Home > Americana Community Bank > Net charge- offs to loans
Americana Community Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0780% | 4,458 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0822% | 4,484 |
| Percentage Net Loans Charged-off:Construction & development | -0.1978% | 4,489 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1141% | 4,512 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0328% | 4,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0502% | 4,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 3,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0261% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0266% | 4,311 |
| Percentage Net Loans Charged-off:Construction & development | -0.2458% | 4,529 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0218% | 4,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0331% | 4,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0518% | 4,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 3,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0309% | 4,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0340% | 4,394 |
| Percentage Net Loans Charged-off:Construction & development | -0.3536% | 4,579 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0330% | 4,441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0330% | 4,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0517% | 4,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0094% | 3,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2359% | 4,606 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3129% | 4,655 |
| Percentage Net Loans Charged-off:Construction & development | -0.6070% | 4,669 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4775% | 4,660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 4,376 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0492% | 4,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0336% | 4,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0456% | 4,384 |
| Percentage Net Loans Charged-off:Construction & development | -0.4520% | 4,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2528% | 4,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3498% | 4,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0207% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0393% | 4,233 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0550% | 4,452 |
| Percentage Net Loans Charged-off:Construction & development | -0.4252% | 4,694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3267% | 4,703 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4414% | 4,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0583% | 4,296 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0794% | 4,467 |
| Percentage Net Loans Charged-off:Construction & development | -0.3974% | 4,316 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5154% | 4,631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6851% | 4,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0963% | 4,446 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1483% | 4,617 |
| Percentage Net Loans Charged-off:Construction & development | -0.3288% | 4,317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0278% | 4,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -1.3880% | 4,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1199% | 390 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6324% | 4,486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6324% | 4,452 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0752% | 4,490 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0992% | 4,589 |
| Percentage Net Loans Charged-off:Construction & development | -0.4326% | 4,376 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1470% | 4,587 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0378% | 4,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0500% | 4,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0568% | 3,970 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1515% | 4,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1515% | 4,261 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0980% | 4,605 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1292% | 4,700 |
| Percentage Net Loans Charged-off:Construction & development | -0.4871% | 4,434 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2043% | 4,688 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0379% | 4,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0498% | 4,352 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0721% | 4,105 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2016% | 4,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2016% | 4,324 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 3,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0093% | 3,899 |
| Percentage Net Loans Charged-off:Construction & development | -0.5563% | 4,463 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0174% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0382% | 4,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0500% | 4,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0656% | 4,139 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3069% | 4,424 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3069% | 4,385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 4,263 |
| Percentage Net Loans Charged-off:Construction & development | -0.5913% | 4,479 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0363% | 4,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0460% | 4,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0720% | 4,274 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6344% | 4,590 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6344% | 4,554 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0323% | 4,558 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0445% | 4,623 |
| Percentage Net Loans Charged-off:Construction & development | -0.4864% | 4,535 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0349% | 4,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0797% | 4,649 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1900% | 3,666 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0504% | 4,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0672% | 4,325 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0958% | 4,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0958% | 4,794 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0305% | 4,537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0510% | 4,680 |
| Percentage Net Loans Charged-off:Construction & development | -0.4662% | 4,559 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0425% | 4,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0930% | 4,708 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2450% | 3,702 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0524% | 4,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0646% | 4,351 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2500% | 4,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2500% | 4,824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0233% | 4,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0588% | 4,736 |
| Percentage Net Loans Charged-off:Construction & development | -0.4689% | 4,568 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0529% | 4,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1061% | 4,770 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2834% | 3,712 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0578% | 4,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0759% | 4,357 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2146% | 4,893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2146% | 4,852 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0721% | 4,741 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0662% | 4,777 |
| Percentage Net Loans Charged-off:Construction & development | -0.6879% | 4,608 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0610% | 4,797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0932% | 4,777 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3044% | 3,726 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0391% | 4,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1111% | 4,439 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6015% | 4,827 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6015% | 4,790 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0381% | 4,764 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0753% | 4,857 |
| Percentage Net Loans Charged-off:Construction & development | -0.2287% | 4,606 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0837% | 4,837 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1585% | 4,948 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2613% | 3,791 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1308% | 4,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0634% | 4,366 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3109% | 5,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3109% | 4,989 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0224% | 4,610 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0682% | 4,914 |
| Percentage Net Loans Charged-off:Construction & development | -0.3119% | 4,699 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0559% | 4,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1816% | 5,038 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3009% | 3,850 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1494% | 5,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0496% | 4,292 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5842% | 5,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5842% | 5,069 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0735% | 4,936 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0748% | 4,969 |
| Percentage Net Loans Charged-off:Construction & development | -0.2309% | 4,709 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0583% | 4,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2242% | 5,095 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2992% | 3,871 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2038% | 5,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0732% | 4,426 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2552% | 5,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2552% | 5,095 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1015% | 5,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1007% | 5,094 |
| Percentage Net Loans Charged-off:Construction & development | -0.2137% | 4,759 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0510% | 5,021 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3838% | 5,200 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2947% | 3,903 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4085% | 5,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0971% | 4,575 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.7978% | 5,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.7978% | 5,154 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1084% | 5,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1342% | 5,166 |
| Percentage Net Loans Charged-off:Construction & development | -4.5625% | 4,965 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0625% | 4,961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1139% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1742% | 45 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1762% | 5,170 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0515% | 4,421 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5989% | 5,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5989% | 5,212 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 4,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 1,780 |
| Percentage Net Loans Charged-off:Construction & development | -0.0794% | 4,628 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0620% | 5,018 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1962% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7512% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2212% | 5,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0075% | 3,935 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5202% | 5,299 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.5202% | 5,267 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0155% | 2,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0562% | 813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0591% | 5,072 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4277% | 149 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7326% | 21 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1875% | 5,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0793% | 4,587 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3921% | 5,348 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3921% | 5,314 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0707% | 5,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0789% | 5,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0519% | 5,185 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2627% | 5,377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1541% | 4,005 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2920% | 5,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0926% | 4,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0662% | 5,258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0626% | 5,189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0039% | 1,270 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3128% | 5,480 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0797% | 4,015 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3779% | 5,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0650% | 4,682 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2276% | 5,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2276% | 5,482 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0426% | 5,111 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0292% | 4,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2122% | 5,485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0539% | 3,973 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2564% | 5,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0601% | 4,634 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.3553% | 5,580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.3553% | 5,545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0176% | 4,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0838% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1806% | 5,505 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0819% | 4,051 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2086% | 5,518 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0314% | 4,377 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2570% | 5,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2570% | 5,581 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 1,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1077% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2873% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0720% | 5,339 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1528% | 4,179 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0471% | 5,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0331% | 1,033 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1220% | 5,658 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1220% | 5,622 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0762% | 5,506 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0866% | 5,466 |
| Percentage Net Loans Charged-off:Construction & development | -0.0519% | 4,767 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1037% | 5,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1873% | 5,634 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0747% | 4,161 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2226% | 5,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1332% | 5,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2952% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2952% | 2,273 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1160% | 5,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1435% | 5,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1055% | 5,511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4312% | 5,797 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0508% | 4,113 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5481% | 5,810 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1478% | 5,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5799% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5799% | 1,312 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0124% | 5,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1310% | 5,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1658% | 5,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1015% | 5,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5287% | 5,880 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0768% | 4,212 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6695% | 5,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1446% | 5,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2975% | 1,998 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2975% | 1,858 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2195% | 5,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2658% | 5,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0913% | 5,675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9659% | 5,976 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1560% | 4,340 |
| All other 1-4 family - Percent of loans charged-off, net | -1.2191% | 5,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1801% | 5,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1396% | 5,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1396% | 5,781 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3166% | 6,019 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3857% | 5,996 |
| Percentage Net Loans Charged-off:Construction & development | -10.6522% | 5,690 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1359% | 5,707 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1052% | 109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3463% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2943% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1827% | 5,355 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8432% | 5,931 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8432% | 5,894 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0406% | 5,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1109% | 2,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2079% | 815 |
| Percentage Net Loans Charged-off:Construction & development | -1.4339% | 5,597 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1425% | 5,805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2647% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4613% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4548% | 74 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1984% | 5,409 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7781% | 5,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7781% | 5,919 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0555% | 5,370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2198% | 1,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3518% | 505 |
| Percentage Net Loans Charged-off:Construction & development | -1.2486% | 5,619 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1577% | 5,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7467% | 71 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1307% | 52 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1304% | 5,257 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1346% | 6,076 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1346% | 6,034 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0848% | 5,463 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3485% | 700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5231% | 320 |
| Percentage Net Loans Charged-off:Construction & development | -0.9139% | 5,629 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1127% | 5,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2866% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8082% | 43 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2154% | 5,555 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4384% | 5,812 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4384% | 5,766 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0860% | 5,472 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0453% | 5,897 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0615% | 5,963 |
| Percentage Net Loans Charged-off:Construction & development | -1.1858% | 5,749 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0898% | 1,603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 5,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 5,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2493% | 5,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6761% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6761% | 1,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1183% | 1,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0990% | 6,133 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1371% | 6,222 |
| Percentage Net Loans Charged-off:Construction & development | -1.2611% | 5,806 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0844% | 6,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3034% | 5,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1321% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1321% | 677 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1490% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1016% | 6,146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1122% | 6,210 |
| Percentage Net Loans Charged-off:Construction & development | -1.0324% | 5,813 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0685% | 6,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3060% | 5,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7366% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7366% | 1,050 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 1,976 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0890% | 6,204 |
| Percentage Net Loans Charged-off:Construction & development | -1.0375% | 5,853 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0661% | 6,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1002% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1241% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2916% | 267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7487% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7487% | 1,031 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2834% | 2,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2049% | 2,285 |
| Percentage Net Loans Charged-off:Construction & development | -0.8456% | 5,954 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0718% | 6,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4924% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 7.4633% | 29 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 6,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2548% | 5,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.1652% | 60 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.1652% | 54 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4179% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3171% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | -0.8240% | 5,998 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0642% | 6,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0105% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | 9.9108% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 3,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2647% | 6,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 12.2110% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 12.2101% | 38 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6242% | 1,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5321% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | -0.8347% | 6,033 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0576% | 6,367 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0512% | 103 |
| Percentage Net Loans Charged-off: Home equity loans | 14.7179% | 18 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0628% | 2,673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2332% | 5,985 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.3194% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 14.3193% | 35 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3844% | 399 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2001% | 420 |
| Percentage Net Loans Charged-off:Construction & development | -0.5096% | 6,001 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0574% | 6,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 5.9633% | 43 |
| Percentage Net Loans Charged-off: Home equity loans | 28.4862% | 10 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1639% | 1,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2058% | 5,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 28.5459% | 15 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 28.5459% | 16 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8473% | 1,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9618% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 4.0028% | 676 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1924% | 2,305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5605% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | -1.9516% | 5,192 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5711% | 244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1033% | 3,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5781% | 308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5781% | 287 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0296% | 5,938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0799% | 960 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2117% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 5.7514% | 484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1475% | 2,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6813% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | -2.5029% | 5,241 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9048% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2533% | 2,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4255% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4255% | 214 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0409% | 6,021 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6082% | 583 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8648% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 9.6215% | 277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3205% | 1,559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8694% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | -3.6558% | 5,269 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5242% | 188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1344% | 6,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3885% | 156 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3885% | 154 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0600% | 6,060 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5579% | 1,691 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5383% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | -1.6897% | 6,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8248% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3647% | 7,074 |
| Percentage Net Loans Charged-off: Home equity loans | -7.1210% | 5,301 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7010% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0672% | 5,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.6806% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.6806% | 116 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1240% | 6,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2333% | 1,352 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2404% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.3890% | 2,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4005% | 2,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2028% | 153 |
| Percentage Net Loans Charged-off: Home equity loans | 8.5425% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1002% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9608% | 1,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3819% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3073% | 1,110 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8662% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0104% | 1,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.5319% | 2,153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4664% | 1,747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9894% | 294 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9006% | 162 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9778% | 540 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0741% | 6,340 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0525% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9134% | 665 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0775% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3709% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.9998% | 1,681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7356% | 1,227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7133% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 7.0711% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8488% | 616 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2633% | 6,713 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1666% | 6,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1529% | 6,576 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5073% | 905 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8868% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 1.6954% | 1,053 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.8413% | 91 |
| Percentage Net Loans Charged-off: Home equity loans | 9.4823% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2212% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3004% | 6,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2672% | 6,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6429% | 377 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0889% | 270 |
| Percentage Net Loans Charged-off:Construction & development | 14.5039% | 315 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1240% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0326% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4482% | 262 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4644% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8591% | 1,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4894% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4334% | 702 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9000% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 9.9343% | 535 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7537% | 1,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8811% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5358% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3835% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3788% | 1,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2767% | 783 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6198% | 573 |
| Percentage Net Loans Charged-off:Construction & development | 8.0779% | 628 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8458% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6994% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3647% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9504% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8294% | 1,428 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1402% | 6,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0393% | 324 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2960% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 11.6324% | 375 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6723% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.6878% | 182 |
| Percentage Net Loans Charged-off: Home equity loans | 4.7223% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 4.6631% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9194% | 631 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1176% | 935 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5214% | 457 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5981% | 1,577 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9757% | 1,057 |
| Percentage Net Loans Charged-off:Construction & development | 4.7486% | 1,296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4973% | 1,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1203% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0398% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8332% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0335% | 7,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0587% | 1,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2035% | 1,602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9046% | 2,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1410% | 1,411 |
| Percentage Net Loans Charged-off:Construction & development | 3.3262% | 1,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2323% | 1,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3436% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9475% | 738 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6016% | 692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 7,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0414% | 2,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6503% | 2,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8137% | 1,582 |
| Percentage Net Loans Charged-off:Construction & development | 2.4330% | 1,315 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0280% | 7,751 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3288% | 769 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7605% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0448% | 907 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0338% | 7,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1544% | 2,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5194% | 2,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5336% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 1.2226% | 1,154 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0466% | 7,814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3763% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4128% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4704% | 1,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1312% | 1,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4850% | 389 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5679% | 278 |
| Percentage Net Loans Charged-off:Construction & development | 9.1286% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5166% | 852 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.7717% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | 7.4647% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4085% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2218% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8749% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4513% | 1,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2667% | 1,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.2334% | 1,739 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2517% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4152% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8449% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0436% | 2,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8315% | 1,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6306% | 1,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2119% | 2,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 2,603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 1,164 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2660% | 1,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5053% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0634% | 2,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6486% | 1,422 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0487% | 7,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3062% | 1,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 2,571 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0145% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3127% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6854% | 7,978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8710% | 553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1621% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7166% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6929% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7405% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3476% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0206% | 5,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7051% | 518 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1008% | 1,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4462% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8975% | 141 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0337% | 7,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9229% | 359 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1480% | 7,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0476% | 307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1362% | 1,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6035% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1871% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0519% | 8,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4765% | 200 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3288% | 7,859 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0452% | 7,708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 7,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0487% | 8,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1032% | 8,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1141% | 7,416 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2168% | 7,465 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0782% | 3,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0586% | 1,830 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2463% | 692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4789% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 7,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1317% | 2,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2128% | 4,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0272% | 4,478 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 7,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 7,899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0227% | 8,021 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0996% | 2,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1551% | 4,315 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0253% | 7,644 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 7,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 8,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0343% | 8,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4728% | 8,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0538% | 7,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1753% | 8,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1212% | 3,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1432% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6034% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8487% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3037% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1338% | 3,120 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0685% | 7,924 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 7,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1824% | 2,405 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8230% | 8,477 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0816% | 8,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4562% | 8,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 4,494 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1162% | 3,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1688% | 3,114 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7116% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0680% | 4,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0441% | 1,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 4,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4803% | 3,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 4,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4469% | 3,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7873% | 826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1370% | 839 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0111% | 2,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0992% | 7,552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9094% | 586 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2889% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0409% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1305% | 7,618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3155% | 1,958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4620% | 2,035 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4549% | 1,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1970% | 7,709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1627% | 2,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4293% | 1,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5634% | 3,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7824% | 7,873 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1308% | 4,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0873% | 4,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4467% | 4,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3890% | 1,138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4612% | 1,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 2,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5142% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1717% | 1,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1439% | 3,865 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4941% | 1,376 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3749% | 1,995 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8263% | 780 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0796% | 6,216 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 4,740 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0310% | 7,635 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3043% | 4,153 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2709% | 6,335 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |