Home > American West Bank > Income and Expense
American West Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,881,000 | 6,049 |
| Total interest expense | $1,126,000 | 8,611 |
| Net interest income | $3,755,000 | 4,549 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $438,000 | 5,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $363,000 | 3,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,907 |
| Total noninterest expense | $3,543,000 | 3,735 |
| Salaries and employee benefits | $1,822,000 | 3,628 |
| Premises and equipment expense | $628,000 | 3,067 |
| Additional noninterest expense | $1,093,000 | 4,079 |
| Pre-tax net operating income | $650,000 | 7,176 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-69,000 | 11,124 |
| Income before extraordinary items | $719,000 | 5,682 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $719,000 | 5,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $280,000 | 2,178 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $719,000 | 5,628 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,607,000 | 6,342 |
| Total interest expense | $945,000 | 9,445 |
| Net interest income | $3,662,000 | 4,674 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $399,000 | 5,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $339,000 | 3,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,751 |
| Total noninterest expense | $3,614,000 | 3,630 |
| Salaries and employee benefits | $1,782,000 | 3,681 |
| Premises and equipment expense | $658,000 | 2,971 |
| Additional noninterest expense | $1,174,000 | 3,808 |
| Pre-tax net operating income | $447,000 | 8,765 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-89,000 | 11,700 |
| Income before extraordinary items | $536,000 | 6,992 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $536,000 | 6,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $536,000 | 6,973 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,163,000 | 6,508 |
| Total interest expense | $834,000 | 9,424 |
| Net interest income | $3,329,000 | 5,164 |
| Provision for loan and lease losses | $64,000 | 5,501 |
| Total noninterest income | $820,000 | 3,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $459,000 | 3,123 |
| Total noninterest expense | $4,115,000 | 3,334 |
| Salaries and employee benefits | $1,737,000 | 3,751 |
| Premises and equipment expense | $702,000 | 2,822 |
| Additional noninterest expense | $1,676,000 | 3,003 |
| Pre-tax net operating income | $-30,000 | 12,142 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,000 | 11,577 |
| Income before extraordinary items | $-31,000 | 12,084 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-31,000 | 12,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $499,000 | 1,379 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $727,000 | 484 |
| Net operating income | $-31,000 | 12,105 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 6,611 |
| Total interest expense | $1,071,000 | 8,795 |
| Net interest income | $3,147,000 | 5,452 |
| Provision for loan and lease losses | $921,000 | 1,375 |
| Total noninterest income | $555,000 | 5,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $361,000 | 3,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,762 |
| Total noninterest expense | $4,535,000 | 3,095 |
| Salaries and employee benefits | $1,699,000 | 3,825 |
| Premises and equipment expense | $781,000 | 2,614 |
| Additional noninterest expense | $2,055,000 | 2,667 |
| Pre-tax net operating income | $-1,754,000 | 13,059 |
| Securities gains (losses) | $86,000 | 2,714 |
| Applicable income taxes | $-30,000 | 12,849 |
| Income before extraordinary items | $-1,638,000 | 13,067 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,638,000 | 13,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,301,000 | 952 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,722,280 | 13,044 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,522,000 | 5,882 |
| Total interest expense | $1,749,000 | 7,766 |
| Net interest income | $3,773,000 | 4,695 |
| Provision for loan and lease losses | $3,612,000 | 734 |
| Total noninterest income | $499,000 | 5,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $451,000 | 3,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,527 |
| Total noninterest expense | $4,182,000 | 3,367 |
| Salaries and employee benefits | $1,654,000 | 3,882 |
| Premises and equipment expense | $789,000 | 2,635 |
| Additional noninterest expense | $1,739,000 | 3,149 |
| Pre-tax net operating income | $-3,522,000 | 13,740 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-679,000 | 13,787 |
| Income before extraordinary items | $-2,843,000 | 13,736 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,843,000 | 13,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,988,000 | 969 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-2,843,000 | 13,689 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.