Home > American Trust & Savings Bank > Assets and Liabilities
American Trust & Savings Bank, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 47 | 3,279 |
| Assets and Liabilities | ||
| Total Assets: | $118,757,000 | 4,677 |
| Cash and due from depository institutions | $4,780,000 | 3,279 |
| Interest-bearing balances | $406,000 | 5,939 |
| Securities | $39,282,000 | 2,901 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $66,922,000 | 4,921 |
| Loan loss allowance | $1,014,000 | 4,762 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $1,313,000 | 5,119 |
| Other real estate owned | $537,000 | 3,279 |
| Goodwill and other intangibles | $679,000 | 1,811 |
| All other assets | $5,244,000 | 3,287 |
| Life insurance assets | $3,480,000 | 1,669 |
| Total liabilities and capital | $118,757,000 | 4,677 |
| Total liabilities | $109,116,000 | 4,597 |
| Total deposits | $99,029,000 | 4,682 |
| Interest-bearing deposits | $87,673,000 | 4,584 |
| Deposits held in domestic offices | $99,029,000 | 4,680 |
| % insured | 78.58% | 6,498 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $8,722,000 | 2,798 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,365,000 | 2,793 |
| Total equity capital | $9,641,000 | 5,359 |
| Total bank equity capital | $9,641,000 | 5,358 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $250,000 | 4,857 |
| Surplus | $3,254,000 | 4,728 |
| Undivided profits | $6,137,000 | 3,901 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $2,695,000 | 3,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $410,000 | 5,807 |
| Earning assets | $106,610,000 | 4,709 |
| Long-term assets (5+ years) | $60,301,000 | 2,076 |
| Average Assets, year-to-date | $118,919,500 | 4,659 |
| Average Assets, quarterly | $118,919,500 | 4,659 |
| Volatile liabilities | $10,934,000 | 6,107 |
| Insider loans | $204,000 | 6,179 |
| FHLB advances | $8,722,000 | 2,680 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $3,416,000 | 6,086 |
| Tier 1 (core) risk-based capital | $7,915,000 | 5,760 |
| Tier 2 risk-based capital | $792,000 | 4,869 |
| Total risk weighted assets | $63,117,000 | 5,261 |
| Total unused commitments | $3,416,000 | 6,089 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 55 | 2,915 |
| Assets and Liabilities | ||
| Total Assets: | $119,082,000 | 4,683 |
| Cash and due from depository institutions | $7,444,000 | 2,915 |
| Interest-bearing balances | $283,000 | 5,960 |
| Securities | $33,625,000 | 3,229 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $70,083,000 | 4,863 |
| Loan loss allowance | $1,665,000 | 3,616 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $1,363,000 | 5,113 |
| Other real estate owned | $537,000 | 2,915 |
| Goodwill and other intangibles | $679,000 | 1,814 |
| All other assets | $5,351,000 | 3,316 |
| Life insurance assets | $3,436,000 | 1,684 |
| Total liabilities and capital | $119,082,000 | 4,683 |
| Total liabilities | $109,440,000 | 4,596 |
| Total deposits | $99,512,000 | 4,644 |
| Interest-bearing deposits | $89,319,000 | 4,496 |
| Deposits held in domestic offices | $99,512,000 | 4,643 |
| % insured | 79.24% | 6,427 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $8,761,000 | 2,935 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,167,000 | 3,134 |
| Total equity capital | $9,642,000 | 5,338 |
| Total bank equity capital | $9,642,000 | 5,337 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $250,000 | 4,909 |
| Surplus | $3,254,000 | 4,771 |
| Undivided profits | $6,138,000 | 3,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,458,000 | 2,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $416,000 | 5,915 |
| Earning assets | $103,991,000 | 4,781 |
| Long-term assets (5+ years) | $56,403,000 | 2,159 |
| Average Assets, year-to-date | $129,475,800 | 4,344 |
| Average Assets, quarterly | $120,806,000 | 4,618 |
| Volatile liabilities | $10,907,000 | 6,135 |
| Insider loans | $207,000 | 6,232 |
| FHLB advances | $8,761,000 | 2,817 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $3,062,000 | 6,230 |
| Tier 1 (core) risk-based capital | $8,102,000 | 5,711 |
| Tier 2 risk-based capital | $828,000 | 4,796 |
| Total risk weighted assets | $65,435,000 | 5,219 |
| Total unused commitments | $3,062,000 | 6,232 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 55 | 2,926 |
| Assets and Liabilities | ||
| Total Assets: | $122,530,000 | 4,591 |
| Cash and due from depository institutions | $3,885,000 | 2,926 |
| Interest-bearing balances | $277,000 | 5,859 |
| Securities | $35,689,000 | 3,109 |
| Federal funds sold & reverse repurchase agreements | $74,000 | 4,737 |
| Net loans & leases | $74,822,000 | 4,730 |
| Loan loss allowance | $1,366,000 | 3,983 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,398,000 | 5,101 |
| Other real estate owned | $537,000 | 2,926 |
| Goodwill and other intangibles | $679,000 | 1,868 |
| All other assets | $5,446,000 | 2,936 |
| Life insurance assets | $3,404,000 | 1,692 |
| Total liabilities and capital | $122,530,000 | 4,591 |
| Total liabilities | $112,289,000 | 4,507 |
| Total deposits | $100,714,000 | 4,593 |
| Interest-bearing deposits | $89,682,000 | 4,472 |
| Deposits held in domestic offices | $100,714,000 | 4,591 |
| % insured | 80.95% | 6,332 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,325,000 | 2,801 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,250,000 | 3,274 |
| Total equity capital | $10,241,000 | 5,295 |
| Total bank equity capital | $10,241,000 | 5,293 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $250,000 | 4,974 |
| Surplus | $3,254,000 | 4,805 |
| Undivided profits | $6,737,000 | 3,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,310,000 | 2,565 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $462,000 | 5,836 |
| Earning assets | $110,862,000 | 4,630 |
| Long-term assets (5+ years) | $56,426,000 | 2,150 |
| Average Assets, year-to-date | $132,074,250 | 4,318 |
| Average Assets, quarterly | $124,468,000 | 4,526 |
| Volatile liabilities | $11,577,000 | 6,082 |
| Insider loans | $599,000 | 5,103 |
| FHLB advances | $10,261,000 | 2,671 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $5,908,000 | 5,307 |
| Tier 1 (core) risk-based capital | $8,676,000 | 5,621 |
| Tier 2 risk-based capital | $877,000 | 4,633 |
| Total risk weighted assets | $69,641,000 | 5,097 |
| Total unused commitments | $5,908,000 | 5,308 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 53 | 3,071 |
| Assets and Liabilities | ||
| Total Assets: | $126,406,000 | 4,507 |
| Cash and due from depository institutions | $1,970,000 | 3,071 |
| Interest-bearing balances | $129,000 | 6,169 |
| Securities | $38,761,000 | 2,868 |
| Federal funds sold & reverse repurchase agreements | $870,000 | 4,149 |
| Net loans & leases | $77,212,000 | 4,673 |
| Loan loss allowance | $1,266,000 | 4,087 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,443,000 | 5,113 |
| Other real estate owned | $66,000 | 3,071 |
| Goodwill and other intangibles | $679,000 | 1,885 |
| All other assets | $5,405,000 | 2,978 |
| Life insurance assets | $3,372,000 | 1,709 |
| Total liabilities and capital | $126,406,000 | 4,507 |
| Total liabilities | $115,955,000 | 4,434 |
| Total deposits | $103,817,000 | 4,506 |
| Interest-bearing deposits | $93,963,000 | 4,339 |
| Deposits held in domestic offices | $103,817,000 | 4,503 |
| % insured | 69.83% | 6,075 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $10,834,000 | 2,833 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,304,000 | 3,231 |
| Total equity capital | $10,451,000 | 5,210 |
| Total bank equity capital | $10,451,000 | 5,209 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $250,000 | 5,036 |
| Surplus | $3,254,000 | 4,849 |
| Undivided profits | $6,947,000 | 3,734 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $3,304,000 | 2,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $485,000 | 5,613 |
| Earning assets | $116,972,000 | 4,471 |
| Long-term assets (5+ years) | $58,978,000 | 2,066 |
| Average Assets, year-to-date | $135,255,670 | 4,274 |
| Average Assets, quarterly | $133,705,000 | 4,340 |
| Volatile liabilities | $12,111,000 | 6,043 |
| Insider loans | $693,000 | 4,936 |
| FHLB advances | $10,761,000 | 2,706 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,625,000 | 5,862 |
| Tier 1 (core) risk-based capital | $9,134,000 | 5,525 |
| Tier 2 risk-based capital | $902,000 | 4,531 |
| Total risk weighted assets | $71,760,000 | 5,061 |
| Total unused commitments | $4,625,000 | 5,864 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 56 | 2,929 |
| Assets and Liabilities | ||
| Total Assets: | $141,004,000 | 4,203 |
| Cash and due from depository institutions | $2,991,000 | 2,929 |
| Interest-bearing balances | $202,000 | 5,633 |
| Securities | $41,529,000 | 2,703 |
| Federal funds sold & reverse repurchase agreements | $6,096,000 | 1,935 |
| Net loans & leases | $82,696,000 | 4,492 |
| Loan loss allowance | $815,000 | 5,075 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,474,000 | 5,108 |
| Other real estate owned | $66,000 | 2,929 |
| Goodwill and other intangibles | $679,000 | 1,895 |
| All other assets | $5,473,000 | 2,924 |
| Life insurance assets | $3,341,000 | 1,715 |
| Total liabilities and capital | $141,004,000 | 4,203 |
| Total liabilities | $129,707,000 | 4,125 |
| Total deposits | $119,798,000 | 4,093 |
| Interest-bearing deposits | $107,693,000 | 3,960 |
| Deposits held in domestic offices | $119,798,000 | 4,091 |
| % insured | 61.31% | 7,147 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $8,843,000 | 3,225 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,066,000 | 3,589 |
| Total equity capital | $11,297,000 | 5,037 |
| Total bank equity capital | $11,297,000 | 5,036 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $250,000 | 5,065 |
| Surplus | $3,254,000 | 4,868 |
| Undivided profits | $7,793,000 | 3,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,913,000 | 2,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $541,000 | 5,325 |
| Earning assets | $130,523,000 | 4,176 |
| Long-term assets (5+ years) | $61,005,000 | 2,005 |
| Average Assets, year-to-date | $139,680,500 | 4,194 |
| Average Assets, quarterly | $139,680,500 | 4,194 |
| Volatile liabilities | $12,866,000 | 5,904 |
| Insider loans | $705,000 | 4,919 |
| FHLB advances | $8,761,000 | 3,106 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,089,000 | 5,802 |
| Tier 1 (core) risk-based capital | $9,834,000 | 5,338 |
| Tier 2 risk-based capital | $815,000 | 4,772 |
| Total risk weighted assets | $77,247,000 | 4,872 |
| Total unused commitments | $5,089,000 | 5,805 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 56 | 2,966 |
| Assets and Liabilities | ||
| Total Assets: | $138,357,000 | 4,219 |
| Cash and due from depository institutions | $3,453,000 | 2,966 |
| Interest-bearing balances | $247,000 | 4,945 |
| Securities | $39,617,000 | 2,794 |
| Federal funds sold & reverse repurchase agreements | $178,000 | 4,928 |
| Net loans & leases | $87,333,000 | 4,382 |
| Loan loss allowance | $798,000 | 5,097 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,525,000 | 5,090 |
| Other real estate owned | $66,000 | 2,966 |
| Goodwill and other intangibles | $679,000 | 1,906 |
| All other assets | $5,506,000 | 2,928 |
| Life insurance assets | $3,310,000 | 1,728 |
| Total liabilities and capital | $138,357,000 | 4,219 |
| Total liabilities | $127,419,000 | 4,134 |
| Total deposits | $117,443,000 | 4,067 |
| Interest-bearing deposits | $106,591,000 | 3,908 |
| Deposits held in domestic offices | $117,443,000 | 4,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $8,888,000 | 3,403 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,088,000 | 3,547 |
| Total equity capital | $10,938,000 | 5,139 |
| Total bank equity capital | $10,938,000 | 5,139 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $250,000 | 5,098 |
| Surplus | $3,254,000 | 4,869 |
| Undivided profits | $7,434,000 | 3,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,939,000 | 2,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $594,000 | 5,250 |
| Earning assets | $127,375,000 | 4,205 |
| Long-term assets (5+ years) | $59,917,000 | 1,994 |
| Average Assets, year-to-date | $135,157,400 | 4,180 |
| Average Assets, quarterly | $138,696,500 | 4,170 |
| Volatile liabilities | $13,022,000 | 5,868 |
| Insider loans | $872,000 | 4,637 |
| FHLB advances | $8,798,000 | 3,301 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $5,138,000 | 5,785 |
| Tier 1 (core) risk-based capital | $9,846,000 | 5,342 |
| Tier 2 risk-based capital | $798,000 | 4,822 |
| Total risk weighted assets | $78,849,000 | 4,814 |
| Total unused commitments | $5,138,000 | 5,786 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 56 | 2,985 |
| Assets and Liabilities | ||
| Total Assets: | $139,036,000 | 4,178 |
| Cash and due from depository institutions | $3,280,000 | 2,985 |
| Interest-bearing balances | $233,000 | 4,336 |
| Securities | $38,570,000 | 2,815 |
| Federal funds sold & reverse repurchase agreements | $3,149,000 | 3,038 |
| Net loans & leases | $86,229,000 | 4,420 |
| Loan loss allowance | $527,000 | 6,001 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,583,000 | 5,043 |
| Other real estate owned | $66,000 | 2,985 |
| Goodwill and other intangibles | $679,000 | 1,953 |
| All other assets | $5,480,000 | 2,960 |
| Life insurance assets | $3,280,000 | 1,730 |
| Total liabilities and capital | $139,036,000 | 4,178 |
| Total liabilities | $128,304,000 | 4,092 |
| Total deposits | $118,404,000 | 4,008 |
| Interest-bearing deposits | $105,269,000 | 3,910 |
| Deposits held in domestic offices | $118,404,000 | 4,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $8,896,000 | 3,413 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,004,000 | 3,855 |
| Total equity capital | $10,732,000 | 5,233 |
| Total bank equity capital | $10,732,000 | 5,233 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $250,000 | 5,145 |
| Surplus | $3,254,000 | 4,885 |
| Undivided profits | $7,228,000 | 3,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,198,000 | 3,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $567,000 | 5,546 |
| Earning assets | $128,181,000 | 4,162 |
| Long-term assets (5+ years) | $60,867,000 | 1,946 |
| Average Assets, year-to-date | $134,357,500 | 4,217 |
| Average Assets, quarterly | $138,803,500 | 4,165 |
| Volatile liabilities | $13,401,000 | 5,726 |
| Insider loans | $516,000 | 5,464 |
| FHLB advances | $8,798,000 | 3,295 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $6,175,000 | 5,587 |
| Tier 1 (core) risk-based capital | $9,993,000 | 5,378 |
| Tier 2 risk-based capital | $527,000 | 5,756 |
| Total risk weighted assets | $78,408,000 | 4,828 |
| Total unused commitments | $6,175,000 | 5,589 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 56 | 3,037 |
| Assets and Liabilities | ||
| Total Assets: | $138,571,000 | 4,203 |
| Cash and due from depository institutions | $1,710,000 | 3,037 |
| Interest-bearing balances | $220,000 | 4,253 |
| Securities | $35,641,000 | 3,024 |
| Federal funds sold & reverse repurchase agreements | $7,910,000 | 1,526 |
| Net loans & leases | $85,494,000 | 4,413 |
| Loan loss allowance | $595,000 | 5,677 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,652,000 | 4,978 |
| Other real estate owned | $66,000 | 3,037 |
| Goodwill and other intangibles | $679,000 | 1,969 |
| All other assets | $5,419,000 | 2,943 |
| Life insurance assets | $3,033,000 | 1,825 |
| Total liabilities and capital | $138,571,000 | 4,203 |
| Total liabilities | $128,413,000 | 4,102 |
| Total deposits | $118,548,000 | 4,025 |
| Interest-bearing deposits | $108,236,000 | 3,828 |
| Deposits held in domestic offices | $118,548,000 | 4,022 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $8,904,000 | 3,298 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $961,000 | 3,929 |
| Total equity capital | $10,158,000 | 5,430 |
| Total bank equity capital | $10,158,000 | 5,430 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $250,000 | 5,187 |
| Surplus | $3,254,000 | 4,890 |
| Undivided profits | $6,654,000 | 3,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 4,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $576,000 | 5,465 |
| Earning assets | $129,265,000 | 4,157 |
| Long-term assets (5+ years) | $65,076,000 | 1,822 |
| Average Assets, year-to-date | $132,798,000 | 4,266 |
| Average Assets, quarterly | $138,066,500 | 4,199 |
| Volatile liabilities | $10,807,000 | 6,144 |
| Insider loans | $531,000 | 5,428 |
| FHLB advances | $8,798,000 | 3,195 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $6,700,000 | 5,542 |
| Tier 1 (core) risk-based capital | $9,837,000 | 5,453 |
| Tier 2 risk-based capital | $595,000 | 5,452 |
| Total risk weighted assets | $78,314,000 | 4,811 |
| Total unused commitments | $6,700,000 | 5,544 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 58 | 2,932 |
| Assets and Liabilities | ||
| Total Assets: | $137,562,000 | 4,209 |
| Cash and due from depository institutions | $2,704,000 | 2,932 |
| Interest-bearing balances | $153,000 | 4,627 |
| Securities | $34,285,000 | 3,117 |
| Federal funds sold & reverse repurchase agreements | $10,173,000 | 1,733 |
| Net loans & leases | $82,622,000 | 4,436 |
| Loan loss allowance | $608,000 | 5,598 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,723,000 | 4,900 |
| Other real estate owned | $66,000 | 2,932 |
| Goodwill and other intangibles | $679,000 | 1,965 |
| All other assets | $5,310,000 | 2,915 |
| Life insurance assets | $3,219,000 | 1,740 |
| Total liabilities and capital | $137,562,000 | 4,209 |
| Total liabilities | $126,865,000 | 4,124 |
| Total deposits | $117,145,000 | 4,044 |
| Interest-bearing deposits | $107,225,000 | 3,872 |
| Deposits held in domestic offices | $117,145,000 | 4,041 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $8,912,000 | 3,077 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $808,000 | 4,518 |
| Total equity capital | $10,697,000 | 5,346 |
| Total bank equity capital | $10,697,000 | 5,346 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $250,000 | 5,208 |
| Surplus | $3,254,000 | 4,883 |
| Undivided profits | $7,193,000 | 3,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,240,000 | 3,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $493,000 | 5,903 |
| Earning assets | $127,233,000 | 4,202 |
| Long-term assets (5+ years) | $66,657,000 | 1,720 |
| Average Assets, year-to-date | $129,911,500 | 4,327 |
| Average Assets, quarterly | $129,911,500 | 4,327 |
| Volatile liabilities | $10,573,000 | 6,173 |
| Insider loans | $355,000 | 5,931 |
| FHLB advances | $8,798,000 | 2,993 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $7,440,000 | 5,393 |
| Tier 1 (core) risk-based capital | $9,829,000 | 5,440 |
| Tier 2 risk-based capital | $608,000 | 5,371 |
| Total risk weighted assets | $76,172,000 | 4,844 |
| Total unused commitments | $7,440,000 | 5,397 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 59 | 2,898 |
| Assets and Liabilities | ||
| Total Assets: | $122,261,000 | 4,508 |
| Cash and due from depository institutions | $3,529,000 | 2,898 |
| Interest-bearing balances | $49,000 | 5,425 |
| Securities | $32,671,000 | 3,251 |
| Federal funds sold & reverse repurchase agreements | $77,000 | 5,977 |
| Net loans & leases | $78,265,000 | 4,587 |
| Loan loss allowance | $592,000 | 5,628 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,736,000 | 4,887 |
| Other real estate owned | $66,000 | 2,898 |
| Goodwill and other intangibles | $679,000 | 1,965 |
| All other assets | $5,238,000 | 2,967 |
| Life insurance assets | $3,190,000 | 1,744 |
| Total liabilities and capital | $122,261,000 | 4,508 |
| Total liabilities | $112,063,000 | 4,414 |
| Total deposits | $99,055,000 | 4,499 |
| Interest-bearing deposits | $87,450,000 | 4,381 |
| Deposits held in domestic offices | $99,055,000 | 4,497 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $800,000 | 2,872 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,206,000 | 2,572 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,002,000 | 3,999 |
| Total equity capital | $10,198,000 | 5,444 |
| Total bank equity capital | $10,198,000 | 5,444 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $250,000 | 5,240 |
| Surplus | $3,254,000 | 4,866 |
| Undivided profits | $6,694,000 | 4,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,364,000 | 2,801 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $498,000 | 6,098 |
| Earning assets | $111,062,000 | 4,540 |
| Long-term assets (5+ years) | $63,977,000 | 1,675 |
| Average Assets, year-to-date | $124,554,000 | 4,333 |
| Average Assets, quarterly | $123,162,500 | 4,441 |
| Volatile liabilities | $11,280,000 | 6,026 |
| Insider loans | $472,000 | 5,594 |
| FHLB advances | $11,084,000 | 2,470 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $7,527,000 | 5,308 |
| Tier 1 (core) risk-based capital | $9,695,000 | 5,468 |
| Tier 2 risk-based capital | $592,000 | 5,430 |
| Total risk weighted assets | $68,239,000 | 5,146 |
| Total unused commitments | $7,527,000 | 5,308 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 59 | 2,893 |
| Assets and Liabilities | ||
| Total Assets: | $124,064,000 | 4,418 |
| Cash and due from depository institutions | $1,994,000 | 2,893 |
| Interest-bearing balances | $36,000 | 5,538 |
| Securities | $22,996,000 | 4,118 |
| Federal funds sold & reverse repurchase agreements | $13,856,000 | 1,013 |
| Net loans & leases | $77,524,000 | 4,568 |
| Loan loss allowance | $594,000 | 5,623 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,778,000 | 4,809 |
| Other real estate owned | $65,000 | 2,893 |
| Goodwill and other intangibles | $679,000 | 1,957 |
| All other assets | $5,172,000 | 3,010 |
| Life insurance assets | $2,951,000 | 1,797 |
| Total liabilities and capital | $124,064,000 | 4,418 |
| Total liabilities | $114,150,000 | 4,318 |
| Total deposits | $104,243,000 | 4,326 |
| Interest-bearing deposits | $92,065,000 | 4,230 |
| Deposits held in domestic offices | $104,243,000 | 4,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $8,963,000 | 2,777 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $944,000 | 4,212 |
| Total equity capital | $9,914,000 | 5,511 |
| Total bank equity capital | $9,914,000 | 5,511 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $250,000 | 5,247 |
| Surplus | $3,254,000 | 4,832 |
| Undivided profits | $6,410,000 | 4,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $714,000 | 3,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $415,000 | 6,773 |
| Earning assets | $114,412,000 | 4,406 |
| Long-term assets (5+ years) | $69,654,000 | 1,512 |
| Average Assets, year-to-date | $125,127,250 | 4,316 |
| Average Assets, quarterly | $126,226,000 | 4,343 |
| Volatile liabilities | $11,149,000 | 6,043 |
| Insider loans | $427,000 | 5,708 |
| FHLB advances | $8,834,000 | 2,662 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $5,920,000 | 5,776 |
| Tier 1 (core) risk-based capital | $9,646,000 | 5,480 |
| Tier 2 risk-based capital | $594,000 | 5,417 |
| Total risk weighted assets | $66,253,000 | 5,191 |
| Total unused commitments | $5,920,000 | 5,776 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 56 | 3,072 |
| Assets and Liabilities | ||
| Total Assets: | $128,388,000 | 4,318 |
| Cash and due from depository institutions | $1,872,000 | 3,072 |
| Interest-bearing balances | $32,000 | 5,685 |
| Securities | $24,468,000 | 3,932 |
| Federal funds sold & reverse repurchase agreements | $13,075,000 | 1,206 |
| Net loans & leases | $81,283,000 | 4,422 |
| Loan loss allowance | $597,000 | 5,631 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,838,000 | 4,752 |
| Other real estate owned | $0 | 3,072 |
| Goodwill and other intangibles | $679,000 | 1,966 |
| All other assets | $5,173,000 | 2,981 |
| Life insurance assets | $2,923,000 | 1,802 |
| Total liabilities and capital | $128,388,000 | 4,318 |
| Total liabilities | $118,755,000 | 4,203 |
| Total deposits | $108,868,000 | 4,211 |
| Interest-bearing deposits | $98,698,000 | 4,035 |
| Deposits held in domestic offices | $108,868,000 | 4,210 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,970,000 | 2,683 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $917,000 | 4,099 |
| Total equity capital | $9,633,000 | 5,543 |
| Total bank equity capital | $9,633,000 | 5,543 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $250,000 | 5,279 |
| Surplus | $3,254,000 | 4,832 |
| Undivided profits | $6,129,000 | 4,167 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,017,000 | 2,869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $463,000 | 6,324 |
| Earning assets | $118,858,000 | 4,293 |
| Long-term assets (5+ years) | $71,528,000 | 1,459 |
| Average Assets, year-to-date | $125,481,670 | 4,349 |
| Average Assets, quarterly | $124,485,000 | 4,390 |
| Volatile liabilities | $14,774,000 | 5,408 |
| Insider loans | $432,000 | 5,694 |
| FHLB advances | $8,834,000 | 2,569 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $5,631,000 | 5,902 |
| Tier 1 (core) risk-based capital | $9,655,000 | 5,467 |
| Tier 2 risk-based capital | $597,000 | 5,423 |
| Total risk weighted assets | $69,740,000 | 5,028 |
| Total unused commitments | $5,631,000 | 5,902 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 56 | 3,069 |
| Assets and Liabilities | ||
| Total Assets: | $120,582,000 | 4,505 |
| Cash and due from depository institutions | $1,911,000 | 3,069 |
| Interest-bearing balances | $19,000 | 6,021 |
| Securities | $26,843,000 | 3,716 |
| Federal funds sold & reverse repurchase agreements | $1,290,000 | 5,607 |
| Net loans & leases | $82,762,000 | 4,351 |
| Loan loss allowance | $742,000 | 5,026 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,892,000 | 4,653 |
| Other real estate owned | $0 | 3,069 |
| Goodwill and other intangibles | $679,000 | 1,967 |
| All other assets | $5,205,000 | 2,898 |
| Life insurance assets | $2,896,000 | 1,789 |
| Total liabilities and capital | $120,582,000 | 4,505 |
| Total liabilities | $110,701,000 | 4,419 |
| Total deposits | $95,769,000 | 4,580 |
| Interest-bearing deposits | $86,588,000 | 4,397 |
| Deposits held in domestic offices | $95,769,000 | 4,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $14,077,000 | 2,020 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $855,000 | 4,280 |
| Total equity capital | $9,881,000 | 5,449 |
| Total bank equity capital | $9,881,000 | 5,449 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $250,000 | 5,292 |
| Surplus | $3,254,000 | 4,804 |
| Undivided profits | $6,377,000 | 4,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,030,000 | 2,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $492,000 | 6,020 |
| Earning assets | $110,914,000 | 4,522 |
| Long-term assets (5+ years) | $82,536,000 | 1,275 |
| Average Assets, year-to-date | $124,028,500 | 4,394 |
| Average Assets, quarterly | $124,028,500 | 4,394 |
| Volatile liabilities | $15,139,000 | 5,274 |
| Insider loans | $437,000 | 5,701 |
| FHLB advances | $13,934,000 | 1,953 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $4,962,000 | 6,166 |
| Tier 1 (core) risk-based capital | $9,614,000 | 5,453 |
| Tier 2 risk-based capital | $742,000 | 4,819 |
| Total risk weighted assets | $68,496,000 | 5,035 |
| Total unused commitments | $4,962,000 | 6,167 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 53 | 3,200 |
| Assets and Liabilities | ||
| Total Assets: | $127,475,000 | 4,317 |
| Cash and due from depository institutions | $4,006,000 | 3,200 |
| Interest-bearing balances | $16,000 | 6,091 |
| Securities | $28,340,000 | 3,609 |
| Federal funds sold & reverse repurchase agreements | $5,014,000 | 2,853 |
| Net loans & leases | $82,003,000 | 4,351 |
| Loan loss allowance | $729,000 | 5,068 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,959,000 | 4,541 |
| Other real estate owned | $256,000 | 3,200 |
| Goodwill and other intangibles | $679,000 | 1,954 |
| All other assets | $5,218,000 | 2,905 |
| Life insurance assets | $2,870,000 | 1,766 |
| Total liabilities and capital | $127,475,000 | 4,317 |
| Total liabilities | $117,643,000 | 4,222 |
| Total deposits | $107,732,000 | 4,217 |
| Interest-bearing deposits | $96,937,000 | 4,019 |
| Deposits held in domestic offices | $107,732,000 | 4,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $9,019,000 | 2,661 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $892,000 | 4,128 |
| Total equity capital | $9,832,000 | 5,416 |
| Total bank equity capital | $9,832,000 | 5,416 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $250,000 | 5,317 |
| Surplus | $3,254,000 | 4,784 |
| Undivided profits | $6,328,000 | 4,144 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,158,000 | 2,362 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $516,000 | 6,040 |
| Earning assets | $115,373,000 | 4,354 |
| Long-term assets (5+ years) | $82,844,000 | 1,265 |
| Average Assets, year-to-date | $131,355,400 | 4,112 |
| Average Assets, quarterly | $126,619,500 | 4,303 |
| Volatile liabilities | $14,297,000 | 5,439 |
| Insider loans | $443,000 | 5,685 |
| FHLB advances | $8,869,000 | 2,592 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $5,421,000 | 5,905 |
| Tier 1 (core) risk-based capital | $9,671,000 | 5,388 |
| Tier 2 risk-based capital | $729,000 | 4,853 |
| Total risk weighted assets | $68,858,000 | 5,004 |
| Total unused commitments | $5,421,000 | 5,907 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 55 | 3,114 |
| Assets and Liabilities | ||
| Total Assets: | $125,764,000 | 4,336 |
| Cash and due from depository institutions | $2,025,000 | 3,114 |
| Interest-bearing balances | $13,000 | 6,227 |
| Securities | $30,179,000 | 3,481 |
| Federal funds sold & reverse repurchase agreements | $2,887,000 | 3,362 |
| Net loans & leases | $82,570,000 | 4,325 |
| Loan loss allowance | $585,000 | 5,660 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,968,000 | 4,515 |
| Other real estate owned | $256,000 | 3,114 |
| Goodwill and other intangibles | $679,000 | 1,969 |
| All other assets | $5,200,000 | 2,929 |
| Life insurance assets | $2,844,000 | 1,737 |
| Total liabilities and capital | $125,764,000 | 4,336 |
| Total liabilities | $115,883,000 | 4,237 |
| Total deposits | $105,900,000 | 4,231 |
| Interest-bearing deposits | $97,862,000 | 3,965 |
| Deposits held in domestic offices | $105,900,000 | 4,227 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $9,026,000 | 2,799 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $957,000 | 3,958 |
| Total equity capital | $9,881,000 | 5,379 |
| Total bank equity capital | $9,881,000 | 5,379 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $250,000 | 5,362 |
| Surplus | $3,254,000 | 4,767 |
| Undivided profits | $6,377,000 | 4,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $503,000 | 3,881 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $478,000 | 6,289 |
| Earning assets | $115,649,000 | 4,328 |
| Long-term assets (5+ years) | $84,546,000 | 1,237 |
| Average Assets, year-to-date | $132,325,500 | 4,100 |
| Average Assets, quarterly | $127,092,000 | 4,269 |
| Volatile liabilities | $15,503,000 | 5,291 |
| Insider loans | $454,000 | 5,670 |
| FHLB advances | $8,869,000 | 2,709 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $4,672,000 | 6,175 |
| Tier 1 (core) risk-based capital | $9,882,000 | 5,318 |
| Tier 2 risk-based capital | $585,000 | 5,437 |
| Total risk weighted assets | $68,266,000 | 5,020 |
| Total unused commitments | $4,672,000 | 6,176 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 58 | 3,019 |
| Assets and Liabilities | ||
| Total Assets: | $128,420,000 | 4,244 |
| Cash and due from depository institutions | $2,055,000 | 3,019 |
| Interest-bearing balances | $20,000 | 6,087 |
| Securities | $32,054,000 | 3,334 |
| Federal funds sold & reverse repurchase agreements | $1,315,000 | 4,193 |
| Net loans & leases | $84,757,000 | 4,216 |
| Loan loss allowance | $572,000 | 5,715 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,026,000 | 4,435 |
| Other real estate owned | $256,000 | 3,019 |
| Goodwill and other intangibles | $679,000 | 1,962 |
| All other assets | $5,278,000 | 2,870 |
| Life insurance assets | $2,818,000 | 1,714 |
| Total liabilities and capital | $128,420,000 | 4,244 |
| Total liabilities | $118,799,000 | 4,127 |
| Total deposits | $102,830,000 | 4,280 |
| Interest-bearing deposits | $93,984,000 | 4,040 |
| Deposits held in domestic offices | $102,830,000 | 4,276 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $15,033,000 | 2,120 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $936,000 | 3,700 |
| Total equity capital | $9,621,000 | 5,322 |
| Total bank equity capital | $9,621,000 | 5,322 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $250,000 | 5,367 |
| Surplus | $3,254,000 | 4,753 |
| Undivided profits | $6,117,000 | 4,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 5,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $487,000 | 5,967 |
| Earning assets | $118,146,000 | 4,230 |
| Long-term assets (5+ years) | $86,758,000 | 1,184 |
| Average Assets, year-to-date | $134,512,670 | 4,058 |
| Average Assets, quarterly | $132,696,000 | 4,121 |
| Volatile liabilities | $22,286,000 | 4,391 |
| Insider loans | $425,000 | 5,763 |
| FHLB advances | $14,869,000 | 2,039 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $5,930,000 | 5,832 |
| Tier 1 (core) risk-based capital | $10,166,000 | 5,150 |
| Tier 2 risk-based capital | $572,000 | 5,483 |
| Total risk weighted assets | $69,071,000 | 4,962 |
| Total unused commitments | $5,930,000 | 5,833 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 56 | 3,071 |
| Assets and Liabilities | ||
| Total Assets: | $136,972,000 | 4,043 |
| Cash and due from depository institutions | $6,976,000 | 3,071 |
| Interest-bearing balances | $17,000 | 6,213 |
| Securities | $34,148,000 | 3,215 |
| Federal funds sold & reverse repurchase agreements | $1,598,000 | 4,578 |
| Net loans & leases | $85,713,000 | 4,135 |
| Loan loss allowance | $560,000 | 5,761 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,294,000 | 4,105 |
| Other real estate owned | $256,000 | 3,071 |
| Goodwill and other intangibles | $679,000 | 1,942 |
| All other assets | $5,308,000 | 2,790 |
| Life insurance assets | $2,793,000 | 1,688 |
| Total liabilities and capital | $136,972,000 | 4,043 |
| Total liabilities | $126,800,000 | 3,945 |
| Total deposits | $104,398,000 | 4,235 |
| Interest-bearing deposits | $93,925,000 | 4,025 |
| Deposits held in domestic offices | $104,398,000 | 4,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $21,539,000 | 1,650 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $863,000 | 3,868 |
| Total equity capital | $10,172,000 | 5,118 |
| Total bank equity capital | $10,172,000 | 5,118 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $250,000 | 5,367 |
| Surplus | $3,500,000 | 4,528 |
| Undivided profits | $6,422,000 | 4,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 4,815 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $462,000 | 5,939 |
| Earning assets | $121,476,000 | 4,127 |
| Long-term assets (5+ years) | $89,472,000 | 1,140 |
| Average Assets, year-to-date | $137,559,000 | 4,004 |
| Average Assets, quarterly | $137,559,000 | 4,004 |
| Volatile liabilities | $27,402,000 | 3,742 |
| Insider loans | $431,000 | 5,720 |
| FHLB advances | $21,369,000 | 1,568 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $4,012,000 | 6,471 |
| Tier 1 (core) risk-based capital | $10,402,000 | 5,023 |
| Tier 2 risk-based capital | $560,000 | 5,507 |
| Total risk weighted assets | $70,527,000 | 4,837 |
| Total unused commitments | $4,012,000 | 6,471 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 57 | 3,022 |
| Assets and Liabilities | ||
| Total Assets: | $138,146,000 | 3,986 |
| Cash and due from depository institutions | $3,380,000 | 3,022 |
| Interest-bearing balances | $40,000 | 5,785 |
| Securities | $39,496,000 | 2,864 |
| Federal funds sold & reverse repurchase agreements | $340,000 | 5,603 |
| Net loans & leases | $86,559,000 | 4,088 |
| Loan loss allowance | $553,000 | 5,777 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,341,000 | 4,023 |
| Other real estate owned | $0 | 3,022 |
| Goodwill and other intangibles | $679,000 | 1,935 |
| All other assets | $5,351,000 | 2,744 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $138,146,000 | 3,986 |
| Total liabilities | $127,872,000 | 3,891 |
| Total deposits | $105,347,000 | 4,200 |
| Interest-bearing deposits | $95,460,000 | 3,934 |
| Deposits held in domestic offices | $105,347,000 | 4,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $21,577,000 | 1,674 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $948,000 | 3,624 |
| Total equity capital | $10,274,000 | 5,052 |
| Total bank equity capital | $10,274,000 | 5,052 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $250,000 | 5,389 |
| Surplus | $3,500,000 | 4,498 |
| Undivided profits | $6,524,000 | 3,984 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $451,000 | 3,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $548,000 | 5,469 |
| Earning assets | $126,435,000 | 3,984 |
| Long-term assets (5+ years) | $108,564,000 | 941 |
| Average Assets, year-to-date | $143,062,600 | 3,732 |
| Average Assets, quarterly | $137,172,500 | 3,978 |
| Volatile liabilities | $27,625,000 | 3,655 |
| Insider loans | $457,000 | 5,580 |
| FHLB advances | $21,401,000 | 1,577 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $5,187,000 | 5,990 |
| Tier 1 (core) risk-based capital | $10,442,000 | 4,957 |
| Tier 2 risk-based capital | $553,000 | 5,526 |
| Total risk weighted assets | $72,062,000 | 4,748 |
| Total unused commitments | $5,187,000 | 5,991 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 57 | 2,996 |
| Assets and Liabilities | ||
| Total Assets: | $136,199,000 | 3,972 |
| Cash and due from depository institutions | $2,370,000 | 2,996 |
| Interest-bearing balances | $38,000 | 5,860 |
| Securities | $42,431,000 | 2,690 |
| Federal funds sold & reverse repurchase agreements | $384,000 | 5,321 |
| Net loans & leases | $82,455,000 | 4,196 |
| Loan loss allowance | $541,000 | 5,850 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,385,000 | 3,937 |
| Other real estate owned | $0 | 2,996 |
| Goodwill and other intangibles | $679,000 | 1,910 |
| All other assets | $5,495,000 | 2,642 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $136,199,000 | 3,972 |
| Total liabilities | $125,517,000 | 3,883 |
| Total deposits | $106,491,000 | 4,079 |
| Interest-bearing deposits | $97,563,000 | 3,825 |
| Deposits held in domestic offices | $106,491,000 | 4,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $18,054,000 | 1,884 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $972,000 | 3,517 |
| Total equity capital | $10,682,000 | 4,931 |
| Total bank equity capital | $10,682,000 | 4,931 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $250,000 | 5,403 |
| Surplus | $3,500,000 | 4,461 |
| Undivided profits | $6,932,000 | 3,886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 3,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $529,000 | 5,560 |
| Earning assets | $125,308,000 | 3,954 |
| Long-term assets (5+ years) | $107,548,000 | 951 |
| Average Assets, year-to-date | $144,291,750 | 3,702 |
| Average Assets, quarterly | $144,602,500 | 3,756 |
| Volatile liabilities | $19,419,000 | 4,481 |
| Insider loans | $448,000 | 5,615 |
| FHLB advances | $17,871,000 | 1,784 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $7,295,000 | 5,289 |
| Tier 1 (core) risk-based capital | $10,275,000 | 4,975 |
| Tier 2 risk-based capital | $541,000 | 5,574 |
| Total risk weighted assets | $69,924,000 | 4,809 |
| Total unused commitments | $7,295,000 | 5,292 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 58 | 2,951 |
| Assets and Liabilities | ||
| Total Assets: | $153,006,000 | 3,565 |
| Cash and due from depository institutions | $2,782,000 | 2,951 |
| Interest-bearing balances | $107,000 | 4,884 |
| Securities | $59,932,000 | 2,011 |
| Federal funds sold & reverse repurchase agreements | $209,000 | 5,350 |
| Net loans & leases | $81,408,000 | 4,161 |
| Loan loss allowance | $504,000 | 6,011 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,439,000 | 3,837 |
| Other real estate owned | $145,000 | 2,951 |
| Goodwill and other intangibles | $765,000 | 1,831 |
| All other assets | $5,326,000 | 2,620 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $153,006,000 | 3,565 |
| Total liabilities | $142,131,000 | 3,476 |
| Total deposits | $112,187,000 | 3,888 |
| Interest-bearing deposits | $101,474,000 | 3,650 |
| Deposits held in domestic offices | $112,187,000 | 3,885 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $29,060,000 | 1,377 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $884,000 | 3,531 |
| Total equity capital | $10,875,000 | 4,799 |
| Total bank equity capital | $10,875,000 | 4,799 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $250,000 | 5,399 |
| Surplus | $3,500,000 | 4,422 |
| Undivided profits | $7,125,000 | 3,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $661,000 | 3,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $532,000 | 5,245 |
| Earning assets | $141,656,000 | 3,538 |
| Long-term assets (5+ years) | $122,890,000 | 825 |
| Average Assets, year-to-date | $146,989,330 | 3,636 |
| Average Assets, quarterly | $148,774,500 | 3,625 |
| Volatile liabilities | $29,562,000 | 3,322 |
| Insider loans | $449,000 | 5,619 |
| FHLB advances | $28,871,000 | 1,301 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $7,834,000 | 5,150 |
| Tier 1 (core) risk-based capital | $10,257,000 | 4,919 |
| Tier 2 risk-based capital | $504,000 | 5,746 |
| Total risk weighted assets | $72,709,000 | 4,613 |
| Total unused commitments | $7,834,000 | 5,150 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 58 | 2,920 |
| Assets and Liabilities | ||
| Total Assets: | $144,543,000 | 3,729 |
| Cash and due from depository institutions | $2,331,000 | 2,920 |
| Interest-bearing balances | $33,000 | 5,951 |
| Securities | $54,128,000 | 2,250 |
| Federal funds sold & reverse repurchase agreements | $781,000 | 5,304 |
| Net loans & leases | $79,113,000 | 4,199 |
| Loan loss allowance | $773,000 | 4,804 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,315,000 | 3,971 |
| Other real estate owned | $145,000 | 2,920 |
| Goodwill and other intangibles | $765,000 | 1,830 |
| All other assets | $4,965,000 | 2,726 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $144,543,000 | 3,729 |
| Total liabilities | $134,057,000 | 3,625 |
| Total deposits | $117,350,000 | 3,759 |
| Interest-bearing deposits | $106,803,000 | 3,525 |
| Deposits held in domestic offices | $117,350,000 | 3,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $15,695,000 | 1,953 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,012,000 | 3,187 |
| Total equity capital | $10,486,000 | 4,840 |
| Total bank equity capital | $10,486,000 | 4,840 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $250,000 | 5,439 |
| Surplus | $3,500,000 | 4,406 |
| Undivided profits | $6,736,000 | 3,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $442,000 | 3,954 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $511,000 | 5,279 |
| Earning assets | $134,055,000 | 3,684 |
| Long-term assets (5+ years) | $119,807,000 | 874 |
| Average Assets, year-to-date | $143,981,000 | 3,711 |
| Average Assets, quarterly | $143,981,000 | 3,711 |
| Volatile liabilities | $15,901,000 | 4,718 |
| Insider loans | $506,000 | 5,386 |
| FHLB advances | $15,501,000 | 1,858 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $2,429,000 | 7,158 |
| Tier 1 (core) risk-based capital | $10,139,000 | 4,884 |
| Tier 2 risk-based capital | $773,000 | 4,520 |
| Total risk weighted assets | $67,985,000 | 4,784 |
| Total unused commitments | $2,429,000 | 7,163 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 64 | 2,681 |
| Assets and Liabilities | ||
| Total Assets: | $143,419,000 | 3,734 |
| Cash and due from depository institutions | $2,222,000 | 2,681 |
| Interest-bearing balances | $31,000 | 6,016 |
| Securities | $51,431,000 | 2,360 |
| Federal funds sold & reverse repurchase agreements | $382,000 | 5,611 |
| Net loans & leases | $81,609,000 | 4,097 |
| Loan loss allowance | $576,000 | 5,656 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,248,000 | 4,008 |
| Other real estate owned | $145,000 | 2,681 |
| Goodwill and other intangibles | $765,000 | 1,824 |
| All other assets | $4,617,000 | 2,825 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $143,419,000 | 3,734 |
| Total liabilities | $132,359,000 | 3,653 |
| Total deposits | $116,374,000 | 3,750 |
| Interest-bearing deposits | $105,958,000 | 3,511 |
| Deposits held in domestic offices | $116,374,000 | 3,746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $15,132,000 | 2,035 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $853,000 | 3,460 |
| Total equity capital | $11,060,000 | 4,665 |
| Total bank equity capital | $11,060,000 | 4,665 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $250,000 | 5,455 |
| Surplus | $3,500,000 | 4,386 |
| Undivided profits | $7,310,000 | 3,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 3,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $548,000 | 5,014 |
| Earning assets | $133,453,000 | 3,684 |
| Long-term assets (5+ years) | $118,550,000 | 889 |
| Average Assets, year-to-date | $143,757,000 | 3,624 |
| Average Assets, quarterly | $144,782,500 | 3,687 |
| Volatile liabilities | $13,734,000 | 5,034 |
| Insider loans | $512,000 | 5,409 |
| FHLB advances | $14,932,000 | 1,966 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $2,371,000 | 7,091 |
| Tier 1 (core) risk-based capital | $10,289,000 | 4,770 |
| Tier 2 risk-based capital | $576,000 | 5,359 |
| Total risk weighted assets | $68,747,000 | 4,737 |
| Total unused commitments | $2,371,000 | 7,094 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 64 | 2,687 |
| Assets and Liabilities | ||
| Total Assets: | $146,146,000 | 3,656 |
| Cash and due from depository institutions | $2,156,000 | 2,687 |
| Interest-bearing balances | $42,000 | 5,903 |
| Securities | $54,335,000 | 2,246 |
| Federal funds sold & reverse repurchase agreements | $65,000 | 5,806 |
| Net loans & leases | $81,902,000 | 4,046 |
| Loan loss allowance | $568,000 | 5,696 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,142,000 | 4,080 |
| Other real estate owned | $145,000 | 2,687 |
| Goodwill and other intangibles | $765,000 | 1,796 |
| All other assets | $4,636,000 | 2,769 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $146,146,000 | 3,656 |
| Total liabilities | $135,105,000 | 3,569 |
| Total deposits | $116,016,000 | 3,708 |
| Interest-bearing deposits | $104,774,000 | 3,508 |
| Deposits held in domestic offices | $116,016,000 | 3,706 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $18,138,000 | 1,820 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $951,000 | 3,304 |
| Total equity capital | $11,041,000 | 4,651 |
| Total bank equity capital | $11,041,000 | 4,651 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $250,000 | 5,481 |
| Surplus | $3,500,000 | 4,361 |
| Undivided profits | $7,291,000 | 3,774 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $195,000 | 5,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $529,000 | 5,290 |
| Earning assets | $136,344,000 | 3,601 |
| Long-term assets (5+ years) | $120,354,000 | 877 |
| Average Assets, year-to-date | $143,841,500 | 3,618 |
| Average Assets, quarterly | $145,223,000 | 3,645 |
| Volatile liabilities | $16,445,000 | 4,573 |
| Insider loans | $532,000 | 5,327 |
| FHLB advances | $17,932,000 | 1,726 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $3,619,000 | 6,431 |
| Tier 1 (core) risk-based capital | $10,135,000 | 4,810 |
| Tier 2 risk-based capital | $568,000 | 5,376 |
| Total risk weighted assets | $69,395,000 | 4,685 |
| Total unused commitments | $3,619,000 | 6,436 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 64 | 2,696 |
| Assets and Liabilities | ||
| Total Assets: | $144,300,000 | 3,680 |
| Cash and due from depository institutions | $3,295,000 | 2,696 |
| Interest-bearing balances | $53,000 | 5,784 |
| Securities | $52,044,000 | 2,358 |
| Federal funds sold & reverse repurchase agreements | $55,000 | 5,745 |
| Net loans & leases | $80,929,000 | 4,044 |
| Loan loss allowance | $559,000 | 5,734 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,157,000 | 4,036 |
| Other real estate owned | $145,000 | 2,696 |
| Goodwill and other intangibles | $765,000 | 1,796 |
| All other assets | $4,910,000 | 2,651 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $144,300,000 | 3,680 |
| Total liabilities | $133,898,000 | 3,574 |
| Total deposits | $118,013,000 | 3,672 |
| Interest-bearing deposits | $104,321,000 | 3,529 |
| Deposits held in domestic offices | $118,013,000 | 3,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 2,798 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $14,143,000 | 2,114 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $692,000 | 3,787 |
| Total equity capital | $10,402,000 | 4,726 |
| Total bank equity capital | $10,402,000 | 4,726 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $250,000 | 5,518 |
| Surplus | $3,500,000 | 4,329 |
| Undivided profits | $6,652,000 | 3,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $59,000 | 7,013 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $546,000 | 4,962 |
| Earning assets | $133,081,000 | 3,657 |
| Long-term assets (5+ years) | $116,076,000 | 940 |
| Average Assets, year-to-date | $143,073,330 | 3,650 |
| Average Assets, quarterly | $143,205,500 | 3,670 |
| Volatile liabilities | $14,250,000 | 4,895 |
| Insider loans | $539,000 | 5,308 |
| FHLB advances | $13,932,000 | 2,016 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $6,805,000 | 5,241 |
| Tier 1 (core) risk-based capital | $10,068,000 | 4,781 |
| Tier 2 risk-based capital | $559,000 | 5,399 |
| Total risk weighted assets | $69,796,000 | 4,649 |
| Total unused commitments | $6,805,000 | 5,244 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 64 | 2,679 |
| Assets and Liabilities | ||
| Total Assets: | $142,111,000 | 3,701 |
| Cash and due from depository institutions | $2,770,000 | 2,679 |
| Interest-bearing balances | $51,000 | 5,899 |
| Securities | $48,694,000 | 2,517 |
| Federal funds sold & reverse repurchase agreements | $925,000 | 5,699 |
| Net loans & leases | $81,826,000 | 3,941 |
| Loan loss allowance | $547,000 | 5,788 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,123,000 | 4,041 |
| Other real estate owned | $493,000 | 2,679 |
| Goodwill and other intangibles | $765,000 | 1,796 |
| All other assets | $4,515,000 | 2,706 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $142,111,000 | 3,701 |
| Total liabilities | $131,089,000 | 3,622 |
| Total deposits | $116,072,000 | 3,712 |
| Interest-bearing deposits | $103,033,000 | 3,570 |
| Deposits held in domestic offices | $116,072,000 | 3,707 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $14,148,000 | 2,001 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $869,000 | 3,535 |
| Total equity capital | $11,022,000 | 4,614 |
| Total bank equity capital | $11,022,000 | 4,614 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $250,000 | 5,529 |
| Surplus | $3,500,000 | 4,298 |
| Undivided profits | $7,272,000 | 3,779 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,000 | 7,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $560,000 | 4,771 |
| Earning assets | $131,496,000 | 3,674 |
| Long-term assets (5+ years) | $113,957,000 | 927 |
| Average Assets, year-to-date | $142,460,000 | 3,662 |
| Average Assets, quarterly | $142,460,000 | 3,662 |
| Volatile liabilities | $10,982,000 | 5,463 |
| Insider loans | $544,000 | 5,278 |
| FHLB advances | $13,932,000 | 1,914 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $3,237,000 | 6,713 |
| Tier 1 (core) risk-based capital | $9,895,000 | 4,787 |
| Tier 2 risk-based capital | $547,000 | 5,442 |
| Total risk weighted assets | $69,618,000 | 4,594 |
| Total unused commitments | $3,237,000 | 6,719 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 59 | 2,906 |
| Assets and Liabilities | ||
| Total Assets: | $142,809,000 | 3,666 |
| Cash and due from depository institutions | $3,165,000 | 2,906 |
| Interest-bearing balances | $134,000 | 4,940 |
| Securities | $49,235,000 | 2,528 |
| Federal funds sold & reverse repurchase agreements | $47,000 | 6,273 |
| Net loans & leases | $82,506,000 | 3,894 |
| Loan loss allowance | $541,000 | 5,812 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,148,000 | 4,006 |
| Other real estate owned | $493,000 | 2,906 |
| Goodwill and other intangibles | $765,000 | 1,791 |
| All other assets | $4,450,000 | 2,736 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $142,809,000 | 3,666 |
| Total liabilities | $132,081,000 | 3,569 |
| Total deposits | $114,569,000 | 3,726 |
| Interest-bearing deposits | $101,719,000 | 3,572 |
| Deposits held in domestic offices | $114,569,000 | 3,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,352 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $16,683,000 | 1,826 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $729,000 | 3,809 |
| Total equity capital | $10,728,000 | 4,639 |
| Total bank equity capital | $10,728,000 | 4,639 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $250,000 | 5,570 |
| Surplus | $3,500,000 | 4,269 |
| Undivided profits | $6,978,000 | 3,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,188,000 | 2,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $582,000 | 4,820 |
| Earning assets | $131,922,000 | 3,640 |
| Long-term assets (5+ years) | $115,493,000 | 950 |
| Average Assets, year-to-date | $131,487,200 | 3,804 |
| Average Assets, quarterly | $141,318,000 | 3,669 |
| Volatile liabilities | $13,301,000 | 4,937 |
| Insider loans | $558,000 | 5,235 |
| FHLB advances | $16,462,000 | 1,727 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,771,000 | 5,855 |
| Tier 1 (core) risk-based capital | $9,827,000 | 4,768 |
| Tier 2 risk-based capital | $541,000 | 5,479 |
| Total risk weighted assets | $69,870,000 | 4,573 |
| Total unused commitments | $4,771,000 | 5,860 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 59 | 2,921 |
| Assets and Liabilities | ||
| Total Assets: | $139,827,000 | 3,707 |
| Cash and due from depository institutions | $3,659,000 | 2,921 |
| Interest-bearing balances | $215,000 | 4,602 |
| Securities | $49,568,000 | 2,463 |
| Federal funds sold & reverse repurchase agreements | $58,000 | 6,526 |
| Net loans & leases | $78,910,000 | 3,996 |
| Loan loss allowance | $494,000 | 6,097 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,112,000 | 4,036 |
| Other real estate owned | $454,000 | 2,921 |
| Goodwill and other intangibles | $765,000 | 1,774 |
| All other assets | $4,301,000 | 2,807 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,827,000 | 3,707 |
| Total liabilities | $129,152,000 | 3,612 |
| Total deposits | $112,307,000 | 3,763 |
| Interest-bearing deposits | $102,459,000 | 3,567 |
| Deposits held in domestic offices | $112,307,000 | 3,759 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,800,000 | 2,254 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $14,189,000 | 1,942 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $856,000 | 3,580 |
| Total equity capital | $10,675,000 | 4,628 |
| Total bank equity capital | $10,675,000 | 4,628 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $250,000 | 5,605 |
| Surplus | $3,500,000 | 4,213 |
| Undivided profits | $6,925,000 | 3,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 7,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $575,000 | 5,019 |
| Earning assets | $128,751,000 | 3,686 |
| Long-term assets (5+ years) | $110,334,000 | 989 |
| Average Assets, year-to-date | $128,656,750 | 3,879 |
| Average Assets, quarterly | $136,243,000 | 3,765 |
| Volatile liabilities | $12,188,000 | 5,175 |
| Insider loans | $547,000 | 5,298 |
| FHLB advances | $13,962,000 | 1,851 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $8,496,000 | 4,639 |
| Tier 1 (core) risk-based capital | $9,596,000 | 4,825 |
| Tier 2 risk-based capital | $494,000 | 5,745 |
| Total risk weighted assets | $67,652,000 | 4,661 |
| Total unused commitments | $8,496,000 | 4,642 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 60 | 2,882 |
| Assets and Liabilities | ||
| Total Assets: | $132,659,000 | 3,867 |
| Cash and due from depository institutions | $2,573,000 | 2,882 |
| Interest-bearing balances | $161,000 | 4,983 |
| Securities | $42,585,000 | 2,733 |
| Federal funds sold & reverse repurchase agreements | $898,000 | 5,915 |
| Net loans & leases | $78,858,000 | 3,963 |
| Loan loss allowance | $530,000 | 5,867 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,135,000 | 3,974 |
| Other real estate owned | $453,000 | 2,882 |
| Goodwill and other intangibles | $765,000 | 1,737 |
| All other assets | $4,392,000 | 2,659 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $132,659,000 | 3,867 |
| Total liabilities | $121,787,000 | 3,786 |
| Total deposits | $106,668,000 | 3,925 |
| Interest-bearing deposits | $98,161,000 | 3,692 |
| Deposits held in domestic offices | $106,668,000 | 3,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $14,193,000 | 1,917 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $926,000 | 3,471 |
| Total equity capital | $10,872,000 | 4,549 |
| Total bank equity capital | $10,872,000 | 4,549 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $250,000 | 5,617 |
| Surplus | $3,500,000 | 4,166 |
| Undivided profits | $7,122,000 | 3,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 6,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $549,000 | 5,051 |
| Earning assets | $122,502,000 | 3,822 |
| Long-term assets (5+ years) | $102,455,000 | 1,013 |
| Average Assets, year-to-date | $124,933,330 | 3,976 |
| Average Assets, quarterly | $127,163,500 | 3,951 |
| Volatile liabilities | $16,712,000 | 4,290 |
| Insider loans | $557,000 | 5,227 |
| FHLB advances | $13,962,000 | 1,818 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $6,366,000 | 5,233 |
| Tier 1 (core) risk-based capital | $9,527,000 | 4,795 |
| Tier 2 risk-based capital | $530,000 | 5,516 |
| Total risk weighted assets | $66,449,000 | 4,680 |
| Total unused commitments | $6,366,000 | 5,248 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 61 | 2,815 |
| Assets and Liabilities | ||
| Total Assets: | $121,668,000 | 4,081 |
| Cash and due from depository institutions | $2,167,000 | 2,815 |
| Interest-bearing balances | $94,000 | 5,473 |
| Securities | $34,409,000 | 3,181 |
| Federal funds sold & reverse repurchase agreements | $1,276,000 | 5,983 |
| Net loans & leases | $76,509,000 | 4,010 |
| Loan loss allowance | $526,000 | 5,855 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,190,000 | 3,881 |
| Other real estate owned | $145,000 | 2,815 |
| Goodwill and other intangibles | $765,000 | 1,730 |
| All other assets | $4,207,000 | 2,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,668,000 | 4,081 |
| Total liabilities | $111,095,000 | 4,021 |
| Total deposits | $96,031,000 | 4,218 |
| Interest-bearing deposits | $87,777,000 | 4,019 |
| Deposits held in domestic offices | $96,031,000 | 4,215 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $14,198,000 | 1,860 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $866,000 | 3,659 |
| Total equity capital | $10,573,000 | 4,567 |
| Total bank equity capital | $10,573,000 | 4,567 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $250,000 | 5,636 |
| Surplus | $3,500,000 | 4,121 |
| Undivided profits | $6,823,000 | 3,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $968,000 | 2,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $552,000 | 4,992 |
| Earning assets | $112,288,000 | 4,052 |
| Long-term assets (5+ years) | $92,292,000 | 1,066 |
| Average Assets, year-to-date | $121,070,500 | 4,057 |
| Average Assets, quarterly | $121,070,500 | 4,057 |
| Volatile liabilities | $9,945,000 | 5,681 |
| Insider loans | $489,000 | 5,458 |
| FHLB advances | $13,962,000 | 1,782 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,042,000 | 5,261 |
| Tier 1 (core) risk-based capital | $9,314,000 | 4,802 |
| Tier 2 risk-based capital | $526,000 | 5,492 |
| Total risk weighted assets | $62,714,000 | 4,809 |
| Total unused commitments | $6,042,000 | 5,275 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 59 | 2,868 |
| Assets and Liabilities | ||
| Total Assets: | $120,473,000 | 4,071 |
| Cash and due from depository institutions | $4,110,000 | 2,868 |
| Interest-bearing balances | $104,000 | 5,090 |
| Securities | $30,610,000 | 3,482 |
| Federal funds sold & reverse repurchase agreements | $85,000 | 6,886 |
| Net loans & leases | $78,500,000 | 3,934 |
| Loan loss allowance | $518,000 | 5,852 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,212,000 | 3,824 |
| Other real estate owned | $0 | 2,868 |
| Goodwill and other intangibles | $765,000 | 1,704 |
| All other assets | $4,191,000 | 2,679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,473,000 | 4,071 |
| Total liabilities | $109,798,000 | 4,008 |
| Total deposits | $93,028,000 | 4,260 |
| Interest-bearing deposits | $82,721,000 | 4,134 |
| Deposits held in domestic offices | $93,028,000 | 4,255 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $625,000 | 2,708 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $15,241,000 | 1,811 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $904,000 | 3,628 |
| Total equity capital | $10,675,000 | 4,485 |
| Total bank equity capital | $10,675,000 | 4,485 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $250,000 | 5,651 |
| Surplus | $3,500,000 | 4,075 |
| Undivided profits | $6,925,000 | 3,818 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $551,000 | 3,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $537,000 | 5,361 |
| Earning assets | $109,299,000 | 4,094 |
| Long-term assets (5+ years) | $89,579,000 | 1,065 |
| Average Assets, year-to-date | $120,195,400 | 3,932 |
| Average Assets, quarterly | $121,944,500 | 3,998 |
| Volatile liabilities | $11,166,000 | 5,389 |
| Insider loans | $490,000 | 5,486 |
| FHLB advances | $15,000,000 | 1,680 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $4,550,000 | 5,726 |
| Tier 1 (core) risk-based capital | $9,296,000 | 4,770 |
| Tier 2 risk-based capital | $518,000 | 5,518 |
| Total risk weighted assets | $63,265,000 | 4,771 |
| Total unused commitments | $4,550,000 | 5,729 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 56 | 3,020 |
| Assets and Liabilities | ||
| Total Assets: | $116,821,000 | 4,049 |
| Cash and due from depository institutions | $4,044,000 | 3,020 |
| Interest-bearing balances | $174,000 | 4,643 |
| Securities | $29,263,000 | 3,410 |
| Federal funds sold & reverse repurchase agreements | $45,000 | 7,036 |
| Net loans & leases | $76,978,000 | 3,871 |
| Loan loss allowance | $504,000 | 5,800 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,365,000 | 5,104 |
| Other real estate owned | $0 | 3,020 |
| Goodwill and other intangibles | $817,000 | 1,584 |
| All other assets | $4,309,000 | 2,504 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,821,000 | 4,049 |
| Total liabilities | $107,037,000 | 3,987 |
| Total deposits | $88,819,000 | 4,316 |
| Interest-bearing deposits | $80,214,000 | 4,144 |
| Deposits held in domestic offices | $88,819,000 | 4,309 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $100,000 | 3,334 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $17,259,000 | 1,536 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $859,000 | 3,855 |
| Total equity capital | $9,784,000 | 4,591 |
| Total bank equity capital | $9,784,000 | 4,591 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $250,000 | 5,779 |
| Surplus | $3,500,000 | 3,981 |
| Undivided profits | $6,034,000 | 3,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $595,000 | 3,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $640,000 | 5,047 |
| Earning assets | $106,460,000 | 4,067 |
| Long-term assets (5+ years) | $92,379,000 | 1,020 |
| Average Assets, year-to-date | $116,022,200 | 3,915 |
| Average Assets, quarterly | $116,419,000 | 4,025 |
| Volatile liabilities | $11,515,000 | 5,243 |
| Insider loans | $324,000 | 6,254 |
| FHLB advances | $17,000,000 | 1,419 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,354,000 | 4,616 |
| Tier 1 (core) risk-based capital | $8,828,000 | 4,815 |
| Tier 2 risk-based capital | $504,000 | 5,487 |
| Total risk weighted assets | $59,956,000 | 4,833 |
| Total unused commitments | $7,354,000 | 4,622 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 56 | 3,034 |
| Assets and Liabilities | ||
| Total Assets: | $109,623,000 | 4,131 |
| Cash and due from depository institutions | $3,272,000 | 3,034 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $36,281,000 | 2,931 |
| Federal funds sold & reverse repurchase agreements | $475,000 | 6,200 |
| Net loans & leases | $66,765,000 | 4,228 |
| Loan loss allowance | $450,000 | 6,053 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,011,000 | 5,930 |
| Other real estate owned | $81,000 | 3,034 |
| Goodwill and other intangibles | $889,000 | 1,502 |
| All other assets | $849,000 | 6,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,623,000 | 4,131 |
| Total liabilities | $100,220,000 | 4,065 |
| Total deposits | $85,208,000 | 4,333 |
| Interest-bearing deposits | $76,936,000 | 4,143 |
| Deposits held in domestic offices | $85,208,000 | 4,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,275,000 | 1,649 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $737,000 | 4,513 |
| Total equity capital | $9,403,000 | 4,619 |
| Total bank equity capital | $9,403,000 | 4,619 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $250,000 | 5,952 |
| Surplus | $3,500,000 | 3,933 |
| Undivided profits | $5,653,000 | 4,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $194,000 | 5,742 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $317,000 | 6,736 |
| Earning assets | $103,521,000 | 4,029 |
| Long-term assets (5+ years) | $86,815,000 | 1,040 |
| Average Assets, year-to-date | $112,004,200 | 3,900 |
| Average Assets, quarterly | $109,474,000 | 4,102 |
| Volatile liabilities | $8,090,000 | 6,233 |
| Insider loans | $333,000 | 6,319 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $2,602,000 | 6,810 |
| Tier 1 (core) risk-based capital | $8,332,000 | 4,964 |
| Tier 2 risk-based capital | $450,000 | 5,745 |
| Total risk weighted assets | $51,738,500 | 5,191 |
| Total unused commitments | $2,602,000 | 6,816 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 54 | 3,227 |
| Assets and Liabilities | ||
| Total Assets: | $115,940,000 | 3,886 |
| Cash and due from depository institutions | $9,637,000 | 3,227 |
| Interest-bearing balances | $1,727,000 | 1,870 |
| Securities | $42,248,000 | 2,663 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $61,521,000 | 4,405 |
| Loan loss allowance | $403,000 | 6,411 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $947,000 | 6,202 |
| Other real estate owned | $60,000 | 3,227 |
| Goodwill and other intangibles | $687,000 | 1,714 |
| All other assets | $840,000 | 6,747 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $115,940,000 | 3,886 |
| Total liabilities | $106,892,000 | 3,799 |
| Total deposits | $94,538,000 | 3,933 |
| Interest-bearing deposits | $82,644,000 | 3,859 |
| Deposits held in domestic offices | $94,538,000 | 3,929 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,790,000 | 1,815 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $564,000 | 4,951 |
| Total equity capital | $9,048,000 | 4,610 |
| Total bank equity capital | $9,048,000 | 4,610 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $250,000 | 6,159 |
| Surplus | $3,500,000 | 3,915 |
| Undivided profits | $5,298,000 | 4,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $238,000 | 7,272 |
| Earning assets | $105,496,000 | 3,899 |
| Long-term assets (5+ years) | $87,664,000 | 1,073 |
| Average Assets, year-to-date | $105,980,600 | 4,060 |
| Average Assets, quarterly | $110,713,500 | 3,997 |
| Volatile liabilities | $14,101,000 | 4,398 |
| Insider loans | $376,000 | 6,008 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,179,000 | 7,313 |
| Tier 1 (core) risk-based capital | $8,150,000 | 5,040 |
| Tier 2 risk-based capital | $403,000 | 6,054 |
| Total risk weighted assets | $49,551,900 | 5,236 |
| Total unused commitments | $2,179,000 | 7,316 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 54 | 3,258 |
| Assets and Liabilities | ||
| Total Assets: | $102,016,000 | 4,281 |
| Cash and due from depository institutions | $3,270,000 | 3,258 |
| Interest-bearing balances | $34,000 | 5,759 |
| Securities | $45,207,000 | 2,542 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $50,812,000 | 4,892 |
| Loan loss allowance | $399,000 | 6,408 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,056,000 | 5,811 |
| Other real estate owned | $77,000 | 3,258 |
| Goodwill and other intangibles | $673,000 | 1,650 |
| All other assets | $921,000 | 6,212 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,016,000 | 4,281 |
| Total liabilities | $93,344,000 | 4,212 |
| Total deposits | $91,888,000 | 4,036 |
| Interest-bearing deposits | $82,904,000 | 3,848 |
| Deposits held in domestic offices | $91,888,000 | 4,030 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $854,000 | 2,472 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $301,000 | 4,417 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $301,000 | 7,440 |
| Total equity capital | $8,672,000 | 4,881 |
| Total bank equity capital | $8,672,000 | 4,881 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $250,000 | 6,262 |
| Surplus | $3,500,000 | 3,783 |
| Undivided profits | $4,922,000 | 4,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $306,000 | 5,126 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $210,000 | 7,784 |
| Earning assets | $96,053,000 | 4,197 |
| Long-term assets (5+ years) | $79,271,000 | 1,091 |
| Average Assets, year-to-date | $101,430,400 | 4,113 |
| Average Assets, quarterly | $100,711,000 | 4,261 |
| Volatile liabilities | $5,906,000 | 6,547 |
| Insider loans | $350,000 | 6,122 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,279,000 | 8,270 |
| Tier 1 (core) risk-based capital | $7,750,000 | 5,149 |
| Tier 2 risk-based capital | $399,450 | 6,009 |
| Total risk weighted assets | $45,608,650 | 5,418 |
| Total unused commitments | $1,279,000 | 8,278 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 53 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $102,728,000 | 4,217 |
| Cash and due from depository institutions | $4,914,000 | 3,421 |
| Interest-bearing balances | $213,000 | 3,856 |
| Securities | $49,796,000 | 2,294 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $44,891,000 | 5,380 |
| Loan loss allowance | $361,000 | 6,929 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,151,000 | 5,531 |
| Other real estate owned | $291,000 | 3,421 |
| Goodwill and other intangibles | $656,000 | 1,593 |
| All other assets | $1,029,000 | 5,901 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,728,000 | 4,217 |
| Total liabilities | $94,079,000 | 4,152 |
| Total deposits | $89,623,000 | 4,085 |
| Interest-bearing deposits | $79,663,000 | 3,959 |
| Deposits held in domestic offices | $89,623,000 | 4,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,139 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,313,000 | 2,713 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $143,000 | 9,703 |
| Total equity capital | $8,649,000 | 4,905 |
| Total bank equity capital | $8,649,000 | 4,905 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $250,000 | 6,532 |
| Surplus | $3,500,000 | 3,707 |
| Undivided profits | $4,899,000 | 4,526 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $250,000 | 5,798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $202,000 | 8,227 |
| Earning assets | $94,900,000 | 4,219 |
| Long-term assets (5+ years) | $77,682,000 | 955 |
| Average Assets, year-to-date | $106,140,000 | 3,942 |
| Average Assets, quarterly | $102,874,000 | 4,163 |
| Volatile liabilities | $8,061,000 | 5,685 |
| Insider loans | $460,000 | 5,638 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $384,000 | 9,796 |
| Tier 1 (core) risk-based capital | $7,693,000 | 5,206 |
| Tier 2 risk-based capital | $361,000 | 6,395 |
| Total risk weighted assets | $43,151,600 | 5,641 |
| Total unused commitments | $384,000 | 9,801 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 56 | 3,359 |
| Assets and Liabilities | ||
| Total Assets: | $110,155,000 | 4,039 |
| Cash and due from depository institutions | $3,224,000 | 3,359 |
| Interest-bearing balances | $125,000 | 4,373 |
| Securities | $59,691,000 | 2,027 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $43,282,000 | 5,572 |
| Loan loss allowance | $281,000 | 8,099 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,018,000 | 5,941 |
| Other real estate owned | $102,000 | 3,359 |
| Goodwill and other intangibles | $678,000 | 1,512 |
| All other assets | $2,160,000 | 3,377 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,155,000 | 4,039 |
| Total liabilities | $101,826,000 | 3,948 |
| Total deposits | $90,749,000 | 4,158 |
| Interest-bearing deposits | $82,135,000 | 3,956 |
| Deposits held in domestic offices | $90,749,000 | 4,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,775,000 | 1,108 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $302,000 | 7,846 |
| Total equity capital | $8,329,000 | 5,068 |
| Total bank equity capital | $8,329,000 | 5,068 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $250,000 | 6,897 |
| Surplus | $3,500,000 | 3,793 |
| Undivided profits | $4,579,000 | 4,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,123,000 | 2,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $232,000 | 7,936 |
| Earning assets | $103,098,000 | 3,995 |
| Long-term assets (5+ years) | $82,339,000 | 847 |
| Average Assets, year-to-date | $108,389,600 | 3,951 |
| Average Assets, quarterly | $110,318,000 | 4,003 |
| Volatile liabilities | $15,963,000 | 3,465 |
| Insider loans | $377,000 | 6,256 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $428,000 | 9,929 |
| Tier 1 (core) risk-based capital | $7,651,000 | 5,333 |
| Tier 2 risk-based capital | $281,000 | 7,492 |
| Total risk weighted assets | $45,668,800 | 5,428 |
| Total unused commitments | $428,000 | 9,938 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 47 | 4,072 |
| Assets and Liabilities | ||
| Total Assets: | $105,845,000 | 4,194 |
| Cash and due from depository institutions | $2,350,000 | 4,072 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $64,763,000 | 1,928 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 8,421 |
| Net loans & leases | $34,824,000 | 6,387 |
| Loan loss allowance | $265,000 | 8,557 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $834,000 | 6,673 |
| Other real estate owned | $177,000 | 4,072 |
| Goodwill and other intangibles | $180,000 | 2,077 |
| All other assets | $2,267,000 | 3,259 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,845,000 | 4,194 |
| Total liabilities | $97,962,000 | 4,081 |
| Total deposits | $95,391,000 | 3,982 |
| Interest-bearing deposits | $87,007,000 | 3,767 |
| Deposits held in domestic offices | $95,391,000 | 3,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,200,000 | 2,116 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $371,000 | 7,471 |
| Total equity capital | $7,883,000 | 5,309 |
| Total bank equity capital | $7,883,000 | 5,309 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $250,000 | 7,258 |
| Surplus | $3,500,000 | 3,787 |
| Undivided profits | $4,133,000 | 5,156 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $223,000 | 6,398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $192,000 | 8,933 |
| Earning assets | $100,137,000 | 4,072 |
| Long-term assets (5+ years) | $83,218,000 | 786 |
| Average Assets, year-to-date | $105,993,000 | 4,028 |
| Average Assets, quarterly | $105,102,000 | 4,173 |
| Volatile liabilities | $9,091,000 | 4,851 |
| Insider loans | $420,000 | 6,159 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $306,000 | 10,468 |
| Tier 1 (core) risk-based capital | $7,703,000 | 5,295 |
| Tier 2 risk-based capital | $265,000 | 7,825 |
| Total risk weighted assets | $41,861,600 | 5,756 |
| Total unused commitments | $306,000 | 10,476 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $110,446,000 | 4,001 |
| Cash and due from depository institutions | $6,138,000 | 4,658 |
| Interest-bearing balances | $300,000 | 3,902 |
| Securities | $68,041,000 | 1,927 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $33,115,000 | 6,603 |
| Loan loss allowance | $281,000 | 8,644 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $870,000 | 6,601 |
| Other real estate owned | $156,000 | 4,658 |
| Goodwill and other intangibles | $206,000 | 1,907 |
| All other assets | $1,920,000 | 3,992 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $110,446,000 | 4,001 |
| Total liabilities | $103,173,000 | 3,896 |
| Total deposits | $101,621,000 | 3,728 |
| Interest-bearing deposits | $91,358,000 | 3,560 |
| Deposits held in domestic offices | $101,621,000 | 3,720 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,325,000 | 3,075 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $227,000 | 8,493 |
| Total equity capital | $7,273,000 | 5,338 |
| Total bank equity capital | $7,273,000 | 5,338 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $250,000 | 7,667 |
| Surplus | $3,500,000 | 3,707 |
| Undivided profits | $3,523,000 | 5,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $359,000 | 5,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $181,000 | 8,916 |
| Earning assets | $101,456,000 | 3,984 |
| Long-term assets (5+ years) | $80,016,000 | 800 |
| Average Assets, year-to-date | $107,732,800 | 3,996 |
| Average Assets, quarterly | $108,786,500 | 4,012 |
| Volatile liabilities | $5,705,000 | 6,261 |
| Insider loans | $375,000 | 6,517 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $678,000 | 9,873 |
| Tier 1 (core) risk-based capital | $7,067,000 | 5,575 |
| Tier 2 risk-based capital | $281,000 | 7,771 |
| Total risk weighted assets | $40,853,700 | 5,818 |
| Total unused commitments | $678,000 | 9,879 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $104,350,000 | 4,285 |
| Cash and due from depository institutions | $3,460,000 | 4,750 |
| Interest-bearing balances | $800,000 | 3,697 |
| Securities | $65,603,000 | 2,090 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $30,898,000 | 6,850 |
| Loan loss allowance | $262,000 | 9,184 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,007,000 | 6,104 |
| Other real estate owned | $123,000 | 4,750 |
| Goodwill and other intangibles | $31,000 | 2,606 |
| All other assets | $3,228,000 | 2,266 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,350,000 | 4,285 |
| Total liabilities | $97,635,000 | 4,161 |
| Total deposits | $94,585,000 | 4,096 |
| Interest-bearing deposits | $88,724,000 | 3,810 |
| Deposits held in domestic offices | $94,585,000 | 4,088 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,700,000 | 1,962 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $350,000 | 6,869 |
| Total equity capital | $6,715,000 | 5,816 |
| Total bank equity capital | $6,715,000 | 5,816 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $250,000 | 8,072 |
| Surplus | $3,500,000 | 3,654 |
| Undivided profits | $2,965,000 | 6,195 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $119,000 | 8,839 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $178,000 | 8,705 |
| Earning assets | $97,301,000 | 4,234 |
| Long-term assets (5+ years) | $74,281,000 | 870 |
| Average Assets, year-to-date | $99,795,000 | 4,350 |
| Average Assets, quarterly | $103,126,000 | 4,294 |
| Volatile liabilities | $6,698,000 | 5,476 |
| Insider loans | $356,000 | 6,768 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $0 | 12,206 |
| Tier 1 (core) risk-based capital | $6,684,000 | 5,750 |
| Tier 2 risk-based capital | $262,000 | 8,154 |
| Total risk weighted assets | $40,745,100 | 5,811 |
| Total unused commitments | $0 | 12,208 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 43 | 4,867 |
| Assets and Liabilities | ||
| Total Assets: | $94,054,000 | 4,792 |
| Cash and due from depository institutions | $3,643,000 | 4,867 |
| Interest-bearing balances | $1,100,000 | 3,606 |
| Securities | $58,477,000 | 2,312 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $27,263,000 | 7,499 |
| Loan loss allowance | $295,000 | 8,907 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,206,000 | 3,291 |
| Other real estate owned | $168,000 | 4,867 |
| Goodwill and other intangibles | $44,000 | 2,518 |
| All other assets | $2,253,000 | 3,222 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,054,000 | 4,792 |
| Total liabilities | $87,850,000 | 4,694 |
| Total deposits | $85,941,000 | 4,625 |
| Interest-bearing deposits | $79,529,000 | 4,372 |
| Deposits held in domestic offices | $85,941,000 | 4,617 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,475,000 | 2,272 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $434,000 | 6,471 |
| Total equity capital | $6,204,000 | 5,973 |
| Total bank equity capital | $6,204,000 | 5,973 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $3,500,000 | 3,527 |
| Undivided profits | $2,454,000 | 6,697 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $392,000 | 6,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $179,000 | 9,213 |
| Earning assets | $86,840,000 | 4,746 |
| Long-term assets (5+ years) | $65,523,000 | 913 |
| Average Assets, year-to-date | $83,698,400 | 5,155 |
| Average Assets, quarterly | $92,039,500 | 4,839 |
| Volatile liabilities | $4,225,000 | 7,210 |
| Insider loans | $182,000 | 4,180 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $6,160,000 | 5,927 |
| Tier 2 risk-based capital | $295,000 | 7,683 |
| Total risk weighted assets | $36,016,000 | 6,438 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |