Home > American State Bank > Income and Expense
American State Bank, Income and Expense
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 7,514 |
| Total interest expense | $142,000 | 7,447 |
| Net interest income | $516,000 | 7,492 |
| Provision for loan and lease losses | $167,000 | 5,539 |
| Total noninterest income | $82,000 | 6,819 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $91,000 | 5,599 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-9,000 | 7,031 |
| Total noninterest expense | $877,000 | 7,195 |
| Salaries and employee benefits | $417,000 | 7,290 |
| Premises and equipment expense | $68,000 | 7,322 |
| Additional noninterest expense | $392,000 | 6,820 |
| Pre-tax net operating income | $-446,000 | 6,226 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-446,000 | 6,339 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-446,000 | 6,340 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-446,000 | 6,340 |
| Net charge-offs | $211,000 | 4,709 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $390,000 | 503 |
| Net operating income | $-446,000 | 6,292 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $525,000 | 7,609 |
| Total interest expense | $109,000 | 7,558 |
| Net interest income | $416,000 | 7,587 |
| Provision for loan and lease losses | $167,000 | 5,132 |
| Total noninterest income | $58,000 | 6,998 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $72,000 | 5,624 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-14,000 | 7,238 |
| Total noninterest expense | $607,000 | 7,346 |
| Salaries and employee benefits | $264,000 | 7,474 |
| Premises and equipment expense | $50,000 | 7,415 |
| Additional noninterest expense | $293,000 | 6,885 |
| Pre-tax net operating income | $-300,000 | 6,395 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-300,000 | 6,524 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-300,000 | 6,525 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-300,000 | 6,524 |
| Net charge-offs | $204,000 | 4,212 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $390,000 | 413 |
| Net operating income | $-300,000 | 6,446 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $338,000 | 7,684 |
| Total interest expense | $72,000 | 7,638 |
| Net interest income | $266,000 | 7,655 |
| Provision for loan and lease losses | $167,000 | 4,484 |
| Total noninterest income | $31,000 | 7,173 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $51,000 | 5,564 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-20,000 | 7,373 |
| Total noninterest expense | $402,000 | 7,413 |
| Salaries and employee benefits | $164,000 | 7,576 |
| Premises and equipment expense | $35,000 | 7,449 |
| Additional noninterest expense | $203,000 | 6,890 |
| Pre-tax net operating income | $-272,000 | 6,534 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-272,000 | 6,659 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-272,000 | 6,661 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-272,000 | 6,660 |
| Net charge-offs | $205,000 | 3,511 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $390,000 | 297 |
| Net operating income | $-272,000 | 6,607 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $166,000 | 7,789 |
| Total interest expense | $35,000 | 7,755 |
| Net interest income | $131,000 | 7,759 |
| Provision for loan and lease losses | $22,000 | 5,692 |
| Total noninterest income | $31,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $206,000 | 7,496 |
| Salaries and employee benefits | $90,000 | 7,625 |
| Premises and equipment expense | $19,000 | 7,478 |
| Additional noninterest expense | $97,000 | 7,038 |
| Pre-tax net operating income | $-66,000 | 6,560 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-66,000 | 6,666 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-66,000 | 6,667 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-66,000 | 6,666 |
| Net charge-offs | $84,000 | 3,262 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 263 |
| Net operating income | $-66,000 | 6,595 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $704,000 | 7,840 |
| Total interest expense | $195,000 | 7,777 |
| Net interest income | $509,000 | 7,824 |
| Provision for loan and lease losses | $247,000 | 5,530 |
| Total noninterest income | $154,000 | 6,557 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $81,000 | 6,010 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $73,000 | 6,011 |
| Total noninterest expense | $910,000 | 7,484 |
| Salaries and employee benefits | $358,000 | 7,708 |
| Premises and equipment expense | $74,000 | 7,609 |
| Additional noninterest expense | $478,000 | 6,846 |
| Pre-tax net operating income | $-494,000 | 5,982 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-495,000 | 6,078 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-495,000 | 6,077 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-495,000 | 6,078 |
| Net charge-offs | $199,000 | 5,015 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 484 |
| Net operating income | $-495,000 | 6,069 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $524,000 | 7,933 |
| Total interest expense | $151,000 | 7,870 |
| Net interest income | $373,000 | 7,913 |
| Provision for loan and lease losses | $177,000 | 5,328 |
| Total noninterest income | $110,000 | 6,733 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $59,000 | 6,083 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $51,000 | 6,196 |
| Total noninterest expense | $641,000 | 7,596 |
| Salaries and employee benefits | $253,000 | 7,806 |
| Premises and equipment expense | $51,000 | 7,732 |
| Additional noninterest expense | $337,000 | 6,975 |
| Pre-tax net operating income | $-335,000 | 6,169 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $-336,000 | 6,277 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-336,000 | 6,278 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-336,000 | 6,277 |
| Net charge-offs | $144,000 | 4,661 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 385 |
| Net operating income | $-336,000 | 6,266 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $351,000 | 8,022 |
| Total interest expense | $106,000 | 7,948 |
| Net interest income | $245,000 | 7,994 |
| Provision for loan and lease losses | $136,000 | 4,903 |
| Total noninterest income | $84,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $40,000 | 6,076 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $44,000 | 5,993 |
| Total noninterest expense | $411,000 | 7,707 |
| Salaries and employee benefits | $148,000 | 7,964 |
| Premises and equipment expense | $38,000 | 7,728 |
| Additional noninterest expense | $225,000 | 7,021 |
| Pre-tax net operating income | $-218,000 | 6,311 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-218,000 | 6,409 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-218,000 | 6,408 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-218,000 | 6,408 |
| Net charge-offs | $143,000 | 3,835 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $450,000 | 355 |
| Net operating income | $-218,000 | 6,399 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $174,000 | 8,085 |
| Total interest expense | $55,000 | 7,994 |
| Net interest income | $119,000 | 8,060 |
| Provision for loan and lease losses | $18,000 | 5,948 |
| Total noninterest income | $29,000 | 7,057 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $23,000 | 5,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $202,000 | 7,751 |
| Salaries and employee benefits | $75,000 | 8,010 |
| Premises and equipment expense | $21,000 | 7,693 |
| Additional noninterest expense | $106,000 | 7,001 |
| Pre-tax net operating income | $-72,000 | 6,564 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-72,000 | 6,738 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-72,000 | 6,739 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-72,000 | 6,739 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $325,000 | 230 |
| Net operating income | $-72,000 | 6,637 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 8,133 |
| Total interest expense | $276,000 | 8,028 |
| Net interest income | $387,000 | 8,153 |
| Provision for loan and lease losses | $153,000 | 5,534 |
| Total noninterest income | $163,000 | 6,772 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $125,000 | 5,603 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $38,000 | 7,010 |
| Total noninterest expense | $955,000 | 7,602 |
| Salaries and employee benefits | $389,000 | 7,915 |
| Premises and equipment expense | $92,000 | 7,695 |
| Additional noninterest expense | $474,000 | 6,733 |
| Pre-tax net operating income | $-558,000 | 6,806 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-558,000 | 6,744 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-558,000 | 6,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 3,646 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $425,000 | 586 |
| Net operating income | $-558,000 | 6,883 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $494,000 | 8,228 |
| Total interest expense | $217,000 | 8,100 |
| Net interest income | $277,000 | 8,255 |
| Provision for loan and lease losses | $85,000 | 5,386 |
| Total noninterest income | $129,000 | 6,804 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $98,000 | 5,567 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $31,000 | 7,091 |
| Total noninterest expense | $665,000 | 7,722 |
| Salaries and employee benefits | $276,000 | 7,999 |
| Premises and equipment expense | $71,000 | 7,712 |
| Additional noninterest expense | $318,000 | 6,933 |
| Pre-tax net operating income | $-344,000 | 7,147 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-344,000 | 7,066 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-344,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,853 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $425,000 | 413 |
| Net operating income | $-344,000 | 7,209 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $325,000 | 8,303 |
| Total interest expense | $149,000 | 8,165 |
| Net interest income | $176,000 | 8,326 |
| Provision for loan and lease losses | $82,000 | 4,565 |
| Total noninterest income | $91,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $67,000 | 5,545 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $24,000 | 7,026 |
| Total noninterest expense | $424,000 | 7,834 |
| Salaries and employee benefits | $181,000 | 8,070 |
| Premises and equipment expense | $44,000 | 7,818 |
| Additional noninterest expense | $199,000 | 7,066 |
| Pre-tax net operating income | $-239,000 | 7,365 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-239,000 | 7,458 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-239,000 | 7,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,049 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 376 |
| Net operating income | $-239,000 | 7,438 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $170,000 | 8,346 |
| Total interest expense | $77,000 | 8,215 |
| Net interest income | $93,000 | 8,373 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $53,000 | 6,573 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $35,000 | 5,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $18,000 | 6,579 |
| Total noninterest expense | $215,000 | 7,846 |
| Salaries and employee benefits | $99,000 | 8,037 |
| Premises and equipment expense | $25,000 | 7,727 |
| Additional noninterest expense | $91,000 | 7,223 |
| Pre-tax net operating income | $-72,000 | 7,476 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-72,000 | 7,578 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-72,000 | 7,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 1,420 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 187 |
| Net operating income | $-72,000 | 7,525 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $776,000 | 8,293 |
| Total interest expense | $372,000 | 8,130 |
| Net interest income | $404,000 | 8,352 |
| Provision for loan and lease losses | $114,000 | 4,750 |
| Total noninterest income | $148,000 | 7,149 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $123,000 | 5,724 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $25,000 | 7,674 |
| Total noninterest expense | $814,000 | 7,914 |
| Salaries and employee benefits | $357,000 | 8,162 |
| Premises and equipment expense | $74,000 | 8,023 |
| Additional noninterest expense | $383,000 | 7,122 |
| Pre-tax net operating income | $-376,000 | 7,744 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-376,000 | 7,825 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-376,000 | 7,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,216 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-376,000 | 7,803 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $592,000 | 8,340 |
| Total interest expense | $286,000 | 8,167 |
| Net interest income | $306,000 | 8,387 |
| Provision for loan and lease losses | $6,000 | 6,329 |
| Total noninterest income | $116,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $96,000 | 5,692 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $20,000 | 7,670 |
| Total noninterest expense | $585,000 | 7,939 |
| Salaries and employee benefits | $276,000 | 8,115 |
| Premises and equipment expense | $57,000 | 7,989 |
| Additional noninterest expense | $252,000 | 7,356 |
| Pre-tax net operating income | $-169,000 | 7,868 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-169,000 | 7,917 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-169,000 | 7,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,218 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-169,000 | 7,899 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $418,000 | 8,392 |
| Total interest expense | $197,000 | 8,208 |
| Net interest income | $221,000 | 8,435 |
| Provision for loan and lease losses | $2,000 | 6,135 |
| Total noninterest income | $75,000 | 7,211 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $66,000 | 5,676 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $9,000 | 7,947 |
| Total noninterest expense | $396,000 | 7,974 |
| Salaries and employee benefits | $194,000 | 8,131 |
| Premises and equipment expense | $36,000 | 8,079 |
| Additional noninterest expense | $166,000 | 7,393 |
| Pre-tax net operating income | $-102,000 | 7,980 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-102,000 | 8,002 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-102,000 | 8,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-102,000 | 7,995 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $221,000 | 8,433 |
| Total interest expense | $101,000 | 8,237 |
| Net interest income | $120,000 | 8,463 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $37,000 | 7,221 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $214,000 | 7,930 |
| Salaries and employee benefits | $111,000 | 8,023 |
| Premises and equipment expense | $18,000 | 8,104 |
| Additional noninterest expense | $85,000 | 7,376 |
| Pre-tax net operating income | $-58,000 | 8,056 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-58,000 | 8,074 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-58,000 | 8,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-58,000 | 8,061 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,007,000 | 8,274 |
| Total interest expense | $443,000 | 8,013 |
| Net interest income | $564,000 | 8,362 |
| Provision for loan and lease losses | $12,000 | 6,496 |
| Total noninterest income | $143,000 | 7,360 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $123,000 | 5,855 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,978 |
| Total noninterest expense | $982,000 | 7,739 |
| Salaries and employee benefits | $446,000 | 8,027 |
| Premises and equipment expense | $142,000 | 7,347 |
| Additional noninterest expense | $394,000 | 7,102 |
| Pre-tax net operating income | $-287,000 | 8,162 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-287,000 | 8,189 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-287,000 | 8,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,661 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-287,000 | 8,189 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $772,000 | 8,326 |
| Total interest expense | $327,000 | 8,070 |
| Net interest income | $445,000 | 8,409 |
| Provision for loan and lease losses | $9,000 | 6,392 |
| Total noninterest income | $108,000 | 7,420 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $92,000 | 5,921 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 7,988 |
| Total noninterest expense | $776,000 | 7,656 |
| Salaries and employee benefits | $337,000 | 8,007 |
| Premises and equipment expense | $105,000 | 7,378 |
| Additional noninterest expense | $334,000 | 6,843 |
| Pre-tax net operating income | $-232,000 | 8,321 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-232,000 | 8,341 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-232,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,511 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-232,000 | 8,336 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $522,000 | 8,364 |
| Total interest expense | $209,000 | 8,100 |
| Net interest income | $313,000 | 8,433 |
| Provision for loan and lease losses | $6,000 | 6,150 |
| Total noninterest income | $79,000 | 7,340 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $58,000 | 6,028 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,503 |
| Total noninterest expense | $472,000 | 7,822 |
| Salaries and employee benefits | $233,000 | 8,003 |
| Premises and equipment expense | $68,000 | 7,453 |
| Additional noninterest expense | $171,000 | 7,386 |
| Pre-tax net operating income | $-86,000 | 8,325 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-86,000 | 8,333 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-86,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,365 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-86,000 | 8,329 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $261,000 | 8,371 |
| Total interest expense | $102,000 | 8,113 |
| Net interest income | $159,000 | 8,438 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $39,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $27,000 | 6,103 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $265,000 | 7,665 |
| Salaries and employee benefits | $116,000 | 8,027 |
| Premises and equipment expense | $47,000 | 6,882 |
| Additional noninterest expense | $102,000 | 7,039 |
| Pre-tax net operating income | $-70,000 | 8,402 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-70,000 | 8,420 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-70,000 | 8,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-70,000 | 8,406 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $763,000 | 8,506 |
| Total interest expense | $208,000 | 8,433 |
| Net interest income | $555,000 | 8,487 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $168,000 | 7,329 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $135,000 | 5,814 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $33,000 | 7,787 |
| Total noninterest expense | $1,048,000 | 7,670 |
| Salaries and employee benefits | $370,000 | 8,303 |
| Premises and equipment expense | $170,000 | 7,056 |
| Additional noninterest expense | $508,000 | 6,523 |
| Pre-tax net operating income | $-361,000 | 8,450 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-361,000 | 8,486 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-361,000 | 8,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 455 |
| Net operating income | $-361,000 | 8,466 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $525,000 | 8,568 |
| Total interest expense | $124,000 | 8,539 |
| Net interest income | $401,000 | 8,547 |
| Provision for loan and lease losses | $36,000 | 5,642 |
| Total noninterest income | $121,000 | 7,423 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 5,862 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,938 |
| Total noninterest expense | $760,000 | 7,708 |
| Salaries and employee benefits | $265,000 | 8,332 |
| Premises and equipment expense | $121,000 | 7,144 |
| Additional noninterest expense | $374,000 | 6,559 |
| Pre-tax net operating income | $-274,000 | 8,518 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-274,000 | 8,555 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-274,000 | 8,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,195 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 376 |
| Net operating income | $-274,000 | 8,524 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $310,000 | 8,631 |
| Total interest expense | $59,000 | 8,639 |
| Net interest income | $251,000 | 8,591 |
| Provision for loan and lease losses | $27,000 | 5,411 |
| Total noninterest income | $74,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $22,000 | 7,213 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $52,000 | 6,337 |
| Total noninterest expense | $503,000 | 7,717 |
| Salaries and employee benefits | $163,000 | 8,423 |
| Premises and equipment expense | $83,000 | 7,078 |
| Additional noninterest expense | $257,000 | 6,446 |
| Pre-tax net operating income | $-205,000 | 8,555 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-205,000 | 8,587 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-205,000 | 8,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,134 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 264 |
| Net operating income | $-205,000 | 8,561 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $146,000 | 8,724 |
| Total interest expense | $17,000 | 8,798 |
| Net interest income | $129,000 | 8,656 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $32,000 | 7,719 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $12,000 | 7,169 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $225,000 | 7,980 |
| Salaries and employee benefits | $86,000 | 8,446 |
| Premises and equipment expense | $15,000 | 8,426 |
| Additional noninterest expense | $124,000 | 6,570 |
| Pre-tax net operating income | $-64,000 | 8,601 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-64,000 | 8,614 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-64,000 | 8,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-64,000 | 8,592 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $632,000 | 8,682 |
| Total interest expense | $109,000 | 8,714 |
| Net interest income | $523,000 | 8,624 |
| Provision for loan and lease losses | $44,000 | 6,096 |
| Total noninterest income | $210,000 | 7,069 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $163,000 | 5,629 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $47,000 | 7,478 |
| Total noninterest expense | $909,000 | 7,967 |
| Salaries and employee benefits | $300,000 | 8,604 |
| Premises and equipment expense | $140,000 | 7,441 |
| Additional noninterest expense | $469,000 | 6,741 |
| Pre-tax net operating income | $-220,000 | 8,543 |
| Securities gains (losses) | $12,000 | 2,733 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-208,000 | 8,589 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-208,000 | 8,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,969 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 656 |
| Net operating income | $-220,000 | 8,559 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $459,000 | 8,749 |
| Total interest expense | $76,000 | 8,792 |
| Net interest income | $383,000 | 8,695 |
| Provision for loan and lease losses | $44,000 | 5,644 |
| Total noninterest income | $162,000 | 7,050 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $123,000 | 5,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $39,000 | 7,392 |
| Total noninterest expense | $668,000 | 7,987 |
| Salaries and employee benefits | $226,000 | 8,613 |
| Premises and equipment expense | $104,000 | 7,455 |
| Additional noninterest expense | $338,000 | 6,812 |
| Pre-tax net operating income | $-167,000 | 8,629 |
| Securities gains (losses) | $11,000 | 2,659 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-156,000 | 8,657 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-156,000 | 8,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,382 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 523 |
| Net operating income | $-167,000 | 8,631 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $311,000 | 8,805 |
| Total interest expense | $49,000 | 8,859 |
| Net interest income | $262,000 | 8,735 |
| Provision for loan and lease losses | $44,000 | 4,930 |
| Total noninterest income | $89,000 | 7,433 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $73,000 | 5,890 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $16,000 | 7,964 |
| Total noninterest expense | $441,000 | 8,058 |
| Salaries and employee benefits | $146,000 | 8,706 |
| Premises and equipment expense | $78,000 | 7,274 |
| Additional noninterest expense | $217,000 | 6,946 |
| Pre-tax net operating income | $-134,000 | 8,714 |
| Securities gains (losses) | $-1,000 | 8,365 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-135,000 | 8,745 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-135,000 | 8,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,635 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 408 |
| Net operating income | $-134,000 | 8,715 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $146,000 | 8,876 |
| Total interest expense | $27,000 | 8,886 |
| Net interest income | $119,000 | 8,819 |
| Provision for loan and lease losses | $71,000 | 2,746 |
| Total noninterest income | $45,000 | 7,394 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $10,000 | 7,740 |
| Total noninterest expense | $212,000 | 8,155 |
| Salaries and employee benefits | $75,000 | 8,714 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $104,000 | 7,045 |
| Pre-tax net operating income | $-119,000 | 8,821 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-120,000 | 8,868 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-120,000 | 8,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 1,697 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-119,000 | 8,831 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $647,000 | 8,866 |
| Total interest expense | $191,000 | 8,767 |
| Net interest income | $456,000 | 8,844 |
| Provision for loan and lease losses | $48,000 | 6,339 |
| Total noninterest income | $203,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $250,000 | 4,758 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-47,000 | 9,151 |
| Total noninterest expense | $1,247,000 | 7,375 |
| Salaries and employee benefits | $487,000 | 8,127 |
| Premises and equipment expense | $188,000 | 6,931 |
| Additional noninterest expense | $572,000 | 6,141 |
| Pre-tax net operating income | $-636,000 | 8,876 |
| Securities gains (losses) | $-8,000 | 8,750 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-644,000 | 8,950 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-644,000 | 8,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,982 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 583 |
| Net operating income | $-636,000 | 8,894 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $503,000 | 8,932 |
| Total interest expense | $156,000 | 8,824 |
| Net interest income | $347,000 | 8,916 |
| Provision for loan and lease losses | $36,000 | 6,222 |
| Total noninterest income | $215,000 | 6,726 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $209,000 | 4,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $952,000 | 7,321 |
| Salaries and employee benefits | $379,000 | 8,049 |
| Premises and equipment expense | $144,000 | 6,890 |
| Additional noninterest expense | $429,000 | 6,135 |
| Pre-tax net operating income | $-426,000 | 8,930 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-426,000 | 9,003 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-426,000 | 9,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,233 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 436 |
| Net operating income | $-426,000 | 8,945 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $339,000 | 8,968 |
| Total interest expense | $114,000 | 8,846 |
| Net interest income | $225,000 | 8,967 |
| Provision for loan and lease losses | $24,000 | 6,151 |
| Total noninterest income | $151,000 | 6,634 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $147,000 | 4,341 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $664,000 | 7,243 |
| Salaries and employee benefits | $264,000 | 7,974 |
| Premises and equipment expense | $99,000 | 6,790 |
| Additional noninterest expense | $301,000 | 5,968 |
| Pre-tax net operating income | $-312,000 | 8,989 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-312,000 | 9,071 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-312,000 | 9,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-312,000 | 9,007 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $180,000 | 8,999 |
| Total interest expense | $58,000 | 8,897 |
| Net interest income | $122,000 | 8,986 |
| Provision for loan and lease losses | $12,000 | 5,906 |
| Total noninterest income | $67,000 | 6,806 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $65,000 | 4,539 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $333,000 | 7,254 |
| Salaries and employee benefits | $136,000 | 7,948 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $145,000 | 6,052 |
| Pre-tax net operating income | $-156,000 | 9,044 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-156,000 | 9,102 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-156,000 | 9,099 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,852 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-156,000 | 9,038 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $791,000 | 9,008 |
| Total interest expense | $288,000 | 8,918 |
| Net interest income | $503,000 | 8,995 |
| Provision for loan and lease losses | $58,000 | 6,574 |
| Total noninterest income | $331,000 | 6,237 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $280,000 | 4,386 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 7,577 |
| Total noninterest expense | $1,143,000 | 7,606 |
| Salaries and employee benefits | $493,000 | 8,169 |
| Premises and equipment expense | $206,000 | 6,710 |
| Additional noninterest expense | $444,000 | 6,850 |
| Pre-tax net operating income | $-367,000 | 8,925 |
| Securities gains (losses) | $82,000 | 1,935 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-285,000 | 8,956 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-285,000 | 8,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,433 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $775,000 | 415 |
| Net operating income | $-367,000 | 8,952 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 9,177 |
| Total interest expense | $439,000 | 9,116 |
| Net interest income | $527,000 | 9,146 |
| Provision for loan and lease losses | $45,000 | 6,815 |
| Total noninterest income | $355,000 | 5,991 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $324,000 | 3,973 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $31,000 | 8,315 |
| Total noninterest expense | $1,188,000 | 7,490 |
| Salaries and employee benefits | $494,000 | 8,211 |
| Premises and equipment expense | $235,000 | 6,282 |
| Additional noninterest expense | $459,000 | 6,722 |
| Pre-tax net operating income | $-351,000 | 9,075 |
| Securities gains (losses) | $22,000 | 3,077 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-329,000 | 9,142 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-329,000 | 9,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-351,000 | 9,109 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 9,327 |
| Total interest expense | $457,000 | 9,327 |
| Net interest income | $639,000 | 9,228 |
| Provision for loan and lease losses | $57,000 | 6,367 |
| Total noninterest income | $405,000 | 5,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $372,000 | 3,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 8,420 |
| Total noninterest expense | $1,152,000 | 7,620 |
| Salaries and employee benefits | $472,000 | 8,394 |
| Premises and equipment expense | $211,000 | 6,596 |
| Additional noninterest expense | $469,000 | 6,645 |
| Pre-tax net operating income | $-165,000 | 9,310 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-165,000 | 9,339 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-165,000 | 9,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,113 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 768 |
| Net operating income | $-165,000 | 9,339 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,110,000 | 9,508 |
| Total interest expense | $448,000 | 9,550 |
| Net interest income | $662,000 | 9,368 |
| Provision for loan and lease losses | $152,000 | 4,213 |
| Total noninterest income | $408,000 | 5,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,479 |
| Total noninterest expense | $1,188,000 | 7,595 |
| Salaries and employee benefits | $491,000 | 8,388 |
| Premises and equipment expense | $199,000 | 6,828 |
| Additional noninterest expense | $498,000 | 6,530 |
| Pre-tax net operating income | $-270,000 | 9,689 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-270,000 | 9,737 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-270,000 | 9,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,401 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 719 |
| Net operating income | $-270,000 | 9,718 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 9,561 |
| Total interest expense | $483,000 | 9,727 |
| Net interest income | $799,000 | 9,257 |
| Provision for loan and lease losses | $88,000 | 5,415 |
| Total noninterest income | $472,000 | 5,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $410,000 | 3,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,734 |
| Total noninterest expense | $1,201,000 | 7,545 |
| Salaries and employee benefits | $503,000 | 8,338 |
| Premises and equipment expense | $188,000 | 6,902 |
| Additional noninterest expense | $510,000 | 6,359 |
| Pre-tax net operating income | $-18,000 | 9,830 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $-18,000 | 9,869 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-18,000 | 9,866 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,101 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 787 |
| Net operating income | $-18,000 | 9,827 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,267,000 | 9,968 |
| Total interest expense | $499,000 | 10,107 |
| Net interest income | $768,000 | 9,756 |
| Provision for loan and lease losses | $154,000 | 4,076 |
| Total noninterest income | $405,000 | 5,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,023 |
| Total noninterest expense | $1,198,000 | 7,686 |
| Salaries and employee benefits | $537,000 | 8,349 |
| Premises and equipment expense | $190,000 | 7,020 |
| Additional noninterest expense | $471,000 | 6,744 |
| Pre-tax net operating income | $-179,000 | 10,548 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $-18,000 | 10,545 |
| Income before extraordinary items | $-162,000 | 10,577 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-162,000 | 10,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,369 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-161,100 | 10,547 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 10,454 |
| Total interest expense | $526,000 | 10,510 |
| Net interest income | $727,000 | 10,309 |
| Provision for loan and lease losses | $88,000 | 5,424 |
| Total noninterest income | $397,000 | 5,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $342,000 | 3,833 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,673 |
| Total noninterest expense | $1,071,000 | 8,436 |
| Salaries and employee benefits | $504,000 | 8,863 |
| Premises and equipment expense | $189,000 | 7,240 |
| Additional noninterest expense | $378,000 | 8,069 |
| Pre-tax net operating income | $-35,000 | 10,875 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $2,000 | 10,509 |
| Income before extraordinary items | $-36,000 | 10,901 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-36,000 | 10,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,977 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-37,000 | 10,862 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 10,855 |
| Total interest expense | $554,000 | 10,837 |
| Net interest income | $737,000 | 10,729 |
| Provision for loan and lease losses | $52,000 | 6,119 |
| Total noninterest income | $434,000 | 5,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $138,000 | 6,215 |
| Total noninterest expense | $1,118,000 | 8,502 |
| Salaries and employee benefits | $509,000 | 9,037 |
| Premises and equipment expense | $187,000 | 7,460 |
| Additional noninterest expense | $422,000 | 7,988 |
| Pre-tax net operating income | $-2,000 | 11,501 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $-13,000 | 11,526 |
| Income before extraordinary items | $11,000 | 11,461 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $11,000 | 11,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 5,035 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $11,000 | 11,429 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,250,000 | 11,243 |
| Total interest expense | $452,000 | 11,324 |
| Net interest income | $798,000 | 11,064 |
| Provision for loan and lease losses | $57,000 | 5,874 |
| Total noninterest income | $441,000 | 5,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $357,000 | 3,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,071 |
| Total noninterest expense | $1,259,000 | 8,393 |
| Salaries and employee benefits | $505,000 | 9,346 |
| Premises and equipment expense | $180,000 | 7,850 |
| Additional noninterest expense | $574,000 | 7,223 |
| Pre-tax net operating income | $-77,000 | 12,187 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-77,000 | 12,138 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-77,000 | 12,139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,864 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-77,000 | 12,151 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,227,000 | 11,829 |
| Total interest expense | $403,000 | 12,209 |
| Net interest income | $824,000 | 11,428 |
| Provision for loan and lease losses | $41,000 | 7,900 |
| Total noninterest income | $424,000 | 6,231 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $368,000 | 3,709 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,758 |
| Total noninterest expense | $1,009,000 | 9,696 |
| Salaries and employee benefits | $411,000 | 10,523 |
| Premises and equipment expense | $144,000 | 9,078 |
| Additional noninterest expense | $454,000 | 8,683 |
| Pre-tax net operating income | $198,000 | 11,058 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $47,000 | 11,016 |
| Income before extraordinary items | $151,000 | 11,190 |
| Extraordinary gains, net | $-32,000 | 12,575 |
| Net income | $119,000 | 11,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $53,000 | 7,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $151,000 | 10,979 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 12,267 |
| Total interest expense | $497,000 | 12,772 |
| Net interest income | $866,000 | 11,651 |
| Provision for loan and lease losses | $77,000 | 8,018 |
| Total noninterest income | $401,000 | 6,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $347,000 | 3,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 10,164 |
| Total noninterest expense | $1,034,000 | 9,834 |
| Salaries and employee benefits | $395,000 | 10,921 |
| Premises and equipment expense | $140,000 | 9,399 |
| Additional noninterest expense | $499,000 | 8,472 |
| Pre-tax net operating income | $156,000 | 11,467 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $45,000 | 11,390 |
| Income before extraordinary items | $111,000 | 11,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $111,000 | 11,872 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 7,015 |
| Cash dividends | $64,000 | 7,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $111,000 | 11,482 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.