Home > American Trust & Savings Bank > Income and Expense

American Trust & Savings Bank, Income and Expense

2019-03-31 (YTD Data)Rank
Total interest income$11,326,000755
Total interest expense$2,883,000595
Net interest income$8,443,000805
Provision for loan and lease losses$250,000784
Total noninterest income$6,044,000348
Gross Fiduciary activities income$3,733,000113
Service charges on deposit accounts$265,0001,075
Trading account gains and fees$0126
Additional Noninterest Income$2,046,000554
Total noninterest expense$10,785,000533
Salaries and employee benefits$5,604,000584
Premises and equipment expense$1,218,000542
Additional noninterest expense$3,963,000454
Pre-tax net operating income$3,452,000779
Securities gains (losses)$01,087
Applicable income taxes$683,000719
Income before extraordinary items$2,769,000830
Extraordinary gains, net$05
Net income$2,769,000830
Minority interest net income$052
Net income of bank and minority interests.$2,769,000829
Net charge-offs$-27,0004,943
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,769,000813
2018-12-31 (YTD Data)Rank
Total interest income$43,723,000727
Total interest expense$9,425,000552
Net interest income$34,298,000775
Provision for loan and lease losses$1,000,000873
Total noninterest income$25,708,000345
Gross Fiduciary activities income$15,498,000109
Service charges on deposit accounts$1,180,0001,010
Trading account gains and fees$0126
Additional Noninterest Income$9,030,000537
Total noninterest expense$44,259,000508
Salaries and employee benefits$23,930,000516
Premises and equipment expense$4,811,000529
Additional noninterest expense$15,518,000460
Pre-tax net operating income$14,747,000760
Securities gains (losses)$01,125
Applicable income taxes$2,971,000670
Income before extraordinary items$11,776,000804
Extraordinary gains, net$06
Net income$11,776,000802
Minority interest net income$072
Net income of bank and minority interests.$11,776,000803
Net charge-offs$452,0001,015
Cash dividends$2,700,0001,177
Sale, conversion, retirement of capital stock, net$0671
Net operating income$11,776,000802
2018-09-30 (YTD Data)Rank
Total interest income$32,100,000731
Total interest expense$6,591,000546
Net interest income$25,509,000774
Provision for loan and lease losses$750,000817
Total noninterest income$19,300,000352
Gross Fiduciary activities income$11,725,000107
Service charges on deposit accounts$864,0001,034
Trading account gains and fees$0138
Additional Noninterest Income$6,711,000544
Total noninterest expense$33,488,000496
Salaries and employee benefits$18,035,000524
Premises and equipment expense$3,633,000530
Additional noninterest expense$11,820,000453
Pre-tax net operating income$10,571,000781
Securities gains (losses)$01,118
Applicable income taxes$2,061,000718
Income before extraordinary items$8,510,000828
Extraordinary gains, net$05
Net income$8,510,000826
Minority interest net income$066
Net income of bank and minority interests.$8,510,000827
Net charge-offs$167,0001,364
Cash dividends$2,700,000852
Sale, conversion, retirement of capital stock, net$0633
Net operating income$8,510,000822
2018-06-30 (YTD Data)Rank
Total interest income$20,946,000735
Total interest expense$4,039,000553
Net interest income$16,907,000776
Provision for loan and lease losses$500,000813
Total noninterest income$12,712,000351
Gross Fiduciary activities income$7,798,000105
Service charges on deposit accounts$542,0001,094
Trading account gains and fees$0130
Additional Noninterest Income$4,372,000559
Total noninterest expense$22,300,000500
Salaries and employee benefits$12,099,000515
Premises and equipment expense$2,413,000536
Additional noninterest expense$7,788,000458
Pre-tax net operating income$6,819,000796
Securities gains (losses)$0961
Applicable income taxes$1,322,000718
Income before extraordinary items$5,497,000827
Extraordinary gains, net$06
Net income$5,497,000825
Minority interest net income$065
Net income of bank and minority interests.$5,497,000826
Net charge-offs$136,0001,134
Cash dividends$2,200,000701
Sale, conversion, retirement of capital stock, net$0620
Net operating income$5,497,000822
2018-03-31 (YTD Data)Rank
Total interest income$10,195,000744
Total interest expense$1,792,000580
Net interest income$8,403,000780
Provision for loan and lease losses$250,000792
Total noninterest income$6,294,000352
Gross Fiduciary activities income$3,910,000108
Service charges on deposit accounts$273,0001,096
Trading account gains and fees$0123
Additional Noninterest Income$2,111,000560
Total noninterest expense$11,184,000502
Salaries and employee benefits$6,171,000502
Premises and equipment expense$1,197,000538
Additional noninterest expense$3,816,000457
Pre-tax net operating income$3,263,000800
Securities gains (losses)$0735
Applicable income taxes$629,000722
Income before extraordinary items$2,634,000834
Extraordinary gains, net$07
Net income$2,634,000834
Minority interest net income$052
Net income of bank and minority interests.$2,634,000834
Net charge-offs$141,000703
Cash dividends$1,700,000484
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,634,000829
2017-12-31 (YTD Data)Rank
Total interest income$38,498,000746
Total interest expense$5,604,000616
Net interest income$32,894,000764
Provision for loan and lease losses$1,000,000886
Total noninterest income$25,651,000348
Gross Fiduciary activities income$15,259,000104
Service charges on deposit accounts$1,250,000973
Trading account gains and fees$0151
Additional Noninterest Income$9,142,000544
Total noninterest expense$43,856,000497
Salaries and employee benefits$24,469,000487
Premises and equipment expense$4,475,000559
Additional noninterest expense$14,912,000461
Pre-tax net operating income$13,689,000745
Securities gains (losses)$02,243
Applicable income taxes$5,410,000633
Income before extraordinary items$8,279,000881
Extraordinary gains, net$09
Net income$8,279,000881
Minority interest net income$076
Net income of bank and minority interests.$8,279,000881
Net charge-offs$279,0001,543
Cash dividends$2,950,0001,046
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,279,000866
2017-09-30 (YTD Data)Rank
Total interest income$28,328,000758
Total interest expense$4,055,000626
Net interest income$24,273,000784
Provision for loan and lease losses$750,000870
Total noninterest income$18,865,000359
Gross Fiduciary activities income$11,135,000105
Service charges on deposit accounts$943,000968
Trading account gains and fees$0145
Additional Noninterest Income$6,787,000561
Total noninterest expense$32,959,000501
Salaries and employee benefits$17,965,000502
Premises and equipment expense$3,292,000575
Additional noninterest expense$11,702,000448
Pre-tax net operating income$9,429,000828
Securities gains (losses)$02,274
Applicable income taxes$2,606,000766
Income before extraordinary items$6,823,000873
Extraordinary gains, net$09
Net income$6,823,000874
Minority interest net income$071
Net income of bank and minority interests.$6,823,000873
Net charge-offs$178,0001,492
Cash dividends$2,100,0001,008
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,823,000861
2017-06-30 (YTD Data)Rank
Total interest income$18,427,000767
Total interest expense$2,548,000638
Net interest income$15,879,000796
Provision for loan and lease losses$500,000849
Total noninterest income$12,278,000364
Gross Fiduciary activities income$7,292,000105
Service charges on deposit accounts$620,000971
Trading account gains and fees$-1,0002,182
Additional Noninterest Income$4,367,000572
Total noninterest expense$21,868,000506
Salaries and employee benefits$11,811,000510
Premises and equipment expense$2,119,000582
Additional noninterest expense$7,938,000447
Pre-tax net operating income$5,789,000870
Securities gains (losses)$01,906
Applicable income taxes$1,563,000805
Income before extraordinary items$4,226,000920
Extraordinary gains, net$011
Net income$4,226,000921
Minority interest net income$071
Net income of bank and minority interests.$4,226,000920
Net charge-offs$224,000982
Cash dividends$1,350,0001,040
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,226,000907
2017-03-31 (YTD Data)Rank
Total interest income$9,016,000777
Total interest expense$1,196,000654
Net interest income$7,820,000807
Provision for loan and lease losses$250,000786
Total noninterest income$6,089,000361
Gross Fiduciary activities income$3,650,000106
Service charges on deposit accounts$311,000967
Trading account gains and fees$-1,0002,359
Additional Noninterest Income$2,129,000560
Total noninterest expense$11,143,000503
Salaries and employee benefits$6,102,000502
Premises and equipment expense$1,074,000593
Additional noninterest expense$3,967,000447
Pre-tax net operating income$2,516,000955
Securities gains (losses)$01,153
Applicable income taxes$646,000906
Income before extraordinary items$1,870,0001,019
Extraordinary gains, net$08
Net income$1,870,0001,020
Minority interest net income$055
Net income of bank and minority interests.$1,870,0001,019
Net charge-offs$31,0001,639
Cash dividends$600,0001,052
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,870,0001,005
2016-12-31 (YTD Data)Rank
Total interest income$35,927,000748
Total interest expense$4,745,000630
Net interest income$31,182,000772
Provision for loan and lease losses$800,0001,093
Total noninterest income$24,428,000367
Gross Fiduciary activities income$13,854,000106
Service charges on deposit accounts$1,478,000852
Trading account gains and fees$1,000168
Additional Noninterest Income$9,095,000549
Total noninterest expense$42,840,000513
Salaries and employee benefits$23,773,000506
Premises and equipment expense$4,169,000594
Additional noninterest expense$14,898,000471
Pre-tax net operating income$11,970,000785
Securities gains (losses)$03,212
Applicable income taxes$3,351,000717
Income before extraordinary items$8,619,000870
Extraordinary gains, net$05
Net income$8,619,000869
Minority interest net income$082
Net income of bank and minority interests.$8,619,000869
Net charge-offs$186,0002,000
Cash dividends$2,323,0001,251
Sale, conversion, retirement of capital stock, net$0759
Net operating income$8,619,000848
2016-09-30 (YTD Data)Rank
Total interest income$26,869,000745
Total interest expense$3,562,000627
Net interest income$23,307,000765
Provision for loan and lease losses$700,000907
Total noninterest income$18,567,000361
Gross Fiduciary activities income$10,986,000102
Service charges on deposit accounts$1,103,000856
Trading account gains and fees$0169
Additional Noninterest Income$6,478,000576
Total noninterest expense$32,794,000508
Salaries and employee benefits$17,878,000506
Premises and equipment expense$3,095,000600
Additional noninterest expense$11,821,000443
Pre-tax net operating income$8,380,000841
Securities gains (losses)$03,160
Applicable income taxes$2,369,000781
Income before extraordinary items$6,011,000933
Extraordinary gains, net$05
Net income$6,011,000932
Minority interest net income$071
Net income of bank and minority interests.$6,011,000933
Net charge-offs$60,0002,461
Cash dividends$1,725,0001,178
Sale, conversion, retirement of capital stock, net$0719
Net operating income$6,011,000906
2016-06-30 (YTD Data)Rank
Total interest income$17,876,000747
Total interest expense$2,385,000624
Net interest income$15,491,000769
Provision for loan and lease losses$500,000847
Total noninterest income$12,595,000359
Gross Fiduciary activities income$7,628,000100
Service charges on deposit accounts$719,000865
Trading account gains and fees$0157
Additional Noninterest Income$4,248,000574
Total noninterest expense$21,826,000511
Salaries and employee benefits$12,086,000496
Premises and equipment expense$2,055,000604
Additional noninterest expense$7,685,000455
Pre-tax net operating income$5,760,000819
Securities gains (losses)$02,835
Applicable income taxes$1,652,000740
Income before extraordinary items$4,108,000889
Extraordinary gains, net$016
Net income$4,108,000887
Minority interest net income$071
Net income of bank and minority interests.$4,108,000888
Net charge-offs$100,0001,621
Cash dividends$1,150,0001,183
Sale, conversion, retirement of capital stock, net$0705
Net operating income$4,108,000866
2016-03-31 (YTD Data)Rank
Total interest income$8,875,000754
Total interest expense$1,192,000622
Net interest income$7,683,000775
Provision for loan and lease losses$250,000792
Total noninterest income$6,049,000347
Gross Fiduciary activities income$3,815,000100
Service charges on deposit accounts$350,000874
Trading account gains and fees$0142
Additional Noninterest Income$1,884,000595
Total noninterest expense$10,870,000510
Salaries and employee benefits$6,023,000495
Premises and equipment expense$1,047,000604
Additional noninterest expense$3,800,000453
Pre-tax net operating income$2,612,000868
Securities gains (losses)$02,077
Applicable income taxes$727,000795
Income before extraordinary items$1,885,000951
Extraordinary gains, net$012
Net income$1,885,000952
Minority interest net income$062
Net income of bank and minority interests.$1,885,000952
Net charge-offs$28,0001,781
Cash dividends$574,0001,110
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,885,000913
2015-12-31 (YTD Data)Rank
Total interest income$35,105,000720
Total interest expense$4,818,000576
Net interest income$30,287,000742
Provision for loan and lease losses$1,100,000753
Total noninterest income$26,308,000336
Gross Fiduciary activities income$15,468,000102
Service charges on deposit accounts$1,620,000795
Trading account gains and fees$2,000155
Additional Noninterest Income$9,218,000526
Total noninterest expense$42,813,000499
Salaries and employee benefits$23,869,000482
Premises and equipment expense$4,225,000578
Additional noninterest expense$14,719,000469
Pre-tax net operating income$12,682,000708
Securities gains (losses)$03,216
Applicable income taxes$4,115,000604
Income before extraordinary items$8,567,000838
Extraordinary gains, net$023
Net income$8,567,000838
Minority interest net income$081
Net income of bank and minority interests.$8,567,000838
Net charge-offs$667,000931
Cash dividends$1,400,0001,721
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,567,000823
2015-09-30 (YTD Data)Rank
Total interest income$26,083,000736
Total interest expense$3,569,000583
Net interest income$22,514,000753
Provision for loan and lease losses$800,000711
Total noninterest income$19,228,000352
Gross Fiduciary activities income$11,513,000100
Service charges on deposit accounts$1,201,000807
Trading account gains and fees$2,000151
Additional Noninterest Income$6,512,000560
Total noninterest expense$31,848,000508
Salaries and employee benefits$17,641,000492
Premises and equipment expense$3,165,000589
Additional noninterest expense$11,042,000468
Pre-tax net operating income$9,094,000761
Securities gains (losses)$03,031
Applicable income taxes$2,848,000656
Income before extraordinary items$6,246,000861
Extraordinary gains, net$021
Net income$6,246,000861
Minority interest net income$078
Net income of bank and minority interests.$6,246,000861
Net charge-offs$578,000773
Cash dividends$1,050,0001,552
Sale, conversion, retirement of capital stock, net$0773
Net operating income$6,246,000837
2015-06-30 (YTD Data)Rank
Total interest income$17,267,000738
Total interest expense$2,358,000593
Net interest income$14,909,000756
Provision for loan and lease losses$600,000646
Total noninterest income$13,080,000350
Gross Fiduciary activities income$7,775,00098
Service charges on deposit accounts$757,000841
Trading account gains and fees$2,000153
Additional Noninterest Income$4,546,000547
Total noninterest expense$21,173,000506
Salaries and employee benefits$11,823,000486
Premises and equipment expense$2,133,000590
Additional noninterest expense$7,217,000477
Pre-tax net operating income$6,216,000748
Securities gains (losses)$02,636
Applicable income taxes$1,954,000643
Income before extraordinary items$4,262,000845
Extraordinary gains, net$022
Net income$4,262,000845
Minority interest net income$075
Net income of bank and minority interests.$4,262,000845
Net charge-offs$47,0002,361
Cash dividends$600,0001,719
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,262,000821
2015-03-31 (YTD Data)Rank
Total interest income$8,404,000755
Total interest expense$1,184,000589
Net interest income$7,220,000782
Provision for loan and lease losses$300,000621
Total noninterest income$6,414,000345
Gross Fiduciary activities income$4,038,00095
Service charges on deposit accounts$365,000847
Trading account gains and fees$2,000148
Additional Noninterest Income$2,009,000567
Total noninterest expense$10,534,000511
Salaries and employee benefits$5,867,000493
Premises and equipment expense$1,093,000583
Additional noninterest expense$3,574,000472
Pre-tax net operating income$2,800,000790
Securities gains (losses)$02,027
Applicable income taxes$861,000690
Income before extraordinary items$1,939,000891
Extraordinary gains, net$013
Net income$1,939,000891
Minority interest net income$064
Net income of bank and minority interests.$1,939,000891
Net charge-offs$1,0003,128
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,939,000858
2014-12-31 (YTD Data)Rank
Total interest income$33,919,000744
Total interest expense$4,815,000592
Net interest income$29,104,000752
Provision for loan and lease losses$1,500,000609
Total noninterest income$22,981,000346
Gross Fiduciary activities income$14,598,00097
Service charges on deposit accounts$1,494,000889
Trading account gains and fees$0180
Additional Noninterest Income$6,889,000601
Total noninterest expense$40,353,000513
Salaries and employee benefits$22,876,000487
Premises and equipment expense$4,009,000617
Additional noninterest expense$13,468,000506
Pre-tax net operating income$10,232,000810
Securities gains (losses)$03,259
Applicable income taxes$3,154,000694
Income before extraordinary items$7,078,000939
Extraordinary gains, net$017
Net income$7,078,000938
Minority interest net income$084
Net income of bank and minority interests.$7,078,000938
Net charge-offs$2,718,000381
Cash dividends$1,650,0001,466
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,078,000912
2014-09-30 (YTD Data)Rank
Total interest income$25,098,000752
Total interest expense$3,597,000605
Net interest income$21,501,000769
Provision for loan and lease losses$1,125,000597
Total noninterest income$16,609,000353
Gross Fiduciary activities income$10,850,00098
Service charges on deposit accounts$1,094,000913
Trading account gains and fees$0174
Additional Noninterest Income$4,665,000645
Total noninterest expense$29,958,000515
Salaries and employee benefits$16,941,000492
Premises and equipment expense$3,070,000603
Additional noninterest expense$9,947,000510
Pre-tax net operating income$7,027,000900
Securities gains (losses)$02,980
Applicable income taxes$2,049,000791
Income before extraordinary items$4,978,0001,003
Extraordinary gains, net$015
Net income$4,978,0001,002
Minority interest net income$081
Net income of bank and minority interests.$4,978,0001,002
Net charge-offs$819,000791
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,978,000981
2014-06-30 (YTD Data)Rank
Total interest income$16,455,000764
Total interest expense$2,385,000612
Net interest income$14,070,000784
Provision for loan and lease losses$750,000594
Total noninterest income$10,922,000349
Gross Fiduciary activities income$7,100,00098
Service charges on deposit accounts$700,000933
Trading account gains and fees$0172
Additional Noninterest Income$3,122,000634
Total noninterest expense$19,796,000519
Salaries and employee benefits$11,294,000485
Premises and equipment expense$2,049,000601
Additional noninterest expense$6,453,000523
Pre-tax net operating income$4,446,000923
Securities gains (losses)$02,580
Applicable income taxes$1,279,000797
Income before extraordinary items$3,167,0001,018
Extraordinary gains, net$020
Net income$3,167,0001,018
Minority interest net income$080
Net income of bank and minority interests.$3,167,0001,019
Net charge-offs$-245,0006,486
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,167,000997
2014-03-31 (YTD Data)Rank
Total interest income$8,107,000776
Total interest expense$1,194,000619
Net interest income$6,913,000793
Provision for loan and lease losses$375,000572
Total noninterest income$5,306,000354
Gross Fiduciary activities income$3,450,000101
Service charges on deposit accounts$348,000928
Trading account gains and fees$0147
Additional Noninterest Income$1,508,000623
Total noninterest expense$9,635,000532
Salaries and employee benefits$5,514,000500
Premises and equipment expense$1,038,000606
Additional noninterest expense$3,083,000542
Pre-tax net operating income$2,209,000896
Securities gains (losses)$01,715
Applicable income taxes$637,000782
Income before extraordinary items$1,572,000992
Extraordinary gains, net$016
Net income$1,572,000992
Minority interest net income$066
Net income of bank and minority interests.$1,572,000993
Net charge-offs$-160,0006,560
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,572,000975
2013-12-31 (YTD Data)Rank
Total interest income$32,627,000759
Total interest expense$5,311,000612
Net interest income$27,316,000781
Provision for loan and lease losses$1,950,000636
Total noninterest income$20,551,000403
Gross Fiduciary activities income$12,452,000105
Service charges on deposit accounts$1,481,000934
Trading account gains and fees$1,000180
Additional Noninterest Income$6,617,000660
Total noninterest expense$35,977,000575
Salaries and employee benefits$19,968,000543
Premises and equipment expense$3,855,000636
Additional noninterest expense$12,154,000567
Pre-tax net operating income$9,940,000778
Securities gains (losses)$9,0002,663
Applicable income taxes$3,225,000629
Income before extraordinary items$6,724,000927
Extraordinary gains, net$029
Net income$6,724,000929
Minority interest net income$090
Net income of bank and minority interests.$6,724,000929
Net charge-offs$1,902,000776
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,717,880906
2013-09-30 (YTD Data)Rank
Total interest income$24,458,000762
Total interest expense$4,017,000622
Net interest income$20,441,000787
Provision for loan and lease losses$1,650,000585
Total noninterest income$15,195,000418
Gross Fiduciary activities income$8,981,000106
Service charges on deposit accounts$1,095,000943
Trading account gains and fees$1,000176
Additional Noninterest Income$5,118,000657
Total noninterest expense$27,577,000567
Salaries and employee benefits$15,230,000538
Premises and equipment expense$2,971,000624
Additional noninterest expense$9,376,000559
Pre-tax net operating income$6,409,000915
Securities gains (losses)$9,0002,535
Applicable income taxes$1,921,000764
Income before extraordinary items$4,497,0001,042
Extraordinary gains, net$025
Net income$4,497,0001,045
Minority interest net income$084
Net income of bank and minority interests.$4,497,0001,045
Net charge-offs$608,0001,409
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,490,7001,018
2013-06-30 (YTD Data)Rank
Total interest income$16,346,000759
Total interest expense$2,682,000637
Net interest income$13,664,000774
Provision for loan and lease losses$1,200,000571
Total noninterest income$10,132,000425
Gross Fiduciary activities income$5,988,000105
Service charges on deposit accounts$702,000958
Trading account gains and fees$0157
Additional Noninterest Income$3,442,000654
Total noninterest expense$18,309,000567
Salaries and employee benefits$10,167,000541
Premises and equipment expense$1,986,000626
Additional noninterest expense$6,156,000575
Pre-tax net operating income$4,287,000886
Securities gains (losses)$9,0002,315
Applicable income taxes$1,252,000776
Income before extraordinary items$3,044,0001,017
Extraordinary gains, net$022
Net income$3,044,0001,018
Minority interest net income$082
Net income of bank and minority interests.$3,044,0001,020
Net charge-offs$214,0002,030
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,037,610970
2013-03-31 (YTD Data)Rank
Total interest income$8,301,000752
Total interest expense$1,346,000668
Net interest income$6,955,000760
Provision for loan and lease losses$675,000551
Total noninterest income$4,989,000430
Gross Fiduciary activities income$2,994,000105
Service charges on deposit accounts$338,000987
Trading account gains and fees$0148
Additional Noninterest Income$1,657,000684
Total noninterest expense$9,058,000586
Salaries and employee benefits$5,009,000554
Premises and equipment expense$1,003,000624
Additional noninterest expense$3,046,000578
Pre-tax net operating income$2,211,000846
Securities gains (losses)$01,966
Applicable income taxes$651,000736
Income before extraordinary items$1,560,000973
Extraordinary gains, net$010
Net income$1,560,000973
Minority interest net income$076
Net income of bank and minority interests.$1,560,000975
Net charge-offs$213,0001,307
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,560,000922
2012-12-31 (YTD Data)Rank
Total interest income$34,297,000761
Total interest expense$5,854,000745
Net interest income$28,443,000757
Provision for loan and lease losses$4,433,000558
Total noninterest income$20,117,000423
Gross Fiduciary activities income$10,277,000108
Service charges on deposit accounts$1,536,000925
Trading account gains and fees$12,000149
Additional Noninterest Income$8,292,000564
Total noninterest expense$34,235,000610
Salaries and employee benefits$19,492,000545
Premises and equipment expense$3,703,000651
Additional noninterest expense$11,040,000644
Pre-tax net operating income$9,892,000723
Securities gains (losses)$03,810
Applicable income taxes$3,550,000539
Income before extraordinary items$6,342,000957
Extraordinary gains, net$029
Net income$6,342,000957
Minority interest net income$093
Net income of bank and minority interests.$6,342,000957
Net charge-offs$6,375,000478
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,342,000892
2012-09-30 (YTD Data)Rank
Total interest income$26,108,000760
Total interest expense$4,426,000787
Net interest income$21,682,000755
Provision for loan and lease losses$3,533,000540
Total noninterest income$14,985,000424
Gross Fiduciary activities income$7,694,000108
Service charges on deposit accounts$1,164,000920
Trading account gains and fees$12,000138
Additional Noninterest Income$6,115,000570
Total noninterest expense$25,666,000609
Salaries and employee benefits$14,265,000552
Premises and equipment expense$2,797,000656
Additional noninterest expense$8,604,000623
Pre-tax net operating income$7,468,000749
Securities gains (losses)$03,575
Applicable income taxes$2,418,000601
Income before extraordinary items$5,050,000908
Extraordinary gains, net$020
Net income$5,050,000907
Minority interest net income$086
Net income of bank and minority interests.$5,050,000908
Net charge-offs$4,181,000533
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$5,050,000845
2012-06-30 (YTD Data)Rank
Total interest income$17,696,000760
Total interest expense$2,978,000813
Net interest income$14,718,000745
Provision for loan and lease losses$2,503,000538
Total noninterest income$9,921,000415
Gross Fiduciary activities income$5,388,000103
Service charges on deposit accounts$791,000891
Trading account gains and fees$9,000139
Additional Noninterest Income$3,733,000592
Total noninterest expense$16,871,000615
Salaries and employee benefits$9,460,000554
Premises and equipment expense$1,840,000663
Additional noninterest expense$5,571,000635
Pre-tax net operating income$5,265,000702
Securities gains (losses)$03,178
Applicable income taxes$1,727,000570
Income before extraordinary items$3,538,000853
Extraordinary gains, net$019
Net income$3,538,000851
Minority interest net income$084
Net income of bank and minority interests.$3,538,000853
Net charge-offs$4,083,000391
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,538,000790
2012-03-31 (YTD Data)Rank
Total interest income$8,915,000756
Total interest expense$1,502,000841
Net interest income$7,413,000736
Provision for loan and lease losses$900,000668
Total noninterest income$4,882,000407
Gross Fiduciary activities income$2,694,000104
Service charges on deposit accounts$393,000881
Trading account gains and fees$5,000131
Additional Noninterest Income$1,790,000599
Total noninterest expense$8,147,000631
Salaries and employee benefits$4,561,000570
Premises and equipment expense$907,000668
Additional noninterest expense$2,679,000643
Pre-tax net operating income$3,248,000588
Securities gains (losses)$02,210
Applicable income taxes$1,093,000482
Income before extraordinary items$2,155,000704
Extraordinary gains, net$019
Net income$2,155,000705
Minority interest net income$078
Net income of bank and minority interests.$2,155,000705
Net charge-offs$1,453,000515
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,155,000673
2011-12-31 (YTD Data)Rank
Total interest income$37,546,000752
Total interest expense$6,742,000898
Net interest income$30,804,000701
Provision for loan and lease losses$4,320,000885
Total noninterest income$16,117,000440
Gross Fiduciary activities income$9,077,000102
Service charges on deposit accounts$1,632,000902
Trading account gains and fees$11,000133
Additional Noninterest Income$5,397,000657
Total noninterest expense$32,843,000610
Salaries and employee benefits$17,798,000548
Premises and equipment expense$3,687,000671
Additional noninterest expense$11,358,000639
Pre-tax net operating income$9,758,000638
Securities gains (losses)$03,838
Applicable income taxes$-2,772,0007,272
Income before extraordinary items$12,530,000434
Extraordinary gains, net$029
Net income$12,530,000434
Minority interest net income$096
Net income of bank and minority interests.$12,530,000435
Net charge-offs$4,418,000888
Cash dividends$10,850,000220
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$12,530,000428
2011-09-30 (YTD Data)Rank
Total interest income$28,282,000765
Total interest expense$5,119,000935
Net interest income$23,163,000708
Provision for loan and lease losses$3,240,000879
Total noninterest income$11,933,000441
Gross Fiduciary activities income$6,956,000101
Service charges on deposit accounts$1,200,000926
Trading account gains and fees$8,000135
Additional Noninterest Income$3,769,000708
Total noninterest expense$24,475,000619
Salaries and employee benefits$12,652,000565
Premises and equipment expense$3,022,000628
Additional noninterest expense$8,801,000614
Pre-tax net operating income$7,381,000652
Securities gains (losses)$03,555
Applicable income taxes$-3,417,0007,396
Income before extraordinary items$10,798,000393
Extraordinary gains, net$021
Net income$10,798,000393
Minority interest net income$087
Net income of bank and minority interests.$10,798,000393
Net charge-offs$2,934,000965
Cash dividends$850,0001,303
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$10,798,000386
2011-06-30 (YTD Data)Rank
Total interest income$18,751,000782
Total interest expense$3,427,000958
Net interest income$15,324,000719
Provision for loan and lease losses$2,160,000868
Total noninterest income$7,916,000444
Gross Fiduciary activities income$4,637,000101
Service charges on deposit accounts$754,000966
Trading account gains and fees$4,000140
Additional Noninterest Income$2,521,000710
Total noninterest expense$16,287,000631
Salaries and employee benefits$8,406,000568
Premises and equipment expense$1,998,000638
Additional noninterest expense$5,883,000623
Pre-tax net operating income$4,793,000661
Securities gains (losses)$02,914
Applicable income taxes$584,0001,174
Income before extraordinary items$4,209,000620
Extraordinary gains, net$015
Net income$4,209,000619
Minority interest net income$089
Net income of bank and minority interests.$4,209,000620
Net charge-offs$3,161,000660
Cash dividends$850,000923
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,209,000598
2011-03-31 (YTD Data)Rank
Total interest income$9,392,000781
Total interest expense$1,706,0001,001
Net interest income$7,686,000720
Provision for loan and lease losses$1,080,000808
Total noninterest income$3,869,000447
Gross Fiduciary activities income$2,319,00099
Service charges on deposit accounts$364,000983
Trading account gains and fees$2,000147
Additional Noninterest Income$1,184,000731
Total noninterest expense$8,205,000629
Salaries and employee benefits$4,240,000572
Premises and equipment expense$1,010,000650
Additional noninterest expense$2,955,000607
Pre-tax net operating income$2,270,000700
Securities gains (losses)$01,772
Applicable income taxes$93,0002,259
Income before extraordinary items$2,177,000603
Extraordinary gains, net$09
Net income$2,177,000601
Minority interest net income$086
Net income of bank and minority interests.$2,177,000603
Net charge-offs$1,408,000677
Cash dividends$850,000451
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,177,000587
2010-12-31 (YTD Data)Rank
Total interest income$38,166,000798
Total interest expense$8,525,000977
Net interest income$29,641,000744
Provision for loan and lease losses$8,017,000804
Total noninterest income$17,512,000434
Gross Fiduciary activities income$8,066,000104
Service charges on deposit accounts$1,600,000950
Trading account gains and fees$8,000163
Additional Noninterest Income$7,838,000541
Total noninterest expense$31,599,000648
Salaries and employee benefits$16,931,000565
Premises and equipment expense$3,715,000691
Additional noninterest expense$10,953,000694
Pre-tax net operating income$7,537,000715
Securities gains (losses)$1,0003,687
Applicable income taxes$280,0002,427
Income before extraordinary items$7,258,000619
Extraordinary gains, net$029
Net income$7,258,000616
Minority interest net income$0111
Net income of bank and minority interests.$7,258,000620
Net charge-offs$6,826,000802
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,257,040586
2010-09-30 (YTD Data)Rank
Total interest income$28,435,000809
Total interest expense$6,645,000978
Net interest income$21,790,000756
Provision for loan and lease losses$5,642,000794
Total noninterest income$11,332,000470
Gross Fiduciary activities income$6,050,000102
Service charges on deposit accounts$1,203,000975
Trading account gains and fees$6,000152
Additional Noninterest Income$4,073,000656
Total noninterest expense$23,705,000637
Salaries and employee benefits$12,366,000567
Premises and equipment expense$2,918,000663
Additional noninterest expense$8,421,000650
Pre-tax net operating income$3,775,0001,078
Securities gains (losses)$1,0003,533
Applicable income taxes$128,0002,922
Income before extraordinary items$3,648,000957
Extraordinary gains, net$023
Net income$3,648,000959
Minority interest net income$0110
Net income of bank and minority interests.$3,648,000959
Net charge-offs$4,735,000814
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$3,647,030912
2010-06-30 (YTD Data)Rank
Total interest income$18,908,000819
Total interest expense$4,670,000959
Net interest income$14,238,000772
Provision for loan and lease losses$4,667,000666
Total noninterest income$7,140,000478
Gross Fiduciary activities income$4,400,00099
Service charges on deposit accounts$790,000997
Trading account gains and fees$2,000147
Additional Noninterest Income$1,948,000817
Total noninterest expense$15,629,000643
Salaries and employee benefits$8,205,000568
Premises and equipment expense$1,936,000676
Additional noninterest expense$5,488,000662
Pre-tax net operating income$1,082,0002,224
Securities gains (losses)$1,0003,060
Applicable income taxes$37,0003,476
Income before extraordinary items$1,046,0002,030
Extraordinary gains, net$019
Net income$1,046,0002,028
Minority interest net income$0105
Net income of bank and minority interests.$1,046,0002,030
Net charge-offs$4,184,000648
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,045,0301,953
2010-03-31 (YTD Data)Rank
Total interest income$9,441,000836
Total interest expense$2,549,000920
Net interest income$6,892,000797
Provision for loan and lease losses$2,292,000672
Total noninterest income$3,453,000480
Gross Fiduciary activities income$2,200,000100
Service charges on deposit accounts$394,0001,002
Trading account gains and fees$0175
Additional Noninterest Income$859,000892
Total noninterest expense$7,833,000649
Salaries and employee benefits$4,103,000585
Premises and equipment expense$989,000678
Additional noninterest expense$2,741,000668
Pre-tax net operating income$220,0003,896
Securities gains (losses)$1,0002,151
Applicable income taxes$10,0003,808
Income before extraordinary items$211,0003,786
Extraordinary gains, net$016
Net income$211,0003,783
Minority interest net income$091
Net income of bank and minority interests.$211,0003,785
Net charge-offs$2,707,000523
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$210,0503,667
2009-12-31 (YTD Data)Rank
Total interest income$39,865,000843
Total interest expense$14,131,000828
Net interest income$25,734,000841
Provision for loan and lease losses$6,115,0001,225
Total noninterest income$14,933,000478
Gross Fiduciary activities income$7,171,000109
Service charges on deposit accounts$1,725,0001,008
Trading account gains and fees$2,000204
Additional Noninterest Income$6,035,000618
Total noninterest expense$29,971,000701
Salaries and employee benefits$15,890,000594
Premises and equipment expense$3,980,000668
Additional noninterest expense$10,101,000783
Pre-tax net operating income$4,581,000911
Securities gains (losses)$03,754
Applicable income taxes$192,0002,411
Income before extraordinary items$4,389,000786
Extraordinary gains, net$034
Net income$4,389,000784
Minority interest net income$0115
Net income of bank and minority interests.$4,389,000786
Net charge-offs$3,780,0001,390
Cash dividends$2,150,000846
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,389,000776
2009-09-30 (YTD Data)Rank
Total interest income$30,305,000845
Total interest expense$11,088,000832
Net interest income$19,217,000857
Provision for loan and lease losses$4,017,0001,228
Total noninterest income$11,273,000479
Gross Fiduciary activities income$5,304,000109
Service charges on deposit accounts$1,277,0001,023
Trading account gains and fees$2,000205
Additional Noninterest Income$4,690,000620
Total noninterest expense$23,040,000683
Salaries and employee benefits$11,881,000612
Premises and equipment expense$3,244,000629
Additional noninterest expense$7,915,000723
Pre-tax net operating income$3,433,000968
Securities gains (losses)$03,497
Applicable income taxes$144,0002,599
Income before extraordinary items$3,289,000828
Extraordinary gains, net$027
Net income$3,289,000829
Minority interest net income$0118
Net income of bank and minority interests.$3,289,000829
Net charge-offs$2,087,0001,471
Cash dividends$2,150,000595
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,289,000818
2009-06-30 (YTD Data)Rank
Total interest income$20,408,000853
Total interest expense$7,855,000827
Net interest income$12,553,000873
Provision for loan and lease losses$2,874,0001,117
Total noninterest income$7,807,000474
Gross Fiduciary activities income$3,714,000106
Service charges on deposit accounts$795,0001,078
Trading account gains and fees$1,000190
Additional Noninterest Income$3,297,000607
Total noninterest expense$15,170,000706
Salaries and employee benefits$7,916,000621
Premises and equipment expense$2,048,000683
Additional noninterest expense$5,206,000743
Pre-tax net operating income$2,316,000987
Securities gains (losses)$03,136
Applicable income taxes$99,0002,637
Income before extraordinary items$2,217,000849
Extraordinary gains, net$021
Net income$2,217,000849
Minority interest net income$0112
Net income of bank and minority interests.$2,217,000849
Net charge-offs$776,0001,872
Cash dividends$1,800,000492
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,217,000817
2009-03-31 (YTD Data)Rank
Total interest income$10,287,000851
Total interest expense$4,157,000806
Net interest income$6,130,000878
Provision for loan and lease losses$1,599,000877
Total noninterest income$4,125,000430
Gross Fiduciary activities income$1,857,000105
Service charges on deposit accounts$356,0001,163
Trading account gains and fees$1,000165
Additional Noninterest Income$1,911,000522
Total noninterest expense$7,517,000674
Salaries and employee benefits$3,949,000627
Premises and equipment expense$1,070,000668
Additional noninterest expense$2,498,000679
Pre-tax net operating income$1,139,0001,117
Securities gains (losses)$02,434
Applicable income taxes$51,0002,864
Income before extraordinary items$1,088,000987
Extraordinary gains, net$015
Net income$1,088,000987
Minority interest net income$0102
Net income of bank and minority interests.$1,088,000989
Net charge-offs$396,0001,553
Cash dividends$1,300,000338
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,088,000927
2008-12-31 (YTD Data)Rank
Total interest income$45,103,000836
Total interest expense$19,656,000797
Net interest income$25,447,000844
Provision for loan and lease losses$4,740,0001,039
Total noninterest income$14,026,000463
Gross Fiduciary activities income$7,257,000121
Service charges on deposit accounts$1,280,0001,406
Trading account gains and fees$3,000148
Additional Noninterest Income$5,486,000605
Total noninterest expense$28,254,000705
Salaries and employee benefits$15,623,000623
Premises and equipment expense$4,122,000672
Additional noninterest expense$8,509,000775
Pre-tax net operating income$6,479,000861
Securities gains (losses)$03,220
Applicable income taxes$261,0002,552
Income before extraordinary items$6,218,000648
Extraordinary gains, net$039
Net income$6,218,000648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,577,000879
Cash dividends$3,905,000719
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,218,000699
2008-09-30 (YTD Data)Rank
Total interest income$34,071,000855
Total interest expense$15,182,000815
Net interest income$18,889,000862
Provision for loan and lease losses$2,832,000941
Total noninterest income$10,091,000502
Gross Fiduciary activities income$5,595,000123
Service charges on deposit accounts$923,0001,464
Trading account gains and fees$2,000142
Additional Noninterest Income$3,571,000727
Total noninterest expense$22,146,000667
Salaries and employee benefits$12,335,000605
Premises and equipment expense$3,160,000662
Additional noninterest expense$6,651,000706
Pre-tax net operating income$4,002,0001,250
Securities gains (losses)$03,106
Applicable income taxes$162,0003,157
Income before extraordinary items$3,840,000953
Extraordinary gains, net$031
Net income$3,840,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,896,000856
Cash dividends$3,205,000674
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,840,0001,014
2008-06-30 (YTD Data)Rank
Total interest income$23,089,000843
Total interest expense$10,480,000810
Net interest income$12,609,000862
Provision for loan and lease losses$2,832,000625
Total noninterest income$6,827,000513
Gross Fiduciary activities income$3,730,000124
Service charges on deposit accounts$567,0001,560
Trading account gains and fees$1,000143
Additional Noninterest Income$2,529,000710
Total noninterest expense$14,746,000660
Salaries and employee benefits$8,173,000609
Premises and equipment expense$2,139,000649
Additional noninterest expense$4,434,000688
Pre-tax net operating income$1,858,0001,795
Securities gains (losses)$03,233
Applicable income taxes$74,0003,748
Income before extraordinary items$1,784,0001,532
Extraordinary gains, net$021
Net income$1,784,0001,532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,731
Cash dividends$2,930,000573
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,784,0001,500
2008-03-31 (YTD Data)Rank
Total interest income$12,227,000820
Total interest expense$5,566,000817
Net interest income$6,661,000821
Provision for loan and lease losses$195,0001,849
Total noninterest income$3,373,000524
Gross Fiduciary activities income$1,865,000123
Service charges on deposit accounts$263,0001,645
Trading account gains and fees$1,000152
Additional Noninterest Income$1,244,000716
Total noninterest expense$7,326,000654
Salaries and employee benefits$4,073,000619
Premises and equipment expense$1,105,000633
Additional noninterest expense$2,148,000680
Pre-tax net operating income$2,513,000754
Securities gains (losses)$02,688
Applicable income taxes$101,0002,793
Income before extraordinary items$2,412,000633
Extraordinary gains, net$015
Net income$2,412,000634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,920
Cash dividends$580,0001,226
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,412,000605
2007-12-31 (YTD Data)Rank
Total interest income$52,818,000789
Total interest expense$26,098,000750
Net interest income$26,720,000819
Provision for loan and lease losses$885,0001,562
Total noninterest income$11,468,000558
Gross Fiduciary activities income$6,289,000137
Service charges on deposit accounts$1,179,0001,524
Trading account gains and fees$3,000169
Additional Noninterest Income$3,997,000823
Total noninterest expense$26,872,000706
Salaries and employee benefits$15,241,000628
Premises and equipment expense$3,796,000702
Additional noninterest expense$7,835,000737
Pre-tax net operating income$10,431,000816
Securities gains (losses)$02,146
Applicable income taxes$281,0003,454
Income before extraordinary items$10,150,000640
Extraordinary gains, net$039
Net income$10,150,000639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,000
Cash dividends$4,000,000908
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$10,150,000626
2007-09-30 (YTD Data)Rank
Total interest income$39,758,000788
Total interest expense$19,716,000736
Net interest income$20,042,000821
Provision for loan and lease losses$495,0001,588
Total noninterest income$8,353,000569
Gross Fiduciary activities income$4,496,000139
Service charges on deposit accounts$878,0001,495
Trading account gains and fees$3,000174
Additional Noninterest Income$2,976,000831
Total noninterest expense$19,678,000709
Salaries and employee benefits$11,090,000651
Premises and equipment expense$2,791,000713
Additional noninterest expense$5,797,000733
Pre-tax net operating income$8,222,000846
Securities gains (losses)$01,655
Applicable income taxes$411,0002,773
Income before extraordinary items$7,811,000666
Extraordinary gains, net$033
Net income$7,811,000664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,227
Cash dividends$2,000,0001,205
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$7,811,000653
2007-06-30 (YTD Data)Rank
Total interest income$26,197,000804
Total interest expense$12,903,000761
Net interest income$13,294,000840
Provision for loan and lease losses$405,0001,221
Total noninterest income$5,545,000598
Gross Fiduciary activities income$2,964,000146
Service charges on deposit accounts$566,0001,551
Trading account gains and fees$1,000164
Additional Noninterest Income$2,014,000847
Total noninterest expense$12,899,000735
Salaries and employee benefits$7,232,000683
Premises and equipment expense$1,842,000747
Additional noninterest expense$3,825,000745
Pre-tax net operating income$5,535,000873
Securities gains (losses)$01,444
Applicable income taxes$277,0002,827
Income before extraordinary items$5,258,000698
Extraordinary gains, net$029
Net income$5,258,000697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-62,0008,338
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$5,258,000687
2007-03-31 (YTD Data)Rank
Total interest income$12,763,000814
Total interest expense$6,290,000776
Net interest income$6,473,000864
Provision for loan and lease losses$200,0001,154
Total noninterest income$2,668,000597
Gross Fiduciary activities income$1,482,000146
Service charges on deposit accounts$268,0001,606
Trading account gains and fees$1,000189
Additional Noninterest Income$917,000898
Total noninterest expense$6,305,000744
Salaries and employee benefits$3,495,000715
Premises and equipment expense$879,000776
Additional noninterest expense$1,931,000719
Pre-tax net operating income$2,636,000894
Securities gains (losses)$01,187
Applicable income taxes$132,0002,911
Income before extraordinary items$2,504,000719
Extraordinary gains, net$022
Net income$2,504,000718
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,238
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,504,000709
2006-12-31 (YTD Data)Rank
Total interest income$46,598,000819
Total interest expense$21,805,000771
Net interest income$24,793,000891
Provision for loan and lease losses$480,0001,962
Total noninterest income$10,560,000587
Gross Fiduciary activities income$5,289,000149
Service charges on deposit accounts$1,252,0001,431
Trading account gains and fees$3,000126
Additional Noninterest Income$4,016,000812
Total noninterest expense$23,476,000753
Salaries and employee benefits$13,229,000701
Premises and equipment expense$3,438,000742
Additional noninterest expense$6,809,000792
Pre-tax net operating income$11,397,000876
Securities gains (losses)$-1,0006,756
Applicable income taxes$570,0002,957
Income before extraordinary items$10,826,000690
Extraordinary gains, net$051
Net income$10,826,000689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$787,000842
Cash dividends$8,700,000443
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,826,950682
2006-09-30 (YTD Data)Rank
Total interest income$33,836,000855
Total interest expense$15,473,000793
Net interest income$18,363,000924
Provision for loan and lease losses$455,0001,499
Total noninterest income$7,733,000611
Gross Fiduciary activities income$3,844,000158
Service charges on deposit accounts$942,0001,426
Trading account gains and fees$2,000120
Additional Noninterest Income$2,945,000829
Total noninterest expense$17,429,000770
Salaries and employee benefits$9,582,000749
Premises and equipment expense$2,534,000768
Additional noninterest expense$5,313,000771
Pre-tax net operating income$8,212,000941
Securities gains (losses)$-1,0007,100
Applicable income taxes$410,0003,142
Income before extraordinary items$7,801,000750
Extraordinary gains, net$045
Net income$7,801,000749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-57,0008,389
Cash dividends$6,250,000429
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,801,950743
2006-06-30 (YTD Data)Rank
Total interest income$21,644,000879
Total interest expense$9,535,000813
Net interest income$12,109,000935
Provision for loan and lease losses$385,0001,199
Total noninterest income$5,084,000613
Gross Fiduciary activities income$2,563,000165
Service charges on deposit accounts$614,0001,448
Trading account gains and fees$2,000118
Additional Noninterest Income$1,905,000854
Total noninterest expense$11,630,000771
Salaries and employee benefits$6,392,000752
Premises and equipment expense$1,662,000780
Additional noninterest expense$3,576,000759
Pre-tax net operating income$5,178,000988
Securities gains (losses)$-1,0007,450
Applicable income taxes$259,0003,245
Income before extraordinary items$4,918,000793
Extraordinary gains, net$039
Net income$4,918,000793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,393
Cash dividends$4,050,000445
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,918,950782
2006-03-31 (YTD Data)Rank
Total interest income$10,403,000890
Total interest expense$4,506,000822
Net interest income$5,897,000964
Provision for loan and lease losses$175,0001,259
Total noninterest income$2,489,000614
Gross Fiduciary activities income$1,281,000162
Service charges on deposit accounts$302,0001,419
Trading account gains and fees$0115
Additional Noninterest Income$906,000871
Total noninterest expense$5,760,000780
Salaries and employee benefits$3,187,000757
Premises and equipment expense$839,000775
Additional noninterest expense$1,734,000770
Pre-tax net operating income$2,451,0001,019
Securities gains (losses)$0955
Applicable income taxes$123,0003,311
Income before extraordinary items$2,328,000820
Extraordinary gains, net$021
Net income$2,328,000819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0002,127
Cash dividends$2,150,000400
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,328,000805
2005-12-31 (YTD Data)Rank
Total interest income$36,005,000919
Total interest expense$13,515,000837
Net interest income$22,490,000946
Provision for loan and lease losses$420,0002,180
Total noninterest income$10,334,000608
Gross Fiduciary activities income$4,614,000170
Service charges on deposit accounts$1,295,0001,362
Trading account gains and fees$3,000131
Additional Noninterest Income$4,422,000736
Total noninterest expense$21,817,000781
Salaries and employee benefits$12,176,000736
Premises and equipment expense$3,156,000768
Additional noninterest expense$6,485,000801
Pre-tax net operating income$10,587,000934
Securities gains (losses)$-55,0008,222
Applicable income taxes$523,0003,295
Income before extraordinary items$10,009,000729
Extraordinary gains, net$046
Net income$10,009,000731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0004,338
Cash dividends$3,500,000916
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,061,250712
2005-09-30 (YTD Data)Rank
Total interest income$25,874,000930
Total interest expense$9,411,000846
Net interest income$16,463,000962
Provision for loan and lease losses$315,0002,100
Total noninterest income$7,587,000625
Gross Fiduciary activities income$3,480,000165
Service charges on deposit accounts$967,0001,350
Trading account gains and fees$3,000120
Additional Noninterest Income$3,137,000782
Total noninterest expense$15,717,000802
Salaries and employee benefits$8,692,000768
Premises and equipment expense$2,246,000798
Additional noninterest expense$4,779,000803
Pre-tax net operating income$8,018,000922
Securities gains (losses)$02,317
Applicable income taxes$397,0003,335
Income before extraordinary items$7,621,000713
Extraordinary gains, net$035
Net income$7,621,000714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0004,845
Cash dividends$1,400,0001,413
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,621,000693
2005-06-30 (YTD Data)Rank
Total interest income$16,630,000943
Total interest expense$5,875,000848
Net interest income$10,755,000974
Provision for loan and lease losses$210,0002,058
Total noninterest income$5,142,000615
Gross Fiduciary activities income$2,320,000164
Service charges on deposit accounts$624,0001,359
Trading account gains and fees$2,000109
Additional Noninterest Income$2,196,000750
Total noninterest expense$10,460,000795
Salaries and employee benefits$5,803,000765
Premises and equipment expense$1,488,000798
Additional noninterest expense$3,169,000809
Pre-tax net operating income$5,227,000908
Securities gains (losses)$02,146
Applicable income taxes$257,0003,369
Income before extraordinary items$4,970,000718
Extraordinary gains, net$030
Net income$4,970,000719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,029
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,970,000698
2005-03-31 (YTD Data)Rank
Total interest income$7,897,000967
Total interest expense$2,638,000891
Net interest income$5,259,000984
Provision for loan and lease losses$105,0001,941
Total noninterest income$2,531,000605
Gross Fiduciary activities income$1,160,000168
Service charges on deposit accounts$302,0001,365
Trading account gains and fees$1,000111
Additional Noninterest Income$1,068,000746
Total noninterest expense$5,276,000783
Salaries and employee benefits$2,919,000763
Premises and equipment expense$742,000802
Additional noninterest expense$1,615,000783
Pre-tax net operating income$2,409,000975
Securities gains (losses)$01,685
Applicable income taxes$120,0003,471
Income before extraordinary items$2,289,000766
Extraordinary gains, net$024
Net income$2,289,000767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-8,0007,866
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,289,000745
2004-12-31 (YTD Data)Rank
Total interest income$28,022,0001,009
Total interest expense$9,193,000872
Net interest income$18,829,0001,057
Provision for loan and lease losses$620,0001,601
Total noninterest income$9,754,000621
Gross Fiduciary activities income$4,210,000170
Service charges on deposit accounts$1,380,0001,284
Trading account gains and fees$2,000134
Additional Noninterest Income$4,162,000764
Total noninterest expense$19,622,000823
Salaries and employee benefits$10,577,000807
Premises and equipment expense$2,851,000797
Additional noninterest expense$6,194,000813
Pre-tax net operating income$8,341,0001,051
Securities gains (losses)$-46,0008,575
Applicable income taxes$415,0003,664
Income before extraordinary items$7,880,000835
Extraordinary gains, net$034
Net income$7,880,000836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$199,0002,587
Cash dividends$6,000,000519
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,923,700801
2004-09-30 (YTD Data)Rank
Total interest income$20,523,0001,018
Total interest expense$6,835,000862
Net interest income$13,688,0001,076
Provision for loan and lease losses$315,0002,173
Total noninterest income$7,083,000648
Gross Fiduciary activities income$3,113,000168
Service charges on deposit accounts$1,049,0001,277
Trading account gains and fees$1,000130
Additional Noninterest Income$2,920,000819
Total noninterest expense$14,101,000864
Salaries and employee benefits$7,437,000867
Premises and equipment expense$2,133,000792
Additional noninterest expense$4,531,000827
Pre-tax net operating income$6,355,0001,037
Securities gains (losses)$03,710
Applicable income taxes$317,0003,694
Income before extraordinary items$6,038,000829
Extraordinary gains, net$026
Net income$6,038,000830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,0008,616
Cash dividends$4,500,000500
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,038,000797
2004-06-30 (YTD Data)Rank
Total interest income$13,545,0001,015
Total interest expense$4,612,000841
Net interest income$8,933,0001,092
Provision for loan and lease losses$210,0002,090
Total noninterest income$4,703,000644
Gross Fiduciary activities income$2,075,000174
Service charges on deposit accounts$673,0001,314
Trading account gains and fees$1,000128
Additional Noninterest Income$1,954,000811
Total noninterest expense$9,397,000869
Salaries and employee benefits$4,956,000863
Premises and equipment expense$1,408,000800
Additional noninterest expense$3,033,000814
Pre-tax net operating income$4,029,0001,082
Securities gains (losses)$03,413
Applicable income taxes$201,0003,769
Income before extraordinary items$3,828,000847
Extraordinary gains, net$021
Net income$3,828,000847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-50,0008,726
Cash dividends$3,000,000492
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,828,000813
2004-03-31 (YTD Data)Rank
Total interest income$6,743,0001,027
Total interest expense$2,341,000852
Net interest income$4,402,0001,114
Provision for loan and lease losses$105,0002,016
Total noninterest income$2,315,000647
Gross Fiduciary activities income$1,037,000171
Service charges on deposit accounts$324,0001,321
Trading account gains and fees$0121
Additional Noninterest Income$954,000813
Total noninterest expense$4,737,000867
Salaries and employee benefits$2,496,000875
Premises and equipment expense$723,000796
Additional noninterest expense$1,518,000807
Pre-tax net operating income$1,875,0001,130
Securities gains (losses)$02,934
Applicable income taxes$94,0003,887
Income before extraordinary items$1,781,000914
Extraordinary gains, net$016
Net income$1,781,000914
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,0008,521
Cash dividends$1,500,000452
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,781,000868
2003-12-31 (YTD Data)Rank
Total interest income$27,915,0001,006
Total interest expense$10,292,000858
Net interest income$17,623,0001,095
Provision for loan and lease losses$620,0001,792
Total noninterest income$11,183,000600
Gross Fiduciary activities income$3,617,000184
Service charges on deposit accounts$1,309,0001,321
Trading account gains and fees$3,000156
Additional Noninterest Income$6,254,000641
Total noninterest expense$18,851,000854
Salaries and employee benefits$10,139,000842
Premises and equipment expense$2,833,000795
Additional noninterest expense$5,879,000865
Pre-tax net operating income$9,335,000910
Securities gains (losses)$04,500
Applicable income taxes$452,0003,560
Income before extraordinary items$8,883,000731
Extraordinary gains, net$054
Net income$8,883,000733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$578,0001,431
Cash dividends$6,000,000543
Sale, conversion, retirement of capital stock, net$0868
Net operating income$8,883,000680
2003-09-30 (YTD Data)Rank
Total interest income$21,130,0001,020
Total interest expense$7,767,000892
Net interest income$13,363,0001,094
Provision for loan and lease losses$315,0002,407
Total noninterest income$8,275,000639
Gross Fiduciary activities income$2,629,000193
Service charges on deposit accounts$980,0001,329
Trading account gains and fees$2,000152
Additional Noninterest Income$4,664,000672
Total noninterest expense$13,380,000922
Salaries and employee benefits$7,145,000904
Premises and equipment expense$2,011,000853
Additional noninterest expense$4,224,000912
Pre-tax net operating income$7,943,000845
Securities gains (losses)$04,204
Applicable income taxes$397,0003,430
Income before extraordinary items$7,546,000682
Extraordinary gains, net$040
Net income$7,546,000683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,518
Cash dividends$4,500,000521
Sale, conversion, retirement of capital stock, net$0722
Net operating income$7,546,000634
2003-06-30 (YTD Data)Rank
Total interest income$14,251,0001,019
Total interest expense$5,253,000910
Net interest income$8,998,0001,083
Provision for loan and lease losses$210,0002,412
Total noninterest income$5,262,000650
Gross Fiduciary activities income$1,723,000203
Service charges on deposit accounts$638,0001,345
Trading account gains and fees$1,000149
Additional Noninterest Income$2,900,000691
Total noninterest expense$8,774,000929
Salaries and employee benefits$4,702,000912
Premises and equipment expense$1,351,000840
Additional noninterest expense$2,721,000931
Pre-tax net operating income$5,276,000846
Securities gains (losses)$03,782
Applicable income taxes$264,0003,460
Income before extraordinary items$5,012,000680
Extraordinary gains, net$030
Net income$5,012,000680
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,638
Cash dividends$3,000,000508
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,012,000628
2003-03-31 (YTD Data)Rank
Total interest income$7,183,0001,022
Total interest expense$2,669,000918
Net interest income$4,514,0001,083
Provision for loan and lease losses$105,0002,265
Total noninterest income$2,606,000649
Gross Fiduciary activities income$876,000201
Service charges on deposit accounts$314,0001,332
Trading account gains and fees$1,000131
Additional Noninterest Income$1,415,000694
Total noninterest expense$4,351,000935
Salaries and employee benefits$2,320,000926
Premises and equipment expense$659,000878
Additional noninterest expense$1,372,000910
Pre-tax net operating income$2,664,000841
Securities gains (losses)$02,891
Applicable income taxes$133,0003,442
Income before extraordinary items$2,531,000678
Extraordinary gains, net$021
Net income$2,531,000677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0004,155
Cash dividends$1,500,000477
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,531,000628
2002-12-31 (YTD Data)Rank
Total interest income$30,382,0001,011
Total interest expense$13,732,000822
Net interest income$16,650,0001,170
Provision for loan and lease losses$510,0002,348
Total noninterest income$9,058,000668
Gross Fiduciary activities income$3,370,000212
Service charges on deposit accounts$1,206,0001,352
Trading account gains and fees$2,000145
Additional Noninterest Income$4,480,000745
Total noninterest expense$17,047,000920
Salaries and employee benefits$9,149,000879
Premises and equipment expense$2,514,000864
Additional noninterest expense$5,384,000923
Pre-tax net operating income$8,151,0001,037
Securities gains (losses)$04,537
Applicable income taxes$408,0003,848
Income before extraordinary items$7,743,000821
Extraordinary gains, net$070
Net income$7,743,000821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,409
Cash dividends$6,750,000480
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,743,000787
2001-12-31 (YTD Data)Rank
Total interest income$34,677,000979
Total interest expense$18,577,000882
Net interest income$16,100,0001,104
Provision for loan and lease losses$695,0001,679
Total noninterest income$7,632,000720
Gross Fiduciary activities income$3,493,000213
Service charges on deposit accounts$1,070,0001,393
Trading account gains and fees$4,000169
Additional Noninterest Income$3,065,000932
Total noninterest expense$15,841,000936
Salaries and employee benefits$8,558,000871
Premises and equipment expense$2,363,000888
Additional noninterest expense$4,920,000992
Pre-tax net operating income$7,196,0001,036
Securities gains (losses)$596,000558
Applicable income taxes$389,0003,792
Income before extraordinary items$7,403,000753
Extraordinary gains, net$0105
Net income$7,403,000754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$254,0002,470
Cash dividends$6,260,000512
Sale, conversion, retirement of capital stock, net$0922
Net operating income$6,836,800779
2000-12-31 (YTD Data)Rank
Total interest income$35,522,0001,001
Total interest expense$18,938,000947
Net interest income$16,584,0001,063
Provision for loan and lease losses$455,0002,034
Total noninterest income$6,469,000769
Gross Fiduciary activities income$3,505,000208
Service charges on deposit accounts$943,0001,450
Trading account gains and fees$3,000171
Additional Noninterest Income$2,018,0001,122
Total noninterest expense$14,861,000957
Salaries and employee benefits$8,321,000836
Premises and equipment expense$1,946,0001,020
Additional noninterest expense$4,594,0001,022
Pre-tax net operating income$7,737,000995
Securities gains (losses)$-32,0008,979
Applicable income taxes$385,0004,048
Income before extraordinary items$7,320,000742
Extraordinary gains, net$038
Net income$7,320,000742
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,956
Cash dividends$7,150,000475
Sale, conversion, retirement of capital stock, net$0969
Net operating income$7,350,400739
1999-12-31 (YTD Data)Rank
Total interest income$30,758,0001,061
Total interest expense$15,130,0001,011
Net interest income$15,628,0001,124
Provision for loan and lease losses$660,0001,382
Total noninterest income$6,174,000806
Gross Fiduciary activities income$3,232,000254
Service charges on deposit accounts$894,0001,454
Trading account gains and fees$3,000161
Additional Noninterest Income$2,045,0001,132
Total noninterest expense$13,659,0001,021
Salaries and employee benefits$7,699,000893
Premises and equipment expense$1,796,0001,118
Additional noninterest expense$4,164,0001,125
Pre-tax net operating income$7,483,0001,034
Securities gains (losses)$03,155
Applicable income taxes$374,0004,332
Income before extraordinary items$7,109,000812
Extraordinary gains, net$035
Net income$7,109,000812
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$415,0001,418
Cash dividends$6,650,000547
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$7,109,000795
1998-12-31 (YTD Data)Rank
Total interest income$31,319,0001,043
Total interest expense$15,376,0001,029
Net interest income$15,943,0001,060
Provision for loan and lease losses$620,0001,446
Total noninterest income$5,727,000847
Gross Fiduciary activities income$2,852,000261
Service charges on deposit accounts$832,0001,520
Trading account gains and fees$4,000207
Additional Noninterest Income$2,039,0001,147
Total noninterest expense$12,880,0001,029
Salaries and employee benefits$7,313,000902
Premises and equipment expense$1,804,0001,065
Additional noninterest expense$3,763,0001,188
Pre-tax net operating income$8,170,000953
Securities gains (losses)$04,449
Applicable income taxes$1,952,0001,298
Income before extraordinary items$6,218,000875
Extraordinary gains, net$032
Net income$6,218,000875
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$250,0002,108
Cash dividends$10,200,000372
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$6,218,000837
1997-12-31 (YTD Data)Rank
Total interest income$30,337,0001,112
Total interest expense$14,323,0001,133
Net interest income$16,014,0001,103
Provision for loan and lease losses$510,0001,742
Total noninterest income$5,056,000917
Gross Fiduciary activities income$2,490,000295
Service charges on deposit accounts$796,0001,634
Trading account gains and fees$4,000224
Additional Noninterest Income$1,766,0001,190
Total noninterest expense$12,307,0001,086
Salaries and employee benefits$6,830,000969
Premises and equipment expense$1,685,0001,182
Additional noninterest expense$3,792,0001,166
Pre-tax net operating income$8,253,0001,000
Securities gains (losses)$-48,00010,635
Applicable income taxes$2,751,0001,002
Income before extraordinary items$5,454,0001,017
Extraordinary gains, net$044
Net income$5,454,0001,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$318,0001,883
Cash dividends$3,380,000851
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,485,680985
1996-12-31 (YTD Data)Rank
Total interest income$27,463,0001,250
Total interest expense$12,219,0001,322
Net interest income$15,244,0001,185
Provision for loan and lease losses$420,0002,004
Total noninterest income$4,077,0001,094
Gross Fiduciary activities income$2,139,000350
Service charges on deposit accounts$721,0001,881
Trading account gains and fees$0262
Additional Noninterest Income$1,217,0001,583
Total noninterest expense$11,275,0001,271
Salaries and employee benefits$6,433,0001,037
Premises and equipment expense$1,523,0001,346
Additional noninterest expense$3,319,0001,584
Pre-tax net operating income$7,626,000998
Securities gains (losses)$04,148
Applicable income taxes$2,591,000987
Income before extraordinary items$5,035,0001,036
Extraordinary gains, net$053
Net income$5,035,0001,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,420
Cash dividends$1,620,0001,489
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,035,0001,019
1995-12-31 (YTD Data)Rank
Total interest income$25,785,0001,326
Total interest expense$11,370,0001,433
Net interest income$14,415,0001,251
Provision for loan and lease losses$420,0001,793
Total noninterest income$3,857,0001,149
Gross Fiduciary activities income$1,949,000376
Service charges on deposit accounts$717,0001,888
Trading account gains and fees$5,000459
Additional Noninterest Income$1,186,0001,615
Total noninterest expense$11,121,0001,286
Salaries and employee benefits$6,185,0001,103
Premises and equipment expense$1,431,0001,441
Additional noninterest expense$3,505,0001,482
Pre-tax net operating income$6,731,0001,155
Securities gains (losses)$-38,00011,009
Applicable income taxes$2,221,0001,157
Income before extraordinary items$4,472,0001,183
Extraordinary gains, net$065
Net income$4,472,0001,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0003,551
Cash dividends$1,480,0001,534
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,497,4601,156
1994-12-31 (YTD Data)Rank
Total interest income$22,653,0001,369
Total interest expense$8,755,0001,481
Net interest income$13,898,0001,300
Provision for loan and lease losses$460,0001,641
Total noninterest income$3,727,0001,145
Gross Fiduciary activities income$1,770,000391
Service charges on deposit accounts$773,0001,747
Trading account gains and fees$4,000418
Additional Noninterest Income$1,180,0001,647
Total noninterest expense$10,962,0001,340
Salaries and employee benefits$5,813,0001,167
Premises and equipment expense$1,393,0001,495
Additional noninterest expense$3,756,0001,495
Pre-tax net operating income$6,203,0001,210
Securities gains (losses)$-142,00011,763
Applicable income taxes$1,959,0001,227
Income before extraordinary items$4,102,0001,228
Extraordinary gains, net$0249
Net income$4,102,0001,228
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$310,0001,862
Cash dividends$1,080,0001,782
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,198,5601,214
1993-12-31 (YTD Data)Rank
Total interest income$22,301,0001,425
Total interest expense$9,452,0001,418
Net interest income$12,849,0001,412
Provision for loan and lease losses$460,0002,221
Total noninterest income$4,335,0001,099
Gross Fiduciary activities income$1,632,000425
Service charges on deposit accounts$782,0001,747
Trading account gains and fees$5,000460
Additional Noninterest Income$1,916,0001,293
Total noninterest expense$10,753,0001,431
Salaries and employee benefits$5,683,0001,191
Premises and equipment expense$1,348,0001,564
Additional noninterest expense$3,722,0001,616
Pre-tax net operating income$5,971,0001,161
Securities gains (losses)$-603,00013,250
Applicable income taxes$1,656,0001,434
Income before extraordinary items$3,712,0001,367
Extraordinary gains, net$03,149
Net income$3,712,0001,413
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$257,0002,702
Cash dividends$1,140,0001,575
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,128,0701,150
1992-12-31 (YTD Data)Rank
Total interest income$23,295,0001,557
Total interest expense$11,780,0001,499
Net interest income$11,515,0001,610
Provision for loan and lease losses$300,0004,111
Total noninterest income$3,377,0001,305
Gross Fiduciary activities income$1,473,000445
Service charges on deposit accounts$692,0001,960
Trading account gains and fees$4,000448
Additional Noninterest Income$1,208,0001,761
Total noninterest expense$9,922,0001,551
Salaries and employee benefits$5,428,0001,230
Premises and equipment expense$1,306,0001,636
Additional noninterest expense$3,188,0001,905
Pre-tax net operating income$4,670,0001,368
Securities gains (losses)$252,0001,714
Applicable income taxes$1,482,0001,468
Income before extraordinary items$3,440,0001,358
Extraordinary gains, net$01,422
Net income$3,440,0001,361
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0003,179
Cash dividends$719,0002,086
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,263,6001,310

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.