000 | 2,574 |
| Loan loss allowance | $1,114,000 | 3,852 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,240,000 | 2,771 |
| Other real estate owned | $383,000 | 3,356 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,555,000 | 2,784 |
| Life insurance assets | $27,000 | 4,027 |
| Total liabilities and capital | $225,561,000 | 2,766 |
| Total liabilities | $205,620,000 | 2,730 |
| Total deposits | $201,859,000 | 2,525 |
| Interest-bearing deposits | $172,524,000 | 2,541 |
| Deposits held in domestic offices | $201,859,000 | 2,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,747,000 | 2,343 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,014,000 | 2,373 |
| Total equity capital | $19,941,000 | 3,184 |
| Total bank equity capital | $19,941,000 | 3,184 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $821,000 | 3,337 |
| Surplus | $4,560,000 | 4,098 |
| Undivided profits | $14,560,000 | 2,301 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,468,000 | 1,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $69,000 | 812 |
| Income earned, not collected on loans | $1,371,000 | 3,029 |
| Earning assets | $209,800,000 | 2,733 |
| Long-term assets (5+ years) | $24,816,000 | 2,991 |
| Average Assets, year-to-date | $207,790,600 | 2,865 |
| Average Assets, quarterly | $221,481,500 | 2,787 |
| Volatile liabilities | $87,741,000 | 1,676 |
| Insider loans | $65,000 | 7,265 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $287,000 | 1,386 |
| Unused loan commitments | $28,092,000 | 2,714 |
| Tier 1 (core) risk-based capital | $19,870,000 | 3,084 |
| Tier 2 risk-based capital | $1,114,000 | 3,699 |
| Total risk weighted assets | $187,331,000 | 2,409 |
| Total unused commitments | $28,092,000 | 2,714 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 51 | 3,313 |
| Assets and Liabilities | ||
| Total Assets: | $217,402,000 | 2,838 |
| Cash and due from depository institutions | $5,801,000 | 3,313 |
| Interest-bearing balances | $462,000 | 3,185 |
| Securities | $41,685,000 | 2,732 |
| Federal funds sold & reverse repurchase agreements | $2,675,000 | 3,468 |
| Net loans & leases | $155,738,000 | 2,689 |
| Loan loss allowance | $1,291,000 | 3,516 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,261,000 | 2,732 |
| Other real estate owned | $383,000 | 3,313 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $6,859,000 | 2,365 |
| Life insurance assets | $27,000 | 4,006 |
| Total liabilities and capital | $217,402,000 | 2,838 |
| Total liabilities | $197,796,000 | 2,796 |
| Total deposits | $192,065,000 | 2,623 |
| Interest-bearing deposits | $166,130,000 | 2,591 |
| Deposits held in domestic offices | $192,065,000 | 2,620 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,535,000 | 2,530 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 4,229 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,196,000 | 3,415 |
| Total equity capital | $19,606,000 | 3,209 |
| Total bank equity capital | $19,606,000 | 3,209 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $821,000 | 3,356 |
| Surplus | $4,560,000 | 4,078 |
| Undivided profits | $14,225,000 | 2,342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,474,000 | 1,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $69,000 | 840 |
| Income earned, not collected on loans | $1,162,000 | 3,496 |
| Earning assets | $200,560,000 | 2,822 |
| Long-term assets (5+ years) | $25,041,000 | 2,946 |
| Average Assets, year-to-date | $203,348,000 | 2,939 |
| Average Assets, quarterly | $209,503,000 | 2,908 |
| Volatile liabilities | $88,349,000 | 1,663 |
| Insider loans | $65,000 | 7,308 |
| FHLB advances | $3,000,000 | 4,055 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $31,594,000 | 2,531 |
| Tier 1 (core) risk-based capital | $19,645,000 | 3,102 |
| Tier 2 risk-based capital | $1,291,000 | 3,347 |
| Total risk weighted assets | $179,543,000 | 2,471 |
| Total unused commitments | $31,594,000 | 2,532 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $201,604,000 | 3,007 |
| Cash and due from depository institutions | $5,474,000 | 3,488 |
| Interest-bearing balances | $174,000 | 4,249 |
| Securities | $36,523,000 | 3,034 |
| Federal funds sold & reverse repurchase agreements | $5,605,000 | 2,060 |
| Net loans & leases | $142,700,000 | 2,859 |
| Loan loss allowance | $1,292,000 | 3,490 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $4,305,000 | 2,678 |
| Other real estate owned | $384,000 | 3,488 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $6,613,000 | 2,398 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $201,604,000 | 3,007 |
| Total liabilities | $182,624,000 | 2,972 |
| Total deposits | $174,498,000 | 2,847 |
| Interest-bearing deposits | $140,176,000 | 2,964 |
| Deposits held in domestic offices | $174,498,000 | 2,844 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,493,000 | 2,656 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $5,500,000 | 3,517 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,133,000 | 3,244 |
| Total equity capital | $18,980,000 | 3,197 |
| Total bank equity capital | $18,980,000 | 3,197 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $821,000 | 3,350 |
| Surplus | $4,560,000 | 4,038 |
| Undivided profits | $13,599,000 | 2,339 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,378,000 | 1,149 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $69,000 | 852 |
| Income earned, not collected on loans | $917,000 | 3,873 |
| Earning assets | $185,002,000 | 3,003 |
| Long-term assets (5+ years) | $20,741,000 | 3,254 |
| Average Assets, year-to-date | $198,663,330 | 2,988 |
| Average Assets, quarterly | $201,507,500 | 2,988 |
| Volatile liabilities | $62,218,000 | 2,186 |
| Insider loans | $65,000 | 7,359 |
| FHLB advances | $5,500,000 | 3,362 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $29,899,000 | 2,612 |
| Tier 1 (core) risk-based capital | $19,431,000 | 3,074 |
| Tier 2 risk-based capital | $1,292,000 | 3,330 |
| Total risk weighted assets | $165,023,000 | 2,636 |
| Total unused commitments | $29,899,000 | 2,613 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 50 | 3,344 |
| Assets and Liabilities | ||
| Total Assets: | $201,411,000 | 2,990 |
| Cash and due from depository institutions | $7,013,000 | 3,344 |
| Interest-bearing balances | $298,000 | 3,763 |
| Securities | $30,539,000 | 3,509 |
| Federal funds sold & reverse repurchase agreements | $5,690,000 | 2,407 |
| Net loans & leases | $143,328,000 | 2,818 |
| Loan loss allowance | $1,417,000 | 3,222 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $4,325,000 | 2,600 |
| Other real estate owned | $385,000 | 3,344 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $10,131,000 | 1,655 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $201,411,000 | 2,990 |
| Total liabilities | $182,523,000 | 2,948 |
| Total deposits | $172,165,000 | 2,856 |
| Interest-bearing deposits | $143,547,000 | 2,886 |
| Deposits held in domestic offices | $172,165,000 | 2,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,869,000 | 2,265 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,500,000 | 2,976 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $989,000 | 3,582 |
| Total equity capital | $18,888,000 | 3,193 |
| Total bank equity capital | $18,888,000 | 3,193 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $821,000 | 3,337 |
| Surplus | $4,560,000 | 3,962 |
| Undivided profits | $13,507,000 | 2,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,543,000 | 1,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 681 |
| Income earned, not collected on loans | $1,065,000 | 3,260 |
| Earning assets | $179,855,000 | 3,046 |
| Long-term assets (5+ years) | $17,946,000 | 3,506 |
| Average Assets, year-to-date | $197,193,000 | 2,999 |
| Average Assets, quarterly | $197,193,000 | 2,999 |
| Volatile liabilities | $55,387,000 | 2,298 |
| Insider loans | $65,000 | 7,372 |
| FHLB advances | $7,500,000 | 2,866 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $29,549,000 | 2,600 |
| Tier 1 (core) risk-based capital | $19,121,000 | 3,079 |
| Tier 2 risk-based capital | $1,417,000 | 3,048 |
| Total risk weighted assets | $165,283,000 | 2,582 |
| Total unused commitments | $29,549,000 | 2,603 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 53 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $192,975,000 | 3,049 |
| Cash and due from depository institutions | $6,776,000 | 3,204 |
| Interest-bearing balances | $96,000 | 5,157 |
| Securities | $29,706,000 | 3,584 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $141,915,000 | 2,810 |
| Loan loss allowance | $1,418,000 | 3,180 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,982,000 | 2,749 |
| Other real estate owned | $384,000 | 3,204 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $10,212,000 | 1,647 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $192,975,000 | 3,049 |
| Total liabilities | $174,299,000 | 3,037 |
| Total deposits | $159,653,000 | 3,016 |
| Interest-bearing deposits | $126,689,000 | 3,153 |
| Deposits held in domestic offices | $159,653,000 | 3,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,588,000 | 2,129 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,000,000 | 2,501 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,058,000 | 3,360 |
| Total equity capital | $18,676,000 | 3,181 |
| Total bank equity capital | $18,676,000 | 3,181 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $821,000 | 3,347 |
| Surplus | $4,560,000 | 3,918 |
| Undivided profits | $13,295,000 | 2,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,541,000 | 1,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 676 |
| Income earned, not collected on loans | $1,049,000 | 3,324 |
| Earning assets | $171,717,000 | 3,131 |
| Long-term assets (5+ years) | $14,915,000 | 3,843 |
| Average Assets, year-to-date | $185,189,800 | 3,041 |
| Average Assets, quarterly | $187,141,500 | 3,100 |
| Volatile liabilities | $54,919,000 | 2,268 |
| Insider loans | $65,000 | 7,396 |
| FHLB advances | $11,000,000 | 2,366 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $27,419,000 | 2,688 |
| Tier 1 (core) risk-based capital | $18,883,000 | 3,065 |
| Tier 2 risk-based capital | $1,418,000 | 3,010 |
| Total risk weighted assets | $161,418,000 | 2,611 |
| Total unused commitments | $27,419,000 | 2,689 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 51 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $181,308,000 | 3,168 |
| Cash and due from depository institutions | $3,649,000 | 3,282 |
| Interest-bearing balances | $227,000 | 4,199 |
| Securities | $31,085,000 | 3,445 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $132,979,000 | 2,940 |
| Loan loss allowance | $1,422,000 | 3,141 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,594,000 | 2,958 |
| Other real estate owned | $384,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $9,617,000 | 1,678 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $181,309,000 | 3,168 |
| Total liabilities | $162,662,000 | 3,180 |
| Total deposits | $145,345,000 | 3,206 |
| Interest-bearing deposits | $116,079,000 | 3,319 |
| Deposits held in domestic offices | $145,345,000 | 3,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,699,000 | 1,230 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $7,500,000 | 3,115 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,118,000 | 3,190 |
| Total equity capital | $18,647,000 | 3,151 |
| Total bank equity capital | $18,647,000 | 3,151 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $821,000 | 3,329 |
| Surplus | $4,560,000 | 3,877 |
| Undivided profits | $13,266,000 | 2,401 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,593,000 | 742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $125,000 | 702 |
| Income earned, not collected on loans | $910,000 | 3,717 |
| Earning assets | $164,291,000 | 3,189 |
| Long-term assets (5+ years) | $14,525,000 | 3,923 |
| Average Assets, year-to-date | $183,243,500 | 3,049 |
| Average Assets, quarterly | $181,615,000 | 3,131 |
| Volatile liabilities | $51,351,000 | 2,329 |
| Insider loans | $65,000 | 7,429 |
| FHLB advances | $7,500,000 | 2,973 |
| Loans and leases held for sale | $135,000 | 1,669 |
| Unused loan commitments | $28,559,000 | 2,600 |
| Tier 1 (core) risk-based capital | $18,586,000 | 3,060 |
| Tier 2 risk-based capital | $1,422,000 | 2,958 |
| Total risk weighted assets | $149,527,000 | 2,743 |
| Total unused commitments | $28,559,000 | 2,602 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 49 | 3,404 |
| Assets and Liabilities | ||
| Total Assets: | $181,922,000 | 3,103 |
| Cash and due from depository institutions | $7,137,000 | 3,404 |
| Interest-bearing balances | $202,000 | 4,257 |
| Securities | $32,062,000 | 3,416 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $129,945,000 | 2,900 |
| Loan loss allowance | $1,421,000 | 3,117 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,962,000 | 3,361 |
| Other real estate owned | $384,000 | 3,404 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $9,432,000 | 1,653 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $181,922,000 | 3,103 |
| Total liabilities | $163,595,000 | 3,092 |
| Total deposits | $152,163,000 | 3,013 |
| Interest-bearing deposits | $117,847,000 | 3,228 |
| Deposits held in domestic offices | $152,163,000 | 3,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,949,000 | 2,079 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,500,000 | 3,076 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $983,000 | 3,283 |
| Total equity capital | $18,327,000 | 3,155 |
| Total bank equity capital | $18,327,000 | 3,155 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $821,000 | 3,313 |
| Surplus | $4,560,000 | 3,830 |
| Undivided profits | $12,946,000 | 2,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,493,000 | 596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $163,000 | 636 |
| Income earned, not collected on loans | $859,000 | 3,614 |
| Earning assets | $162,209,000 | 3,165 |
| Long-term assets (5+ years) | $14,926,000 | 3,923 |
| Average Assets, year-to-date | $183,888,670 | 3,018 |
| Average Assets, quarterly | $186,790,500 | 2,998 |
| Volatile liabilities | $51,211,000 | 2,241 |
| Insider loans | $65,000 | 7,455 |
| FHLB advances | $7,500,000 | 2,939 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $26,609,000 | 2,654 |
| Tier 1 (core) risk-based capital | $18,252,000 | 3,046 |
| Tier 2 risk-based capital | $1,421,000 | 2,931 |
| Total risk weighted assets | $146,819,000 | 2,720 |
| Total unused commitments | $26,609,000 | 2,657 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 46 | 3,571 |
| Assets and Liabilities | ||
| Total Assets: | $191,659,000 | 2,974 |
| Cash and due from depository institutions | $5,280,000 | 3,571 |
| Interest-bearing balances | $378,000 | 3,712 |
| Securities | $31,612,000 | 3,478 |
| Federal funds sold & reverse repurchase agreements | $15,400,000 | 794 |
| Net loans & leases | $127,061,000 | 2,901 |
| Loan loss allowance | $1,443,000 | 3,065 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,398,000 | 3,882 |
| Other real estate owned | $384,000 | 3,571 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $9,524,000 | 1,636 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $191,659,000 | 2,974 |
| Total liabilities | $173,725,000 | 2,941 |
| Total deposits | $163,996,000 | 2,836 |
| Interest-bearing deposits | $131,729,000 | 2,950 |
| Deposits held in domestic offices | $163,996,000 | 2,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,426,000 | 2,417 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,500,000 | 2,992 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $803,000 | 3,679 |
| Total equity capital | $17,934,000 | 3,143 |
| Total bank equity capital | $17,934,000 | 3,143 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $821,000 | 3,323 |
| Surplus | $4,560,000 | 3,811 |
| Undivided profits | $12,553,000 | 2,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,137,000 | 638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $291,000 | 466 |
| Income earned, not collected on loans | $847,000 | 3,540 |
| Earning assets | $174,451,000 | 2,986 |
| Long-term assets (5+ years) | $16,522,000 | 3,796 |
| Average Assets, year-to-date | $184,872,000 | 3,027 |
| Average Assets, quarterly | $184,872,000 | 3,027 |
| Volatile liabilities | $59,919,000 | 1,880 |
| Insider loans | $65,000 | 7,465 |
| FHLB advances | $7,500,000 | 2,862 |
| Loans and leases held for sale | $96,000 | 1,644 |
| Unused loan commitments | $21,816,000 | 2,954 |
| Tier 1 (core) risk-based capital | $17,946,000 | 3,041 |
| Tier 2 risk-based capital | $1,443,000 | 2,867 |
| Total risk weighted assets | $146,500,000 | 2,680 |
| Total unused commitments | $21,816,000 | 2,958 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 43 | 3,788 |
| Assets and Liabilities | ||
| Total Assets: | $178,085,000 | 3,130 |
| Cash and due from depository institutions | $4,015,000 | 3,788 |
| Interest-bearing balances | $323,000 | 3,883 |
| Securities | $33,563,000 | 3,328 |
| Federal funds sold & reverse repurchase agreements | $5,750,000 | 1,953 |
| Net loans & leases | $122,678,000 | 2,975 |
| Loan loss allowance | $1,372,000 | 3,169 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,227,000 | 4,033 |
| Other real estate owned | $384,000 | 3,788 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $9,468,000 | 1,607 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $178,085,000 | 3,130 |
| Total liabilities | $160,197,000 | 3,135 |
| Total deposits | $149,621,000 | 3,059 |
| Interest-bearing deposits | $118,896,000 | 3,188 |
| Deposits held in domestic offices | $149,621,000 | 3,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,207,000 | 2,205 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,500,000 | 2,997 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $869,000 | 3,425 |
| Total equity capital | $17,888,000 | 3,152 |
| Total bank equity capital | $17,888,000 | 3,152 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $821,000 | 3,324 |
| Surplus | $4,560,000 | 3,777 |
| Undivided profits | $12,507,000 | 2,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,400,000 | 631 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $291,000 | 451 |
| Income earned, not collected on loans | $841,000 | 3,551 |
| Earning assets | $162,314,000 | 3,149 |
| Long-term assets (5+ years) | $13,022,000 | 4,325 |
| Average Assets, year-to-date | $184,465,400 | 2,951 |
| Average Assets, quarterly | $182,121,000 | 3,052 |
| Volatile liabilities | $49,342,000 | 2,147 |
| Insider loans | $65,000 | 7,516 |
| FHLB advances | $7,500,000 | 2,856 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $25,230,000 | 2,585 |
| Tier 1 (core) risk-based capital | $17,692,000 | 3,038 |
| Tier 2 risk-based capital | $1,372,000 | 2,985 |
| Total risk weighted assets | $132,677,000 | 2,907 |
| Total unused commitments | $25,230,000 | 2,586 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 42 | 3,854 |
| Assets and Liabilities | ||
| Total Assets: | $186,157,000 | 3,003 |
| Cash and due from depository institutions | $7,051,000 | 3,854 |
| Interest-bearing balances | $448,000 | 3,627 |
| Securities | $32,558,000 | 3,410 |
| Federal funds sold & reverse repurchase agreements | $1,985,000 | 3,644 |
| Net loans & leases | $132,589,000 | 2,757 |
| Loan loss allowance | $1,672,000 | 2,682 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,260,000 | 3,947 |
| Other real estate owned | $384,000 | 3,854 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $9,330,000 | 1,604 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $186,157,000 | 3,003 |
| Total liabilities | $168,661,000 | 2,982 |
| Total deposits | $154,218,000 | 2,931 |
| Interest-bearing deposits | $124,186,000 | 3,062 |
| Deposits held in domestic offices | $154,218,000 | 2,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,950,000 | 2,387 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $11,500,000 | 2,375 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $993,000 | 3,211 |
| Total equity capital | $17,496,000 | 3,195 |
| Total bank equity capital | $17,496,000 | 3,195 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $821,000 | 3,333 |
| Surplus | $4,560,000 | 3,729 |
| Undivided profits | $12,115,000 | 2,587 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,867,000 | 1,494 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $291,000 | 480 |
| Income earned, not collected on loans | $781,000 | 3,952 |
| Earning assets | $167,580,000 | 3,037 |
| Long-term assets (5+ years) | $20,826,000 | 3,455 |
| Average Assets, year-to-date | $186,060,500 | 2,925 |
| Average Assets, quarterly | $192,727,000 | 2,902 |
| Volatile liabilities | $56,630,000 | 1,880 |
| Insider loans | $65,000 | 7,512 |
| FHLB advances | $11,500,000 | 2,250 |
| Loans and leases held for sale | $360,000 | 1,305 |
| Unused loan commitments | $28,583,000 | 2,363 |
| Tier 1 (core) risk-based capital | $17,228,000 | 3,106 |
| Tier 2 risk-based capital | $1,672,000 | 2,499 |
| Total risk weighted assets | $141,406,000 | 2,712 |
| Total unused commitments | $28,583,000 | 2,367 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 46 | 3,612 |
| Assets and Liabilities | ||
| Total Assets: | $199,297,000 | 2,823 |
| Cash and due from depository institutions | $6,994,000 | 3,612 |
| Interest-bearing balances | $295,000 | 4,140 |
| Securities | $33,501,000 | 3,373 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 1,466 |
| Net loans & leases | $137,054,000 | 2,659 |
| Loan loss allowance | $1,673,000 | 2,676 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,236,000 | 3,964 |
| Other real estate owned | $2,674,000 | 3,612 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $9,638,000 | 1,571 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $199,297,000 | 2,823 |
| Total liabilities | $182,572,000 | 2,777 |
| Total deposits | $162,469,000 | 2,779 |
| Interest-bearing deposits | $126,641,000 | 2,995 |
| Deposits held in domestic offices | $162,469,000 | 2,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $309,000 | 3,433 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $19,000,000 | 1,760 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $794,000 | 3,449 |
| Total equity capital | $16,725,000 | 3,216 |
| Total bank equity capital | $16,725,000 | 3,216 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $821,000 | 3,351 |
| Surplus | $4,560,000 | 3,688 |
| Undivided profits | $11,344,000 | 2,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,009,000 | 1,401 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $291,000 | 505 |
| Income earned, not collected on loans | $1,042,000 | 2,830 |
| Earning assets | $178,050,000 | 2,879 |
| Long-term assets (5+ years) | $20,673,000 | 3,547 |
| Average Assets, year-to-date | $186,028,330 | 2,931 |
| Average Assets, quarterly | $193,504,500 | 2,863 |
| Volatile liabilities | $65,493,000 | 1,639 |
| Insider loans | $65,000 | 7,557 |
| FHLB advances | $19,000,000 | 1,651 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $26,727,000 | 2,457 |
| Tier 1 (core) risk-based capital | $16,759,000 | 3,122 |
| Tier 2 risk-based capital | $1,673,000 | 2,486 |
| Total risk weighted assets | $148,639,000 | 2,578 |
| Total unused commitments | $26,727,000 | 2,459 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 46 | 3,588 |
| Assets and Liabilities | ||
| Total Assets: | $187,712,000 | 2,932 |
| Cash and due from depository institutions | $3,585,000 | 3,588 |
| Interest-bearing balances | $112,000 | 5,142 |
| Securities | $34,836,000 | 3,268 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $138,001,000 | 2,582 |
| Loan loss allowance | $1,667,000 | 2,657 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,272,000 | 3,880 |
| Other real estate owned | $0 | 3,588 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $9,018,000 | 1,548 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $187,712,000 | 2,932 |
| Total liabilities | $170,836,000 | 2,894 |
| Total deposits | $149,440,000 | 2,975 |
| Interest-bearing deposits | $121,197,000 | 3,088 |
| Deposits held in domestic offices | $149,440,000 | 2,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,421,000 | 2,323 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $19,000,000 | 1,676 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $975,000 | 3,280 |
| Total equity capital | $16,876,000 | 3,246 |
| Total bank equity capital | $16,876,000 | 3,246 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $821,000 | 3,352 |
| Surplus | $4,560,000 | 3,646 |
| Undivided profits | $11,495,000 | 2,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,733,000 | 642 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $291,000 | 532 |
| Income earned, not collected on loans | $969,000 | 2,990 |
| Earning assets | $172,949,000 | 2,925 |
| Long-term assets (5+ years) | $19,577,000 | 3,617 |
| Average Assets, year-to-date | $179,394,000 | 3,016 |
| Average Assets, quarterly | $179,394,000 | 3,016 |
| Volatile liabilities | $58,806,000 | 1,707 |
| Insider loans | $65,000 | 7,580 |
| FHLB advances | $19,000,000 | 1,571 |
| Loans and leases held for sale | $276,000 | 1,523 |
| Unused loan commitments | $24,351,000 | 2,557 |
| Tier 1 (core) risk-based capital | $16,377,000 | 3,155 |
| Tier 2 risk-based capital | $1,667,000 | 2,474 |
| Total risk weighted assets | $144,087,000 | 2,586 |
| Total unused commitments | $24,351,000 | 2,566 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 45 | 3,693 |
| Assets and Liabilities | ||
| Total Assets: | $171,076,000 | 3,140 |
| Cash and due from depository institutions | $4,160,000 | 3,693 |
| Interest-bearing balances | $236,000 | 4,406 |
| Securities | $32,472,000 | 3,495 |
| Federal funds sold & reverse repurchase agreements | $790,000 | 5,255 |
| Net loans & leases | $127,187,000 | 2,739 |
| Loan loss allowance | $1,650,000 | 2,659 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,337,000 | 3,793 |
| Other real estate owned | $190,000 | 3,693 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,940,000 | 2,979 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $171,076,000 | 3,140 |
| Total liabilities | $154,828,000 | 3,131 |
| Total deposits | $142,369,000 | 3,097 |
| Interest-bearing deposits | $105,923,000 | 3,444 |
| Deposits held in domestic offices | $142,369,000 | 3,093 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,000 | 3,417 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,500,000 | 2,253 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $942,000 | 3,233 |
| Total equity capital | $16,248,000 | 3,277 |
| Total bank equity capital | $16,248,000 | 3,277 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $821,000 | 3,381 |
| Surplus | $4,560,000 | 3,616 |
| Undivided profits | $10,867,000 | 2,777 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,729,000 | 666 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $291,000 | 494 |
| Income earned, not collected on loans | $888,000 | 3,356 |
| Earning assets | $160,685,000 | 3,078 |
| Long-term assets (5+ years) | $11,946,000 | 4,670 |
| Average Assets, year-to-date | $179,302,200 | 2,943 |
| Average Assets, quarterly | $169,629,500 | 3,139 |
| Volatile liabilities | $34,425,000 | 2,645 |
| Insider loans | $65,000 | 7,638 |
| FHLB advances | $11,500,000 | 2,129 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $23,552,000 | 2,537 |
| Tier 1 (core) risk-based capital | $15,942,000 | 3,190 |
| Tier 2 risk-based capital | $1,650,000 | 2,470 |
| Total risk weighted assets | $132,646,000 | 2,770 |
| Total unused commitments | $23,552,000 | 2,542 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 45 | 3,705 |
| Assets and Liabilities | ||
| Total Assets: | $168,183,000 | 3,171 |
| Cash and due from depository institutions | $6,396,000 | 3,705 |
| Interest-bearing balances | $288,000 | 4,357 |
| Securities | $34,040,000 | 3,310 |
| Federal funds sold & reverse repurchase agreements | $8,400,000 | 1,685 |
| Net loans & leases | $112,675,000 | 3,008 |
| Loan loss allowance | $1,689,000 | 2,609 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,412,000 | 3,700 |
| Other real estate owned | $190,000 | 3,705 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,070,000 | 2,926 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $168,183,000 | 3,171 |
| Total liabilities | $152,264,000 | 3,160 |
| Total deposits | $139,370,000 | 3,158 |
| Interest-bearing deposits | $111,000,000 | 3,314 |
| Deposits held in domestic offices | $139,370,000 | 3,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $396,000 | 3,008 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,500,000 | 2,184 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $998,000 | 3,212 |
| Total equity capital | $15,919,000 | 3,324 |
| Total bank equity capital | $15,919,000 | 3,324 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $821,000 | 3,402 |
| Surplus | $4,560,000 | 3,544 |
| Undivided profits | $10,538,000 | 2,876 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,883,000 | 841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $297,000 | 547 |
| Income earned, not collected on loans | $801,000 | 3,845 |
| Earning assets | $155,403,000 | 3,147 |
| Long-term assets (5+ years) | $30,558,000 | 2,751 |
| Average Assets, year-to-date | $181,358,750 | 2,931 |
| Average Assets, quarterly | $174,918,000 | 3,077 |
| Volatile liabilities | $34,407,000 | 2,610 |
| Insider loans | $50,000 | 7,807 |
| FHLB advances | $11,500,000 | 2,054 |
| Loans and leases held for sale | $108,000 | 1,853 |
| Unused loan commitments | $17,722,000 | 3,072 |
| Tier 1 (core) risk-based capital | $15,648,000 | 3,238 |
| Tier 2 risk-based capital | $1,520,000 | 2,632 |
| Total risk weighted assets | $120,637,000 | 2,993 |
| Total unused commitments | $17,722,000 | 3,074 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 43 | 3,851 |
| Assets and Liabilities | ||
| Total Assets: | $181,653,000 | 2,983 |
| Cash and due from depository institutions | $7,881,000 | 3,851 |
| Interest-bearing balances | $303,000 | 4,362 |
| Securities | $32,821,000 | 3,325 |
| Federal funds sold & reverse repurchase agreements | $14,350,000 | 1,078 |
| Net loans & leases | $120,407,000 | 2,816 |
| Loan loss allowance | $1,397,000 | 3,020 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,479,000 | 3,599 |
| Other real estate owned | $0 | 3,851 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $3,715,000 | 2,997 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $181,653,000 | 2,983 |
| Total liabilities | $165,557,000 | 2,943 |
| Total deposits | $152,257,000 | 2,910 |
| Interest-bearing deposits | $115,806,000 | 3,179 |
| Deposits held in domestic offices | $152,257,000 | 2,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $632,000 | 2,719 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $11,500,000 | 2,153 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,168,000 | 2,993 |
| Total equity capital | $16,096,000 | 3,300 |
| Total bank equity capital | $16,096,000 | 3,300 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $821,000 | 3,405 |
| Surplus | $4,560,000 | 3,512 |
| Undivided profits | $10,715,000 | 2,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,690,000 | 894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $297,000 | 575 |
| Income earned, not collected on loans | $852,000 | 3,498 |
| Earning assets | $167,881,000 | 2,943 |
| Long-term assets (5+ years) | $35,146,000 | 2,344 |
| Average Assets, year-to-date | $185,750,670 | 2,857 |
| Average Assets, quarterly | $179,783,000 | 2,984 |
| Volatile liabilities | $38,091,000 | 2,357 |
| Insider loans | $5,000 | 8,282 |
| FHLB advances | $11,500,000 | 2,017 |
| Loans and leases held for sale | $409,000 | 1,746 |
| Unused loan commitments | $19,459,000 | 2,851 |
| Tier 1 (core) risk-based capital | $15,584,000 | 3,193 |
| Tier 2 risk-based capital | $1,397,000 | 2,769 |
| Total risk weighted assets | $128,705,000 | 2,793 |
| Total unused commitments | $19,459,000 | 2,859 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 43 | 3,808 |
| Assets and Liabilities | ||
| Total Assets: | $177,913,000 | 3,004 |
| Cash and due from depository institutions | $7,253,000 | 3,808 |
| Interest-bearing balances | $226,000 | 4,546 |
| Securities | $37,565,000 | 2,970 |
| Federal funds sold & reverse repurchase agreements | $7,250,000 | 2,346 |
| Net loans & leases | $120,315,000 | 2,776 |
| Loan loss allowance | $1,291,000 | 3,172 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,501,000 | 3,536 |
| Other real estate owned | $191,000 | 3,808 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,838,000 | 3,639 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $177,913,000 | 3,004 |
| Total liabilities | $161,998,000 | 2,967 |
| Total deposits | $149,271,000 | 2,938 |
| Interest-bearing deposits | $119,451,000 | 3,090 |
| Deposits held in domestic offices | $149,271,000 | 2,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $84,000 | 2,992 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $11,500,000 | 2,110 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,143,000 | 3,039 |
| Total equity capital | $15,915,000 | 3,260 |
| Total bank equity capital | $15,915,000 | 3,260 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $821,000 | 3,422 |
| Surplus | $4,560,000 | 3,471 |
| Undivided profits | $10,534,000 | 2,850 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $522,000 | 4,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $321,000 | 524 |
| Income earned, not collected on loans | $804,000 | 3,708 |
| Earning assets | $165,356,000 | 2,947 |
| Long-term assets (5+ years) | $38,214,000 | 2,138 |
| Average Assets, year-to-date | $187,799,500 | 2,813 |
| Average Assets, quarterly | $187,799,500 | 2,813 |
| Volatile liabilities | $38,984,000 | 2,267 |
| Insider loans | $103,000 | 7,485 |
| FHLB advances | $11,500,000 | 1,984 |
| Loans and leases held for sale | $198,000 | 1,796 |
| Unused loan commitments | $23,159,000 | 2,449 |
| Tier 1 (core) risk-based capital | $15,464,000 | 3,163 |
| Tier 2 risk-based capital | $1,291,000 | 2,913 |
| Total risk weighted assets | $127,594,000 | 2,773 |
| Total unused commitments | $23,159,000 | 2,458 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 46 | 3,585 |
| Assets and Liabilities | ||
| Total Assets: | $197,686,000 | 2,695 |
| Cash and due from depository institutions | $9,641,000 | 3,585 |
| Interest-bearing balances | $675,000 | 3,477 |
| Securities | $30,104,000 | 3,522 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $152,030,000 | 2,231 |
| Loan loss allowance | $1,183,000 | 3,303 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,507,000 | 3,518 |
| Other real estate owned | $362,000 | 3,585 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $3,042,000 | 3,426 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,686,000 | 2,695 |
| Total liabilities | $182,560,000 | 2,636 |
| Total deposits | $152,022,000 | 2,816 |
| Interest-bearing deposits | $119,308,000 | 3,038 |
| Deposits held in domestic offices | $152,022,000 | 2,813 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,534,000 | 1,127 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $21,000,000 | 1,479 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,004,000 | 3,376 |
| Total equity capital | $15,126,000 | 3,381 |
| Total bank equity capital | $15,126,000 | 3,381 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $821,000 | 3,418 |
| Surplus | $4,560,000 | 3,432 |
| Undivided profits | $9,745,000 | 3,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $573,000 | 3,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $333,000 | 481 |
| Income earned, not collected on loans | $727,000 | 4,240 |
| Earning assets | $182,809,000 | 2,668 |
| Long-term assets (5+ years) | $33,152,000 | 2,359 |
| Average Assets, year-to-date | $178,209,200 | 2,811 |
| Average Assets, quarterly | $195,265,000 | 2,704 |
| Volatile liabilities | $54,848,000 | 1,693 |
| Insider loans | $103,000 | 7,511 |
| FHLB advances | $21,000,000 | 1,358 |
| Loans and leases held for sale | $35,000,000 | 212 |
| Unused loan commitments | $19,197,000 | 2,712 |
| Tier 1 (core) risk-based capital | $14,456,000 | 3,336 |
| Tier 2 risk-based capital | $1,183,000 | 3,084 |
| Total risk weighted assets | $139,514,000 | 2,498 |
| Total unused commitments | $19,197,000 | 2,718 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 48 | 3,487 |
| Assets and Liabilities | ||
| Total Assets: | $153,660,000 | 3,206 |
| Cash and due from depository institutions | $7,995,000 | 3,487 |
| Interest-bearing balances | $1,515,000 | 2,570 |
| Securities | $32,758,000 | 3,129 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $106,764,000 | 2,970 |
| Loan loss allowance | $955,000 | 3,707 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,631,000 | 3,310 |
| Other real estate owned | $192,000 | 3,487 |
| Goodwill and other intangibles | $18,000 | 2,958 |
| All other assets | $3,302,000 | 3,143 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $153,660,000 | 3,206 |
| Total liabilities | $140,789,000 | 3,143 |
| Total deposits | $121,779,000 | 3,283 |
| Interest-bearing deposits | $94,017,000 | 3,630 |
| Deposits held in domestic offices | $121,779,000 | 3,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,283,000 | 1,617 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,000,000 | 1,752 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $727,000 | 4,326 |
| Total equity capital | $12,871,000 | 3,665 |
| Total bank equity capital | $12,871,000 | 3,665 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $821,000 | 3,482 |
| Surplus | $4,560,000 | 3,332 |
| Undivided profits | $7,490,000 | 3,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,038,000 | 1,479 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $395,000 | 424 |
| Income earned, not collected on loans | $930,000 | 3,698 |
| Earning assets | $141,037,000 | 3,173 |
| Long-term assets (5+ years) | $35,069,000 | 2,226 |
| Average Assets, year-to-date | $146,893,600 | 3,194 |
| Average Assets, quarterly | $150,941,000 | 3,221 |
| Volatile liabilities | $24,010,000 | 3,211 |
| Insider loans | $1,271,000 | 3,339 |
| FHLB advances | $14,000,000 | 1,620 |
| Loans and leases held for sale | $375,000 | 1,484 |
| Unused loan commitments | $20,680,000 | 2,438 |
| Tier 1 (core) risk-based capital | $12,775,000 | 3,539 |
| Tier 2 risk-based capital | $955,000 | 3,484 |
| Total risk weighted assets | $113,429,000 | 2,897 |
| Total unused commitments | $20,680,000 | 2,444 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 48 | 3,478 |
| Assets and Liabilities | ||
| Total Assets: | $140,594,000 | 3,332 |
| Cash and due from depository institutions | $6,322,000 | 3,478 |
| Interest-bearing balances | $177,000 | 4,047 |
| Securities | $35,527,000 | 2,992 |
| Federal funds sold & reverse repurchase agreements | $2,925,000 | 3,467 |
| Net loans & leases | $90,676,000 | 3,305 |
| Loan loss allowance | $888,000 | 3,833 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,956,000 | 2,925 |
| Other real estate owned | $192,000 | 3,478 |
| Goodwill and other intangibles | $43,000 | 2,836 |
| All other assets | $1,953,000 | 4,025 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $140,594,000 | 3,332 |
| Total liabilities | $128,597,000 | 3,280 |
| Total deposits | $112,422,000 | 3,403 |
| Interest-bearing deposits | $85,761,000 | 3,765 |
| Deposits held in domestic offices | $112,422,000 | 3,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $351,000 | 3,334 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,000,000 | 1,588 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $824,000 | 4,155 |
| Total equity capital | $11,997,000 | 3,790 |
| Total bank equity capital | $11,997,000 | 3,790 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $821,000 | 3,581 |
| Surplus | $4,560,000 | 3,273 |
| Undivided profits | $6,616,000 | 3,605 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,816,000 | 1,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $395,000 | 347 |
| Income earned, not collected on loans | $687,000 | 3,941 |
| Earning assets | $129,305,000 | 3,335 |
| Long-term assets (5+ years) | $18,230,000 | 3,350 |
| Average Assets, year-to-date | $137,660,400 | 3,249 |
| Average Assets, quarterly | $138,602,000 | 3,321 |
| Volatile liabilities | $21,576,000 | 3,484 |
| Insider loans | $1,275,000 | 3,277 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $46,000 | 1,401 |
| Unused loan commitments | $18,053,000 | 2,512 |
| Tier 1 (core) risk-based capital | $11,920,000 | 3,670 |
| Tier 2 risk-based capital | $888,000 | 3,617 |
| Total risk weighted assets | $105,309,900 | 2,958 |
| Total unused commitments | $18,053,000 | 2,516 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 50 | 3,453 |
| Assets and Liabilities | ||
| Total Assets: | $138,767,000 | 3,318 |
| Cash and due from depository institutions | $10,492,000 | 3,453 |
| Interest-bearing balances | $161,000 | 4,235 |
| Securities | $32,946,000 | 3,323 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $89,545,000 | 3,227 |
| Loan loss allowance | $823,000 | 3,997 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,427,000 | 2,531 |
| Other real estate owned | $192,000 | 3,453 |
| Goodwill and other intangibles | $68,000 | 2,803 |
| All other assets | $2,097,000 | 3,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $138,767,000 | 3,318 |
| Total liabilities | $127,715,000 | 3,269 |
| Total deposits | $101,967,000 | 3,667 |
| Interest-bearing deposits | $75,830,000 | 4,154 |
| Deposits held in domestic offices | $101,967,000 | 3,664 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,071,000 | 1,271 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $16,000,000 | 1,495 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $677,000 | 4,371 |
| Total equity capital | $11,052,000 | 3,910 |
| Total bank equity capital | $11,052,000 | 3,910 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $821,000 | 3,671 |
| Surplus | $4,560,000 | 3,238 |
| Undivided profits | $5,671,000 | 3,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000,000 | 2,172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $678,000 | 3,456 |
| Earning assets | $122,652,000 | 3,422 |
| Long-term assets (5+ years) | $20,521,000 | 3,263 |
| Average Assets, year-to-date | $127,216,000 | 3,460 |
| Average Assets, quarterly | $133,825,500 | 3,399 |
| Volatile liabilities | $18,135,000 | 3,720 |
| Insider loans | $3,577,000 | 1,326 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $19,362,000 | 2,425 |
| Tier 1 (core) risk-based capital | $11,454,000 | 3,780 |
| Tier 2 risk-based capital | $823,000 | 3,708 |
| Total risk weighted assets | $105,176,800 | 2,855 |
| Total unused commitments | $19,362,000 | 2,428 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 46 | 3,747 |
| Assets and Liabilities | ||
| Total Assets: | $122,740,000 | 3,636 |
| Cash and due from depository institutions | $6,670,000 | 3,747 |
| Interest-bearing balances | $66,000 | 5,385 |
| Securities | $30,718,000 | 3,557 |
| Federal funds sold & reverse repurchase agreements | $7,575,000 | 2,277 |
| Net loans & leases | $72,833,000 | 3,661 |
| Loan loss allowance | $680,000 | 4,559 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,202,000 | 2,537 |
| Other real estate owned | $192,000 | 3,747 |
| Goodwill and other intangibles | $94,000 | 2,698 |
| All other assets | $1,456,000 | 4,566 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $122,740,000 | 3,636 |
| Total liabilities | $111,934,000 | 3,585 |
| Total deposits | $102,818,000 | 3,612 |
| Interest-bearing deposits | $75,873,000 | 4,156 |
| Deposits held in domestic offices | $102,818,000 | 3,606 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,000,000 | 1,770 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,116,000 | 3,208 |
| Total equity capital | $10,806,000 | 4,036 |
| Total bank equity capital | $10,806,000 | 4,036 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $821,000 | 3,688 |
| Surplus | $4,560,000 | 3,099 |
| Undivided profits | $5,425,000 | 4,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $233,000 | 5,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $468,000 | 4,855 |
| Earning assets | $111,192,000 | 3,694 |
| Long-term assets (5+ years) | $27,786,000 | 2,506 |
| Average Assets, year-to-date | $113,022,800 | 3,718 |
| Average Assets, quarterly | $117,160,000 | 3,720 |
| Volatile liabilities | $9,846,000 | 5,030 |
| Insider loans | $377,000 | 5,956 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,524,000 | 917 |
| Unused loan commitments | $14,015,000 | 2,923 |
| Tier 1 (core) risk-based capital | $10,559,000 | 3,957 |
| Tier 2 risk-based capital | $680,000 | 4,173 |
| Total risk weighted assets | $86,187,600 | 3,233 |
| Total unused commitments | $14,015,000 | 2,929 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 51 | 3,533 |
| Assets and Liabilities | ||
| Total Assets: | $104,846,000 | 4,155 |
| Cash and due from depository institutions | $4,993,000 | 3,533 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $32,150,000 | 3,422 |
| Federal funds sold & reverse repurchase agreements | $1,875,000 | 5,117 |
| Net loans & leases | $60,938,000 | 4,271 |
| Loan loss allowance | $598,000 | 5,064 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,299,000 | 2,407 |
| Other real estate owned | $192,000 | 3,533 |
| Goodwill and other intangibles | $121,000 | 2,517 |
| All other assets | $1,278,000 | 5,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,846,000 | 4,155 |
| Total liabilities | $94,661,000 | 4,131 |
| Total deposits | $94,047,000 | 3,926 |
| Interest-bearing deposits | $70,192,000 | 4,433 |
| Deposits held in domestic offices | $94,047,000 | 3,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $614,000 | 5,134 |
| Total equity capital | $10,185,000 | 4,224 |
| Total bank equity capital | $10,185,000 | 4,224 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $821,000 | 3,801 |
| Surplus | $4,376,000 | 3,133 |
| Undivided profits | $4,988,000 | 4,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $501,000 | 4,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $438,000 | 5,294 |
| Earning assets | $94,963,000 | 4,214 |
| Long-term assets (5+ years) | $17,108,000 | 3,100 |
| Average Assets, year-to-date | $103,992,600 | 4,006 |
| Average Assets, quarterly | $103,291,500 | 4,146 |
| Volatile liabilities | $7,245,000 | 6,028 |
| Insider loans | $1,078,000 | 3,377 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $11,648,000 | 3,116 |
| Tier 1 (core) risk-based capital | $10,002,000 | 4,173 |
| Tier 2 risk-based capital | $598,000 | 4,522 |
| Total risk weighted assets | $72,754,300 | 3,702 |
| Total unused commitments | $11,648,000 | 3,117 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $104,064,000 | 4,270 |
| Cash and due from depository institutions | $6,841,000 | 3,809 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $30,492,000 | 3,866 |
| Federal funds sold & reverse repurchase agreements | $2,850,000 | 3,995 |
| Net loans & leases | $58,703,000 | 4,448 |
| Loan loss allowance | $570,000 | 5,400 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,603,000 | 2,200 |
| Other real estate owned | $192,000 | 3,809 |
| Goodwill and other intangibles | $150,000 | 2,282 |
| All other assets | $1,233,000 | 5,378 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,064,000 | 4,270 |
| Total liabilities | $94,888,000 | 4,211 |
| Total deposits | $94,298,000 | 4,007 |
| Interest-bearing deposits | $70,272,000 | 4,572 |
| Deposits held in domestic offices | $94,298,000 | 3,995 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $590,000 | 5,325 |
| Total equity capital | $9,176,000 | 4,662 |
| Total bank equity capital | $9,176,000 | 4,662 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $821,000 | 4,045 |
| Surplus | $4,376,000 | 3,208 |
| Undivided profits | $3,979,000 | 5,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $70,000 | 8,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $380,000 | 5,885 |
| Earning assets | $92,045,000 | 4,411 |
| Long-term assets (5+ years) | $16,019,000 | 3,116 |
| Average Assets, year-to-date | $99,728,800 | 4,274 |
| Average Assets, quarterly | $102,491,500 | 4,275 |
| Volatile liabilities | $7,533,000 | 5,821 |
| Insider loans | $686,000 | 4,649 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $55,000 | 1,481 |
| Unused loan commitments | $15,444,000 | 2,493 |
| Tier 1 (core) risk-based capital | $9,174,000 | 4,551 |
| Tier 2 risk-based capital | $570,000 | 4,762 |
| Total risk weighted assets | $71,821,300 | 3,770 |
| Total unused commitments | $15,444,000 | 2,506 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 54 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $96,954,000 | 4,544 |
| Cash and due from depository institutions | $3,909,000 | 3,595 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $34,341,000 | 3,676 |
| Federal funds sold & reverse repurchase agreements | $2,350,000 | 5,081 |
| Net loans & leases | $50,842,000 | 4,918 |
| Loan loss allowance | $507,000 | 5,984 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,834,000 | 2,015 |
| Other real estate owned | $191,000 | 3,595 |
| Goodwill and other intangibles | $179,000 | 2,081 |
| All other assets | $1,308,000 | 5,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,954,000 | 4,544 |
| Total liabilities | $88,214,000 | 4,505 |
| Total deposits | $87,597,000 | 4,315 |
| Interest-bearing deposits | $66,620,000 | 4,839 |
| Deposits held in domestic offices | $87,597,000 | 4,307 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $617,000 | 5,366 |
| Total equity capital | $8,740,000 | 4,844 |
| Total bank equity capital | $8,740,000 | 4,844 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $821,000 | 4,243 |
| Surplus | $4,376,000 | 3,198 |
| Undivided profits | $3,543,000 | 5,668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $50,000 | 9,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $348,000 | 6,443 |
| Earning assets | $87,533,000 | 4,614 |
| Long-term assets (5+ years) | $15,573,000 | 3,003 |
| Average Assets, year-to-date | $99,510,000 | 4,266 |
| Average Assets, quarterly | $100,370,500 | 4,354 |
| Volatile liabilities | $4,651,000 | 7,174 |
| Insider loans | $1,302,000 | 3,077 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $11,696,000 | 2,939 |
| Tier 1 (core) risk-based capital | $8,622,000 | 4,776 |
| Tier 2 risk-based capital | $507,000 | 5,204 |
| Total risk weighted assets | $63,742,600 | 4,095 |
| Total unused commitments | $11,696,000 | 2,950 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 57 | 3,534 |
| Assets and Liabilities | ||
| Total Assets: | $101,121,000 | 4,342 |
| Cash and due from depository institutions | $10,873,000 | 3,534 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $34,671,000 | 3,763 |
| Federal funds sold & reverse repurchase agreements | $2,225,000 | 3,516 |
| Net loans & leases | $47,633,000 | 5,098 |
| Loan loss allowance | $523,000 | 5,997 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,703,000 | 2,018 |
| Other real estate owned | $190,000 | 3,534 |
| Goodwill and other intangibles | $209,000 | 1,894 |
| All other assets | $1,617,000 | 4,625 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,121,000 | 4,342 |
| Total liabilities | $93,953,000 | 4,220 |
| Total deposits | $93,341,000 | 4,012 |
| Interest-bearing deposits | $68,133,000 | 4,679 |
| Deposits held in domestic offices | $93,341,000 | 4,004 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $612,000 | 4,498 |
| Total equity capital | $7,168,000 | 5,397 |
| Total bank equity capital | $7,168,000 | 5,397 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $821,000 | 4,431 |
| Surplus | $4,376,000 | 3,097 |
| Undivided profits | $1,971,000 | 7,200 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $377,000 | 5,028 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $291,000 | 6,744 |
| Earning assets | $84,529,000 | 4,691 |
| Long-term assets (5+ years) | $17,570,000 | 2,808 |
| Average Assets, year-to-date | $97,124,000 | 4,392 |
| Average Assets, quarterly | $98,743,500 | 4,387 |
| Volatile liabilities | $4,074,000 | 7,460 |
| Insider loans | $1,129,000 | 3,376 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $293,000 | 976 |
| Unused loan commitments | $10,253,000 | 3,074 |
| Tier 1 (core) risk-based capital | $8,168,000 | 4,904 |
| Tier 2 risk-based capital | $523,000 | 5,093 |
| Total risk weighted assets | $63,164,600 | 4,052 |
| Total unused commitments | $10,253,000 | 3,084 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 59 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $94,309,000 | 4,712 |
| Cash and due from depository institutions | $5,264,000 | 3,539 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $35,050,000 | 3,906 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 4,795 |
| Net loans & leases | $46,108,000 | 5,141 |
| Loan loss allowance | $535,000 | 6,091 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,637,000 | 1,999 |
| Other real estate owned | $192,000 | 3,539 |
| Goodwill and other intangibles | $290,000 | 1,630 |
| All other assets | $1,118,000 | 5,604 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,309,000 | 4,712 |
| Total liabilities | $86,101,000 | 4,688 |
| Total deposits | $85,364,000 | 4,527 |
| Interest-bearing deposits | $66,719,000 | 4,958 |
| Deposits held in domestic offices | $85,364,000 | 4,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $737,000 | 3,984 |
| Total equity capital | $8,208,000 | 4,900 |
| Total bank equity capital | $8,208,000 | 4,900 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $821,000 | 4,608 |
| Surplus | $4,376,000 | 3,036 |
| Undivided profits | $3,011,000 | 6,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $880,000 | 3,461 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $237,000 | 7,283 |
| Earning assets | $83,808,000 | 4,832 |
| Long-term assets (5+ years) | $20,327,000 | 2,633 |
| Average Assets, year-to-date | $91,574,600 | 4,717 |
| Average Assets, quarterly | $94,629,500 | 4,636 |
| Volatile liabilities | $3,041,000 | 8,344 |
| Insider loans | $230,000 | 7,963 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $259,000 | 1,409 |
| Unused loan commitments | $8,132,000 | 3,585 |
| Tier 1 (core) risk-based capital | $7,603,000 | 5,143 |
| Tier 2 risk-based capital | $535,000 | 4,984 |
| Total risk weighted assets | $60,094,800 | 4,162 |
| Total unused commitments | $8,132,000 | 3,602 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 60 | 3,556 |
| Assets and Liabilities | ||
| Total Assets: | $88,379,000 | 5,053 |
| Cash and due from depository institutions | $4,240,000 | 3,556 |
| Interest-bearing balances | $198,000 | 6,200 |
| Securities | $29,381,000 | 4,549 |
| Federal funds sold & reverse repurchase agreements | $2,800,000 | 5,254 |
| Net loans & leases | $46,997,000 | 5,050 |
| Loan loss allowance | $536,000 | 6,137 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,503,000 | 2,104 |
| Other real estate owned | $0 | 3,556 |
| Goodwill and other intangibles | $362,000 | 1,510 |
| All other assets | $1,096,000 | 5,906 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,379,000 | 5,053 |
| Total liabilities | $81,174,000 | 5,020 |
| Total deposits | $80,523,000 | 4,884 |
| Interest-bearing deposits | $64,295,000 | 5,258 |
| Deposits held in domestic offices | $80,523,000 | 4,875 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $651,000 | 4,701 |
| Total equity capital | $7,205,000 | 5,250 |
| Total bank equity capital | $7,205,000 | 5,250 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $821,000 | 4,834 |
| Surplus | $3,376,000 | 3,682 |
| Undivided profits | $3,008,000 | 5,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $775,000 | 4,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $254,000 | 7,440 |
| Earning assets | $79,376,000 | 5,123 |
| Long-term assets (5+ years) | $17,099,000 | 2,924 |
| Average Assets, year-to-date | $80,327,400 | 5,345 |
| Average Assets, quarterly | $83,688,500 | 5,234 |
| Volatile liabilities | $3,195,000 | 8,317 |
| Insider loans | $601,000 | 1,495 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $429,000 | 928 |
| Unused loan commitments | $8,293,000 | 3,328 |
| Tier 1 (core) risk-based capital | $6,843,000 | 5,421 |
| Tier 2 risk-based capital | $536,000 | 4,929 |
| Total risk weighted assets | $57,311,800 | 4,395 |
| Total unused commitments | $8,293,000 | 3,349 |
| Derivatives | $0 | 651 |