Home > American Trust Bank > Income and Expense
American Trust Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $24,030,000 | 1,429 |
| Total interest expense | $9,362,000 | 1,701 |
| Net interest income | $14,668,000 | 1,228 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $2,519,000 | 1,535 |
| Gross Fiduciary activities income | $820,000 | 582 |
| Service charges on deposit accounts | $855,000 | 1,585 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $844,000 | 2,022 |
| Total noninterest expense | $10,330,000 | 1,372 |
| Salaries and employee benefits | $4,115,000 | 1,612 |
| Premises and equipment expense | $1,512,000 | 1,360 |
| Additional noninterest expense | $4,703,000 | 1,178 |
| Pre-tax net operating income | $6,857,000 | 1,128 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,295,000 | 1,115 |
| Income before extraordinary items | $4,562,000 | 1,156 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,562,000 | 1,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,345 |
| Cash dividends | $2,915,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,562,000 | 1,133 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,427,000 | 1,443 |
| Total interest expense | $6,789,000 | 1,848 |
| Net interest income | $14,638,000 | 1,240 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,134,000 | 1,763 |
| Gross Fiduciary activities income | $616,000 | 674 |
| Service charges on deposit accounts | $654,000 | 2,067 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $864,000 | 2,036 |
| Total noninterest expense | $9,955,000 | 1,478 |
| Salaries and employee benefits | $5,130,000 | 1,318 |
| Premises and equipment expense | $1,535,000 | 1,362 |
| Additional noninterest expense | $3,290,000 | 1,675 |
| Pre-tax net operating income | $6,817,000 | 1,109 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $2,172,000 | 1,113 |
| Income before extraordinary items | $4,644,000 | 1,094 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,644,000 | 1,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $789,000 | 1,021 |
| Cash dividends | $5,691,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,644,680 | 1,097 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,000,000 | 1,436 |
| Total interest expense | $7,133,000 | 1,827 |
| Net interest income | $14,867,000 | 1,223 |
| Provision for loan and lease losses | $585,000 | 1,898 |
| Total noninterest income | $2,051,000 | 1,944 |
| Gross Fiduciary activities income | $563,000 | 721 |
| Service charges on deposit accounts | $619,000 | 2,212 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $869,000 | 2,255 |
| Total noninterest expense | $11,022,000 | 1,392 |
| Salaries and employee benefits | $5,416,000 | 1,232 |
| Premises and equipment expense | $1,525,000 | 1,401 |
| Additional noninterest expense | $4,081,000 | 1,494 |
| Pre-tax net operating income | $5,311,000 | 1,315 |
| Securities gains (losses) | $441,000 | 982 |
| Applicable income taxes | $1,704,000 | 1,391 |
| Income before extraordinary items | $4,048,000 | 1,254 |
| Extraordinary gains, net | $500,000 | 465 |
| Net income | $4,548,000 | 1,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-199,000 | 13,113 |
| Cash dividends | $1,508,000 | 1,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,739,300 | 1,271 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,947,000 | 1,411 |
| Total interest expense | $11,098,000 | 1,574 |
| Net interest income | $14,849,000 | 1,256 |
| Provision for loan and lease losses | $3,152,000 | 808 |
| Total noninterest income | $1,598,000 | 2,281 |
| Gross Fiduciary activities income | $480,000 | 776 |
| Service charges on deposit accounts | $620,000 | 2,197 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $498,000 | 3,200 |
| Total noninterest expense | $12,776,000 | 1,238 |
| Salaries and employee benefits | $5,111,000 | 1,313 |
| Premises and equipment expense | $1,539,000 | 1,410 |
| Additional noninterest expense | $6,126,000 | 1,122 |
| Pre-tax net operating income | $519,000 | 8,280 |
| Securities gains (losses) | $125,000 | 2,651 |
| Applicable income taxes | $28,000 | 11,867 |
| Income before extraordinary items | $616,000 | 6,466 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $616,000 | 6,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,229,000 | 1,381 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $496,000 | 6,979 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.