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Americas United Bank, Income and Expense

2018-06-30 (YTD Data)Rank
Total interest income$4,769,0002,584
Total interest expense$828,0002,043
Net interest income$3,941,0002,683
Provision for loan and lease losses$03,782
Total noninterest income$197,0004,118
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$167,0002,581
Trading account gains and feesNANA
Additional Noninterest Income$30,0004,942
Total noninterest expense$3,033,0002,729
Salaries and employee benefits$1,341,0003,179
Premises and equipment expense$519,0002,018
Additional noninterest expense$1,173,0002,335
Pre-tax net operating income$1,105,0003,013
Securities gains (losses)$0961
Applicable income taxes$230,0002,092
Income before extraordinary items$875,0003,165
Extraordinary gains, net$06
Net income$875,0003,163
Minority interest net income$065
Net income of bank and minority interests.$875,0003,164
Net charge-offs$-3,0004,144
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$295,000242
Net operating income$875,0003,154
2018-03-31 (YTD Data)Rank
Total interest income$2,390,0002,583
Total interest expense$383,0002,082
Net interest income$2,007,0002,654
Provision for loan and lease losses$03,508
Total noninterest income$84,0004,302
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$78,0002,712
Trading account gains and feesNANA
Additional Noninterest Income$6,0005,273
Total noninterest expense$1,569,0002,706
Salaries and employee benefits$691,0003,145
Premises and equipment expense$253,0002,100
Additional noninterest expense$625,0002,208
Pre-tax net operating income$522,0003,038
Securities gains (losses)$0735
Applicable income taxes$50,0002,692
Income before extraordinary items$472,0002,989
Extraordinary gains, net$07
Net income$472,0002,991
Minority interest net income$052
Net income of bank and minority interests.$472,0002,990
Net charge-offs$-3,0004,242
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$281,000166
Net operating income$472,0002,982
2017-12-31 (YTD Data)Rank
Total interest income$9,455,0002,558
Total interest expense$1,330,0002,101
Net interest income$8,125,0002,606
Provision for loan and lease losses$04,227
Total noninterest income$461,0004,036
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$348,0002,598
Trading account gains and feesNANA
Additional Noninterest Income$113,0004,703
Total noninterest expense$5,714,0002,861
Salaries and employee benefits$2,783,0003,132
Premises and equipment expense$1,070,0002,013
Additional noninterest expense$1,861,0002,787
Pre-tax net operating income$2,872,0002,550
Securities gains (losses)$02,243
Applicable income taxes$1,091,0001,798
Income before extraordinary items$1,781,0002,880
Extraordinary gains, net$09
Net income$1,781,0002,879
Minority interest net income$076
Net income of bank and minority interests.$1,781,0002,880
Net charge-offs$255,0001,615
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$165,000427
Net operating income$1,781,0002,854
2017-09-30 (YTD Data)Rank
Total interest income$6,981,0002,592
Total interest expense$951,0002,152
Net interest income$6,030,0002,645
Provision for loan and lease losses$04,088
Total noninterest income$360,0004,021
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$263,0002,604
Trading account gains and feesNANA
Additional Noninterest Income$97,0004,667
Total noninterest expense$4,282,0002,883
Salaries and employee benefits$2,117,0003,116
Premises and equipment expense$806,0002,016
Additional noninterest expense$1,359,0002,834
Pre-tax net operating income$2,108,0002,647
Securities gains (losses)$02,274
Applicable income taxes$881,0001,579
Income before extraordinary items$1,227,0003,168
Extraordinary gains, net$09
Net income$1,227,0003,167
Minority interest net income$071
Net income of bank and minority interests.$1,227,0003,168
Net charge-offs$03,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$73,000454
Net operating income$1,227,0003,148
2017-06-30 (YTD Data)Rank
Total interest income$4,588,0002,609
Total interest expense$606,0002,192
Net interest income$3,982,0002,656
Provision for loan and lease losses$03,871
Total noninterest income$233,0004,079
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$175,0002,609
Trading account gains and feesNANA
Additional Noninterest Income$58,0004,768
Total noninterest expense$2,910,0002,870
Salaries and employee benefits$1,435,0003,110
Premises and equipment expense$551,0001,969
Additional noninterest expense$924,0002,822
Pre-tax net operating income$1,305,0002,715
Securities gains (losses)$01,906
Applicable income taxes$550,0001,609
Income before extraordinary items$755,0003,263
Extraordinary gains, net$011
Net income$755,0003,262
Minority interest net income$071
Net income of bank and minority interests.$755,0003,263
Net charge-offs$03,512
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$52,000422
Net operating income$755,0003,246
2017-03-31 (YTD Data)Rank
Total interest income$2,180,0002,696
Total interest expense$286,0002,250
Net interest income$1,894,0002,746
Provision for loan and lease losses$03,537
Total noninterest income$122,0004,015
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$94,0002,488
Trading account gains and feesNANA
Additional Noninterest Income$28,0004,835
Total noninterest expense$1,449,0002,901
Salaries and employee benefits$741,0003,088
Premises and equipment expense$271,0002,022
Additional noninterest expense$437,0002,929
Pre-tax net operating income$567,0002,885
Securities gains (losses)$01,153
Applicable income taxes$233,0001,724
Income before extraordinary items$334,0003,455
Extraordinary gains, net$08
Net income$334,0003,454
Minority interest net income$055
Net income of bank and minority interests.$334,0003,455
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$25,000401
Net operating income$334,0003,429
2016-12-31 (YTD Data)Rank
Total interest income$8,383,0002,757
Total interest expense$1,010,0002,407
Net interest income$7,373,0002,780
Provision for loan and lease losses$04,332
Total noninterest income$582,0003,859
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$452,0002,250
Trading account gains and fees$0170
Additional Noninterest Income$130,0004,781
Total noninterest expense$6,010,0002,850
Salaries and employee benefits$2,901,0003,089
Premises and equipment expense$1,131,0001,963
Additional noninterest expense$1,978,0002,786
Pre-tax net operating income$1,945,0003,111
Securities gains (losses)$03,212
Applicable income taxes$807,0001,833
Income before extraordinary items$1,138,0003,717
Extraordinary gains, net$05
Net income$1,138,0003,715
Minority interest net income$082
Net income of bank and minority interests.$1,138,0003,716
Net charge-offs$-15,0005,062
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$75,000533
Net operating income$1,138,0003,669
2016-09-30 (YTD Data)Rank
Total interest income$6,149,0002,801
Total interest expense$738,0002,444
Net interest income$5,411,0002,823
Provision for loan and lease losses$04,186
Total noninterest income$452,0003,847
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$356,0002,176
Trading account gains and fees$0169
Additional Noninterest Income$96,0004,836
Total noninterest expense$4,503,0002,851
Salaries and employee benefits$2,149,0003,114
Premises and equipment expense$834,0001,985
Additional noninterest expense$1,520,0002,735
Pre-tax net operating income$1,360,0003,266
Securities gains (losses)$03,160
Applicable income taxes$566,0001,944
Income before extraordinary items$794,0003,857
Extraordinary gains, net$05
Net income$794,0003,855
Minority interest net income$071
Net income of bank and minority interests.$794,0003,857
Net charge-offs$-15,0005,021
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$51,000504
Net operating income$794,0003,794
2016-06-30 (YTD Data)Rank
Total interest income$3,984,0002,870
Total interest expense$470,0002,534
Net interest income$3,514,0002,889
Provision for loan and lease losses$04,017
Total noninterest income$320,0003,741
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$240,0002,132
Trading account gains and fees$0157
Additional Noninterest Income$80,0004,642
Total noninterest expense$3,065,0002,813
Salaries and employee benefits$1,466,0003,092
Premises and equipment expense$611,0001,839
Additional noninterest expense$988,0002,784
Pre-tax net operating income$769,0003,519
Securities gains (losses)$02,835
Applicable income taxes$323,0002,075
Income before extraordinary items$446,0004,130
Extraordinary gains, net$016
Net income$446,0004,127
Minority interest net income$071
Net income of bank and minority interests.$446,0004,129
Net charge-offs$-3,0004,597
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$35,000489
Net operating income$446,0004,052
2016-03-31 (YTD Data)Rank
Total interest income$1,974,0002,888
Total interest expense$211,0002,738
Net interest income$1,763,0002,892
Provision for loan and lease losses$03,656
Total noninterest income$165,0003,656
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$126,0002,042
Trading account gains and fees$0142
Additional Noninterest Income$39,0004,661
Total noninterest expense$1,565,0002,778
Salaries and employee benefits$747,0003,079
Premises and equipment expense$314,0001,801
Additional noninterest expense$504,0002,760
Pre-tax net operating income$363,0003,567
Securities gains (losses)$02,077
Applicable income taxes$152,0002,088
Income before extraordinary items$211,0004,164
Extraordinary gains, net$012
Net income$211,0004,160
Minority interest net income$062
Net income of bank and minority interests.$211,0004,162
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$18,000457
Net operating income$211,0004,110
2015-12-31 (YTD Data)Rank
Total interest income$6,165,0003,381
Total interest expense$648,0003,215
Net interest income$5,517,0003,370
Provision for loan and lease losses$-1,631,0006,092
Total noninterest income$540,0004,052
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$310,0002,959
Trading account gains and fees$0159
Additional Noninterest Income$230,0004,284
Total noninterest expense$5,130,0003,153
Salaries and employee benefits$2,655,0003,275
Premises and equipment expense$774,0002,619
Additional noninterest expense$1,701,0003,128
Pre-tax net operating income$2,558,0002,583
Securities gains (losses)$19,0002,264
Applicable income taxes$1,067,0001,536
Income before extraordinary items$1,510,0003,216
Extraordinary gains, net$023
Net income$1,510,0003,217
Minority interest net income$081
Net income of bank and minority interests.$1,510,0003,218
Net charge-offs$-2,233,0006,153
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$104,000513
Net operating income$1,497,8403,181
2015-09-30 (YTD Data)Rank
Total interest income$4,338,0003,558
Total interest expense$457,0003,403
Net interest income$3,881,0003,540
Provision for loan and lease losses$-1,631,0006,203
Total noninterest income$362,0004,255
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$192,0003,337
Trading account gains and fees$0153
Additional Noninterest Income$170,0004,348
Total noninterest expense$3,550,0003,374
Salaries and employee benefits$1,885,0003,412
Premises and equipment expense$453,0003,131
Additional noninterest expense$1,212,0003,263
Pre-tax net operating income$2,324,0002,308
Securities gains (losses)$03,031
Applicable income taxes$970,0001,403
Income before extraordinary items$1,354,0002,964
Extraordinary gains, net$021
Net income$1,354,0002,964
Minority interest net income$078
Net income of bank and minority interests.$1,354,0002,965
Net charge-offs$-1,632,0006,232
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$92,000463
Net operating income$1,354,0002,909
2015-06-30 (YTD Data)Rank
Total interest income$2,893,0003,576
Total interest expense$301,0003,443
Net interest income$2,592,0003,551
Provision for loan and lease losses$-1,631,0006,293
Total noninterest income$191,0004,594
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$105,0003,644
Trading account gains and fees$0157
Additional Noninterest Income$86,0004,673
Total noninterest expense$2,284,0003,480
Salaries and employee benefits$1,262,0003,428
Premises and equipment expense$294,0003,209
Additional noninterest expense$728,0003,493
Pre-tax net operating income$2,130,0001,808
Securities gains (losses)$02,636
Applicable income taxes$884,0001,114
Income before extraordinary items$1,246,0002,377
Extraordinary gains, net$022
Net income$1,246,0002,379
Minority interest net income$075
Net income of bank and minority interests.$1,246,0002,379
Net charge-offs$-1,632,0006,314
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$58,000456
Net operating income$1,246,0002,322
2015-03-31 (YTD Data)Rank
Total interest income$1,419,0003,620
Total interest expense$149,0003,493
Net interest income$1,270,0003,597
Provision for loan and lease losses$-1,631,0006,387
Total noninterest income$77,0004,834
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$53,0003,605
Trading account gains and fees$0152
Additional Noninterest Income$24,0005,250
Total noninterest expense$1,168,0003,443
Salaries and employee benefits$637,0003,435
Premises and equipment expense$142,0003,316
Additional noninterest expense$389,0003,359
Pre-tax net operating income$1,810,0001,140
Securities gains (losses)$02,027
Applicable income taxes$752,000765
Income before extraordinary items$1,058,0001,510
Extraordinary gains, net$013
Net income$1,058,0001,511
Minority interest net income$064
Net income of bank and minority interests.$1,058,0001,512
Net charge-offs$-1,632,0006,401
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$27,000435
Net operating income$1,058,0001,462
2014-12-31 (YTD Data)Rank
Total interest income$5,222,0003,864
Total interest expense$540,0003,846
Net interest income$4,682,0003,822
Provision for loan and lease losses$04,603
Total noninterest income$539,0004,169
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$211,0003,836
Trading account gains and fees$0180
Additional Noninterest Income$328,0003,892
Total noninterest expense$4,122,0003,760
Salaries and employee benefits$2,400,0003,573
Premises and equipment expense$520,0003,539
Additional noninterest expense$1,202,0004,047
Pre-tax net operating income$1,099,0003,981
Securities gains (losses)$03,259
Applicable income taxes$478,0002,244
Income before extraordinary items$621,0004,653
Extraordinary gains, net$017
Net income$621,0004,653
Minority interest net income$084
Net income of bank and minority interests.$621,0004,653
Net charge-offs$-77,0006,093
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$118,000520
Net operating income$621,0004,597
2014-09-30 (YTD Data)Rank
Total interest income$3,785,0003,982
Total interest expense$399,0003,951
Net interest income$3,386,0003,943
Provision for loan and lease losses$04,401
Total noninterest income$346,0004,446
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$157,0003,884
Trading account gains and fees$0174
Additional Noninterest Income$189,0004,280
Total noninterest expense$2,988,0003,866
Salaries and employee benefits$1,707,0003,730
Premises and equipment expense$386,0003,612
Additional noninterest expense$895,0004,095
Pre-tax net operating income$744,0004,241
Securities gains (losses)$02,980
Applicable income taxes$309,0002,439
Income before extraordinary items$435,0004,819
Extraordinary gains, net$015
Net income$435,0004,819
Minority interest net income$081
Net income of bank and minority interests.$435,0004,820
Net charge-offs$-33,0005,924
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$74,000507
Net operating income$435,0004,771
2014-06-30 (YTD Data)Rank
Total interest income$2,432,0004,073
Total interest expense$254,0004,086
Net interest income$2,178,0004,035
Provision for loan and lease losses$04,196
Total noninterest income$193,0004,726
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$103,0003,887
Trading account gains and fees$0172
Additional Noninterest Income$90,0004,708
Total noninterest expense$2,027,0003,852
Salaries and employee benefits$1,138,0003,745
Premises and equipment expense$250,0003,712
Additional noninterest expense$639,0003,956
Pre-tax net operating income$344,0004,719
Securities gains (losses)$02,580
Applicable income taxes$142,0002,729
Income before extraordinary items$202,0005,210
Extraordinary gains, net$020
Net income$202,0005,212
Minority interest net income$080
Net income of bank and minority interests.$202,0005,213
Net charge-offs$25,0003,293
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$44,000498
Net operating income$202,0005,158
2014-03-31 (YTD Data)Rank
Total interest income$1,156,0004,231
Total interest expense$106,0004,511
Net interest income$1,050,0004,131
Provision for loan and lease losses$03,817
Total noninterest income$120,0004,350
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$60,0003,626
Trading account gains and fees$0147
Additional Noninterest Income$60,0004,319
Total noninterest expense$981,0003,946
Salaries and employee benefits$582,0003,711
Premises and equipment expense$108,0004,038
Additional noninterest expense$291,0004,173
Pre-tax net operating income$189,0004,563
Securities gains (losses)$01,715
Applicable income taxes$78,0002,574
Income before extraordinary items$111,0005,036
Extraordinary gains, net$016
Net income$111,0005,039
Minority interest net income$066
Net income of bank and minority interests.$111,0005,038
Net charge-offs$68,0001,622
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$26,000434
Net operating income$111,0004,996
2013-12-31 (YTD Data)Rank
Total interest income$4,329,0004,437
Total interest expense$453,0004,671
Net interest income$3,876,0004,356
Provision for loan and lease losses$-300,0006,517
Total noninterest income$476,0004,474
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$272,0003,532
Trading account gains and fees$0184
Additional Noninterest Income$204,0004,591
Total noninterest expense$3,714,0004,105
Salaries and employee benefits$2,210,0003,856
Premises and equipment expense$423,0004,081
Additional noninterest expense$1,081,0004,423
Pre-tax net operating income$938,0004,172
Securities gains (losses)$03,182
Applicable income taxes$-2,996,0006,740
Income before extraordinary items$3,934,0001,531
Extraordinary gains, net$029
Net income$3,934,0001,533
Minority interest net income$090
Net income of bank and minority interests.$3,934,0001,535
Net charge-offs$-188,0006,619
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$109,000530
Net operating income$3,934,0001,492
2013-09-30 (YTD Data)Rank
Total interest income$3,162,0004,542
Total interest expense$341,0004,750
Net interest income$2,821,0004,450
Provision for loan and lease losses$-300,0006,674
Total noninterest income$326,0004,687
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$208,0003,512
Trading account gains and fees$0180
Additional Noninterest Income$118,0004,990
Total noninterest expense$2,735,0004,163
Salaries and employee benefits$1,624,0003,908
Premises and equipment expense$314,0004,162
Additional noninterest expense$797,0004,486
Pre-tax net operating income$712,0004,240
Securities gains (losses)$03,040
Applicable income taxes$1,0004,622
Income before extraordinary items$711,0004,035
Extraordinary gains, net$025
Net income$711,0004,039
Minority interest net income$084
Net income of bank and minority interests.$711,0004,039
Net charge-offs$-131,0006,645
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$82,000495
Net operating income$711,0003,966
2013-06-30 (YTD Data)Rank
Total interest income$2,063,0004,605
Total interest expense$229,0004,801
Net interest income$1,834,0004,523
Provision for loan and lease losses$-300,0006,772
Total noninterest income$149,0005,261
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$134,0003,553
Trading account gains and fees$0157
Additional Noninterest Income$15,0006,236
Total noninterest expense$1,827,0004,179
Salaries and employee benefits$1,092,0003,908
Premises and equipment expense$210,0004,172
Additional noninterest expense$525,0004,521
Pre-tax net operating income$456,0004,293
Securities gains (losses)$02,791
Applicable income taxes$1,0004,582
Income before extraordinary items$455,0004,100
Extraordinary gains, net$022
Net income$455,0004,103
Minority interest net income$082
Net income of bank and minority interests.$455,0004,103
Net charge-offs$-87,0006,666
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$54,000462
Net operating income$455,0003,993
2013-03-31 (YTD Data)Rank
Total interest income$1,026,0004,653
Total interest expense$112,0004,924
Net interest income$914,0004,551
Provision for loan and lease losses$04,409
Total noninterest income$60,0005,533
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$63,0003,667
Trading account gains and fees$0148
Additional Noninterest Income$-3,0006,763
Total noninterest expense$918,0004,209
Salaries and employee benefits$543,0003,966
Premises and equipment expense$104,0004,221
Additional noninterest expense$271,0004,465
Pre-tax net operating income$56,0005,777
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$56,0005,771
Extraordinary gains, net$010
Net income$56,0005,773
Minority interest net income$076
Net income of bank and minority interests.$56,0005,773
Net charge-offs$-77,0006,794
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$26,000431
Net operating income$56,0005,679
2012-12-31 (YTD Data)Rank
Total interest income$4,323,0004,664
Total interest expense$579,0004,831
Net interest income$3,744,0004,585
Provision for loan and lease losses$-1,013,0007,026
Total noninterest income$269,0005,366
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$296,0003,511
Trading account gains and fees$0166
Additional Noninterest Income$-27,0006,639
Total noninterest expense$3,587,0004,315
Salaries and employee benefits$1,996,0004,139
Premises and equipment expense$426,0004,181
Additional noninterest expense$1,165,0004,424
Pre-tax net operating income$1,439,0003,396
Securities gains (losses)$03,810
Applicable income taxes$-408,0006,876
Income before extraordinary items$1,847,0002,735
Extraordinary gains, net$029
Net income$1,847,0002,739
Minority interest net income$093
Net income of bank and minority interests.$1,847,0002,737
Net charge-offs$-415,0007,038
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$23,000820
Net operating income$1,847,0002,615
2012-09-30 (YTD Data)Rank
Total interest income$3,283,0004,719
Total interest expense$443,0004,915
Net interest income$2,840,0004,615
Provision for loan and lease losses$-763,0007,126
Total noninterest income$213,0005,339
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$235,0003,438
Trading account gains and fees$0157
Additional Noninterest Income$-22,0006,771
Total noninterest expense$2,753,0004,281
Salaries and employee benefits$1,534,0004,085
Premises and equipment expense$317,0004,240
Additional noninterest expense$902,0004,375
Pre-tax net operating income$1,063,0003,522
Securities gains (losses)$03,575
Applicable income taxes$1,0004,707
Income before extraordinary items$1,062,0003,311
Extraordinary gains, net$020
Net income$1,062,0003,313
Minority interest net income$086
Net income of bank and minority interests.$1,062,0003,313
Net charge-offs$-370,0007,135
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$62,000554
Net operating income$1,062,0003,169
2012-06-30 (YTD Data)Rank
Total interest income$2,247,0004,689
Total interest expense$300,0004,974
Net interest income$1,947,0004,579
Provision for loan and lease losses$-313,0007,170
Total noninterest income$133,0005,470
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$150,0003,518
Trading account gains and fees$0153
Additional Noninterest Income$-17,0006,867
Total noninterest expense$1,871,0004,249
Salaries and employee benefits$1,035,0004,082
Premises and equipment expense$213,0004,235
Additional noninterest expense$623,0004,298
Pre-tax net operating income$522,0004,050
Securities gains (losses)$03,178
Applicable income taxes$1,0004,644
Income before extraordinary items$521,0003,910
Extraordinary gains, net$019
Net income$521,0003,912
Minority interest net income$084
Net income of bank and minority interests.$521,0003,913
Net charge-offs$-255,0007,180
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$38,000545
Net operating income$521,0003,713
2012-03-31 (YTD Data)Rank
Total interest income$1,150,0004,673
Total interest expense$153,0005,060
Net interest income$997,0004,536
Provision for loan and lease losses$-30,0007,156
Total noninterest income$79,0005,275
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$73,0003,561
Trading account gains and fees$0148
Additional Noninterest Income$6,0006,469
Total noninterest expense$977,0004,160
Salaries and employee benefits$555,0003,922
Premises and equipment expense$104,0004,311
Additional noninterest expense$318,0004,228
Pre-tax net operating income$129,0005,120
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$129,0005,053
Extraordinary gains, net$019
Net income$129,0005,057
Minority interest net income$078
Net income of bank and minority interests.$129,0005,058
Net charge-offs$-168,0007,221
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$24,000458
Net operating income$129,0004,904
2011-12-31 (YTD Data)Rank
Total interest income$5,852,0004,150
Total interest expense$767,0005,013
Net interest income$5,085,0003,866
Provision for loan and lease losses$1,284,0002,071
Total noninterest income$343,0005,002
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$340,0003,352
Trading account gains and fees$0146
Additional Noninterest Income$3,0006,653
Total noninterest expense$4,107,0004,044
Salaries and employee benefits$2,096,0004,051
Premises and equipment expense$573,0003,696
Additional noninterest expense$1,438,0003,970
Pre-tax net operating income$37,0005,921
Securities gains (losses)$03,838
Applicable income taxes$1,0004,639
Income before extraordinary items$36,0006,060
Extraordinary gains, net$029
Net income$36,0006,062
Minority interest net income$096
Net income of bank and minority interests.$36,0006,062
Net charge-offs$979,0002,383
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$96,000679
Net operating income$36,0005,942
2011-09-30 (YTD Data)Rank
Total interest income$4,338,0004,226
Total interest expense$603,0005,033
Net interest income$3,735,0003,928
Provision for loan and lease losses$1,533,0001,495
Total noninterest income$259,0005,060
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$262,0003,315
Trading account gains and fees$0145
Additional Noninterest Income$-3,0006,895
Total noninterest expense$3,096,0004,031
Salaries and employee benefits$1,609,0003,976
Premises and equipment expense$452,0003,606
Additional noninterest expense$1,035,0004,082
Pre-tax net operating income$-635,0006,671
Securities gains (losses)$03,555
Applicable income taxes$1,0004,642
Income before extraordinary items$-636,0006,739
Extraordinary gains, net$021
Net income$-636,0006,740
Minority interest net income$087
Net income of bank and minority interests.$-636,0006,740
Net charge-offs$954,0001,944
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$72,000629
Net operating income$-636,0006,702
2011-06-30 (YTD Data)Rank
Total interest income$3,052,0004,091
Total interest expense$429,0004,988
Net interest income$2,623,0003,820
Provision for loan and lease losses$1,503,0001,114
Total noninterest income$141,0005,412
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$142,0003,693
Trading account gains and fees$0153
Additional Noninterest Income$-1,0006,984
Total noninterest expense$2,130,0004,002
Salaries and employee benefits$1,092,0003,971
Premises and equipment expense$318,0003,505
Additional noninterest expense$720,0004,025
Pre-tax net operating income$-869,0006,934
Securities gains (losses)$02,914
Applicable income taxes$1,0004,573
Income before extraordinary items$-870,0006,988
Extraordinary gains, net$015
Net income$-870,0006,987
Minority interest net income$089
Net income of bank and minority interests.$-870,0006,988
Net charge-offs$488,0002,176
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$36,000618
Net operating income$-870,0006,972
2011-03-31 (YTD Data)Rank
Total interest income$1,560,0004,056
Total interest expense$236,0004,884
Net interest income$1,324,0003,794
Provision for loan and lease losses$1,467,000661
Total noninterest income$67,0005,553
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$69,0003,722
Trading account gains and fees$0158
Additional Noninterest Income$-2,0007,133
Total noninterest expense$1,118,0003,892
Salaries and employee benefits$512,0004,164
Premises and equipment expense$179,0003,251
Additional noninterest expense$427,0003,572
Pre-tax net operating income$-1,194,0007,310
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-1,194,0007,327
Extraordinary gains, net$09
Net income$-1,194,0007,327
Minority interest net income$086
Net income of bank and minority interests.$-1,194,0007,328
Net charge-offs$80,0002,958
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-1,194,0007,325
2010-12-31 (YTD Data)Rank
Total interest income$6,337,0004,155
Total interest expense$1,477,0004,304
Net interest income$4,860,0004,033
Provision for loan and lease losses$1,283,0002,676
Total noninterest income$-933,0007,537
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$330,0003,449
Trading account gains and fees$0175
Additional Noninterest Income$-1,263,0007,516
Total noninterest expense$5,115,0003,552
Salaries and employee benefits$2,957,0003,155
Premises and equipment expense$638,0003,555
Additional noninterest expense$1,520,0003,971
Pre-tax net operating income$-2,471,0006,857
Securities gains (losses)$03,793
Applicable income taxes$1,0004,548
Income before extraordinary items$-2,472,0006,933
Extraordinary gains, net$029
Net income$-2,472,0006,933
Minority interest net income$0111
Net income of bank and minority interests.$-2,472,0006,934
Net charge-offs$1,855,0001,954
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$161,000675
Net operating income$-2,472,0006,914
2010-09-30 (YTD Data)Rank
Total interest income$4,763,0004,230
Total interest expense$1,168,0004,316
Net interest income$3,595,0004,127
Provision for loan and lease losses$941,0002,594
Total noninterest income$-994,0007,691
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$256,0003,458
Trading account gains and fees$0165
Additional Noninterest Income$-1,250,0007,673
Total noninterest expense$3,678,0003,680
Salaries and employee benefits$2,152,0003,249
Premises and equipment expense$465,0003,691
Additional noninterest expense$1,061,0004,145
Pre-tax net operating income$-2,018,0007,065
Securities gains (losses)$03,651
Applicable income taxes$1,0004,603
Income before extraordinary items$-2,019,0007,137
Extraordinary gains, net$023
Net income$-2,019,0007,135
Minority interest net income$0110
Net income of bank and minority interests.$-2,019,0007,137
Net charge-offs$1,625,0001,705
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$119,000611
Net operating income$-2,019,0007,110
2010-06-30 (YTD Data)Rank
Total interest income$3,168,0004,280
Total interest expense$815,0004,299
Net interest income$2,353,0004,182
Provision for loan and lease losses$694,0002,394
Total noninterest income$-752,0007,774
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$170,0003,465
Trading account gains and fees$0152
Additional Noninterest Income$-922,0007,761
Total noninterest expense$2,508,0003,614
Salaries and employee benefits$1,407,0003,331
Premises and equipment expense$308,0003,728
Additional noninterest expense$793,0003,821
Pre-tax net operating income$-1,601,0007,189
Securities gains (losses)$03,184
Applicable income taxes$1,0004,552
Income before extraordinary items$-1,602,0007,265
Extraordinary gains, net$019
Net income$-1,602,0007,264
Minority interest net income$0105
Net income of bank and minority interests.$-1,602,0007,265
Net charge-offs$1,458,0001,387
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$19,000871
Net operating income$-1,602,0007,254
2010-03-31 (YTD Data)Rank
Total interest income$1,539,0004,425
Total interest expense$432,0004,292
Net interest income$1,107,0004,371
Provision for loan and lease losses$460,0001,901
Total noninterest income$70,0005,638
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$76,0003,674
Trading account gains and fees$0175
Additional Noninterest Income$-6,0007,544
Total noninterest expense$1,291,0003,565
Salaries and employee benefits$756,0003,160
Premises and equipment expense$156,0003,785
Additional noninterest expense$379,0003,938
Pre-tax net operating income$-574,0007,225
Securities gains (losses)$02,284
Applicable income taxes$1,0004,457
Income before extraordinary items$-575,0007,305
Extraordinary gains, net$016
Net income$-575,0007,305
Minority interest net income$091
Net income of bank and minority interests.$-575,0007,306
Net charge-offs$1,413,000820
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$40,000470
Net operating income$-575,0007,286
2009-12-31 (YTD Data)Rank
Total interest income$6,118,0004,558
Total interest expense$2,041,0004,387
Net interest income$4,077,0004,517
Provision for loan and lease losses$3,355,0001,838
Total noninterest income$482,0004,797
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$230,0004,389
Trading account gains and fees$0211
Additional Noninterest Income$252,0004,260
Total noninterest expense$5,555,0003,382
Salaries and employee benefits$3,608,0002,710
Premises and equipment expense$602,0003,862
Additional noninterest expense$1,345,0004,401
Pre-tax net operating income$-4,351,0007,114
Securities gains (losses)$110,0002,060
Applicable income taxes$1,0004,275
Income before extraordinary items$-4,242,0007,187
Extraordinary gains, net$034
Net income$-4,242,0007,186
Minority interest net income$0115
Net income of bank and minority interests.$-4,242,0007,186
Net charge-offs$2,045,0002,008
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$707,000483
Net operating income$-4,352,0007,203
2009-09-30 (YTD Data)Rank
Total interest income$4,568,0004,623
Total interest expense$1,550,0004,505
Net interest income$3,018,0004,561
Provision for loan and lease losses$1,587,0002,153
Total noninterest income$440,0004,478
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$159,0004,562
Trading account gains and fees$0212
Additional Noninterest Income$281,0003,718
Total noninterest expense$4,183,0003,382
Salaries and employee benefits$2,789,0002,643
Premises and equipment expense$452,0003,900
Additional noninterest expense$942,0004,588
Pre-tax net operating income$-2,312,0007,139
Securities gains (losses)$110,0001,761
Applicable income taxes$1,0004,465
Income before extraordinary items$-2,203,0007,227
Extraordinary gains, net$027
Net income$-2,203,0007,225
Minority interest net income$0118
Net income of bank and minority interests.$-2,203,0007,226
Net charge-offs$382,0003,408
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$611,000403
Net operating income$-2,313,0007,247
2009-06-30 (YTD Data)Rank
Total interest income$2,981,0004,720
Total interest expense$1,045,0004,607
Net interest income$1,936,0004,681
Provision for loan and lease losses$895,0002,212
Total noninterest income$77,0006,732
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$95,0004,760
Trading account gains and fees$0193
Additional Noninterest Income$-18,0007,852
Total noninterest expense$2,860,0003,347
Salaries and employee benefits$1,891,0002,629
Premises and equipment expense$300,0003,930
Additional noninterest expense$669,0004,392
Pre-tax net operating income$-1,742,0007,317
Securities gains (losses)$110,0001,424
Applicable income taxes$1,0004,523
Income before extraordinary items$-1,633,0007,372
Extraordinary gains, net$021
Net income$-1,633,0007,371
Minority interest net income$0112
Net income of bank and minority interests.$-1,633,0007,370
Net charge-offs$382,0002,665
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$390,000377
Net operating income$-1,743,0007,404
2009-03-31 (YTD Data)Rank
Total interest income$1,485,0004,791
Total interest expense$522,0004,726
Net interest income$963,0004,680
Provision for loan and lease losses$460,0001,857
Total noninterest income$40,0006,659
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$44,0004,850
Trading account gains and fees$0171
Additional Noninterest Income$-4,0007,964
Total noninterest expense$1,421,0003,283
Salaries and employee benefits$961,0002,633
Premises and equipment expense$149,0003,991
Additional noninterest expense$311,0004,292
Pre-tax net operating income$-878,0007,587
Securities gains (losses)$110,000955
Applicable income taxes$1,0004,679
Income before extraordinary items$-769,0007,613
Extraordinary gains, net$015
Net income$-769,0007,614
Minority interest net income$0102
Net income of bank and minority interests.$-769,0007,614
Net charge-offs$167,0002,311
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$185,000280
Net operating income$-879,0007,664
2008-12-31 (YTD Data)Rank
Total interest income$5,577,0005,146
Total interest expense$1,801,0005,571
Net interest income$3,776,0004,752
Provision for loan and lease losses$1,031,0002,668
Total noninterest income$327,0005,687
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$167,0005,111
Trading account gains and fees$0154
Additional Noninterest Income$160,0005,205
Total noninterest expense$5,947,0003,098
Salaries and employee benefits$4,073,0002,469
Premises and equipment expense$593,0003,974
Additional noninterest expense$1,281,0004,070
Pre-tax net operating income$-2,875,0007,568
Securities gains (losses)$87,0001,236
Applicable income taxes$1,0004,863
Income before extraordinary items$-2,789,0007,565
Extraordinary gains, net$039
Net income$-2,789,0007,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0004,509
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$845,000451
Net operating income$-2,876,0007,658
2008-09-30 (YTD Data)Rank
Total interest income$4,036,0005,320
Total interest expense$1,292,0005,790
Net interest income$2,744,0004,879
Provision for loan and lease losses$818,0002,071
Total noninterest income$389,0004,872
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$120,0005,229
Trading account gains and fees$0148
Additional Noninterest Income$269,0003,883
Total noninterest expense$4,497,0003,055
Salaries and employee benefits$3,109,0002,453
Premises and equipment expense$445,0003,976
Additional noninterest expense$943,0004,053
Pre-tax net operating income$-2,182,0007,897
Securities gains (losses)$87,0001,061
Applicable income taxes$05,372
Income before extraordinary items$-2,095,0007,884
Extraordinary gains, net$031
Net income$-2,095,0007,884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$654,000343
Net operating income$-2,182,0007,969
2008-06-30 (YTD Data)Rank
Total interest income$2,573,0005,511
Total interest expense$809,0006,088
Net interest income$1,764,0004,996
Provision for loan and lease losses$575,0001,758
Total noninterest income$410,0003,964
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$79,0005,271
Trading account gains and fees$0149
Additional Noninterest Income$331,0002,873
Total noninterest expense$3,134,0002,945
Salaries and employee benefits$2,192,0002,360
Premises and equipment expense$296,0003,998
Additional noninterest expense$646,0003,949
Pre-tax net operating income$-1,535,0008,093
Securities gains (losses)$32,0001,744
Applicable income taxes$05,627
Income before extraordinary items$-1,503,0008,148
Extraordinary gains, net$021
Net income$-1,503,0008,148
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$432,000273
Net operating income$-1,535,0008,147
2008-03-31 (YTD Data)Rank
Total interest income$1,225,0005,751
Total interest expense$376,0006,364
Net interest income$849,0005,122
Provision for loan and lease losses$307,0001,353
Total noninterest income$266,0003,382
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$37,0005,370
Trading account gains and fees$0158
Additional Noninterest Income$229,0002,362
Total noninterest expense$1,441,0003,184
Salaries and employee benefits$1,039,0002,500
Premises and equipment expense$146,0004,066
Additional noninterest expense$256,0004,609
Pre-tax net operating income$-633,0008,161
Securities gains (losses)$32,0001,330
Applicable income taxes$05,622
Income before extraordinary items$-601,0008,193
Extraordinary gains, net$015
Net income$-601,0008,192
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$208,000206
Net operating income$-633,0008,195
2007-12-31 (YTD Data)Rank
Total interest income$3,361,0006,611
Total interest expense$861,0007,392
Net interest income$2,500,0005,983
Provision for loan and lease losses$532,0002,240
Total noninterest income$353,0005,740
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$62,0006,569
Trading account gains and fees$0178
Additional Noninterest Income$291,0004,295
Total noninterest expense$5,204,0003,342
Salaries and employee benefits$3,508,0002,795
Premises and equipment expense$531,0004,197
Additional noninterest expense$1,165,0004,162
Pre-tax net operating income$-2,883,0008,364
Securities gains (losses)$02,146
Applicable income taxes$2,0005,906
Income before extraordinary items$-2,885,0008,396
Extraordinary gains, net$039
Net income$-2,885,0008,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$786,000467
Net operating income$-2,885,0008,387
2007-09-30 (YTD Data)Rank
Total interest income$2,167,0006,965
Total interest expense$505,0007,747
Net interest income$1,662,0006,311
Provision for loan and lease losses$382,0001,929
Total noninterest income$325,0005,381
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$30,0006,928
Trading account gains and fees$0184
Additional Noninterest Income$295,0003,772
Total noninterest expense$3,765,0003,415
Salaries and employee benefits$2,530,0002,890
Premises and equipment expense$379,0004,320
Additional noninterest expense$856,0004,167
Pre-tax net operating income$-2,160,0008,452
Securities gains (losses)$01,655
Applicable income taxes$2,0006,041
Income before extraordinary items$-2,162,0008,472
Extraordinary gains, net$033
Net income$-2,162,0008,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$595,000380
Net operating income$-2,162,0008,463
2007-06-30 (YTD Data)Rank
Total interest income$1,172,0007,405
Total interest expense$240,0008,074
Net interest income$932,0006,746
Provision for loan and lease losses$231,0001,953
Total noninterest income$33,0008,003
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$10,0007,225
Trading account gains and fees$0168
Additional Noninterest Income$23,0007,240
Total noninterest expense$2,458,0003,485
Salaries and employee benefits$1,642,0003,003
Premises and equipment expense$248,0004,414
Additional noninterest expense$568,0004,179
Pre-tax net operating income$-1,724,0008,540
Securities gains (losses)$01,444
Applicable income taxes$2,0006,068
Income before extraordinary items$-1,726,0008,556
Extraordinary gains, net$029
Net income$-1,726,0008,553
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$392,000333
Net operating income$-1,726,0008,546
2007-03-31 (YTD Data)Rank
Total interest income$507,0007,664
Total interest expense$88,0008,313
Net interest income$419,0006,997
Provision for loan and lease losses$104,0001,975
Total noninterest income$14,0008,107
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,0007,430
Trading account gains and fees$0195
Additional Noninterest Income$12,0007,222
Total noninterest expense$1,186,0003,600
Salaries and employee benefits$771,0003,186
Premises and equipment expense$121,0004,484
Additional noninterest expense$294,0004,038
Pre-tax net operating income$-857,0008,576
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-857,0008,585
Extraordinary gains, net$022
Net income$-857,0008,583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$200,000244
Net operating income$-857,0008,580
2006-12-31 (YTD Data)Rank
Total interest income$372,0008,586
Total interest expense$12,0008,643
Net interest income$360,0008,521
Provision for loan and lease losses$24,0006,182
Total noninterest income$08,609
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$08,532
Total noninterest expense$1,726,0006,543
Salaries and employee benefits$607,0007,575
Premises and equipment expense$76,0008,075
Additional noninterest expense$1,043,0004,374
Pre-tax net operating income$-1,390,0008,510
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,390,0008,537
Extraordinary gains, net$051
Net income$-1,390,0008,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$28,765,00044
Net operating income$-1,390,0008,529

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.