Home > Americana National Bank > Income and Expense
Americana National Bank, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $568,000 | 8,648 |
| Total interest expense | $145,000 | 8,534 |
| Net interest income | $423,000 | 8,640 |
| Provision for loan and lease losses | $30,000 | 5,981 |
| Total noninterest income | $669,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $74,000 | 6,546 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $595,000 | 2,514 |
| Total noninterest expense | $919,000 | 7,363 |
| Salaries and employee benefits | $501,000 | 7,338 |
| Premises and equipment expense | $136,000 | 6,942 |
| Additional noninterest expense | $282,000 | 7,233 |
| Pre-tax net operating income | $143,000 | 7,941 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $19,000 | 6,539 |
| Income before extraordinary items | $124,000 | 7,945 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $124,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,437 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $124,000 | 7,896 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,838,000 | 5,824 |
| Total interest expense | $457,000 | 5,905 |
| Net interest income | $1,381,000 | 5,667 |
| Provision for loan and lease losses | $90,000 | 3,641 |
| Total noninterest income | $2,275,000 | 1,162 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $175,000 | 3,989 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,100,000 | 769 |
| Total noninterest expense | $3,981,000 | 2,004 |
| Salaries and employee benefits | $1,914,000 | 2,256 |
| Premises and equipment expense | $582,000 | 1,976 |
| Additional noninterest expense | $1,485,000 | 1,620 |
| Pre-tax net operating income | $-415,000 | 8,866 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-225,000 | 9,004 |
| Income before extraordinary items | $-190,000 | 8,789 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-190,000 | 8,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,894 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-190,000 | 8,762 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $967,000 | 5,682 |
| Total interest expense | $240,000 | 5,816 |
| Net interest income | $727,000 | 5,496 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $1,384,000 | 975 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $91,000 | 3,798 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,293,000 | 655 |
| Total noninterest expense | $2,147,000 | 1,867 |
| Salaries and employee benefits | $1,142,000 | 1,918 |
| Premises and equipment expense | $317,000 | 1,838 |
| Additional noninterest expense | $688,000 | 1,725 |
| Pre-tax net operating income | $-81,000 | 8,773 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-47,000 | 8,968 |
| Income before extraordinary items | $-34,000 | 8,731 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-34,000 | 8,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 1,115 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-34,000 | 8,691 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 5,139 |
| Total interest expense | $1,202,000 | 5,565 |
| Net interest income | $3,449,000 | 4,852 |
| Provision for loan and lease losses | $444,000 | 2,391 |
| Total noninterest income | $5,134,000 | 1,109 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $346,000 | 3,983 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,788,000 | 790 |
| Total noninterest expense | $9,499,000 | 1,682 |
| Salaries and employee benefits | $4,691,000 | 1,836 |
| Premises and equipment expense | $1,204,000 | 1,899 |
| Additional noninterest expense | $3,604,000 | 1,370 |
| Pre-tax net operating income | $-1,360,000 | 9,031 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $-558,000 | 9,099 |
| Income before extraordinary items | $-801,000 | 8,995 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-801,000 | 8,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,971 |
| Cash dividends | $274,000 | 4,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-801,640 | 8,946 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,622,000 | 5,066 |
| Total interest expense | $940,000 | 5,564 |
| Net interest income | $2,682,000 | 4,739 |
| Provision for loan and lease losses | $444,000 | 1,881 |
| Total noninterest income | $3,311,000 | 1,278 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $239,000 | 4,180 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,072,000 | 914 |
| Total noninterest expense | $6,375,000 | 1,862 |
| Salaries and employee benefits | $3,543,000 | 1,830 |
| Premises and equipment expense | $897,000 | 1,915 |
| Additional noninterest expense | $1,935,000 | 1,856 |
| Pre-tax net operating income | $-826,000 | 9,048 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $-384,000 | 9,158 |
| Income before extraordinary items | $-441,000 | 9,006 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-441,000 | 9,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $367,000 | 1,490 |
| Cash dividends | $274,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-441,640 | 8,950 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,457,000 | 5,045 |
| Total interest expense | $646,000 | 5,593 |
| Net interest income | $1,811,000 | 4,696 |
| Provision for loan and lease losses | $409,000 | 1,370 |
| Total noninterest income | $2,260,000 | 1,244 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $157,000 | 4,177 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $2,103,000 | 885 |
| Total noninterest expense | $4,192,000 | 1,886 |
| Salaries and employee benefits | $2,352,000 | 1,827 |
| Premises and equipment expense | $578,000 | 1,973 |
| Additional noninterest expense | $1,262,000 | 1,902 |
| Pre-tax net operating income | $-530,000 | 9,075 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-249,000 | 9,192 |
| Income before extraordinary items | $-281,000 | 9,056 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-281,000 | 9,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 1,572 |
| Cash dividends | $274,000 | 3,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-281,000 | 8,984 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 5,023 |
| Total interest expense | $349,000 | 5,458 |
| Net interest income | $898,000 | 4,709 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $1,269,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $78,000 | 4,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,191,000 | 787 |
| Total noninterest expense | $2,013,000 | 1,946 |
| Salaries and employee benefits | $1,178,000 | 1,810 |
| Premises and equipment expense | $292,000 | 1,950 |
| Additional noninterest expense | $543,000 | 2,162 |
| Pre-tax net operating income | $99,000 | 7,204 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $21,000 | 6,031 |
| Income before extraordinary items | $78,000 | 7,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 7,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 916 |
| Cash dividends | $274,000 | 1,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $78,000 | 7,180 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,226,000 | 5,023 |
| Total interest expense | $1,649,000 | 5,433 |
| Net interest income | $3,577,000 | 4,697 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $4,706,000 | 1,110 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $303,000 | 4,209 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,403,000 | 755 |
| Total noninterest expense | $7,275,000 | 2,066 |
| Salaries and employee benefits | $4,186,000 | 1,925 |
| Premises and equipment expense | $1,131,000 | 1,953 |
| Additional noninterest expense | $1,958,000 | 2,348 |
| Pre-tax net operating income | $708,000 | 6,049 |
| Securities gains (losses) | $88,000 | 1,856 |
| Applicable income taxes | $234,000 | 4,866 |
| Income before extraordinary items | $562,000 | 6,135 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $562,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,008 |
| Cash dividends | $395,000 | 3,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $499,520 | 6,248 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,580,000 | 4,632 |
| Total interest expense | $2,835,000 | 4,941 |
| Net interest income | $3,745,000 | 4,343 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $4,078,000 | 1,163 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $274,000 | 4,405 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,804,000 | 798 |
| Total noninterest expense | $7,499,000 | 1,925 |
| Salaries and employee benefits | $4,466,000 | 1,691 |
| Premises and equipment expense | $1,078,000 | 1,982 |
| Additional noninterest expense | $1,955,000 | 2,289 |
| Pre-tax net operating income | $144,000 | 8,123 |
| Securities gains (losses) | $-6,000 | 9,232 |
| Applicable income taxes | $-25,000 | 9,075 |
| Income before extraordinary items | $163,000 | 7,945 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $163,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $327,000 | 2,112 |
| Cash dividends | $262,000 | 4,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $169,000 | 7,810 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,293,000 | 4,428 |
| Total interest expense | $3,176,000 | 4,710 |
| Net interest income | $4,117,000 | 4,086 |
| Provision for loan and lease losses | $132,000 | 4,658 |
| Total noninterest income | $3,611,000 | 1,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $264,000 | 4,389 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,347,000 | 800 |
| Total noninterest expense | $6,426,000 | 2,146 |
| Salaries and employee benefits | $4,036,000 | 1,787 |
| Premises and equipment expense | $912,000 | 2,262 |
| Additional noninterest expense | $1,478,000 | 2,858 |
| Pre-tax net operating income | $1,170,000 | 4,796 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $427,000 | 3,850 |
| Income before extraordinary items | $743,000 | 5,254 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $743,000 | 5,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,043 |
| Cash dividends | $643,000 | 3,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $743,000 | 5,253 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,843,000 | 4,490 |
| Total interest expense | $3,071,000 | 4,511 |
| Net interest income | $3,772,000 | 4,392 |
| Provision for loan and lease losses | $129,000 | 4,610 |
| Total noninterest income | $798,000 | 3,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $256,000 | 4,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $542,000 | 2,807 |
| Total noninterest expense | $4,123,000 | 3,226 |
| Salaries and employee benefits | $2,366,000 | 2,959 |
| Premises and equipment expense | $583,000 | 3,351 |
| Additional noninterest expense | $1,174,000 | 3,501 |
| Pre-tax net operating income | $318,000 | 7,997 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $84,000 | 7,149 |
| Income before extraordinary items | $231,000 | 8,074 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $231,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,369 |
| Cash dividends | $350,000 | 4,197 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 434 |
| Net operating income | $233,190 | 8,031 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,810,000 | 4,491 |
| Total interest expense | $3,290,000 | 4,380 |
| Net interest income | $3,520,000 | 4,574 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $581,000 | 4,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $334,000 | 3,790 |
| Total noninterest expense | $2,881,000 | 4,266 |
| Salaries and employee benefits | $1,653,000 | 3,933 |
| Premises and equipment expense | $575,000 | 3,293 |
| Additional noninterest expense | $653,000 | 5,427 |
| Pre-tax net operating income | $1,124,000 | 5,082 |
| Securities gains (losses) | $30,000 | 2,123 |
| Applicable income taxes | $426,000 | 4,262 |
| Income before extraordinary items | $728,000 | 5,489 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $728,000 | 5,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,985 |
| Cash dividends | $320,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $708,800 | 5,464 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,905,000 | 5,135 |
| Total interest expense | $3,192,000 | 4,459 |
| Net interest income | $2,713,000 | 5,738 |
| Provision for loan and lease losses | $79,000 | 5,693 |
| Total noninterest income | $344,000 | 6,218 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,371 |
| Total noninterest expense | $2,446,000 | 4,859 |
| Salaries and employee benefits | $1,347,000 | 4,645 |
| Premises and equipment expense | $518,000 | 3,591 |
| Additional noninterest expense | $581,000 | 5,935 |
| Pre-tax net operating income | $532,000 | 7,751 |
| Securities gains (losses) | $34,000 | 1,562 |
| Applicable income taxes | $189,000 | 7,036 |
| Income before extraordinary items | $377,000 | 7,802 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $377,000 | 7,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $279,000 | 4,731 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 536 |
| Net operating income | $354,220 | 7,907 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,708,000 | 6,192 |
| Total interest expense | $2,352,000 | 5,747 |
| Net interest income | $2,356,000 | 6,468 |
| Provision for loan and lease losses | $108,000 | 4,918 |
| Total noninterest income | $174,000 | 8,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $1,839,000 | 6,298 |
| Salaries and employee benefits | $927,000 | 6,325 |
| Premises and equipment expense | $383,000 | 4,696 |
| Additional noninterest expense | $529,000 | 6,844 |
| Pre-tax net operating income | $583,000 | 7,515 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $212,000 | 6,957 |
| Income before extraordinary items | $372,000 | 7,846 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $372,000 | 7,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,232 |
| Cash dividends | $258,000 | 4,885 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 437 |
| Net operating income | $371,360 | 7,790 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 7,691 |
| Total interest expense | $1,562,000 | 7,526 |
| Net interest income | $1,829,000 | 7,696 |
| Provision for loan and lease losses | $64,000 | 5,599 |
| Total noninterest income | $335,000 | 6,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $227,000 | 4,758 |
| Total noninterest expense | $1,464,000 | 7,387 |
| Salaries and employee benefits | $869,000 | 6,711 |
| Premises and equipment expense | $214,000 | 6,939 |
| Additional noninterest expense | $381,000 | 8,387 |
| Pre-tax net operating income | $636,000 | 7,673 |
| Securities gains (losses) | $51,000 | 1,292 |
| Applicable income taxes | $186,000 | 7,672 |
| Income before extraordinary items | $501,000 | 7,247 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $501,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $192,000 | 5,629 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 351 |
| Net operating income | $463,770 | 7,495 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,607,000 | 8,719 |
| Total interest expense | $1,003,000 | 8,684 |
| Net interest income | $1,604,000 | 8,571 |
| Provision for loan and lease losses | $122,000 | 4,017 |
| Total noninterest income | $167,000 | 9,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 7,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $1,298,000 | 8,251 |
| Salaries and employee benefits | $689,000 | 7,967 |
| Premises and equipment expense | $174,000 | 7,986 |
| Additional noninterest expense | $435,000 | 8,476 |
| Pre-tax net operating income | $351,000 | 9,722 |
| Securities gains (losses) | $-44,000 | 10,934 |
| Applicable income taxes | $92,000 | 9,543 |
| Income before extraordinary items | $215,000 | 10,088 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $215,000 | 10,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,372 |
| Cash dividends | $93,000 | 7,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $245,800 | 9,815 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 11,250 |
| Total interest expense | $560,000 | 11,366 |
| Net interest income | $936,000 | 11,013 |
| Provision for loan and lease losses | $134,000 | 4,950 |
| Total noninterest income | $373,000 | 6,771 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 4,513 |
| Total noninterest expense | $1,007,000 | 9,703 |
| Salaries and employee benefits | $459,000 | 10,049 |
| Premises and equipment expense | $125,000 | 9,643 |
| Additional noninterest expense | $423,000 | 8,995 |
| Pre-tax net operating income | $168,000 | 11,331 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $82,000 | 10,157 |
| Income before extraordinary items | $107,000 | 11,735 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $107,000 | 11,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,980 |
| Cash dividends | $58,000 | 7,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $93,560 | 11,667 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 12,397 |
| Total interest expense | $569,000 | 12,442 |
| Net interest income | $734,000 | 12,174 |
| Provision for loan and lease losses | $52,000 | 8,958 |
| Total noninterest income | $97,000 | 11,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $675,000 | 11,648 |
| Salaries and employee benefits | $357,000 | 11,368 |
| Premises and equipment expense | $82,000 | 11,425 |
| Additional noninterest expense | $236,000 | 11,725 |
| Pre-tax net operating income | $104,000 | 11,985 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $47,000 | 11,335 |
| Income before extraordinary items | $88,000 | 12,104 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $88,000 | 12,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 6,983 |
| Cash dividends | $113,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $67,850 | 12,092 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.