Home > AmericanFirst Bank > Assets and Liabilities
AmericanFirst Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 20 | 5,679 |
| Assets and Liabilities | ||
| Total Assets: | $104,034,000 | 5,037 |
| Cash and due from depository institutions | $1,998,000 | 5,679 |
| Interest-bearing balances | $634,000 | 5,691 |
| Securities | $4,024,000 | 6,893 |
| Federal funds sold & reverse repurchase agreements | $23,275,000 | 355 |
| Net loans & leases | $60,768,000 | 5,168 |
| Loan loss allowance | $3,813,000 | 2,014 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $3,548,000 | 3,212 |
| Other real estate owned | $9,520,000 | 5,679 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $901,000 | 6,891 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $104,034,000 | 5,037 |
| Total liabilities | $104,351,000 | 4,702 |
| Total deposits | $100,070,000 | 4,653 |
| Interest-bearing deposits | $96,926,000 | 4,294 |
| Deposits held in domestic offices | $100,070,000 | 4,651 |
| % insured | 99.45% | 210 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $4,000,000 | 3,763 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $281,000 | 5,987 |
| Total equity capital | $-317,000 | 7,931 |
| Total bank equity capital | $-317,000 | 7,931 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $6,000,000 | 833 |
| Surplus | $6,233,000 | 3,601 |
| Undivided profits | $-12,550,000 | 7,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $11,344,000 | 1,381 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $221,000 | 7,054 |
| Earning assets | $88,701,000 | 5,226 |
| Long-term assets (5+ years) | $5,650,000 | 6,084 |
| Average Assets, year-to-date | $97,265,500 | 5,226 |
| Average Assets, quarterly | $97,265,500 | 5,226 |
| Volatile liabilities | $44,733,000 | 2,976 |
| Insider loans | $4,500,000 | 1,658 |
| FHLB advances | $4,000,000 | 3,612 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $4,419,000 | 5,708 |
| Tier 1 (core) risk-based capital | $-341,000 | 7,932 |
| Tier 2 risk-based capital | $0 | 7,845 |
| Total risk weighted assets | $77,859,000 | 4,728 |
| Total unused commitments | $4,419,000 | 5,711 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 20 | 5,708 |
| Assets and Liabilities | ||
| Total Assets: | $90,497,000 | 5,473 |
| Cash and due from depository institutions | $8,937,000 | 5,708 |
| Interest-bearing balances | $6,088,000 | 3,012 |
| Securities | $4,030,000 | 6,920 |
| Federal funds sold & reverse repurchase agreements | $2,950,000 | 2,391 |
| Net loans & leases | $64,885,000 | 5,058 |
| Loan loss allowance | $5,902,000 | 1,417 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $3,603,000 | 3,222 |
| Other real estate owned | $5,091,000 | 5,708 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $1,001,000 | 6,832 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $90,497,000 | 5,473 |
| Total liabilities | $90,124,000 | 5,140 |
| Total deposits | $81,887,000 | 5,210 |
| Interest-bearing deposits | $77,899,000 | 4,884 |
| Deposits held in domestic offices | $81,887,000 | 5,210 |
| % insured | 95.95% | 1,312 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $8,000,000 | 3,031 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $237,000 | 6,313 |
| Total equity capital | $373,000 | 7,991 |
| Total bank equity capital | $373,000 | 7,990 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $6,000,000 | 838 |
| Surplus | $6,233,000 | 3,613 |
| Undivided profits | $-11,860,000 | 7,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $12,014,000 | 1,300 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $322,000 | 6,514 |
| Earning assets | $77,953,000 | 5,601 |
| Long-term assets (5+ years) | $5,667,000 | 6,125 |
| Average Assets, year-to-date | $96,818,800 | 5,174 |
| Average Assets, quarterly | $99,928,000 | 5,162 |
| Volatile liabilities | $6,280,000 | 6,926 |
| Insider loans | $4,723,000 | 1,636 |
| FHLB advances | $8,000,000 | 2,899 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $5,151,000 | 5,426 |
| Tier 1 (core) risk-based capital | $343,000 | 7,994 |
| Tier 2 risk-based capital | $343,000 | 6,568 |
| Total risk weighted assets | $74,592,000 | 4,880 |
| Total unused commitments | $5,151,000 | 5,428 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 20 | 5,765 |
| Assets and Liabilities | ||
| Total Assets: | $109,359,000 | 4,934 |
| Cash and due from depository institutions | $6,738,000 | 5,765 |
| Interest-bearing balances | $3,496,000 | 3,601 |
| Securities | $9,735,000 | 5,878 |
| Federal funds sold & reverse repurchase agreements | $12,070,000 | 765 |
| Net loans & leases | $72,265,000 | 4,827 |
| Loan loss allowance | $1,491,000 | 3,771 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $3,668,000 | 3,203 |
| Other real estate owned | $1,459,000 | 5,765 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,424,000 | 3,946 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $109,359,000 | 4,934 |
| Total liabilities | $101,195,000 | 4,802 |
| Total deposits | $92,945,000 | 4,827 |
| Interest-bearing deposits | $89,394,000 | 4,485 |
| Deposits held in domestic offices | $92,945,000 | 4,825 |
| % insured | 96.48% | 1,297 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $8,000,000 | 3,148 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $250,000 | 6,633 |
| Total equity capital | $8,164,000 | 5,927 |
| Total bank equity capital | $8,164,000 | 5,925 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $6,000,000 | 846 |
| Surplus | $6,233,000 | 3,618 |
| Undivided profits | $-4,069,000 | 7,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $14,084,000 | 1,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $266,000 | 7,014 |
| Earning assets | $97,566,000 | 5,012 |
| Long-term assets (5+ years) | $10,843,000 | 5,280 |
| Average Assets, year-to-date | $98,399,250 | 5,168 |
| Average Assets, quarterly | $102,595,000 | 5,099 |
| Volatile liabilities | $6,874,000 | 6,862 |
| Insider loans | $4,534,000 | 1,694 |
| FHLB advances | $8,000,000 | 3,007 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $7,107,000 | 4,945 |
| Tier 1 (core) risk-based capital | $5,578,000 | 6,702 |
| Tier 2 risk-based capital | $992,000 | 4,327 |
| Total risk weighted assets | $80,099,000 | 4,734 |
| Total unused commitments | $7,107,000 | 4,947 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 23 | 5,448 |
| Assets and Liabilities | ||
| Total Assets: | $95,831,000 | 5,314 |
| Cash and due from depository institutions | $2,810,000 | 5,448 |
| Interest-bearing balances | $1,756,000 | 4,141 |
| Securities | $4,460,000 | 6,905 |
| Federal funds sold & reverse repurchase agreements | $8,464,000 | 1,213 |
| Net loans & leases | $71,568,000 | 4,889 |
| Loan loss allowance | $1,443,000 | 3,785 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,729,000 | 3,208 |
| Other real estate owned | $1,459,000 | 5,448 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $3,341,000 | 3,986 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $95,831,000 | 5,314 |
| Total liabilities | $87,361,000 | 5,228 |
| Total deposits | $79,071,000 | 5,280 |
| Interest-bearing deposits | $75,664,000 | 4,974 |
| Deposits held in domestic offices | $79,071,000 | 5,278 |
| % insured | 92.75% | 482 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $8,000,000 | 3,235 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $290,000 | 6,446 |
| Total equity capital | $8,470,000 | 5,847 |
| Total bank equity capital | $8,470,000 | 5,845 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $6,000,000 | 849 |
| Surplus | $6,341,000 | 3,621 |
| Undivided profits | $-3,871,000 | 7,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $12,890,000 | 1,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $292,000 | 6,827 |
| Earning assets | $86,248,000 | 5,357 |
| Long-term assets (5+ years) | $13,281,000 | 4,914 |
| Average Assets, year-to-date | $94,746,000 | 5,314 |
| Average Assets, quarterly | $95,205,500 | 5,320 |
| Volatile liabilities | $7,142,000 | 6,860 |
| Insider loans | $6,643,000 | 1,190 |
| FHLB advances | $8,000,000 | 3,093 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $5,262,000 | 5,654 |
| Tier 1 (core) risk-based capital | $6,125,000 | 6,544 |
| Tier 2 risk-based capital | $980,000 | 4,326 |
| Total risk weighted assets | $77,965,000 | 4,827 |
| Total unused commitments | $5,262,000 | 5,658 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 23 | 5,486 |
| Assets and Liabilities | ||
| Total Assets: | $94,580,000 | 5,356 |
| Cash and due from depository institutions | $3,198,000 | 5,486 |
| Interest-bearing balances | $408,000 | 5,125 |
| Securities | $5,860,000 | 6,687 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,970 |
| Net loans & leases | $71,709,000 | 4,888 |
| Loan loss allowance | $1,142,000 | 4,242 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $3,788,000 | 3,193 |
| Other real estate owned | $881,000 | 5,486 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,144,000 | 4,127 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $94,580,000 | 5,356 |
| Total liabilities | $85,547,000 | 5,305 |
| Total deposits | $77,332,000 | 5,349 |
| Interest-bearing deposits | $73,328,000 | 5,058 |
| Deposits held in domestic offices | $77,332,000 | 5,347 |
| % insured | 63.62% | 6,942 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $8,000,000 | 3,311 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $215,000 | 6,824 |
| Total equity capital | $9,033,000 | 5,706 |
| Total bank equity capital | $9,033,000 | 5,705 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,000,000 | 852 |
| Surplus | $6,335,000 | 3,603 |
| Undivided profits | $-3,302,000 | 7,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $6,549,000 | 1,756 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $351,000 | 6,464 |
| Earning assets | $83,977,000 | 5,453 |
| Long-term assets (5+ years) | $14,086,000 | 4,767 |
| Average Assets, year-to-date | $94,203,500 | 5,369 |
| Average Assets, quarterly | $94,203,500 | 5,369 |
| Volatile liabilities | $10,311,000 | 6,297 |
| Insider loans | $10,338,000 | 729 |
| FHLB advances | $8,000,000 | 3,175 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $10,943,000 | 4,305 |
| Tier 1 (core) risk-based capital | $7,016,000 | 6,282 |
| Tier 2 risk-based capital | $969,000 | 4,340 |
| Total risk weighted assets | $77,415,000 | 4,865 |
| Total unused commitments | $10,943,000 | 4,305 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 21 | 5,788 |
| Assets and Liabilities | ||
| Total Assets: | $93,827,000 | 5,372 |
| Cash and due from depository institutions | $1,748,000 | 5,788 |
| Interest-bearing balances | $155,000 | 5,318 |
| Securities | $6,159,000 | 6,680 |
| Federal funds sold & reverse repurchase agreements | $10,096,000 | 972 |
| Net loans & leases | $69,244,000 | 5,019 |
| Loan loss allowance | $1,225,000 | 4,043 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,847,000 | 3,171 |
| Other real estate owned | $0 | 5,788 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,733,000 | 4,488 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $93,827,000 | 5,372 |
| Total liabilities | $84,482,000 | 5,319 |
| Total deposits | $76,298,000 | 5,339 |
| Interest-bearing deposits | $73,199,000 | 5,000 |
| Deposits held in domestic offices | $76,298,000 | 5,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $8,000,000 | 3,507 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $184,000 | 7,119 |
| Total equity capital | $9,345,000 | 5,602 |
| Total bank equity capital | $9,345,000 | 5,602 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,000,000 | 852 |
| Surplus | $6,328,000 | 3,592 |
| Undivided profits | $-2,983,000 | 7,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,018,000 | 3,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $341,000 | 6,711 |
| Earning assets | $85,654,000 | 5,366 |
| Long-term assets (5+ years) | $12,964,000 | 4,894 |
| Average Assets, year-to-date | $83,571,400 | 5,580 |
| Average Assets, quarterly | $98,453,000 | 5,193 |
| Volatile liabilities | $12,428,000 | 5,959 |
| Insider loans | $8,970,000 | 871 |
| FHLB advances | $8,000,000 | 3,387 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $15,054,000 | 3,627 |
| Tier 1 (core) risk-based capital | $7,546,000 | 6,109 |
| Tier 2 risk-based capital | $944,000 | 4,378 |
| Total risk weighted assets | $74,448,000 | 4,970 |
| Total unused commitments | $15,054,000 | 3,630 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 21 | 5,841 |
| Assets and Liabilities | ||
| Total Assets: | $103,079,000 | 5,060 |
| Cash and due from depository institutions | $12,935,000 | 5,841 |
| Interest-bearing balances | $11,216,000 | 667 |
| Securities | $0 | 8,112 |
| Federal funds sold & reverse repurchase agreements | $20,022,000 | 564 |
| Net loans & leases | $63,827,000 | 5,219 |
| Loan loss allowance | $775,000 | 5,063 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $3,909,000 | 3,115 |
| Other real estate owned | $0 | 5,841 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,386,000 | 4,853 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $103,079,000 | 5,060 |
| Total liabilities | $93,402,000 | 4,978 |
| Total deposits | $85,170,000 | 4,967 |
| Interest-bearing deposits | $81,021,000 | 4,668 |
| Deposits held in domestic offices | $85,170,000 | 4,964 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $8,000,000 | 3,515 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $232,000 | 6,965 |
| Total equity capital | $9,677,000 | 5,558 |
| Total bank equity capital | $9,677,000 | 5,558 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,000,000 | 853 |
| Surplus | $6,315,000 | 3,590 |
| Undivided profits | $-2,638,000 | 7,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,939,000 | 3,047 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $221,000 | 7,530 |
| Earning assets | $95,065,000 | 5,038 |
| Long-term assets (5+ years) | $6,710,000 | 5,920 |
| Average Assets, year-to-date | $81,007,500 | 5,681 |
| Average Assets, quarterly | $94,347,500 | 5,301 |
| Volatile liabilities | $23,856,000 | 4,376 |
| Insider loans | $8,985,000 | 850 |
| FHLB advances | $8,000,000 | 3,379 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $15,279,000 | 3,761 |
| Tier 1 (core) risk-based capital | $8,149,000 | 5,996 |
| Tier 2 risk-based capital | $775,000 | 4,824 |
| Total risk weighted assets | $73,086,000 | 5,023 |
| Total unused commitments | $15,279,000 | 3,763 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 21 | 5,912 |
| Assets and Liabilities | ||
| Total Assets: | $85,616,000 | 5,614 |
| Cash and due from depository institutions | $7,651,000 | 5,912 |
| Interest-bearing balances | $6,134,000 | 1,039 |
| Securities | $0 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $16,550,000 | 692 |
| Net loans & leases | $55,273,000 | 5,570 |
| Loan loss allowance | $615,000 | 5,590 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,959,000 | 3,094 |
| Other real estate owned | $0 | 5,912 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,183,000 | 5,038 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $85,616,000 | 5,614 |
| Total liabilities | $75,647,000 | 5,597 |
| Total deposits | $67,437,000 | 5,689 |
| Interest-bearing deposits | $64,973,000 | 5,284 |
| Deposits held in domestic offices | $67,437,000 | 5,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $8,000,000 | 3,410 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $210,000 | 7,115 |
| Total equity capital | $9,969,000 | 5,485 |
| Total bank equity capital | $9,969,000 | 5,485 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,000,000 | 845 |
| Surplus | $6,307,000 | 3,590 |
| Undivided profits | $-2,338,000 | 7,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,071,000 | 3,718 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $202,000 | 7,648 |
| Earning assets | $77,957,000 | 5,618 |
| Long-term assets (5+ years) | $1,985,000 | 6,977 |
| Average Assets, year-to-date | $73,650,330 | 5,962 |
| Average Assets, quarterly | $81,403,000 | 5,733 |
| Volatile liabilities | $12,340,000 | 5,889 |
| Insider loans | $9,439,000 | 794 |
| FHLB advances | $8,000,000 | 3,272 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $12,375,000 | 4,305 |
| Tier 1 (core) risk-based capital | $8,610,000 | 5,863 |
| Tier 2 risk-based capital | $615,000 | 5,364 |
| Total risk weighted assets | $63,379,000 | 5,415 |
| Total unused commitments | $12,375,000 | 4,305 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 22 | 5,808 |
| Assets and Liabilities | ||
| Total Assets: | $77,190,000 | 5,904 |
| Cash and due from depository institutions | $8,675,000 | 5,808 |
| Interest-bearing balances | $6,215,000 | 1,174 |
| Securities | $0 | 8,194 |
| Federal funds sold & reverse repurchase agreements | $13,767,000 | 1,259 |
| Net loans & leases | $50,007,000 | 5,737 |
| Loan loss allowance | $615,000 | 5,562 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,726,000 | 3,906 |
| Other real estate owned | $0 | 5,808 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,015,000 | 5,103 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $77,190,000 | 5,904 |
| Total liabilities | $66,906,000 | 5,927 |
| Total deposits | $58,723,000 | 6,039 |
| Interest-bearing deposits | $55,439,000 | 5,762 |
| Deposits held in domestic offices | $58,723,000 | 6,038 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $8,000,000 | 3,180 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $183,000 | 7,452 |
| Total equity capital | $10,284,000 | 5,473 |
| Total bank equity capital | $10,284,000 | 5,473 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,000,000 | 836 |
| Surplus | $6,299,000 | 3,566 |
| Undivided profits | $-2,015,000 | 8,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $189,000 | 7,731 |
| Earning assets | $69,989,000 | 5,934 |
| Long-term assets (5+ years) | $2,423,000 | 6,842 |
| Average Assets, year-to-date | $67,667,500 | 6,151 |
| Average Assets, quarterly | $67,667,500 | 6,151 |
| Volatile liabilities | $11,365,000 | 6,018 |
| Insider loans | $8,066,000 | 952 |
| FHLB advances | $8,000,000 | 3,069 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $9,965,000 | 4,808 |
| Tier 1 (core) risk-based capital | $9,107,000 | 5,686 |
| Tier 2 risk-based capital | $615,000 | 5,339 |
| Total risk weighted assets | $56,471,000 | 5,655 |
| Total unused commitments | $9,965,000 | 4,811 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 17 | 6,485 |
| Assets and Liabilities | ||
| Total Assets: | $58,145,000 | 6,533 |
| Cash and due from depository institutions | $7,002,000 | 6,485 |
| Interest-bearing balances | $5,842,000 | 957 |
| Securities | $2,975,000 | 7,570 |
| Federal funds sold & reverse repurchase agreements | $3,175,000 | 3,356 |
| Net loans & leases | $40,493,000 | 6,216 |
| Loan loss allowance | $513,000 | 5,967 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,644,000 | 3,963 |
| Other real estate owned | $0 | 6,485 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,856,000 | 5,366 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $58,145,000 | 6,533 |
| Total liabilities | $47,637,000 | 6,667 |
| Total deposits | $39,518,000 | 6,902 |
| Interest-bearing deposits | $37,259,000 | 6,641 |
| Deposits held in domestic offices | $39,518,000 | 6,901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,000,000 | 3,020 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $119,000 | 7,936 |
| Total equity capital | $10,508,000 | 5,344 |
| Total bank equity capital | $10,508,000 | 5,344 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,000,000 | 821 |
| Surplus | $6,291,000 | 3,548 |
| Undivided profits | $-1,783,000 | 8,108 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $204,000 | 7,768 |
| Earning assets | $52,485,000 | 6,555 |
| Long-term assets (5+ years) | $3,381,000 | 6,412 |
| Average Assets, year-to-date | $52,593,000 | 6,663 |
| Average Assets, quarterly | $60,048,000 | 6,423 |
| Volatile liabilities | $10,182,000 | 6,209 |
| Insider loans | $9,738,000 | 744 |
| FHLB advances | $8,000,000 | 2,901 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $11,316,000 | 4,522 |
| Tier 1 (core) risk-based capital | $9,464,000 | 5,550 |
| Tier 2 risk-based capital | $513,000 | 5,771 |
| Total risk weighted assets | $44,729,000 | 6,167 |
| Total unused commitments | $11,316,000 | 4,522 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 16 | 6,669 |
| Assets and Liabilities | ||
| Total Assets: | $61,951,000 | 6,366 |
| Cash and due from depository institutions | $7,063,000 | 6,669 |
| Interest-bearing balances | $5,887,000 | 882 |
| Securities | $3,232,000 | 7,536 |
| Federal funds sold & reverse repurchase agreements | $11,104,000 | 1,326 |
| Net loans & leases | $36,208,000 | 6,435 |
| Loan loss allowance | $459,000 | 6,232 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,606,000 | 3,959 |
| Other real estate owned | $0 | 6,669 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,738,000 | 5,591 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $61,951,000 | 6,366 |
| Total liabilities | $51,296,000 | 6,483 |
| Total deposits | $43,136,000 | 6,708 |
| Interest-bearing deposits | $41,110,000 | 6,442 |
| Deposits held in domestic offices | $43,136,000 | 6,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,000,000 | 2,874 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $160,000 | 7,778 |
| Total equity capital | $10,655,000 | 5,259 |
| Total bank equity capital | $10,655,000 | 5,259 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,000,000 | 791 |
| Surplus | $6,284,000 | 3,496 |
| Undivided profits | $-1,629,000 | 8,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $191,000 | 7,931 |
| Earning assets | $56,431,000 | 6,376 |
| Long-term assets (5+ years) | $2,959,000 | 6,510 |
| Average Assets, year-to-date | $51,205,000 | 6,757 |
| Average Assets, quarterly | $60,388,000 | 6,396 |
| Volatile liabilities | $10,001,000 | 6,246 |
| Insider loans | $9,688,000 | 739 |
| FHLB advances | $8,000,000 | 2,746 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $19,486,000 | 3,462 |
| Tier 1 (core) risk-based capital | $9,702,000 | 5,457 |
| Tier 2 risk-based capital | $459,000 | 6,042 |
| Total risk weighted assets | $41,708,000 | 6,319 |
| Total unused commitments | $19,486,000 | 3,463 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 19 | 6,276 |
| Assets and Liabilities | ||
| Total Assets: | $58,825,000 | 6,505 |
| Cash and due from depository institutions | $6,805,000 | 6,276 |
| Interest-bearing balances | $5,890,000 | 923 |
| Securities | $3,513,000 | 7,525 |
| Federal funds sold & reverse repurchase agreements | $9,600,000 | 1,643 |
| Net loans & leases | $34,644,000 | 6,525 |
| Loan loss allowance | $439,000 | 6,361 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,613,000 | 3,945 |
| Other real estate owned | $0 | 6,276 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,650,000 | 5,667 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $58,825,000 | 6,505 |
| Total liabilities | $48,040,000 | 6,655 |
| Total deposits | $39,922,000 | 6,891 |
| Interest-bearing deposits | $37,274,000 | 6,680 |
| Deposits held in domestic offices | $39,922,000 | 6,889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,000,000 | 2,779 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $118,000 | 8,010 |
| Total equity capital | $10,785,000 | 5,167 |
| Total bank equity capital | $10,785,000 | 5,167 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,000,000 | 782 |
| Surplus | $6,276,000 | 3,495 |
| Undivided profits | $-1,491,000 | 8,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $172,000 | 7,996 |
| Earning assets | $53,647,000 | 6,529 |
| Long-term assets (5+ years) | $1,622,000 | 6,939 |
| Average Assets, year-to-date | $47,623,000 | 6,964 |
| Average Assets, quarterly | $51,137,500 | 6,830 |
| Volatile liabilities | $9,498,000 | 6,321 |
| Insider loans | $8,659,000 | 822 |
| FHLB advances | $8,000,000 | 2,645 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $18,500,000 | 3,563 |
| Tier 1 (core) risk-based capital | $9,914,000 | 5,377 |
| Tier 2 risk-based capital | $439,000 | 6,157 |
| Total risk weighted assets | $39,725,000 | 6,411 |
| Total unused commitments | $18,500,000 | 3,563 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 14 | 7,053 |
| Assets and Liabilities | ||
| Total Assets: | $43,450,000 | 7,187 |
| Cash and due from depository institutions | $2,235,000 | 7,053 |
| Interest-bearing balances | $1,111,000 | 2,435 |
| Securities | $3,778,000 | 7,512 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 3,977 |
| Net loans & leases | $30,135,000 | 6,788 |
| Loan loss allowance | $408,000 | 6,523 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,284,000 | 4,219 |
| Other real estate owned | $0 | 7,053 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,318,000 | 6,080 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $43,450,000 | 7,187 |
| Total liabilities | $32,539,000 | 7,450 |
| Total deposits | $29,473,000 | 7,498 |
| Interest-bearing deposits | $27,476,000 | 7,289 |
| Deposits held in domestic offices | $29,473,000 | 7,496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $3,000,000 | 3,890 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $66,000 | 8,377 |
| Total equity capital | $10,911,000 | 5,126 |
| Total bank equity capital | $10,911,000 | 5,126 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,000,000 | 766 |
| Surplus | $6,233,000 | 3,466 |
| Undivided profits | $-1,322,000 | 8,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $150,000 | 8,095 |
| Earning assets | $38,724,000 | 7,256 |
| Long-term assets (5+ years) | $1,355,000 | 7,043 |
| Average Assets, year-to-date | $42,022,000 | 7,233 |
| Average Assets, quarterly | $42,022,000 | 7,233 |
| Volatile liabilities | $8,030,000 | 6,547 |
| Insider loans | $7,982,000 | 888 |
| FHLB advances | $3,000,000 | 3,728 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $9,273,000 | 4,954 |
| Tier 1 (core) risk-based capital | $10,129,000 | 5,271 |
| Tier 2 risk-based capital | $404,000 | 6,339 |
| Total risk weighted assets | $32,393,000 | 6,841 |
| Total unused commitments | $9,273,000 | 4,956 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 14 | 7,073 |
| Assets and Liabilities | ||
| Total Assets: | $40,594,000 | 7,332 |
| Cash and due from depository institutions | $1,519,000 | 7,073 |
| Interest-bearing balances | $1,142,000 | 2,349 |
| Securities | $4,022,000 | 7,497 |
| Federal funds sold & reverse repurchase agreements | $5,680,000 | 2,624 |
| Net loans & leases | $26,212,000 | 7,084 |
| Loan loss allowance | $408,000 | 6,532 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,926,000 | 4,582 |
| Other real estate owned | $0 | 7,073 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,235,000 | 6,289 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $40,594,000 | 7,332 |
| Total liabilities | $29,594,000 | 7,624 |
| Total deposits | $26,494,000 | 7,694 |
| Interest-bearing deposits | $22,691,000 | 7,618 |
| Deposits held in domestic offices | $26,494,000 | 7,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $3,000,000 | 4,043 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $100,000 | 8,092 |
| Total equity capital | $11,000,000 | 5,052 |
| Total bank equity capital | $11,000,000 | 5,052 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,000,000 | 754 |
| Surplus | $6,233,000 | 3,423 |
| Undivided profits | $-1,233,000 | 8,259 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $141,000 | 8,189 |
| Earning assets | $37,056,000 | 7,336 |
| Long-term assets (5+ years) | $1,363,000 | 7,039 |
| Average Assets, year-to-date | $34,058,200 | 7,568 |
| Average Assets, quarterly | $37,888,500 | 7,428 |
| Volatile liabilities | $6,645,000 | 6,923 |
| Insider loans | $4,667,000 | 1,530 |
| FHLB advances | $3,000,000 | 3,891 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $6,185,000 | 5,668 |
| Tier 1 (core) risk-based capital | $10,269,000 | 5,188 |
| Tier 2 risk-based capital | $352,000 | 6,634 |
| Total risk weighted assets | $29,241,000 | 7,044 |
| Total unused commitments | $6,185,000 | 5,668 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 12 | 7,435 |
| Assets and Liabilities | ||
| Total Assets: | $35,183,000 | 7,607 |
| Cash and due from depository institutions | $1,851,000 | 7,435 |
| Interest-bearing balances | $1,124,000 | 2,289 |
| Securities | $4,245,000 | 7,514 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,549 |
| Net loans & leases | $23,883,000 | 7,286 |
| Loan loss allowance | $408,000 | 6,550 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,473,000 | 5,183 |
| Other real estate owned | $0 | 7,435 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,231,000 | 6,344 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $35,183,000 | 7,607 |
| Total liabilities | $25,723,000 | 7,841 |
| Total deposits | $22,676,000 | 7,905 |
| Interest-bearing deposits | $19,390,000 | 7,847 |
| Deposits held in domestic offices | $22,676,000 | 7,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $3,000,000 | 4,229 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $47,000 | 8,579 |
| Total equity capital | $9,460,000 | 5,523 |
| Total bank equity capital | $9,460,000 | 5,523 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,294,000 | 855 |
| Surplus | $5,386,000 | 3,700 |
| Undivided profits | $-1,220,000 | 8,341 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $131,000 | 8,300 |
| Earning assets | $31,752,000 | 7,622 |
| Long-term assets (5+ years) | $1,568,000 | 6,975 |
| Average Assets, year-to-date | $32,424,250 | 7,691 |
| Average Assets, quarterly | $36,536,000 | 7,520 |
| Volatile liabilities | $6,987,000 | 6,898 |
| Insider loans | $3,285,000 | 2,045 |
| FHLB advances | $3,000,000 | 4,055 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $7,770,000 | 5,264 |
| Tier 1 (core) risk-based capital | $8,737,000 | 5,696 |
| Tier 2 risk-based capital | $320,000 | 6,848 |
| Total risk weighted assets | $25,525,000 | 7,339 |
| Total unused commitments | $7,770,000 | 5,264 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 11 | 7,648 |
| Assets and Liabilities | ||
| Total Assets: | $37,889,000 | 7,482 |
| Cash and due from depository institutions | $3,268,000 | 7,648 |
| Interest-bearing balances | $1,945,000 | 1,833 |
| Securities | $4,445,000 | 7,508 |
| Federal funds sold & reverse repurchase agreements | $6,150,000 | 1,921 |
| Net loans & leases | $22,414,000 | 7,376 |
| Loan loss allowance | $283,000 | 7,290 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $477,000 | 7,089 |
| Other real estate owned | $0 | 7,648 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,135,000 | 6,453 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $37,889,000 | 7,482 |
| Total liabilities | $28,664,000 | 7,704 |
| Total deposits | $25,605,000 | 7,755 |
| Interest-bearing deposits | $20,727,000 | 7,774 |
| Deposits held in domestic offices | $25,605,000 | 7,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $3,000,000 | 4,275 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $59,000 | 8,472 |
| Total equity capital | $9,225,000 | 5,477 |
| Total bank equity capital | $9,225,000 | 5,477 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,140,000 | 851 |
| Surplus | $5,201,000 | 3,712 |
| Undivided profits | $-1,116,000 | 8,333 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $107,000 | 8,380 |
| Earning assets | $34,954,000 | 7,467 |
| Long-term assets (5+ years) | $2,004,000 | 6,799 |
| Average Assets, year-to-date | $31,504,670 | 7,767 |
| Average Assets, quarterly | $34,291,000 | 7,655 |
| Volatile liabilities | $6,252,000 | 7,071 |
| Insider loans | $2,179,000 | 2,729 |
| FHLB advances | $3,000,000 | 4,088 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $6,437,000 | 5,676 |
| Tier 1 (core) risk-based capital | $8,565,000 | 5,693 |
| Tier 2 risk-based capital | $283,000 | 7,095 |
| Total risk weighted assets | $23,277,000 | 7,506 |
| Total unused commitments | $6,437,000 | 5,677 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 12 | 7,463 |
| Assets and Liabilities | ||
| Total Assets: | $30,693,000 | 7,849 |
| Cash and due from depository institutions | $1,144,000 | 7,463 |
| Interest-bearing balances | $283,000 | 3,837 |
| Securities | $4,622,000 | 7,501 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,371 |
| Net loans & leases | $20,143,000 | 7,500 |
| Loan loss allowance | $282,000 | 7,296 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $350,000 | 7,445 |
| Other real estate owned | $0 | 7,463 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,034,000 | 6,574 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $30,693,000 | 7,849 |
| Total liabilities | $22,234,000 | 8,069 |
| Total deposits | $20,934,000 | 8,044 |
| Interest-bearing deposits | $19,071,000 | 7,910 |
| Deposits held in domestic offices | $20,934,000 | 8,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,250,000 | 4,903 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $50,000 | 8,533 |
| Total equity capital | $8,459,000 | 5,721 |
| Total bank equity capital | $8,459,000 | 5,721 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,782,000 | 935 |
| Surplus | $4,772,000 | 3,886 |
| Undivided profits | $-1,095,000 | 8,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $108,000 | 8,372 |
| Earning assets | $28,448,000 | 7,825 |
| Long-term assets (5+ years) | $2,018,000 | 6,801 |
| Average Assets, year-to-date | $28,312,500 | 7,959 |
| Average Assets, quarterly | $28,312,500 | 7,959 |
| Volatile liabilities | $6,012,000 | 7,059 |
| Insider loans | $1,842,000 | 3,006 |
| FHLB advances | $1,250,000 | 4,726 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $5,625,000 | 5,904 |
| Tier 1 (core) risk-based capital | $7,829,000 | 5,958 |
| Tier 2 risk-based capital | $262,000 | 7,214 |
| Total risk weighted assets | $20,936,000 | 7,657 |
| Total unused commitments | $5,625,000 | 5,904 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 12 | 7,490 |
| Assets and Liabilities | ||
| Total Assets: | $25,932,000 | 8,120 |
| Cash and due from depository institutions | $2,195,000 | 7,490 |
| Interest-bearing balances | $1,704,000 | 2,079 |
| Securities | $4,775,000 | 7,509 |
| Federal funds sold & reverse repurchase agreements | $5,490,000 | 2,334 |
| Net loans & leases | $12,218,000 | 8,150 |
| Loan loss allowance | $282,000 | 7,318 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $354,000 | 7,450 |
| Other real estate owned | $0 | 7,490 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $900,000 | 6,908 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $25,932,000 | 8,120 |
| Total liabilities | $18,029,000 | 8,328 |
| Total deposits | $17,997,000 | 8,253 |
| Interest-bearing deposits | $16,144,000 | 8,143 |
| Deposits held in domestic offices | $17,997,000 | 8,252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $32,000 | 8,708 |
| Total equity capital | $7,903,000 | 5,925 |
| Total bank equity capital | $7,903,000 | 5,925 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,500,000 | 979 |
| Surplus | $4,468,000 | 3,970 |
| Undivided profits | $-1,065,000 | 8,422 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $69,000 | 8,583 |
| Earning assets | $24,187,000 | 8,074 |
| Long-term assets (5+ years) | $724,000 | 7,438 |
| Average Assets, year-to-date | $20,404,200 | 8,364 |
| Average Assets, quarterly | $26,851,000 | 8,061 |
| Volatile liabilities | $2,742,000 | 8,002 |
| Insider loans | $1,602,000 | 3,257 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $5,357,000 | 5,936 |
| Tier 1 (core) risk-based capital | $7,375,000 | 6,134 |
| Tier 2 risk-based capital | $178,000 | 7,843 |
| Total risk weighted assets | $14,170,000 | 8,175 |
| Total unused commitments | $5,357,000 | 5,936 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 12 | 7,513 |
| Assets and Liabilities | ||
| Total Assets: | $27,770,000 | 8,049 |
| Cash and due from depository institutions | $4,109,000 | 7,513 |
| Interest-bearing balances | $3,195,000 | 1,501 |
| Securities | $4,904,000 | 7,505 |
| Federal funds sold & reverse repurchase agreements | $9,307,000 | 1,381 |
| Net loans & leases | $8,313,000 | 8,466 |
| Loan loss allowance | $125,000 | 8,304 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $362,000 | 7,441 |
| Other real estate owned | $0 | 7,513 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $775,000 | 7,210 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $27,770,000 | 8,049 |
| Total liabilities | $19,694,000 | 8,284 |
| Total deposits | $19,664,000 | 8,184 |
| Interest-bearing deposits | $18,228,000 | 8,022 |
| Deposits held in domestic offices | $19,664,000 | 8,182 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $30,000 | 8,749 |
| Total equity capital | $8,076,000 | 5,841 |
| Total bank equity capital | $8,076,000 | 5,841 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,500,000 | 946 |
| Surplus | $4,468,000 | 3,933 |
| Undivided profits | $-892,000 | 8,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $46,000 | 8,696 |
| Earning assets | $25,719,000 | 8,021 |
| Long-term assets (5+ years) | $729,000 | 7,496 |
| Average Assets, year-to-date | $19,022,250 | 8,457 |
| Average Assets, quarterly | $25,760,500 | 8,145 |
| Volatile liabilities | $2,737,000 | 8,062 |
| Insider loans | $1,451,000 | 3,403 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $2,649,000 | 6,958 |
| Tier 1 (core) risk-based capital | $7,548,000 | 6,032 |
| Tier 2 risk-based capital | $125,000 | 8,222 |
| Total risk weighted assets | $10,699,000 | 8,454 |
| Total unused commitments | $2,649,000 | 6,960 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 12 | 7,533 |
| Assets and Liabilities | ||
| Total Assets: | $23,751,000 | 8,255 |
| Cash and due from depository institutions | $1,706,000 | 7,533 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $16,176,000 | 733 |
| Net loans & leases | $4,849,000 | 8,663 |
| Loan loss allowance | $125,000 | 8,307 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $347,000 | 7,479 |
| Other real estate owned | $0 | 7,533 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $673,000 | 7,331 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $23,751,000 | 8,255 |
| Total liabilities | $15,567,000 | 8,474 |
| Total deposits | $15,544,000 | 8,417 |
| Interest-bearing deposits | $14,214,000 | 8,312 |
| Deposits held in domestic offices | $15,544,000 | 8,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $23,000 | 8,770 |
| Total equity capital | $8,184,000 | 5,750 |
| Total bank equity capital | $8,184,000 | 5,750 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,500,000 | 928 |
| Surplus | $4,468,000 | 3,886 |
| Undivided profits | $-784,000 | 8,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $15,000 | 8,785 |
| Earning assets | $21,025,000 | 8,279 |
| Long-term assets (5+ years) | $642,000 | 7,552 |
| Average Assets, year-to-date | $16,106,330 | 8,574 |
| Average Assets, quarterly | $19,424,500 | 8,454 |
| Volatile liabilities | $2,833,000 | 7,958 |
| Insider loans | $703,000 | 4,802 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $2,683,000 | 6,991 |
| Tier 1 (core) risk-based capital | $7,719,000 | 5,865 |
| Tier 2 risk-based capital | $94,000 | 8,432 |
| Total risk weighted assets | $7,541,000 | 8,643 |
| Total unused commitments | $2,683,000 | 6,991 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 12 | 7,579 |
| Assets and Liabilities | ||
| Total Assets: | $15,098,000 | 8,684 |
| Cash and due from depository institutions | $643,000 | 7,579 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $10,715,000 | 1,164 |
| Net loans & leases | $2,803,000 | 8,812 |
| Loan loss allowance | $125,000 | 8,365 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $330,000 | 7,590 |
| Other real estate owned | $0 | 7,579 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $607,000 | 7,547 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $15,098,000 | 8,684 |
| Total liabilities | $6,797,000 | 8,832 |
| Total deposits | $6,768,000 | 8,803 |
| Interest-bearing deposits | $5,375,000 | 8,766 |
| Deposits held in domestic offices | $6,768,000 | 8,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $29,000 | 8,768 |
| Total equity capital | $8,301,000 | 5,636 |
| Total bank equity capital | $8,301,000 | 5,636 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,500,000 | 914 |
| Surplus | $4,468,000 | 3,870 |
| Undivided profits | $-667,000 | 8,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $6,000 | 8,862 |
| Earning assets | $13,518,000 | 8,693 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $12,284,000 | 8,773 |
| Average Assets, quarterly | $12,284,000 | 8,773 |
| Volatile liabilities | $2,827,000 | 7,961 |
| Insider loans | $690,000 | 4,851 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $512,000 | 1,157 |
| Unused loan commitments | $1,331,000 | 7,829 |
| Tier 1 (core) risk-based capital | $7,906,000 | 5,745 |
| Tier 2 risk-based capital | $63,000 | 8,646 |
| Total risk weighted assets | $4,964,000 | 8,808 |
| Total unused commitments | $1,331,000 | 7,832 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 11 | 7,766 |
| Assets and Liabilities | ||
| Total Assets: | $9,470,000 | 8,887 |
| Cash and due from depository institutions | $571,000 | 7,766 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $8,284,000 | 1,410 |
| Net loans & leases | $-125,000 | 8,988 |
| Loan loss allowance | $125,000 | 8,398 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $259,000 | 7,849 |
| Other real estate owned | $0 | 7,766 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $481,000 | 7,931 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $9,470,000 | 8,887 |
| Total liabilities | $1,016,000 | 8,959 |
| Total deposits | $1,016,000 | 8,921 |
| Interest-bearing deposits | $876,000 | 8,883 |
| Deposits held in domestic offices | $1,016,000 | 8,920 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $0 | 8,984 |
| Total equity capital | $8,454,000 | 5,576 |
| Total bank equity capital | $8,454,000 | 5,576 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,500,000 | 889 |
| Surplus | $4,468,000 | 3,835 |
| Undivided profits | $-514,000 | 8,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $0 | 8,933 |
| Earning assets | $8,159,000 | 8,877 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $9,470,000 | 8,881 |
| Average Assets, quarterly | $9,470,000 | 8,883 |
| Volatile liabilities | $0 | 8,926 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $0 | 8,728 |
| Tier 1 (core) risk-based capital | $8,151,000 | 5,574 |
| Tier 2 risk-based capital | $28,000 | 8,831 |
| Total risk weighted assets | $2,150,000 | 8,941 |
| Total unused commitments | $0 | 8,728 |
| Derivatives | $0 | 774 |