Home > American State Bank > Income and Expense
American State Bank, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,501,000 | 4,672 |
| Total interest expense | $3,404,000 | 4,247 |
| Net interest income | $3,097,000 | 5,019 |
| Provision for loan and lease losses | $279,000 | 2,790 |
| Total noninterest income | $486,000 | 5,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 3,830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,296 |
| Total noninterest expense | $2,278,000 | 5,091 |
| Salaries and employee benefits | $1,160,000 | 5,204 |
| Premises and equipment expense | $486,000 | 3,787 |
| Additional noninterest expense | $632,000 | 5,540 |
| Pre-tax net operating income | $1,026,000 | 5,338 |
| Securities gains (losses) | $47,000 | 1,787 |
| Applicable income taxes | $181,000 | 6,408 |
| Income before extraordinary items | $892,000 | 4,859 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $892,000 | 4,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $489,000 | 1,275 |
| Cash dividends | $180,000 | 5,532 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $852,990 | 4,909 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,404,000 | 4,822 |
| Total interest expense | $3,162,000 | 4,500 |
| Net interest income | $3,242,000 | 5,011 |
| Provision for loan and lease losses | $499,000 | 1,785 |
| Total noninterest income | $527,000 | 4,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $311,000 | 3,961 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,771 |
| Total noninterest expense | $2,299,000 | 5,102 |
| Salaries and employee benefits | $1,120,000 | 5,396 |
| Premises and equipment expense | $478,000 | 3,864 |
| Additional noninterest expense | $701,000 | 5,220 |
| Pre-tax net operating income | $971,000 | 5,924 |
| Securities gains (losses) | $15,000 | 2,081 |
| Applicable income taxes | $195,000 | 6,948 |
| Income before extraordinary items | $791,000 | 5,498 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $791,000 | 5,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,169 |
| Cash dividends | $180,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $779,000 | 5,504 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,034,000 | 5,169 |
| Total interest expense | $3,102,000 | 4,640 |
| Net interest income | $2,932,000 | 5,531 |
| Provision for loan and lease losses | $57,000 | 6,361 |
| Total noninterest income | $602,000 | 4,554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 3,825 |
| Total noninterest expense | $2,535,000 | 4,945 |
| Salaries and employee benefits | $1,161,000 | 5,351 |
| Premises and equipment expense | $464,000 | 4,017 |
| Additional noninterest expense | $910,000 | 4,717 |
| Pre-tax net operating income | $942,000 | 5,946 |
| Securities gains (losses) | $8,000 | 2,673 |
| Applicable income taxes | $173,000 | 7,544 |
| Income before extraordinary items | $777,000 | 5,406 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $777,000 | 5,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,548 |
| Cash dividends | $180,000 | 5,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $770,440 | 5,383 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,838,000 | 5,320 |
| Total interest expense | $3,194,000 | 4,491 |
| Net interest income | $2,644,000 | 6,057 |
| Provision for loan and lease losses | $342,000 | 2,087 |
| Total noninterest income | $525,000 | 5,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $285,000 | 4,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $240,000 | 4,595 |
| Total noninterest expense | $2,249,000 | 5,459 |
| Salaries and employee benefits | $1,137,000 | 5,455 |
| Premises and equipment expense | $449,000 | 4,121 |
| Additional noninterest expense | $663,000 | 6,102 |
| Pre-tax net operating income | $578,000 | 8,003 |
| Securities gains (losses) | $8,000 | 2,536 |
| Applicable income taxes | $115,000 | 8,883 |
| Income before extraordinary items | $471,000 | 7,473 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $471,000 | 7,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,985 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $464,600 | 7,491 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,107,000 | 5,585 |
| Total interest expense | $2,231,000 | 5,109 |
| Net interest income | $2,876,000 | 5,786 |
| Provision for loan and lease losses | $72,000 | 5,248 |
| Total noninterest income | $585,000 | 4,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $305,000 | 4,043 |
| Total noninterest expense | $2,159,000 | 5,845 |
| Salaries and employee benefits | $1,076,000 | 5,741 |
| Premises and equipment expense | $413,000 | 4,457 |
| Additional noninterest expense | $670,000 | 6,534 |
| Pre-tax net operating income | $1,230,000 | 5,148 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $246,000 | 6,601 |
| Income before extraordinary items | $984,000 | 4,596 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $984,000 | 4,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $180,000 | 5,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $984,000 | 4,635 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,807,000 | 5,974 |
| Total interest expense | $2,047,000 | 5,716 |
| Net interest income | $2,760,000 | 6,046 |
| Provision for loan and lease losses | $143,000 | 4,782 |
| Total noninterest income | $539,000 | 5,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,734 |
| Total noninterest expense | $2,070,000 | 6,151 |
| Salaries and employee benefits | $1,025,000 | 5,987 |
| Premises and equipment expense | $326,000 | 5,507 |
| Additional noninterest expense | $719,000 | 6,425 |
| Pre-tax net operating income | $1,086,000 | 5,550 |
| Securities gains (losses) | $42,000 | 3,661 |
| Applicable income taxes | $364,000 | 5,349 |
| Income before extraordinary items | $764,000 | 5,758 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $764,000 | 5,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 4,167 |
| Cash dividends | $180,000 | 5,679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $735,440 | 5,646 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,301,000 | 6,083 |
| Total interest expense | $2,545,000 | 5,907 |
| Net interest income | $2,756,000 | 6,116 |
| Provision for loan and lease losses | $196,000 | 5,277 |
| Total noninterest income | $625,000 | 4,824 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 5,195 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,833 |
| Total noninterest expense | $1,959,000 | 6,482 |
| Salaries and employee benefits | $925,000 | 6,478 |
| Premises and equipment expense | $313,000 | 5,788 |
| Additional noninterest expense | $721,000 | 6,614 |
| Pre-tax net operating income | $1,226,000 | 4,836 |
| Securities gains (losses) | $182,000 | 2,143 |
| Applicable income taxes | $373,000 | 5,058 |
| Income before extraordinary items | $1,035,000 | 4,356 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,035,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 4,547 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $900,320 | 4,619 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.