Home > American State Bank > Net charge- offs to loans
American State Bank, Net charge- offs to loans
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 3,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 4,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0489% | 2,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 3,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 3,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0013% | 2,853 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4891% | 323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4827% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1846% | 247 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2124% | 6,266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0770% | 3,726 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0400% | 6,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0701% | 6,808 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 2,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 2,781 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0027% | 5,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0810% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7162% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6293% | 287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0141% | 6,238 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3365% | 7,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0014% | 2,916 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7104% | 7,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2476% | 3,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2487% | 3,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1707% | 3,547 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9815% | 248 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7585% | 797 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5744% | 183 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2322% | 1,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0862% | 7,142 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4522% | 7,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0009% | 2,634 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9943% | 7,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3339% | 2,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3356% | 2,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1210% | 3,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7795% | 267 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5956% | 803 |
| Percentage Net Loans Charged-off: Other loans to individual | 5.2867% | 199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1317% | 1,147 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2877% | 7,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6981% | 7,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 2,303 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.5568% | 7,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4792% | 1,978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4820% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0556% | 3,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2691% | 319 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9278% | 657 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.5245% | 237 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0554% | 1,184 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7684% | 7,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.3606% | 7,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -3.1507% | 7,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9778% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9837% | 926 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0032% | 2,377 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8390% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0043% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8530% | 270 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3229% | 4,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 4,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.0042% | 6,840 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2958% | 2,524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1085% | 4,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1092% | 3,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1662% | 4,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6031% | 357 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3261% | 1,018 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1477% | 6,579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3263% | 4,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1648% | 4,081 |
| Percentage Net Loans Charged-off:Construction & development | -0.0415% | 6,928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3087% | 2,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0948% | 3,814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0953% | 3,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1912% | 3,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6217% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3307% | 953 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1928% | 6,635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 4,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 4,930 |
| Percentage Net Loans Charged-off:Construction & development | -0.0625% | 6,962 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0580% | 2,417 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0727% | 6,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5097% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3390% | 878 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3047% | 6,680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1410% | 4,091 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0868% | 3,473 |
| Percentage Net Loans Charged-off:Construction & development | -0.0571% | 6,974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2134% | 1,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0316% | 7,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 7,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0183% | 2,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5157% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4752% | 719 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3823% | 6,732 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1208% | 2,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9628% | 1,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.1402% | 3,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8740% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1599% | 3,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1603% | 3,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3746% | 4,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3897% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1081% | 789 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9419% | 715 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6143% | 2,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2601% | 3,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0749% | 2,980 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4565% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1263% | 3,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1266% | 3,122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3762% | 3,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1338% | 362 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9985% | 770 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4480% | 713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6638% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2061% | 3,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.1170% | 2,494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3077% | 1,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1530% | 2,704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1532% | 2,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5196% | 2,643 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8355% | 402 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8242% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3692% | 486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5081% | 2,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0687% | 3,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0553% | 1,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0820% | 1,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0790% | 2,324 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0790% | 2,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8706% | 1,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6382% | 400 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2354% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2551% | 897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5541% | 2,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3049% | 2,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0705% | 2,665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4638% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1769% | 2,304 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1769% | 2,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2436% | 3,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.7032% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4697% | 843 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0165% | 1,836 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3836% | 2,135 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0573% | 3,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0161% | 2,180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 1,693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2247% | 1,620 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2247% | 1,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1791% | 2,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6158% | 184 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4268% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0712% | 6,951 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3145% | 2,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0416% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0227% | 1,629 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 7,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1750% | 1,545 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1750% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1309% | 2,556 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7607% | 229 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1373% | 757 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1136% | 7,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1897% | 2,229 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 2,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0405% | 1,041 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 7,815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1404% | 1,236 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1404% | 1,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0632% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0292% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8846% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2789% | 7,139 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4459% | 1,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0546% | 2,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.2262% | 953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1197% | 1,725 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1197% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2388% | 2,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2260% | 123 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0124% | 923 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3782% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4054% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 2,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.2225% | 579 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1203% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1203% | 1,212 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1486% | 2,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5668% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7355% | 899 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5797% | 713 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3589% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0619% | 1,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.2365% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 7,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1529% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1529% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1368% | 2,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8513% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4856% | 885 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5279% | 690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3738% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0597% | 1,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.4088% | 177 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 7,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0704% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0704% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2821% | 1,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8457% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3823% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0267% | 399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2520% | 1,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 2,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.1881% | 377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0367% | 2,161 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0367% | 2,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0923% | 7,511 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6299% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5486% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0383% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2003% | 1,604 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 1,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.2204% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0491% | 1,636 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0491% | 1,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2576% | 7,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2524% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5277% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0574% | 1,218 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0941% | 2,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 1,993 |
| Percentage Net Loans Charged-off:Construction & development | -0.0162% | 7,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0719% | 1,216 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0719% | 1,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4422% | 7,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5810% | 343 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6835% | 855 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0146% | 1,176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0103% | 6,885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | -0.0272% | 7,699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1443% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1443% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7972% | 8,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1130% | 548 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0305% | 671 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0079% | 6,918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3175% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1026% | 1,261 |
| Percentage Net Loans Charged-off:Construction & development | 0.6507% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0961% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0961% | 1,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 3,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1142% | 293 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2121% | 1,113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1341% | 1,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2910% | 1,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1181% | 1,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.8825% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0672% | 1,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0040% | 6,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6666% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8449% | 1,088 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2065% | 954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2689% | 1,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1481% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 1.3291% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 2,034 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0072% | 1,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0402% | 7,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4089% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6657% | 1,051 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0235% | 7,027 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3674% | 955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3437% | 326 |
| Percentage Net Loans Charged-off:Construction & development | 3.1423% | 23 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 7,916 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 7,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1199% | 1,601 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6396% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1531% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0165% | 7,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0906% | 4,377 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0937% | 8,634 |
| Percentage Net Loans Charged-off:Construction & development | -0.7771% | 8,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 2,322 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0408% | 2,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3118% | 2,683 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7265% | 2,893 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3066% | 1,222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0577% | 1,436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1391% | 3,054 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1228% | 8,693 |
| Percentage Net Loans Charged-off:Construction & development | -0.9658% | 8,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0543% | 1,804 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0543% | 1,736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5790% | 1,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7094% | 2,635 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2839% | 1,145 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0798% | 1,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1586% | 2,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1864% | 8,766 |
| Percentage Net Loans Charged-off:Construction & development | -1.4579% | 7,999 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0832% | 1,344 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0832% | 1,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8144% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7904% | 2,331 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1586% | 1,109 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0168% | 1,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1266% | 8,468 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4201% | 8,878 |
| Percentage Net Loans Charged-off:Construction & development | -3.1368% | 7,967 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1224% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1224% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0773% | 1,897 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0937% | 1,656 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7939% | 807 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0362% | 7,214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1528% | 3,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 3,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0055% | 813 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 3,298 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 3,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2891% | 3,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9695% | 2,452 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3458% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2034% | 7,691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0764% | 4,763 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 8,576 |
| Percentage Net Loans Charged-off:Construction & development | -0.3193% | 8,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 2,731 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 2,608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1754% | 3,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7342% | 2,915 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0912% | 1,101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2698% | 7,750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0573% | 4,788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0592% | 8,750 |
| Percentage Net Loans Charged-off:Construction & development | -0.5947% | 8,060 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0109% | 2,207 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 2,106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2149% | 2,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7362% | 2,734 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0817% | 1,006 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4338% | 7,826 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1132% | 3,168 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1173% | 8,935 |
| Percentage Net Loans Charged-off:Construction & development | -1.1469% | 8,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 1,550 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3915% | 1,570 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8834% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1690% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1303% | 7,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4448% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1421% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | -0.0332% | 8,090 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0379% | 1,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 2,405 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 2,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0121% | 1,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7478% | 3,179 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4462% | 1,485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4035% | 1,126 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3509% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0510% | 2,356 |
| Percentage Net Loans Charged-off:Construction & development | 0.2369% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0373% | 2,331 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 2,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2824% | 3,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7313% | 3,155 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1385% | 1,654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1827% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3088% | 2,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2598% | 99 |
| Percentage Net Loans Charged-off:Construction & development | 3.9691% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0467% | 457 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0467% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2389% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9375% | 439 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0987% | 742 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0347% | 1,313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4334% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0618% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0386% | 293 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0668% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0668% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5826% | 336 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3806% | 295 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9968% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3813% | 191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1184% | 520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1529% | 191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0977% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0595% | 438 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0595% | 409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1386% | 75 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7576% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1931% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0829% | 38 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0808% | 10,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6268% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5883% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1145% | 1,248 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0411% | 7,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3923% | 1,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2594% | 1,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4925% | 133 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 8,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0294% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0232% | 1,493 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0678% | 335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0596% | 11,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 1,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0299% | 324 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4756% | 1,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2361% | 970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0318% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1448% | 12,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 964 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0136% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6781% | 1,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0109% | 1,304 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0571% | 1,165 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3055% | 5,980 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6031% | 394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5825% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4840% | 146 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1386% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1386% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0403% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0560% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1541% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |