Home > American Trust Bank > Assets and Liabilities
American Trust Bank, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 145 | 1,314 |
| Assets and Liabilities | ||
| Total Assets: | $328,161,000 | 1,448 |
| Cash and due from depository institutions | $10,116,000 | 1,314 |
| Interest-bearing balances | $55,000 | 5,676 |
| Securities | $70,786,000 | 1,789 |
| Federal funds sold & reverse repurchase agreements | $7,450,000 | 1,978 |
| Net loans & leases | $227,737,000 | 1,292 |
| Loan loss allowance | $6,141,000 | 784 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,469,000 | 1,423 |
| Other real estate owned | $0 | 1,314 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $6,603,000 | 1,310 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $328,161,000 | 1,448 |
| Total liabilities | $300,288,000 | 1,430 |
| Total deposits | $262,054,000 | 1,491 |
| Interest-bearing deposits | $226,680,000 | 1,510 |
| Deposits held in domestic offices | $262,054,000 | 1,477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,501,000 | 1,032 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $24,439,000 | 787 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,294,000 | 1,884 |
| Total equity capital | $27,873,000 | 1,631 |
| Total bank equity capital | $27,873,000 | 1,631 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,764,000 | 823 |
| Surplus | $7,962,000 | 1,977 |
| Undivided profits | $15,147,000 | 1,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,073,000 | 1,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,328,000 | 1,700 |
| Earning assets | $306,028,000 | 1,425 |
| Long-term assets (5+ years) | $94,528,000 | 715 |
| Average Assets, year-to-date | $317,983,800 | 1,432 |
| Average Assets, quarterly | $326,902,500 | 1,433 |
| Volatile liabilities | $41,245,000 | 1,486 |
| Insider loans | $9,426,000 | 468 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $5,000,000 | 357 |
| Unused loan commitments | $26,427,000 | 1,643 |
| Tier 1 (core) risk-based capital | $27,808,000 | 1,561 |
| Tier 2 risk-based capital | $2,691,720 | 1,229 |
| Total risk weighted assets | $211,888,320 | 1,360 |
| Total unused commitments | $26,427,000 | 1,654 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 196 | 991 |
| Assets and Liabilities | ||
| Total Assets: | $307,897,000 | 1,503 |
| Cash and due from depository institutions | $17,314,000 | 991 |
| Interest-bearing balances | $2,000,000 | 1,593 |
| Securities | $83,815,000 | 1,537 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $194,223,000 | 1,461 |
| Loan loss allowance | $6,362,000 | 767 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $5,467,000 | 1,361 |
| Other real estate owned | $0 | 991 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $7,078,000 | 1,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,897,000 | 1,503 |
| Total liabilities | $283,218,000 | 1,490 |
| Total deposits | $273,131,000 | 1,393 |
| Interest-bearing deposits | $232,904,000 | 1,411 |
| Deposits held in domestic offices | $273,131,000 | 1,384 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,120,000 | 1,508 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,967,000 | 1,318 |
| Total equity capital | $24,679,000 | 1,683 |
| Total bank equity capital | $24,679,000 | 1,683 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,764,000 | 817 |
| Surplus | $7,962,000 | 1,907 |
| Undivided profits | $11,953,000 | 1,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,370,000 | 877 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $904,000 | 2,210 |
| Earning assets | $280,038,000 | 1,505 |
| Long-term assets (5+ years) | $69,126,000 | 916 |
| Average Assets, year-to-date | $301,188,800 | 1,496 |
| Average Assets, quarterly | $311,699,500 | 1,469 |
| Volatile liabilities | $27,507,000 | 1,955 |
| Insider loans | $8,518,000 | 520 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $25,643,000 | 1,599 |
| Tier 1 (core) risk-based capital | $26,161,000 | 1,578 |
| Tier 2 risk-based capital | $2,433,960 | 1,327 |
| Total risk weighted assets | $190,788,860 | 1,461 |
| Total unused commitments | $25,643,000 | 1,611 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 182 | 1,128 |
| Assets and Liabilities | ||
| Total Assets: | $297,178,000 | 1,583 |
| Cash and due from depository institutions | $13,059,000 | 1,128 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $96,401,000 | 1,413 |
| Federal funds sold & reverse repurchase agreements | $9,550,000 | 1,430 |
| Net loans & leases | $165,915,000 | 1,653 |
| Loan loss allowance | $7,151,000 | 764 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $5,694,000 | 1,282 |
| Other real estate owned | $680,000 | 1,128 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $5,879,000 | 1,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $297,178,000 | 1,583 |
| Total liabilities | $269,970,000 | 1,590 |
| Total deposits | $267,352,000 | 1,487 |
| Interest-bearing deposits | $225,887,000 | 1,524 |
| Deposits held in domestic offices | $267,352,000 | 1,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 3,179 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,068,000 | 1,762 |
| Total equity capital | $27,208,000 | 1,516 |
| Total bank equity capital | $27,208,000 | 1,516 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,764,000 | 808 |
| Surplus | $7,962,000 | 1,817 |
| Undivided profits | $14,482,000 | 1,650 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,076,000 | 1,390 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $696,000 | 2,578 |
| Earning assets | $271,866,000 | 1,584 |
| Long-term assets (5+ years) | $57,227,000 | 1,084 |
| Average Assets, year-to-date | $296,490,400 | 1,536 |
| Average Assets, quarterly | $297,637,500 | 1,564 |
| Volatile liabilities | $14,148,000 | 3,147 |
| Insider loans | $10,342,000 | 413 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $22,822,000 | 1,727 |
| Tier 1 (core) risk-based capital | $27,208,000 | 1,476 |
| Tier 2 risk-based capital | $2,190,620 | 1,444 |
| Total risk weighted assets | $170,289,320 | 1,622 |
| Total unused commitments | $22,822,000 | 1,749 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 196 | 1,089 |
| Assets and Liabilities | ||
| Total Assets: | $304,953,000 | 1,591 |
| Cash and due from depository institutions | $15,204,000 | 1,089 |
| Interest-bearing balances | $285,000 | 5,798 |
| Securities | $85,987,000 | 1,564 |
| Federal funds sold & reverse repurchase agreements | $11,925,000 | 1,399 |
| Net loans & leases | $177,228,000 | 1,585 |
| Loan loss allowance | $6,367,000 | 831 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $5,836,000 | 1,244 |
| Other real estate owned | $3,248,000 | 1,089 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,525,000 | 1,529 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $304,953,000 | 1,591 |
| Total liabilities | $280,785,000 | 1,600 |
| Total deposits | $277,798,000 | 1,507 |
| Interest-bearing deposits | $237,539,000 | 1,526 |
| Deposits held in domestic offices | $277,798,000 | 1,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $550,000 | 2,946 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,437,000 | 1,600 |
| Total equity capital | $24,168,000 | 1,598 |
| Total bank equity capital | $24,168,000 | 1,598 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,764,000 | 814 |
| Surplus | $5,920,000 | 2,240 |
| Undivided profits | $13,484,000 | 1,627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,320,000 | 1,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $870,000 | 2,279 |
| Earning assets | $275,425,000 | 1,605 |
| Long-term assets (5+ years) | $64,930,000 | 922 |
| Average Assets, year-to-date | $317,780,800 | 1,504 |
| Average Assets, quarterly | $307,916,000 | 1,567 |
| Volatile liabilities | $14,343,000 | 3,083 |
| Insider loans | $142,000 | 4,809 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $23,037,000 | 1,654 |
| Tier 1 (core) risk-based capital | $24,168,000 | 1,566 |
| Tier 2 risk-based capital | $2,371,150 | 1,377 |
| Total risk weighted assets | $185,695,750 | 1,542 |
| Total unused commitments | $23,037,000 | 1,667 |
| Derivatives | $0 | 651 |