Home > American State Bank > Income and Expense
American State Bank, Income and Expense
1994-12-31 (YTD Data) | Rank | |
Total interest income | $410,000 | 12,473 |
Total interest expense | $167,000 | 12,410 |
Net interest income | $243,000 | 12,469 |
Provision for loan and lease losses | $11,000 | 8,408 |
Total noninterest income | $26,000 | 12,324 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $14,000 | 10,657 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $12,000 | 11,965 |
Total noninterest expense | $161,000 | 12,553 |
Salaries and employee benefits | $69,000 | 12,561 |
Premises and equipment expense | $24,000 | 12,357 |
Additional noninterest expense | $68,000 | 12,478 |
Pre-tax net operating income | $97,000 | 11,648 |
Securities gains (losses) | $-4,000 | 9,291 |
Applicable income taxes | $33,000 | 10,861 |
Income before extraordinary items | $60,000 | 11,733 |
Extraordinary gains, net | $0 | 249 |
Net income | $60,000 | 11,741 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $62,600 | 11,758 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $401,000 | 13,122 |
Total interest expense | $167,000 | 13,078 |
Net interest income | $234,000 | 13,099 |
Provision for loan and lease losses | $7,000 | 9,969 |
Total noninterest income | $25,000 | 13,007 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $22,000 | 10,960 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $3,000 | 13,123 |
Total noninterest expense | $162,000 | 13,220 |
Salaries and employee benefits | $67,000 | 13,235 |
Premises and equipment expense | $22,000 | 13,043 |
Additional noninterest expense | $73,000 | 13,120 |
Pre-tax net operating income | $90,000 | 11,926 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $32,000 | 11,333 |
Income before extraordinary items | $58,000 | 12,195 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $58,000 | 12,217 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-7,000 | 11,543 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $58,000 | 12,040 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $376,000 | 13,789 |
Total interest expense | $158,000 | 13,768 |
Net interest income | $218,000 | 13,754 |
Provision for loan and lease losses | $8,000 | 11,328 |
Total noninterest income | $27,000 | 13,588 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $18,000 | 11,411 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 13,414 |
Total noninterest expense | $150,000 | 13,859 |
Salaries and employee benefits | $64,000 | 13,864 |
Premises and equipment expense | $22,000 | 13,625 |
Additional noninterest expense | $64,000 | 13,776 |
Pre-tax net operating income | $87,000 | 12,144 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $32,000 | 11,754 |
Income before extraordinary items | $55,000 | 12,511 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $55,000 | 12,520 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 11,197 |
Cash dividends | $28,000 | 8,296 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $55,000 | 12,245 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.