Home > American State Bank > Income and Expense
American State Bank, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $55,662,000 | 262 |
| Total interest expense | $4,917,000 | 456 |
| Net interest income | $50,745,000 | 246 |
| Provision for loan and lease losses | $2,288,000 | 578 |
| Total noninterest income | $20,488,000 | 252 |
| Gross Fiduciary activities income | $1,911,000 | 203 |
| Service charges on deposit accounts | $9,055,000 | 105 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,522,000 | 308 |
| Total noninterest expense | $61,328,000 | 200 |
| Salaries and employee benefits | $32,055,000 | 170 |
| Premises and equipment expense | $13,392,000 | 113 |
| Additional noninterest expense | $15,881,000 | 273 |
| Pre-tax net operating income | $7,617,000 | 521 |
| Securities gains (losses) | $45,889,000 | 15 |
| Applicable income taxes | $18,195,000 | 128 |
| Income before extraordinary items | $35,311,000 | 149 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $35,311,000 | 149 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $35,311,000 | 149 |
| Net charge-offs | $788,000 | 1,339 |
| Cash dividends | $5,000,000 | 251 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $5,024,260 | 607 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $27,777,000 | 265 |
| Total interest expense | $2,582,000 | 443 |
| Net interest income | $25,195,000 | 247 |
| Provision for loan and lease losses | $236,000 | 1,812 |
| Total noninterest income | $10,119,000 | 238 |
| Gross Fiduciary activities income | $993,000 | 199 |
| Service charges on deposit accounts | $4,468,000 | 101 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,658,000 | 299 |
| Total noninterest expense | $16,922,000 | 324 |
| Salaries and employee benefits | $10,158,000 | 269 |
| Premises and equipment expense | $3,053,000 | 209 |
| Additional noninterest expense | $3,711,000 | 491 |
| Pre-tax net operating income | $18,156,000 | 169 |
| Securities gains (losses) | $72,000 | 1,059 |
| Applicable income taxes | $5,311,000 | 170 |
| Income before extraordinary items | $12,917,000 | 178 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $12,917,000 | 179 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $12,917,000 | 179 |
| Net charge-offs | $236,000 | 1,700 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $12,865,880 | 175 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $109,952,000 | 272 |
| Total interest expense | $14,102,000 | 393 |
| Net interest income | $95,850,000 | 258 |
| Provision for loan and lease losses | $6,213,000 | 661 |
| Total noninterest income | $39,399,000 | 230 |
| Gross Fiduciary activities income | $3,544,000 | 175 |
| Service charges on deposit accounts | $19,553,000 | 97 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $16,302,000 | 307 |
| Total noninterest expense | $71,890,000 | 305 |
| Salaries and employee benefits | $39,300,000 | 259 |
| Premises and equipment expense | $15,353,000 | 180 |
| Additional noninterest expense | $17,237,000 | 448 |
| Pre-tax net operating income | $57,146,000 | 171 |
| Securities gains (losses) | $1,709,000 | 274 |
| Applicable income taxes | $16,748,000 | 180 |
| Income before extraordinary items | $42,107,000 | 177 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $42,107,000 | 178 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $42,107,000 | 178 |
| Net charge-offs | $163,000 | 4,529 |
| Cash dividends | $20,000,000 | 143 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $40,876,520 | 174 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $82,109,000 | 272 |
| Total interest expense | $11,147,000 | 392 |
| Net interest income | $70,962,000 | 259 |
| Provision for loan and lease losses | $-66,000 | 7,334 |
| Total noninterest income | $29,216,000 | 231 |
| Gross Fiduciary activities income | $2,706,000 | 174 |
| Service charges on deposit accounts | $14,540,000 | 97 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $11,970,000 | 309 |
| Total noninterest expense | $52,972,000 | 301 |
| Salaries and employee benefits | $29,111,000 | 256 |
| Premises and equipment expense | $11,003,000 | 184 |
| Additional noninterest expense | $12,858,000 | 446 |
| Pre-tax net operating income | $47,272,000 | 164 |
| Securities gains (losses) | $1,587,000 | 229 |
| Applicable income taxes | $14,201,000 | 166 |
| Income before extraordinary items | $34,658,000 | 167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $34,658,000 | 168 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $34,658,000 | 168 |
| Net charge-offs | $-741,000 | 7,418 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $33,531,230 | 169 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $54,186,000 | 277 |
| Total interest expense | $7,757,000 | 394 |
| Net interest income | $46,429,000 | 262 |
| Provision for loan and lease losses | $-1,614,000 | 7,490 |
| Total noninterest income | $18,628,000 | 235 |
| Gross Fiduciary activities income | $1,777,000 | 180 |
| Service charges on deposit accounts | $9,214,000 | 103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,637,000 | 323 |
| Total noninterest expense | $34,399,000 | 317 |
| Salaries and employee benefits | $19,228,000 | 263 |
| Premises and equipment expense | $6,758,000 | 196 |
| Additional noninterest expense | $8,413,000 | 457 |
| Pre-tax net operating income | $32,272,000 | 162 |
| Securities gains (losses) | $1,587,000 | 133 |
| Applicable income taxes | $9,936,000 | 162 |
| Income before extraordinary items | $23,923,000 | 164 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $23,923,000 | 163 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $23,923,000 | 164 |
| Net charge-offs | $-1,614,000 | 7,506 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $22,796,230 | 164 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $26,853,000 | 279 |
| Total interest expense | $3,970,000 | 402 |
| Net interest income | $22,883,000 | 266 |
| Provision for loan and lease losses | $-2,123,000 | 7,559 |
| Total noninterest income | $8,592,000 | 253 |
| Gross Fiduciary activities income | $927,000 | 180 |
| Service charges on deposit accounts | $4,126,000 | 111 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,539,000 | 340 |
| Total noninterest expense | $16,525,000 | 327 |
| Salaries and employee benefits | $9,454,000 | 269 |
| Premises and equipment expense | $3,152,000 | 219 |
| Additional noninterest expense | $3,919,000 | 481 |
| Pre-tax net operating income | $17,073,000 | 161 |
| Securities gains (losses) | $-203,000 | 7,465 |
| Applicable income taxes | $4,943,000 | 162 |
| Income before extraordinary items | $11,927,000 | 161 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $11,927,000 | 161 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $11,927,000 | 161 |
| Net charge-offs | $-2,123,000 | 7,568 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $12,071,130 | 158 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $108,188,000 | 287 |
| Total interest expense | $18,759,000 | 418 |
| Net interest income | $89,429,000 | 263 |
| Provision for loan and lease losses | $6,429,000 | 932 |
| Total noninterest income | $36,743,000 | 250 |
| Gross Fiduciary activities income | $3,536,000 | 177 |
| Service charges on deposit accounts | $17,652,000 | 110 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $15,555,000 | 337 |
| Total noninterest expense | $68,614,000 | 315 |
| Salaries and employee benefits | $38,777,000 | 247 |
| Premises and equipment expense | $12,937,000 | 207 |
| Additional noninterest expense | $16,900,000 | 470 |
| Pre-tax net operating income | $51,129,000 | 163 |
| Securities gains (losses) | $1,009,000 | 484 |
| Applicable income taxes | $15,415,000 | 164 |
| Income before extraordinary items | $36,723,000 | 171 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $36,723,000 | 169 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $36,723,000 | 171 |
| Net charge-offs | $3,479,000 | 1,337 |
| Cash dividends | $20,000,000 | 99 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $36,016,700 | 167 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $81,580,000 | 287 |
| Total interest expense | $14,518,000 | 423 |
| Net interest income | $67,062,000 | 262 |
| Provision for loan and lease losses | $4,625,000 | 929 |
| Total noninterest income | $27,327,000 | 249 |
| Gross Fiduciary activities income | $2,689,000 | 174 |
| Service charges on deposit accounts | $13,166,000 | 110 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $11,472,000 | 328 |
| Total noninterest expense | $50,332,000 | 315 |
| Salaries and employee benefits | $28,612,000 | 249 |
| Premises and equipment expense | $9,100,000 | 219 |
| Additional noninterest expense | $12,620,000 | 450 |
| Pre-tax net operating income | $39,432,000 | 161 |
| Securities gains (losses) | $682,000 | 571 |
| Applicable income taxes | $12,264,000 | 151 |
| Income before extraordinary items | $27,850,000 | 170 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $27,850,000 | 170 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $27,850,000 | 171 |
| Net charge-offs | $2,625,000 | 1,265 |
| Cash dividends | $5,000,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $27,379,420 | 169 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $54,186,000 | 291 |
| Total interest expense | $9,877,000 | 432 |
| Net interest income | $44,309,000 | 265 |
| Provision for loan and lease losses | $1,879,000 | 1,331 |
| Total noninterest income | $17,686,000 | 250 |
| Gross Fiduciary activities income | $1,652,000 | 191 |
| Service charges on deposit accounts | $8,493,000 | 115 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,541,000 | 325 |
| Total noninterest expense | $32,271,000 | 331 |
| Salaries and employee benefits | $18,372,000 | 254 |
| Premises and equipment expense | $5,857,000 | 226 |
| Additional noninterest expense | $8,042,000 | 464 |
| Pre-tax net operating income | $27,845,000 | 149 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $8,819,000 | 138 |
| Income before extraordinary items | $19,026,000 | 159 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $19,026,000 | 158 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $19,026,000 | 159 |
| Net charge-offs | $629,000 | 2,186 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $19,026,000 | 152 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $26,832,000 | 306 |
| Total interest expense | $4,913,000 | 459 |
| Net interest income | $21,919,000 | 274 |
| Provision for loan and lease losses | $1,121,000 | 1,087 |
| Total noninterest income | $8,195,000 | 267 |
| Gross Fiduciary activities income | $798,000 | 196 |
| Service charges on deposit accounts | $3,929,000 | 120 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,468,000 | 337 |
| Total noninterest expense | $15,316,000 | 347 |
| Salaries and employee benefits | $8,826,000 | 271 |
| Premises and equipment expense | $2,736,000 | 251 |
| Additional noninterest expense | $3,754,000 | 489 |
| Pre-tax net operating income | $13,677,000 | 144 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,905,000 | 147 |
| Income before extraordinary items | $9,772,000 | 152 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,772,000 | 153 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $9,772,000 | 154 |
| Net charge-offs | $371,000 | 1,833 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $9,772,000 | 143 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $105,254,000 | 324 |
| Total interest expense | $22,206,000 | 505 |
| Net interest income | $83,048,000 | 276 |
| Provision for loan and lease losses | $12,992,000 | 686 |
| Total noninterest income | $34,853,000 | 263 |
| Gross Fiduciary activities income | $3,226,000 | 185 |
| Service charges on deposit accounts | $17,363,000 | 116 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $14,264,000 | 351 |
| Total noninterest expense | $64,397,000 | 353 |
| Salaries and employee benefits | $34,643,000 | 275 |
| Premises and equipment expense | $11,788,000 | 233 |
| Additional noninterest expense | $17,966,000 | 480 |
| Pre-tax net operating income | $40,512,000 | 139 |
| Securities gains (losses) | $1,112,000 | 452 |
| Applicable income taxes | $12,085,000 | 142 |
| Income before extraordinary items | $29,539,000 | 139 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $29,539,000 | 139 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $29,539,000 | 139 |
| Net charge-offs | $11,492,000 | 616 |
| Cash dividends | $25,500,000 | 87 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $28,749,480 | 141 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $78,165,000 | 340 |
| Total interest expense | $16,891,000 | 530 |
| Net interest income | $61,274,000 | 289 |
| Provision for loan and lease losses | $9,586,000 | 642 |
| Total noninterest income | $26,024,000 | 263 |
| Gross Fiduciary activities income | $2,325,000 | 189 |
| Service charges on deposit accounts | $12,809,000 | 118 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $10,890,000 | 347 |
| Total noninterest expense | $48,102,000 | 358 |
| Salaries and employee benefits | $25,905,000 | 279 |
| Premises and equipment expense | $8,664,000 | 244 |
| Additional noninterest expense | $13,533,000 | 452 |
| Pre-tax net operating income | $29,610,000 | 145 |
| Securities gains (losses) | $1,112,000 | 345 |
| Applicable income taxes | $8,914,000 | 153 |
| Income before extraordinary items | $21,808,000 | 148 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $21,808,000 | 147 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $21,808,000 | 148 |
| Net charge-offs | $4,686,000 | 857 |
| Cash dividends | $12,500,000 | 121 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $21,018,480 | 151 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $51,858,000 | 348 |
| Total interest expense | $11,467,000 | 558 |
| Net interest income | $40,391,000 | 294 |
| Provision for loan and lease losses | $6,327,000 | 631 |
| Total noninterest income | $17,359,000 | 265 |
| Gross Fiduciary activities income | $1,592,000 | 189 |
| Service charges on deposit accounts | $8,239,000 | 125 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $7,528,000 | 340 |
| Total noninterest expense | $31,586,000 | 372 |
| Salaries and employee benefits | $16,707,000 | 299 |
| Premises and equipment expense | $5,672,000 | 257 |
| Additional noninterest expense | $9,207,000 | 455 |
| Pre-tax net operating income | $19,837,000 | 140 |
| Securities gains (losses) | $940,000 | 305 |
| Applicable income taxes | $6,048,000 | 143 |
| Income before extraordinary items | $14,729,000 | 143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,729,000 | 142 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $14,729,000 | 143 |
| Net charge-offs | $3,327,000 | 781 |
| Cash dividends | $12,500,000 | 85 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $14,061,600 | 142 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $25,663,000 | 359 |
| Total interest expense | $5,806,000 | 571 |
| Net interest income | $19,857,000 | 296 |
| Provision for loan and lease losses | $1,460,000 | 942 |
| Total noninterest income | $7,861,000 | 264 |
| Gross Fiduciary activities income | $819,000 | 186 |
| Service charges on deposit accounts | $3,872,000 | 129 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,170,000 | 352 |
| Total noninterest expense | $15,546,000 | 358 |
| Salaries and employee benefits | $8,072,000 | 311 |
| Premises and equipment expense | $2,830,000 | 259 |
| Additional noninterest expense | $4,644,000 | 401 |
| Pre-tax net operating income | $10,712,000 | 145 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $3,032,000 | 151 |
| Income before extraordinary items | $7,680,000 | 148 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,680,000 | 147 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $7,680,000 | 149 |
| Net charge-offs | $1,260,000 | 836 |
| Cash dividends | $12,500,000 | 48 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $7,680,000 | 141 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $106,294,000 | 369 |
| Total interest expense | $36,264,000 | 446 |
| Net interest income | $70,030,000 | 330 |
| Provision for loan and lease losses | $7,715,000 | 731 |
| Total noninterest income | $33,988,000 | 237 |
| Gross Fiduciary activities income | $3,510,000 | 187 |
| Service charges on deposit accounts | $17,834,000 | 121 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $12,644,000 | 325 |
| Total noninterest expense | $59,293,000 | 372 |
| Salaries and employee benefits | $32,657,000 | 299 |
| Premises and equipment expense | $11,450,000 | 245 |
| Additional noninterest expense | $15,186,000 | 478 |
| Pre-tax net operating income | $37,010,000 | 177 |
| Securities gains (losses) | $351,000 | 493 |
| Applicable income taxes | $9,987,000 | 180 |
| Income before extraordinary items | $27,374,000 | 158 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $27,374,000 | 158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,215,000 | 667 |
| Cash dividends | $28,000,000 | 136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $27,117,770 | 176 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $79,963,000 | 384 |
| Total interest expense | $28,965,000 | 444 |
| Net interest income | $50,998,000 | 345 |
| Provision for loan and lease losses | $3,669,000 | 800 |
| Total noninterest income | $25,934,000 | 249 |
| Gross Fiduciary activities income | $2,748,000 | 189 |
| Service charges on deposit accounts | $13,441,000 | 128 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,745,000 | 346 |
| Total noninterest expense | $43,524,000 | 372 |
| Salaries and employee benefits | $24,337,000 | 309 |
| Premises and equipment expense | $8,202,000 | 267 |
| Additional noninterest expense | $10,985,000 | 458 |
| Pre-tax net operating income | $29,739,000 | 205 |
| Securities gains (losses) | $351,000 | 414 |
| Applicable income taxes | $8,301,000 | 208 |
| Income before extraordinary items | $21,789,000 | 190 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $21,789,000 | 189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,669,000 | 690 |
| Cash dividends | $28,000,000 | 111 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $21,536,280 | 205 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $53,587,000 | 388 |
| Total interest expense | $20,143,000 | 438 |
| Net interest income | $33,444,000 | 357 |
| Provision for loan and lease losses | $2,420,000 | 687 |
| Total noninterest income | $17,209,000 | 258 |
| Gross Fiduciary activities income | $1,831,000 | 192 |
| Service charges on deposit accounts | $8,881,000 | 126 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,497,000 | 362 |
| Total noninterest expense | $28,657,000 | 377 |
| Salaries and employee benefits | $15,974,000 | 323 |
| Premises and equipment expense | $5,294,000 | 279 |
| Additional noninterest expense | $7,389,000 | 449 |
| Pre-tax net operating income | $19,576,000 | 216 |
| Securities gains (losses) | $351,000 | 401 |
| Applicable income taxes | $5,470,000 | 239 |
| Income before extraordinary items | $14,457,000 | 218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $14,457,000 | 217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,420,000 | 689 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $14,200,770 | 217 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $27,869,000 | 391 |
| Total interest expense | $11,029,000 | 430 |
| Net interest income | $16,840,000 | 358 |
| Provision for loan and lease losses | $417,000 | 1,110 |
| Total noninterest income | $8,022,000 | 280 |
| Gross Fiduciary activities income | $907,000 | 194 |
| Service charges on deposit accounts | $4,220,000 | 131 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,895,000 | 406 |
| Total noninterest expense | $13,902,000 | 382 |
| Salaries and employee benefits | $7,822,000 | 335 |
| Premises and equipment expense | $2,465,000 | 301 |
| Additional noninterest expense | $3,615,000 | 442 |
| Pre-tax net operating income | $10,543,000 | 217 |
| Securities gains (losses) | $351,000 | 299 |
| Applicable income taxes | $3,075,000 | 238 |
| Income before extraordinary items | $7,819,000 | 218 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,819,000 | 218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 800 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $7,566,280 | 217 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $119,047,000 | 382 |
| Total interest expense | $56,023,000 | 383 |
| Net interest income | $63,024,000 | 385 |
| Provision for loan and lease losses | $3,667,000 | 537 |
| Total noninterest income | $30,110,000 | 278 |
| Gross Fiduciary activities income | $3,165,000 | 210 |
| Service charges on deposit accounts | $15,590,000 | 133 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $11,355,000 | 380 |
| Total noninterest expense | $55,393,000 | 366 |
| Salaries and employee benefits | $31,042,000 | 319 |
| Premises and equipment expense | $10,508,000 | 261 |
| Additional noninterest expense | $13,843,000 | 456 |
| Pre-tax net operating income | $34,074,000 | 316 |
| Securities gains (losses) | $10,000 | 1,349 |
| Applicable income taxes | $8,945,000 | 354 |
| Income before extraordinary items | $25,139,000 | 305 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $25,139,000 | 302 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,667,000 | 394 |
| Cash dividends | $12,000,000 | 364 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $25,131,600 | 299 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $89,965,000 | 383 |
| Total interest expense | $43,368,000 | 370 |
| Net interest income | $46,597,000 | 394 |
| Provision for loan and lease losses | $2,464,000 | 432 |
| Total noninterest income | $21,930,000 | 289 |
| Gross Fiduciary activities income | $2,401,000 | 210 |
| Service charges on deposit accounts | $10,958,000 | 137 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,571,000 | 384 |
| Total noninterest expense | $40,701,000 | 368 |
| Salaries and employee benefits | $23,110,000 | 320 |
| Premises and equipment expense | $7,890,000 | 254 |
| Additional noninterest expense | $9,701,000 | 457 |
| Pre-tax net operating income | $25,362,000 | 339 |
| Securities gains (losses) | $-10,000 | 7,777 |
| Applicable income taxes | $6,695,000 | 388 |
| Income before extraordinary items | $18,657,000 | 327 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $18,657,000 | 325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,464,000 | 346 |
| Cash dividends | $4,000,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $18,664,400 | 323 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $60,454,000 | 387 |
| Total interest expense | $29,754,000 | 361 |
| Net interest income | $30,700,000 | 405 |
| Provision for loan and lease losses | $1,428,000 | 447 |
| Total noninterest income | $13,512,000 | 320 |
| Gross Fiduciary activities income | $1,586,000 | 217 |
| Service charges on deposit accounts | $6,798,000 | 148 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,128,000 | 428 |
| Total noninterest expense | $26,990,000 | 376 |
| Salaries and employee benefits | $15,405,000 | 334 |
| Premises and equipment expense | $5,325,000 | 261 |
| Additional noninterest expense | $6,260,000 | 482 |
| Pre-tax net operating income | $15,794,000 | 389 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $4,072,000 | 448 |
| Income before extraordinary items | $11,722,000 | 373 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $11,722,000 | 372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,428,000 | 349 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $11,722,000 | 371 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $30,265,000 | 392 |
| Total interest expense | $14,869,000 | 363 |
| Net interest income | $15,396,000 | 398 |
| Provision for loan and lease losses | $742,000 | 374 |
| Total noninterest income | $6,348,000 | 328 |
| Gross Fiduciary activities income | $815,000 | 209 |
| Service charges on deposit accounts | $3,204,000 | 151 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,329,000 | 447 |
| Total noninterest expense | $12,817,000 | 393 |
| Salaries and employee benefits | $7,449,000 | 350 |
| Premises and equipment expense | $2,638,000 | 266 |
| Additional noninterest expense | $2,730,000 | 524 |
| Pre-tax net operating income | $8,185,000 | 370 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,132,000 | 430 |
| Income before extraordinary items | $6,053,000 | 364 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,053,000 | 363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $742,000 | 302 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $6,053,000 | 358 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $114,595,000 | 383 |
| Total interest expense | $52,549,000 | 352 |
| Net interest income | $62,046,000 | 385 |
| Provision for loan and lease losses | $1,891,000 | 590 |
| Total noninterest income | $25,671,000 | 310 |
| Gross Fiduciary activities income | $2,876,000 | 211 |
| Service charges on deposit accounts | $13,641,000 | 142 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,154,000 | 443 |
| Total noninterest expense | $52,409,000 | 364 |
| Salaries and employee benefits | $29,427,000 | 327 |
| Premises and equipment expense | $10,612,000 | 248 |
| Additional noninterest expense | $12,370,000 | 465 |
| Pre-tax net operating income | $33,417,000 | 369 |
| Securities gains (losses) | $-361,000 | 8,479 |
| Applicable income taxes | $8,841,000 | 429 |
| Income before extraordinary items | $24,215,000 | 359 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $24,215,000 | 357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,891,000 | 406 |
| Cash dividends | $9,000,000 | 425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $24,478,530 | 354 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $84,908,000 | 396 |
| Total interest expense | $38,184,000 | 359 |
| Net interest income | $46,724,000 | 397 |
| Provision for loan and lease losses | $1,106,000 | 691 |
| Total noninterest income | $19,245,000 | 324 |
| Gross Fiduciary activities income | $2,159,000 | 217 |
| Service charges on deposit accounts | $10,169,000 | 146 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,917,000 | 449 |
| Total noninterest expense | $39,017,000 | 376 |
| Salaries and employee benefits | $22,012,000 | 338 |
| Premises and equipment expense | $8,008,000 | 257 |
| Additional noninterest expense | $8,997,000 | 493 |
| Pre-tax net operating income | $25,846,000 | 380 |
| Securities gains (losses) | $-361,000 | 8,606 |
| Applicable income taxes | $7,234,000 | 427 |
| Income before extraordinary items | $18,251,000 | 383 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $18,251,000 | 382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,106,000 | 423 |
| Cash dividends | $2,500,000 | 955 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $18,510,920 | 372 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $55,408,000 | 390 |
| Total interest expense | $23,970,000 | 363 |
| Net interest income | $31,438,000 | 398 |
| Provision for loan and lease losses | $338,000 | 1,338 |
| Total noninterest income | $12,451,000 | 338 |
| Gross Fiduciary activities income | $1,490,000 | 217 |
| Service charges on deposit accounts | $6,554,000 | 152 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,407,000 | 466 |
| Total noninterest expense | $25,805,000 | 384 |
| Salaries and employee benefits | $14,586,000 | 349 |
| Premises and equipment expense | $5,189,000 | 264 |
| Additional noninterest expense | $6,030,000 | 487 |
| Pre-tax net operating income | $17,746,000 | 368 |
| Securities gains (losses) | $-311,000 | 8,667 |
| Applicable income taxes | $5,070,000 | 412 |
| Income before extraordinary items | $12,365,000 | 376 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $12,365,000 | 375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $338,000 | 763 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $12,585,810 | 364 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $27,089,000 | 388 |
| Total interest expense | $11,346,000 | 364 |
| Net interest income | $15,743,000 | 399 |
| Provision for loan and lease losses | $-18,000 | 8,566 |
| Total noninterest income | $5,869,000 | 344 |
| Gross Fiduciary activities income | $747,000 | 219 |
| Service charges on deposit accounts | $3,099,000 | 156 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,023,000 | 494 |
| Total noninterest expense | $12,585,000 | 390 |
| Salaries and employee benefits | $7,234,000 | 353 |
| Premises and equipment expense | $2,425,000 | 278 |
| Additional noninterest expense | $2,926,000 | 500 |
| Pre-tax net operating income | $9,045,000 | 357 |
| Securities gains (losses) | $-148,000 | 8,693 |
| Applicable income taxes | $2,621,000 | 398 |
| Income before extraordinary items | $6,276,000 | 367 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,276,000 | 365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,116 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $6,381,080 | 353 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $93,201,000 | 390 |
| Total interest expense | $33,706,000 | 384 |
| Net interest income | $59,495,000 | 407 |
| Provision for loan and lease losses | $2,150,000 | 507 |
| Total noninterest income | $23,526,000 | 351 |
| Gross Fiduciary activities income | $2,702,000 | 220 |
| Service charges on deposit accounts | $12,793,000 | 153 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,031,000 | 492 |
| Total noninterest expense | $47,658,000 | 403 |
| Salaries and employee benefits | $27,405,000 | 349 |
| Premises and equipment expense | $9,579,000 | 274 |
| Additional noninterest expense | $10,674,000 | 527 |
| Pre-tax net operating income | $33,213,000 | 372 |
| Securities gains (losses) | $337,000 | 383 |
| Applicable income taxes | $9,829,000 | 399 |
| Income before extraordinary items | $23,721,000 | 370 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $23,721,000 | 371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,150,000 | 369 |
| Cash dividends | $19,720,000 | 247 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $23,481,730 | 368 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $67,577,000 | 387 |
| Total interest expense | $23,445,000 | 388 |
| Net interest income | $44,132,000 | 405 |
| Provision for loan and lease losses | $1,471,000 | 516 |
| Total noninterest income | $17,658,000 | 355 |
| Gross Fiduciary activities income | $2,003,000 | 218 |
| Service charges on deposit accounts | $9,534,000 | 151 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,121,000 | 488 |
| Total noninterest expense | $35,071,000 | 408 |
| Salaries and employee benefits | $20,273,000 | 355 |
| Premises and equipment expense | $7,182,000 | 277 |
| Additional noninterest expense | $7,616,000 | 548 |
| Pre-tax net operating income | $25,248,000 | 364 |
| Securities gains (losses) | $259,000 | 418 |
| Applicable income taxes | $7,632,000 | 403 |
| Income before extraordinary items | $17,875,000 | 370 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $17,875,000 | 371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,471,000 | 376 |
| Cash dividends | $5,000,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $17,693,700 | 362 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $43,899,000 | 387 |
| Total interest expense | $14,545,000 | 383 |
| Net interest income | $29,354,000 | 397 |
| Provision for loan and lease losses | $889,000 | 585 |
| Total noninterest income | $11,427,000 | 356 |
| Gross Fiduciary activities income | $1,257,000 | 224 |
| Service charges on deposit accounts | $6,200,000 | 147 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,970,000 | 490 |
| Total noninterest expense | $22,736,000 | 414 |
| Salaries and employee benefits | $13,315,000 | 358 |
| Premises and equipment expense | $4,720,000 | 274 |
| Additional noninterest expense | $4,701,000 | 587 |
| Pre-tax net operating income | $17,156,000 | 355 |
| Securities gains (losses) | $259,000 | 355 |
| Applicable income taxes | $5,226,000 | 390 |
| Income before extraordinary items | $12,189,000 | 358 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $12,189,000 | 358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $889,000 | 394 |
| Cash dividends | $5,000,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $12,007,700 | 350 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $21,344,000 | 389 |
| Total interest expense | $6,656,000 | 386 |
| Net interest income | $14,688,000 | 387 |
| Provision for loan and lease losses | $594,000 | 409 |
| Total noninterest income | $5,475,000 | 363 |
| Gross Fiduciary activities income | $644,000 | 221 |
| Service charges on deposit accounts | $2,955,000 | 153 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,876,000 | 492 |
| Total noninterest expense | $11,265,000 | 412 |
| Salaries and employee benefits | $6,494,000 | 362 |
| Premises and equipment expense | $2,462,000 | 263 |
| Additional noninterest expense | $2,309,000 | 586 |
| Pre-tax net operating income | $8,304,000 | 364 |
| Securities gains (losses) | $5,000 | 1,192 |
| Applicable income taxes | $2,467,000 | 403 |
| Income before extraordinary items | $5,842,000 | 357 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $5,842,000 | 357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 306 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $5,838,500 | 350 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $78,786,000 | 378 |
| Total interest expense | $20,411,000 | 418 |
| Net interest income | $58,375,000 | 380 |
| Provision for loan and lease losses | $1,933,000 | 567 |
| Total noninterest income | $20,897,000 | 375 |
| Gross Fiduciary activities income | $2,620,000 | 220 |
| Service charges on deposit accounts | $11,319,000 | 166 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,958,000 | 521 |
| Total noninterest expense | $44,802,000 | 406 |
| Salaries and employee benefits | $26,446,000 | 352 |
| Premises and equipment expense | $8,094,000 | 296 |
| Additional noninterest expense | $10,262,000 | 533 |
| Pre-tax net operating income | $32,537,000 | 349 |
| Securities gains (losses) | $498,000 | 457 |
| Applicable income taxes | $10,239,000 | 365 |
| Income before extraordinary items | $22,796,000 | 351 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $22,796,000 | 352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $533,000 | 1,274 |
| Cash dividends | $10,000,000 | 355 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $22,452,380 | 344 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $58,233,000 | 386 |
| Total interest expense | $14,752,000 | 425 |
| Net interest income | $43,481,000 | 385 |
| Provision for loan and lease losses | $1,000,000 | 775 |
| Total noninterest income | $15,696,000 | 386 |
| Gross Fiduciary activities income | $1,981,000 | 220 |
| Service charges on deposit accounts | $8,461,000 | 171 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,254,000 | 529 |
| Total noninterest expense | $33,964,000 | 406 |
| Salaries and employee benefits | $20,022,000 | 347 |
| Premises and equipment expense | $6,185,000 | 296 |
| Additional noninterest expense | $7,757,000 | 519 |
| Pre-tax net operating income | $24,213,000 | 345 |
| Securities gains (losses) | $498,000 | 422 |
| Applicable income taxes | $7,339,000 | 375 |
| Income before extraordinary items | $17,372,000 | 352 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $17,372,000 | 351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $600,000 | 823 |
| Cash dividends | $2,500,000 | 802 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $17,023,400 | 342 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $38,543,000 | 388 |
| Total interest expense | $9,530,000 | 430 |
| Net interest income | $29,013,000 | 380 |
| Provision for loan and lease losses | $842,000 | 605 |
| Total noninterest income | $10,363,000 | 388 |
| Gross Fiduciary activities income | $1,351,000 | 219 |
| Service charges on deposit accounts | $5,526,000 | 168 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,486,000 | 536 |
| Total noninterest expense | $22,480,000 | 408 |
| Salaries and employee benefits | $13,279,000 | 347 |
| Premises and equipment expense | $4,046,000 | 300 |
| Additional noninterest expense | $5,155,000 | 522 |
| Pre-tax net operating income | $16,054,000 | 348 |
| Securities gains (losses) | $221,000 | 609 |
| Applicable income taxes | $4,817,000 | 389 |
| Income before extraordinary items | $11,458,000 | 349 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,458,000 | 349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 776 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $11,303,300 | 339 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $19,651,000 | 387 |
| Total interest expense | $4,773,000 | 444 |
| Net interest income | $14,878,000 | 373 |
| Provision for loan and lease losses | $228,000 | 1,030 |
| Total noninterest income | $5,042,000 | 381 |
| Gross Fiduciary activities income | $715,000 | 212 |
| Service charges on deposit accounts | $2,657,000 | 173 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,670,000 | 551 |
| Total noninterest expense | $11,109,000 | 416 |
| Salaries and employee benefits | $6,574,000 | 358 |
| Premises and equipment expense | $1,905,000 | 318 |
| Additional noninterest expense | $2,630,000 | 506 |
| Pre-tax net operating income | $8,583,000 | 328 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,572,000 | 372 |
| Income before extraordinary items | $6,011,000 | 336 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,011,000 | 337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-172,000 | 9,032 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $6,011,000 | 315 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $74,430,000 | 404 |
| Total interest expense | $20,624,000 | 454 |
| Net interest income | $53,806,000 | 394 |
| Provision for loan and lease losses | $1,414,000 | 861 |
| Total noninterest income | $21,338,000 | 380 |
| Gross Fiduciary activities income | $2,410,000 | 234 |
| Service charges on deposit accounts | $11,747,000 | 168 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,181,000 | 571 |
| Total noninterest expense | $42,416,000 | 434 |
| Salaries and employee benefits | $25,340,000 | 361 |
| Premises and equipment expense | $7,844,000 | 320 |
| Additional noninterest expense | $9,232,000 | 596 |
| Pre-tax net operating income | $31,314,000 | 337 |
| Securities gains (losses) | $1,261,000 | 401 |
| Applicable income taxes | $10,310,000 | 359 |
| Income before extraordinary items | $22,265,000 | 349 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $22,265,000 | 350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $814,000 | 1,080 |
| Cash dividends | $6,500,000 | 515 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $21,407,520 | 339 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $55,278,000 | 419 |
| Total interest expense | $15,643,000 | 465 |
| Net interest income | $39,635,000 | 409 |
| Provision for loan and lease losses | $904,000 | 966 |
| Total noninterest income | $16,060,000 | 396 |
| Gross Fiduciary activities income | $1,799,000 | 242 |
| Service charges on deposit accounts | $8,668,000 | 175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,593,000 | 589 |
| Total noninterest expense | $31,267,000 | 449 |
| Salaries and employee benefits | $18,982,000 | 367 |
| Premises and equipment expense | $5,751,000 | 335 |
| Additional noninterest expense | $6,534,000 | 624 |
| Pre-tax net operating income | $23,524,000 | 347 |
| Securities gains (losses) | $1,053,000 | 426 |
| Applicable income taxes | $7,863,000 | 373 |
| Income before extraordinary items | $16,714,000 | 368 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $16,714,000 | 369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 1,689 |
| Cash dividends | $2,500,000 | 846 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $15,997,960 | 349 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $36,891,000 | 424 |
| Total interest expense | $10,632,000 | 472 |
| Net interest income | $26,259,000 | 412 |
| Provision for loan and lease losses | $651,000 | 920 |
| Total noninterest income | $10,675,000 | 394 |
| Gross Fiduciary activities income | $1,234,000 | 242 |
| Service charges on deposit accounts | $5,811,000 | 173 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,630,000 | 585 |
| Total noninterest expense | $20,808,000 | 450 |
| Salaries and employee benefits | $12,496,000 | 371 |
| Premises and equipment expense | $3,911,000 | 334 |
| Additional noninterest expense | $4,401,000 | 623 |
| Pre-tax net operating income | $15,475,000 | 350 |
| Securities gains (losses) | $1,053,000 | 351 |
| Applicable income taxes | $5,499,000 | 366 |
| Income before extraordinary items | $11,029,000 | 372 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $11,029,000 | 373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 1,963 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $10,323,490 | 357 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $18,536,000 | 430 |
| Total interest expense | $5,454,000 | 474 |
| Net interest income | $13,082,000 | 417 |
| Provision for loan and lease losses | $398,000 | 738 |
| Total noninterest income | $5,154,000 | 417 |
| Gross Fiduciary activities income | $623,000 | 246 |
| Service charges on deposit accounts | $2,826,000 | 179 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,705,000 | 602 |
| Total noninterest expense | $10,422,000 | 446 |
| Salaries and employee benefits | $6,189,000 | 378 |
| Premises and equipment expense | $2,022,000 | 332 |
| Additional noninterest expense | $2,211,000 | 623 |
| Pre-tax net operating income | $7,416,000 | 357 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $2,115,000 | 444 |
| Income before extraordinary items | $5,301,000 | 368 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,301,000 | 369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 1,139 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $5,301,000 | 345 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $78,858,000 | 429 |
| Total interest expense | $25,700,000 | 463 |
| Net interest income | $53,158,000 | 404 |
| Provision for loan and lease losses | $1,183,000 | 1,155 |
| Total noninterest income | $18,714,000 | 415 |
| Gross Fiduciary activities income | $2,510,000 | 246 |
| Service charges on deposit accounts | $11,168,000 | 175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,036,000 | 686 |
| Total noninterest expense | $39,775,000 | 448 |
| Salaries and employee benefits | $23,461,000 | 364 |
| Premises and equipment expense | $7,789,000 | 330 |
| Additional noninterest expense | $8,525,000 | 635 |
| Pre-tax net operating income | $30,914,000 | 340 |
| Securities gains (losses) | $3,073,000 | 208 |
| Applicable income taxes | $13,830,000 | 292 |
| Income before extraordinary items | $20,157,000 | 371 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $20,157,000 | 370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,183,000 | 540 |
| Cash dividends | $5,000,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $18,190,280 | 372 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $85,732,000 | 440 |
| Total interest expense | $38,639,000 | 461 |
| Net interest income | $47,093,000 | 420 |
| Provision for loan and lease losses | $2,003,000 | 698 |
| Total noninterest income | $18,531,000 | 405 |
| Gross Fiduciary activities income | $2,307,000 | 272 |
| Service charges on deposit accounts | $10,811,000 | 176 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $5,413,000 | 624 |
| Total noninterest expense | $38,158,000 | 453 |
| Salaries and employee benefits | $21,391,000 | 374 |
| Premises and equipment expense | $7,705,000 | 320 |
| Additional noninterest expense | $9,062,000 | 620 |
| Pre-tax net operating income | $25,463,000 | 356 |
| Securities gains (losses) | $12,000 | 3,497 |
| Applicable income taxes | $7,593,000 | 405 |
| Income before extraordinary items | $17,882,000 | 357 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $17,882,000 | 357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,553,000 | 690 |
| Cash dividends | $5,000,000 | 611 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $17,873,600 | 345 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $79,854,000 | 495 |
| Total interest expense | $39,327,000 | 506 |
| Net interest income | $40,527,000 | 472 |
| Provision for loan and lease losses | $1,364,000 | 828 |
| Total noninterest income | $14,599,000 | 457 |
| Gross Fiduciary activities income | $1,886,000 | 295 |
| Service charges on deposit accounts | $9,252,000 | 175 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,461,000 | 787 |
| Total noninterest expense | $32,405,000 | 499 |
| Salaries and employee benefits | $18,703,000 | 403 |
| Premises and equipment expense | $5,974,000 | 381 |
| Additional noninterest expense | $7,728,000 | 688 |
| Pre-tax net operating income | $21,357,000 | 428 |
| Securities gains (losses) | $-105,000 | 9,426 |
| Applicable income taxes | $6,167,000 | 473 |
| Income before extraordinary items | $15,085,000 | 410 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $15,085,000 | 411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,214,000 | 655 |
| Cash dividends | $7,750,000 | 458 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $15,159,550 | 410 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $70,557,000 | 527 |
| Total interest expense | $31,210,000 | 544 |
| Net interest income | $39,347,000 | 503 |
| Provision for loan and lease losses | $1,663,000 | 653 |
| Total noninterest income | $12,570,000 | 537 |
| Gross Fiduciary activities income | $1,689,000 | 352 |
| Service charges on deposit accounts | $7,485,000 | 219 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,396,000 | 827 |
| Total noninterest expense | $30,753,000 | 535 |
| Salaries and employee benefits | $17,739,000 | 425 |
| Premises and equipment expense | $5,414,000 | 427 |
| Additional noninterest expense | $7,600,000 | 733 |
| Pre-tax net operating income | $19,501,000 | 496 |
| Securities gains (losses) | $304,000 | 451 |
| Applicable income taxes | $5,761,000 | 547 |
| Income before extraordinary items | $14,044,000 | 470 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $14,044,000 | 470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,663,000 | 509 |
| Cash dividends | $11,800,000 | 350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $13,828,160 | 469 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $69,420,000 | 533 |
| Total interest expense | $32,397,000 | 541 |
| Net interest income | $37,023,000 | 513 |
| Provision for loan and lease losses | $3,338,000 | 427 |
| Total noninterest income | $11,737,000 | 543 |
| Gross Fiduciary activities income | $1,514,000 | 373 |
| Service charges on deposit accounts | $6,716,000 | 223 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,507,000 | 822 |
| Total noninterest expense | $29,625,000 | 537 |
| Salaries and employee benefits | $16,820,000 | 434 |
| Premises and equipment expense | $5,111,000 | 431 |
| Additional noninterest expense | $7,694,000 | 711 |
| Pre-tax net operating income | $15,797,000 | 530 |
| Securities gains (losses) | $625,000 | 487 |
| Applicable income taxes | $4,207,000 | 656 |
| Income before extraordinary items | $12,215,000 | 482 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $12,215,000 | 480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,401,000 | 301 |
| Cash dividends | $8,500,000 | 434 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $11,752,500 | 477 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $53,304,000 | 666 |
| Total interest expense | $24,837,000 | 676 |
| Net interest income | $28,467,000 | 634 |
| Provision for loan and lease losses | $330,000 | 2,419 |
| Total noninterest income | $8,963,000 | 620 |
| Gross Fiduciary activities income | $1,249,000 | 413 |
| Service charges on deposit accounts | $4,893,000 | 286 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,821,000 | 871 |
| Total noninterest expense | $20,099,000 | 735 |
| Salaries and employee benefits | $11,759,000 | 590 |
| Premises and equipment expense | $3,960,000 | 539 |
| Additional noninterest expense | $4,380,000 | 1,063 |
| Pre-tax net operating income | $17,001,000 | 518 |
| Securities gains (losses) | $-61,000 | 10,683 |
| Applicable income taxes | $4,815,000 | 621 |
| Income before extraordinary items | $12,125,000 | 511 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $12,125,000 | 511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-170,000 | 10,797 |
| Cash dividends | $10,100,000 | 361 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $12,168,920 | 483 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $49,925,000 | 733 |
| Total interest expense | $24,156,000 | 721 |
| Net interest income | $25,769,000 | 734 |
| Provision for loan and lease losses | $76,000 | 5,685 |
| Total noninterest income | $7,683,000 | 707 |
| Gross Fiduciary activities income | $1,102,000 | 480 |
| Service charges on deposit accounts | $4,445,000 | 346 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,136,000 | 1,103 |
| Total noninterest expense | $18,716,000 | 834 |
| Salaries and employee benefits | $10,533,000 | 668 |
| Premises and equipment expense | $4,088,000 | 550 |
| Additional noninterest expense | $4,095,000 | 1,336 |
| Pre-tax net operating income | $14,660,000 | 576 |
| Securities gains (losses) | $322,000 | 530 |
| Applicable income taxes | $4,229,000 | 665 |
| Income before extraordinary items | $10,753,000 | 545 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $10,753,000 | 547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,457 |
| Cash dividends | $8,450,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $10,521,160 | 540 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $48,933,000 | 772 |
| Total interest expense | $22,401,000 | 802 |
| Net interest income | $26,532,000 | 741 |
| Provision for loan and lease losses | $26,000 | 7,298 |
| Total noninterest income | $6,832,000 | 776 |
| Gross Fiduciary activities income | $996,000 | 535 |
| Service charges on deposit accounts | $4,146,000 | 385 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,690,000 | 1,273 |
| Total noninterest expense | $18,476,000 | 844 |
| Salaries and employee benefits | $9,956,000 | 703 |
| Premises and equipment expense | $3,914,000 | 607 |
| Additional noninterest expense | $4,606,000 | 1,194 |
| Pre-tax net operating income | $14,862,000 | 603 |
| Securities gains (losses) | $902,000 | 240 |
| Applicable income taxes | $4,708,000 | 633 |
| Income before extraordinary items | $11,056,000 | 544 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $11,056,000 | 544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,236 |
| Cash dividends | $10,985,000 | 375 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,424,600 | 568 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $43,343,000 | 787 |
| Total interest expense | $15,166,000 | 900 |
| Net interest income | $28,177,000 | 705 |
| Provision for loan and lease losses | $111,000 | 4,322 |
| Total noninterest income | $6,092,000 | 808 |
| Gross Fiduciary activities income | $724,000 | 614 |
| Service charges on deposit accounts | $3,826,000 | 406 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,542,000 | 1,355 |
| Total noninterest expense | $18,535,000 | 858 |
| Salaries and employee benefits | $9,596,000 | 729 |
| Premises and equipment expense | $4,109,000 | 569 |
| Additional noninterest expense | $4,830,000 | 1,210 |
| Pre-tax net operating income | $15,623,000 | 556 |
| Securities gains (losses) | $290,000 | 391 |
| Applicable income taxes | $4,752,000 | 601 |
| Income before extraordinary items | $11,161,000 | 512 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $11,161,000 | 511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 12,180 |
| Cash dividends | $8,150,000 | 399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $10,958,000 | 524 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $38,964,000 | 849 |
| Total interest expense | $12,299,000 | 1,101 |
| Net interest income | $26,665,000 | 728 |
| Provision for loan and lease losses | $131,000 | 4,988 |
| Total noninterest income | $5,057,000 | 973 |
| Gross Fiduciary activities income | $469,000 | 789 |
| Service charges on deposit accounts | $2,679,000 | 523 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,909,000 | 1,295 |
| Total noninterest expense | $17,093,000 | 952 |
| Salaries and employee benefits | $8,279,000 | 840 |
| Premises and equipment expense | $4,772,000 | 517 |
| Additional noninterest expense | $4,042,000 | 1,507 |
| Pre-tax net operating income | $14,498,000 | 523 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $4,412,000 | 595 |
| Income before extraordinary items | $10,086,000 | 532 |
| Extraordinary gains, net | $866,000 | 258 |
| Net income | $10,952,000 | 520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-169,000 | 13,079 |
| Cash dividends | $6,160,000 | 398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $10,086,000 | 501 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $41,512,000 | 914 |
| Total interest expense | $15,356,000 | 1,163 |
| Net interest income | $26,156,000 | 764 |
| Provision for loan and lease losses | $1,319,000 | 1,542 |
| Total noninterest income | $5,026,000 | 973 |
| Gross Fiduciary activities income | $464,000 | 789 |
| Service charges on deposit accounts | $2,878,000 | 490 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,684,000 | 1,406 |
| Total noninterest expense | $18,616,000 | 901 |
| Salaries and employee benefits | $7,454,000 | 908 |
| Premises and equipment expense | $4,839,000 | 526 |
| Additional noninterest expense | $6,323,000 | 1,094 |
| Pre-tax net operating income | $11,247,000 | 573 |
| Securities gains (losses) | $1,191,000 | 567 |
| Applicable income taxes | $4,136,000 | 568 |
| Income before extraordinary items | $8,302,000 | 575 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $8,302,000 | 576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 3,218 |
| Cash dividends | $4,800,000 | 397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,504,030 | 574 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.