Home > American State Bank of Olivia > Income and Expense
American State Bank of Olivia, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 5,276 |
| Total interest expense | $1,265,000 | 4,792 |
| Net interest income | $2,322,000 | 5,414 |
| Provision for loan and lease losses | $368,000 | 1,839 |
| Total noninterest income | $49,000 | 8,333 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $21,000 | 7,426 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,724 |
| Total noninterest expense | $1,233,000 | 6,658 |
| Salaries and employee benefits | $696,000 | 6,556 |
| Premises and equipment expense | $164,000 | 6,507 |
| Additional noninterest expense | $373,000 | 6,565 |
| Pre-tax net operating income | $770,000 | 5,422 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $659,000 | 2,487 |
| Income before extraordinary items | $111,000 | 7,898 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $111,000 | 7,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,519 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $111,000 | 7,871 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 5,258 |
| Total interest expense | $798,000 | 4,788 |
| Net interest income | $1,549,000 | 5,396 |
| Provision for loan and lease losses | $290,000 | 1,600 |
| Total noninterest income | $36,000 | 8,267 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $12,000 | 7,482 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $24,000 | 7,442 |
| Total noninterest expense | $822,000 | 6,669 |
| Salaries and employee benefits | $462,000 | 6,576 |
| Premises and equipment expense | $108,000 | 6,532 |
| Additional noninterest expense | $252,000 | 6,506 |
| Pre-tax net operating income | $473,000 | 5,593 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $191,000 | 3,857 |
| Income before extraordinary items | $282,000 | 6,246 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $282,000 | 6,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $282,000 | 6,197 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 5,348 |
| Total interest expense | $369,000 | 4,906 |
| Net interest income | $762,000 | 5,488 |
| Provision for loan and lease losses | $20,000 | 4,626 |
| Total noninterest income | $15,000 | 8,445 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $5,000 | 7,590 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $10,000 | 7,741 |
| Total noninterest expense | $424,000 | 6,625 |
| Salaries and employee benefits | $241,000 | 6,482 |
| Premises and equipment expense | $56,000 | 6,500 |
| Additional noninterest expense | $127,000 | 6,504 |
| Pre-tax net operating income | $333,000 | 4,728 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $135,000 | 3,271 |
| Income before extraordinary items | $198,000 | 5,441 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $198,000 | 5,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $198,000 | 5,409 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,132,000 | 5,454 |
| Total interest expense | $1,280,000 | 4,935 |
| Net interest income | $2,852,000 | 5,572 |
| Provision for loan and lease losses | $433,000 | 2,223 |
| Total noninterest income | $63,000 | 8,469 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $27,000 | 7,586 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,787 |
| Total noninterest expense | $1,450,000 | 6,971 |
| Salaries and employee benefits | $868,000 | 6,733 |
| Premises and equipment expense | $177,000 | 7,006 |
| Additional noninterest expense | $405,000 | 7,091 |
| Pre-tax net operating income | $1,032,000 | 5,161 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $416,000 | 3,656 |
| Income before extraordinary items | $616,000 | 5,889 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $616,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 2,684 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $616,000 | 5,816 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,995,000 | 5,558 |
| Total interest expense | $911,000 | 5,054 |
| Net interest income | $2,084,000 | 5,660 |
| Provision for loan and lease losses | $369,000 | 1,905 |
| Total noninterest income | $47,000 | 8,525 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $21,000 | 7,621 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 7,845 |
| Total noninterest expense | $1,057,000 | 7,021 |
| Salaries and employee benefits | $637,000 | 6,752 |
| Premises and equipment expense | $128,000 | 7,075 |
| Additional noninterest expense | $292,000 | 7,155 |
| Pre-tax net operating income | $705,000 | 5,502 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $284,000 | 3,886 |
| Income before extraordinary items | $421,000 | 6,192 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $421,000 | 6,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,437 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $421,000 | 6,124 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 5,676 |
| Total interest expense | $586,000 | 5,169 |
| Net interest income | $1,338,000 | 5,770 |
| Provision for loan and lease losses | $303,000 | 1,513 |
| Total noninterest income | $30,000 | 8,604 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $15,000 | 7,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $687,000 | 7,143 |
| Salaries and employee benefits | $408,000 | 6,894 |
| Premises and equipment expense | $86,000 | 7,074 |
| Additional noninterest expense | $193,000 | 7,212 |
| Pre-tax net operating income | $378,000 | 5,999 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $153,000 | 4,219 |
| Income before extraordinary items | $225,000 | 6,669 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $225,000 | 6,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 1,833 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $225,000 | 6,581 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $922,000 | 5,858 |
| Total interest expense | $281,000 | 5,372 |
| Net interest income | $641,000 | 5,924 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $12,000 | 8,738 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $357,000 | 7,068 |
| Salaries and employee benefits | $215,000 | 6,788 |
| Premises and equipment expense | $44,000 | 7,051 |
| Additional noninterest expense | $98,000 | 7,196 |
| Pre-tax net operating income | $271,000 | 5,070 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $109,000 | 3,644 |
| Income before extraordinary items | $162,000 | 5,831 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $162,000 | 5,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $162,000 | 5,709 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,345,000 | 6,176 |
| Total interest expense | $1,070,000 | 5,928 |
| Net interest income | $2,275,000 | 6,223 |
| Provision for loan and lease losses | $79,000 | 5,663 |
| Total noninterest income | $139,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $30,000 | 7,718 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $109,000 | 6,381 |
| Total noninterest expense | $1,391,000 | 7,089 |
| Salaries and employee benefits | $839,000 | 6,777 |
| Premises and equipment expense | $185,000 | 6,965 |
| Additional noninterest expense | $367,000 | 7,345 |
| Pre-tax net operating income | $944,000 | 5,317 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $380,000 | 3,888 |
| Income before extraordinary items | $564,000 | 6,077 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $564,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,519 |
| Cash dividends | $201,000 | 4,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $564,000 | 5,923 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,436,000 | 6,333 |
| Total interest expense | $794,000 | 6,094 |
| Net interest income | $1,642,000 | 6,370 |
| Provision for loan and lease losses | $56,000 | 5,611 |
| Total noninterest income | $74,000 | 8,378 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $22,000 | 7,794 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 7,154 |
| Total noninterest expense | $1,021,000 | 7,147 |
| Salaries and employee benefits | $621,000 | 6,820 |
| Premises and equipment expense | $139,000 | 6,980 |
| Additional noninterest expense | $261,000 | 7,464 |
| Pre-tax net operating income | $639,000 | 5,731 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $256,000 | 4,238 |
| Income before extraordinary items | $383,000 | 6,449 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $383,000 | 6,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,621 |
| Cash dividends | $201,000 | 4,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $383,000 | 6,284 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 6,508 |
| Total interest expense | $521,000 | 6,263 |
| Net interest income | $1,043,000 | 6,510 |
| Provision for loan and lease losses | $15,000 | 6,544 |
| Total noninterest income | $43,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $13,000 | 7,851 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $30,000 | 7,328 |
| Total noninterest expense | $661,000 | 7,257 |
| Salaries and employee benefits | $394,000 | 6,979 |
| Premises and equipment expense | $94,000 | 6,916 |
| Additional noninterest expense | $173,000 | 7,484 |
| Pre-tax net operating income | $410,000 | 5,800 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $166,000 | 4,313 |
| Income before extraordinary items | $244,000 | 6,569 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $244,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $201,000 | 3,433 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $244,000 | 6,364 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $736,000 | 6,752 |
| Total interest expense | $259,000 | 6,386 |
| Net interest income | $477,000 | 6,777 |
| Provision for loan and lease losses | $7,000 | 6,361 |
| Total noninterest income | $16,000 | 8,775 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $5,000 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $346,000 | 7,153 |
| Salaries and employee benefits | $206,000 | 6,888 |
| Premises and equipment expense | $49,000 | 6,835 |
| Additional noninterest expense | $91,000 | 7,386 |
| Pre-tax net operating income | $140,000 | 6,602 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $57,000 | 4,911 |
| Income before extraordinary items | $83,000 | 7,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $83,000 | 7,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,659 |
| Cash dividends | $201,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $83,000 | 7,071 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,153,000 | 6,696 |
| Total interest expense | $1,169,000 | 6,507 |
| Net interest income | $1,984,000 | 6,655 |
| Provision for loan and lease losses | $75,000 | 6,163 |
| Total noninterest income | $90,000 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $32,000 | 7,826 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 7,401 |
| Total noninterest expense | $1,296,000 | 7,255 |
| Salaries and employee benefits | $776,000 | 6,969 |
| Premises and equipment expense | $193,000 | 6,844 |
| Additional noninterest expense | $327,000 | 7,608 |
| Pre-tax net operating income | $703,000 | 6,069 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $282,000 | 4,545 |
| Income before extraordinary items | $421,000 | 6,738 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $421,000 | 6,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-37,000 | 9,089 |
| Cash dividends | $200,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $421,000 | 6,613 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 6,713 |
| Total interest expense | $1,589,000 | 6,805 |
| Net interest income | $1,982,000 | 6,461 |
| Provision for loan and lease losses | $126,000 | 5,110 |
| Total noninterest income | $74,000 | 8,856 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $29,000 | 7,999 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $45,000 | 7,826 |
| Total noninterest expense | $1,223,000 | 7,401 |
| Salaries and employee benefits | $727,000 | 7,083 |
| Premises and equipment expense | $178,000 | 7,095 |
| Additional noninterest expense | $318,000 | 7,721 |
| Pre-tax net operating income | $707,000 | 5,793 |
| Securities gains (losses) | $5,000 | 3,927 |
| Applicable income taxes | $285,000 | 4,374 |
| Income before extraordinary items | $427,000 | 6,416 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $427,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,810 |
| Cash dividends | $202,000 | 4,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $423,800 | 6,312 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 7,063 |
| Total interest expense | $1,600,000 | 6,970 |
| Net interest income | $1,742,000 | 7,031 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $106,000 | 8,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 7,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 7,177 |
| Total noninterest expense | $1,192,000 | 7,524 |
| Salaries and employee benefits | $700,000 | 7,207 |
| Premises and equipment expense | $166,000 | 7,315 |
| Additional noninterest expense | $326,000 | 7,743 |
| Pre-tax net operating income | $596,000 | 6,603 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $248,000 | 5,004 |
| Income before extraordinary items | $347,000 | 7,170 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $347,000 | 7,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,264 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $347,640 | 7,164 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,871,000 | 7,518 |
| Total interest expense | $1,349,000 | 7,303 |
| Net interest income | $1,522,000 | 7,546 |
| Provision for loan and lease losses | $471,000 | 1,857 |
| Total noninterest income | $259,000 | 6,851 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 4,581 |
| Total noninterest expense | $1,275,000 | 7,364 |
| Salaries and employee benefits | $675,000 | 7,368 |
| Premises and equipment expense | $160,000 | 7,502 |
| Additional noninterest expense | $440,000 | 6,973 |
| Pre-tax net operating income | $35,000 | 9,288 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $10,000 | 8,485 |
| Income before extraordinary items | $25,000 | 9,346 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $25,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,576 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $25,000 | 9,313 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,425,000 | 8,181 |
| Total interest expense | $971,000 | 8,497 |
| Net interest income | $1,454,000 | 7,789 |
| Provision for loan and lease losses | $268,000 | 2,883 |
| Total noninterest income | $58,000 | 9,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,466 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,196 |
| Total noninterest expense | $1,146,000 | 7,691 |
| Salaries and employee benefits | $610,000 | 7,702 |
| Premises and equipment expense | $150,000 | 7,646 |
| Additional noninterest expense | $386,000 | 7,338 |
| Pre-tax net operating income | $98,000 | 9,423 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $42,000 | 8,467 |
| Income before extraordinary items | $56,000 | 9,595 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $56,000 | 9,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,530 |
| Cash dividends | $137,000 | 5,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $56,000 | 9,532 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,467,000 | 8,416 |
| Total interest expense | $943,000 | 8,844 |
| Net interest income | $1,524,000 | 7,926 |
| Provision for loan and lease losses | $57,000 | 6,423 |
| Total noninterest income | $99,000 | 9,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 8,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,946 |
| Total noninterest expense | $1,086,000 | 8,049 |
| Salaries and employee benefits | $577,000 | 8,074 |
| Premises and equipment expense | $159,000 | 7,611 |
| Additional noninterest expense | $350,000 | 7,807 |
| Pre-tax net operating income | $480,000 | 8,032 |
| Securities gains (losses) | $-23,000 | 10,419 |
| Applicable income taxes | $181,000 | 7,154 |
| Income before extraordinary items | $276,000 | 8,553 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $276,000 | 8,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,212 |
| Cash dividends | $101,000 | 6,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $290,720 | 8,413 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,475,000 | 8,722 |
| Total interest expense | $932,000 | 9,231 |
| Net interest income | $1,543,000 | 8,165 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $200,000 | 8,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 9,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,848 |
| Total noninterest expense | $1,037,000 | 8,540 |
| Salaries and employee benefits | $559,000 | 8,410 |
| Premises and equipment expense | $151,000 | 8,033 |
| Additional noninterest expense | $327,000 | 8,600 |
| Pre-tax net operating income | $686,000 | 6,999 |
| Securities gains (losses) | $-8,000 | 10,177 |
| Applicable income taxes | $328,000 | 5,538 |
| Income before extraordinary items | $350,000 | 8,002 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $350,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $186,000 | 5,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $355,120 | 7,899 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,340,000 | 9,198 |
| Total interest expense | $848,000 | 9,796 |
| Net interest income | $1,492,000 | 8,558 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $91,000 | 10,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 9,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,620 |
| Total noninterest expense | $1,107,000 | 8,546 |
| Salaries and employee benefits | $564,000 | 8,615 |
| Premises and equipment expense | $163,000 | 7,979 |
| Additional noninterest expense | $380,000 | 8,396 |
| Pre-tax net operating income | $468,000 | 8,628 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $182,000 | 7,745 |
| Income before extraordinary items | $286,000 | 9,079 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $286,000 | 9,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 10,943 |
| Cash dividends | $149,000 | 6,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $286,000 | 9,052 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 9,545 |
| Total interest expense | $676,000 | 10,227 |
| Net interest income | $1,461,000 | 8,986 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $81,000 | 11,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 10,369 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $1,153,000 | 8,800 |
| Salaries and employee benefits | $562,000 | 8,871 |
| Premises and equipment expense | $155,000 | 8,421 |
| Additional noninterest expense | $436,000 | 8,469 |
| Pre-tax net operating income | $386,000 | 9,468 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $147,000 | 8,368 |
| Income before extraordinary items | $239,000 | 9,820 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $239,000 | 9,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $239,000 | 9,890 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,037,000 | 10,102 |
| Total interest expense | $609,000 | 11,086 |
| Net interest income | $1,428,000 | 9,336 |
| Provision for loan and lease losses | $310,000 | 2,913 |
| Total noninterest income | $198,000 | 9,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 10,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 6,183 |
| Total noninterest expense | $1,187,000 | 8,942 |
| Salaries and employee benefits | $541,000 | 9,297 |
| Premises and equipment expense | $169,000 | 8,403 |
| Additional noninterest expense | $479,000 | 8,437 |
| Pre-tax net operating income | $129,000 | 11,640 |
| Securities gains (losses) | $55,000 | 3,253 |
| Applicable income taxes | $65,000 | 10,597 |
| Income before extraordinary items | $119,000 | 11,587 |
| Extraordinary gains, net | $313,000 | 687 |
| Net income | $432,000 | 8,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 2,432 |
| Cash dividends | $130,000 | 6,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $83,250 | 11,794 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 12,003 |
| Total interest expense | $522,000 | 12,665 |
| Net interest income | $963,000 | 11,237 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $106,000 | 11,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 10,088 |
| Total noninterest expense | $845,000 | 10,781 |
| Salaries and employee benefits | $374,000 | 11,165 |
| Premises and equipment expense | $98,000 | 10,802 |
| Additional noninterest expense | $373,000 | 9,907 |
| Pre-tax net operating income | $224,000 | 10,846 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $71,000 | 10,691 |
| Income before extraordinary items | $168,000 | 11,022 |
| Extraordinary gains, net | $45,000 | 1,023 |
| Net income | $213,000 | 10,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $63,000 | 7,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $157,500 | 10,826 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.