Home > American State Bank > Income and Expense
American State Bank, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,458,000 | 1,964 |
| Total interest expense | $5,130,000 | 1,573 |
| Net interest income | $7,328,000 | 2,237 |
| Provision for loan and lease losses | $269,000 | 2,428 |
| Total noninterest income | $1,950,000 | 1,814 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,512,000 | 863 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $438,000 | 3,113 |
| Total noninterest expense | $6,394,000 | 1,949 |
| Salaries and employee benefits | $3,407,000 | 1,999 |
| Premises and equipment expense | $1,158,000 | 1,561 |
| Additional noninterest expense | $1,829,000 | 2,041 |
| Pre-tax net operating income | $2,615,000 | 2,486 |
| Securities gains (losses) | $14,000 | 1,366 |
| Applicable income taxes | $774,000 | 2,252 |
| Income before extraordinary items | $1,855,000 | 2,634 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,855,000 | 2,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 1,072 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,845,060 | 2,605 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,079,000 | 1,957 |
| Total interest expense | $3,131,000 | 1,618 |
| Net interest income | $4,948,000 | 2,187 |
| Provision for loan and lease losses | $129,000 | 2,915 |
| Total noninterest income | $1,256,000 | 1,861 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $973,000 | 883 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $283,000 | 3,172 |
| Total noninterest expense | $4,253,000 | 1,947 |
| Salaries and employee benefits | $2,250,000 | 2,009 |
| Premises and equipment expense | $768,000 | 1,573 |
| Additional noninterest expense | $1,235,000 | 1,987 |
| Pre-tax net operating income | $1,822,000 | 2,351 |
| Securities gains (losses) | $14,000 | 1,233 |
| Applicable income taxes | $550,000 | 2,122 |
| Income before extraordinary items | $1,286,000 | 2,507 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,286,000 | 2,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,343 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,276,200 | 2,482 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 1,975 |
| Total interest expense | $1,458,000 | 1,637 |
| Net interest income | $2,489,000 | 2,167 |
| Provision for loan and lease losses | $66,000 | 2,725 |
| Total noninterest income | $586,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $445,000 | 923 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $141,000 | 3,088 |
| Total noninterest expense | $2,083,000 | 1,988 |
| Salaries and employee benefits | $1,104,000 | 2,068 |
| Premises and equipment expense | $377,000 | 1,613 |
| Additional noninterest expense | $602,000 | 2,035 |
| Pre-tax net operating income | $926,000 | 2,302 |
| Securities gains (losses) | $14,000 | 908 |
| Applicable income taxes | $285,000 | 2,054 |
| Income before extraordinary items | $655,000 | 2,438 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $655,000 | 2,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,370 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $645,200 | 2,425 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,259,000 | 1,986 |
| Total interest expense | $4,479,000 | 1,813 |
| Net interest income | $9,780,000 | 2,077 |
| Provision for loan and lease losses | $205,000 | 3,640 |
| Total noninterest income | $2,460,000 | 1,889 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,925,000 | 906 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $535,000 | 3,194 |
| Total noninterest expense | $8,082,000 | 1,986 |
| Salaries and employee benefits | $4,004,000 | 2,162 |
| Premises and equipment expense | $1,481,000 | 1,571 |
| Additional noninterest expense | $2,597,000 | 1,869 |
| Pre-tax net operating income | $3,953,000 | 2,083 |
| Securities gains (losses) | $-8,000 | 8,172 |
| Applicable income taxes | $1,235,000 | 1,863 |
| Income before extraordinary items | $2,710,000 | 2,260 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,710,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,065 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,715,520 | 2,207 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,530,000 | 1,996 |
| Total interest expense | $3,224,000 | 1,859 |
| Net interest income | $7,306,000 | 2,069 |
| Provision for loan and lease losses | $175,000 | 3,272 |
| Total noninterest income | $1,827,000 | 1,917 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,451,000 | 898 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $376,000 | 3,309 |
| Total noninterest expense | $5,989,000 | 1,999 |
| Salaries and employee benefits | $2,902,000 | 2,229 |
| Premises and equipment expense | $1,106,000 | 1,582 |
| Additional noninterest expense | $1,981,000 | 1,808 |
| Pre-tax net operating income | $2,969,000 | 2,092 |
| Securities gains (losses) | $-75,000 | 8,862 |
| Applicable income taxes | $896,000 | 1,946 |
| Income before extraordinary items | $1,998,000 | 2,323 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,998,000 | 2,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 1,820 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,049,750 | 2,212 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,750,000 | 2,060 |
| Total interest expense | $2,074,000 | 1,914 |
| Net interest income | $4,676,000 | 2,141 |
| Provision for loan and lease losses | $150,000 | 2,691 |
| Total noninterest income | $1,182,000 | 1,947 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $954,000 | 897 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $228,000 | 3,488 |
| Total noninterest expense | $3,937,000 | 2,023 |
| Salaries and employee benefits | $1,905,000 | 2,269 |
| Premises and equipment expense | $733,000 | 1,581 |
| Additional noninterest expense | $1,299,000 | 1,839 |
| Pre-tax net operating income | $1,771,000 | 2,261 |
| Securities gains (losses) | $-58,000 | 8,924 |
| Applicable income taxes | $514,000 | 2,153 |
| Income before extraordinary items | $1,199,000 | 2,526 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,199,000 | 2,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,549 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,239,600 | 2,387 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,292,000 | 2,120 |
| Total interest expense | $1,031,000 | 1,941 |
| Net interest income | $2,261,000 | 2,215 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $564,000 | 1,984 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $441,000 | 956 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $123,000 | 3,300 |
| Total noninterest expense | $1,896,000 | 2,110 |
| Salaries and employee benefits | $910,000 | 2,383 |
| Premises and equipment expense | $363,000 | 1,618 |
| Additional noninterest expense | $623,000 | 1,894 |
| Pre-tax net operating income | $854,000 | 2,303 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $271,000 | 2,076 |
| Income before extraordinary items | $586,000 | 2,559 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $586,000 | 2,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 1,622 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $583,960 | 2,484 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,977,000 | 2,205 |
| Total interest expense | $4,935,000 | 1,814 |
| Net interest income | $8,042,000 | 2,423 |
| Provision for loan and lease losses | $400,000 | 2,580 |
| Total noninterest income | $2,136,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,593,000 | 1,085 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $543,000 | 3,445 |
| Total noninterest expense | $7,275,000 | 2,166 |
| Salaries and employee benefits | $3,698,000 | 2,294 |
| Premises and equipment expense | $1,469,000 | 1,556 |
| Additional noninterest expense | $2,108,000 | 2,295 |
| Pre-tax net operating income | $2,503,000 | 2,888 |
| Securities gains (losses) | $89,000 | 1,992 |
| Applicable income taxes | $907,000 | 2,311 |
| Income before extraordinary items | $1,685,000 | 3,261 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,685,000 | 3,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,718 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,627,150 | 3,196 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,820,000 | 2,213 |
| Total interest expense | $3,818,000 | 1,832 |
| Net interest income | $6,002,000 | 2,443 |
| Provision for loan and lease losses | $360,000 | 2,185 |
| Total noninterest income | $1,476,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,126,000 | 1,148 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $350,000 | 3,774 |
| Total noninterest expense | $5,308,000 | 2,221 |
| Salaries and employee benefits | $2,766,000 | 2,298 |
| Premises and equipment expense | $1,089,000 | 1,576 |
| Additional noninterest expense | $1,453,000 | 2,473 |
| Pre-tax net operating income | $1,810,000 | 3,067 |
| Securities gains (losses) | $129,000 | 1,533 |
| Applicable income taxes | $706,000 | 2,374 |
| Income before extraordinary items | $1,233,000 | 3,419 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,233,000 | 3,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 2,793 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,150,440 | 3,438 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,601,000 | 2,209 |
| Total interest expense | $2,624,000 | 1,835 |
| Net interest income | $3,977,000 | 2,449 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $875,000 | 2,577 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $681,000 | 1,267 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $194,000 | 4,094 |
| Total noninterest expense | $3,516,000 | 2,233 |
| Salaries and employee benefits | $1,837,000 | 2,295 |
| Premises and equipment expense | $734,000 | 1,557 |
| Additional noninterest expense | $945,000 | 2,499 |
| Pre-tax net operating income | $1,096,000 | 3,298 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $407,000 | 2,652 |
| Income before extraordinary items | $695,000 | 3,888 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $695,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,341 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $691,160 | 3,712 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,335,000 | 2,201 |
| Total interest expense | $1,335,000 | 1,847 |
| Net interest income | $2,000,000 | 2,430 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $399,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $305,000 | 1,363 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $94,000 | 4,045 |
| Total noninterest expense | $1,744,000 | 2,238 |
| Salaries and employee benefits | $914,000 | 2,297 |
| Premises and equipment expense | $367,000 | 1,575 |
| Additional noninterest expense | $463,000 | 2,502 |
| Pre-tax net operating income | $535,000 | 3,344 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $199,000 | 2,709 |
| Income before extraordinary items | $336,000 | 3,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $336,000 | 3,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,736 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $336,000 | 3,744 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,869,000 | 2,217 |
| Total interest expense | $6,286,000 | 1,818 |
| Net interest income | $7,583,000 | 2,524 |
| Provision for loan and lease losses | $1,000,000 | 1,347 |
| Total noninterest income | $1,418,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,212,000 | 1,350 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $206,000 | 4,956 |
| Total noninterest expense | $5,881,000 | 2,508 |
| Salaries and employee benefits | $3,056,000 | 2,582 |
| Premises and equipment expense | $1,216,000 | 1,829 |
| Additional noninterest expense | $1,609,000 | 2,792 |
| Pre-tax net operating income | $2,120,000 | 3,301 |
| Securities gains (losses) | $-17,000 | 8,973 |
| Applicable income taxes | $643,000 | 3,005 |
| Income before extraordinary items | $1,460,000 | 3,571 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,460,000 | 3,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $335,000 | 2,201 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,471,730 | 3,452 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,866,000 | 2,306 |
| Total interest expense | $10,944,000 | 1,480 |
| Net interest income | $3,922,000 | 4,186 |
| Provision for loan and lease losses | $300,000 | 3,194 |
| Total noninterest income | $1,451,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,212,000 | 1,231 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $239,000 | 4,574 |
| Total noninterest expense | $4,973,000 | 2,836 |
| Salaries and employee benefits | $2,598,000 | 2,853 |
| Premises and equipment expense | $1,084,000 | 1,971 |
| Additional noninterest expense | $1,291,000 | 3,276 |
| Pre-tax net operating income | $100,000 | 8,329 |
| Securities gains (losses) | $216,000 | 1,135 |
| Applicable income taxes | $106,000 | 5,939 |
| Income before extraordinary items | $210,000 | 7,653 |
| Extraordinary gains, net | $106,000 | 64 |
| Net income | $316,000 | 7,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,435 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $67,440 | 8,424 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,119,000 | 2,875 |
| Total interest expense | $8,726,000 | 1,978 |
| Net interest income | $3,393,000 | 4,722 |
| Provision for loan and lease losses | $80,000 | 5,752 |
| Total noninterest income | $995,000 | 3,145 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $820,000 | 1,694 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $175,000 | 5,110 |
| Total noninterest expense | $4,250,000 | 3,167 |
| Salaries and employee benefits | $2,162,000 | 3,245 |
| Premises and equipment expense | $835,000 | 2,480 |
| Additional noninterest expense | $1,253,000 | 3,282 |
| Pre-tax net operating income | $58,000 | 8,947 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $9,000 | 8,091 |
| Income before extraordinary items | $49,000 | 8,965 |
| Extraordinary gains, net | $9,000 | 30 |
| Net income | $58,000 | 8,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,408 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $49,000 | 8,948 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,644,000 | 4,097 |
| Total interest expense | $5,093,000 | 2,862 |
| Net interest income | $2,551,000 | 5,728 |
| Provision for loan and lease losses | $563,000 | 1,605 |
| Total noninterest income | $533,000 | 4,774 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $447,000 | 2,910 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 6,986 |
| Total noninterest expense | $2,935,000 | 4,291 |
| Salaries and employee benefits | $1,425,000 | 4,526 |
| Premises and equipment expense | $540,000 | 3,539 |
| Additional noninterest expense | $970,000 | 4,119 |
| Pre-tax net operating income | $-414,000 | 9,790 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-414,000 | 9,852 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-414,000 | 9,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,975 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-414,000 | 9,830 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,916,000 | 7,619 |
| Total interest expense | $1,681,000 | 6,805 |
| Net interest income | $1,235,000 | 8,255 |
| Provision for loan and lease losses | $300,000 | 2,562 |
| Total noninterest income | $297,000 | 6,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $255,000 | 4,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,456 |
| Total noninterest expense | $1,904,000 | 5,785 |
| Salaries and employee benefits | $853,000 | 6,457 |
| Premises and equipment expense | $316,000 | 5,222 |
| Additional noninterest expense | $735,000 | 4,971 |
| Pre-tax net operating income | $-672,000 | 10,256 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-115,000 | 10,241 |
| Income before extraordinary items | $-557,000 | 10,253 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-557,000 | 10,250 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-557,000 | 10,227 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 9,499 |
| Total interest expense | $740,000 | 9,438 |
| Net interest income | $906,000 | 9,410 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $152,000 | 8,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,689 |
| Total noninterest expense | $868,000 | 8,792 |
| Salaries and employee benefits | $441,000 | 9,004 |
| Premises and equipment expense | $132,000 | 8,186 |
| Additional noninterest expense | $295,000 | 8,371 |
| Pre-tax net operating income | $190,000 | 9,625 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $48,000 | 9,287 |
| Income before extraordinary items | $142,000 | 9,657 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $142,000 | 9,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $110,000 | 6,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $142,000 | 9,609 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 10,070 |
| Total interest expense | $676,000 | 10,039 |
| Net interest income | $845,000 | 9,980 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $124,000 | 9,461 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,793 |
| Total noninterest expense | $758,000 | 9,595 |
| Salaries and employee benefits | $362,000 | 9,875 |
| Premises and equipment expense | $119,000 | 8,811 |
| Additional noninterest expense | $277,000 | 9,113 |
| Pre-tax net operating income | $211,000 | 9,723 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $55,000 | 9,603 |
| Income before extraordinary items | $156,000 | 9,726 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $156,000 | 9,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,393 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $156,000 | 9,666 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,403,000 | 10,682 |
| Total interest expense | $639,000 | 10,529 |
| Net interest income | $764,000 | 10,645 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $122,000 | 9,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $640,000 | 10,411 |
| Salaries and employee benefits | $306,000 | 10,695 |
| Premises and equipment expense | $97,000 | 9,693 |
| Additional noninterest expense | $237,000 | 9,968 |
| Pre-tax net operating income | $246,000 | 10,147 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $61,000 | 9,959 |
| Income before extraordinary items | $185,000 | 10,108 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $185,000 | 10,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $150,000 | 6,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $185,000 | 10,078 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,145,000 | 11,453 |
| Total interest expense | $438,000 | 11,398 |
| Net interest income | $707,000 | 11,357 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $130,000 | 10,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 8,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 10,859 |
| Total noninterest expense | $596,000 | 11,144 |
| Salaries and employee benefits | $270,000 | 11,476 |
| Premises and equipment expense | $80,000 | 10,655 |
| Additional noninterest expense | $246,000 | 10,570 |
| Pre-tax net operating income | $241,000 | 10,568 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $48,000 | 10,520 |
| Income before extraordinary items | $193,000 | 10,354 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $193,000 | 10,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $193,000 | 10,400 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,014,000 | 12,258 |
| Total interest expense | $389,000 | 12,277 |
| Net interest income | $625,000 | 12,132 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $139,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $111,000 | 8,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $603,000 | 11,636 |
| Salaries and employee benefits | $275,000 | 11,927 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $250,000 | 11,087 |
| Pre-tax net operating income | $161,000 | 11,396 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $37,000 | 11,224 |
| Income before extraordinary items | $124,000 | 11,531 |
| Extraordinary gains, net | $-78,000 | 12,859 |
| Net income | $46,000 | 12,302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 12,436 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $124,000 | 11,317 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 12,797 |
| Total interest expense | $437,000 | 13,035 |
| Net interest income | $678,000 | 12,406 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $136,000 | 10,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $116,000 | 8,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $643,000 | 11,810 |
| Salaries and employee benefits | $304,000 | 11,968 |
| Premises and equipment expense | $93,000 | 10,996 |
| Additional noninterest expense | $246,000 | 11,589 |
| Pre-tax net operating income | $171,000 | 11,328 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $45,000 | 11,390 |
| Income before extraordinary items | $126,000 | 11,595 |
| Extraordinary gains, net | $34,000 | 1,101 |
| Net income | $160,000 | 11,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 13,250 |
| Cash dividends | $380,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $126,000 | 11,275 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.