Home > American Trust Bank > Assets and Liabilities
American Trust Bank, Assets and Liabilities
| 2010-12-31 | Rank | |
| # of Employees: | 29 | 4,502 |
| Assets and Liabilities | ||
| Total Assets: | $238,205,000 | 2,703 |
| Cash and due from depository institutions | $13,330,000 | 4,502 |
| Interest-bearing balances | $12,788,000 | 2,354 |
| Securities | $7,662,000 | 6,071 |
| Federal funds sold & reverse repurchase agreements | $33,825,000 | 170 |
| Net loans & leases | $155,229,000 | 2,620 |
| Loan loss allowance | $3,071,000 | 2,333 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $493,000 | 6,187 |
| Other real estate owned | $20,259,000 | 4,502 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $7,407,000 | 2,434 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $238,205,000 | 2,703 |
| Total liabilities | $236,681,000 | 2,450 |
| Total deposits | $222,161,000 | 2,418 |
| Interest-bearing deposits | $212,201,000 | 2,182 |
| Deposits held in domestic offices | $222,161,000 | 2,417 |
| % insured | 96.86% | 1,164 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $14,100,000 | 1,873 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $420,000 | 4,935 |
| Total equity capital | $1,524,000 | 7,559 |
| Total bank equity capital | $1,524,000 | 7,559 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $4,550,000 | 1,031 |
| Surplus | $21,865,000 | 1,451 |
| Undivided profits | $-24,891,000 | 7,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $36,481,000 | 496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $617,000 | 4,402 |
| Earning assets | $209,504,000 | 2,796 |
| Long-term assets (5+ years) | $13,238,000 | 4,961 |
| Average Assets, year-to-date | $261,779,200 | 2,439 |
| Average Assets, quarterly | $243,745,000 | 2,627 |
| Volatile liabilities | $84,074,000 | 1,614 |
| Insider loans | $4,363,000 | 1,596 |
| FHLB advances | $14,100,000 | 1,771 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $12,308,000 | 3,440 |
| Tier 1 (core) risk-based capital | $1,711,000 | 7,512 |
| Tier 2 risk-based capital | $1,711,000 | 2,873 |
| Total risk weighted assets | $190,449,000 | 2,300 |
| Total unused commitments | $12,308,000 | 3,441 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 29 | 4,555 |
| Assets and Liabilities | ||
| Total Assets: | $249,285,000 | 2,615 |
| Cash and due from depository institutions | $13,631,000 | 4,555 |
| Interest-bearing balances | $13,123,000 | 2,361 |
| Securities | $8,243,000 | 5,957 |
| Federal funds sold & reverse repurchase agreements | $32,355,000 | 184 |
| Net loans & leases | $167,758,000 | 2,488 |
| Loan loss allowance | $4,483,000 | 1,755 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $546,000 | 6,161 |
| Other real estate owned | $17,695,000 | 4,555 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $9,057,000 | 2,111 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $249,285,000 | 2,615 |
| Total liabilities | $243,481,000 | 2,420 |
| Total deposits | $228,760,000 | 2,368 |
| Interest-bearing deposits | $217,424,000 | 2,178 |
| Deposits held in domestic offices | $228,760,000 | 2,365 |
| % insured | 95.65% | 1,281 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $14,100,000 | 1,992 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $621,000 | 4,545 |
| Total equity capital | $5,804,000 | 6,507 |
| Total bank equity capital | $5,804,000 | 6,507 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $4,550,000 | 1,042 |
| Surplus | $21,853,000 | 1,443 |
| Undivided profits | $-20,599,000 | 7,595 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $41,115,000 | 458 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $581,000 | 4,828 |
| Earning assets | $221,479,000 | 2,671 |
| Long-term assets (5+ years) | $13,977,000 | 4,836 |
| Average Assets, year-to-date | $267,672,750 | 2,418 |
| Average Assets, quarterly | $261,455,000 | 2,491 |
| Volatile liabilities | $84,966,000 | 1,648 |
| Insider loans | $4,598,000 | 1,543 |
| FHLB advances | $14,100,000 | 1,888 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $12,256,000 | 3,533 |
| Tier 1 (core) risk-based capital | $5,813,000 | 6,388 |
| Tier 2 risk-based capital | $2,507,000 | 2,113 |
| Total risk weighted assets | $198,663,000 | 2,247 |
| Total unused commitments | $12,256,000 | 3,536 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 29 | 4,611 |
| Assets and Liabilities | ||
| Total Assets: | $273,625,000 | 2,390 |
| Cash and due from depository institutions | $11,161,000 | 4,611 |
| Interest-bearing balances | $4,586,000 | 3,859 |
| Securities | $21,542,000 | 4,220 |
| Federal funds sold & reverse repurchase agreements | $42,040,000 | 137 |
| Net loans & leases | $173,693,000 | 2,454 |
| Loan loss allowance | $4,811,000 | 1,647 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $600,000 | 6,117 |
| Other real estate owned | $15,708,000 | 4,611 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $8,881,000 | 2,188 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $273,625,000 | 2,390 |
| Total liabilities | $267,161,000 | 2,223 |
| Total deposits | $248,458,000 | 2,195 |
| Interest-bearing deposits | $236,072,000 | 2,011 |
| Deposits held in domestic offices | $248,458,000 | 2,193 |
| % insured | 95.55% | 1,423 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $18,100,000 | 1,758 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $603,000 | 4,461 |
| Total equity capital | $6,464,000 | 6,330 |
| Total bank equity capital | $6,464,000 | 6,330 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $4,550,000 | 1,060 |
| Surplus | $21,841,000 | 1,440 |
| Undivided profits | $-19,927,000 | 7,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $43,592,000 | 432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $693,000 | 4,277 |
| Earning assets | $241,861,000 | 2,482 |
| Long-term assets (5+ years) | $29,056,000 | 3,495 |
| Average Assets, year-to-date | $273,802,000 | 2,376 |
| Average Assets, quarterly | $277,465,000 | 2,355 |
| Volatile liabilities | $103,999,000 | 1,371 |
| Insider loans | $4,597,000 | 1,567 |
| FHLB advances | $18,100,000 | 1,668 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $13,923,000 | 3,332 |
| Tier 1 (core) risk-based capital | $6,234,000 | 6,291 |
| Tier 2 risk-based capital | $2,582,000 | 2,060 |
| Total risk weighted assets | $204,334,000 | 2,217 |
| Total unused commitments | $13,923,000 | 3,338 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 31 | 4,435 |
| Assets and Liabilities | ||
| Total Assets: | $281,305,000 | 2,390 |
| Cash and due from depository institutions | $10,815,000 | 4,435 |
| Interest-bearing balances | $4,452,000 | 3,878 |
| Securities | $21,544,000 | 4,274 |
| Federal funds sold & reverse repurchase agreements | $48,095,000 | 169 |
| Net loans & leases | $180,037,000 | 2,437 |
| Loan loss allowance | $4,955,000 | 1,629 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $654,000 | 6,106 |
| Other real estate owned | $13,059,000 | 4,435 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $7,101,000 | 2,647 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $281,305,000 | 2,390 |
| Total liabilities | $272,543,000 | 2,242 |
| Total deposits | $253,833,000 | 2,194 |
| Interest-bearing deposits | $241,528,000 | 2,020 |
| Deposits held in domestic offices | $253,833,000 | 2,192 |
| % insured | 94.93% | 1,743 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $18,100,000 | 1,833 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $610,000 | 4,424 |
| Total equity capital | $8,762,000 | 5,626 |
| Total bank equity capital | $8,762,000 | 5,625 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $4,550,000 | 1,081 |
| Surplus | $21,805,000 | 1,463 |
| Undivided profits | $-17,593,000 | 7,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $35,948,000 | 545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $858,000 | 3,707 |
| Earning assets | $254,128,000 | 2,415 |
| Long-term assets (5+ years) | $29,017,000 | 3,500 |
| Average Assets, year-to-date | $273,890,500 | 2,442 |
| Average Assets, quarterly | $273,890,500 | 2,442 |
| Volatile liabilities | $108,365,000 | 1,369 |
| Insider loans | $4,653,000 | 1,606 |
| FHLB advances | $18,100,000 | 1,738 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $15,579,000 | 3,227 |
| Tier 1 (core) risk-based capital | $8,983,000 | 5,439 |
| Tier 2 risk-based capital | $2,648,000 | 2,071 |
| Total risk weighted assets | $209,493,000 | 2,221 |
| Total unused commitments | $15,579,000 | 3,229 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 33 | 4,303 |
| Assets and Liabilities | ||
| Total Assets: | $266,476,000 | 2,531 |
| Cash and due from depository institutions | $19,771,000 | 4,303 |
| Interest-bearing balances | $13,317,000 | 1,879 |
| Securities | $23,949,000 | 3,982 |
| Federal funds sold & reverse repurchase agreements | $16,310,000 | 501 |
| Net loans & leases | $185,383,000 | 2,427 |
| Loan loss allowance | $4,366,000 | 1,789 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $709,000 | 6,067 |
| Other real estate owned | $14,299,000 | 4,303 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $6,055,000 | 3,042 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $266,476,000 | 2,531 |
| Total liabilities | $256,239,000 | 2,375 |
| Total deposits | $237,585,000 | 2,317 |
| Interest-bearing deposits | $222,498,000 | 2,165 |
| Deposits held in domestic offices | $237,585,000 | 2,315 |
| % insured | 92.29% | 2,843 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $18,100,000 | 1,977 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $554,000 | 4,667 |
| Total equity capital | $10,237,000 | 5,184 |
| Total bank equity capital | $10,237,000 | 5,183 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $4,550,000 | 1,095 |
| Surplus | $21,770,000 | 1,466 |
| Undivided profits | $-16,083,000 | 7,788 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $34,902,000 | 551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $731,000 | 4,337 |
| Earning assets | $238,959,000 | 2,565 |
| Long-term assets (5+ years) | $31,398,000 | 3,313 |
| Average Assets, year-to-date | $280,033,800 | 2,348 |
| Average Assets, quarterly | $284,908,500 | 2,348 |
| Volatile liabilities | $84,737,000 | 1,742 |
| Insider loans | $4,145,000 | 1,817 |
| FHLB advances | $18,100,000 | 1,872 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $14,028,000 | 3,455 |
| Tier 1 (core) risk-based capital | $10,569,000 | 4,965 |
| Tier 2 risk-based capital | $2,702,000 | 2,063 |
| Total risk weighted assets | $214,462,000 | 2,219 |
| Total unused commitments | $14,028,000 | 3,458 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 38 | 3,943 |
| Assets and Liabilities | ||
| Total Assets: | $303,341,000 | 2,246 |
| Cash and due from depository institutions | $22,016,000 | 3,943 |
| Interest-bearing balances | $15,315,000 | 1,517 |
| Securities | $25,001,000 | 3,907 |
| Federal funds sold & reverse repurchase agreements | $39,320,000 | 207 |
| Net loans & leases | $191,813,000 | 2,380 |
| Loan loss allowance | $3,683,000 | 1,990 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $771,000 | 6,008 |
| Other real estate owned | $17,787,000 | 3,943 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $6,633,000 | 2,554 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $303,341,000 | 2,246 |
| Total liabilities | $286,536,000 | 2,159 |
| Total deposits | $267,790,000 | 2,082 |
| Interest-bearing deposits | $252,555,000 | 1,930 |
| Deposits held in domestic offices | $267,790,000 | 2,080 |
| % insured | 87.57% | 4,738 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $18,100,000 | 2,075 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $646,000 | 4,769 |
| Total equity capital | $16,805,000 | 3,782 |
| Total bank equity capital | $16,805,000 | 3,782 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $4,550,000 | 1,115 |
| Surplus | $21,734,000 | 1,471 |
| Undivided profits | $-9,479,000 | 7,815 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $27,928,000 | 650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $893,000 | 3,917 |
| Earning assets | $271,449,000 | 2,292 |
| Long-term assets (5+ years) | $32,985,000 | 3,164 |
| Average Assets, year-to-date | $283,423,250 | 2,336 |
| Average Assets, quarterly | $299,083,000 | 2,263 |
| Volatile liabilities | $96,252,000 | 1,572 |
| Insider loans | $3,305,000 | 2,183 |
| FHLB advances | $18,100,000 | 1,967 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $14,305,000 | 3,530 |
| Tier 1 (core) risk-based capital | $16,464,000 | 3,683 |
| Tier 2 risk-based capital | $2,911,000 | 1,950 |
| Total risk weighted assets | $232,147,000 | 2,101 |
| Total unused commitments | $14,305,000 | 3,531 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 38 | 3,996 |
| Assets and Liabilities | ||
| Total Assets: | $294,825,000 | 2,309 |
| Cash and due from depository institutions | $35,057,000 | 3,996 |
| Interest-bearing balances | $10,078,000 | 1,817 |
| Securities | $23,578,000 | 4,008 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 837 |
| Net loans & leases | $207,990,000 | 2,241 |
| Loan loss allowance | $3,268,000 | 2,088 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $827,000 | 5,986 |
| Other real estate owned | $9,036,000 | 3,996 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $6,337,000 | 2,638 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $294,825,000 | 2,309 |
| Total liabilities | $273,705,000 | 2,251 |
| Total deposits | $255,033,000 | 2,170 |
| Interest-bearing deposits | $238,357,000 | 2,032 |
| Deposits held in domestic offices | $255,033,000 | 2,168 |
| % insured | 64.14% | 6,858 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $18,100,000 | 2,134 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $572,000 | 5,064 |
| Total equity capital | $21,120,000 | 3,097 |
| Total bank equity capital | $21,120,000 | 3,097 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $4,550,000 | 1,126 |
| Surplus | $21,699,000 | 1,478 |
| Undivided profits | $-5,129,000 | 7,710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $33,801,000 | 532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,058,000 | 3,261 |
| Earning assets | $253,646,000 | 2,429 |
| Long-term assets (5+ years) | $31,261,000 | 3,218 |
| Average Assets, year-to-date | $276,784,000 | 2,404 |
| Average Assets, quarterly | $284,212,000 | 2,362 |
| Volatile liabilities | $90,659,000 | 1,684 |
| Insider loans | $3,391,000 | 2,177 |
| FHLB advances | $18,100,000 | 2,015 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $19,833,000 | 2,964 |
| Tier 1 (core) risk-based capital | $21,146,000 | 2,975 |
| Tier 2 risk-based capital | $2,997,000 | 1,891 |
| Total risk weighted assets | $239,449,000 | 2,072 |
| Total unused commitments | $19,833,000 | 2,965 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 36 | 4,170 |
| Assets and Liabilities | ||
| Total Assets: | $273,599,000 | 2,457 |
| Cash and due from depository institutions | $22,403,000 | 4,170 |
| Interest-bearing balances | $2,155,000 | 3,619 |
| Securities | $24,958,000 | 3,904 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $211,411,000 | 2,226 |
| Loan loss allowance | $3,700,000 | 1,831 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $845,000 | 5,999 |
| Other real estate owned | $7,758,000 | 4,170 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $6,224,000 | 2,679 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $273,599,000 | 2,457 |
| Total liabilities | $250,868,000 | 2,406 |
| Total deposits | $232,232,000 | 2,327 |
| Interest-bearing deposits | $216,349,000 | 2,197 |
| Deposits held in domestic offices | $232,232,000 | 2,325 |
| % insured | 68.70% | 6,273 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $18,100,000 | 2,186 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $536,000 | 5,106 |
| Total equity capital | $22,731,000 | 2,916 |
| Total bank equity capital | $22,731,000 | 2,916 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $4,550,000 | 1,128 |
| Surplus | $21,225,000 | 1,492 |
| Undivided profits | $-3,044,000 | 7,591 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $14,512,000 | 968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $990,000 | 3,501 |
| Earning assets | $238,524,000 | 2,573 |
| Long-term assets (5+ years) | $32,658,000 | 3,097 |
| Average Assets, year-to-date | $267,763,500 | 2,482 |
| Average Assets, quarterly | $267,763,500 | 2,482 |
| Volatile liabilities | $81,755,000 | 1,855 |
| Insider loans | $3,751,000 | 2,047 |
| FHLB advances | $18,100,000 | 2,074 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $22,117,000 | 2,875 |
| Tier 1 (core) risk-based capital | $22,715,000 | 2,795 |
| Tier 2 risk-based capital | $2,909,000 | 1,929 |
| Total risk weighted assets | $235,921,000 | 2,100 |
| Total unused commitments | $22,117,000 | 2,878 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 43 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $261,928,000 | 2,527 |
| Cash and due from depository institutions | $3,206,000 | 3,663 |
| Interest-bearing balances | $276,000 | 4,838 |
| Securities | $25,629,000 | 3,838 |
| Federal funds sold & reverse repurchase agreements | $9,702,000 | 1,021 |
| Net loans & leases | $208,962,000 | 2,258 |
| Loan loss allowance | $2,607,000 | 2,363 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $877,000 | 5,989 |
| Other real estate owned | $7,405,000 | 3,663 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $6,147,000 | 2,729 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $261,928,000 | 2,527 |
| Total liabilities | $237,557,000 | 2,509 |
| Total deposits | $218,805,000 | 2,426 |
| Interest-bearing deposits | $208,798,000 | 2,221 |
| Deposits held in domestic offices | $218,805,000 | 2,424 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $18,100,000 | 2,341 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $652,000 | 4,692 |
| Total equity capital | $24,371,000 | 2,712 |
| Total bank equity capital | $24,371,000 | 2,712 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $4,550,000 | 1,119 |
| Surplus | $21,225,000 | 1,459 |
| Undivided profits | $-1,404,000 | 7,367 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,141,000 | 1,301 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $997,000 | 3,683 |
| Earning assets | $244,569,000 | 2,497 |
| Long-term assets (5+ years) | $33,940,000 | 2,997 |
| Average Assets, year-to-date | $256,217,200 | 2,500 |
| Average Assets, quarterly | $258,225,000 | 2,534 |
| Volatile liabilities | $76,162,000 | 1,952 |
| Insider loans | $3,751,000 | 2,060 |
| FHLB advances | $18,100,000 | 2,234 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $23,821,000 | 2,748 |
| Tier 1 (core) risk-based capital | $24,158,000 | 2,620 |
| Tier 2 risk-based capital | $2,607,000 | 2,094 |
| Total risk weighted assets | $231,436,000 | 2,141 |
| Total unused commitments | $23,821,000 | 2,750 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 41 | 3,844 |
| Assets and Liabilities | ||
| Total Assets: | $254,522,000 | 2,580 |
| Cash and due from depository institutions | $2,475,000 | 3,844 |
| Interest-bearing balances | $147,000 | 4,732 |
| Securities | $26,294,000 | 3,692 |
| Federal funds sold & reverse repurchase agreements | $1,931,000 | 3,790 |
| Net loans & leases | $211,670,000 | 2,241 |
| Loan loss allowance | $2,469,000 | 2,298 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $655,000 | 6,431 |
| Other real estate owned | $5,168,000 | 3,844 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,329,000 | 2,672 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $254,522,000 | 2,580 |
| Total liabilities | $233,171,000 | 2,531 |
| Total deposits | $214,336,000 | 2,437 |
| Interest-bearing deposits | $10,189,000 | 8,144 |
| Deposits held in domestic offices | $214,336,000 | 2,433 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $18,100,000 | 2,353 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $735,000 | 4,570 |
| Total equity capital | $21,351,000 | 3,072 |
| Total bank equity capital | $21,351,000 | 3,072 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $4,550,000 | 1,120 |
| Surplus | $17,625,000 | 1,698 |
| Undivided profits | $-824,000 | 7,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,201,000 | 1,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,250,000 | 3,120 |
| Earning assets | $240,042,000 | 2,513 |
| Long-term assets (5+ years) | $33,681,000 | 2,963 |
| Average Assets, year-to-date | $254,789,500 | 2,522 |
| Average Assets, quarterly | $257,337,000 | 2,530 |
| Volatile liabilities | $70,760,000 | 1,997 |
| Insider loans | $3,609,000 | 2,132 |
| FHLB advances | $18,100,000 | 2,247 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $27,828,000 | 2,599 |
| Tier 1 (core) risk-based capital | $22,014,000 | 2,891 |
| Tier 2 risk-based capital | $2,469,000 | 2,122 |
| Total risk weighted assets | $232,795,000 | 2,141 |
| Total unused commitments | $27,828,000 | 2,600 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 41 | 3,903 |
| Assets and Liabilities | ||
| Total Assets: | $260,152,000 | 2,516 |
| Cash and due from depository institutions | $4,860,000 | 3,903 |
| Interest-bearing balances | $100,000 | 5,023 |
| Securities | $26,609,000 | 3,729 |
| Federal funds sold & reverse repurchase agreements | $7,270,000 | 1,655 |
| Net loans & leases | $212,580,000 | 2,215 |
| Loan loss allowance | $2,473,000 | 2,237 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $653,000 | 6,494 |
| Other real estate owned | $2,404,000 | 3,903 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,776,000 | 2,817 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $260,152,000 | 2,516 |
| Total liabilities | $238,297,000 | 2,477 |
| Total deposits | $223,517,000 | 2,325 |
| Interest-bearing deposits | $212,568,000 | 2,149 |
| Deposits held in domestic offices | $223,517,000 | 2,321 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $14,100,000 | 2,624 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $680,000 | 4,716 |
| Total equity capital | $21,855,000 | 3,035 |
| Total bank equity capital | $21,855,000 | 3,035 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $4,550,000 | 1,115 |
| Surplus | $17,400,000 | 1,697 |
| Undivided profits | $-95,000 | 7,353 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,695,000 | 1,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $1,224,000 | 3,113 |
| Earning assets | $246,559,000 | 2,449 |
| Long-term assets (5+ years) | $30,505,000 | 3,151 |
| Average Assets, year-to-date | $254,878,670 | 2,530 |
| Average Assets, quarterly | $257,546,500 | 2,530 |
| Volatile liabilities | $72,785,000 | 1,939 |
| Insider loans | $3,733,000 | 2,042 |
| FHLB advances | $14,100,000 | 2,522 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $33,803,000 | 2,331 |
| Tier 1 (core) risk-based capital | $22,353,000 | 2,862 |
| Tier 2 risk-based capital | $2,473,000 | 2,076 |
| Total risk weighted assets | $234,859,000 | 2,099 |
| Total unused commitments | $33,803,000 | 2,333 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 40 | 3,978 |
| Assets and Liabilities | ||
| Total Assets: | $254,941,000 | 2,571 |
| Cash and due from depository institutions | $1,975,000 | 3,978 |
| Interest-bearing balances | $42,000 | 5,738 |
| Securities | $33,176,000 | 3,189 |
| Federal funds sold & reverse repurchase agreements | $11,012,000 | 1,592 |
| Net loans & leases | $202,981,000 | 2,265 |
| Loan loss allowance | $2,567,000 | 2,080 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $582,000 | 6,687 |
| Other real estate owned | $306,000 | 3,978 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $4,909,000 | 3,074 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $254,941,000 | 2,571 |
| Total liabilities | $232,539,000 | 2,518 |
| Total deposits | $217,651,000 | 2,406 |
| Interest-bearing deposits | $208,779,000 | 2,191 |
| Deposits held in domestic offices | $217,651,000 | 2,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $14,100,000 | 2,439 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $788,000 | 4,586 |
| Total equity capital | $22,402,000 | 3,030 |
| Total bank equity capital | $22,402,000 | 3,030 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $4,550,000 | 1,109 |
| Surplus | $14,900,000 | 1,915 |
| Undivided profits | $2,952,000 | 5,687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,510,000 | 1,227 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,382,000 | 2,815 |
| Earning assets | $247,211,000 | 2,449 |
| Long-term assets (5+ years) | $35,985,000 | 2,751 |
| Average Assets, year-to-date | $252,242,000 | 2,567 |
| Average Assets, quarterly | $252,242,000 | 2,567 |
| Volatile liabilities | $69,501,000 | 1,983 |
| Insider loans | $3,281,000 | 2,212 |
| FHLB advances | $14,100,000 | 2,348 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $36,147,000 | 2,268 |
| Tier 1 (core) risk-based capital | $22,022,000 | 2,894 |
| Tier 2 risk-based capital | $2,568,000 | 1,975 |
| Total risk weighted assets | $224,699,000 | 2,161 |
| Total unused commitments | $36,147,000 | 2,270 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 33 | 4,577 |
| Assets and Liabilities | ||
| Total Assets: | $249,543,000 | 2,585 |
| Cash and due from depository institutions | $3,932,000 | 4,577 |
| Interest-bearing balances | $2,316,000 | 1,768 |
| Securities | $27,719,000 | 3,637 |
| Federal funds sold & reverse repurchase agreements | $19,332,000 | 659 |
| Net loans & leases | $193,257,000 | 2,344 |
| Loan loss allowance | $2,446,000 | 2,141 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $560,000 | 6,752 |
| Other real estate owned | $448,000 | 4,577 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,295,000 | 3,365 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $249,543,000 | 2,585 |
| Total liabilities | $227,753,000 | 2,530 |
| Total deposits | $209,878,000 | 2,457 |
| Interest-bearing deposits | $202,076,000 | 2,216 |
| Deposits held in domestic offices | $209,878,000 | 2,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,100,000 | 2,069 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $775,000 | 4,593 |
| Total equity capital | $21,790,000 | 3,070 |
| Total bank equity capital | $21,790,000 | 3,070 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,550,000 | 1,098 |
| Surplus | $14,900,000 | 1,893 |
| Undivided profits | $2,340,000 | 6,046 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,120,000 | 838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,486,000 | 2,848 |
| Earning assets | $242,624,000 | 2,451 |
| Long-term assets (5+ years) | $28,334,000 | 3,002 |
| Average Assets, year-to-date | $222,240,800 | 2,757 |
| Average Assets, quarterly | $234,565,500 | 2,706 |
| Volatile liabilities | $69,923,000 | 1,976 |
| Insider loans | $3,720,000 | 1,979 |
| FHLB advances | $17,100,000 | 1,968 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $43,398,000 | 1,990 |
| Tier 1 (core) risk-based capital | $21,798,000 | 2,909 |
| Tier 2 risk-based capital | $2,446,000 | 2,043 |
| Total risk weighted assets | $213,398,000 | 2,242 |
| Total unused commitments | $43,398,000 | 1,991 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 34 | 4,503 |
| Assets and Liabilities | ||
| Total Assets: | $219,588,000 | 2,831 |
| Cash and due from depository institutions | $1,738,000 | 4,503 |
| Interest-bearing balances | $173,000 | 4,023 |
| Securities | $28,266,000 | 3,578 |
| Federal funds sold & reverse repurchase agreements | $1,648,000 | 4,424 |
| Net loans & leases | $181,481,000 | 2,413 |
| Loan loss allowance | $2,269,000 | 2,263 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $590,000 | 6,686 |
| Other real estate owned | $572,000 | 4,503 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,293,000 | 2,959 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $219,588,000 | 2,831 |
| Total liabilities | $198,317,000 | 2,804 |
| Total deposits | $180,072,000 | 2,822 |
| Interest-bearing deposits | $172,379,000 | 2,556 |
| Deposits held in domestic offices | $180,072,000 | 2,819 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,100,000 | 1,939 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,145,000 | 3,759 |
| Total equity capital | $21,271,000 | 3,094 |
| Total bank equity capital | $21,271,000 | 3,094 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,550,000 | 1,076 |
| Surplus | $14,900,000 | 1,856 |
| Undivided profits | $1,821,000 | 6,430 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,184,000 | 900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,467,000 | 3,026 |
| Earning assets | $211,568,000 | 2,724 |
| Long-term assets (5+ years) | $19,108,000 | 3,628 |
| Average Assets, year-to-date | $215,415,250 | 2,830 |
| Average Assets, quarterly | $217,823,500 | 2,831 |
| Volatile liabilities | $45,892,000 | 2,751 |
| Insider loans | $2,964,000 | 2,339 |
| FHLB advances | $17,100,000 | 1,840 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $33,941,000 | 2,397 |
| Tier 1 (core) risk-based capital | $21,373,000 | 2,953 |
| Tier 2 risk-based capital | $2,269,000 | 2,149 |
| Total risk weighted assets | $197,023,000 | 2,354 |
| Total unused commitments | $33,941,000 | 2,397 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 36 | 4,360 |
| Assets and Liabilities | ||
| Total Assets: | $216,059,000 | 2,892 |
| Cash and due from depository institutions | $2,414,000 | 4,360 |
| Interest-bearing balances | $2,294,000 | 1,676 |
| Securities | $27,091,000 | 3,678 |
| Federal funds sold & reverse repurchase agreements | $15,661,000 | 1,007 |
| Net loans & leases | $164,714,000 | 2,610 |
| Loan loss allowance | $2,100,000 | 2,401 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $572,000 | 6,768 |
| Other real estate owned | $572,000 | 4,360 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,035,000 | 3,041 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $216,059,000 | 2,892 |
| Total liabilities | $196,284,000 | 2,851 |
| Total deposits | $180,378,000 | 2,841 |
| Interest-bearing deposits | $173,156,000 | 2,568 |
| Deposits held in domestic offices | $180,378,000 | 2,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $15,100,000 | 1,980 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $806,000 | 4,383 |
| Total equity capital | $19,775,000 | 3,257 |
| Total bank equity capital | $19,775,000 | 3,257 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $4,550,000 | 1,065 |
| Surplus | $14,100,000 | 1,952 |
| Undivided profits | $1,125,000 | 6,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,642,000 | 1,448 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,336,000 | 3,103 |
| Earning assets | $209,760,000 | 2,744 |
| Long-term assets (5+ years) | $18,992,000 | 3,580 |
| Average Assets, year-to-date | $214,024,330 | 2,878 |
| Average Assets, quarterly | $214,648,000 | 2,889 |
| Volatile liabilities | $51,577,000 | 2,458 |
| Insider loans | $2,806,000 | 2,410 |
| FHLB advances | $15,100,000 | 1,868 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $35,071,000 | 2,370 |
| Tier 1 (core) risk-based capital | $20,254,000 | 3,107 |
| Tier 2 risk-based capital | $2,100,000 | 2,283 |
| Total risk weighted assets | $182,656,000 | 2,492 |
| Total unused commitments | $35,071,000 | 2,370 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 33 | 4,637 |
| Assets and Liabilities | ||
| Total Assets: | $213,237,000 | 2,917 |
| Cash and due from depository institutions | $1,776,000 | 4,637 |
| Interest-bearing balances | $195,000 | 4,075 |
| Securities | $29,663,000 | 3,483 |
| Federal funds sold & reverse repurchase agreements | $5,914,000 | 2,968 |
| Net loans & leases | $170,855,000 | 2,519 |
| Loan loss allowance | $2,126,000 | 2,370 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $582,000 | 6,747 |
| Other real estate owned | $394,000 | 4,637 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,053,000 | 3,431 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $213,237,000 | 2,917 |
| Total liabilities | $193,730,000 | 2,879 |
| Total deposits | $177,844,000 | 2,864 |
| Interest-bearing deposits | $167,822,000 | 2,647 |
| Deposits held in domestic offices | $177,844,000 | 2,861 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $15,100,000 | 1,925 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $786,000 | 4,481 |
| Total equity capital | $19,507,000 | 3,310 |
| Total bank equity capital | $19,507,000 | 3,310 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $4,550,000 | 1,049 |
| Surplus | $12,600,000 | 2,106 |
| Undivided profits | $2,357,000 | 6,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,018,000 | 1,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,361,000 | 2,929 |
| Earning assets | $206,627,000 | 2,784 |
| Long-term assets (5+ years) | $20,176,000 | 3,409 |
| Average Assets, year-to-date | $213,007,000 | 2,907 |
| Average Assets, quarterly | $213,007,000 | 2,907 |
| Volatile liabilities | $40,135,000 | 2,963 |
| Insider loans | $2,457,000 | 2,607 |
| FHLB advances | $15,100,000 | 1,841 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $39,192,000 | 2,173 |
| Tier 1 (core) risk-based capital | $19,661,000 | 3,174 |
| Tier 2 risk-based capital | $2,126,000 | 2,266 |
| Total risk weighted assets | $185,103,000 | 2,443 |
| Total unused commitments | $39,192,000 | 2,175 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 31 | 4,821 |
| Assets and Liabilities | ||
| Total Assets: | $212,777,000 | 2,916 |
| Cash and due from depository institutions | $2,696,000 | 4,821 |
| Interest-bearing balances | $41,000 | 5,583 |
| Securities | $27,736,000 | 3,654 |
| Federal funds sold & reverse repurchase agreements | $15,772,000 | 1,016 |
| Net loans & leases | $161,976,000 | 2,609 |
| Loan loss allowance | $2,046,000 | 2,415 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $598,000 | 6,728 |
| Other real estate owned | $135,000 | 4,821 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,864,000 | 3,587 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $212,777,000 | 2,916 |
| Total liabilities | $194,135,000 | 2,866 |
| Total deposits | $178,037,000 | 2,842 |
| Interest-bearing deposits | $170,006,000 | 2,583 |
| Deposits held in domestic offices | $178,037,000 | 2,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,100,000 | 2,013 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $998,000 | 3,860 |
| Total equity capital | $18,642,000 | 3,382 |
| Total bank equity capital | $18,642,000 | 3,382 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $4,550,000 | 1,034 |
| Surplus | $12,600,000 | 2,054 |
| Undivided profits | $1,492,000 | 6,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,822,000 | 838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,223,000 | 3,349 |
| Earning assets | $205,525,000 | 2,781 |
| Long-term assets (5+ years) | $19,783,000 | 3,391 |
| Average Assets, year-to-date | $189,125,600 | 3,083 |
| Average Assets, quarterly | $203,030,000 | 3,000 |
| Volatile liabilities | $45,701,000 | 2,827 |
| Insider loans | $2,871,000 | 2,305 |
| FHLB advances | $15,100,000 | 1,917 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $33,348,000 | 2,427 |
| Tier 1 (core) risk-based capital | $18,957,000 | 3,218 |
| Tier 2 risk-based capital | $2,046,000 | 2,316 |
| Total risk weighted assets | $179,296,000 | 2,499 |
| Total unused commitments | $33,348,000 | 2,428 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 31 | 4,840 |
| Assets and Liabilities | ||
| Total Assets: | $193,283,000 | 3,118 |
| Cash and due from depository institutions | $1,305,000 | 4,840 |
| Interest-bearing balances | $23,000 | 5,988 |
| Securities | $19,017,000 | 4,724 |
| Federal funds sold & reverse repurchase agreements | $14,243,000 | 976 |
| Net loans & leases | $154,146,000 | 2,716 |
| Loan loss allowance | $1,838,000 | 2,667 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $632,000 | 6,666 |
| Other real estate owned | $133,000 | 4,840 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,807,000 | 3,632 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $193,283,000 | 3,118 |
| Total liabilities | $174,862,000 | 3,092 |
| Total deposits | $159,213,000 | 3,084 |
| Interest-bearing deposits | $151,688,000 | 2,793 |
| Deposits held in domestic offices | $159,213,000 | 3,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,100,000 | 2,087 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $549,000 | 5,351 |
| Total equity capital | $18,421,000 | 3,395 |
| Total bank equity capital | $18,421,000 | 3,395 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,550,000 | 1,023 |
| Surplus | $12,600,000 | 2,019 |
| Undivided profits | $1,271,000 | 6,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,542,000 | 1,849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,121,000 | 3,612 |
| Earning assets | $187,429,000 | 2,978 |
| Long-term assets (5+ years) | $13,612,000 | 4,074 |
| Average Assets, year-to-date | $183,212,750 | 3,183 |
| Average Assets, quarterly | $196,088,000 | 3,064 |
| Volatile liabilities | $31,997,000 | 3,591 |
| Insider loans | $2,684,000 | 2,395 |
| FHLB advances | $15,100,000 | 1,982 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $33,362,000 | 2,423 |
| Tier 1 (core) risk-based capital | $18,587,000 | 3,265 |
| Tier 2 risk-based capital | $1,838,000 | 2,544 |
| Total risk weighted assets | $166,203,000 | 2,643 |
| Total unused commitments | $33,362,000 | 2,424 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 29 | 5,082 |
| Assets and Liabilities | ||
| Total Assets: | $198,893,000 | 3,041 |
| Cash and due from depository institutions | $1,780,000 | 5,082 |
| Interest-bearing balances | $69,000 | 5,271 |
| Securities | $24,462,000 | 4,032 |
| Federal funds sold & reverse repurchase agreements | $20,606,000 | 586 |
| Net loans & leases | $147,661,000 | 2,791 |
| Loan loss allowance | $1,688,000 | 2,820 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $660,000 | 6,611 |
| Other real estate owned | $133,000 | 5,082 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $3,591,000 | 3,743 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $198,893,000 | 3,041 |
| Total liabilities | $182,231,000 | 2,981 |
| Total deposits | $166,711,000 | 2,947 |
| Interest-bearing deposits | $158,883,000 | 2,678 |
| Deposits held in domestic offices | $166,711,000 | 2,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $15,100,000 | 2,113 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $420,000 | 5,713 |
| Total equity capital | $16,662,000 | 3,555 |
| Total bank equity capital | $16,662,000 | 3,555 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $4,550,000 | 1,002 |
| Surplus | $11,600,000 | 2,122 |
| Undivided profits | $512,000 | 7,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $923,000 | 3,848 |
| Earning assets | $192,798,000 | 2,896 |
| Long-term assets (5+ years) | $6,922,000 | 5,251 |
| Average Assets, year-to-date | $179,856,000 | 3,237 |
| Average Assets, quarterly | $192,753,000 | 3,084 |
| Volatile liabilities | $31,465,000 | 3,576 |
| Insider loans | $3,882,000 | 1,756 |
| FHLB advances | $15,100,000 | 1,996 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $32,341,000 | 2,488 |
| Tier 1 (core) risk-based capital | $16,981,000 | 3,474 |
| Tier 2 risk-based capital | $1,688,000 | 2,689 |
| Total risk weighted assets | $162,411,000 | 2,678 |
| Total unused commitments | $32,341,000 | 2,490 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 25 | 5,516 |
| Assets and Liabilities | ||
| Total Assets: | $186,613,000 | 3,168 |
| Cash and due from depository institutions | $1,433,000 | 5,516 |
| Interest-bearing balances | $113,000 | 4,734 |
| Securities | $8,528,000 | 6,613 |
| Federal funds sold & reverse repurchase agreements | $28,518,000 | 474 |
| Net loans & leases | $143,879,000 | 2,809 |
| Loan loss allowance | $1,499,000 | 3,068 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $701,000 | 6,515 |
| Other real estate owned | $132,000 | 5,516 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,422,000 | 3,770 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $186,613,000 | 3,168 |
| Total liabilities | $170,497,000 | 3,112 |
| Total deposits | $155,042,000 | 3,113 |
| Interest-bearing deposits | $148,364,000 | 2,808 |
| Deposits held in domestic offices | $155,042,000 | 3,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $15,100,000 | 2,010 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $355,000 | 6,016 |
| Total equity capital | $16,116,000 | 3,630 |
| Total bank equity capital | $16,116,000 | 3,630 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,550,000 | 987 |
| Surplus | $11,600,000 | 2,055 |
| Undivided profits | $-34,000 | 7,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $744,000 | 4,381 |
| Earning assets | $181,038,000 | 3,028 |
| Long-term assets (5+ years) | $5,289,000 | 5,680 |
| Average Assets, year-to-date | $170,337,500 | 3,387 |
| Average Assets, quarterly | $170,337,500 | 3,387 |
| Volatile liabilities | $34,536,000 | 3,232 |
| Insider loans | $2,850,000 | 2,227 |
| FHLB advances | $15,100,000 | 1,914 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $30,908,000 | 2,527 |
| Tier 1 (core) risk-based capital | $16,371,000 | 3,537 |
| Tier 2 risk-based capital | $1,499,000 | 2,920 |
| Total risk weighted assets | $156,131,000 | 2,721 |
| Total unused commitments | $30,908,000 | 2,531 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 25 | 5,541 |
| Assets and Liabilities | ||
| Total Assets: | $154,062,000 | 3,658 |
| Cash and due from depository institutions | $3,185,000 | 5,541 |
| Interest-bearing balances | $41,000 | 5,769 |
| Securities | $7,676,000 | 6,839 |
| Federal funds sold & reverse repurchase agreements | $15,610,000 | 859 |
| Net loans & leases | $125,429,000 | 3,093 |
| Loan loss allowance | $1,267,000 | 3,482 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $707,000 | 6,505 |
| Other real estate owned | $132,000 | 5,541 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,323,000 | 6,056 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $154,063,000 | 3,658 |
| Total liabilities | $143,011,000 | 3,552 |
| Total deposits | $132,180,000 | 3,522 |
| Interest-bearing deposits | $127,603,000 | 3,127 |
| Deposits held in domestic offices | $132,180,000 | 3,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,107 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,100,000 | 2,644 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $231,000 | 6,838 |
| Total equity capital | $11,052,000 | 4,826 |
| Total bank equity capital | $11,052,000 | 4,826 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $4,550,000 | 971 |
| Surplus | $6,800,000 | 3,044 |
| Undivided profits | $-298,000 | 8,165 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $645,000 | 4,890 |
| Earning assets | $148,756,000 | 3,503 |
| Long-term assets (5+ years) | $4,336,000 | 6,002 |
| Average Assets, year-to-date | $110,863,000 | 4,507 |
| Average Assets, quarterly | $142,088,000 | 3,867 |
| Volatile liabilities | $21,522,000 | 4,264 |
| Insider loans | $2,828,000 | 2,210 |
| FHLB advances | $10,100,000 | 2,504 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $28,087,000 | 2,641 |
| Tier 1 (core) risk-based capital | $11,250,000 | 4,727 |
| Tier 2 risk-based capital | $1,267,000 | 3,296 |
| Total risk weighted assets | $136,479,000 | 3,048 |
| Total unused commitments | $28,087,000 | 2,641 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 23 | 5,811 |
| Assets and Liabilities | ||
| Total Assets: | $130,114,000 | 4,107 |
| Cash and due from depository institutions | $3,391,000 | 5,811 |
| Interest-bearing balances | $75,000 | 5,368 |
| Securities | $9,181,000 | 6,522 |
| Federal funds sold & reverse repurchase agreements | $8,886,000 | 1,442 |
| Net loans & leases | $106,592,000 | 3,486 |
| Loan loss allowance | $1,106,000 | 3,806 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $652,000 | 6,645 |
| Other real estate owned | $0 | 5,811 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,412,000 | 5,907 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $130,114,000 | 4,107 |
| Total liabilities | $119,328,000 | 4,031 |
| Total deposits | $109,056,000 | 4,017 |
| Interest-bearing deposits | $102,567,000 | 3,683 |
| Deposits held in domestic offices | $109,056,000 | 4,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,100,000 | 2,658 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $172,000 | 7,448 |
| Total equity capital | $10,786,000 | 4,891 |
| Total bank equity capital | $10,786,000 | 4,891 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,550,000 | 939 |
| Surplus | $6,650,000 | 3,035 |
| Undivided profits | $-414,000 | 8,284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $547,000 | 5,439 |
| Earning assets | $124,734,000 | 3,960 |
| Long-term assets (5+ years) | $4,422,000 | 6,029 |
| Average Assets, year-to-date | $100,063,250 | 4,841 |
| Average Assets, quarterly | $115,695,500 | 4,436 |
| Volatile liabilities | $15,288,000 | 5,071 |
| Insider loans | $2,874,000 | 2,173 |
| FHLB advances | $10,100,000 | 2,503 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $25,695,000 | 2,788 |
| Tier 1 (core) risk-based capital | $10,955,000 | 4,750 |
| Tier 2 risk-based capital | $1,106,000 | 3,602 |
| Total risk weighted assets | $116,572,000 | 3,376 |
| Total unused commitments | $25,695,000 | 2,789 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 14 | 7,190 |
| Assets and Liabilities | ||
| Total Assets: | $101,277,000 | 4,856 |
| Cash and due from depository institutions | $1,414,000 | 7,190 |
| Interest-bearing balances | $162,000 | 4,513 |
| Securities | $9,387,000 | 6,490 |
| Federal funds sold & reverse repurchase agreements | $5,244,000 | 2,007 |
| Net loans & leases | $83,637,000 | 4,091 |
| Loan loss allowance | $853,000 | 4,513 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $657,000 | 6,615 |
| Other real estate owned | $0 | 7,190 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $938,000 | 6,672 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $101,277,000 | 4,856 |
| Total liabilities | $90,448,000 | 4,821 |
| Total deposits | $82,357,000 | 4,843 |
| Interest-bearing deposits | $78,107,000 | 4,446 |
| Deposits held in domestic offices | $82,357,000 | 4,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,000,000 | 2,343 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 3,353 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $91,000 | 8,147 |
| Total equity capital | $10,829,000 | 4,809 |
| Total bank equity capital | $10,829,000 | 4,809 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,550,000 | 921 |
| Surplus | $6,650,000 | 2,980 |
| Undivided profits | $-371,000 | 8,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $459,000 | 5,733 |
| Earning assets | $98,430,000 | 4,655 |
| Long-term assets (5+ years) | $7,716,000 | 5,193 |
| Average Assets, year-to-date | $90,046,330 | 5,148 |
| Average Assets, quarterly | $97,960,500 | 4,920 |
| Volatile liabilities | $10,684,000 | 5,795 |
| Insider loans | $2,941,000 | 2,078 |
| FHLB advances | $3,000,000 | 4,086 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $19,772,000 | 3,227 |
| Tier 1 (core) risk-based capital | $10,951,000 | 4,656 |
| Tier 2 risk-based capital | $853,000 | 4,258 |
| Total risk weighted assets | $91,873,000 | 3,958 |
| Total unused commitments | $19,772,000 | 3,227 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 13 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $94,644,000 | 5,068 |
| Cash and due from depository institutions | $1,757,000 | 7,402 |
| Interest-bearing balances | $24,000 | 6,148 |
| Securities | $9,455,000 | 6,549 |
| Federal funds sold & reverse repurchase agreements | $11,865,000 | 1,052 |
| Net loans & leases | $70,150,000 | 4,539 |
| Loan loss allowance | $709,000 | 5,064 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $703,000 | 6,533 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $714,000 | 7,261 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $94,644,000 | 5,068 |
| Total liabilities | $87,468,000 | 4,951 |
| Total deposits | $84,376,000 | 4,794 |
| Interest-bearing deposits | $75,268,000 | 4,590 |
| Deposits held in domestic offices | $84,376,000 | 4,790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,000,000 | 4,134 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $92,000 | 8,064 |
| Total equity capital | $7,176,000 | 6,146 |
| Total bank equity capital | $7,176,000 | 6,146 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $4,550,000 | 905 |
| Surplus | $3,150,000 | 4,631 |
| Undivided profits | $-524,000 | 8,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $358,000 | 6,409 |
| Earning assets | $91,494,000 | 4,914 |
| Long-term assets (5+ years) | $7,239,000 | 5,371 |
| Average Assets, year-to-date | $84,431,000 | 5,410 |
| Average Assets, quarterly | $84,431,000 | 5,410 |
| Volatile liabilities | $3,257,000 | 7,818 |
| Insider loans | $3,126,000 | 1,941 |
| FHLB advances | $3,000,000 | 3,974 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $20,865,000 | 3,045 |
| Tier 1 (core) risk-based capital | $7,373,000 | 5,998 |
| Tier 2 risk-based capital | $709,000 | 4,777 |
| Total risk weighted assets | $79,609,000 | 4,342 |
| Total unused commitments | $20,865,000 | 3,048 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 14 | 7,213 |
| Assets and Liabilities | ||
| Total Assets: | $74,218,000 | 5,832 |
| Cash and due from depository institutions | $504,000 | 7,213 |
| Interest-bearing balances | $10,000 | 6,471 |
| Securities | $10,673,000 | 6,332 |
| Federal funds sold & reverse repurchase agreements | $247,000 | 5,761 |
| Net loans & leases | $61,589,000 | 4,915 |
| Loan loss allowance | $625,000 | 5,415 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $743,000 | 6,426 |
| Other real estate owned | $0 | 7,213 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $462,000 | 7,978 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $74,218,000 | 5,832 |
| Total liabilities | $67,028,000 | 5,766 |
| Total deposits | $65,402,000 | 5,595 |
| Interest-bearing deposits | $61,623,000 | 5,223 |
| Deposits held in domestic offices | $65,402,000 | 5,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,456 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $126,000 | 7,625 |
| Total equity capital | $7,190,000 | 6,149 |
| Total bank equity capital | $7,190,000 | 6,149 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $4,550,000 | 881 |
| Surplus | $3,150,000 | 4,608 |
| Undivided profits | $-510,000 | 8,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $348,000 | 6,496 |
| Earning assets | $72,519,000 | 5,628 |
| Long-term assets (5+ years) | $8,623,000 | 5,086 |
| Average Assets, year-to-date | $51,100,600 | 6,809 |
| Average Assets, quarterly | $71,522,500 | 5,906 |
| Volatile liabilities | $3,171,000 | 7,851 |
| Insider loans | $2,666,000 | 2,195 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $16,748,000 | 3,375 |
| Tier 1 (core) risk-based capital | $7,294,000 | 5,996 |
| Tier 2 risk-based capital | $625,000 | 5,110 |
| Total risk weighted assets | $67,764,000 | 4,770 |
| Total unused commitments | $16,748,000 | 3,377 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 13 | 7,445 |
| Assets and Liabilities | ||
| Total Assets: | $68,827,000 | 6,031 |
| Cash and due from depository institutions | $1,023,000 | 7,445 |
| Interest-bearing balances | $10,000 | 6,545 |
| Securities | $9,835,000 | 6,539 |
| Federal funds sold & reverse repurchase agreements | $11,863,000 | 963 |
| Net loans & leases | $45,042,000 | 5,771 |
| Loan loss allowance | $456,000 | 6,331 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $760,000 | 6,383 |
| Other real estate owned | $0 | 7,445 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $304,000 | 8,498 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $68,827,000 | 6,031 |
| Total liabilities | $61,461,000 | 6,015 |
| Total deposits | $61,388,000 | 5,766 |
| Interest-bearing deposits | $58,724,000 | 5,356 |
| Deposits held in domestic offices | $61,388,000 | 5,763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $73,000 | 8,428 |
| Total equity capital | $7,366,000 | 6,069 |
| Total bank equity capital | $7,366,000 | 6,069 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $4,550,000 | 864 |
| Surplus | $3,150,000 | 4,586 |
| Undivided profits | $-334,000 | 8,465 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $212,000 | 7,797 |
| Earning assets | $66,750,000 | 5,845 |
| Long-term assets (5+ years) | $8,779,000 | 5,171 |
| Average Assets, year-to-date | $45,321,250 | 7,127 |
| Average Assets, quarterly | $58,266,500 | 6,539 |
| Volatile liabilities | $1,766,000 | 8,417 |
| Insider loans | $2,689,000 | 2,154 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $12,232,000 | 4,000 |
| Tier 1 (core) risk-based capital | $7,433,000 | 5,907 |
| Tier 2 risk-based capital | $456,000 | 6,020 |
| Total risk weighted assets | $52,281,000 | 5,550 |
| Total unused commitments | $12,232,000 | 4,001 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 13 | 7,481 |
| Assets and Liabilities | ||
| Total Assets: | $47,706,000 | 7,091 |
| Cash and due from depository institutions | $404,000 | 7,481 |
| Interest-bearing balances | $10,000 | 6,553 |
| Securities | $5,714,000 | 7,569 |
| Federal funds sold & reverse repurchase agreements | $4,597,000 | 2,130 |
| Net loans & leases | $35,959,000 | 6,360 |
| Loan loss allowance | $364,000 | 6,937 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $788,000 | 6,325 |
| Other real estate owned | $0 | 7,481 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $244,000 | 8,703 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $47,706,000 | 7,091 |
| Total liabilities | $40,369,000 | 7,186 |
| Total deposits | $40,279,000 | 7,012 |
| Interest-bearing deposits | $38,316,000 | 6,690 |
| Deposits held in domestic offices | $40,279,000 | 7,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $90,000 | 8,140 |
| Total equity capital | $7,337,000 | 5,958 |
| Total bank equity capital | $7,337,000 | 5,958 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $4,500,000 | 854 |
| Surplus | $3,100,000 | 4,590 |
| Undivided profits | $-263,000 | 8,424 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $162,000 | 8,185 |
| Earning assets | $46,280,000 | 6,936 |
| Long-term assets (5+ years) | $4,632,000 | 6,346 |
| Average Assets, year-to-date | $37,486,000 | 7,622 |
| Average Assets, quarterly | $44,651,500 | 7,232 |
| Volatile liabilities | $1,660,000 | 8,485 |
| Insider loans | $1,505,000 | 3,237 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $7,315,000 | 5,095 |
| Tier 1 (core) risk-based capital | $7,480,000 | 5,813 |
| Tier 2 risk-based capital | $364,000 | 6,653 |
| Total risk weighted assets | $40,366,000 | 6,263 |
| Total unused commitments | $7,315,000 | 5,098 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 12 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $41,597,000 | 7,442 |
| Cash and due from depository institutions | $323,000 | 7,667 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $3,945,000 | 8,011 |
| Federal funds sold & reverse repurchase agreements | $7,353,000 | 2,023 |
| Net loans & leases | $28,995,000 | 6,842 |
| Loan loss allowance | $323,000 | 7,182 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $835,000 | 6,216 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $146,000 | 8,943 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $41,597,000 | 7,442 |
| Total liabilities | $33,968,000 | 7,585 |
| Total deposits | $33,883,000 | 7,455 |
| Interest-bearing deposits | $31,823,000 | 7,190 |
| Deposits held in domestic offices | $33,883,000 | 7,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $85,000 | 8,326 |
| Total equity capital | $7,629,000 | 5,897 |
| Total bank equity capital | $7,629,000 | 5,897 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $4,500,000 | 850 |
| Surplus | $3,100,000 | 4,563 |
| Undivided profits | $29,000 | 8,399 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $107,000 | 8,567 |
| Earning assets | $40,293,000 | 7,292 |
| Long-term assets (5+ years) | $2,590,000 | 6,992 |
| Average Assets, year-to-date | $32,376,000 | 7,938 |
| Average Assets, quarterly | $32,376,000 | 7,938 |
| Volatile liabilities | $1,155,000 | 8,695 |
| Insider loans | $1,523,000 | 3,180 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $5,605,000 | 5,662 |
| Tier 1 (core) risk-based capital | $7,614,000 | 5,686 |
| Tier 2 risk-based capital | $323,000 | 6,908 |
| Total risk weighted assets | $33,145,000 | 6,730 |
| Total unused commitments | $5,605,000 | 5,670 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 11 | 7,899 |
| Assets and Liabilities | ||
| Total Assets: | $23,155,000 | 8,517 |
| Cash and due from depository institutions | $382,000 | 7,899 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $352,000 | 8,906 |
| Federal funds sold & reverse repurchase agreements | $6,830,000 | 1,752 |
| Net loans & leases | $14,655,000 | 8,157 |
| Loan loss allowance | $163,000 | 8,313 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $850,000 | 6,202 |
| Other real estate owned | $0 | 7,899 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $86,000 | 9,117 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,155,000 | 8,517 |
| Total liabilities | $15,199,000 | 8,772 |
| Total deposits | $15,144,000 | 8,721 |
| Interest-bearing deposits | $13,680,000 | 8,625 |
| Deposits held in domestic offices | $15,144,000 | 8,719 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $55,000 | 8,707 |
| Total equity capital | $7,956,000 | 5,669 |
| Total bank equity capital | $7,956,000 | 5,669 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $4,500,000 | 854 |
| Surplus | $3,100,000 | 4,538 |
| Undivided profits | $356,000 | 8,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $40,000 | 8,994 |
| Earning assets | $21,837,000 | 8,442 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $17,598,500 | 8,769 |
| Average Assets, quarterly | $17,598,500 | 8,776 |
| Volatile liabilities | $401,000 | 9,038 |
| Insider loans | $1,031,000 | 3,951 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $4,878,000 | 5,810 |
| Tier 1 (core) risk-based capital | $7,956,000 | 5,497 |
| Tier 2 risk-based capital | $165,000 | 8,189 |
| Total risk weighted assets | $17,471,000 | 8,135 |
| Total unused commitments | $4,878,000 | 5,815 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 11 | 7,938 |
| Assets and Liabilities | ||
| Total Assets: | $12,042,000 | 9,069 |
| Cash and due from depository institutions | $236,000 | 7,938 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $0 | 9,073 |
| Federal funds sold & reverse repurchase agreements | $2,586,000 | 3,881 |
| Net loans & leases | $8,496,000 | 8,762 |
| Loan loss allowance | $95,000 | 8,777 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $663,000 | 6,705 |
| Other real estate owned | $0 | 7,938 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $61,000 | 9,212 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $12,042,000 | 9,069 |
| Total liabilities | $3,784,000 | 9,182 |
| Total deposits | $3,648,000 | 9,156 |
| Interest-bearing deposits | $2,894,000 | 9,121 |
| Deposits held in domestic offices | $3,648,000 | 9,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $136,000 | 8,024 |
| Total equity capital | $8,258,000 | 5,518 |
| Total bank equity capital | $8,258,000 | 5,518 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $4,500,000 | 840 |
| Surplus | $3,100,000 | 4,492 |
| Undivided profits | $658,000 | 7,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $24,000 | 9,111 |
| Earning assets | $11,082,000 | 9,038 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $12,042,000 | 9,057 |
| Average Assets, quarterly | $12,042,000 | 9,063 |
| Volatile liabilities | $0 | 9,177 |
| Insider loans | $468,000 | 5,588 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $1,338,000 | 7,860 |
| Tier 1 (core) risk-based capital | $8,258,000 | 5,356 |
| Tier 2 risk-based capital | $95,000 | 8,735 |
| Total risk weighted assets | $20,514,000 | 7,875 |
| Total unused commitments | $1,338,000 | 7,866 |
| Derivatives | $0 | 666 |