Home > American Trust Bank > Assets and Liabilities
American Trust Bank, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 337 | 522 |
Assets and Liabilities | ||
Total Assets: | $891,916,000 | 587 |
Cash and due from depository institutions | $28,440,000 | 522 |
Interest-bearing balances | $433,000 | 3,251 |
Securities | $158,884,000 | 758 |
Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,072 |
Net loans & leases | $624,591,000 | 531 |
Loan loss allowance | $14,975,000 | 366 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $21,806,000 | 336 |
Other real estate owned | $543,000 | 522 |
Goodwill and other intangibles | $41,078,000 | 160 |
All other assets | $15,374,000 | 633 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $891,916,000 | 587 |
Total liabilities | $765,363,000 | 614 |
Total deposits | $686,768,000 | 573 |
Interest-bearing deposits | $621,409,000 | 538 |
Deposits held in domestic offices | $686,768,000 | 567 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $36,371,000 | 559 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $30,896,000 | 748 |
Subordinated debt | $0 | 260 |
All other liabilities | $11,328,000 | 579 |
Total equity capital | $126,553,000 | 407 |
Total bank equity capital | $126,553,000 | 407 |
Perpetual preferred stock | $0 | 223 |
Common stock | $9,000,000 | 399 |
Surplus | $88,576,000 | 273 |
Undivided profits | $28,977,000 | 913 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $11,608,000 | 324 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $5,597,000 | 428 |
Earning assets | $785,108,000 | 602 |
Long-term assets (5+ years) | $240,969,000 | 352 |
Average Assets, year-to-date | $783,237,600 | 622 |
Average Assets, quarterly | $905,530,500 | 569 |
Volatile liabilities | $112,388,000 | 783 |
Insider loans | $7,428,000 | 537 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $58,580,000 | 956 |
Tier 1 (core) risk-based capital | $85,184,000 | 525 |
Tier 2 risk-based capital | $7,387,720 | 525 |
Total risk weighted assets | $583,429,920 | 565 |
Total unused commitments | $58,580,000 | 961 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 200 | 931 |
Assets and Liabilities | ||
Total Assets: | $418,943,000 | 1,172 |
Cash and due from depository institutions | $21,208,000 | 931 |
Interest-bearing balances | $6,610,000 | 575 |
Securities | $85,050,000 | 1,417 |
Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
Net loans & leases | $297,075,000 | 1,033 |
Loan loss allowance | $6,508,000 | 718 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $6,801,000 | 1,139 |
Other real estate owned | $0 | 931 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $8,809,000 | 994 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $418,943,000 | 1,172 |
Total liabilities | $382,944,000 | 1,157 |
Total deposits | $327,230,000 | 1,184 |
Interest-bearing deposits | $281,458,000 | 1,188 |
Deposits held in domestic offices | $327,230,000 | 1,178 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $25,089,000 | 722 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $27,939,000 | 790 |
Subordinated debt | $0 | 298 |
All other liabilities | $2,686,000 | 1,588 |
Total equity capital | $35,999,000 | 1,252 |
Total bank equity capital | $35,999,000 | 1,252 |
Perpetual preferred stock | $0 | 250 |
Common stock | $9,000,000 | 422 |
Surplus | $4,870,000 | 2,927 |
Undivided profits | $22,129,000 | 1,161 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $3,739,000 | 914 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $2,684,000 | 830 |
Earning assets | $388,735,000 | 1,146 |
Long-term assets (5+ years) | $113,954,000 | 648 |
Average Assets, year-to-date | $407,350,400 | 1,148 |
Average Assets, quarterly | $421,930,500 | 1,147 |
Volatile liabilities | $68,371,000 | 1,122 |
Insider loans | $6,373,000 | 662 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $4,293,000 | 351 |
Unused loan commitments | $22,163,000 | 1,917 |
Tier 1 (core) risk-based capital | $36,061,000 | 1,187 |
Tier 2 risk-based capital | $3,480,590 | 991 |
Total risk weighted assets | $275,419,890 | 1,083 |
Total unused commitments | $22,163,000 | 1,930 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 28 | 6,302 |
Assets and Liabilities | ||
Total Assets: | $64,537,000 | 6,307 |
Cash and due from depository institutions | $3,277,000 | 6,302 |
Interest-bearing balances | $17,000 | 6,242 |
Securities | $20,251,000 | 5,498 |
Federal funds sold & reverse repurchase agreements | $1,050,000 | 7,183 |
Net loans & leases | $38,282,000 | 6,018 |
Loan loss allowance | $959,000 | 3,669 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $516,000 | 8,203 |
Other real estate owned | $0 | 6,302 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $1,161,000 | 5,718 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $64,537,000 | 6,307 |
Total liabilities | $57,133,000 | 6,362 |
Total deposits | $56,146,000 | 6,225 |
Interest-bearing deposits | $46,307,000 | 6,414 |
Deposits held in domestic offices | $56,146,000 | 6,219 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $500,000 | 3,059 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $487,000 | 6,327 |
Total equity capital | $7,404,000 | 5,614 |
Total bank equity capital | $7,404,000 | 5,614 |
Perpetual preferred stock | $0 | 288 |
Common stock | $300,000 | 6,747 |
Surplus | $550,000 | 9,390 |
Undivided profits | $6,554,000 | 3,658 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $191,000 | 6,830 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $208,000 | 8,630 |
Earning assets | $59,600,000 | 6,256 |
Long-term assets (5+ years) | $18,793,000 | 2,614 |
Average Assets, year-to-date | $63,213,600 | 6,206 |
Average Assets, quarterly | $64,700,000 | 6,238 |
Volatile liabilities | $3,211,000 | 8,374 |
Insider loans | $201,000 | 7,990 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $2,273,000 | 7,089 |
Tier 1 (core) risk-based capital | $7,417,000 | 5,484 |
Tier 2 risk-based capital | $436,860 | 5,830 |
Total risk weighted assets | $34,426,360 | 6,605 |
Total unused commitments | $2,273,000 | 7,104 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 31 | 6,009 |
Assets and Liabilities | ||
Total Assets: | $59,333,000 | 6,698 |
Cash and due from depository institutions | $2,680,000 | 6,009 |
Interest-bearing balances | $0 | 7,034 |
Securities | $26,012,000 | 4,817 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $28,730,000 | 7,227 |
Loan loss allowance | $1,062,000 | 3,395 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $611,000 | 7,859 |
Other real estate owned | $21,000 | 6,009 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $1,279,000 | 5,604 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $59,333,000 | 6,698 |
Total liabilities | $52,892,000 | 6,774 |
Total deposits | $51,526,000 | 6,661 |
Interest-bearing deposits | $42,778,000 | 6,795 |
Deposits held in domestic offices | $51,526,000 | 6,655 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $750,000 | 3,618 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $616,000 | 4,474 |
Total equity capital | $6,441,000 | 5,928 |
Total bank equity capital | $6,441,000 | 5,928 |
Perpetual preferred stock | $0 | 310 |
Common stock | $300,000 | 7,125 |
Surplus | $550,000 | 9,744 |
Undivided profits | $5,591,000 | 3,849 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $178,000 | 7,071 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $140,000 | 9,899 |
Earning assets | $54,742,000 | 6,665 |
Long-term assets (5+ years) | $12,241,000 | 3,633 |
Average Assets, year-to-date | $60,006,200 | 6,534 |
Average Assets, quarterly | $60,628,000 | 6,567 |
Volatile liabilities | $2,857,000 | 8,621 |
Insider loans | $209,000 | 8,068 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $1,494,000 | 8,253 |
Tier 1 (core) risk-based capital | $7,042,000 | 5,599 |
Tier 2 risk-based capital | $360,840 | 6,684 |
Total risk weighted assets | $28,166,340 | 7,525 |
Total unused commitments | $1,494,000 | 8,263 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 35 | 5,698 |
Assets and Liabilities | ||
Total Assets: | $58,816,000 | 6,930 |
Cash and due from depository institutions | $3,221,000 | 5,698 |
Interest-bearing balances | $58,000 | 7,028 |
Securities | $25,718,000 | 5,093 |
Federal funds sold & reverse repurchase agreements | $2,876,000 | 4,558 |
Net loans & leases | $25,490,000 | 7,720 |
Loan loss allowance | $1,049,000 | 3,532 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $625,000 | 7,955 |
Other real estate owned | $63,000 | 5,698 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $823,000 | 7,035 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $58,816,000 | 6,930 |
Total liabilities | $51,794,000 | 7,075 |
Total deposits | $51,087,000 | 6,955 |
Interest-bearing deposits | $42,329,000 | 7,109 |
Deposits held in domestic offices | $51,087,000 | 6,947 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $257,000 | 3,561 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $450,000 | 5,770 |
Total equity capital | $7,022,000 | 5,586 |
Total bank equity capital | $7,022,000 | 5,586 |
Perpetual preferred stock | $0 | 343 |
Common stock | $300,000 | 7,497 |
Surplus | $550,000 | 10,080 |
Undivided profits | $6,172,000 | 3,692 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $434,000 | 5,322 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $119,000 | 10,434 |
Earning assets | $54,142,000 | 6,918 |
Long-term assets (5+ years) | $9,772,000 | 4,417 |
Average Assets, year-to-date | $60,420,600 | 6,653 |
Average Assets, quarterly | $59,386,500 | 6,833 |
Volatile liabilities | $2,098,000 | 9,576 |
Insider loans | $143,000 | 9,075 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $1,439,000 | 8,388 |
Tier 1 (core) risk-based capital | $7,022,000 | 5,510 |
Tier 2 risk-based capital | $340,030 | 6,995 |
Total risk weighted assets | $26,407,330 | 7,882 |
Total unused commitments | $1,439,000 | 8,413 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 38 | 5,417 |
Assets and Liabilities | ||
Total Assets: | $63,190,000 | 6,666 |
Cash and due from depository institutions | $3,001,000 | 5,417 |
Interest-bearing balances | $0 | 8,059 |
Securities | $20,443,000 | 6,028 |
Federal funds sold & reverse repurchase agreements | $5,345,000 | 3,056 |
Net loans & leases | $32,874,000 | 6,595 |
Loan loss allowance | $1,057,000 | 3,547 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $669,000 | 7,800 |
Other real estate owned | $10,000 | 5,417 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $848,000 | 7,091 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $63,190,000 | 6,666 |
Total liabilities | $56,606,000 | 6,747 |
Total deposits | $55,970,000 | 6,625 |
Interest-bearing deposits | $46,550,000 | 6,838 |
Deposits held in domestic offices | $55,970,000 | 6,616 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $636,000 | 4,798 |
Total equity capital | $6,584,000 | 5,670 |
Total bank equity capital | $6,584,000 | 5,670 |
Perpetual preferred stock | $0 | 346 |
Common stock | $300,000 | 7,882 |
Surplus | $550,000 | 10,328 |
Undivided profits | $5,734,000 | 3,750 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $786,000 | 4,325 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $192,000 | 8,861 |
Earning assets | $58,662,000 | 6,574 |
Long-term assets (5+ years) | $9,371,000 | 4,530 |
Average Assets, year-to-date | $64,629,200 | 6,398 |
Average Assets, quarterly | $63,284,000 | 6,592 |
Volatile liabilities | $1,994,000 | 10,031 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $1,317,000 | 8,480 |
Tier 1 (core) risk-based capital | $6,584,000 | 5,610 |
Tier 2 risk-based capital | $417,120 | 6,072 |
Total risk weighted assets | $32,656,720 | 6,917 |
Total unused commitments | $1,317,000 | 8,507 |
Derivatives | $0 | 651 |