Home > American Union Bank > Income and Expense
American Union Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,572,000 | 7,236 |
| Total interest expense | $1,253,000 | 7,709 |
| Net interest income | $2,319,000 | 6,827 |
| Provision for loan and lease losses | $97,000 | 4,641 |
| Total noninterest income | $279,000 | 7,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 5,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $2,328,000 | 5,491 |
| Salaries and employee benefits | $894,000 | 6,680 |
| Premises and equipment expense | $313,000 | 5,526 |
| Additional noninterest expense | $1,121,000 | 4,299 |
| Pre-tax net operating income | $173,000 | 11,099 |
| Securities gains (losses) | $-173,000 | 11,879 |
| Applicable income taxes | $-140,000 | 12,345 |
| Income before extraordinary items | $140,000 | 10,931 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $140,000 | 10,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $313,000 | 9,075 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,645,000 | 8,918 |
| Total interest expense | $1,029,000 | 8,971 |
| Net interest income | $1,616,000 | 8,755 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $185,000 | 9,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,340 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,576,000 | 7,570 |
| Salaries and employee benefits | $677,000 | 8,154 |
| Premises and equipment expense | $239,000 | 6,903 |
| Additional noninterest expense | $660,000 | 6,870 |
| Pre-tax net operating income | $75,000 | 12,021 |
| Securities gains (losses) | $125,000 | 2,199 |
| Applicable income taxes | $61,000 | 10,680 |
| Income before extraordinary items | $139,000 | 11,348 |
| Extraordinary gains, net | $61,000 | 2,018 |
| Net income | $200,000 | 10,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,721 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $52,750 | 12,088 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 10,425 |
| Total interest expense | $1,004,000 | 10,371 |
| Net interest income | $1,221,000 | 10,255 |
| Provision for loan and lease losses | $99,000 | 7,328 |
| Total noninterest income | $119,000 | 11,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $1,144,000 | 9,310 |
| Salaries and employee benefits | $503,000 | 9,756 |
| Premises and equipment expense | $153,000 | 9,020 |
| Additional noninterest expense | $488,000 | 8,566 |
| Pre-tax net operating income | $97,000 | 12,058 |
| Securities gains (losses) | $53,000 | 4,016 |
| Applicable income taxes | $42,000 | 11,481 |
| Income before extraordinary items | $108,000 | 11,837 |
| Extraordinary gains, net | $42,000 | 1,044 |
| Net income | $150,000 | 11,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 7,355 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $69,840 | 12,068 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.