Home > American State Bank of Pierre > Income and Expense
American State Bank of Pierre, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 3,795 |
| Total interest expense | $83,000 | 4,981 |
| Net interest income | $1,281,000 | 3,625 |
| Provision for loan and lease losses | $45,000 | 2,313 |
| Total noninterest income | $175,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $123,000 | 2,270 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $52,000 | 4,505 |
| Total noninterest expense | $860,000 | 4,249 |
| Salaries and employee benefits | $427,000 | 4,431 |
| Premises and equipment expense | $86,000 | 4,568 |
| Additional noninterest expense | $347,000 | 3,749 |
| Pre-tax net operating income | $551,000 | 2,723 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $33,000 | 3,235 |
| Income before extraordinary items | $518,000 | 2,498 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $518,000 | 2,501 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $518,000 | 2,501 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $200,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $518,000 | 2,457 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,103,000 | 4,023 |
| Total interest expense | $353,000 | 5,134 |
| Net interest income | $4,750,000 | 3,815 |
| Provision for loan and lease losses | $229,000 | 2,817 |
| Total noninterest income | $770,000 | 3,677 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $537,000 | 2,261 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $233,000 | 4,405 |
| Total noninterest expense | $3,557,000 | 4,216 |
| Salaries and employee benefits | $1,795,000 | 4,325 |
| Premises and equipment expense | $387,000 | 4,293 |
| Additional noninterest expense | $1,375,000 | 3,871 |
| Pre-tax net operating income | $1,734,000 | 3,128 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $87,000 | 3,492 |
| Income before extraordinary items | $1,647,000 | 2,980 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,647,000 | 2,982 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,647,000 | 2,983 |
| Net charge-offs | $63,000 | 4,172 |
| Cash dividends | $1,007,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,647,000 | 2,924 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,747,000 | 4,107 |
| Total interest expense | $258,000 | 5,261 |
| Net interest income | $3,489,000 | 3,897 |
| Provision for loan and lease losses | $96,000 | 3,416 |
| Total noninterest income | $582,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $401,000 | 2,281 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $181,000 | 4,434 |
| Total noninterest expense | $2,581,000 | 4,323 |
| Salaries and employee benefits | $1,313,000 | 4,401 |
| Premises and equipment expense | $231,000 | 4,820 |
| Additional noninterest expense | $1,037,000 | 3,858 |
| Pre-tax net operating income | $1,394,000 | 3,051 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $143,000 | 3,057 |
| Income before extraordinary items | $1,251,000 | 2,992 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,251,000 | 2,996 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,251,000 | 2,996 |
| Net charge-offs | $20,000 | 4,412 |
| Cash dividends | $800,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,251,000 | 2,926 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 4,165 |
| Total interest expense | $173,000 | 5,317 |
| Net interest income | $2,285,000 | 3,948 |
| Provision for loan and lease losses | $48,000 | 3,670 |
| Total noninterest income | $368,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $252,000 | 2,347 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $116,000 | 4,552 |
| Total noninterest expense | $1,722,000 | 4,344 |
| Salaries and employee benefits | $884,000 | 4,406 |
| Premises and equipment expense | $158,000 | 4,772 |
| Additional noninterest expense | $680,000 | 3,903 |
| Pre-tax net operating income | $883,000 | 3,141 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $105,000 | 2,973 |
| Income before extraordinary items | $778,000 | 3,128 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $778,000 | 3,130 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $778,000 | 3,131 |
| Net charge-offs | $1,000 | 4,803 |
| Cash dividends | $616,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $778,000 | 3,034 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,211,000 | 4,230 |
| Total interest expense | $88,000 | 5,370 |
| Net interest income | $1,123,000 | 4,008 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $174,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $119,000 | 2,453 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 4,590 |
| Total noninterest expense | $852,000 | 4,398 |
| Salaries and employee benefits | $442,000 | 4,448 |
| Premises and equipment expense | $100,000 | 4,297 |
| Additional noninterest expense | $310,000 | 4,137 |
| Pre-tax net operating income | $430,000 | 3,168 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $66,000 | 2,793 |
| Income before extraordinary items | $364,000 | 3,195 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $364,000 | 3,195 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $364,000 | 3,197 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $243,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $364,000 | 3,102 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 5,565 |
| Total interest expense | $201,000 | 6,393 |
| Net interest income | $2,644,000 | 5,359 |
| Provision for loan and lease losses | $35,000 | 5,382 |
| Total noninterest income | $424,000 | 4,744 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $316,000 | 3,390 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $108,000 | 5,270 |
| Total noninterest expense | $2,067,000 | 5,597 |
| Salaries and employee benefits | $1,097,000 | 5,545 |
| Premises and equipment expense | $255,000 | 5,304 |
| Additional noninterest expense | $715,000 | 5,493 |
| Pre-tax net operating income | $966,000 | 4,061 |
| Securities gains (losses) | $139,000 | 2,009 |
| Applicable income taxes | $89,000 | 3,587 |
| Income before extraordinary items | $1,016,000 | 3,878 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,016,000 | 3,878 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,016,000 | 3,880 |
| Net charge-offs | $159,000 | 4,006 |
| Cash dividends | $200,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $888,120 | 3,935 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 6,139 |
| Total interest expense | $104,000 | 6,794 |
| Net interest income | $1,507,000 | 5,954 |
| Provision for loan and lease losses | $20,000 | 5,381 |
| Total noninterest income | $206,000 | 5,385 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $181,000 | 3,977 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,000 | 6,212 |
| Total noninterest expense | $1,118,000 | 6,164 |
| Salaries and employee benefits | $570,000 | 6,214 |
| Premises and equipment expense | $142,000 | 5,859 |
| Additional noninterest expense | $406,000 | 6,023 |
| Pre-tax net operating income | $575,000 | 4,524 |
| Securities gains (losses) | $45,000 | 2,497 |
| Applicable income taxes | $34,000 | 3,967 |
| Income before extraordinary items | $586,000 | 4,418 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $586,000 | 4,417 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $586,000 | 4,416 |
| Net charge-offs | $159,000 | 3,531 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $543,250 | 4,361 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $382,000 | 7,066 |
| Total interest expense | $26,000 | 7,148 |
| Net interest income | $356,000 | 7,025 |
| Provision for loan and lease losses | $5,000 | 5,486 |
| Total noninterest income | $57,000 | 6,342 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $50,000 | 5,517 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,000 | 6,537 |
| Total noninterest expense | $271,000 | 7,099 |
| Salaries and employee benefits | $145,000 | 7,091 |
| Premises and equipment expense | $34,000 | 6,901 |
| Additional noninterest expense | $92,000 | 7,043 |
| Pre-tax net operating income | $137,000 | 5,663 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $9,000 | 4,267 |
| Income before extraordinary items | $128,000 | 5,768 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $128,000 | 5,767 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $128,000 | 5,767 |
| Net charge-offs | $161,000 | 2,969 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $128,000 | 5,589 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 4,393 |
| Total interest expense | $110,000 | 5,710 |
| Net interest income | $1,174,000 | 4,072 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $191,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $136,000 | 2,314 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 4,574 |
| Total noninterest expense | $812,000 | 4,619 |
| Salaries and employee benefits | $507,000 | 4,169 |
| Premises and equipment expense | $113,000 | 4,128 |
| Additional noninterest expense | $192,000 | 5,451 |
| Pre-tax net operating income | $553,000 | 2,678 |
| Securities gains (losses) | $102,000 | 899 |
| Applicable income taxes | $228,000 | 1,579 |
| Income before extraordinary items | $427,000 | 2,929 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $427,000 | 2,932 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $427,000 | 2,933 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $900,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $360,700 | 3,115 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,470,000 | 4,330 |
| Total interest expense | $681,000 | 5,253 |
| Net interest income | $4,789,000 | 4,016 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $793,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $564,000 | 2,350 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $229,000 | 4,264 |
| Total noninterest expense | $3,302,000 | 4,629 |
| Salaries and employee benefits | $1,973,000 | 4,204 |
| Premises and equipment expense | $462,000 | 4,243 |
| Additional noninterest expense | $867,000 | 5,253 |
| Pre-tax net operating income | $2,280,000 | 2,268 |
| Securities gains (losses) | $202,000 | 1,450 |
| Applicable income taxes | $848,000 | 1,504 |
| Income before extraordinary items | $1,634,000 | 2,604 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,634,000 | 2,605 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,634,000 | 2,605 |
| Net charge-offs | $98,000 | 4,990 |
| Cash dividends | $1,200,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,500,680 | 2,681 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,147,000 | 4,344 |
| Total interest expense | $541,000 | 5,255 |
| Net interest income | $3,606,000 | 4,029 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $585,000 | 3,581 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $413,000 | 2,399 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $172,000 | 4,316 |
| Total noninterest expense | $2,478,000 | 4,631 |
| Salaries and employee benefits | $1,473,000 | 4,221 |
| Premises and equipment expense | $343,000 | 4,316 |
| Additional noninterest expense | $662,000 | 5,225 |
| Pre-tax net operating income | $1,713,000 | 2,346 |
| Securities gains (losses) | $84,000 | 1,935 |
| Applicable income taxes | $608,000 | 1,561 |
| Income before extraordinary items | $1,189,000 | 2,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,189,000 | 2,737 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,189,000 | 2,737 |
| Net charge-offs | $57,000 | 4,882 |
| Cash dividends | $1,200,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,133,560 | 2,725 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,784,000 | 4,368 |
| Total interest expense | $381,000 | 5,244 |
| Net interest income | $2,403,000 | 4,042 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $379,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $264,000 | 2,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $115,000 | 4,348 |
| Total noninterest expense | $1,651,000 | 4,687 |
| Salaries and employee benefits | $984,000 | 4,245 |
| Premises and equipment expense | $228,000 | 4,356 |
| Additional noninterest expense | $439,000 | 5,309 |
| Pre-tax net operating income | $1,131,000 | 2,333 |
| Securities gains (losses) | $-2,000 | 6,931 |
| Applicable income taxes | $372,000 | 1,597 |
| Income before extraordinary items | $757,000 | 2,766 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $757,000 | 2,767 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $757,000 | 2,767 |
| Net charge-offs | $57,000 | 4,347 |
| Cash dividends | $1,200,000 | 683 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $758,340 | 2,676 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,433,000 | 4,307 |
| Total interest expense | $200,000 | 5,246 |
| Net interest income | $1,233,000 | 3,976 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $184,000 | 3,759 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $125,000 | 2,544 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $59,000 | 4,407 |
| Total noninterest expense | $834,000 | 4,687 |
| Salaries and employee benefits | $490,000 | 4,290 |
| Premises and equipment expense | $115,000 | 4,384 |
| Additional noninterest expense | $229,000 | 5,213 |
| Pre-tax net operating income | $583,000 | 2,279 |
| Securities gains (losses) | $-88,000 | 7,390 |
| Applicable income taxes | $146,000 | 1,817 |
| Income before extraordinary items | $349,000 | 2,938 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $349,000 | 2,937 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $349,000 | 2,938 |
| Net charge-offs | $51,000 | 3,334 |
| Cash dividends | $1,200,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $411,480 | 2,550 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,164,000 | 4,241 |
| Total interest expense | $977,000 | 5,277 |
| Net interest income | $5,187,000 | 3,854 |
| Provision for loan and lease losses | $63,000 | 6,333 |
| Total noninterest income | $877,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $564,000 | 2,413 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $313,000 | 3,886 |
| Total noninterest expense | $3,506,000 | 4,591 |
| Salaries and employee benefits | $2,027,000 | 4,188 |
| Premises and equipment expense | $490,000 | 4,238 |
| Additional noninterest expense | $989,000 | 5,116 |
| Pre-tax net operating income | $2,495,000 | 1,896 |
| Securities gains (losses) | $103,000 | 2,136 |
| Applicable income taxes | $832,000 | 1,404 |
| Income before extraordinary items | $1,766,000 | 2,232 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,766,000 | 2,233 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,766,000 | 2,234 |
| Net charge-offs | $18,000 | 6,413 |
| Cash dividends | $900,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,695,960 | 2,206 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 4,375 |
| Total interest expense | $746,000 | 5,395 |
| Net interest income | $3,814,000 | 3,965 |
| Provision for loan and lease losses | $40,000 | 6,403 |
| Total noninterest income | $673,000 | 3,465 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $420,000 | 2,491 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $253,000 | 3,822 |
| Total noninterest expense | $2,523,000 | 4,720 |
| Salaries and employee benefits | $1,446,000 | 4,377 |
| Premises and equipment expense | $366,000 | 4,303 |
| Additional noninterest expense | $711,000 | 5,225 |
| Pre-tax net operating income | $1,924,000 | 1,955 |
| Securities gains (losses) | $-11,000 | 7,213 |
| Applicable income taxes | $626,000 | 1,433 |
| Income before extraordinary items | $1,287,000 | 2,422 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,287,000 | 2,418 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,287,000 | 2,422 |
| Net charge-offs | $-1,000 | 7,212 |
| Cash dividends | $900,000 | 1,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,294,370 | 2,292 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,031,000 | 4,421 |
| Total interest expense | $498,000 | 5,488 |
| Net interest income | $2,533,000 | 3,983 |
| Provision for loan and lease losses | $24,000 | 6,332 |
| Total noninterest income | $463,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $279,000 | 2,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $184,000 | 3,640 |
| Total noninterest expense | $1,688,000 | 4,714 |
| Salaries and employee benefits | $977,000 | 4,355 |
| Premises and equipment expense | $243,000 | 4,343 |
| Additional noninterest expense | $468,000 | 5,262 |
| Pre-tax net operating income | $1,284,000 | 1,945 |
| Securities gains (losses) | $-4,000 | 7,247 |
| Applicable income taxes | $423,000 | 1,392 |
| Income before extraordinary items | $857,000 | 2,382 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $857,000 | 2,378 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $857,000 | 2,381 |
| Net charge-offs | $-3,000 | 7,284 |
| Cash dividends | $900,000 | 798 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $859,680 | 2,280 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 4,478 |
| Total interest expense | $243,000 | 5,661 |
| Net interest income | $1,272,000 | 4,003 |
| Provision for loan and lease losses | $16,000 | 5,847 |
| Total noninterest income | $212,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $133,000 | 2,584 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $850,000 | 4,742 |
| Salaries and employee benefits | $492,000 | 4,399 |
| Premises and equipment expense | $123,000 | 4,408 |
| Additional noninterest expense | $235,000 | 5,294 |
| Pre-tax net operating income | $618,000 | 2,054 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $203,000 | 1,412 |
| Income before extraordinary items | $415,000 | 2,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $415,000 | 2,492 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $415,000 | 2,494 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $900,000 | 379 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $415,000 | 2,397 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,227,000 | 4,504 |
| Total interest expense | $1,122,000 | 5,798 |
| Net interest income | $5,105,000 | 3,895 |
| Provision for loan and lease losses | $115,000 | 6,308 |
| Total noninterest income | $990,000 | 3,357 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $614,000 | 2,500 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $376,000 | 3,643 |
| Total noninterest expense | $3,528,000 | 4,688 |
| Salaries and employee benefits | $2,006,000 | 4,359 |
| Premises and equipment expense | $451,000 | 4,671 |
| Additional noninterest expense | $1,071,000 | 5,047 |
| Pre-tax net operating income | $2,452,000 | 1,604 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $804,000 | 1,131 |
| Income before extraordinary items | $1,650,000 | 1,955 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,650,000 | 1,952 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,650,000 | 1,954 |
| Net charge-offs | $-1,000 | 7,729 |
| Cash dividends | $900,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,648,660 | 1,914 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 4,560 |
| Total interest expense | $863,000 | 5,883 |
| Net interest income | $3,832,000 | 3,896 |
| Provision for loan and lease losses | $85,000 | 6,170 |
| Total noninterest income | $716,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $452,000 | 2,549 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $264,000 | 3,816 |
| Total noninterest expense | $2,539,000 | 4,832 |
| Salaries and employee benefits | $1,428,000 | 4,535 |
| Premises and equipment expense | $329,000 | 4,788 |
| Additional noninterest expense | $782,000 | 5,125 |
| Pre-tax net operating income | $1,924,000 | 1,679 |
| Securities gains (losses) | $2,000 | 3,313 |
| Applicable income taxes | $645,000 | 1,158 |
| Income before extraordinary items | $1,281,000 | 2,066 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,281,000 | 2,065 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,281,000 | 2,066 |
| Net charge-offs | $3,000 | 6,797 |
| Cash dividends | $900,000 | 1,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,279,660 | 2,026 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,128,000 | 4,601 |
| Total interest expense | $598,000 | 5,922 |
| Net interest income | $2,530,000 | 3,905 |
| Provision for loan and lease losses | $45,000 | 6,163 |
| Total noninterest income | $437,000 | 3,678 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $290,000 | 2,584 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $147,000 | 4,160 |
| Total noninterest expense | $1,665,000 | 4,924 |
| Salaries and employee benefits | $958,000 | 4,565 |
| Premises and equipment expense | $213,000 | 4,899 |
| Additional noninterest expense | $494,000 | 5,281 |
| Pre-tax net operating income | $1,257,000 | 1,761 |
| Securities gains (losses) | $2,000 | 2,937 |
| Applicable income taxes | $418,000 | 1,229 |
| Income before extraordinary items | $841,000 | 2,159 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $841,000 | 2,157 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $841,000 | 2,158 |
| Net charge-offs | $-11,000 | 7,915 |
| Cash dividends | $900,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $839,660 | 2,096 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,569,000 | 4,622 |
| Total interest expense | $308,000 | 5,952 |
| Net interest income | $1,261,000 | 3,906 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $202,000 | 3,788 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $137,000 | 2,645 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $65,000 | 4,382 |
| Total noninterest expense | $794,000 | 4,976 |
| Salaries and employee benefits | $480,000 | 4,610 |
| Premises and equipment expense | $106,000 | 4,952 |
| Additional noninterest expense | $208,000 | 5,499 |
| Pre-tax net operating income | $624,000 | 1,989 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $209,000 | 1,406 |
| Income before extraordinary items | $415,000 | 2,493 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $415,000 | 2,493 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $415,000 | 2,495 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $900,000 | 500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $415,000 | 2,346 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,074,000 | 4,453 |
| Total interest expense | $1,835,000 | 5,518 |
| Net interest income | $5,239,000 | 3,812 |
| Provision for loan and lease losses | $240,000 | 4,965 |
| Total noninterest income | $992,000 | 3,422 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $594,000 | 2,667 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $398,000 | 3,598 |
| Total noninterest expense | $3,797,000 | 4,399 |
| Salaries and employee benefits | $1,910,000 | 4,622 |
| Premises and equipment expense | $441,000 | 4,810 |
| Additional noninterest expense | $1,446,000 | 3,725 |
| Pre-tax net operating income | $2,194,000 | 2,294 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $611,000 | 1,647 |
| Income before extraordinary items | $1,583,000 | 2,419 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,583,000 | 2,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 3,920 |
| Cash dividends | $1,050,000 | 2,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,583,000 | 2,559 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,358,000 | 4,491 |
| Total interest expense | $1,445,000 | 5,526 |
| Net interest income | $3,913,000 | 3,849 |
| Provision for loan and lease losses | $210,000 | 4,122 |
| Total noninterest income | $705,000 | 3,630 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $433,000 | 2,736 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $272,000 | 3,864 |
| Total noninterest expense | $2,344,000 | 4,976 |
| Salaries and employee benefits | $1,395,000 | 4,710 |
| Premises and equipment expense | $330,000 | 4,833 |
| Additional noninterest expense | $619,000 | 5,341 |
| Pre-tax net operating income | $2,064,000 | 2,253 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $709,000 | 1,518 |
| Income before extraordinary items | $1,355,000 | 2,522 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,355,000 | 2,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,044 |
| Cash dividends | $1,050,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,355,000 | 2,645 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,564,000 | 4,563 |
| Total interest expense | $1,014,000 | 5,545 |
| Net interest income | $2,550,000 | 3,920 |
| Provision for loan and lease losses | $95,000 | 4,331 |
| Total noninterest income | $417,000 | 3,932 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $279,000 | 2,792 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $138,000 | 4,450 |
| Total noninterest expense | $1,564,000 | 4,991 |
| Salaries and employee benefits | $942,000 | 4,718 |
| Premises and equipment expense | $219,000 | 4,878 |
| Additional noninterest expense | $403,000 | 5,397 |
| Pre-tax net operating income | $1,308,000 | 2,460 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $440,000 | 1,750 |
| Income before extraordinary items | $868,000 | 2,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $868,000 | 2,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,469 |
| Cash dividends | $1,051,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $868,000 | 2,824 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 4,641 |
| Total interest expense | $560,000 | 5,469 |
| Net interest income | $1,235,000 | 4,019 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $195,000 | 4,057 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $131,000 | 2,879 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,577 |
| Total noninterest expense | $790,000 | 4,969 |
| Salaries and employee benefits | $483,000 | 4,673 |
| Premises and equipment expense | $109,000 | 4,922 |
| Additional noninterest expense | $198,000 | 5,404 |
| Pre-tax net operating income | $625,000 | 2,623 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $201,000 | 1,959 |
| Income before extraordinary items | $424,000 | 3,071 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $424,000 | 3,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $1,051,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $424,000 | 2,983 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,857,000 | 4,416 |
| Total interest expense | $2,961,000 | 4,835 |
| Net interest income | $4,896,000 | 4,066 |
| Provision for loan and lease losses | $85,000 | 5,129 |
| Total noninterest income | $663,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $588,000 | 2,714 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $75,000 | 6,615 |
| Total noninterest expense | $3,090,000 | 4,926 |
| Salaries and employee benefits | $1,844,000 | 4,667 |
| Premises and equipment expense | $451,000 | 4,666 |
| Additional noninterest expense | $795,000 | 5,365 |
| Pre-tax net operating income | $2,384,000 | 2,930 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $795,000 | 2,147 |
| Income before extraordinary items | $1,589,000 | 3,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,589,000 | 3,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,316 |
| Cash dividends | $1,170,000 | 2,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,589,000 | 3,303 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,881,000 | 4,434 |
| Total interest expense | $2,250,000 | 4,803 |
| Net interest income | $3,631,000 | 4,104 |
| Provision for loan and lease losses | $85,000 | 4,429 |
| Total noninterest income | $592,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $439,000 | 2,717 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $153,000 | 5,051 |
| Total noninterest expense | $2,325,000 | 4,883 |
| Salaries and employee benefits | $1,375,000 | 4,652 |
| Premises and equipment expense | $361,000 | 4,455 |
| Additional noninterest expense | $589,000 | 5,363 |
| Pre-tax net operating income | $1,813,000 | 3,047 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $624,000 | 2,231 |
| Income before extraordinary items | $1,189,000 | 3,485 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,189,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,412 |
| Cash dividends | $1,170,000 | 1,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,189,000 | 3,473 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,903,000 | 4,466 |
| Total interest expense | $1,476,000 | 4,840 |
| Net interest income | $2,427,000 | 4,131 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $400,000 | 4,037 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $287,000 | 2,744 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $113,000 | 4,881 |
| Total noninterest expense | $1,576,000 | 4,858 |
| Salaries and employee benefits | $920,000 | 4,681 |
| Premises and equipment expense | $280,000 | 4,044 |
| Additional noninterest expense | $376,000 | 5,486 |
| Pre-tax net operating income | $1,196,000 | 3,124 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $408,000 | 2,353 |
| Income before extraordinary items | $788,000 | 3,551 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $788,000 | 3,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,686 |
| Cash dividends | $1,171,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $788,000 | 3,530 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 4,468 |
| Total interest expense | $728,000 | 4,868 |
| Net interest income | $1,219,000 | 4,102 |
| Provision for loan and lease losses | $25,000 | 4,116 |
| Total noninterest income | $182,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $133,000 | 2,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $49,000 | 5,151 |
| Total noninterest expense | $777,000 | 4,889 |
| Salaries and employee benefits | $456,000 | 4,746 |
| Premises and equipment expense | $139,000 | 4,082 |
| Additional noninterest expense | $182,000 | 5,562 |
| Pre-tax net operating income | $599,000 | 3,122 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $195,000 | 2,431 |
| Income before extraordinary items | $404,000 | 3,475 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $404,000 | 3,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $1,171,000 | 717 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $404,000 | 3,452 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,482,000 | 4,376 |
| Total interest expense | $2,640,000 | 4,680 |
| Net interest income | $4,842,000 | 4,100 |
| Provision for loan and lease losses | $95,000 | 4,832 |
| Total noninterest income | $1,277,000 | 3,005 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $623,000 | 2,608 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $654,000 | 2,854 |
| Total noninterest expense | $3,171,000 | 4,704 |
| Salaries and employee benefits | $1,875,000 | 4,491 |
| Premises and equipment expense | $452,000 | 4,551 |
| Additional noninterest expense | $844,000 | 5,061 |
| Pre-tax net operating income | $2,853,000 | 2,870 |
| Securities gains (losses) | $-156,000 | 8,324 |
| Applicable income taxes | $903,000 | 2,328 |
| Income before extraordinary items | $1,794,000 | 3,359 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,794,000 | 3,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,598 |
| Cash dividends | $960,000 | 2,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,898,520 | 3,198 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,506,000 | 4,417 |
| Total interest expense | $1,906,000 | 4,698 |
| Net interest income | $3,600,000 | 4,156 |
| Provision for loan and lease losses | $35,000 | 5,538 |
| Total noninterest income | $1,041,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $458,000 | 2,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $583,000 | 2,624 |
| Total noninterest expense | $2,369,000 | 4,704 |
| Salaries and employee benefits | $1,424,000 | 4,416 |
| Premises and equipment expense | $333,000 | 4,605 |
| Additional noninterest expense | $612,000 | 5,153 |
| Pre-tax net operating income | $2,237,000 | 2,887 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $753,000 | 2,290 |
| Income before extraordinary items | $1,485,000 | 3,231 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,485,000 | 3,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,050 |
| Cash dividends | $960,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,484,340 | 3,226 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 4,480 |
| Total interest expense | $1,142,000 | 4,878 |
| Net interest income | $2,394,000 | 4,171 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $540,000 | 3,343 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $295,000 | 2,694 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $245,000 | 3,356 |
| Total noninterest expense | $1,591,000 | 4,700 |
| Salaries and employee benefits | $971,000 | 4,358 |
| Premises and equipment expense | $223,000 | 4,604 |
| Additional noninterest expense | $397,000 | 5,232 |
| Pre-tax net operating income | $1,313,000 | 3,169 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $457,000 | 2,434 |
| Income before extraordinary items | $856,000 | 3,574 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $856,000 | 3,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,343 |
| Cash dividends | $960,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $856,000 | 3,559 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 4,567 |
| Total interest expense | $491,000 | 5,167 |
| Net interest income | $1,196,000 | 4,167 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $267,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $139,000 | 2,764 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $128,000 | 3,265 |
| Total noninterest expense | $804,000 | 4,676 |
| Salaries and employee benefits | $487,000 | 4,362 |
| Premises and equipment expense | $117,000 | 4,489 |
| Additional noninterest expense | $200,000 | 5,174 |
| Pre-tax net operating income | $644,000 | 3,161 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $229,000 | 2,413 |
| Income before extraordinary items | $415,000 | 3,601 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $415,000 | 3,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $960,000 | 793 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $415,000 | 3,582 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,524,000 | 4,370 |
| Total interest expense | $1,704,000 | 4,903 |
| Net interest income | $4,820,000 | 4,066 |
| Provision for loan and lease losses | $105,000 | 4,737 |
| Total noninterest income | $970,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $535,000 | 2,915 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $435,000 | 3,637 |
| Total noninterest expense | $3,178,000 | 4,585 |
| Salaries and employee benefits | $1,878,000 | 4,321 |
| Premises and equipment expense | $481,000 | 4,293 |
| Additional noninterest expense | $819,000 | 5,088 |
| Pre-tax net operating income | $2,507,000 | 3,153 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $844,000 | 2,528 |
| Income before extraordinary items | $1,663,000 | 3,541 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,663,000 | 3,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,059 |
| Cash dividends | $960,000 | 2,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,663,000 | 3,511 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,801,000 | 4,383 |
| Total interest expense | $1,207,000 | 4,922 |
| Net interest income | $3,594,000 | 4,079 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $734,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $399,000 | 2,921 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $335,000 | 3,603 |
| Total noninterest expense | $2,375,000 | 4,581 |
| Salaries and employee benefits | $1,414,000 | 4,285 |
| Premises and equipment expense | $349,000 | 4,373 |
| Additional noninterest expense | $612,000 | 5,052 |
| Pre-tax net operating income | $1,863,000 | 3,221 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $615,000 | 2,592 |
| Income before extraordinary items | $1,248,000 | 3,565 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,248,000 | 3,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,089 |
| Cash dividends | $960,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,248,000 | 3,533 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,146,000 | 4,355 |
| Total interest expense | $760,000 | 4,920 |
| Net interest income | $2,386,000 | 4,067 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $494,000 | 3,557 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $259,000 | 2,930 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $235,000 | 3,473 |
| Total noninterest expense | $1,587,000 | 4,556 |
| Salaries and employee benefits | $956,000 | 4,213 |
| Premises and equipment expense | $230,000 | 4,380 |
| Additional noninterest expense | $401,000 | 5,072 |
| Pre-tax net operating income | $1,233,000 | 3,179 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $391,000 | 2,653 |
| Income before extraordinary items | $842,000 | 3,517 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $842,000 | 3,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,304 |
| Cash dividends | $960,000 | 1,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $842,000 | 3,470 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 4,392 |
| Total interest expense | $362,000 | 4,965 |
| Net interest income | $1,179,000 | 4,114 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $249,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $120,000 | 3,030 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $129,000 | 3,269 |
| Total noninterest expense | $815,000 | 4,501 |
| Salaries and employee benefits | $503,000 | 4,076 |
| Premises and equipment expense | $113,000 | 4,465 |
| Additional noninterest expense | $199,000 | 5,090 |
| Pre-tax net operating income | $583,000 | 3,295 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $193,000 | 2,658 |
| Income before extraordinary items | $390,000 | 3,680 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $390,000 | 3,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $960,000 | 710 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $390,000 | 3,644 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,176,000 | 4,171 |
| Total interest expense | $1,400,000 | 4,701 |
| Net interest income | $4,776,000 | 3,943 |
| Provision for loan and lease losses | $175,000 | 3,992 |
| Total noninterest income | $965,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $552,000 | 2,910 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $413,000 | 3,652 |
| Total noninterest expense | $3,200,000 | 4,456 |
| Salaries and employee benefits | $1,871,000 | 4,209 |
| Premises and equipment expense | $500,000 | 4,091 |
| Additional noninterest expense | $829,000 | 4,974 |
| Pre-tax net operating income | $2,366,000 | 3,142 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $775,000 | 2,580 |
| Income before extraordinary items | $1,591,000 | 3,483 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,591,000 | 3,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,525 |
| Cash dividends | $900,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,591,000 | 3,411 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,601,000 | 4,178 |
| Total interest expense | $1,027,000 | 4,723 |
| Net interest income | $3,574,000 | 3,936 |
| Provision for loan and lease losses | $130,000 | 3,854 |
| Total noninterest income | $712,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $417,000 | 2,906 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $295,000 | 3,754 |
| Total noninterest expense | $2,387,000 | 4,449 |
| Salaries and employee benefits | $1,397,000 | 4,183 |
| Premises and equipment expense | $371,000 | 4,105 |
| Additional noninterest expense | $619,000 | 4,955 |
| Pre-tax net operating income | $1,769,000 | 3,188 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $559,000 | 2,703 |
| Income before extraordinary items | $1,210,000 | 3,526 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,210,000 | 3,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $900,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,210,000 | 3,447 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 4,231 |
| Total interest expense | $679,000 | 4,758 |
| Net interest income | $2,341,000 | 3,981 |
| Provision for loan and lease losses | $85,000 | 3,829 |
| Total noninterest income | $483,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $272,000 | 2,938 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $211,000 | 3,637 |
| Total noninterest expense | $1,590,000 | 4,470 |
| Salaries and employee benefits | $933,000 | 4,195 |
| Premises and equipment expense | $245,000 | 4,135 |
| Additional noninterest expense | $412,000 | 4,962 |
| Pre-tax net operating income | $1,149,000 | 3,215 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $357,000 | 2,767 |
| Income before extraordinary items | $792,000 | 3,542 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $792,000 | 3,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $900,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $792,000 | 3,457 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 4,284 |
| Total interest expense | $343,000 | 4,766 |
| Net interest income | $1,150,000 | 4,031 |
| Provision for loan and lease losses | $40,000 | 3,725 |
| Total noninterest income | $241,000 | 3,609 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $128,000 | 3,017 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $113,000 | 3,446 |
| Total noninterest expense | $793,000 | 4,505 |
| Salaries and employee benefits | $468,000 | 4,219 |
| Premises and equipment expense | $122,000 | 4,191 |
| Additional noninterest expense | $203,000 | 5,026 |
| Pre-tax net operating income | $558,000 | 3,258 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $192,000 | 2,640 |
| Income before extraordinary items | $366,000 | 3,746 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $366,000 | 3,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 8,228 |
| Cash dividends | $900,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $366,000 | 3,623 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,276,000 | 4,180 |
| Total interest expense | $1,448,000 | 4,977 |
| Net interest income | $4,828,000 | 3,774 |
| Provision for loan and lease losses | $280,000 | 3,324 |
| Total noninterest income | $859,000 | 4,057 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $515,000 | 3,019 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $344,000 | 4,250 |
| Total noninterest expense | $3,203,000 | 4,407 |
| Salaries and employee benefits | $1,808,000 | 4,254 |
| Premises and equipment expense | $468,000 | 4,271 |
| Additional noninterest expense | $927,000 | 4,524 |
| Pre-tax net operating income | $2,204,000 | 3,162 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $763,000 | 2,620 |
| Income before extraordinary items | $1,441,000 | 3,651 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,441,000 | 3,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 1,831 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,441,000 | 3,498 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,766,000 | 4,180 |
| Total interest expense | $1,094,000 | 5,097 |
| Net interest income | $3,672,000 | 3,771 |
| Provision for loan and lease losses | $140,000 | 4,015 |
| Total noninterest income | $643,000 | 4,118 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $396,000 | 2,968 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $247,000 | 4,401 |
| Total noninterest expense | $2,417,000 | 4,372 |
| Salaries and employee benefits | $1,367,000 | 4,217 |
| Premises and equipment expense | $342,000 | 4,327 |
| Additional noninterest expense | $708,000 | 4,439 |
| Pre-tax net operating income | $1,758,000 | 3,128 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $604,000 | 2,656 |
| Income before extraordinary items | $1,154,000 | 3,607 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,154,000 | 3,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,741 |
| Cash dividends | $1,200,000 | 1,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,154,000 | 3,425 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,208,000 | 4,185 |
| Total interest expense | $739,000 | 5,176 |
| Net interest income | $2,469,000 | 3,740 |
| Provision for loan and lease losses | $85,000 | 4,219 |
| Total noninterest income | $419,000 | 4,140 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $267,000 | 2,912 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $152,000 | 4,553 |
| Total noninterest expense | $1,654,000 | 4,291 |
| Salaries and employee benefits | $913,000 | 4,212 |
| Premises and equipment expense | $228,000 | 4,335 |
| Additional noninterest expense | $513,000 | 4,162 |
| Pre-tax net operating income | $1,149,000 | 3,191 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $356,000 | 2,929 |
| Income before extraordinary items | $793,000 | 3,532 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $793,000 | 3,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,312 |
| Cash dividends | $1,200,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $793,000 | 3,336 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 4,257 |
| Total interest expense | $375,000 | 5,223 |
| Net interest income | $1,211,000 | 3,792 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $206,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $135,000 | 2,807 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $71,000 | 4,573 |
| Total noninterest expense | $798,000 | 4,378 |
| Salaries and employee benefits | $454,000 | 4,212 |
| Premises and equipment expense | $110,000 | 4,431 |
| Additional noninterest expense | $234,000 | 4,436 |
| Pre-tax net operating income | $589,000 | 3,130 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $225,000 | 2,499 |
| Income before extraordinary items | $364,000 | 3,701 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 3,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,880 |
| Cash dividends | $1,200,000 | 585 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $364,000 | 3,525 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,854,000 | 4,115 |
| Total interest expense | $1,891,000 | 4,998 |
| Net interest income | $4,963,000 | 3,697 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $924,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $604,000 | 2,555 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $320,000 | 4,117 |
| Total noninterest expense | $3,018,000 | 4,437 |
| Salaries and employee benefits | $1,739,000 | 4,200 |
| Premises and equipment expense | $430,000 | 4,397 |
| Additional noninterest expense | $849,000 | 4,733 |
| Pre-tax net operating income | $2,629,000 | 2,782 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $934,000 | 2,327 |
| Income before extraordinary items | $1,707,000 | 3,167 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,707,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,876 |
| Cash dividends | $950,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,699,200 | 3,084 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,768,000 | 4,543 |
| Total interest expense | $2,852,000 | 4,919 |
| Net interest income | $3,916,000 | 4,191 |
| Provision for loan and lease losses | $200,000 | 4,117 |
| Total noninterest income | $837,000 | 3,733 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $497,000 | 2,851 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $340,000 | 3,861 |
| Total noninterest expense | $2,725,000 | 4,661 |
| Salaries and employee benefits | $1,552,000 | 4,395 |
| Premises and equipment expense | $429,000 | 4,383 |
| Additional noninterest expense | $744,000 | 5,044 |
| Pre-tax net operating income | $1,828,000 | 3,395 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $581,000 | 3,027 |
| Income before extraordinary items | $1,249,000 | 3,693 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,249,000 | 3,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,430 |
| Cash dividends | $650,000 | 2,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,247,640 | 3,588 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,773,000 | 4,708 |
| Total interest expense | $3,073,000 | 4,830 |
| Net interest income | $3,700,000 | 4,437 |
| Provision for loan and lease losses | $166,000 | 4,194 |
| Total noninterest income | $717,000 | 3,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 3,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $392,000 | 3,398 |
| Total noninterest expense | $2,475,000 | 4,893 |
| Salaries and employee benefits | $1,424,000 | 4,549 |
| Premises and equipment expense | $424,000 | 4,319 |
| Additional noninterest expense | $627,000 | 5,614 |
| Pre-tax net operating income | $1,776,000 | 3,607 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $615,000 | 3,049 |
| Income before extraordinary items | $1,161,000 | 3,954 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,161,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,135 |
| Cash dividends | $770,000 | 2,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,161,000 | 3,942 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,123,000 | 4,876 |
| Total interest expense | $2,670,000 | 5,014 |
| Net interest income | $3,453,000 | 4,690 |
| Provision for loan and lease losses | $146,000 | 4,335 |
| Total noninterest income | $609,000 | 4,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 3,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 3,969 |
| Total noninterest expense | $2,413,000 | 5,000 |
| Salaries and employee benefits | $1,389,000 | 4,619 |
| Premises and equipment expense | $394,000 | 4,590 |
| Additional noninterest expense | $630,000 | 5,648 |
| Pre-tax net operating income | $1,503,000 | 4,083 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $535,000 | 3,488 |
| Income before extraordinary items | $968,000 | 4,530 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $968,000 | 4,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,677 |
| Cash dividends | $349,000 | 4,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $968,000 | 4,487 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,064,000 | 4,966 |
| Total interest expense | $2,705,000 | 5,088 |
| Net interest income | $3,359,000 | 4,746 |
| Provision for loan and lease losses | $190,000 | 3,612 |
| Total noninterest income | $544,000 | 4,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,223 |
| Total noninterest expense | $2,184,000 | 5,251 |
| Salaries and employee benefits | $1,231,000 | 4,988 |
| Premises and equipment expense | $387,000 | 4,543 |
| Additional noninterest expense | $566,000 | 5,976 |
| Pre-tax net operating income | $1,529,000 | 4,126 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $578,000 | 3,501 |
| Income before extraordinary items | $957,000 | 4,642 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $957,000 | 4,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,412 |
| Cash dividends | $450,000 | 3,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $953,160 | 4,556 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,458,000 | 5,436 |
| Total interest expense | $2,275,000 | 5,752 |
| Net interest income | $3,183,000 | 5,078 |
| Provision for loan and lease losses | $127,000 | 4,498 |
| Total noninterest income | $448,000 | 5,342 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,008 |
| Total noninterest expense | $2,020,000 | 5,627 |
| Salaries and employee benefits | $1,115,000 | 5,417 |
| Premises and equipment expense | $373,000 | 4,681 |
| Additional noninterest expense | $532,000 | 6,261 |
| Pre-tax net operating income | $1,484,000 | 4,530 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $534,000 | 4,026 |
| Income before extraordinary items | $950,000 | 4,875 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $950,000 | 4,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,716 |
| Cash dividends | $350,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $950,000 | 4,817 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,954,000 | 5,976 |
| Total interest expense | $2,051,000 | 6,313 |
| Net interest income | $2,903,000 | 5,577 |
| Provision for loan and lease losses | $140,000 | 4,234 |
| Total noninterest income | $492,000 | 5,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 5,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 4,445 |
| Total noninterest expense | $1,904,000 | 6,151 |
| Salaries and employee benefits | $1,054,000 | 5,775 |
| Premises and equipment expense | $344,000 | 5,065 |
| Additional noninterest expense | $506,000 | 7,006 |
| Pre-tax net operating income | $1,351,000 | 4,708 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $479,000 | 4,288 |
| Income before extraordinary items | $872,000 | 4,977 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $872,000 | 4,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,819 |
| Cash dividends | $275,000 | 4,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $872,000 | 4,930 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,918,000 | 6,064 |
| Total interest expense | $2,052,000 | 6,355 |
| Net interest income | $2,866,000 | 5,711 |
| Provision for loan and lease losses | $121,000 | 4,076 |
| Total noninterest income | $425,000 | 5,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,418 |
| Total noninterest expense | $1,841,000 | 6,365 |
| Salaries and employee benefits | $989,000 | 6,124 |
| Premises and equipment expense | $322,000 | 5,333 |
| Additional noninterest expense | $530,000 | 7,030 |
| Pre-tax net operating income | $1,329,000 | 4,880 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $518,000 | 4,089 |
| Income before extraordinary items | $811,000 | 5,394 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $811,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,774 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $811,000 | 5,363 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,155,000 | 6,518 |
| Total interest expense | $1,473,000 | 6,966 |
| Net interest income | $2,682,000 | 6,133 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $359,000 | 6,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,565 |
| Total noninterest expense | $1,634,000 | 7,187 |
| Salaries and employee benefits | $888,000 | 6,717 |
| Premises and equipment expense | $250,000 | 6,528 |
| Additional noninterest expense | $496,000 | 7,886 |
| Pre-tax net operating income | $1,377,000 | 4,732 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $651,000 | 3,279 |
| Income before extraordinary items | $725,000 | 5,767 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $725,000 | 5,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,077 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $725,640 | 5,841 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 7,473 |
| Total interest expense | $1,242,000 | 8,102 |
| Net interest income | $2,301,000 | 6,930 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $368,000 | 6,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $236,000 | 5,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,969 |
| Total noninterest expense | $1,517,000 | 7,775 |
| Salaries and employee benefits | $831,000 | 7,135 |
| Premises and equipment expense | $237,000 | 6,945 |
| Additional noninterest expense | $449,000 | 8,735 |
| Pre-tax net operating income | $992,000 | 5,912 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $352,000 | 5,472 |
| Income before extraordinary items | $640,000 | 6,494 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $640,000 | 6,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 12,131 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $640,000 | 6,247 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,327,000 | 8,434 |
| Total interest expense | $1,392,000 | 8,884 |
| Net interest income | $1,935,000 | 7,934 |
| Provision for loan and lease losses | $110,000 | 7,010 |
| Total noninterest income | $343,000 | 7,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,728 |
| Total noninterest expense | $1,395,000 | 8,314 |
| Salaries and employee benefits | $728,000 | 7,786 |
| Premises and equipment expense | $221,000 | 7,368 |
| Additional noninterest expense | $446,000 | 9,020 |
| Pre-tax net operating income | $773,000 | 6,695 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $224,000 | 7,109 |
| Income before extraordinary items | $550,000 | 6,927 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $550,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 6,726 |
| Cash dividends | $252,000 | 4,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $549,290 | 6,573 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.