Home > American State Bank > Income and Expense
American State Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $833,000 | 6,267 |
| Total interest expense | $254,000 | 5,922 |
| Net interest income | $579,000 | 6,322 |
| Provision for loan and lease losses | $761,000 | 319 |
| Total noninterest income | $130,000 | 5,081 |
| Gross Fiduciary activities income | $21,000 | 974 |
| Service charges on deposit accounts | $70,000 | 4,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,696 |
| Total noninterest expense | $1,384,000 | 2,911 |
| Salaries and employee benefits | $272,000 | 6,117 |
| Premises and equipment expense | $90,000 | 5,217 |
| Additional noninterest expense | $1,022,000 | 1,220 |
| Pre-tax net operating income | $-1,436,000 | 8,910 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-377,000 | 8,905 |
| Income before extraordinary items | $-1,059,000 | 8,906 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-1,059,000 | 8,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 592 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-1,059,000 | 8,897 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 5,672 |
| Total interest expense | $918,000 | 5,896 |
| Net interest income | $2,932,000 | 5,484 |
| Provision for loan and lease losses | $303,000 | 2,883 |
| Total noninterest income | $646,000 | 4,626 |
| Gross Fiduciary activities income | $68,000 | 1,012 |
| Service charges on deposit accounts | $324,000 | 4,141 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $254,000 | 4,601 |
| Total noninterest expense | $2,860,000 | 4,823 |
| Salaries and employee benefits | $1,375,000 | 5,239 |
| Premises and equipment expense | $354,000 | 5,169 |
| Additional noninterest expense | $1,131,000 | 3,931 |
| Pre-tax net operating income | $415,000 | 7,011 |
| Securities gains (losses) | $15,000 | 2,589 |
| Applicable income taxes | $172,000 | 4,929 |
| Income before extraordinary items | $258,000 | 7,400 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $258,000 | 7,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 1,730 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $248,400 | 7,381 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 5,619 |
| Total interest expense | $680,000 | 5,908 |
| Net interest income | $2,252,000 | 5,404 |
| Provision for loan and lease losses | $303,000 | 2,248 |
| Total noninterest income | $503,000 | 4,539 |
| Gross Fiduciary activities income | $48,000 | 1,023 |
| Service charges on deposit accounts | $244,000 | 4,160 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $211,000 | 4,393 |
| Total noninterest expense | $2,096,000 | 4,854 |
| Salaries and employee benefits | $1,042,000 | 5,173 |
| Premises and equipment expense | $273,000 | 5,062 |
| Additional noninterest expense | $781,000 | 4,155 |
| Pre-tax net operating income | $356,000 | 6,934 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $139,000 | 4,943 |
| Income before extraordinary items | $217,000 | 7,379 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $217,000 | 7,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 1,383 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $217,000 | 7,319 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 5,645 |
| Total interest expense | $459,000 | 5,894 |
| Net interest income | $1,482,000 | 5,447 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $354,000 | 4,396 |
| Gross Fiduciary activities income | $31,000 | 1,038 |
| Service charges on deposit accounts | $160,000 | 4,180 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $163,000 | 4,148 |
| Total noninterest expense | $1,386,000 | 4,920 |
| Salaries and employee benefits | $693,000 | 5,208 |
| Premises and equipment expense | $182,000 | 5,083 |
| Additional noninterest expense | $511,000 | 4,241 |
| Pre-tax net operating income | $405,000 | 5,823 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $160,000 | 4,147 |
| Income before extraordinary items | $245,000 | 6,491 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 6,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,878 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $245,000 | 6,401 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $962,000 | 5,695 |
| Total interest expense | $228,000 | 5,963 |
| Net interest income | $734,000 | 5,469 |
| Provision for loan and lease losses | $23,000 | 4,653 |
| Total noninterest income | $219,000 | 3,845 |
| Gross Fiduciary activities income | $15,000 | 1,045 |
| Service charges on deposit accounts | $75,000 | 4,266 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $129,000 | 3,206 |
| Total noninterest expense | $680,000 | 5,006 |
| Salaries and employee benefits | $338,000 | 5,313 |
| Premises and equipment expense | $85,000 | 5,341 |
| Additional noninterest expense | $257,000 | 4,226 |
| Pre-tax net operating income | $250,000 | 5,280 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $100,000 | 3,780 |
| Income before extraordinary items | $150,000 | 6,017 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $150,000 | 6,017 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 2,824 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $150,000 | 5,893 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 5,658 |
| Total interest expense | $1,349,000 | 5,216 |
| Net interest income | $2,638,000 | 5,725 |
| Provision for loan and lease losses | $444,000 | 2,391 |
| Total noninterest income | $648,000 | 4,756 |
| Gross Fiduciary activities income | $117,000 | 931 |
| Service charges on deposit accounts | $336,000 | 4,048 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $195,000 | 5,337 |
| Total noninterest expense | $2,886,000 | 4,735 |
| Salaries and employee benefits | $1,450,000 | 4,957 |
| Premises and equipment expense | $377,000 | 4,943 |
| Additional noninterest expense | $1,059,000 | 4,093 |
| Pre-tax net operating income | $-44,000 | 8,597 |
| Securities gains (losses) | $403,000 | 869 |
| Applicable income taxes | $113,000 | 5,591 |
| Income before extraordinary items | $246,000 | 7,542 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $246,000 | 7,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,873 |
| Cash dividends | $25,000 | 6,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-32,070 | 8,588 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 5,674 |
| Total interest expense | $1,140,000 | 4,960 |
| Net interest income | $1,890,000 | 5,904 |
| Provision for loan and lease losses | $423,000 | 1,950 |
| Total noninterest income | $489,000 | 4,803 |
| Gross Fiduciary activities income | $93,000 | 920 |
| Service charges on deposit accounts | $254,000 | 4,044 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 5,451 |
| Total noninterest expense | $2,171,000 | 4,707 |
| Salaries and employee benefits | $1,108,000 | 4,878 |
| Premises and equipment expense | $283,000 | 4,924 |
| Additional noninterest expense | $780,000 | 4,136 |
| Pre-tax net operating income | $-215,000 | 8,828 |
| Securities gains (losses) | $361,000 | 852 |
| Applicable income taxes | $32,000 | 6,525 |
| Income before extraordinary items | $114,000 | 8,134 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $114,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,387 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-167,580 | 8,808 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,016,000 | 5,717 |
| Total interest expense | $589,000 | 5,909 |
| Net interest income | $1,427,000 | 5,492 |
| Provision for loan and lease losses | $26,000 | 6,061 |
| Total noninterest income | $333,000 | 4,716 |
| Gross Fiduciary activities income | $74,000 | 889 |
| Service charges on deposit accounts | $165,000 | 4,075 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $94,000 | 5,436 |
| Total noninterest expense | $1,437,000 | 4,719 |
| Salaries and employee benefits | $753,000 | 4,832 |
| Premises and equipment expense | $174,000 | 5,157 |
| Additional noninterest expense | $510,000 | 4,179 |
| Pre-tax net operating income | $297,000 | 6,519 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $97,000 | 5,183 |
| Income before extraordinary items | $200,000 | 6,967 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $200,000 | 6,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,718 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $200,000 | 6,773 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 5,770 |
| Total interest expense | $303,000 | 5,910 |
| Net interest income | $697,000 | 5,560 |
| Provision for loan and lease losses | $7,000 | 6,361 |
| Total noninterest income | $166,000 | 4,626 |
| Gross Fiduciary activities income | $39,000 | 876 |
| Service charges on deposit accounts | $82,000 | 4,012 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $45,000 | 5,466 |
| Total noninterest expense | $695,000 | 4,818 |
| Salaries and employee benefits | $362,000 | 4,964 |
| Premises and equipment expense | $86,000 | 5,190 |
| Additional noninterest expense | $249,000 | 4,226 |
| Pre-tax net operating income | $161,000 | 6,323 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $54,000 | 4,991 |
| Income before extraordinary items | $107,000 | 6,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,669 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $107,000 | 6,597 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,908,000 | 5,983 |
| Total interest expense | $1,343,000 | 6,076 |
| Net interest income | $2,565,000 | 5,818 |
| Provision for loan and lease losses | $300,000 | 3,409 |
| Total noninterest income | $739,000 | 4,187 |
| Gross Fiduciary activities income | $198,000 | 829 |
| Service charges on deposit accounts | $345,000 | 3,907 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $196,000 | 5,074 |
| Total noninterest expense | $2,816,000 | 4,667 |
| Salaries and employee benefits | $1,354,000 | 5,062 |
| Premises and equipment expense | $355,000 | 5,049 |
| Additional noninterest expense | $1,107,000 | 3,858 |
| Pre-tax net operating income | $188,000 | 7,965 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $51,000 | 6,516 |
| Income before extraordinary items | $138,000 | 8,152 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $138,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,090 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $137,270 | 8,049 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,920,000 | 6,426 |
| Total interest expense | $1,840,000 | 6,359 |
| Net interest income | $2,080,000 | 6,313 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $671,000 | 4,292 |
| Gross Fiduciary activities income | $97,000 | 1,003 |
| Service charges on deposit accounts | $330,000 | 3,924 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $244,000 | 4,534 |
| Total noninterest expense | $2,501,000 | 4,950 |
| Salaries and employee benefits | $1,143,000 | 5,501 |
| Premises and equipment expense | $307,000 | 5,454 |
| Additional noninterest expense | $1,051,000 | 3,899 |
| Pre-tax net operating income | $235,000 | 7,706 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $69,000 | 6,424 |
| Income before extraordinary items | $166,000 | 7,929 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $166,000 | 7,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $100,000 | 5,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $166,000 | 7,820 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 6,766 |
| Total interest expense | $1,612,000 | 6,943 |
| Net interest income | $2,061,000 | 6,482 |
| Provision for loan and lease losses | $17,000 | 7,726 |
| Total noninterest income | $567,000 | 4,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $308,000 | 3,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $259,000 | 4,220 |
| Total noninterest expense | $2,290,000 | 5,179 |
| Salaries and employee benefits | $1,136,000 | 5,432 |
| Premises and equipment expense | $283,000 | 5,614 |
| Additional noninterest expense | $871,000 | 4,456 |
| Pre-tax net operating income | $321,000 | 7,811 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $128,000 | 6,197 |
| Income before extraordinary items | $194,000 | 8,101 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $194,000 | 8,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,148 |
| Cash dividends | $100,000 | 5,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $193,360 | 8,107 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,508,000 | 6,819 |
| Total interest expense | $1,344,000 | 7,313 |
| Net interest income | $2,164,000 | 6,351 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $597,000 | 4,445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,033 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 4,012 |
| Total noninterest expense | $2,206,000 | 5,315 |
| Salaries and employee benefits | $1,077,000 | 5,593 |
| Premises and equipment expense | $278,000 | 5,710 |
| Additional noninterest expense | $851,000 | 4,588 |
| Pre-tax net operating income | $525,000 | 7,029 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $196,000 | 5,753 |
| Income before extraordinary items | $328,000 | 7,409 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $328,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,586 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $328,640 | 7,384 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,530,000 | 6,915 |
| Total interest expense | $1,384,000 | 7,457 |
| Net interest income | $2,146,000 | 6,401 |
| Provision for loan and lease losses | $52,000 | 6,526 |
| Total noninterest income | $565,000 | 4,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 4,062 |
| Total noninterest expense | $2,295,000 | 5,072 |
| Salaries and employee benefits | $1,166,000 | 5,183 |
| Premises and equipment expense | $287,000 | 5,516 |
| Additional noninterest expense | $842,000 | 4,506 |
| Pre-tax net operating income | $364,000 | 8,065 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $135,000 | 7,052 |
| Income before extraordinary items | $229,000 | 8,399 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $229,000 | 8,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,888 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $229,000 | 8,326 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 7,364 |
| Total interest expense | $1,275,000 | 7,908 |
| Net interest income | $2,064,000 | 6,788 |
| Provision for loan and lease losses | $27,000 | 7,550 |
| Total noninterest income | $558,000 | 4,648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 3,872 |
| Total noninterest expense | $2,134,000 | 5,405 |
| Salaries and employee benefits | $1,076,000 | 5,568 |
| Premises and equipment expense | $282,000 | 5,632 |
| Additional noninterest expense | $776,000 | 4,836 |
| Pre-tax net operating income | $461,000 | 8,136 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $175,000 | 7,245 |
| Income before extraordinary items | $286,000 | 8,482 |
| Extraordinary gains, net | $-5,000 | 10,904 |
| Net income | $281,000 | 8,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,139 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $286,000 | 8,443 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,170,000 | 7,779 |
| Total interest expense | $1,218,000 | 8,323 |
| Net interest income | $1,952,000 | 7,246 |
| Provision for loan and lease losses | $29,000 | 7,529 |
| Total noninterest income | $473,000 | 5,350 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $229,000 | 4,804 |
| Total noninterest expense | $2,008,000 | 5,934 |
| Salaries and employee benefits | $982,000 | 6,079 |
| Premises and equipment expense | $273,000 | 5,932 |
| Additional noninterest expense | $753,000 | 5,439 |
| Pre-tax net operating income | $388,000 | 8,578 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $140,000 | 8,024 |
| Income before extraordinary items | $248,000 | 8,851 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $248,000 | 8,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $50,000 | 7,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $248,000 | 8,786 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 8,445 |
| Total interest expense | $1,103,000 | 8,893 |
| Net interest income | $1,741,000 | 7,915 |
| Provision for loan and lease losses | $66,000 | 5,523 |
| Total noninterest income | $446,000 | 5,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 5,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $204,000 | 5,077 |
| Total noninterest expense | $1,832,000 | 6,388 |
| Salaries and employee benefits | $840,000 | 6,891 |
| Premises and equipment expense | $250,000 | 6,348 |
| Additional noninterest expense | $742,000 | 5,578 |
| Pre-tax net operating income | $289,000 | 9,835 |
| Securities gains (losses) | $-11,000 | 10,162 |
| Applicable income taxes | $113,000 | 8,910 |
| Income before extraordinary items | $165,000 | 10,311 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $165,000 | 10,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $172,040 | 10,215 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,486,000 | 8,926 |
| Total interest expense | $891,000 | 9,173 |
| Net interest income | $1,595,000 | 8,591 |
| Provision for loan and lease losses | $40,000 | 6,585 |
| Total noninterest income | $410,000 | 6,048 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,229 |
| Total noninterest expense | $1,704,000 | 6,976 |
| Salaries and employee benefits | $776,000 | 7,343 |
| Premises and equipment expense | $233,000 | 6,814 |
| Additional noninterest expense | $695,000 | 6,357 |
| Pre-tax net operating income | $261,000 | 10,407 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $97,000 | 9,435 |
| Income before extraordinary items | $164,000 | 10,672 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $164,000 | 10,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,702 |
| Cash dividends | $40,000 | 8,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $164,000 | 10,708 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,312,000 | 9,548 |
| Total interest expense | $813,000 | 9,978 |
| Net interest income | $1,499,000 | 9,111 |
| Provision for loan and lease losses | $7,000 | 9,969 |
| Total noninterest income | $384,000 | 6,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,923 |
| Total noninterest expense | $1,674,000 | 7,275 |
| Salaries and employee benefits | $768,000 | 7,508 |
| Premises and equipment expense | $242,000 | 6,848 |
| Additional noninterest expense | $664,000 | 6,833 |
| Pre-tax net operating income | $202,000 | 11,018 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $69,000 | 10,505 |
| Income before extraordinary items | $133,000 | 11,420 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $133,000 | 11,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 8,917 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $133,000 | 11,210 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 10,346 |
| Total interest expense | $945,000 | 10,639 |
| Net interest income | $1,320,000 | 9,905 |
| Provision for loan and lease losses | $143,000 | 6,243 |
| Total noninterest income | $1,321,000 | 2,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 5,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,067,000 | 1,907 |
| Total noninterest expense | $1,584,000 | 7,628 |
| Salaries and employee benefits | $717,000 | 7,858 |
| Premises and equipment expense | $219,000 | 7,420 |
| Additional noninterest expense | $648,000 | 7,119 |
| Pre-tax net operating income | $914,000 | 6,018 |
| Securities gains (losses) | $150,000 | 2,415 |
| Applicable income taxes | $368,000 | 5,114 |
| Income before extraordinary items | $696,000 | 5,953 |
| Extraordinary gains, net | $325,000 | 289 |
| Net income | $1,021,000 | 4,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 7,390 |
| Cash dividends | $135,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $598,500 | 6,226 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.