Home > American State Bank > Income and Expense
American State Bank, Income and Expense
1999-12-31 (YTD Data) | Rank | |
Total interest income | $1,041,000 | 9,582 |
Total interest expense | $343,000 | 9,739 |
Net interest income | $698,000 | 9,285 |
Provision for loan and lease losses | $22,000 | 7,597 |
Total noninterest income | $77,000 | 9,188 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $38,000 | 8,115 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $39,000 | 8,465 |
Total noninterest expense | $771,000 | 8,806 |
Salaries and employee benefits | $230,000 | 9,791 |
Premises and equipment expense | $107,000 | 8,499 |
Additional noninterest expense | $434,000 | 7,016 |
Pre-tax net operating income | $-18,000 | 9,449 |
Securities gains (losses) | $0 | 3,155 |
Applicable income taxes | $-14,000 | 9,690 |
Income before extraordinary items | $-4,000 | 9,446 |
Extraordinary gains, net | $0 | 35 |
Net income | $-4,000 | 9,444 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $10,000 | 6,803 |
Cash dividends | $0 | 7,131 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $-4,000 | 9,421 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $1,045,000 | 9,813 |
Total interest expense | $352,000 | 9,975 |
Net interest income | $693,000 | 9,513 |
Provision for loan and lease losses | $-3,000 | 10,189 |
Total noninterest income | $73,000 | 9,464 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $38,000 | 8,333 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $35,000 | 8,765 |
Total noninterest expense | $616,000 | 9,376 |
Salaries and employee benefits | $266,000 | 9,799 |
Premises and equipment expense | $104,000 | 8,619 |
Additional noninterest expense | $246,000 | 8,643 |
Pre-tax net operating income | $153,000 | 9,160 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $32,000 | 8,664 |
Income before extraordinary items | $121,000 | 9,177 |
Extraordinary gains, net | $0 | 32 |
Net income | $121,000 | 9,176 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-3,000 | 9,285 |
Cash dividends | $0 | 7,473 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $121,000 | 9,108 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $1,059,000 | 10,243 |
Total interest expense | $365,000 | 10,405 |
Net interest income | $694,000 | 9,959 |
Provision for loan and lease losses | $2,000 | 8,765 |
Total noninterest income | $104,000 | 9,335 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $39,000 | 8,702 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $65,000 | 7,858 |
Total noninterest expense | $630,000 | 9,625 |
Salaries and employee benefits | $287,000 | 10,042 |
Premises and equipment expense | $83,000 | 9,364 |
Additional noninterest expense | $260,000 | 8,735 |
Pre-tax net operating income | $166,000 | 9,756 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $47,000 | 9,297 |
Income before extraordinary items | $119,000 | 9,842 |
Extraordinary gains, net | $0 | 44 |
Net income | $119,000 | 9,842 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 8,223 |
Cash dividends | $0 | 7,871 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $119,000 | 9,797 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $1,060,000 | 10,736 |
Total interest expense | $347,000 | 10,991 |
Net interest income | $713,000 | 10,352 |
Provision for loan and lease losses | $-11,000 | 11,099 |
Total noninterest income | $75,000 | 10,373 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $33,000 | 9,306 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $42,000 | 9,253 |
Total noninterest expense | $631,000 | 10,062 |
Salaries and employee benefits | $302,000 | 10,335 |
Premises and equipment expense | $74,000 | 9,976 |
Additional noninterest expense | $255,000 | 9,341 |
Pre-tax net operating income | $168,000 | 9,972 |
Securities gains (losses) | $1,000 | 3,760 |
Applicable income taxes | $52,000 | 9,663 |
Income before extraordinary items | $117,000 | 10,073 |
Extraordinary gains, net | $0 | 53 |
Net income | $117,000 | 10,071 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-26,000 | 10,789 |
Cash dividends | $20,000 | 8,044 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $116,310 | 10,030 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $1,133,000 | 11,066 |
Total interest expense | $358,000 | 11,454 |
Net interest income | $775,000 | 10,611 |
Provision for loan and lease losses | $72,000 | 5,348 |
Total noninterest income | $161,000 | 9,123 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $31,000 | 9,769 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $130,000 | 6,408 |
Total noninterest expense | $645,000 | 10,388 |
Salaries and employee benefits | $295,000 | 10,799 |
Premises and equipment expense | $79,000 | 10,226 |
Additional noninterest expense | $271,000 | 9,586 |
Pre-tax net operating income | $219,000 | 10,332 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $81,000 | 9,559 |
Income before extraordinary items | $138,000 | 10,577 |
Extraordinary gains, net | $0 | 65 |
Net income | $138,000 | 10,580 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 6,176 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $138,000 | 10,542 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $915,000 | 11,863 |
Total interest expense | $288,000 | 12,074 |
Net interest income | $627,000 | 11,614 |
Provision for loan and lease losses | $-17,000 | 11,818 |
Total noninterest income | $86,000 | 11,089 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $44,000 | 9,903 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $42,000 | 10,035 |
Total noninterest expense | $579,000 | 11,238 |
Salaries and employee benefits | $278,000 | 11,403 |
Premises and equipment expense | $69,000 | 10,998 |
Additional noninterest expense | $232,000 | 10,746 |
Pre-tax net operating income | $151,000 | 11,259 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $35,000 | 10,807 |
Income before extraordinary items | $116,000 | 11,204 |
Extraordinary gains, net | $0 | 249 |
Net income | $116,000 | 11,211 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-17,000 | 11,157 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $116,000 | 11,254 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $820,000 | 12,638 |
Total interest expense | $226,000 | 12,917 |
Net interest income | $594,000 | 12,234 |
Provision for loan and lease losses | $-7,000 | 12,476 |
Total noninterest income | $116,000 | 10,933 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $38,000 | 10,477 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $78,000 | 8,723 |
Total noninterest expense | $586,000 | 11,717 |
Salaries and employee benefits | $235,000 | 12,320 |
Premises and equipment expense | $72,000 | 11,428 |
Additional noninterest expense | $279,000 | 10,702 |
Pre-tax net operating income | $131,000 | 11,623 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $25,000 | 11,496 |
Income before extraordinary items | $106,000 | 11,743 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $106,000 | 11,798 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 11,543 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $106,000 | 11,545 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $766,000 | 13,397 |
Total interest expense | $256,000 | 13,585 |
Net interest income | $510,000 | 13,046 |
Provision for loan and lease losses | $-21,000 | 13,532 |
Total noninterest income | $157,000 | 10,353 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $66,000 | 9,699 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $91,000 | 8,401 |
Total noninterest expense | $549,000 | 12,361 |
Salaries and employee benefits | $250,000 | 12,604 |
Premises and equipment expense | $57,000 | 12,412 |
Additional noninterest expense | $242,000 | 11,639 |
Pre-tax net operating income | $139,000 | 11,634 |
Securities gains (losses) | $6,000 | 6,913 |
Applicable income taxes | $30,000 | 11,811 |
Income before extraordinary items | $115,000 | 11,737 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $115,000 | 11,810 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-9,000 | 12,762 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $110,260 | 11,492 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.