Home > AmericanWest Bank > Income and Expense

AmericanWest Bank, Income and Expense

2015-09-30 (YTD Data)Rank
Total interest income$125,004,000202
Total interest expense$7,383,000285
Net interest income$117,621,000197
Provision for loan and lease losses$-1,189,0006,170
Total noninterest income$25,698,000278
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$7,734,000161
Trading account gains and fees$0153
Additional Noninterest Income$17,964,000279
Total noninterest expense$105,649,000191
Salaries and employee benefits$56,581,000172
Premises and equipment expense$18,180,000132
Additional noninterest expense$30,888,000219
Pre-tax net operating income$38,859,000243
Securities gains (losses)$427,000341
Applicable income taxes$14,372,000219
Income before extraordinary items$24,914,000266
Extraordinary gains, net$021
Net income$24,914,000266
Minority interest net income$078
Net income of bank and minority interests.$24,914,000266
Net charge-offs$-1,215,0006,214
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$24,640,720262
2015-06-30 (YTD Data)Rank
Total interest income$84,235,000200
Total interest expense$4,983,000285
Net interest income$79,252,000195
Provision for loan and lease losses$-1,189,0006,263
Total noninterest income$17,503,000282
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$5,139,000158
Trading account gains and fees$0157
Additional Noninterest Income$12,364,000273
Total noninterest expense$70,661,000190
Salaries and employee benefits$38,306,000172
Premises and equipment expense$12,092,000133
Additional noninterest expense$20,263,000219
Pre-tax net operating income$27,283,000236
Securities gains (losses)$160,000620
Applicable income taxes$9,975,000220
Income before extraordinary items$17,468,000263
Extraordinary gains, net$022
Net income$17,468,000263
Minority interest net income$075
Net income of bank and minority interests.$17,468,000263
Net charge-offs$-625,0006,248
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$17,365,600263
2015-03-31 (YTD Data)Rank
Total interest income$41,005,000201
Total interest expense$2,401,000293
Net interest income$38,604,000198
Provision for loan and lease losses$205,000876
Total noninterest income$7,900,000291
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$2,550,000154
Trading account gains and fees$0152
Additional Noninterest Income$5,350,000289
Total noninterest expense$34,895,000193
Salaries and employee benefits$19,627,000168
Premises and equipment expense$5,948,000136
Additional noninterest expense$9,320,000238
Pre-tax net operating income$11,404,000260
Securities gains (losses)$1,0001,909
Applicable income taxes$4,103,000239
Income before extraordinary items$7,302,000286
Extraordinary gains, net$013
Net income$7,302,000286
Minority interest net income$064
Net income of bank and minority interests.$7,302,000286
Net charge-offs$-334,0006,299
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$7,301,360283
2014-12-31 (YTD Data)Rank
Total interest income$154,334,000207
Total interest expense$7,030,000398
Net interest income$147,304,000197
Provision for loan and lease losses$1,484,000627
Total noninterest income$40,396,000240
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$9,339,000178
Trading account gains and fees$0180
Additional Noninterest Income$31,057,000202
Total noninterest expense$136,501,000192
Salaries and employee benefits$74,208,000165
Premises and equipment expense$21,930,000144
Additional noninterest expense$40,363,000221
Pre-tax net operating income$49,715,000229
Securities gains (losses)$551,000360
Applicable income taxes$11,867,000271
Income before extraordinary items$38,399,000234
Extraordinary gains, net$017
Net income$38,399,000233
Minority interest net income$084
Net income of bank and minority interests.$38,399,000233
Net charge-offs$-2,574,0006,492
Cash dividends$2,000,0001,263
Sale, conversion, retirement of capital stock, net$0862
Net operating income$37,980,240234
2014-09-30 (YTD Data)Rank
Total interest income$114,895,000207
Total interest expense$4,972,000426
Net interest income$109,923,000199
Provision for loan and lease losses$992,000673
Total noninterest income$32,040,000224
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$6,527,000191
Trading account gains and fees$0174
Additional Noninterest Income$25,513,000189
Total noninterest expense$104,395,000187
Salaries and employee benefits$56,094,000162
Premises and equipment expense$17,150,000138
Additional noninterest expense$31,151,000216
Pre-tax net operating income$36,576,000235
Securities gains (losses)$455,000338
Applicable income taxes$13,575,000213
Income before extraordinary items$23,456,000263
Extraordinary gains, net$015
Net income$23,456,000262
Minority interest net income$081
Net income of bank and minority interests.$23,456,000263
Net charge-offs$-1,650,0006,565
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$23,164,800261
2014-06-30 (YTD Data)Rank
Total interest income$77,900,000203
Total interest expense$3,102,000457
Net interest income$74,798,000193
Provision for loan and lease losses$1,069,000430
Total noninterest income$21,817,000223
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$3,977,000206
Trading account gains and fees$0172
Additional Noninterest Income$17,840,000180
Total noninterest expense$70,453,000185
Salaries and employee benefits$37,494,000160
Premises and equipment expense$13,037,000122
Additional noninterest expense$19,922,000224
Pre-tax net operating income$25,093,000226
Securities gains (losses)$458,000245
Applicable income taxes$9,393,000205
Income before extraordinary items$16,158,000247
Extraordinary gains, net$020
Net income$16,158,000247
Minority interest net income$080
Net income of bank and minority interests.$16,158,000247
Net charge-offs$-396,0006,543
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$15,864,880249
2014-03-31 (YTD Data)Rank
Total interest income$40,540,000196
Total interest expense$1,517,000462
Net interest income$39,023,000186
Provision for loan and lease losses$796,000302
Total noninterest income$13,039,000188
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$2,017,000198
Trading account gains and fees$0147
Additional Noninterest Income$11,022,000147
Total noninterest expense$35,464,000183
Salaries and employee benefits$19,093,000159
Premises and equipment expense$6,427,000126
Additional noninterest expense$9,944,000226
Pre-tax net operating income$15,802,000203
Securities gains (losses)$9,0001,195
Applicable income taxes$5,824,000178
Income before extraordinary items$9,987,000221
Extraordinary gains, net$016
Net income$9,987,000221
Minority interest net income$066
Net income of bank and minority interests.$9,987,000221
Net charge-offs$-259,0006,624
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$9,981,240221
2013-12-31 (YTD Data)Rank
Total interest income$148,752,000204
Total interest expense$5,723,000561
Net interest income$143,029,000192
Provision for loan and lease losses$4,211,000314
Total noninterest income$43,466,000231
Gross Fiduciary activities income$4,0001,186
Service charges on deposit accounts$8,997,000186
Trading account gains and fees$0184
Additional Noninterest Income$34,465,000190
Total noninterest expense$163,404,000156
Salaries and employee benefits$82,121,000145
Premises and equipment expense$36,920,00082
Additional noninterest expense$44,363,000212
Pre-tax net operating income$18,880,000459
Securities gains (losses)$-3,758,0006,793
Applicable income taxes$2,193,000843
Income before extraordinary items$12,929,000523
Extraordinary gains, net$029
Net income$12,929,000523
Minority interest net income$090
Net income of bank and minority interests.$12,929,000524
Net charge-offs$-1,428,0006,795
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$16,123,300424
2013-09-30 (YTD Data)Rank
Total interest income$110,072,000204
Total interest expense$3,985,000630
Net interest income$106,087,000191
Provision for loan and lease losses$4,148,000248
Total noninterest income$32,072,000237
Gross Fiduciary activities income$4,0001,125
Service charges on deposit accounts$6,787,000184
Trading account gains and fees$0180
Additional Noninterest Income$25,281,000205
Total noninterest expense$127,372,000147
Salaries and employee benefits$63,751,000138
Premises and equipment expense$29,092,00080
Additional noninterest expense$34,529,000198
Pre-tax net operating income$6,639,000889
Securities gains (losses)$-2,728,0006,873
Applicable income taxes$1,038,0001,211
Income before extraordinary items$2,873,0001,561
Extraordinary gains, net$025
Net income$2,873,0001,564
Minority interest net income$084
Net income of bank and minority interests.$2,873,0001,565
Net charge-offs$-644,0006,837
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,864,440932
2013-06-30 (YTD Data)Rank
Total interest income$70,128,000211
Total interest expense$2,560,000695
Net interest income$67,568,000197
Provision for loan and lease losses$3,038,000246
Total noninterest income$18,887,000266
Gross Fiduciary activities income$6,0001,074
Service charges on deposit accounts$4,022,000202
Trading account gains and fees$0157
Additional Noninterest Income$14,859,000234
Total noninterest expense$76,419,000160
Salaries and employee benefits$41,946,000142
Premises and equipment expense$13,148,000116
Additional noninterest expense$21,325,000212
Pre-tax net operating income$6,998,000572
Securities gains (losses)$521,000357
Applicable income taxes$2,623,000452
Income before extraordinary items$4,896,000666
Extraordinary gains, net$022
Net income$4,896,000669
Minority interest net income$082
Net income of bank and minority interests.$4,896,000669
Net charge-offs$38,0003,570
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,557,350678
2013-03-31 (YTD Data)Rank
Total interest income$28,756,000245
Total interest expense$1,200,000774
Net interest income$27,556,000229
Provision for loan and lease losses$1,434,000283
Total noninterest income$9,051,000269
Gross Fiduciary activities income$27,000874
Service charges on deposit accounts$1,501,000260
Trading account gains and fees$0148
Additional Noninterest Income$7,523,000223
Total noninterest expense$30,193,000198
Salaries and employee benefits$16,678,000172
Premises and equipment expense$5,878,000126
Additional noninterest expense$7,637,000273
Pre-tax net operating income$4,980,000441
Securities gains (losses)$322,000305
Applicable income taxes$1,769,000373
Income before extraordinary items$3,533,000475
Extraordinary gains, net$010
Net income$3,533,000475
Minority interest net income$076
Net income of bank and minority interests.$3,533,000476
Net charge-offs$2,0003,902
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,317,260486
2012-12-31 (YTD Data)Rank
Total interest income$112,402,000255
Total interest expense$4,573,000991
Net interest income$107,829,000236
Provision for loan and lease losses$3,796,000633
Total noninterest income$25,393,000357
Gross Fiduciary activities income$146,000833
Service charges on deposit accounts$5,904,000270
Trading account gains and fees$0166
Additional Noninterest Income$19,343,000310
Total noninterest expense$115,473,000211
Salaries and employee benefits$61,136,000175
Premises and equipment expense$23,274,000124
Additional noninterest expense$31,063,000282
Pre-tax net operating income$13,953,000550
Securities gains (losses)$2,575,000201
Applicable income taxes$-57,701,0007,073
Income before extraordinary items$74,229,000149
Extraordinary gains, net$029
Net income$74,229,000149
Minority interest net income$093
Net income of bank and minority interests.$74,229,000149
Net charge-offs$1,708,0001,300
Cash dividends$5,000,000566
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$71,654,000147
2012-09-30 (YTD Data)Rank
Total interest income$82,511,000266
Total interest expense$3,300,0001,078
Net interest income$79,211,000241
Provision for loan and lease losses$2,338,000750
Total noninterest income$17,921,000368
Gross Fiduciary activities income$109,000832
Service charges on deposit accounts$4,238,000279
Trading account gains and fees$0157
Additional Noninterest Income$13,574,000315
Total noninterest expense$83,294,000215
Salaries and employee benefits$44,088,000187
Premises and equipment expense$17,049,000126
Additional noninterest expense$22,157,000284
Pre-tax net operating income$11,500,000524
Securities gains (losses)$2,576,000154
Applicable income taxes$-54,321,0007,175
Income before extraordinary items$68,397,000126
Extraordinary gains, net$020
Net income$68,397,000125
Minority interest net income$086
Net income of bank and minority interests.$68,397,000126
Net charge-offs$1,185,0001,304
Cash dividends$2,000,000766
Sale, conversion, retirement of capital stock, net$0952
Net operating income$65,821,000126
2012-06-30 (YTD Data)Rank
Total interest income$52,776,000279
Total interest expense$2,041,0001,199
Net interest income$50,735,000247
Provision for loan and lease losses$1,110,0001,009
Total noninterest income$10,294,000406
Gross Fiduciary activities income$64,000853
Service charges on deposit accounts$2,766,000283
Trading account gains and fees$0153
Additional Noninterest Income$7,464,000350
Total noninterest expense$53,596,000226
Salaries and employee benefits$27,683,000194
Premises and equipment expense$11,443,000126
Additional noninterest expense$14,470,000287
Pre-tax net operating income$6,323,000596
Securities gains (losses)$1,731,000155
Applicable income taxes$1,0004,644
Income before extraordinary items$8,053,000412
Extraordinary gains, net$019
Net income$8,053,000411
Minority interest net income$084
Net income of bank and minority interests.$8,053,000411
Net charge-offs$1,500,000857
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,322,000496
2012-03-31 (YTD Data)Rank
Total interest income$26,964,000271
Total interest expense$1,091,0001,169
Net interest income$25,873,000240
Provision for loan and lease losses$05,254
Total noninterest income$4,839,000409
Gross Fiduciary activities income$23,000906
Service charges on deposit accounts$1,374,000281
Trading account gains and fees$0148
Additional Noninterest Income$3,442,000369
Total noninterest expense$26,931,000218
Salaries and employee benefits$13,508,000198
Premises and equipment expense$5,722,000127
Additional noninterest expense$7,701,000271
Pre-tax net operating income$3,781,000521
Securities gains (losses)$124,000818
Applicable income taxes$1,0004,577
Income before extraordinary items$3,904,000427
Extraordinary gains, net$019
Net income$3,904,000428
Minority interest net income$078
Net income of bank and minority interests.$3,904,000428
Net charge-offs$691,000880
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,780,000414
2011-12-31 (YTD Data)Rank
Total interest income$85,297,000336
Total interest expense$4,113,0001,471
Net interest income$81,184,000290
Provision for loan and lease losses$362,0003,867
Total noninterest income$18,137,000400
Gross Fiduciary activities income$72,000879
Service charges on deposit accounts$4,895,000325
Trading account gains and fees$0146
Additional Noninterest Income$13,170,000351
Total noninterest expense$83,938,000264
Salaries and employee benefits$39,377,000257
Premises and equipment expense$16,254,000172
Additional noninterest expense$28,307,000296
Pre-tax net operating income$15,021,000455
Securities gains (losses)$1,166,000379
Applicable income taxes$-105,0006,820
Income before extraordinary items$16,292,000354
Extraordinary gains, net$029
Net income$16,292,000355
Minority interest net income$096
Net income of bank and minority interests.$16,292,000355
Net charge-offs$-3,646,0007,354
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$15,126,000363
2011-09-30 (YTD Data)Rank
Total interest income$59,405,000364
Total interest expense$2,956,0001,601
Net interest income$56,449,000311
Provision for loan and lease losses$362,0003,353
Total noninterest income$14,392,000380
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$3,622,000328
Trading account gains and fees$0145
Additional Noninterest Income$10,770,000336
Total noninterest expense$57,052,000283
Salaries and employee benefits$26,626,000280
Premises and equipment expense$11,007,000183
Additional noninterest expense$19,419,000315
Pre-tax net operating income$13,427,000404
Securities gains (losses)$411,000742
Applicable income taxes$04,740
Income before extraordinary items$13,838,000322
Extraordinary gains, net$021
Net income$13,838,000322
Minority interest net income$087
Net income of bank and minority interests.$13,838,000323
Net charge-offs$-2,742,0007,432
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$13,427,000314
2011-06-30 (YTD Data)Rank
Total interest income$36,754,000390
Total interest expense$1,420,0002,209
Net interest income$35,334,000333
Provision for loan and lease losses$250,0003,239
Total noninterest income$10,758,000357
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,324,000337
Trading account gains and fees$0153
Additional Noninterest Income$8,434,000304
Total noninterest expense$35,838,000302
Salaries and employee benefits$17,172,000287
Premises and equipment expense$6,908,000194
Additional noninterest expense$11,758,000342
Pre-tax net operating income$10,004,000367
Securities gains (losses)$411,000428
Applicable income taxes$04,697
Income before extraordinary items$10,415,000291
Extraordinary gains, net$015
Net income$10,415,000291
Minority interest net income$089
Net income of bank and minority interests.$10,415,000291
Net charge-offs$-1,537,0007,505
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$10,004,000287
2011-03-31 (YTD Data)Rank
Total interest income$18,379,000389
Total interest expense$715,0002,269
Net interest income$17,664,000329
Provision for loan and lease losses$250,0002,162
Total noninterest income$6,881,000295
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,155,000337
Trading account gains and fees$0158
Additional Noninterest Income$5,726,000253
Total noninterest expense$17,968,000305
Salaries and employee benefits$8,369,000307
Premises and equipment expense$3,465,000199
Additional noninterest expense$6,134,000332
Pre-tax net operating income$6,327,000296
Securities gains (losses)$-5,0007,103
Applicable income taxes$04,545
Income before extraordinary items$6,322,000249
Extraordinary gains, net$09
Net income$6,322,000249
Minority interest net income$086
Net income of bank and minority interests.$6,322,000249
Net charge-offs$-800,0007,562
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$6,327,000245
2010-12-31 (YTD Data)Rank
Total interest income$2,612,0006,300
Total interest expense$153,0007,428
Net interest income$2,459,0005,798
Provision for loan and lease losses$200,0005,328
Total noninterest income$579,0004,310
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$169,0004,715
Trading account gains and fees$0175
Additional Noninterest Income$410,0003,474
Total noninterest expense$2,303,0005,690
Salaries and employee benefits$1,070,0005,890
Premises and equipment expense$457,0004,417
Additional noninterest expense$776,0005,680
Pre-tax net operating income$535,0004,286
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$535,0004,216
Extraordinary gains, net$029
Net income$535,0004,218
Minority interest net income$0111
Net income of bank and minority interests.$535,0004,218
Net charge-offs$-560,0007,649
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$535,0004,077
2010-09-30 (YTD Data)Rank
Total interest income$53,231,000425
Total interest expense$13,099,000469
Net interest income$40,132,000408
Provision for loan and lease losses$12,500,000414
Total noninterest income$11,474,000466
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$4,090,000285
Trading account gains and fees$0165
Additional Noninterest Income$7,384,000440
Total noninterest expense$59,467,000272
Salaries and employee benefits$23,393,000314
Premises and equipment expense$10,169,000199
Additional noninterest expense$25,905,000256
Pre-tax net operating income$-20,361,0007,661
Securities gains (losses)$1,0003,533
Applicable income taxes$04,726
Income before extraordinary items$-20,360,0007,661
Extraordinary gains, net$023
Net income$-20,360,0007,661
Minority interest net income$0110
Net income of bank and minority interests.$-20,360,0007,661
Net charge-offs$13,854,000356
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-20,361,0007,656
2010-06-30 (YTD Data)Rank
Total interest income$36,097,000426
Total interest expense$9,152,000465
Net interest income$26,945,000404
Provision for loan and lease losses$9,000,000384
Total noninterest income$7,127,000482
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,679,000291
Trading account gains and fees$0152
Additional Noninterest Income$4,448,000458
Total noninterest expense$40,167,000264
Salaries and employee benefits$15,857,000311
Premises and equipment expense$6,703,000200
Additional noninterest expense$17,607,000255
Pre-tax net operating income$-15,095,0007,729
Securities gains (losses)$1,0003,060
Applicable income taxes$04,691
Income before extraordinary items$-15,094,0007,731
Extraordinary gains, net$019
Net income$-15,094,0007,731
Minority interest net income$0105
Net income of bank and minority interests.$-15,094,0007,731
Net charge-offs$9,464,000349
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-15,095,0007,726
2010-03-31 (YTD Data)Rank
Total interest income$18,354,000429
Total interest expense$4,825,000475
Net interest income$13,529,000411
Provision for loan and lease losses$5,000,000376
Total noninterest income$2,841,000554
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,312,000298
Trading account gains and fees$0175
Additional Noninterest Income$1,529,000584
Total noninterest expense$19,239,000278
Salaries and employee benefits$8,038,000308
Premises and equipment expense$3,480,000197
Additional noninterest expense$7,721,000274
Pre-tax net operating income$-7,869,0007,821
Securities gains (losses)$-4,0007,428
Applicable income taxes$04,611
Income before extraordinary items$-7,873,0007,830
Extraordinary gains, net$016
Net income$-7,873,0007,831
Minority interest net income$091
Net income of bank and minority interests.$-7,873,0007,831
Net charge-offs$5,505,000309
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-7,869,0007,830
2009-12-31 (YTD Data)Rank
Total interest income$87,633,000377
Total interest expense$29,036,000390
Net interest income$58,597,000371
Provision for loan and lease losses$50,330,000242
Total noninterest income$20,714,000383
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$6,447,000273
Trading account gains and fees$0211
Additional Noninterest Income$14,267,000349
Total noninterest expense$110,959,000214
Salaries and employee benefits$33,425,000283
Premises and equipment expense$14,606,000189
Additional noninterest expense$62,928,000187
Pre-tax net operating income$-81,978,0007,917
Securities gains (losses)$213,0001,509
Applicable income taxes$-13,160,0007,893
Income before extraordinary items$-68,605,0007,906
Extraordinary gains, net$034
Net income$-68,605,0007,905
Minority interest net income$0115
Net income of bank and minority interests.$-68,605,0007,905
Net charge-offs$56,053,000182
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-68,783,9207,909
2009-09-30 (YTD Data)Rank
Total interest income$67,327,000386
Total interest expense$23,229,000388
Net interest income$44,098,000376
Provision for loan and lease losses$34,480,000264
Total noninterest income$17,285,000361
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,939,000264
Trading account gains and fees$0212
Additional Noninterest Income$12,346,000315
Total noninterest expense$78,365,000234
Salaries and employee benefits$25,788,000281
Premises and equipment expense$11,053,000194
Additional noninterest expense$41,524,000204
Pre-tax net operating income$-51,462,0007,985
Securities gains (losses)$188,0001,331
Applicable income taxes$04,592
Income before extraordinary items$-51,274,0007,990
Extraordinary gains, net$027
Net income$-51,274,0007,989
Minority interest net income$0118
Net income of bank and minority interests.$-51,274,0007,989
Net charge-offs$46,211,000180
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-51,462,0007,991
2009-06-30 (YTD Data)Rank
Total interest income$45,552,000391
Total interest expense$16,460,000387
Net interest income$29,092,000384
Provision for loan and lease losses$25,480,000247
Total noninterest income$12,790,000338
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$4,535,000206
Trading account gains and fees$0193
Additional Noninterest Income$8,255,000318
Total noninterest expense$40,021,000295
Salaries and employee benefits$17,741,000284
Premises and equipment expense$7,576,000192
Additional noninterest expense$14,704,000332
Pre-tax net operating income$-23,619,0008,037
Securities gains (losses)$7,0002,683
Applicable income taxes$04,657
Income before extraordinary items$-23,612,0008,051
Extraordinary gains, net$021
Net income$-23,612,0008,051
Minority interest net income$0112
Net income of bank and minority interests.$-23,612,0008,051
Net charge-offs$37,512,000151
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-23,619,0008,045
2009-03-31 (YTD Data)Rank
Total interest income$23,233,000391
Total interest expense$8,674,000386
Net interest income$14,559,000378
Provision for loan and lease losses$13,680,000209
Total noninterest income$5,799,000335
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$2,208,000212
Trading account gains and fees$0171
Additional Noninterest Income$3,591,000328
Total noninterest expense$20,540,000270
Salaries and employee benefits$8,917,000277
Premises and equipment expense$3,942,000192
Additional noninterest expense$7,681,000277
Pre-tax net operating income$-13,862,0008,132
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-13,862,0008,138
Extraordinary gains, net$015
Net income$-13,862,0008,138
Minority interest net income$0102
Net income of bank and minority interests.$-13,862,0008,138
Net charge-offs$17,727,000136
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-13,862,0008,136
2008-12-31 (YTD Data)Rank
Total interest income$119,587,000337
Total interest expense$42,954,000376
Net interest income$76,633,000309
Provision for loan and lease losses$97,170,000119
Total noninterest income$18,687,000370
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$10,870,000180
Trading account gains and fees$0154
Additional Noninterest Income$7,817,000461
Total noninterest expense$192,548,000150
Salaries and employee benefits$40,924,000237
Premises and equipment expense$15,375,000191
Additional noninterest expense$136,249,000107
Pre-tax net operating income$-194,398,0008,267
Securities gains (losses)$-19,0007,075
Applicable income taxes$-4,435,0008,081
Income before extraordinary items$-189,982,0008,260
Extraordinary gains, net$039
Net income$-189,982,0008,260
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,706,00095
Cash dividends$2,150,0001,259
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-189,963,3808,263
2008-09-30 (YTD Data)Rank
Total interest income$93,405,000338
Total interest expense$32,574,000390
Net interest income$60,831,000310
Provision for loan and lease losses$56,850,000125
Total noninterest income$14,573,000383
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$8,299,000185
Trading account gains and fees$0148
Additional Noninterest Income$6,274,000467
Total noninterest expense$165,400,000130
Salaries and employee benefits$30,473,000248
Premises and equipment expense$11,432,000196
Additional noninterest expense$123,495,00091
Pre-tax net operating income$-146,846,0008,360
Securities gains (losses)$19,0002,045
Applicable income taxes$-14,089,0008,322
Income before extraordinary items$-132,738,0008,352
Extraordinary gains, net$031
Net income$-132,738,0008,352
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,535,000111
Cash dividends$2,150,000950
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-132,755,1008,352
2008-06-30 (YTD Data)Rank
Total interest income$64,367,000340
Total interest expense$22,213,000394
Net interest income$42,154,000303
Provision for loan and lease losses$29,200,000140
Total noninterest income$9,318,000401
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$5,400,000184
Trading account gains and fees$0149
Additional Noninterest Income$3,918,000513
Total noninterest expense$64,429,000191
Salaries and employee benefits$20,671,000246
Premises and equipment expense$7,585,000197
Additional noninterest expense$36,173,000154
Pre-tax net operating income$-42,157,0008,411
Securities gains (losses)$8,0002,549
Applicable income taxes$-5,676,0008,386
Income before extraordinary items$-36,473,0008,406
Extraordinary gains, net$021
Net income$-36,473,0008,405
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,690,000125
Cash dividends$1,800,000850
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-36,479,9608,405
2008-03-31 (YTD Data)Rank
Total interest income$33,649,000337
Total interest expense$11,647,000406
Net interest income$22,002,000289
Provision for loan and lease losses$12,800,000135
Total noninterest income$4,212,000443
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$2,553,000190
Trading account gains and fees$0158
Additional Noninterest Income$1,659,000578
Total noninterest expense$45,432,000146
Salaries and employee benefits$10,634,000240
Premises and equipment expense$3,691,000206
Additional noninterest expense$31,107,000104
Pre-tax net operating income$-32,018,0008,474
Securities gains (losses)$8,0002,056
Applicable income taxes$-1,163,0008,405
Income before extraordinary items$-30,847,0008,472
Extraordinary gains, net$015
Net income$-30,847,0008,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,969,000119
Cash dividends$1,000,000722
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-30,854,6808,469
2007-12-31 (YTD Data)Rank
Total interest income$134,213,000348
Total interest expense$47,447,000440
Net interest income$86,766,000291
Provision for loan and lease losses$17,341,000175
Total noninterest income$16,121,000442
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$9,199,000207
Trading account gains and fees$0178
Additional Noninterest Income$6,922,000526
Total noninterest expense$69,088,000298
Salaries and employee benefits$40,290,000247
Premises and equipment expense$12,286,000218
Additional noninterest expense$16,512,000401
Pre-tax net operating income$16,458,000544
Securities gains (losses)$-24,0007,800
Applicable income taxes$5,078,000539
Income before extraordinary items$11,356,000573
Extraordinary gains, net$039
Net income$11,356,000571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,748,000136
Cash dividends$11,500,000373
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$11,372,560563
2007-09-30 (YTD Data)Rank
Total interest income$97,908,000361
Total interest expense$34,741,000450
Net interest income$63,167,000299
Provision for loan and lease losses$2,736,000408
Total noninterest income$11,566,000459
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$6,476,000210
Trading account gains and fees$0184
Additional Noninterest Income$5,090,000546
Total noninterest expense$50,310,000307
Salaries and employee benefits$29,778,000253
Premises and equipment expense$8,815,000229
Additional noninterest expense$11,717,000405
Pre-tax net operating income$21,687,000388
Securities gains (losses)$-22,0007,988
Applicable income taxes$7,244,000369
Income before extraordinary items$14,421,000399
Extraordinary gains, net$033
Net income$14,421,000397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,378,000219
Cash dividends$10,000,000327
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$14,435,740393
2007-06-30 (YTD Data)Rank
Total interest income$60,580,000386
Total interest expense$21,653,000491
Net interest income$38,927,000329
Provision for loan and lease losses$1,505,000416
Total noninterest income$7,131,000498
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$3,888,000233
Trading account gains and fees$0168
Additional Noninterest Income$3,243,000586
Total noninterest expense$31,896,000325
Salaries and employee benefits$19,022,000275
Premises and equipment expense$5,633,000251
Additional noninterest expense$7,241,000436
Pre-tax net operating income$12,657,000450
Securities gains (losses)$-22,0008,152
Applicable income taxes$4,323,000427
Income before extraordinary items$8,312,000483
Extraordinary gains, net$029
Net income$8,312,000482
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,340,000239
Cash dividends$10,000,000252
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$8,326,520473
2007-03-31 (YTD Data)Rank
Total interest income$24,849,000451
Total interest expense$9,666,000520
Net interest income$15,183,000410
Provision for loan and lease losses$05,779
Total noninterest income$2,395,000647
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,390,000315
Trading account gains and fees$0195
Additional Noninterest Income$1,005,000839
Total noninterest expense$13,126,000383
Salaries and employee benefits$7,912,000330
Premises and equipment expense$2,481,000287
Additional noninterest expense$2,733,000522
Pre-tax net operating income$4,452,000574
Securities gains (losses)$-2,0008,059
Applicable income taxes$1,526,000533
Income before extraordinary items$2,924,000628
Extraordinary gains, net$022
Net income$2,924,000627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,000441
Cash dividends$10,000,000140
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,925,320617
2006-12-31 (YTD Data)Rank
Total interest income$93,807,000443
Total interest expense$32,013,000540
Net interest income$61,794,000386
Provision for loan and lease losses$5,791,000215
Total noninterest income$8,855,000673
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$5,526,000323
Trading account gains and fees$0130
Additional Noninterest Income$3,329,000922
Total noninterest expense$50,032,000387
Salaries and employee benefits$29,404,000328
Premises and equipment expense$8,079,000331
Additional noninterest expense$12,549,000460
Pre-tax net operating income$14,826,000693
Securities gains (losses)$-14,0007,418
Applicable income taxes$5,381,000603
Income before extraordinary items$9,431,000788
Extraordinary gains, net$051
Net income$9,431,000787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,203,000170
Cash dividends$10,000,000378
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,439,960776
2006-09-30 (YTD Data)Rank
Total interest income$68,339,000459
Total interest expense$22,813,000560
Net interest income$45,526,000403
Provision for loan and lease losses$5,167,000188
Total noninterest income$6,376,000714
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$4,021,000337
Trading account gains and fees$0126
Additional Noninterest Income$2,355,000981
Total noninterest expense$36,073,000409
Salaries and employee benefits$21,167,000354
Premises and equipment expense$5,809,000353
Additional noninterest expense$9,097,000487
Pre-tax net operating income$10,662,000754
Securities gains (losses)$-7,0007,492
Applicable income taxes$3,848,000652
Income before extraordinary items$6,807,000848
Extraordinary gains, net$045
Net income$6,807,000847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,119,000139
Cash dividends$10,000,000292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,811,480839
2006-06-30 (YTD Data)Rank
Total interest income$43,366,000471
Total interest expense$13,977,000579
Net interest income$29,389,000417
Provision for loan and lease losses$1,486,000353
Total noninterest income$3,607,000816
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,554,000347
Trading account gains and fees$0126
Additional Noninterest Income$1,053,0001,304
Total noninterest expense$23,129,000428
Salaries and employee benefits$13,625,000370
Premises and equipment expense$3,765,000362
Additional noninterest expense$5,739,000505
Pre-tax net operating income$8,381,000643
Securities gains (losses)$01,185
Applicable income taxes$2,980,000599
Income before extraordinary items$5,401,000727
Extraordinary gains, net$039
Net income$5,401,000727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,388,000158
Cash dividends$10,000,000223
Sale, conversion, retirement of capital stock, net$0887
Net operating income$5,401,000716
2006-03-31 (YTD Data)Rank
Total interest income$19,357,000505
Total interest expense$5,888,000637
Net interest income$13,469,000441
Provision for loan and lease losses$782,000326
Total noninterest income$1,756,000826
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,166,000354
Trading account gains and fees$0115
Additional Noninterest Income$590,0001,183
Total noninterest expense$11,264,000443
Salaries and employee benefits$6,590,000387
Premises and equipment expense$1,801,000376
Additional noninterest expense$2,873,000504
Pre-tax net operating income$3,179,000812
Securities gains (losses)$0955
Applicable income taxes$1,108,000730
Income before extraordinary items$2,071,000915
Extraordinary gains, net$021
Net income$2,071,000914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,614,000121
Cash dividends$10,000,000128
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,071,000895
2005-12-31 (YTD Data)Rank
Total interest income$72,302,000483
Total interest expense$17,574,000650
Net interest income$54,728,000425
Provision for loan and lease losses$2,365,000456
Total noninterest income$8,408,000701
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,942,000340
Trading account gains and fees$0138
Additional Noninterest Income$3,466,000906
Total noninterest expense$40,308,000462
Salaries and employee benefits$23,072,000415
Premises and equipment expense$6,117,000411
Additional noninterest expense$11,119,000509
Pre-tax net operating income$20,463,000525
Securities gains (losses)$-25,0007,924
Applicable income taxes$5,528,000597
Income before extraordinary items$14,910,000525
Extraordinary gains, net$046
Net income$14,910,000525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,479,000189
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$14,928,250508
2005-09-30 (YTD Data)Rank
Total interest income$54,138,000471
Total interest expense$12,357,000657
Net interest income$41,781,000417
Provision for loan and lease losses$2,365,000334
Total noninterest income$4,844,000878
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,589,000355
Trading account gains and fees$0126
Additional Noninterest Income$1,255,0001,537
Total noninterest expense$29,306,000478
Salaries and employee benefits$16,608,000426
Premises and equipment expense$4,841,000390
Additional noninterest expense$7,857,000534
Pre-tax net operating income$14,954,000541
Securities gains (losses)$-25,0008,266
Applicable income taxes$4,194,000601
Income before extraordinary items$10,735,000534
Extraordinary gains, net$035
Net income$10,735,000534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,827,000177
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$10,753,000522
2005-06-30 (YTD Data)Rank
Total interest income$35,187,000469
Total interest expense$7,314,000695
Net interest income$27,873,000413
Provision for loan and lease losses$1,265,000395
Total noninterest income$3,142,000889
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,336,000356
Trading account gains and fees$0116
Additional Noninterest Income$806,0001,574
Total noninterest expense$19,033,000482
Salaries and employee benefits$10,956,000430
Premises and equipment expense$3,299,000378
Additional noninterest expense$4,778,000575
Pre-tax net operating income$10,717,000500
Securities gains (losses)$-11,0008,167
Applicable income taxes$3,569,000496
Income before extraordinary items$7,137,000531
Extraordinary gains, net$030
Net income$7,137,000531
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,363,000138
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$7,144,370515
2005-03-31 (YTD Data)Rank
Total interest income$17,335,000465
Total interest expense$3,425,000704
Net interest income$13,910,000408
Provision for loan and lease losses$1,075,000244
Total noninterest income$1,576,000870
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,123,000355
Trading account gains and fees$0115
Additional Noninterest Income$453,0001,421
Total noninterest expense$9,510,000470
Salaries and employee benefits$5,549,000412
Premises and equipment expense$1,849,000339
Additional noninterest expense$2,112,000630
Pre-tax net operating income$4,901,000526
Securities gains (losses)$-11,0008,547
Applicable income taxes$1,630,000528
Income before extraordinary items$3,260,000569
Extraordinary gains, net$024
Net income$3,260,000569
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,626,000126
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,267,370548
2004-12-31 (YTD Data)Rank
Total interest income$74,921,000399
Total interest expense$13,380,000618
Net interest income$61,541,000365
Provision for loan and lease losses$13,046,000122
Total noninterest income$8,028,000719
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$4,925,000354
Trading account gains and fees$0138
Additional Noninterest Income$3,103,000955
Total noninterest expense$42,625,000428
Salaries and employee benefits$22,903,000395
Premises and equipment expense$5,619,000421
Additional noninterest expense$14,103,000419
Pre-tax net operating income$13,898,000653
Securities gains (losses)$-44,0008,567
Applicable income taxes$3,882,000730
Income before extraordinary items$9,972,000669
Extraordinary gains, net$034
Net income$9,972,000670
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,024,000186
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$10,003,680638
2004-09-30 (YTD Data)Rank
Total interest income$55,535,000399
Total interest expense$9,755,000624
Net interest income$45,780,000364
Provision for loan and lease losses$8,498,000140
Total noninterest income$6,040,000724
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$3,645,000360
Trading account gains and fees$0134
Additional Noninterest Income$2,395,000946
Total noninterest expense$30,008,000453
Salaries and employee benefits$17,257,000398
Premises and equipment expense$4,139,000432
Additional noninterest expense$8,612,000482
Pre-tax net operating income$13,314,000540
Securities gains (losses)$21,0002,274
Applicable income taxes$4,200,000554
Income before extraordinary items$9,135,000574
Extraordinary gains, net$026
Net income$9,135,000575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,973,000167
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$9,120,510549
2004-06-30 (YTD Data)Rank
Total interest income$35,745,000408
Total interest expense$6,157,000639
Net interest income$29,588,000371
Provision for loan and lease losses$6,710,000130
Total noninterest income$4,192,000705
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,351,000364
Trading account gains and fees$0130
Additional Noninterest Income$1,841,000856
Total noninterest expense$20,073,000451
Salaries and employee benefits$11,420,000404
Premises and equipment expense$2,774,000428
Additional noninterest expense$5,879,000472
Pre-tax net operating income$6,997,000649
Securities gains (losses)$-6,0008,606
Applicable income taxes$1,944,000736
Income before extraordinary items$5,047,000664
Extraordinary gains, net$021
Net income$5,047,000664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,152,000150
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$5,051,320634
2004-03-31 (YTD Data)Rank
Total interest income$17,306,000421
Total interest expense$3,058,000663
Net interest income$14,248,000389
Provision for loan and lease losses$1,000,000312
Total noninterest income$1,531,000895
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,133,000371
Trading account gains and fees$0121
Additional Noninterest Income$398,0001,538
Total noninterest expense$9,933,000459
Salaries and employee benefits$5,591,000423
Premises and equipment expense$1,434,000422
Additional noninterest expense$2,908,000470
Pre-tax net operating income$4,846,000495
Securities gains (losses)$02,934
Applicable income taxes$1,173,000651
Income before extraordinary items$3,673,000492
Extraordinary gains, net$016
Net income$3,673,000491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$948,000290
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,673,000456
2003-12-31 (YTD Data)Rank
Total interest income$71,248,000420
Total interest expense$13,932,000641
Net interest income$57,316,000369
Provision for loan and lease losses$6,324,000280
Total noninterest income$6,111,000956
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$4,242,000403
Trading account gains and fees$0160
Additional Noninterest Income$1,869,0001,544
Total noninterest expense$35,086,000506
Salaries and employee benefits$20,291,000444
Premises and equipment expense$4,808,000491
Additional noninterest expense$9,987,000556
Pre-tax net operating income$22,017,000448
Securities gains (losses)$61,0002,329
Applicable income taxes$7,712,000448
Income before extraordinary items$14,366,000495
Extraordinary gains, net$054
Net income$14,366,000497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,143,000324
Cash dividends$3,300,000910
Sale, conversion, retirement of capital stock, net$0868
Net operating income$14,326,350469
2003-09-30 (YTD Data)Rank
Total interest income$52,532,000436
Total interest expense$10,590,000662
Net interest income$41,942,000386
Provision for loan and lease losses$3,583,000354
Total noninterest income$4,626,000987
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$3,109,000423
Trading account gains and fees$0153
Additional Noninterest Income$1,517,0001,524
Total noninterest expense$26,437,000521
Salaries and employee benefits$15,026,000461
Premises and equipment expense$3,627,000496
Additional noninterest expense$7,784,000546
Pre-tax net operating income$16,548,000452
Securities gains (losses)$61,0002,145
Applicable income taxes$5,776,000456
Income before extraordinary items$10,833,000504
Extraordinary gains, net$040
Net income$10,833,000504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,015,000442
Cash dividends$3,300,000678
Sale, conversion, retirement of capital stock, net$0722
Net operating income$10,793,350472
2003-06-30 (YTD Data)Rank
Total interest income$34,367,000448
Total interest expense$7,155,000674
Net interest income$27,212,000400
Provision for loan and lease losses$1,986,000395
Total noninterest income$3,004,0001,000
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,986,000433
Trading account gains and fees$0150
Additional Noninterest Income$1,018,0001,498
Total noninterest expense$17,445,000521
Salaries and employee benefits$9,943,000467
Premises and equipment expense$2,447,000485
Additional noninterest expense$5,055,000557
Pre-tax net operating income$10,785,000465
Securities gains (losses)$61,0001,886
Applicable income taxes$3,820,000465
Income before extraordinary items$7,026,000523
Extraordinary gains, net$030
Net income$7,026,000523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$659,000699
Cash dividends$3,300,000477
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,986,350487
2003-03-31 (YTD Data)Rank
Total interest income$16,785,000465
Total interest expense$3,573,000685
Net interest income$13,212,000411
Provision for loan and lease losses$866,000423
Total noninterest income$1,444,0001,006
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$902,000470
Trading account gains and fees$0134
Additional Noninterest Income$542,0001,403
Total noninterest expense$8,631,000525
Salaries and employee benefits$4,936,000469
Premises and equipment expense$1,239,000490
Additional noninterest expense$2,456,000569
Pre-tax net operating income$5,159,000485
Securities gains (losses)$02,891
Applicable income taxes$1,815,000492
Income before extraordinary items$3,344,000535
Extraordinary gains, net$021
Net income$3,344,000534
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$265,000777
Cash dividends$1,300,000540
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,344,000505
2002-12-31 (YTD Data)Rank
Total interest income$55,510,000568
Total interest expense$13,812,000815
Net interest income$41,698,000497
Provision for loan and lease losses$5,206,000377
Total noninterest income$4,835,0001,086
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,445,000475
Trading account gains and fees$0153
Additional Noninterest Income$1,390,0001,748
Total noninterest expense$25,624,000638
Salaries and employee benefits$15,015,000549
Premises and equipment expense$3,862,000579
Additional noninterest expense$6,747,000754
Pre-tax net operating income$15,703,000562
Securities gains (losses)$44,0002,517
Applicable income taxes$5,212,000574
Income before extraordinary items$10,535,000603
Extraordinary gains, net$070
Net income$10,535,000604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,783,000460
Cash dividends$16,418,000256
Sale, conversion, retirement of capital stock, net$0862
Net operating income$10,505,520576
2001-12-31 (YTD Data)Rank
Total interest income$53,502,000661
Total interest expense$19,080,000855
Net interest income$34,422,000542
Provision for loan and lease losses$2,855,000531
Total noninterest income$3,813,0001,231
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,802,000544
Trading account gains and fees$0177
Additional Noninterest Income$1,011,0002,026
Total noninterest expense$22,071,000705
Salaries and employee benefits$12,959,000600
Premises and equipment expense$3,477,000630
Additional noninterest expense$5,635,000865
Pre-tax net operating income$13,309,000591
Securities gains (losses)$188,0001,243
Applicable income taxes$4,618,000577
Income before extraordinary items$8,879,000634
Extraordinary gains, net$0105
Net income$8,879,000636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,179,000836
Cash dividends$4,471,000675
Sale, conversion, retirement of capital stock, net$0922
Net operating income$8,754,920612
2000-12-31 (YTD Data)Rank
Total interest income$10,533,0003,256
Total interest expense$4,272,0003,773
Net interest income$6,261,0002,828
Provision for loan and lease losses$297,0002,912
Total noninterest income$927,0003,318
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$648,0002,130
Trading account gains and fees$0180
Additional Noninterest Income$279,0004,073
Total noninterest expense$3,319,0003,887
Salaries and employee benefits$2,048,0003,390
Premises and equipment expense$432,0004,255
Additional noninterest expense$839,0004,577
Pre-tax net operating income$3,572,0002,045
Securities gains (losses)$01,956
Applicable income taxes$1,101,0001,964
Income before extraordinary items$2,471,0002,105
Extraordinary gains, net$038
Net income$2,471,0002,105
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$219,0002,265
Cash dividends$2,855,0001,009
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,471,0002,104
1999-12-31 (YTD Data)Rank
Total interest income$9,163,0003,479
Total interest expense$3,197,0004,354
Net interest income$5,966,0002,945
Provision for loan and lease losses$256,0003,005
Total noninterest income$2,158,0001,755
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$627,0002,121
Trading account gains and fees$0173
Additional Noninterest Income$1,531,0001,381
Total noninterest expense$3,311,0003,889
Salaries and employee benefits$2,173,0003,179
Premises and equipment expense$377,0004,719
Additional noninterest expense$761,0004,973
Pre-tax net operating income$4,557,0001,655
Securities gains (losses)$20,0001,398
Applicable income taxes$1,307,0001,778
Income before extraordinary items$3,270,0001,631
Extraordinary gains, net$035
Net income$3,270,0001,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$209,0002,328
Cash dividends$1,504,0001,670
Sale, conversion, retirement of capital stock, net$97,000796
Net operating income$3,255,8001,609
1998-12-31 (YTD Data)Rank
Total interest income$8,948,0003,552
Total interest expense$3,490,0004,138
Net interest income$5,458,0003,143
Provision for loan and lease losses$326,0002,431
Total noninterest income$979,0003,131
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$606,0002,119
Trading account gains and fees$0224
Additional Noninterest Income$373,0003,571
Total noninterest expense$3,171,0003,920
Salaries and employee benefits$2,053,0003,251
Premises and equipment expense$444,0004,065
Additional noninterest expense$674,0005,313
Pre-tax net operating income$2,940,0002,422
Securities gains (losses)$7,0003,223
Applicable income taxes$900,0002,497
Income before extraordinary items$2,047,0002,493
Extraordinary gains, net$032
Net income$2,047,0002,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0004,731
Cash dividends$228,0005,121
Sale, conversion, retirement of capital stock, net$297,000632
Net operating income$2,042,1702,422
1997-12-31 (YTD Data)Rank
Total interest income$8,410,0003,793
Total interest expense$3,278,0004,360
Net interest income$5,132,0003,407
Provision for loan and lease losses$103,0005,098
Total noninterest income$821,0003,511
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$599,0002,191
Trading account gains and feesNANA
Additional Noninterest Income$222,0004,710
Total noninterest expense$2,870,0004,254
Salaries and employee benefits$1,918,0003,435
Premises and equipment expense$338,0005,033
Additional noninterest expense$614,0005,721
Pre-tax net operating income$2,980,0002,509
Securities gains (losses)$5,0002,787
Applicable income taxes$882,0002,706
Income before extraordinary items$2,103,0002,474
Extraordinary gains, net$044
Net income$2,103,0002,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,615
Cash dividends$2,813,0001,003
Sale, conversion, retirement of capital stock, net$140,000726
Net operating income$2,099,5002,417
1996-12-31 (YTD Data)Rank
Total interest income$7,757,0004,151
Total interest expense$2,924,0004,888
Net interest income$4,833,0003,652
Provision for loan and lease losses$09,041
Total noninterest income$724,0004,006
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$502,0002,716
Trading account gains and feesNANA
Additional Noninterest Income$222,0004,890
Total noninterest expense$2,667,0004,754
Salaries and employee benefits$1,805,0003,658
Premises and equipment expense$353,0004,992
Additional noninterest expense$509,0006,980
Pre-tax net operating income$2,892,0002,448
Securities gains (losses)$-38,00010,943
Applicable income taxes$885,0002,615
Income before extraordinary items$1,967,0002,498
Extraordinary gains, net$053
Net income$1,967,0002,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-51,00011,045
Cash dividends$47,0007,606
Sale, conversion, retirement of capital stock, net$259,000546
Net operating income$1,993,2202,425
1995-12-31 (YTD Data)Rank
Total interest income$6,633,0004,770
Total interest expense$2,570,0005,439
Net interest income$4,063,0004,253
Provision for loan and lease losses$62,0005,662
Total noninterest income$656,0004,295
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$455,0002,976
Trading account gains and feesNANA
Additional Noninterest Income$201,0005,124
Total noninterest expense$2,717,0004,650
Salaries and employee benefits$1,672,0003,878
Premises and equipment expense$419,0004,352
Additional noninterest expense$626,0006,356
Pre-tax net operating income$1,940,0003,588
Securities gains (losses)$-5,0009,676
Applicable income taxes$515,0004,109
Income before extraordinary items$1,420,0003,410
Extraordinary gains, net$065
Net income$1,420,0003,409
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,506
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$62,000623
Net operating income$1,423,6503,384
1994-12-31 (YTD Data)Rank
Total interest income$5,401,0005,321
Total interest expense$1,676,0006,396
Net interest income$3,725,0004,673
Provision for loan and lease losses$180,0003,202
Total noninterest income$630,0004,485
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$423,0003,212
Trading account gains and feesNANA
Additional Noninterest Income$207,0005,150
Total noninterest expense$2,692,0004,840
Salaries and employee benefits$1,481,0004,322
Premises and equipment expense$293,0005,821
Additional noninterest expense$918,0005,092
Pre-tax net operating income$1,483,0004,452
Securities gains (losses)$-33,00010,736
Applicable income taxes$378,0004,964
Income before extraordinary items$1,072,0004,266
Extraordinary gains, net$0249
Net income$1,072,0004,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0006,486
Cash dividends$20,0008,568
Sale, conversion, retirement of capital stock, net$105,000798
Net operating income$1,096,4204,242
1993-12-31 (YTD Data)Rank
Total interest income$4,863,0005,917
Total interest expense$1,491,0007,230
Net interest income$3,372,0005,121
Provision for loan and lease losses$328,0002,818
Total noninterest income$640,0004,738
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$385,0003,570
Trading account gains and feesNANA
Additional Noninterest Income$255,0004,957
Total noninterest expense$2,313,0005,636
Salaries and employee benefits$1,339,0004,753
Premises and equipment expense$369,0005,029
Additional noninterest expense$605,0007,281
Pre-tax net operating income$1,371,0004,665
Securities gains (losses)$10,0005,473
Applicable income taxes$376,0005,226
Income before extraordinary items$1,005,0004,682
Extraordinary gains, net$03,149
Net income$1,005,0004,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$261,0002,681
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$18,0001,097
Net operating income$997,7004,473
1992-12-31 (YTD Data)Rank
Total interest income$4,551,0006,834
Total interest expense$1,725,0007,833
Net interest income$2,826,0006,014
Provision for loan and lease losses$300,0004,111
Total noninterest income$532,0005,405
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$373,0003,712
Trading account gains and feesNANA
Additional Noninterest Income$159,0006,436
Total noninterest expense$2,108,0006,129
Salaries and employee benefits$1,106,0005,566
Premises and equipment expense$293,0006,087
Additional noninterest expense$709,0006,697
Pre-tax net operating income$950,0005,853
Securities gains (losses)$08,369
Applicable income taxes$249,0006,674
Income before extraordinary items$701,0005,915
Extraordinary gains, net$01,422
Net income$701,0005,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0003,682
Cash dividends$49,0007,776
Sale, conversion, retirement of capital stock, net$-170,00013,837
Net operating income$701,0005,571

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.