Home > American Sterling Bank > Assets and Liabilities
American Sterling Bank, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 89 | 1,872 |
| Assets and Liabilities | ||
| Total Assets: | $166,456,000 | 3,751 |
| Cash and due from depository institutions | $52,028,000 | 1,872 |
| Interest-bearing balances | $6,000 | 7,073 |
| Securities | $9,032,000 | 6,079 |
| Federal funds sold & reverse repurchase agreements | $277,000 | 5,116 |
| Net loans & leases | $90,132,000 | 4,272 |
| Loan loss allowance | $401,000 | 6,572 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,740,000 | 3,861 |
| Other real estate owned | $7,319,000 | 1,872 |
| Goodwill and other intangibles | $53,000 | 2,907 |
| All other assets | $4,875,000 | 3,166 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $166,456,000 | 3,751 |
| Total liabilities | $180,116,000 | 3,267 |
| Total deposits | $170,946,000 | 3,143 |
| Interest-bearing deposits | $160,583,000 | 2,892 |
| Deposits held in domestic offices | $170,946,000 | 3,141 |
| % insured | 100.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $9,170,000 | 712 |
| Total equity capital | $-13,660,000 | 8,254 |
| Total bank equity capital | $-13,660,000 | 8,254 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $25,770,000 | 1,264 |
| Undivided profits | $-39,930,000 | 8,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $14,790,000 | 953 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $166,000 | 731 |
| Income earned, not collected on loans | $493,000 | 5,590 |
| Earning assets | $99,447,000 | 4,957 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $166,115,000 | 3,726 |
| Average Assets, quarterly | $166,115,000 | 3,726 |
| Volatile liabilities | $42,194,000 | 3,139 |
| Insider loans | $795,000 | 4,726 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $14,104,000 | 3,759 |
| Tier 1 (core) risk-based capital | $-15,054,000 | 8,254 |
| Tier 2 risk-based capital | $0 | 8,154 |
| Total risk weighted assets | $76,127,000 | 4,912 |
| Total unused commitments | $14,104,000 | 3,762 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 142 | 1,159 |
| Assets and Liabilities | ||
| Total Assets: | $165,774,000 | 3,727 |
| Cash and due from depository institutions | $42,370,000 | 1,159 |
| Interest-bearing balances | $623,000 | 4,172 |
| Securities | $9,673,000 | 5,983 |
| Federal funds sold & reverse repurchase agreements | $278,000 | 4,781 |
| Net loans & leases | $99,632,000 | 4,045 |
| Loan loss allowance | $409,000 | 6,543 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,839,000 | 3,833 |
| Other real estate owned | $6,863,000 | 1,159 |
| Goodwill and other intangibles | $74,000 | 2,835 |
| All other assets | $4,045,000 | 3,599 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $165,774,000 | 3,727 |
| Total liabilities | $176,311,000 | 3,286 |
| Total deposits | $166,271,000 | 3,167 |
| Interest-bearing deposits | $155,574,000 | 2,922 |
| Deposits held in domestic offices | $166,271,000 | 3,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $500,000 | 5,498 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $9,540,000 | 714 |
| Total equity capital | $-10,537,000 | 8,312 |
| Total bank equity capital | $-10,537,000 | 8,312 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $25,770,000 | 1,239 |
| Undivided profits | $-36,807,000 | 8,224 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,947,000 | 974 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,029,000 | 3,586 |
| Earning assets | $110,206,000 | 4,634 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $232,530,200 | 2,735 |
| Average Assets, quarterly | $179,650,500 | 3,475 |
| Volatile liabilities | $35,493,000 | 3,502 |
| Insider loans | $801,000 | 4,778 |
| FHLB advances | $500,000 | 5,273 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $18,857,000 | 3,182 |
| Tier 1 (core) risk-based capital | $-10,614,000 | 8,311 |
| Tier 2 risk-based capital | $0 | 8,213 |
| Total risk weighted assets | $79,791,000 | 4,787 |
| Total unused commitments | $18,857,000 | 3,185 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 276 | 553 |
| Assets and Liabilities | ||
| Total Assets: | $193,527,000 | 3,301 |
| Cash and due from depository institutions | $24,590,000 | 553 |
| Interest-bearing balances | $622,000 | 3,441 |
| Securities | $10,068,000 | 5,873 |
| Federal funds sold & reverse repurchase agreements | $278,000 | 5,361 |
| Net loans & leases | $129,315,000 | 3,359 |
| Loan loss allowance | $407,000 | 6,509 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,961,000 | 3,751 |
| Other real estate owned | $5,391,000 | 553 |
| Goodwill and other intangibles | $99,000 | 2,810 |
| All other assets | $20,825,000 | 1,014 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $193,527,000 | 3,301 |
| Total liabilities | $177,730,000 | 3,223 |
| Total deposits | $175,585,000 | 2,981 |
| Interest-bearing deposits | $164,152,000 | 2,736 |
| Deposits held in domestic offices | $175,585,000 | 2,978 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $500,000 | 5,473 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,645,000 | 2,720 |
| Total equity capital | $15,797,000 | 4,004 |
| Total bank equity capital | $15,797,000 | 4,004 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $25,770,000 | 1,217 |
| Undivided profits | $-10,473,000 | 8,255 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,437,000 | 1,009 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $1,245,000 | 3,136 |
| Earning assets | $140,283,000 | 3,939 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $249,219,250 | 2,587 |
| Average Assets, quarterly | $225,813,500 | 2,869 |
| Volatile liabilities | $30,874,000 | 3,753 |
| Insider loans | $818,000 | 4,734 |
| FHLB advances | $500,000 | 5,252 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $87,085,000 | 1,066 |
| Tier 1 (core) risk-based capital | $4,246,000 | 7,437 |
| Tier 2 risk-based capital | $407,000 | 6,306 |
| Total risk weighted assets | $89,474,000 | 4,477 |
| Total unused commitments | $87,085,000 | 1,067 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 306 | 506 |
| Assets and Liabilities | ||
| Total Assets: | $258,100,000 | 2,543 |
| Cash and due from depository institutions | $45,692,000 | 506 |
| Interest-bearing balances | $38,227,000 | 146 |
| Securities | $10,327,000 | 5,865 |
| Federal funds sold & reverse repurchase agreements | $277,000 | 5,480 |
| Net loans & leases | $175,866,000 | 2,586 |
| Loan loss allowance | $112,000 | 8,033 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,970,000 | 3,733 |
| Other real estate owned | $3,747,000 | 506 |
| Goodwill and other intangibles | $120,000 | 2,780 |
| All other assets | $19,101,000 | 1,061 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $258,100,000 | 2,543 |
| Total liabilities | $250,140,000 | 2,380 |
| Total deposits | $247,772,000 | 2,128 |
| Interest-bearing deposits | $230,625,000 | 2,006 |
| Deposits held in domestic offices | $247,772,000 | 2,124 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $500,000 | 5,397 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,868,000 | 2,422 |
| Total equity capital | $7,960,000 | 6,183 |
| Total bank equity capital | $7,960,000 | 6,183 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $6,396,000 | 3,570 |
| Undivided profits | $1,064,000 | 6,621 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,888,000 | 938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,079 |
| Income earned, not collected on loans | $1,443,000 | 2,664 |
| Earning assets | $224,697,000 | 2,662 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $267,783,330 | 2,412 |
| Average Assets, quarterly | $265,514,500 | 2,457 |
| Volatile liabilities | $51,645,000 | 2,590 |
| Insider loans | $645,000 | 5,105 |
| FHLB advances | $500,000 | 5,162 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $141,436,000 | 760 |
| Tier 1 (core) risk-based capital | $3,926,000 | 7,591 |
| Tier 2 risk-based capital | $112,000 | 7,996 |
| Total risk weighted assets | $129,833,000 | 3,458 |
| Total unused commitments | $141,436,000 | 760 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 290 | 522 |
| Assets and Liabilities | ||
| Total Assets: | $272,929,000 | 2,415 |
| Cash and due from depository institutions | $4,474,000 | 522 |
| Interest-bearing balances | $332,000 | 3,994 |
| Securities | $16,552,000 | 4,894 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $228,387,000 | 2,060 |
| Loan loss allowance | $388,000 | 6,551 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,787,000 | 3,855 |
| Other real estate owned | $5,245,000 | 522 |
| Goodwill and other intangibles | $132,000 | 2,759 |
| All other assets | $15,352,000 | 1,242 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $272,929,000 | 2,415 |
| Total liabilities | $258,946,000 | 2,305 |
| Total deposits | $247,322,000 | 2,137 |
| Interest-bearing deposits | $234,234,000 | 1,977 |
| Deposits held in domestic offices | $247,322,000 | 2,133 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $9,900,000 | 2,960 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,724,000 | 2,780 |
| Total equity capital | $13,983,000 | 4,493 |
| Total bank equity capital | $13,983,000 | 4,493 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $9,146,000 | 2,792 |
| Undivided profits | $4,337,000 | 4,972 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,154,000 | 997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,346,000 | 2,892 |
| Earning assets | $245,271,000 | 2,467 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $272,625,000 | 2,382 |
| Average Assets, quarterly | $272,625,000 | 2,382 |
| Volatile liabilities | $73,383,000 | 1,891 |
| Insider loans | $859,000 | 4,612 |
| FHLB advances | $9,900,000 | 2,855 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $225,983,000 | 551 |
| Tier 1 (core) risk-based capital | $13,861,000 | 4,350 |
| Tier 2 risk-based capital | $388,000 | 6,354 |
| Total risk weighted assets | $142,486,000 | 3,185 |
| Total unused commitments | $225,983,000 | 551 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 341 | 450 |
| Assets and Liabilities | ||
| Total Assets: | $272,321,000 | 2,381 |
| Cash and due from depository institutions | $3,830,000 | 450 |
| Interest-bearing balances | $302,000 | 3,606 |
| Securities | $26,930,000 | 3,697 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $220,246,000 | 2,130 |
| Loan loss allowance | $590,000 | 5,636 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,664,000 | 3,949 |
| Other real estate owned | $4,784,000 | 450 |
| Goodwill and other intangibles | $161,000 | 2,681 |
| All other assets | $13,706,000 | 1,369 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $272,321,000 | 2,381 |
| Total liabilities | $258,699,000 | 2,281 |
| Total deposits | $238,874,000 | 2,188 |
| Interest-bearing deposits | $224,982,000 | 2,020 |
| Deposits held in domestic offices | $238,874,000 | 2,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $16,825,000 | 2,091 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,000,000 | 1,791 |
| Total equity capital | $13,622,000 | 4,504 |
| Total bank equity capital | $13,622,000 | 4,504 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $9,146,000 | 2,760 |
| Undivided profits | $3,976,000 | 5,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,061,000 | 1,115 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,401,000 | 3,013 |
| Earning assets | $247,478,000 | 2,402 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $248,768,400 | 2,504 |
| Average Assets, quarterly | $260,224,000 | 2,454 |
| Volatile liabilities | $81,960,000 | 1,709 |
| Insider loans | $866,000 | 4,592 |
| FHLB advances | $16,825,000 | 1,992 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $119,924,000 | 886 |
| Tier 1 (core) risk-based capital | $13,641,000 | 4,370 |
| Tier 2 risk-based capital | $590,000 | 5,436 |
| Total risk weighted assets | $142,301,000 | 3,168 |
| Total unused commitments | $119,924,000 | 886 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 341 | 447 |
| Assets and Liabilities | ||
| Total Assets: | $248,127,000 | 2,551 |
| Cash and due from depository institutions | $20,196,000 | 447 |
| Interest-bearing balances | $16,257,000 | 347 |
| Securities | $32,561,000 | 3,251 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $178,101,000 | 2,457 |
| Loan loss allowance | $1,016,000 | 4,132 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,704,000 | 3,877 |
| Other real estate owned | $3,552,000 | 447 |
| Goodwill and other intangibles | $203,000 | 2,597 |
| All other assets | $10,810,000 | 1,661 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $248,127,000 | 2,551 |
| Total liabilities | $234,841,000 | 2,419 |
| Total deposits | $231,913,000 | 2,223 |
| Interest-bearing deposits | $217,620,000 | 2,069 |
| Deposits held in domestic offices | $231,913,000 | 2,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $500,000 | 5,104 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,428,000 | 2,124 |
| Total equity capital | $13,286,000 | 4,542 |
| Total bank equity capital | $13,286,000 | 4,542 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $8,396,000 | 2,884 |
| Undivided profits | $4,390,000 | 4,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,718,000 | 1,211 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,233,000 | 3,549 |
| Earning assets | $226,919,000 | 2,561 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $242,880,250 | 2,549 |
| Average Assets, quarterly | $246,190,000 | 2,549 |
| Volatile liabilities | $60,991,000 | 2,158 |
| Insider loans | $875,000 | 4,550 |
| FHLB advances | $500,000 | 4,834 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $178,167,000 | 662 |
| Tier 1 (core) risk-based capital | $13,447,000 | 4,410 |
| Tier 2 risk-based capital | $1,016,000 | 3,965 |
| Total risk weighted assets | $141,662,000 | 3,137 |
| Total unused commitments | $178,167,000 | 662 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 276 | 575 |
| Assets and Liabilities | ||
| Total Assets: | $244,253,000 | 2,599 |
| Cash and due from depository institutions | $26,659,000 | 575 |
| Interest-bearing balances | $19,278,000 | 335 |
| Securities | $38,078,000 | 2,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $167,234,000 | 2,583 |
| Loan loss allowance | $1,036,000 | 4,077 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,725,000 | 3,835 |
| Other real estate owned | $926,000 | 575 |
| Goodwill and other intangibles | $265,000 | 2,482 |
| All other assets | $8,366,000 | 2,068 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $244,253,000 | 2,599 |
| Total liabilities | $229,907,000 | 2,492 |
| Total deposits | $227,318,000 | 2,305 |
| Interest-bearing deposits | $213,275,000 | 2,125 |
| Deposits held in domestic offices | $227,318,000 | 2,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $500,000 | 5,050 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,089,000 | 2,264 |
| Total equity capital | $14,346,000 | 4,243 |
| Total bank equity capital | $14,346,000 | 4,243 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $8,396,000 | 2,877 |
| Undivided profits | $5,450,000 | 4,442 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $987,000 | 2,934 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $1,076,000 | 3,728 |
| Earning assets | $224,590,000 | 2,593 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $241,131,330 | 2,604 |
| Average Assets, quarterly | $237,126,000 | 2,651 |
| Volatile liabilities | $45,336,000 | 2,736 |
| Insider loans | $3,823,000 | 1,892 |
| FHLB advances | $500,000 | 4,794 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $83,087,000 | 1,249 |
| Tier 1 (core) risk-based capital | $14,725,000 | 4,115 |
| Tier 2 risk-based capital | $1,036,000 | 3,912 |
| Total risk weighted assets | $147,548,000 | 3,031 |
| Total unused commitments | $83,087,000 | 1,249 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 234 | 683 |
| Assets and Liabilities | ||
| Total Assets: | $229,999,000 | 2,737 |
| Cash and due from depository institutions | $13,828,000 | 683 |
| Interest-bearing balances | $9,315,000 | 687 |
| Securities | $44,254,000 | 2,549 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $159,751,000 | 2,649 |
| Loan loss allowance | $1,029,000 | 4,081 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,749,000 | 3,774 |
| Other real estate owned | $1,712,000 | 683 |
| Goodwill and other intangibles | $289,000 | 2,431 |
| All other assets | $7,416,000 | 2,207 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $229,999,000 | 2,737 |
| Total liabilities | $214,798,000 | 2,636 |
| Total deposits | $212,055,000 | 2,445 |
| Interest-bearing deposits | $196,993,000 | 2,274 |
| Deposits held in domestic offices | $212,055,000 | 2,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $500,000 | 5,008 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $2,243,000 | 2,208 |
| Total equity capital | $15,201,000 | 4,081 |
| Total bank equity capital | $15,201,000 | 4,081 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $8,396,000 | 2,831 |
| Undivided profits | $6,305,000 | 4,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $547,000 | 3,846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $1,045,000 | 3,682 |
| Earning assets | $213,320,000 | 2,718 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $239,570,500 | 2,628 |
| Average Assets, quarterly | $239,570,500 | 2,628 |
| Volatile liabilities | $40,995,000 | 2,909 |
| Insider loans | $3,848,000 | 1,832 |
| FHLB advances | $500,000 | 4,771 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $102,509,000 | 1,028 |
| Tier 1 (core) risk-based capital | $15,491,000 | 3,919 |
| Tier 2 risk-based capital | $1,029,000 | 3,916 |
| Total risk weighted assets | $141,120,000 | 3,105 |
| Total unused commitments | $102,509,000 | 1,028 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 229 | 702 |
| Assets and Liabilities | ||
| Total Assets: | $249,142,000 | 2,552 |
| Cash and due from depository institutions | $3,338,000 | 702 |
| Interest-bearing balances | $318,000 | 3,551 |
| Securities | $48,185,000 | 2,415 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $184,618,000 | 2,366 |
| Loan loss allowance | $931,000 | 4,364 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,777,000 | 3,702 |
| Other real estate owned | $1,676,000 | 702 |
| Goodwill and other intangibles | $343,000 | 2,331 |
| All other assets | $8,205,000 | 2,031 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $249,142,000 | 2,552 |
| Total liabilities | $236,566,000 | 2,438 |
| Total deposits | $194,890,000 | 2,614 |
| Interest-bearing deposits | $178,851,000 | 2,457 |
| Deposits held in domestic offices | $194,890,000 | 2,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,850,000 | 2,303 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $36,800,000 | 1,120 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $3,026,000 | 1,724 |
| Total equity capital | $12,576,000 | 4,606 |
| Total bank equity capital | $12,576,000 | 4,606 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $6,396,000 | 3,378 |
| Undivided profits | $5,680,000 | 4,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 5,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $1,207,000 | 3,388 |
| Earning assets | $233,121,000 | 2,503 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $206,426,000 | 2,882 |
| Average Assets, quarterly | $227,630,000 | 2,725 |
| Volatile liabilities | $99,100,000 | 1,517 |
| Insider loans | $3,862,000 | 1,823 |
| FHLB advances | $36,800,000 | 1,051 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $10,952,000 | 4,562 |
| Tier 1 (core) risk-based capital | $12,962,000 | 4,434 |
| Tier 2 risk-based capital | $931,000 | 4,166 |
| Total risk weighted assets | $166,210,000 | 2,676 |
| Total unused commitments | $10,952,000 | 4,562 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 224 | 727 |
| Assets and Liabilities | ||
| Total Assets: | $206,118,000 | 2,970 |
| Cash and due from depository institutions | $3,708,000 | 727 |
| Interest-bearing balances | $341,000 | 3,484 |
| Securities | $63,529,000 | 1,876 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $127,247,000 | 3,213 |
| Loan loss allowance | $1,051,000 | 4,040 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,714,000 | 3,723 |
| Other real estate owned | $2,313,000 | 727 |
| Goodwill and other intangibles | $391,000 | 2,272 |
| All other assets | $6,216,000 | 2,543 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $206,118,000 | 2,970 |
| Total liabilities | $193,388,000 | 2,850 |
| Total deposits | $175,377,000 | 2,839 |
| Interest-bearing deposits | $158,547,000 | 2,693 |
| Deposits held in domestic offices | $175,377,000 | 2,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,000,000 | 2,095 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,011,000 | 1,713 |
| Total equity capital | $12,730,000 | 4,547 |
| Total bank equity capital | $12,730,000 | 4,547 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $6,396,000 | 3,341 |
| Undivided profits | $5,834,000 | 4,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 5,460 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $1,217,000 | 3,359 |
| Earning assets | $191,117,000 | 2,942 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $195,747,000 | 3,018 |
| Average Assets, quarterly | $196,526,000 | 3,055 |
| Volatile liabilities | $69,860,000 | 2,033 |
| Insider loans | $3,895,000 | 1,785 |
| FHLB advances | $15,000,000 | 1,988 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $25,053,000 | 2,937 |
| Tier 1 (core) risk-based capital | $13,229,000 | 4,365 |
| Tier 2 risk-based capital | $1,051,000 | 3,854 |
| Total risk weighted assets | $124,535,000 | 3,385 |
| Total unused commitments | $25,053,000 | 2,938 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 106 | 1,655 |
| Assets and Liabilities | ||
| Total Assets: | $186,934,000 | 3,188 |
| Cash and due from depository institutions | $18,387,000 | 1,655 |
| Interest-bearing balances | $15,300,000 | 366 |
| Securities | $67,904,000 | 1,767 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $92,370,000 | 3,991 |
| Loan loss allowance | $1,033,000 | 4,060 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,494,000 | 3,919 |
| Other real estate owned | $2,093,000 | 1,655 |
| Goodwill and other intangibles | $250,000 | 2,519 |
| All other assets | $3,436,000 | 3,860 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $186,934,000 | 3,188 |
| Total liabilities | $173,254,000 | 3,103 |
| Total deposits | $170,658,000 | 2,903 |
| Interest-bearing deposits | $154,991,000 | 2,724 |
| Deposits held in domestic offices | $170,658,000 | 2,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,000,000 | 5,074 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,596,000 | 2,569 |
| Total equity capital | $13,680,000 | 4,193 |
| Total bank equity capital | $13,680,000 | 4,193 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $6,396,000 | 3,283 |
| Undivided profits | $6,784,000 | 3,860 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $499,000 | 3,702 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,046,000 | 3,459 |
| Earning assets | $175,574,000 | 3,119 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $192,290,000 | 3,070 |
| Average Assets, quarterly | $190,739,000 | 3,107 |
| Volatile liabilities | $52,990,000 | 2,477 |
| Insider loans | $1,115,000 | 4,029 |
| FHLB advances | $1,000,000 | 4,843 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $23,981,000 | 3,040 |
| Tier 1 (core) risk-based capital | $14,624,000 | 3,954 |
| Tier 2 risk-based capital | $1,033,000 | 3,876 |
| Total risk weighted assets | $93,001,000 | 4,112 |
| Total unused commitments | $23,981,000 | 3,041 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 100 | 1,729 |
| Assets and Liabilities | ||
| Total Assets: | $194,544,000 | 3,065 |
| Cash and due from depository institutions | $24,351,000 | 1,729 |
| Interest-bearing balances | $20,810,000 | 285 |
| Securities | $61,230,000 | 1,980 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $101,889,000 | 3,666 |
| Loan loss allowance | $1,007,000 | 4,102 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,539,000 | 3,819 |
| Other real estate owned | $1,433,000 | 1,729 |
| Goodwill and other intangibles | $280,000 | 2,446 |
| All other assets | $2,822,000 | 4,234 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $194,544,000 | 3,065 |
| Total liabilities | $180,020,000 | 2,983 |
| Total deposits | $177,075,000 | 2,784 |
| Interest-bearing deposits | $162,609,000 | 2,597 |
| Deposits held in domestic offices | $177,075,000 | 2,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,000,000 | 4,977 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,945,000 | 2,218 |
| Total equity capital | $14,524,000 | 3,950 |
| Total bank equity capital | $14,524,000 | 3,950 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $6,396,000 | 3,214 |
| Undivided profits | $7,628,000 | 3,603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,287,000 | 1,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $886,000 | 3,825 |
| Earning assets | $183,929,000 | 2,983 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $194,968,000 | 3,028 |
| Average Assets, quarterly | $194,968,000 | 3,028 |
| Volatile liabilities | $57,766,000 | 2,215 |
| Insider loans | $934,000 | 4,331 |
| FHLB advances | $1,000,000 | 4,791 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $37,023,000 | 2,238 |
| Tier 1 (core) risk-based capital | $15,251,000 | 3,763 |
| Tier 2 risk-based capital | $1,007,000 | 3,892 |
| Total risk weighted assets | $96,580,000 | 3,955 |
| Total unused commitments | $37,023,000 | 2,239 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 98 | 1,762 |
| Assets and Liabilities | ||
| Total Assets: | $195,392,000 | 3,023 |
| Cash and due from depository institutions | $31,578,000 | 1,762 |
| Interest-bearing balances | $26,341,000 | 191 |
| Securities | $59,241,000 | 2,028 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $98,029,000 | 3,761 |
| Loan loss allowance | $992,000 | 4,121 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,593,000 | 3,754 |
| Other real estate owned | $1,042,000 | 1,762 |
| Goodwill and other intangibles | $287,000 | 2,432 |
| All other assets | $2,622,000 | 4,420 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $195,392,000 | 3,023 |
| Total liabilities | $179,879,000 | 2,960 |
| Total deposits | $176,764,000 | 2,774 |
| Interest-bearing deposits | $159,616,000 | 2,616 |
| Deposits held in domestic offices | $176,764,000 | 2,770 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,000,000 | 5,079 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,115,000 | 2,057 |
| Total equity capital | $15,513,000 | 3,716 |
| Total bank equity capital | $15,513,000 | 3,716 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $6,396,000 | 3,178 |
| Undivided profits | $8,617,000 | 3,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,697,000 | 1,500 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $913,000 | 3,721 |
| Earning assets | $183,611,000 | 2,960 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $207,881,400 | 2,784 |
| Average Assets, quarterly | $194,839,500 | 3,005 |
| Volatile liabilities | $61,219,000 | 2,078 |
| Insider loans | $914,000 | 4,369 |
| FHLB advances | $1,000,000 | 4,847 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $31,314,000 | 2,468 |
| Tier 1 (core) risk-based capital | $16,156,000 | 3,534 |
| Tier 2 risk-based capital | $992,000 | 3,917 |
| Total risk weighted assets | $97,821,000 | 3,892 |
| Total unused commitments | $31,314,000 | 2,468 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 102 | 1,681 |
| Assets and Liabilities | ||
| Total Assets: | $194,287,000 | 2,989 |
| Cash and due from depository institutions | $14,330,000 | 1,681 |
| Interest-bearing balances | $8,587,000 | 667 |
| Securities | $47,550,000 | 2,450 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $125,667,000 | 3,072 |
| Loan loss allowance | $983,000 | 4,139 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,653,000 | 3,678 |
| Other real estate owned | $1,042,000 | 1,681 |
| Goodwill and other intangibles | $280,000 | 2,425 |
| All other assets | $2,765,000 | 4,219 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $194,287,000 | 2,989 |
| Total liabilities | $177,733,000 | 2,941 |
| Total deposits | $173,594,000 | 2,757 |
| Interest-bearing deposits | $158,371,000 | 2,578 |
| Deposits held in domestic offices | $173,594,000 | 2,753 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,000,000 | 5,156 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,139,000 | 1,446 |
| Total equity capital | $16,554,000 | 3,489 |
| Total bank equity capital | $16,554,000 | 3,489 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $6,396,000 | 3,123 |
| Undivided profits | $9,658,000 | 3,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,278,000 | 1,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $832,000 | 4,025 |
| Earning assets | $181,804,000 | 2,935 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $211,003,750 | 2,748 |
| Average Assets, quarterly | $204,566,000 | 2,853 |
| Volatile liabilities | $56,368,000 | 2,150 |
| Insider loans | $1,071,000 | 4,028 |
| FHLB advances | $1,000,000 | 4,913 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $34,265,000 | 2,294 |
| Tier 1 (core) risk-based capital | $16,914,000 | 3,331 |
| Tier 2 risk-based capital | $983,000 | 3,903 |
| Total risk weighted assets | $110,530,000 | 3,505 |
| Total unused commitments | $34,265,000 | 2,297 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 130 | 1,311 |
| Assets and Liabilities | ||
| Total Assets: | $214,845,000 | 2,732 |
| Cash and due from depository institutions | $6,127,000 | 1,311 |
| Interest-bearing balances | $28,000 | 6,002 |
| Securities | $49,539,000 | 2,385 |
| Federal funds sold & reverse repurchase agreements | $251,000 | 5,291 |
| Net loans & leases | $152,419,000 | 2,562 |
| Loan loss allowance | $1,096,000 | 3,772 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,723,000 | 3,552 |
| Other real estate owned | $945,000 | 1,311 |
| Goodwill and other intangibles | $309,000 | 2,362 |
| All other assets | $2,532,000 | 4,309 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $214,847,000 | 2,732 |
| Total liabilities | $198,351,000 | 2,663 |
| Total deposits | $177,922,000 | 2,660 |
| Interest-bearing deposits | $160,809,000 | 2,500 |
| Deposits held in domestic offices | $177,922,000 | 2,657 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $17,700,000 | 1,902 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,729,000 | 1,543 |
| Total equity capital | $16,496,000 | 3,439 |
| Total bank equity capital | $16,496,000 | 3,439 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $6,396,000 | 3,067 |
| Undivided profits | $9,600,000 | 3,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $890,000 | 2,514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $969,000 | 3,240 |
| Earning assets | $202,237,000 | 2,670 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $216,576,000 | 2,666 |
| Average Assets, quarterly | $212,819,000 | 2,732 |
| Volatile liabilities | $77,496,000 | 1,601 |
| Insider loans | $1,085,000 | 3,972 |
| FHLB advances | $17,700,000 | 1,807 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $94,150,000 | 1,000 |
| Tier 1 (core) risk-based capital | $16,722,000 | 3,290 |
| Tier 2 risk-based capital | $1,096,000 | 3,574 |
| Total risk weighted assets | $116,131,000 | 3,323 |
| Total unused commitments | $94,150,000 | 1,001 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 132 | 1,283 |
| Assets and Liabilities | ||
| Total Assets: | $210,793,000 | 2,769 |
| Cash and due from depository institutions | $3,609,000 | 1,283 |
| Interest-bearing balances | $69,000 | 5,514 |
| Securities | $45,492,000 | 2,584 |
| Federal funds sold & reverse repurchase agreements | $5,799,000 | 2,073 |
| Net loans & leases | $149,204,000 | 2,562 |
| Loan loss allowance | $1,079,000 | 3,844 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,804,000 | 3,458 |
| Other real estate owned | $955,000 | 1,283 |
| Goodwill and other intangibles | $269,000 | 2,440 |
| All other assets | $2,661,000 | 4,145 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $210,792,000 | 2,769 |
| Total liabilities | $194,139,000 | 2,690 |
| Total deposits | $191,059,000 | 2,497 |
| Interest-bearing deposits | $172,558,000 | 2,355 |
| Deposits held in domestic offices | $191,059,000 | 2,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,500,000 | 4,745 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,580,000 | 2,312 |
| Total equity capital | $16,653,000 | 3,350 |
| Total bank equity capital | $16,653,000 | 3,350 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $6,396,000 | 3,040 |
| Undivided profits | $9,757,000 | 3,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,030,000 | 2,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $803,000 | 3,707 |
| Earning assets | $200,564,000 | 2,676 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $217,441,500 | 2,663 |
| Average Assets, quarterly | $217,441,500 | 2,663 |
| Volatile liabilities | $68,315,000 | 1,675 |
| Insider loans | $1,108,000 | 3,932 |
| FHLB advances | $1,500,000 | 4,569 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $50,141,000 | 1,641 |
| Tier 1 (core) risk-based capital | $17,119,000 | 3,181 |
| Tier 2 risk-based capital | $1,079,000 | 3,632 |
| Total risk weighted assets | $112,179,000 | 3,383 |
| Total unused commitments | $50,141,000 | 1,642 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 122 | 1,403 |
| Assets and Liabilities | ||
| Total Assets: | $224,090,000 | 2,616 |
| Cash and due from depository institutions | $10,056,000 | 1,403 |
| Interest-bearing balances | $35,000 | 5,947 |
| Securities | $32,787,000 | 3,393 |
| Federal funds sold & reverse repurchase agreements | $249,000 | 5,759 |
| Net loans & leases | $172,600,000 | 2,256 |
| Loan loss allowance | $1,072,000 | 3,825 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,793,000 | 3,458 |
| Other real estate owned | $889,000 | 1,403 |
| Goodwill and other intangibles | $24,000 | 3,125 |
| All other assets | $4,692,000 | 2,798 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $224,092,000 | 2,616 |
| Total liabilities | $207,113,000 | 2,539 |
| Total deposits | $201,734,000 | 2,349 |
| Interest-bearing deposits | $179,613,000 | 2,223 |
| Deposits held in domestic offices | $201,734,000 | 2,344 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,500,000 | 4,392 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,879,000 | 1,423 |
| Total equity capital | $16,979,000 | 3,290 |
| Total bank equity capital | $16,979,000 | 3,290 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $6,396,000 | 2,997 |
| Undivided profits | $10,083,000 | 2,983 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,285,000 | 1,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $946,000 | 3,203 |
| Earning assets | $205,671,000 | 2,612 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $232,020,600 | 2,408 |
| Average Assets, quarterly | $232,885,000 | 2,491 |
| Volatile liabilities | $76,834,000 | 1,505 |
| Insider loans | $1,008,000 | 4,102 |
| FHLB advances | $2,500,000 | 4,212 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $74,776,000 | 1,152 |
| Tier 1 (core) risk-based capital | $17,062,000 | 3,142 |
| Tier 2 risk-based capital | $1,072,000 | 3,611 |
| Total risk weighted assets | $127,276,000 | 3,016 |
| Total unused commitments | $74,776,000 | 1,153 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 124 | 1,386 |
| Assets and Liabilities | ||
| Total Assets: | $241,680,000 | 2,393 |
| Cash and due from depository institutions | $3,316,000 | 1,386 |
| Interest-bearing balances | $66,000 | 5,611 |
| Securities | $34,681,000 | 3,245 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 5,498 |
| Net loans & leases | $194,932,000 | 1,961 |
| Loan loss allowance | $1,048,000 | 3,887 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,716,000 | 3,486 |
| Other real estate owned | $593,000 | 1,386 |
| Goodwill and other intangibles | $15,000 | 3,124 |
| All other assets | $5,177,000 | 2,540 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $241,680,000 | 2,393 |
| Total liabilities | $221,504,000 | 2,349 |
| Total deposits | $200,649,000 | 2,332 |
| Interest-bearing deposits | $181,710,000 | 2,165 |
| Deposits held in domestic offices | $200,649,000 | 2,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $17,900,000 | 1,840 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,955,000 | 1,407 |
| Total equity capital | $20,176,000 | 2,814 |
| Total bank equity capital | $20,176,000 | 2,814 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $6,396,000 | 2,948 |
| Undivided profits | $13,280,000 | 2,402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $231,000 | 5,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $798,000 | 3,855 |
| Earning assets | $229,929,000 | 2,304 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $234,003,250 | 2,379 |
| Average Assets, quarterly | $234,645,500 | 2,433 |
| Volatile liabilities | $95,967,000 | 1,219 |
| Insider loans | $1,030,000 | 4,032 |
| FHLB advances | $17,900,000 | 1,727 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $70,229,000 | 1,209 |
| Tier 1 (core) risk-based capital | $20,194,000 | 2,669 |
| Tier 2 risk-based capital | $1,048,000 | 3,648 |
| Total risk weighted assets | $138,591,000 | 2,760 |
| Total unused commitments | $70,229,000 | 1,210 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 124 | 1,397 |
| Assets and Liabilities | ||
| Total Assets: | $227,611,000 | 2,496 |
| Cash and due from depository institutions | $3,316,000 | 1,397 |
| Interest-bearing balances | $24,000 | 6,213 |
| Securities | $48,305,000 | 2,521 |
| Federal funds sold & reverse repurchase agreements | $31,149,000 | 355 |
| Net loans & leases | $137,169,000 | 2,658 |
| Loan loss allowance | $924,000 | 4,258 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,457,000 | 3,716 |
| Other real estate owned | $2,020,000 | 1,397 |
| Goodwill and other intangibles | $21,000 | 3,094 |
| All other assets | $3,174,000 | 3,626 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $227,611,000 | 2,496 |
| Total liabilities | $208,893,000 | 2,460 |
| Total deposits | $204,134,000 | 2,256 |
| Interest-bearing deposits | $184,023,000 | 2,103 |
| Deposits held in domestic offices | $204,134,000 | 2,249 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,500,000 | 4,775 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $3,259,000 | 1,201 |
| Total equity capital | $18,718,000 | 2,880 |
| Total bank equity capital | $18,718,000 | 2,880 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $6,396,000 | 2,913 |
| Undivided profits | $11,822,000 | 2,518 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 3,896 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $633,000 | 4,396 |
| Earning assets | $216,647,000 | 2,414 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $231,444,330 | 2,402 |
| Average Assets, quarterly | $227,617,000 | 2,467 |
| Volatile liabilities | $80,898,000 | 1,370 |
| Insider loans | $1,058,000 | 3,947 |
| FHLB advances | $1,500,000 | 4,586 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $89,291,000 | 975 |
| Tier 1 (core) risk-based capital | $19,117,000 | 2,754 |
| Tier 2 risk-based capital | $924,000 | 3,968 |
| Total risk weighted assets | $118,647,000 | 3,112 |
| Total unused commitments | $89,291,000 | 975 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 125 | 1,366 |
| Assets and Liabilities | ||
| Total Assets: | $227,623,000 | 2,459 |
| Cash and due from depository institutions | $3,369,000 | 1,366 |
| Interest-bearing balances | $172,000 | 4,818 |
| Securities | $53,454,000 | 2,308 |
| Federal funds sold & reverse repurchase agreements | $1,650,000 | 4,941 |
| Net loans & leases | $160,635,000 | 2,247 |
| Loan loss allowance | $1,319,000 | 3,211 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,533,000 | 3,594 |
| Other real estate owned | $3,273,000 | 1,366 |
| Goodwill and other intangibles | $29,000 | 3,049 |
| All other assets | $2,680,000 | 3,894 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $227,623,000 | 2,459 |
| Total liabilities | $207,266,000 | 2,432 |
| Total deposits | $197,996,000 | 2,296 |
| Interest-bearing deposits | $177,297,000 | 2,190 |
| Deposits held in domestic offices | $197,996,000 | 2,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $7,200,000 | 2,892 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,070,000 | 1,935 |
| Total equity capital | $20,357,000 | 2,741 |
| Total bank equity capital | $20,357,000 | 2,741 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $6,396,000 | 2,870 |
| Undivided profits | $13,461,000 | 2,390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $326,000 | 4,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $546,000 | 4,881 |
| Earning assets | $215,911,000 | 2,390 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $233,361,000 | 2,388 |
| Average Assets, quarterly | $233,361,000 | 2,388 |
| Volatile liabilities | $80,478,000 | 1,304 |
| Insider loans | $1,336,000 | 3,451 |
| FHLB advances | $7,200,000 | 2,763 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $113,335,000 | 792 |
| Tier 1 (core) risk-based capital | $20,207,000 | 2,598 |
| Tier 2 risk-based capital | $1,319,000 | 2,981 |
| Total risk weighted assets | $127,688,000 | 2,871 |
| Total unused commitments | $113,335,000 | 792 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 126 | 1,370 |
| Assets and Liabilities | ||
| Total Assets: | $239,099,000 | 2,350 |
| Cash and due from depository institutions | $14,863,000 | 1,370 |
| Interest-bearing balances | $123,000 | 5,011 |
| Securities | $9,582,000 | 6,710 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 5,938 |
| Net loans & leases | $205,187,000 | 1,755 |
| Loan loss allowance | $1,624,000 | 2,690 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,608,000 | 3,503 |
| Other real estate owned | $3,623,000 | 1,370 |
| Goodwill and other intangibles | $30,000 | 3,032 |
| All other assets | $2,956,000 | 3,679 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,099,000 | 2,350 |
| Total liabilities | $219,256,000 | 2,317 |
| Total deposits | $190,601,000 | 2,378 |
| Interest-bearing deposits | $190,601,000 | 2,016 |
| Deposits held in domestic offices | $190,601,000 | 2,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $26,200,000 | 1,348 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,455,000 | 1,600 |
| Total equity capital | $19,843,000 | 2,749 |
| Total bank equity capital | $19,843,000 | 2,749 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $6,396,000 | 2,840 |
| Undivided profits | $12,947,000 | 2,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $678,000 | 3,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $619,000 | 4,576 |
| Earning assets | $215,142,000 | 2,385 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $243,068,200 | 2,223 |
| Average Assets, quarterly | $237,371,500 | 2,345 |
| Volatile liabilities | $90,920,000 | 1,183 |
| Insider loans | $5,914,000 | 913 |
| FHLB advances | $26,200,000 | 1,249 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $52,687,000 | 1,396 |
| Tier 1 (core) risk-based capital | $19,775,000 | 2,614 |
| Tier 2 risk-based capital | $1,624,000 | 2,500 |
| Total risk weighted assets | $143,637,000 | 2,570 |
| Total unused commitments | $52,687,000 | 1,397 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 136 | 1,263 |
| Assets and Liabilities | ||
| Total Assets: | $235,644,000 | 2,372 |
| Cash and due from depository institutions | $5,178,000 | 1,263 |
| Interest-bearing balances | $95,000 | 5,525 |
| Securities | $5,615,000 | 7,636 |
| Federal funds sold & reverse repurchase agreements | $245,000 | 6,269 |
| Net loans & leases | $214,773,000 | 1,662 |
| Loan loss allowance | $1,538,000 | 2,820 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,695,000 | 3,403 |
| Other real estate owned | $1,827,000 | 1,263 |
| Goodwill and other intangibles | $46,000 | 2,954 |
| All other assets | $5,265,000 | 2,397 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,644,000 | 2,372 |
| Total liabilities | $214,782,000 | 2,356 |
| Total deposits | $189,134,000 | 2,398 |
| Interest-bearing deposits | $189,134,000 | 2,057 |
| Deposits held in domestic offices | $189,134,000 | 2,392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $20,500,000 | 1,549 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $5,148,000 | 943 |
| Total equity capital | $20,862,000 | 2,614 |
| Total bank equity capital | $20,862,000 | 2,614 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $6,396,000 | 2,789 |
| Undivided profits | $13,966,000 | 2,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,007,000 | 1,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $925,000 | 3,375 |
| Earning assets | $220,728,000 | 2,329 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $244,060,500 | 2,228 |
| Average Assets, quarterly | $254,293,500 | 2,187 |
| Volatile liabilities | $82,910,000 | 1,252 |
| Insider loans | $3,689,000 | 1,505 |
| FHLB advances | $20,500,000 | 1,429 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $100,233,000 | 855 |
| Tier 1 (core) risk-based capital | $20,813,000 | 2,482 |
| Tier 2 risk-based capital | $1,538,000 | 2,603 |
| Total risk weighted assets | $152,387,000 | 2,413 |
| Total unused commitments | $100,233,000 | 861 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 128 | 1,369 |
| Assets and Liabilities | ||
| Total Assets: | $272,943,000 | 2,034 |
| Cash and due from depository institutions | $9,603,000 | 1,369 |
| Interest-bearing balances | $140,000 | 5,078 |
| Securities | $7,018,000 | 7,222 |
| Federal funds sold & reverse repurchase agreements | $303,000 | 6,548 |
| Net loans & leases | $245,642,000 | 1,450 |
| Loan loss allowance | $1,446,000 | 2,937 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,869,000 | 3,213 |
| Other real estate owned | $134,000 | 1,369 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $7,374,000 | 1,767 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $272,943,000 | 2,034 |
| Total liabilities | $253,158,000 | 1,970 |
| Total deposits | $180,764,000 | 2,477 |
| Interest-bearing deposits | $180,764,000 | 2,130 |
| Deposits held in domestic offices | $180,764,000 | 2,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $67,800,000 | 672 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,594,000 | 1,070 |
| Total equity capital | $19,785,000 | 2,731 |
| Total bank equity capital | $19,785,000 | 2,731 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $6,395,000 | 2,759 |
| Undivided profits | $12,890,000 | 2,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,314,000 | 624 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $828,000 | 3,599 |
| Earning assets | $253,103,000 | 2,008 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $246,866,000 | 2,187 |
| Average Assets, quarterly | $239,545,000 | 2,284 |
| Volatile liabilities | $122,903,000 | 887 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $67,800,000 | 597 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $235,954,000 | 479 |
| Tier 1 (core) risk-based capital | $19,688,000 | 2,563 |
| Tier 2 risk-based capital | $1,446,000 | 2,677 |
| Total risk weighted assets | $150,508,000 | 2,386 |
| Total unused commitments | $235,954,000 | 479 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 125 | 1,376 |
| Assets and Liabilities | ||
| Total Assets: | $206,147,000 | 2,646 |
| Cash and due from depository institutions | $5,663,000 | 1,376 |
| Interest-bearing balances | $142,000 | 4,944 |
| Securities | $18,014,000 | 4,976 |
| Federal funds sold & reverse repurchase agreements | $328,000 | 6,963 |
| Net loans & leases | $172,404,000 | 1,985 |
| Loan loss allowance | $1,368,000 | 3,025 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,997,000 | 3,058 |
| Other real estate owned | $214,000 | 1,376 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,527,000 | 1,897 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,147,000 | 2,646 |
| Total liabilities | $187,626,000 | 2,619 |
| Total deposits | $176,030,000 | 2,519 |
| Interest-bearing deposits | $176,030,000 | 2,153 |
| Deposits held in domestic offices | $176,030,000 | 2,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $8,700,000 | 2,474 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,896,000 | 1,556 |
| Total equity capital | $18,521,000 | 2,844 |
| Total bank equity capital | $18,521,000 | 2,844 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $6,395,000 | 2,705 |
| Undivided profits | $11,626,000 | 2,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,517,000 | 945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $553,000 | 4,987 |
| Earning assets | $190,888,000 | 2,624 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $233,827,500 | 2,306 |
| Average Assets, quarterly | $233,827,500 | 2,306 |
| Volatile liabilities | $61,782,000 | 1,542 |
| Insider loans | $4,859,000 | 1,086 |
| FHLB advances | $8,700,000 | 2,343 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $120,224,000 | 721 |
| Tier 1 (core) risk-based capital | $18,311,000 | 2,702 |
| Tier 2 risk-based capital | $1,368,000 | 2,760 |
| Total risk weighted assets | $133,071,000 | 2,648 |
| Total unused commitments | $120,224,000 | 723 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 112 | 1,537 |
| Assets and Liabilities | ||
| Total Assets: | $261,508,000 | 2,051 |
| Cash and due from depository institutions | $10,700,000 | 1,537 |
| Interest-bearing balances | $99,000 | 5,324 |
| Securities | $24,325,000 | 4,074 |
| Federal funds sold & reverse repurchase agreements | $303,000 | 6,623 |
| Net loans & leases | $216,481,000 | 1,603 |
| Loan loss allowance | $1,292,000 | 3,099 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,162,000 | 2,892 |
| Other real estate owned | $327,000 | 1,537 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,210,000 | 1,937 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,508,000 | 2,051 |
| Total liabilities | $243,708,000 | 1,982 |
| Total deposits | $170,135,000 | 2,550 |
| Interest-bearing deposits | $170,135,000 | 2,193 |
| Deposits held in domestic offices | $170,135,000 | 2,546 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $70,700,000 | 625 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,873,000 | 1,531 |
| Total equity capital | $17,800,000 | 2,916 |
| Total bank equity capital | $17,800,000 | 2,916 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $6,395,000 | 2,667 |
| Undivided profits | $10,905,000 | 2,744 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,714,000 | 1,124 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $866,000 | 3,623 |
| Earning assets | $241,208,000 | 2,037 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $201,674,200 | 2,534 |
| Average Assets, quarterly | $228,866,500 | 2,327 |
| Volatile liabilities | $119,416,000 | 877 |
| Insider loans | $1,550,000 | 3,028 |
| FHLB advances | $70,700,000 | 549 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $96,926,000 | 811 |
| Tier 1 (core) risk-based capital | $17,574,000 | 2,756 |
| Tier 2 risk-based capital | $1,292,000 | 2,865 |
| Total risk weighted assets | $154,157,000 | 2,274 |
| Total unused commitments | $96,926,000 | 811 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 122 | 1,362 |
| Assets and Liabilities | ||
| Total Assets: | $184,316,000 | 2,737 |
| Cash and due from depository institutions | $24,316,000 | 1,362 |
| Interest-bearing balances | $21,031,000 | 317 |
| Securities | $14,947,000 | 5,379 |
| Federal funds sold & reverse repurchase agreements | $7,067,000 | 2,062 |
| Net loans & leases | $132,156,000 | 2,451 |
| Loan loss allowance | $1,221,000 | 3,070 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,064,000 | 2,226 |
| Other real estate owned | $0 | 1,362 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $1,766,000 | 4,877 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,316,000 | 2,737 |
| Total liabilities | $166,806,000 | 2,726 |
| Total deposits | $164,861,000 | 2,484 |
| Interest-bearing deposits | $148,386,000 | 2,377 |
| Deposits held in domestic offices | $164,861,000 | 2,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,945,000 | 2,061 |
| Total equity capital | $17,510,000 | 2,762 |
| Total bank equity capital | $17,510,000 | 2,762 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $6,396,000 | 2,538 |
| Undivided profits | $10,614,000 | 2,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $855,000 | 3,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $506,000 | 5,905 |
| Earning assets | $175,201,000 | 2,650 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $188,762,000 | 2,569 |
| Average Assets, quarterly | $184,346,000 | 2,701 |
| Volatile liabilities | $41,345,000 | 2,063 |
| Insider loans | $2,586,000 | 1,903 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $33,457,000 | 1,713 |
| Tier 1 (core) risk-based capital | $17,427,000 | 2,644 |
| Tier 2 risk-based capital | $1,221,000 | 2,860 |
| Total risk weighted assets | $150,090,000 | 2,231 |
| Total unused commitments | $33,457,000 | 1,719 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 154 | 1,051 |
| Assets and Liabilities | ||
| Total Assets: | $179,820,000 | 2,686 |
| Cash and due from depository institutions | $5,006,000 | 1,051 |
| Interest-bearing balances | $571,000 | 2,929 |
| Securities | $22,656,000 | 4,232 |
| Federal funds sold & reverse repurchase agreements | $19,051,000 | 643 |
| Net loans & leases | $123,588,000 | 2,523 |
| Loan loss allowance | $985,000 | 3,542 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,381,000 | 1,329 |
| Other real estate owned | $0 | 1,051 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,138,000 | 2,749 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,820,000 | 2,686 |
| Total liabilities | $162,820,000 | 2,667 |
| Total deposits | $161,709,000 | 2,450 |
| Interest-bearing deposits | $144,751,000 | 2,337 |
| Deposits held in domestic offices | $161,709,000 | 2,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,111,000 | 3,311 |
| Total equity capital | $17,000,000 | 2,745 |
| Total bank equity capital | $17,000,000 | 2,745 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $6,396,000 | 2,466 |
| Undivided profits | $10,104,000 | 2,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $565,000 | 3,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $789,000 | 3,453 |
| Earning assets | $165,866,000 | 2,665 |
| Long-term assets (5+ years) | $7,043,000 | 5,349 |
| Average Assets, year-to-date | $203,031,800 | 2,270 |
| Average Assets, quarterly | $185,736,000 | 2,581 |
| Volatile liabilities | $15,000,000 | 4,464 |
| Insider loans | $1,079,000 | 3,689 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $28,981,000 | 133 |
| Unused loan commitments | $23,949,000 | 2,057 |
| Tier 1 (core) risk-based capital | $17,049,000 | 2,624 |
| Tier 2 risk-based capital | $985,000 | 3,329 |
| Total risk weighted assets | $129,369,800 | 2,447 |
| Total unused commitments | $23,949,000 | 2,059 |
| Derivatives | $13,492,000 | 319 |
| 1999-12-31 | Rank | |
| # of Employees: | 105 | 1,626 |
| Assets and Liabilities | ||
| Total Assets: | $176,929,000 | 2,671 |
| Cash and due from depository institutions | $3,620,000 | 1,626 |
| Interest-bearing balances | $108,000 | 4,549 |
| Securities | $20,162,000 | 4,832 |
| Federal funds sold & reverse repurchase agreements | $1,424,000 | 4,354 |
| Net loans & leases | $140,324,000 | 2,147 |
| Loan loss allowance | $1,550,000 | 2,314 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $5,311,000 | 1,595 |
| Other real estate owned | $0 | 1,626 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,088,000 | 1,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,929,000 | 2,671 |
| Total liabilities | $164,028,000 | 2,603 |
| Total deposits | $162,757,000 | 2,345 |
| Interest-bearing deposits | $145,570,000 | 2,260 |
| Deposits held in domestic offices | $162,757,000 | 2,342 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,271,000 | 2,673 |
| Total equity capital | $12,901,000 | 3,426 |
| Total bank equity capital | $12,901,000 | 3,426 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $2,146,000 | 5,298 |
| Undivided profits | $10,255,000 | 2,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $713,000 | 2,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,002,000 | 2,253 |
| Earning assets | $162,018,000 | 2,667 |
| Long-term assets (5+ years) | $14,526,000 | 4,027 |
| Average Assets, year-to-date | $177,583,600 | 2,550 |
| Average Assets, quarterly | $177,067,000 | 2,639 |
| Volatile liabilities | $18,245,000 | 3,700 |
| Insider loans | $346,000 | 6,204 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $16,949,000 | 177 |
| Unused loan commitments | $16,080,000 | 2,758 |
| Tier 1 (core) risk-based capital | $13,173,000 | 3,346 |
| Tier 2 risk-based capital | $1,550,000 | 2,126 |
| Total risk weighted assets | $146,374,100 | 2,090 |
| Total unused commitments | $16,080,000 | 2,764 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 88 | 1,956 |
| Assets and Liabilities | ||
| Total Assets: | $175,386,000 | 2,617 |
| Cash and due from depository institutions | $3,866,000 | 1,956 |
| Interest-bearing balances | $65,000 | 5,397 |
| Securities | $22,476,000 | 4,467 |
| Federal funds sold & reverse repurchase agreements | $3,775,000 | 4,209 |
| Net loans & leases | $140,273,000 | 1,988 |
| Loan loss allowance | $1,272,000 | 2,696 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,334,000 | 3,426 |
| Other real estate owned | $0 | 1,956 |
| Goodwill and other intangibles | $12,000 | 3,269 |
| All other assets | $2,650,000 | 2,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,386,000 | 2,617 |
| Total liabilities | $162,538,000 | 2,551 |
| Total deposits | $156,249,000 | 2,426 |
| Interest-bearing deposits | $140,781,000 | 2,321 |
| Deposits held in domestic offices | $156,249,000 | 2,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,000 | 3,156 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 2,230 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,215,000 | 3,017 |
| Total equity capital | $12,848,000 | 3,488 |
| Total bank equity capital | $12,848,000 | 3,488 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $2,146,000 | 5,188 |
| Undivided profits | $10,202,000 | 2,525 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $301,000 | 5,162 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $877,000 | 2,563 |
| Earning assets | $166,589,000 | 2,548 |
| Long-term assets (5+ years) | $18,355,000 | 3,316 |
| Average Assets, year-to-date | $164,931,200 | 2,625 |
| Average Assets, quarterly | $173,771,000 | 2,586 |
| Volatile liabilities | $20,880,000 | 2,903 |
| Insider loans | $138,000 | 7,714 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $36,738,000 | 166 |
| Unused loan commitments | $11,506,000 | 3,311 |
| Tier 1 (core) risk-based capital | $12,763,000 | 3,337 |
| Tier 2 risk-based capital | $1,272,000 | 2,452 |
| Total risk weighted assets | $132,644,500 | 2,148 |
| Total unused commitments | $11,506,000 | 3,315 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 66 | 2,744 |
| Assets and Liabilities | ||
| Total Assets: | $145,890,000 | 3,045 |
| Cash and due from depository institutions | $2,633,000 | 2,744 |
| Interest-bearing balances | $3,000 | 6,460 |
| Securities | $17,605,000 | 5,387 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $121,772,000 | 2,289 |
| Loan loss allowance | $1,347,000 | 2,568 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,951,000 | 3,914 |
| Other real estate owned | $0 | 2,744 |
| Goodwill and other intangibles | $21,000 | 3,254 |
| All other assets | $1,908,000 | 3,653 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $145,890,000 | 3,045 |
| Total liabilities | $135,318,000 | 2,968 |
| Total deposits | $130,184,000 | 2,874 |
| Interest-bearing deposits | $115,848,000 | 2,769 |
| Deposits held in domestic offices | $130,184,000 | 2,868 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $784,000 | 2,856 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $3,450,000 | 2,332 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $900,000 | 3,876 |
| Total equity capital | $10,572,000 | 4,091 |
| Total bank equity capital | $10,572,000 | 4,091 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $2,145,000 | 5,187 |
| Undivided profits | $7,927,000 | 3,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $286,000 | 5,475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $848,000 | 2,715 |
| Earning assets | $139,380,000 | 2,952 |
| Long-term assets (5+ years) | $11,599,000 | 3,955 |
| Average Assets, year-to-date | $132,440,600 | 3,188 |
| Average Assets, quarterly | $140,048,000 | 3,127 |
| Volatile liabilities | $17,211,000 | 3,386 |
| Insider loans | $247,000 | 7,052 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $16,265,000 | 175 |
| Unused loan commitments | $6,720,000 | 4,456 |
| Tier 1 (core) risk-based capital | $10,545,000 | 3,968 |
| Tier 2 risk-based capital | $1,347,000 | 2,214 |
| Total risk weighted assets | $118,701,800 | 2,347 |
| Total unused commitments | $6,720,000 | 4,459 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 50 | 3,734 |
| Assets and Liabilities | ||
| Total Assets: | $121,558,000 | 3,699 |
| Cash and due from depository institutions | $2,190,000 | 3,734 |
| Interest-bearing balances | $66,000 | 5,249 |
| Securities | $13,677,000 | 6,800 |
| Federal funds sold & reverse repurchase agreements | $3,350,000 | 3,566 |
| Net loans & leases | $98,346,000 | 2,835 |
| Loan loss allowance | $1,224,000 | 2,936 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,846,000 | 4,024 |
| Other real estate owned | $0 | 3,734 |
| Goodwill and other intangibles | $33,000 | 2,976 |
| All other assets | $2,116,000 | 3,434 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $121,558,000 | 3,699 |
| Total liabilities | $113,570,000 | 3,575 |
| Total deposits | $112,408,000 | 3,394 |
| Interest-bearing deposits | $98,352,000 | 3,327 |
| Deposits held in domestic offices | $112,408,000 | 3,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $334,000 | 3,454 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $828,000 | 4,080 |
| Total equity capital | $7,988,000 | 5,244 |
| Total bank equity capital | $7,988,000 | 5,244 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $550,000 | 9,057 |
| Undivided profits | $6,938,000 | 3,425 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $520,000 | 4,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $786,000 | 2,899 |
| Earning assets | $115,439,000 | 3,582 |
| Long-term assets (5+ years) | $1,918,000 | 7,870 |
| Average Assets, year-to-date | $116,920,000 | 3,678 |
| Average Assets, quarterly | $121,443,500 | 3,652 |
| Volatile liabilities | $14,816,000 | 3,650 |
| Insider loans | $179,000 | 7,926 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,499,000 | 4,416 |
| Tier 1 (core) risk-based capital | $7,978,000 | 5,149 |
| Tier 2 risk-based capital | $1,224,000 | 2,465 |
| Total risk weighted assets | $102,823,800 | 2,716 |
| Total unused commitments | $6,499,000 | 4,430 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 50 | 3,844 |
| Assets and Liabilities | ||
| Total Assets: | $113,141,000 | 3,936 |
| Cash and due from depository institutions | $2,491,000 | 3,844 |
| Interest-bearing balances | $10,000 | 6,430 |
| Securities | $17,725,000 | 6,052 |
| Federal funds sold & reverse repurchase agreements | $9,665,000 | 1,506 |
| Net loans & leases | $79,647,000 | 3,321 |
| Loan loss allowance | $990,000 | 3,579 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,962,000 | 3,770 |
| Other real estate owned | $0 | 3,844 |
| Goodwill and other intangibles | $49,000 | 2,660 |
| All other assets | $1,602,000 | 4,396 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,141,000 | 3,936 |
| Total liabilities | $106,203,000 | 3,783 |
| Total deposits | $104,912,000 | 3,634 |
| Interest-bearing deposits | $93,487,000 | 3,523 |
| Deposits held in domestic offices | $104,912,000 | 3,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,291,000 | 2,953 |
| Total equity capital | $6,938,000 | 5,906 |
| Total bank equity capital | $6,938,000 | 5,906 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $550,000 | 9,390 |
| Undivided profits | $5,888,000 | 4,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $401,000 | 4,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $644,000 | 3,715 |
| Earning assets | $107,047,000 | 3,836 |
| Long-term assets (5+ years) | $1,170,000 | 8,781 |
| Average Assets, year-to-date | $103,178,400 | 4,137 |
| Average Assets, quarterly | $110,831,000 | 3,964 |
| Volatile liabilities | $15,621,000 | 3,217 |
| Insider loans | $292,000 | 7,118 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,393,000 | 3,663 |
| Tier 1 (core) risk-based capital | $6,861,000 | 5,821 |
| Tier 2 risk-based capital | $990,000 | 2,931 |
| Total risk weighted assets | $84,560,000 | 3,161 |
| Total unused commitments | $8,393,000 | 3,676 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 54 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $93,912,000 | 4,623 |
| Cash and due from depository institutions | $2,839,000 | 3,715 |
| Interest-bearing balances | $11,000 | 6,664 |
| Securities | $25,402,000 | 4,920 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $62,068,000 | 4,085 |
| Loan loss allowance | $749,000 | 4,587 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,918,000 | 3,785 |
| Other real estate owned | $0 | 3,715 |
| Goodwill and other intangibles | $69,000 | 2,429 |
| All other assets | $1,616,000 | 4,628 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,912,000 | 4,623 |
| Total liabilities | $88,614,000 | 4,475 |
| Total deposits | $87,089,000 | 4,307 |
| Interest-bearing deposits | $74,662,000 | 4,320 |
| Deposits held in domestic offices | $87,089,000 | 4,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,050,000 | 3,301 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $475,000 | 5,398 |
| Total equity capital | $5,298,000 | 6,854 |
| Total bank equity capital | $5,298,000 | 6,854 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $500,000 | 9,881 |
| Undivided profits | $4,298,000 | 4,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $121,000 | 8,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $423,000 | 4,943 |
| Earning assets | $87,481,000 | 4,544 |
| Long-term assets (5+ years) | $1,778,000 | 8,514 |
| Average Assets, year-to-date | $90,840,600 | 4,659 |
| Average Assets, quarterly | $92,850,500 | 4,643 |
| Volatile liabilities | $10,861,000 | 4,095 |
| Insider loans | $417,000 | 6,223 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,355,000 | 4,246 |
| Tier 1 (core) risk-based capital | $5,742,000 | 6,561 |
| Tier 2 risk-based capital | $749,000 | 3,766 |
| Total risk weighted assets | $67,925,800 | 3,774 |
| Total unused commitments | $6,355,000 | 4,253 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 50 | 4,145 |
| Assets and Liabilities | ||
| Total Assets: | $87,972,000 | 4,990 |
| Cash and due from depository institutions | $2,488,000 | 4,145 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $38,222,000 | 3,617 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 9,365 |
| Net loans & leases | $43,429,000 | 5,364 |
| Loan loss allowance | $642,000 | 5,312 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,651,000 | 4,300 |
| Other real estate owned | $0 | 4,145 |
| Goodwill and other intangibles | $97,000 | 2,204 |
| All other assets | $1,685,000 | 4,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $87,972,000 | 4,990 |
| Total liabilities | $82,115,000 | 4,866 |
| Total deposits | $80,682,000 | 4,756 |
| Interest-bearing deposits | $70,079,000 | 4,742 |
| Deposits held in domestic offices | $80,682,000 | 4,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,757 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $433,000 | 5,926 |
| Total equity capital | $5,857,000 | 6,503 |
| Total bank equity capital | $5,857,000 | 6,503 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $500,000 | 10,245 |
| Undivided profits | $4,857,000 | 4,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $273,000 | 6,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $295,000 | 6,178 |
| Earning assets | $82,051,000 | 4,914 |
| Long-term assets (5+ years) | $5,453,000 | 6,167 |
| Average Assets, year-to-date | $86,241,200 | 4,929 |
| Average Assets, quarterly | $87,179,500 | 4,976 |
| Volatile liabilities | $5,659,000 | 6,086 |
| Insider loans | $811,000 | 4,308 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,972,000 | 4,401 |
| Tier 1 (core) risk-based capital | $5,405,000 | 6,778 |
| Tier 2 risk-based capital | $641,950 | 4,262 |
| Total risk weighted assets | $51,356,150 | 4,768 |
| Total unused commitments | $5,972,000 | 4,426 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 54 | 3,920 |
| Assets and Liabilities | ||
| Total Assets: | $85,529,000 | 5,184 |
| Cash and due from depository institutions | $2,734,000 | 3,920 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $31,031,000 | 4,323 |
| Federal funds sold & reverse repurchase agreements | $1,950,000 | 6,602 |
| Net loans & leases | $46,328,000 | 5,117 |
| Loan loss allowance | $706,000 | 4,970 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,844,000 | 3,891 |
| Other real estate owned | $214,000 | 3,920 |
| Goodwill and other intangibles | $131,000 | 2,079 |
| All other assets | $1,297,000 | 5,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,529,000 | 5,184 |
| Total liabilities | $80,465,000 | 5,055 |
| Total deposits | $79,813,000 | 4,909 |
| Interest-bearing deposits | $69,969,000 | 4,879 |
| Deposits held in domestic offices | $79,813,000 | 4,900 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $652,000 | 4,693 |
| Total equity capital | $5,064,000 | 7,026 |
| Total bank equity capital | $5,064,000 | 7,026 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $500,000 | 10,509 |
| Undivided profits | $4,064,000 | 4,881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 6,097 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $296,000 | 6,575 |
| Earning assets | $79,309,000 | 5,131 |
| Long-term assets (5+ years) | $6,624,000 | 5,603 |
| Average Assets, year-to-date | $81,320,800 | 5,292 |
| Average Assets, quarterly | $83,783,500 | 5,226 |
| Volatile liabilities | $5,241,000 | 6,381 |
| Insider loans | $130,000 | 5,026 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,533,000 | 4,890 |
| Tier 1 (core) risk-based capital | $4,933,000 | 7,084 |
| Tier 2 risk-based capital | $672,120 | 4,103 |
| Total risk weighted assets | $53,735,820 | 4,643 |
| Total unused commitments | $4,533,000 | 4,921 |
| Derivatives | $0 | 651 |