Home > American State Bank of Erskine > Income and Expense
American State Bank of Erskine, Income and Expense
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $387,000 | 6,469 |
| Total interest expense | $13,000 | 6,575 |
| Net interest income | $374,000 | 6,438 |
| Provision for loan and lease losses | $1,000 | 4,178 |
| Total noninterest income | $71,000 | 5,820 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $42,000 | 5,287 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $29,000 | 5,746 |
| Total noninterest expense | $346,000 | 6,441 |
| Salaries and employee benefits | $193,000 | 6,411 |
| Premises and equipment expense | $61,000 | 5,993 |
| Additional noninterest expense | $92,000 | 6,498 |
| Pre-tax net operating income | $98,000 | 5,774 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $98,000 | 5,757 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $98,000 | 5,759 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $98,000 | 5,759 |
| Net charge-offs | $4,000 | 4,000 |
| Cash dividends | $38,000 | 3,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $98,000 | 5,719 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $195,000 | 6,533 |
| Total interest expense | $7,000 | 6,641 |
| Net interest income | $188,000 | 6,503 |
| Provision for loan and lease losses | $1,000 | 3,779 |
| Total noninterest income | $33,000 | 5,914 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $19,000 | 5,404 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $14,000 | 5,780 |
| Total noninterest expense | $175,000 | 6,516 |
| Salaries and employee benefits | $96,000 | 6,482 |
| Premises and equipment expense | $33,000 | 5,987 |
| Additional noninterest expense | $46,000 | 6,569 |
| Pre-tax net operating income | $45,000 | 5,799 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $45,000 | 5,757 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $45,000 | 5,757 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $45,000 | 5,758 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $45,000 | 5,726 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $816,000 | 6,588 |
| Total interest expense | $36,000 | 6,711 |
| Net interest income | $780,000 | 6,559 |
| Provision for loan and lease losses | $17,000 | 4,789 |
| Total noninterest income | $118,000 | 6,086 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $66,000 | 5,731 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $52,000 | 5,840 |
| Total noninterest expense | $728,000 | 6,578 |
| Salaries and employee benefits | $415,000 | 6,539 |
| Premises and equipment expense | $124,000 | 6,121 |
| Additional noninterest expense | $189,000 | 6,629 |
| Pre-tax net operating income | $153,000 | 5,830 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $153,000 | 5,845 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $153,000 | 5,848 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $153,000 | 5,848 |
| Net charge-offs | $80,000 | 3,957 |
| Cash dividends | $64,000 | 4,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $153,000 | 5,790 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $611,000 | 6,667 |
| Total interest expense | $29,000 | 6,780 |
| Net interest income | $582,000 | 6,632 |
| Provision for loan and lease losses | $11,000 | 4,700 |
| Total noninterest income | $88,000 | 6,183 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $48,000 | 5,819 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $40,000 | 5,911 |
| Total noninterest expense | $540,000 | 6,631 |
| Salaries and employee benefits | $309,000 | 6,594 |
| Premises and equipment expense | $91,000 | 6,177 |
| Additional noninterest expense | $140,000 | 6,692 |
| Pre-tax net operating income | $119,000 | 5,932 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $119,000 | 5,939 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $119,000 | 5,941 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $119,000 | 5,941 |
| Net charge-offs | $80,000 | 3,458 |
| Cash dividends | $50,000 | 3,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $119,000 | 5,876 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $406,000 | 6,719 |
| Total interest expense | $20,000 | 6,832 |
| Net interest income | $386,000 | 6,683 |
| Provision for loan and lease losses | $6,000 | 4,608 |
| Total noninterest income | $57,000 | 6,225 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $30,000 | 5,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $27,000 | 5,930 |
| Total noninterest expense | $360,000 | 6,680 |
| Salaries and employee benefits | $205,000 | 6,649 |
| Premises and equipment expense | $61,000 | 6,216 |
| Additional noninterest expense | $94,000 | 6,732 |
| Pre-tax net operating income | $77,000 | 5,942 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $77,000 | 5,984 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $77,000 | 5,985 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $77,000 | 5,986 |
| Net charge-offs | $44,000 | 3,462 |
| Cash dividends | $36,000 | 3,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $77,000 | 5,893 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $203,000 | 6,792 |
| Total interest expense | $11,000 | 6,895 |
| Net interest income | $192,000 | 6,752 |
| Provision for loan and lease losses | $3,000 | 4,277 |
| Total noninterest income | $30,000 | 6,199 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $17,000 | 5,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $13,000 | 5,979 |
| Total noninterest expense | $181,000 | 6,750 |
| Salaries and employee benefits | $104,000 | 6,699 |
| Premises and equipment expense | $30,000 | 6,257 |
| Additional noninterest expense | $47,000 | 6,811 |
| Pre-tax net operating income | $38,000 | 5,966 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $38,000 | 6,010 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $38,000 | 6,011 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $38,000 | 6,011 |
| Net charge-offs | $24,000 | 2,949 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $38,000 | 5,920 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $834,000 | 6,867 |
| Total interest expense | $57,000 | 6,955 |
| Net interest income | $777,000 | 6,817 |
| Provision for loan and lease losses | $5,000 | 5,828 |
| Total noninterest income | $145,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $79,000 | 5,739 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $66,000 | 5,670 |
| Total noninterest expense | $706,000 | 6,840 |
| Salaries and employee benefits | $401,000 | 6,793 |
| Premises and equipment expense | $116,000 | 6,399 |
| Additional noninterest expense | $189,000 | 6,897 |
| Pre-tax net operating income | $211,000 | 5,657 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $211,000 | 5,757 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $211,000 | 5,755 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $211,000 | 5,756 |
| Net charge-offs | $-1,000 | 6,346 |
| Cash dividends | $128,000 | 3,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $211,000 | 5,577 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $624,000 | 6,974 |
| Total interest expense | $45,000 | 7,061 |
| Net interest income | $579,000 | 6,926 |
| Provision for loan and lease losses | $2,000 | 5,752 |
| Total noninterest income | $115,000 | 6,028 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $61,000 | 5,776 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $54,000 | 5,690 |
| Total noninterest expense | $528,000 | 6,916 |
| Salaries and employee benefits | $299,000 | 6,870 |
| Premises and equipment expense | $84,000 | 6,503 |
| Additional noninterest expense | $145,000 | 6,975 |
| Pre-tax net operating income | $164,000 | 5,810 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $164,000 | 5,876 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $164,000 | 5,875 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $164,000 | 5,875 |
| Net charge-offs | $-3,000 | 6,397 |
| Cash dividends | $112,000 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $164,000 | 5,711 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $420,000 | 7,030 |
| Total interest expense | $31,000 | 7,119 |
| Net interest income | $389,000 | 6,976 |
| Provision for loan and lease losses | $1,000 | 5,598 |
| Total noninterest income | $80,000 | 6,022 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $38,000 | 5,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $42,000 | 5,607 |
| Total noninterest expense | $347,000 | 6,979 |
| Salaries and employee benefits | $199,000 | 6,935 |
| Premises and equipment expense | $56,000 | 6,544 |
| Additional noninterest expense | $92,000 | 7,043 |
| Pre-tax net operating income | $121,000 | 5,755 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $121,000 | 5,823 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $121,000 | 5,822 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $121,000 | 5,822 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $53,000 | 3,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $121,000 | 5,641 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $210,000 | 7,086 |
| Total interest expense | $16,000 | 7,181 |
| Net interest income | $194,000 | 7,042 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $28,000 | 6,414 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,162 |
| Total noninterest expense | $172,000 | 7,047 |
| Salaries and employee benefits | $100,000 | 6,994 |
| Premises and equipment expense | $27,000 | 6,604 |
| Additional noninterest expense | $45,000 | 7,111 |
| Pre-tax net operating income | $50,000 | 5,926 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $50,000 | 5,981 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $50,000 | 5,981 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $50,000 | 5,981 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $50,000 | 5,844 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $889,000 | 7,132 |
| Total interest expense | $81,000 | 7,237 |
| Net interest income | $808,000 | 7,071 |
| Provision for loan and lease losses | $1,000 | 6,485 |
| Total noninterest income | $143,000 | 6,095 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $93,000 | 5,624 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $50,000 | 5,921 |
| Total noninterest expense | $707,000 | 7,104 |
| Salaries and employee benefits | $408,000 | 7,043 |
| Premises and equipment expense | $114,000 | 6,722 |
| Additional noninterest expense | $185,000 | 7,160 |
| Pre-tax net operating income | $243,000 | 5,390 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $243,000 | 5,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $243,000 | 5,415 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $243,000 | 5,416 |
| Net charge-offs | $3,000 | 6,306 |
| Cash dividends | $102,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $243,000 | 5,296 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $675,000 | 7,199 |
| Total interest expense | $65,000 | 7,304 |
| Net interest income | $610,000 | 7,137 |
| Provision for loan and lease losses | $1,000 | 6,380 |
| Total noninterest income | $109,000 | 6,192 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $72,000 | 5,594 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $37,000 | 6,042 |
| Total noninterest expense | $535,000 | 7,158 |
| Salaries and employee benefits | $309,000 | 7,076 |
| Premises and equipment expense | $80,000 | 6,810 |
| Additional noninterest expense | $146,000 | 7,215 |
| Pre-tax net operating income | $183,000 | 5,540 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $183,000 | 5,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $183,000 | 5,554 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $183,000 | 5,554 |
| Net charge-offs | $3,000 | 6,024 |
| Cash dividends | $76,000 | 3,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $183,000 | 5,430 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $443,000 | 7,275 |
| Total interest expense | $44,000 | 7,379 |
| Net interest income | $399,000 | 7,212 |
| Provision for loan and lease losses | $1,000 | 6,201 |
| Total noninterest income | $72,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $46,000 | 5,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 6,062 |
| Total noninterest expense | $359,000 | 7,226 |
| Salaries and employee benefits | $209,000 | 7,140 |
| Premises and equipment expense | $53,000 | 6,870 |
| Additional noninterest expense | $97,000 | 7,290 |
| Pre-tax net operating income | $111,000 | 5,634 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $111,000 | 5,616 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $111,000 | 5,615 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $111,000 | 5,616 |
| Net charge-offs | $4,000 | 5,600 |
| Cash dividends | $44,000 | 3,145 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $111,000 | 5,528 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $223,000 | 7,328 |
| Total interest expense | $23,000 | 7,437 |
| Net interest income | $200,000 | 7,257 |
| Provision for loan and lease losses | $1,000 | 5,795 |
| Total noninterest income | $33,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 6,262 |
| Total noninterest expense | $180,000 | 7,279 |
| Salaries and employee benefits | $105,000 | 7,190 |
| Premises and equipment expense | $28,000 | 6,863 |
| Additional noninterest expense | $47,000 | 7,367 |
| Pre-tax net operating income | $52,000 | 5,726 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $52,000 | 5,669 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $52,000 | 5,668 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $52,000 | 5,669 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $52,000 | 5,627 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 7,391 |
| Total interest expense | $125,000 | 7,481 |
| Net interest income | $794,000 | 7,328 |
| Provision for loan and lease losses | $27,000 | 6,733 |
| Total noninterest income | $153,000 | 6,269 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $84,000 | 5,707 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $69,000 | 5,832 |
| Total noninterest expense | $713,000 | 7,372 |
| Salaries and employee benefits | $420,000 | 7,285 |
| Premises and equipment expense | $101,000 | 7,048 |
| Additional noninterest expense | $192,000 | 7,429 |
| Pre-tax net operating income | $207,000 | 5,184 |
| Securities gains (losses) | $5,000 | 3,469 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $212,000 | 5,236 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $212,000 | 5,239 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $212,000 | 5,239 |
| Net charge-offs | $1,000 | 6,818 |
| Cash dividends | $89,000 | 3,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $207,000 | 5,115 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $694,000 | 7,498 |
| Total interest expense | $98,000 | 7,585 |
| Net interest income | $596,000 | 7,434 |
| Provision for loan and lease losses | $23,000 | 6,619 |
| Total noninterest income | $123,000 | 6,314 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $64,000 | 5,762 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $59,000 | 5,825 |
| Total noninterest expense | $543,000 | 7,443 |
| Salaries and employee benefits | $316,000 | 7,356 |
| Premises and equipment expense | $71,000 | 7,183 |
| Additional noninterest expense | $156,000 | 7,481 |
| Pre-tax net operating income | $153,000 | 5,407 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $153,000 | 5,493 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $153,000 | 5,494 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $153,000 | 5,495 |
| Net charge-offs | $1,000 | 6,616 |
| Cash dividends | $63,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $153,000 | 5,329 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $466,000 | 7,558 |
| Total interest expense | $67,000 | 7,654 |
| Net interest income | $399,000 | 7,486 |
| Provision for loan and lease losses | $19,000 | 6,440 |
| Total noninterest income | $86,000 | 6,293 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $42,000 | 5,813 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $44,000 | 5,738 |
| Total noninterest expense | $363,000 | 7,501 |
| Salaries and employee benefits | $211,000 | 7,414 |
| Premises and equipment expense | $49,000 | 7,216 |
| Additional noninterest expense | $103,000 | 7,543 |
| Pre-tax net operating income | $103,000 | 5,491 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $103,000 | 5,522 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $103,000 | 5,525 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $103,000 | 5,524 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $45,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $103,000 | 5,407 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $236,000 | 7,658 |
| Total interest expense | $35,000 | 7,755 |
| Net interest income | $201,000 | 7,565 |
| Provision for loan and lease losses | $9,000 | 6,179 |
| Total noninterest income | $30,000 | 6,746 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $9,000 | 6,695 |
| Total noninterest expense | $181,000 | 7,606 |
| Salaries and employee benefits | $104,000 | 7,527 |
| Premises and equipment expense | $25,000 | 7,282 |
| Additional noninterest expense | $52,000 | 7,636 |
| Pre-tax net operating income | $41,000 | 5,766 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $41,000 | 5,825 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $41,000 | 5,827 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $41,000 | 5,825 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $1,000 | 2,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $41,000 | 5,721 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 7,717 |
| Total interest expense | $171,000 | 7,818 |
| Net interest income | $807,000 | 7,615 |
| Provision for loan and lease losses | $66,000 | 6,705 |
| Total noninterest income | $147,000 | 6,602 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $105,000 | 5,687 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $42,000 | 6,529 |
| Total noninterest expense | $737,000 | 7,680 |
| Salaries and employee benefits | $420,000 | 7,597 |
| Premises and equipment expense | $107,000 | 7,318 |
| Additional noninterest expense | $210,000 | 7,727 |
| Pre-tax net operating income | $151,000 | 4,937 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $150,000 | 4,983 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $150,000 | 4,983 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $150,000 | 4,983 |
| Net charge-offs | $97,000 | 5,722 |
| Cash dividends | $61,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $150,000 | 4,919 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $729,000 | 7,812 |
| Total interest expense | $133,000 | 7,902 |
| Net interest income | $596,000 | 7,698 |
| Provision for loan and lease losses | $33,000 | 6,759 |
| Total noninterest income | $113,000 | 6,702 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $81,000 | 5,686 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $32,000 | 6,662 |
| Total noninterest expense | $561,000 | 7,730 |
| Salaries and employee benefits | $316,000 | 7,651 |
| Premises and equipment expense | $79,000 | 7,390 |
| Additional noninterest expense | $166,000 | 7,722 |
| Pre-tax net operating income | $115,000 | 5,226 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $115,000 | 5,247 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $115,000 | 5,246 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $115,000 | 5,246 |
| Net charge-offs | $65,000 | 5,470 |
| Cash dividends | $45,000 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $115,000 | 5,186 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $476,000 | 7,910 |
| Total interest expense | $91,000 | 7,985 |
| Net interest income | $385,000 | 7,772 |
| Provision for loan and lease losses | $7,000 | 6,999 |
| Total noninterest income | $72,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $53,000 | 5,721 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $19,000 | 6,847 |
| Total noninterest expense | $372,000 | 7,805 |
| Salaries and employee benefits | $211,000 | 7,731 |
| Premises and equipment expense | $54,000 | 7,432 |
| Additional noninterest expense | $107,000 | 7,829 |
| Pre-tax net operating income | $78,000 | 5,355 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $78,000 | 5,364 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 5,361 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $78,000 | 5,361 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $38,000 | 3,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $78,000 | 5,281 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $242,000 | 7,953 |
| Total interest expense | $48,000 | 8,042 |
| Net interest income | $194,000 | 7,814 |
| Provision for loan and lease losses | $4,000 | 6,586 |
| Total noninterest income | $34,000 | 6,884 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $27,000 | 5,653 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $181,000 | 7,848 |
| Salaries and employee benefits | $106,000 | 7,775 |
| Premises and equipment expense | $27,000 | 7,482 |
| Additional noninterest expense | $48,000 | 7,891 |
| Pre-tax net operating income | $43,000 | 5,729 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $43,000 | 5,801 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $43,000 | 5,804 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $43,000 | 5,804 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $43,000 | 5,638 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 7,929 |
| Total interest expense | $301,000 | 8,001 |
| Net interest income | $788,000 | 7,815 |
| Provision for loan and lease losses | $8,000 | 7,206 |
| Total noninterest income | $163,000 | 6,772 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $110,000 | 5,764 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $53,000 | 6,703 |
| Total noninterest expense | $722,000 | 7,899 |
| Salaries and employee benefits | $429,000 | 7,828 |
| Premises and equipment expense | $116,000 | 7,466 |
| Additional noninterest expense | $177,000 | 7,973 |
| Pre-tax net operating income | $221,000 | 5,686 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $16,000 | 4,367 |
| Income before extraordinary items | $205,000 | 5,468 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $205,000 | 5,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,793 |
| Cash dividends | $140,000 | 4,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $205,000 | 5,624 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $837,000 | 8,012 |
| Total interest expense | $243,000 | 8,062 |
| Net interest income | $594,000 | 7,892 |
| Provision for loan and lease losses | $5,000 | 6,874 |
| Total noninterest income | $126,000 | 6,838 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $82,000 | 5,812 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 6,749 |
| Total noninterest expense | $549,000 | 7,918 |
| Salaries and employee benefits | $321,000 | 7,867 |
| Premises and equipment expense | $88,000 | 7,502 |
| Additional noninterest expense | $140,000 | 7,968 |
| Pre-tax net operating income | $166,000 | 6,168 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $12,000 | 4,805 |
| Income before extraordinary items | $154,000 | 5,922 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $154,000 | 5,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $118,000 | 4,312 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $154,000 | 6,096 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $564,000 | 8,070 |
| Total interest expense | $170,000 | 8,113 |
| Net interest income | $394,000 | 7,945 |
| Provision for loan and lease losses | $3,000 | 6,580 |
| Total noninterest income | $86,000 | 6,857 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $51,000 | 5,920 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $35,000 | 6,595 |
| Total noninterest expense | $370,000 | 7,968 |
| Salaries and employee benefits | $217,000 | 7,917 |
| Premises and equipment expense | $59,000 | 7,533 |
| Additional noninterest expense | $94,000 | 8,021 |
| Pre-tax net operating income | $107,000 | 6,360 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $8,000 | 5,072 |
| Income before extraordinary items | $99,000 | 6,359 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 6,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $43,000 | 4,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $99,000 | 6,290 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 8,107 |
| Total interest expense | $91,000 | 8,144 |
| Net interest income | $200,000 | 7,979 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $49,000 | 6,694 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 6,281 |
| Total noninterest expense | $186,000 | 8,006 |
| Salaries and employee benefits | $110,000 | 7,943 |
| Premises and equipment expense | $30,000 | 7,535 |
| Additional noninterest expense | $46,000 | 8,071 |
| Pre-tax net operating income | $61,000 | 6,468 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $60,000 | 6,422 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $60,000 | 6,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $60,000 | 6,325 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,248,000 | 8,058 |
| Total interest expense | $367,000 | 8,139 |
| Net interest income | $881,000 | 7,895 |
| Provision for loan and lease losses | $9,000 | 6,631 |
| Total noninterest income | $123,000 | 7,354 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $87,000 | 6,207 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $36,000 | 7,395 |
| Total noninterest expense | $766,000 | 7,991 |
| Salaries and employee benefits | $458,000 | 7,906 |
| Premises and equipment expense | $126,000 | 7,487 |
| Additional noninterest expense | $182,000 | 8,107 |
| Pre-tax net operating income | $229,000 | 6,794 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $15,000 | 5,528 |
| Income before extraordinary items | $214,000 | 6,738 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $214,000 | 6,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,903 |
| Cash dividends | $140,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $214,000 | 6,716 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $944,000 | 8,116 |
| Total interest expense | $274,000 | 8,189 |
| Net interest income | $670,000 | 7,927 |
| Provision for loan and lease losses | $7,000 | 6,306 |
| Total noninterest income | $90,000 | 7,426 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $61,000 | 6,317 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $29,000 | 7,362 |
| Total noninterest expense | $595,000 | 7,917 |
| Salaries and employee benefits | $345,000 | 7,886 |
| Premises and equipment expense | $94,000 | 7,477 |
| Additional noninterest expense | $156,000 | 7,971 |
| Pre-tax net operating income | $158,000 | 7,111 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $11,000 | 5,703 |
| Income before extraordinary items | $147,000 | 7,044 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $147,000 | 7,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,091 |
| Cash dividends | $112,000 | 4,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $147,000 | 7,035 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $621,000 | 8,178 |
| Total interest expense | $182,000 | 8,250 |
| Net interest income | $439,000 | 8,008 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $59,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $39,000 | 6,398 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $400,000 | 7,960 |
| Salaries and employee benefits | $236,000 | 7,909 |
| Premises and equipment expense | $62,000 | 7,522 |
| Additional noninterest expense | $102,000 | 8,037 |
| Pre-tax net operating income | $93,000 | 7,288 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $93,000 | 7,170 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $93,000 | 7,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,026 |
| Cash dividends | $83,000 | 4,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $93,000 | 7,160 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $307,000 | 8,240 |
| Total interest expense | $90,000 | 8,298 |
| Net interest income | $217,000 | 8,074 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $26,000 | 7,612 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $8,000 | 7,599 |
| Total noninterest expense | $207,000 | 7,962 |
| Salaries and employee benefits | $122,000 | 7,912 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $52,000 | 8,045 |
| Pre-tax net operating income | $34,000 | 7,497 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $34,000 | 7,402 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $34,000 | 7,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,384 |
| Cash dividends | $49,000 | 3,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $34,000 | 7,390 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 8,127 |
| Total interest expense | $291,000 | 8,305 |
| Net interest income | $917,000 | 7,960 |
| Provision for loan and lease losses | $9,000 | 6,633 |
| Total noninterest income | $117,000 | 7,586 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $82,000 | 6,411 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $35,000 | 7,597 |
| Total noninterest expense | $701,000 | 8,168 |
| Salaries and employee benefits | $388,000 | 8,183 |
| Premises and equipment expense | $110,000 | 7,690 |
| Additional noninterest expense | $203,000 | 8,103 |
| Pre-tax net operating income | $324,000 | 7,041 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $324,000 | 6,818 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $324,000 | 6,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,486 |
| Cash dividends | $277,000 | 4,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $324,000 | 6,817 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $905,000 | 8,202 |
| Total interest expense | $205,000 | 8,384 |
| Net interest income | $700,000 | 8,005 |
| Provision for loan and lease losses | $7,000 | 6,476 |
| Total noninterest income | $90,000 | 7,641 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $61,000 | 6,491 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,555 |
| Total noninterest expense | $500,000 | 8,231 |
| Salaries and employee benefits | $263,000 | 8,279 |
| Premises and equipment expense | $77,000 | 7,801 |
| Additional noninterest expense | $160,000 | 8,073 |
| Pre-tax net operating income | $283,000 | 7,080 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $283,000 | 6,808 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $283,000 | 6,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $276,000 | 3,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $283,000 | 6,813 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $601,000 | 8,245 |
| Total interest expense | $126,000 | 8,432 |
| Net interest income | $475,000 | 8,029 |
| Provision for loan and lease losses | $5,000 | 6,229 |
| Total noninterest income | $58,000 | 7,716 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $38,000 | 6,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,559 |
| Total noninterest expense | $331,000 | 8,276 |
| Salaries and employee benefits | $174,000 | 8,333 |
| Premises and equipment expense | $51,000 | 7,826 |
| Additional noninterest expense | $106,000 | 8,093 |
| Pre-tax net operating income | $197,000 | 7,104 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $197,000 | 6,774 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $197,000 | 6,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $233,000 | 3,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $197,000 | 6,786 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $298,000 | 8,268 |
| Total interest expense | $60,000 | 8,463 |
| Net interest income | $238,000 | 8,056 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $25,000 | 7,837 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $165,000 | 8,286 |
| Salaries and employee benefits | $85,000 | 8,376 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $53,000 | 8,099 |
| Pre-tax net operating income | $96,000 | 7,108 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $96,000 | 6,799 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $96,000 | 6,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $155,000 | 2,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $96,000 | 6,797 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 8,266 |
| Total interest expense | $187,000 | 8,472 |
| Net interest income | $888,000 | 8,104 |
| Provision for loan and lease losses | $9,000 | 6,862 |
| Total noninterest income | $114,000 | 7,803 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $78,000 | 6,621 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,717 |
| Total noninterest expense | $637,000 | 8,350 |
| Salaries and employee benefits | $362,000 | 8,326 |
| Premises and equipment expense | $97,000 | 7,892 |
| Additional noninterest expense | $178,000 | 8,355 |
| Pre-tax net operating income | $356,000 | 7,209 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $23,000 | 6,273 |
| Income before extraordinary items | $329,000 | 7,053 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $329,000 | 7,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $60,000 | 5,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $332,720 | 7,026 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $790,000 | 8,319 |
| Total interest expense | $135,000 | 8,508 |
| Net interest income | $655,000 | 8,168 |
| Provision for loan and lease losses | $7,000 | 6,660 |
| Total noninterest income | $83,000 | 7,869 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $55,000 | 6,735 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $28,000 | 7,724 |
| Total noninterest expense | $481,000 | 8,325 |
| Salaries and employee benefits | $249,000 | 8,397 |
| Premises and equipment expense | $69,000 | 7,963 |
| Additional noninterest expense | $163,000 | 8,123 |
| Pre-tax net operating income | $250,000 | 7,422 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $23,000 | 6,225 |
| Income before extraordinary items | $223,000 | 7,325 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $223,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $226,640 | 7,279 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $505,000 | 8,368 |
| Total interest expense | $85,000 | 8,534 |
| Net interest income | $420,000 | 8,226 |
| Provision for loan and lease losses | $5,000 | 6,409 |
| Total noninterest income | $49,000 | 7,981 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,000 | 7,844 |
| Total noninterest expense | $326,000 | 8,309 |
| Salaries and employee benefits | $165,000 | 8,413 |
| Premises and equipment expense | $48,000 | 7,908 |
| Additional noninterest expense | $113,000 | 8,060 |
| Pre-tax net operating income | $138,000 | 7,621 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $27,000 | 5,937 |
| Income before extraordinary items | $115,000 | 7,633 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $115,000 | 7,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $111,760 | 7,617 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $240,000 | 8,477 |
| Total interest expense | $42,000 | 8,585 |
| Net interest income | $198,000 | 8,363 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $24,000 | 8,024 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $162,000 | 8,394 |
| Salaries and employee benefits | $81,000 | 8,498 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $57,000 | 8,120 |
| Pre-tax net operating income | $58,000 | 7,788 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $26,000 | 5,434 |
| Income before extraordinary items | $32,000 | 8,065 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $32,000 | 8,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $32,000 | 8,033 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 8,467 |
| Total interest expense | $167,000 | 8,567 |
| Net interest income | $748,000 | 8,375 |
| Provision for loan and lease losses | $9,000 | 7,075 |
| Total noninterest income | $125,000 | 7,850 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $95,000 | 6,547 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $30,000 | 7,956 |
| Total noninterest expense | $639,000 | 8,437 |
| Salaries and employee benefits | $363,000 | 8,420 |
| Premises and equipment expense | $100,000 | 7,971 |
| Additional noninterest expense | $176,000 | 8,449 |
| Pre-tax net operating income | $225,000 | 7,694 |
| Securities gains (losses) | $-2,000 | 7,892 |
| Applicable income taxes | $97,000 | 5,535 |
| Income before extraordinary items | $126,000 | 7,986 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $126,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,343 |
| Cash dividends | $60,000 | 5,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $127,280 | 7,937 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $680,000 | 8,523 |
| Total interest expense | $127,000 | 8,608 |
| Net interest income | $553,000 | 8,427 |
| Provision for loan and lease losses | $7,000 | 6,892 |
| Total noninterest income | $99,000 | 7,812 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $75,000 | 6,528 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 7,924 |
| Total noninterest expense | $471,000 | 8,459 |
| Salaries and employee benefits | $250,000 | 8,515 |
| Premises and equipment expense | $77,000 | 7,932 |
| Additional noninterest expense | $144,000 | 8,359 |
| Pre-tax net operating income | $174,000 | 7,807 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $75,000 | 5,646 |
| Income before extraordinary items | $99,000 | 8,074 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $99,000 | 8,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $99,000 | 8,021 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $444,000 | 8,605 |
| Total interest expense | $85,000 | 8,667 |
| Net interest income | $359,000 | 8,504 |
| Provision for loan and lease losses | $5,000 | 6,663 |
| Total noninterest income | $67,000 | 7,836 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $48,000 | 6,596 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $19,000 | 7,792 |
| Total noninterest expense | $319,000 | 8,493 |
| Salaries and employee benefits | $173,000 | 8,525 |
| Premises and equipment expense | $53,000 | 7,915 |
| Additional noninterest expense | $93,000 | 8,423 |
| Pre-tax net operating income | $102,000 | 7,911 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $45,000 | 5,735 |
| Income before extraordinary items | $57,000 | 8,174 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $57,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $57,000 | 8,124 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $225,000 | 8,637 |
| Total interest expense | $43,000 | 8,712 |
| Net interest income | $182,000 | 8,525 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $29,000 | 8,016 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $155,000 | 8,573 |
| Salaries and employee benefits | $84,000 | 8,598 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $44,000 | 8,543 |
| Pre-tax net operating income | $54,000 | 7,867 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $33,000 | 8,096 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $33,000 | 8,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $33,000 | 8,035 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $942,000 | 8,636 |
| Total interest expense | $224,000 | 8,677 |
| Net interest income | $718,000 | 8,531 |
| Provision for loan and lease losses | $9,000 | 7,413 |
| Total noninterest income | $136,000 | 7,947 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $107,000 | 6,448 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $29,000 | 8,154 |
| Total noninterest expense | $643,000 | 8,559 |
| Salaries and employee benefits | $371,000 | 8,523 |
| Premises and equipment expense | $102,000 | 8,040 |
| Additional noninterest expense | $170,000 | 8,631 |
| Pre-tax net operating income | $202,000 | 7,818 |
| Securities gains (losses) | $-16,000 | 8,838 |
| Applicable income taxes | $76,000 | 5,981 |
| Income before extraordinary items | $110,000 | 8,174 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $110,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,545 |
| Cash dividends | $60,000 | 5,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $120,240 | 8,007 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $718,000 | 8,709 |
| Total interest expense | $178,000 | 8,749 |
| Net interest income | $540,000 | 8,599 |
| Provision for loan and lease losses | $7,000 | 7,290 |
| Total noninterest income | $116,000 | 7,823 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $85,000 | 6,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 7,823 |
| Total noninterest expense | $481,000 | 8,583 |
| Salaries and employee benefits | $260,000 | 8,615 |
| Premises and equipment expense | $73,000 | 8,123 |
| Additional noninterest expense | $148,000 | 8,477 |
| Pre-tax net operating income | $168,000 | 7,884 |
| Securities gains (losses) | $-16,000 | 8,988 |
| Applicable income taxes | $70,000 | 5,931 |
| Income before extraordinary items | $82,000 | 8,336 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $82,000 | 8,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $92,240 | 8,142 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $481,000 | 8,750 |
| Total interest expense | $127,000 | 8,774 |
| Net interest income | $354,000 | 8,657 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $84,000 | 7,692 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $63,000 | 6,212 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $321,000 | 8,603 |
| Salaries and employee benefits | $172,000 | 8,646 |
| Premises and equipment expense | $52,000 | 8,045 |
| Additional noninterest expense | $97,000 | 8,501 |
| Pre-tax net operating income | $112,000 | 7,909 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $60,000 | 5,731 |
| Income before extraordinary items | $52,000 | 8,409 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $52,000 | 8,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $52,000 | 8,279 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $254,000 | 8,770 |
| Total interest expense | $67,000 | 8,811 |
| Net interest income | $187,000 | 8,649 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $39,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 6,311 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $164,000 | 8,613 |
| Salaries and employee benefits | $87,000 | 8,673 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $53,000 | 8,408 |
| Pre-tax net operating income | $60,000 | 7,837 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $25,000 | 5,890 |
| Income before extraordinary items | $35,000 | 8,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $35,000 | 8,042 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,128,000 | 8,745 |
| Total interest expense | $334,000 | 8,824 |
| Net interest income | $794,000 | 8,597 |
| Provision for loan and lease losses | $6,000 | 7,926 |
| Total noninterest income | $160,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $112,000 | 6,374 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $48,000 | 7,649 |
| Total noninterest expense | $595,000 | 8,781 |
| Salaries and employee benefits | $322,000 | 8,814 |
| Premises and equipment expense | $96,000 | 8,225 |
| Additional noninterest expense | $177,000 | 8,709 |
| Pre-tax net operating income | $353,000 | 7,345 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $155,000 | 5,481 |
| Income before extraordinary items | $198,000 | 7,848 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $198,000 | 7,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,849 |
| Cash dividends | $60,000 | 5,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $198,000 | 7,743 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 8,916 |
| Total interest expense | $523,000 | 8,981 |
| Net interest income | $761,000 | 8,740 |
| Provision for loan and lease losses | $81,000 | 5,963 |
| Total noninterest income | $128,000 | 8,125 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $84,000 | 6,897 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $44,000 | 7,857 |
| Total noninterest expense | $549,000 | 9,069 |
| Salaries and employee benefits | $300,000 | 9,066 |
| Premises and equipment expense | $91,000 | 8,440 |
| Additional noninterest expense | $158,000 | 8,993 |
| Pre-tax net operating income | $259,000 | 7,597 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $112,000 | 5,860 |
| Income before extraordinary items | $148,000 | 8,043 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $148,000 | 8,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,516 |
| Cash dividends | $60,000 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $147,360 | 7,932 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 9,210 |
| Total interest expense | $449,000 | 9,345 |
| Net interest income | $778,000 | 8,953 |
| Provision for loan and lease losses | $6,000 | 8,107 |
| Total noninterest income | $144,000 | 7,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 7,994 |
| Total noninterest expense | $523,000 | 9,335 |
| Salaries and employee benefits | $289,000 | 9,314 |
| Premises and equipment expense | $83,000 | 8,738 |
| Additional noninterest expense | $151,000 | 9,225 |
| Pre-tax net operating income | $393,000 | 7,510 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $145,000 | 5,983 |
| Income before extraordinary items | $248,000 | 7,789 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $248,000 | 7,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,312 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $248,000 | 7,796 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,174,000 | 9,451 |
| Total interest expense | $442,000 | 9,563 |
| Net interest income | $732,000 | 9,215 |
| Provision for loan and lease losses | $2,000 | 8,441 |
| Total noninterest income | $127,000 | 8,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 6,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,465 |
| Total noninterest expense | $545,000 | 9,483 |
| Salaries and employee benefits | $278,000 | 9,593 |
| Premises and equipment expense | $87,000 | 8,879 |
| Additional noninterest expense | $180,000 | 9,231 |
| Pre-tax net operating income | $312,000 | 8,026 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $123,000 | 6,608 |
| Income before extraordinary items | $189,000 | 8,382 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $189,000 | 8,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $189,000 | 8,349 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,181,000 | 9,680 |
| Total interest expense | $494,000 | 9,711 |
| Net interest income | $687,000 | 9,522 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $125,000 | 8,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 7,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 8,704 |
| Total noninterest expense | $534,000 | 9,658 |
| Salaries and employee benefits | $281,000 | 9,725 |
| Premises and equipment expense | $90,000 | 8,926 |
| Additional noninterest expense | $163,000 | 9,533 |
| Pre-tax net operating income | $278,000 | 8,526 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $110,000 | 7,374 |
| Income before extraordinary items | $168,000 | 8,853 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $168,000 | 8,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,719 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $168,000 | 8,787 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 10,159 |
| Total interest expense | $473,000 | 10,160 |
| Net interest income | $658,000 | 10,041 |
| Provision for loan and lease losses | $100,000 | 5,146 |
| Total noninterest income | $124,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $90,000 | 7,424 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $493,000 | 10,157 |
| Salaries and employee benefits | $265,000 | 10,172 |
| Premises and equipment expense | $77,000 | 9,513 |
| Additional noninterest expense | $151,000 | 9,980 |
| Pre-tax net operating income | $189,000 | 9,630 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $21,000 | 9,704 |
| Income before extraordinary items | $168,000 | 9,419 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $168,000 | 9,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,640 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $168,000 | 9,373 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 10,690 |
| Total interest expense | $443,000 | 10,766 |
| Net interest income | $646,000 | 10,527 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $132,000 | 9,328 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 8,114 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,626 |
| Total noninterest expense | $468,000 | 10,707 |
| Salaries and employee benefits | $255,000 | 10,685 |
| Premises and equipment expense | $73,000 | 9,997 |
| Additional noninterest expense | $140,000 | 10,671 |
| Pre-tax net operating income | $310,000 | 9,063 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $90,000 | 8,931 |
| Income before extraordinary items | $219,000 | 9,123 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $219,000 | 9,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $219,710 | 9,061 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 11,293 |
| Total interest expense | $396,000 | 11,342 |
| Net interest income | $595,000 | 11,141 |
| Provision for loan and lease losses | $7,000 | 8,542 |
| Total noninterest income | $93,000 | 10,435 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,029 |
| Total noninterest expense | $452,000 | 11,229 |
| Salaries and employee benefits | $226,000 | 11,330 |
| Premises and equipment expense | $76,000 | 10,320 |
| Additional noninterest expense | $150,000 | 11,048 |
| Pre-tax net operating income | $229,000 | 10,271 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $33,000 | 10,533 |
| Income before extraordinary items | $196,000 | 9,972 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $196,000 | 9,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,624 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $196,000 | 9,943 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $857,000 | 11,978 |
| Total interest expense | $330,000 | 11,903 |
| Net interest income | $527,000 | 11,920 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $79,000 | 11,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,719 |
| Total noninterest expense | $465,000 | 11,776 |
| Salaries and employee benefits | $227,000 | 11,865 |
| Premises and equipment expense | $77,000 | 10,744 |
| Additional noninterest expense | $161,000 | 11,649 |
| Pre-tax net operating income | $141,000 | 11,339 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $9,000 | 11,400 |
| Income before extraordinary items | $132,000 | 11,039 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $132,000 | 11,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $132,000 | 11,091 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $872,000 | 12,543 |
| Total interest expense | $364,000 | 12,383 |
| Net interest income | $508,000 | 12,534 |
| Provision for loan and lease losses | $24,000 | 8,778 |
| Total noninterest income | $86,000 | 11,666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $444,000 | 12,448 |
| Salaries and employee benefits | $209,000 | 12,548 |
| Premises and equipment expense | $77,000 | 11,269 |
| Additional noninterest expense | $158,000 | 12,313 |
| Pre-tax net operating income | $126,000 | 11,664 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $40,000 | 11,152 |
| Income before extraordinary items | $85,000 | 11,961 |
| Extraordinary gains, net | $18,000 | 2,745 |
| Net income | $103,000 | 11,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 11,470 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $85,680 | 11,773 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $956,000 | 13,098 |
| Total interest expense | $469,000 | 12,886 |
| Net interest income | $487,000 | 13,117 |
| Provision for loan and lease losses | $16,000 | 10,806 |
| Total noninterest income | $84,000 | 12,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 10,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $430,000 | 13,021 |
| Salaries and employee benefits | $199,000 | 13,174 |
| Premises and equipment expense | $75,000 | 11,682 |
| Additional noninterest expense | $156,000 | 12,847 |
| Pre-tax net operating income | $125,000 | 11,758 |
| Securities gains (losses) | $-2,000 | 12,861 |
| Applicable income taxes | $49,000 | 11,284 |
| Income before extraordinary items | $74,000 | 12,311 |
| Extraordinary gains, net | $22,000 | 1,209 |
| Net income | $96,000 | 12,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 12,832 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $75,280 | 11,989 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.