Home > American State Bank > Assets and Liabilities

American State Bank, Assets and Liabilities

2012-06-30		Rank
# of Employees:	548	253
Assets and Liabilities
Total Assets:	$3,153,815,000	239
Cash and due from depository institutions	$301,220,000	253
Interest-bearing balances	$224,092,000	194
Securities	$1,487,440,000	129
Federal funds sold & reverse repurchase agreements	$310,000	3,048
Net loans & leases	$1,222,956,000	354
Loan loss allowance	$26,000,000	328
Trading account assets	$0	211
Bank premises and fixed assets	$26,284,000	411
Other real estate owned	$1,232,000	253
Goodwill and other intangibles	$23,269,000	280
All other assets	$91,104,000	297
Life insurance assets	$54,417,000	130
Total liabilities and capital	$3,153,815,000	239
Total liabilities	$2,857,772,000	237
Total deposits	$2,495,652,000	232
Interest-bearing deposits	$2,257,152,000	213
Deposits held in domestic offices	$2,495,652,000	231
% insured	51.19%	7,159
Federal funds purchased & repurchase agreements	$320,064,000	92
Trading liabilities	$0	130
Other borrowed funds	$0	4,239
Subordinated debt	$0	180
All other liabilities	$42,056,000	230
Total equity capital	$296,043,000	283
Total bank equity capital	$296,043,000	281
Perpetual preferred stock	$0	254
Common stock	$10,000,000	496
Surplus	$50,000,000	692
Undivided profits	$236,043,000	168
Noncontrolling interests in consolidated subsidiaries	$0	171
Memoranda
Noncurrent loans and leases	$22,515,000	581
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,176,000	268
Income earned, not collected on loans	$11,745,000	216
Earning assets	$2,934,798,000	231
Long-term assets (5+ years)	$1,085,624,000	196
Average Assets, year-to-date	$3,130,494,000	243
Average Assets, quarterly	$3,156,209,500	241
Volatile liabilities	$507,934,000	147
Insider loans	$566,000	4,590
FHLB advances	$0	3,987
Loans and leases held for sale	$13,770,000	353
Unused loan commitments	$362,431,000	282
Tier 1 (core) risk-based capital	$271,378,000	272
Tier 2 risk-based capital	$19,238,000	298
Total risk weighted assets	$1,532,311,000	315
Total unused commitments	$362,431,000	282
Derivatives	$49,082,000	380
2012-03-31		Rank
# of Employees:	586	235
Assets and Liabilities
Total Assets:	$3,158,604,000	239
Cash and due from depository institutions	$218,812,000	235
Interest-bearing balances	$141,248,000	290
Securities	$1,588,211,000	127
Federal funds sold & reverse repurchase agreements	$310,000	3,281
Net loans & leases	$1,217,088,000	356
Loan loss allowance	$24,500,000	342
Trading account assets	$0	215
Bank premises and fixed assets	$27,532,000	386
Other real estate owned	$215,000	235
Goodwill and other intangibles	$23,282,000	279
All other assets	$83,154,000	315
Life insurance assets	$53,877,000	130
Total liabilities and capital	$3,158,604,000	239
Total liabilities	$2,870,326,000	235
Total deposits	$2,508,353,000	230
Interest-bearing deposits	$2,277,375,000	215
Deposits held in domestic offices	$2,508,353,000	230
% insured	51.16%	7,217
Federal funds purchased & repurchase agreements	$340,081,000	95
Trading liabilities	$0	123
Other borrowed funds	$0	4,273
Subordinated debt	$0	185
All other liabilities	$21,892,000	349
Total equity capital	$288,278,000	283
Total bank equity capital	$288,278,000	281
Perpetual preferred stock	$0	259
Common stock	$10,000,000	497
Surplus	$50,000,000	692
Undivided profits	$228,278,000	167
Noncontrolling interests in consolidated subsidiaries	$0	170
Memoranda
Noncurrent loans and leases	$12,004,000	1,020
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,605,000	214
Income earned, not collected on loans	$14,233,000	187
Earning assets	$2,946,857,000	228
Long-term assets (5+ years)	$1,380,957,000	158
Average Assets, year-to-date	$3,118,833,500	242
Average Assets, quarterly	$3,118,833,500	242
Volatile liabilities	$557,932,000	136
Insider loans	$520,000	4,730
FHLB advances	$0	4,028
Loans and leases held for sale	$12,534,000	364
Unused loan commitments	$361,328,000	282
Tier 1 (core) risk-based capital	$253,971,000	281
Tier 2 risk-based capital	$20,850,000	278
Total risk weighted assets	$1,664,330,000	293
Total unused commitments	$361,328,000	282
Derivatives	$51,852,000	350
2011-12-31		Rank
# of Employees:	584	234
Assets and Liabilities
Total Assets:	$3,079,063,000	242
Cash and due from depository institutions	$169,821,000	234
Interest-bearing balances	$82,418,000	462
Securities	$1,587,810,000	118
Federal funds sold & reverse repurchase agreements	$250,000	3,209
Net loans & leases	$1,184,778,000	364
Loan loss allowance	$24,500,000	347
Trading account assets	$0	205
Bank premises and fixed assets	$27,546,000	388
Other real estate owned	$292,000	234
Goodwill and other intangibles	$23,294,000	280
All other assets	$85,272,000	321
Life insurance assets	$53,315,000	130
Total liabilities and capital	$3,079,063,000	242
Total liabilities	$2,803,008,000	242
Total deposits	$2,459,529,000	229
Interest-bearing deposits	$2,243,949,000	213
Deposits held in domestic offices	$2,459,529,000	229
% insured	50.93%	7,268
Federal funds purchased & repurchase agreements	$324,726,000	98
Trading liabilities	$0	115
Other borrowed funds	$0	4,481
Subordinated debt	$0	193
All other liabilities	$18,753,000	392
Total equity capital	$276,055,000	291
Total bank equity capital	$276,055,000	290
Perpetual preferred stock	$0	263
Common stock	$10,000,000	493
Surplus	$50,000,000	700
Undivided profits	$216,055,000	172
Noncontrolling interests in consolidated subsidiaries	$0	168
Memoranda
Noncurrent loans and leases	$9,843,000	1,245
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,728,000	199
Income earned, not collected on loans	$17,337,000	164
Earning assets	$2,855,256,000	231
Long-term assets (5+ years)	$1,304,312,000	134
Average Assets, year-to-date	$2,844,258,000	250
Average Assets, quarterly	$3,008,657,000	248
Volatile liabilities	$567,843,000	150
Insider loans	$592,000	4,611
FHLB advances	$0	4,174
Loans and leases held for sale	$13,130,000	322
Unused loan commitments	$345,545,000	288
Tier 1 (core) risk-based capital	$241,042,000	293
Tier 2 risk-based capital	$20,365,000	286
Total risk weighted assets	$1,625,093,000	301
Total unused commitments	$345,545,000	288
Derivatives	$37,107,000	338
2011-09-30		Rank
# of Employees:	581	233
Assets and Liabilities
Total Assets:	$2,938,251,000	252
Cash and due from depository institutions	$242,776,000	233
Interest-bearing balances	$166,400,000	262
Securities	$1,359,122,000	138
Federal funds sold & reverse repurchase agreements	$4,250,000	1,420
Net loans & leases	$1,199,724,000	360
Loan loss allowance	$19,125,000	428
Trading account assets	$0	209
Bank premises and fixed assets	$27,575,000	384
Other real estate owned	$609,000	233
Goodwill and other intangibles	$23,306,000	284
All other assets	$80,889,000	327
Life insurance assets	$52,823,000	130
Total liabilities and capital	$2,938,251,000	252
Total liabilities	$2,650,272,000	246
Total deposits	$2,317,923,000	243
Interest-bearing deposits	$2,103,969,000	222
Deposits held in domestic offices	$2,317,923,000	243
% insured	53.06%	7,339
Federal funds purchased & repurchase agreements	$312,921,000	96
Trading liabilities	$0	112
Other borrowed funds	$0	4,648
Subordinated debt	$0	206
All other liabilities	$19,428,000	378
Total equity capital	$287,979,000	281
Total bank equity capital	$287,979,000	279
Perpetual preferred stock	$0	266
Common stock	$10,000,000	499
Surplus	$50,000,000	713
Undivided profits	$227,979,000	163
Noncontrolling interests in consolidated subsidiaries	$0	175
Memoranda
Noncurrent loans and leases	$7,720,000	1,587
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$653,000	407
Income earned, not collected on loans	$14,023,000	196
Earning assets	$2,729,496,000	243
Long-term assets (5+ years)	$1,077,939,000	150
Average Assets, year-to-date	$2,785,556,750	255
Average Assets, quarterly	$2,851,832,500	254
Volatile liabilities	$540,029,000	155
Insider loans	$1,107,000	3,719
FHLB advances	$0	4,265
Loans and leases held for sale	$15,223,000	241
Unused loan commitments	$301,874,000	316
Tier 1 (core) risk-based capital	$253,580,000	282
Tier 2 risk-based capital	$19,125,000	301
Total risk weighted assets	$1,568,460,000	302
Total unused commitments	$301,874,000	316
Derivatives	$53,379,000	301
2011-06-30		Rank
# of Employees:	586	237
Assets and Liabilities
Total Assets:	$2,765,414,000	261
Cash and due from depository institutions	$133,047,000	237
Interest-bearing balances	$70,695,000	528
Securities	$1,359,857,000	133
Federal funds sold & reverse repurchase agreements	$250,000	3,499
Net loans & leases	$1,137,697,000	374
Loan loss allowance	$18,450,000	468
Trading account assets	$0	213
Bank premises and fixed assets	$27,739,000	386
Other real estate owned	$972,000	237
Goodwill and other intangibles	$23,319,000	288
All other assets	$82,533,000	321
Life insurance assets	$52,302,000	130
Total liabilities and capital	$2,765,414,000	261
Total liabilities	$2,495,654,000	254
Total deposits	$2,195,893,000	248
Interest-bearing deposits	$1,994,943,000	229
Deposits held in domestic offices	$2,195,893,000	248
% insured	55.15%	7,396
Federal funds purchased & repurchase agreements	$281,606,000	105
Trading liabilities	$0	112
Other borrowed funds	$0	4,735
Subordinated debt	$0	212
All other liabilities	$18,155,000	382
Total equity capital	$269,760,000	298
Total bank equity capital	$269,760,000	295
Perpetual preferred stock	$0	222
Common stock	$10,000,000	510
Surplus	$50,000,000	713
Undivided profits	$209,760,000	168
Noncontrolling interests in consolidated subsidiaries	$0	179
Memoranda
Noncurrent loans and leases	$7,580,000	1,643
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$923,000	318
Income earned, not collected on loans	$16,280,000	172
Earning assets	$2,568,499,000	251
Long-term assets (5+ years)	$1,103,592,000	148
Average Assets, year-to-date	$2,734,658,670	264
Average Assets, quarterly	$2,758,470,500	261
Volatile liabilities	$513,814,000	162
Insider loans	$626,000	4,627
FHLB advances	$0	4,341
Loans and leases held for sale	$8,993,000	261
Unused loan commitments	$309,286,000	305
Tier 1 (core) risk-based capital	$242,832,000	291
Tier 2 risk-based capital	$18,450,000	316
Total risk weighted assets	$1,494,359,000	311
Total unused commitments	$309,286,000	305
Derivatives	$52,608,000	260
2011-03-31		Rank
# of Employees:	583	235
Assets and Liabilities
Total Assets:	$2,751,527,000	265
Cash and due from depository institutions	$217,114,000	235
Interest-bearing balances	$152,737,000	275
Securities	$1,305,291,000	135
Federal funds sold & reverse repurchase agreements	$210,000	3,938
Net loans & leases	$1,095,642,000	392
Loan loss allowance	$18,450,000	473
Trading account assets	$0	208
Bank premises and fixed assets	$27,974,000	390
Other real estate owned	$878,000	235
Goodwill and other intangibles	$23,331,000	292
All other assets	$81,087,000	335
Life insurance assets	$51,896,000	129
Total liabilities and capital	$2,751,527,000	265
Total liabilities	$2,494,885,000	255
Total deposits	$2,204,272,000	253
Interest-bearing deposits	$1,994,952,000	233
Deposits held in domestic offices	$2,204,272,000	253
% insured	54.94%	7,450
Federal funds purchased & repurchase agreements	$270,275,000	116
Trading liabilities	$0	108
Other borrowed funds	$0	4,815
Subordinated debt	$0	214
All other liabilities	$20,338,000	353
Total equity capital	$256,642,000	303
Total bank equity capital	$256,642,000	302
Perpetual preferred stock	$0	224
Common stock	$10,000,000	512
Surplus	$50,000,000	714
Undivided profits	$196,642,000	168
Noncontrolling interests in consolidated subsidiaries	$0	181
Memoranda
Noncurrent loans and leases	$6,738,000	1,831
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$702,000	384
Income earned, not collected on loans	$12,892,000	203
Earning assets	$2,553,880,000	253
Long-term assets (5+ years)	$1,059,624,000	143
Average Assets, year-to-date	$2,719,281,000	267
Average Assets, quarterly	$2,719,281,000	267
Volatile liabilities	$511,863,000	169
Insider loans	$657,000	4,592
FHLB advances	$0	4,390
Loans and leases held for sale	$6,802,000	268
Unused loan commitments	$326,389,000	297
Tier 1 (core) risk-based capital	$230,824,000	301
Tier 2 risk-based capital	$17,776,000	330
Total risk weighted assets	$1,421,408,000	333
Total unused commitments	$326,389,000	298
Derivatives	$37,302,000	289
2010-12-31		Rank
# of Employees:	578	239
Assets and Liabilities
Total Assets:	$2,687,035,000	268
Cash and due from depository institutions	$247,948,000	239
Interest-bearing balances	$183,932,000	228
Securities	$1,225,095,000	135
Federal funds sold & reverse repurchase agreements	$170,000	3,890
Net loans & leases	$1,077,815,000	407
Loan loss allowance	$18,450,000	478
Trading account assets	$0	207
Bank premises and fixed assets	$25,588,000	429
Other real estate owned	$849,000	239
Goodwill and other intangibles	$23,343,000	296
All other assets	$86,227,000	315
Life insurance assets	$51,462,000	132
Total liabilities and capital	$2,687,035,000	268
Total liabilities	$2,442,753,000	263
Total deposits	$2,157,096,000	256
Interest-bearing deposits	$1,934,748,000	240
Deposits held in domestic offices	$2,157,096,000	255
% insured	55.36%	7,505
Federal funds purchased & repurchase agreements	$268,547,000	114
Trading liabilities	$0	108
Other borrowed funds	$0	4,983
Subordinated debt	$0	220
All other liabilities	$17,110,000	401
Total equity capital	$244,282,000	308
Total bank equity capital	$244,282,000	307
Perpetual preferred stock	$0	224
Common stock	$10,000,000	514
Surplus	$50,000,000	716
Undivided profits	$184,282,000	175
Noncontrolling interests in consolidated subsidiaries	$0	190
Memoranda
Noncurrent loans and leases	$9,725,000	1,464
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$727,000	443
Income earned, not collected on loans	$15,812,000	179
Earning assets	$2,487,012,000	262
Long-term assets (5+ years)	$980,902,000	152
Average Assets, year-to-date	$2,513,144,800	288
Average Assets, quarterly	$2,594,331,000	278
Volatile liabilities	$684,764,000	211
Insider loans	$929,000	4,143
FHLB advances	$0	4,551
Loans and leases held for sale	$7,873,000	406
Unused loan commitments	$295,317,000	321
Tier 1 (core) risk-based capital	$218,885,000	307
Tier 2 risk-based capital	$17,188,000	351
Total risk weighted assets	$1,373,761,000	350
Total unused commitments	$295,317,000	321
Derivatives	$28,111,000	358
2010-09-30		Rank
# of Employees:	572	234
Assets and Liabilities
Total Assets:	$2,501,627,000	287
Cash and due from depository institutions	$116,984,000	234
Interest-bearing balances	$54,892,000	656
Securities	$1,170,373,000	135
Federal funds sold & reverse repurchase agreements	$150,000	4,120
Net loans & leases	$1,086,008,000	405
Loan loss allowance	$17,500,000	498
Trading account assets	$0	210
Bank premises and fixed assets	$25,230,000	431
Other real estate owned	$1,253,000	234
Goodwill and other intangibles	$23,356,000	288
All other assets	$78,273,000	347
Life insurance assets	$50,777,000	130
Total liabilities and capital	$2,501,627,000	287
Total liabilities	$2,244,239,000	287
Total deposits	$1,974,971,000	277
Interest-bearing deposits	$1,802,368,000	258
Deposits held in domestic offices	$1,974,971,000	276
% insured	57.73%	7,497
Federal funds purchased & repurchase agreements	$250,386,000	117
Trading liabilities	$0	103
Other borrowed funds	$0	5,105
Subordinated debt	$0	233
All other liabilities	$18,882,000	386
Total equity capital	$257,388,000	297
Total bank equity capital	$257,388,000	296
Perpetual preferred stock	$0	229
Common stock	$10,000,000	515
Surplus	$50,000,000	704
Undivided profits	$197,388,000	166
Noncontrolling interests in consolidated subsidiaries	$0	194
Memoranda
Noncurrent loans and leases	$9,694,000	1,476
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$757,000	418
Income earned, not collected on loans	$13,971,000	199
Earning assets	$2,311,423,000	276
Long-term assets (5+ years)	$892,191,000	150
Average Assets, year-to-date	$2,469,672,250	288
Average Assets, quarterly	$2,494,175,000	286
Volatile liabilities	$650,190,000	223
Insider loans	$876,000	4,307
FHLB advances	$0	4,672
Loans and leases held for sale	$9,324,000	392
Unused loan commitments	$295,485,000	321
Tier 1 (core) risk-based capital	$224,999,000	295
Tier 2 risk-based capital	$17,190,000	358
Total risk weighted assets	$1,374,917,000	352
Total unused commitments	$295,485,000	324
Derivatives	$44,006,000	332
2010-06-30		Rank
# of Employees:	578	231
Assets and Liabilities
Total Assets:	$2,486,723,000	288
Cash and due from depository institutions	$121,116,000	231
Interest-bearing balances	$53,098,000	662
Securities	$1,171,139,000	134
Federal funds sold & reverse repurchase agreements	$150,000	4,229
Net loans & leases	$1,064,527,000	415
Loan loss allowance	$16,750,000	513
Trading account assets	$0	210
Bank premises and fixed assets	$23,814,000	459
Other real estate owned	$1,164,000	231
Goodwill and other intangibles	$23,368,000	294
All other assets	$81,445,000	333
Life insurance assets	$49,351,000	132
Total liabilities and capital	$2,486,723,000	288
Total liabilities	$2,237,379,000	286
Total deposits	$1,971,156,000	276
Interest-bearing deposits	$1,804,132,000	259
Deposits held in domestic offices	$1,971,156,000	274
% insured	58.06%	7,565
Federal funds purchased & repurchase agreements	$249,188,000	115
Trading liabilities	$0	104
Other borrowed funds	$0	5,212
Subordinated debt	$0	241
All other liabilities	$17,035,000	391
Total equity capital	$249,344,000	299
Total bank equity capital	$249,344,000	299
Perpetual preferred stock	$0	222
Common stock	$10,000,000	518
Surplus	$50,000,000	708
Undivided profits	$189,344,000	170
Noncontrolling interests in consolidated subsidiaries	$0	198
Memoranda
Noncurrent loans and leases	$10,318,000	1,444
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,160,000	318
Income earned, not collected on loans	$15,436,000	185
Earning assets	$2,288,914,000	276
Long-term assets (5+ years)	$887,442,000	156
Average Assets, year-to-date	$2,459,020,670	288
Average Assets, quarterly	$2,486,425,000	286
Volatile liabilities	$658,103,000	222
Insider loans	$870,000	4,370
FHLB advances	$0	4,785
Loans and leases held for sale	$10,909,000	285
Unused loan commitments	$306,010,000	311
Tier 1 (core) risk-based capital	$221,163,000	297
Tier 2 risk-based capital	$16,750,000	367
Total risk weighted assets	$1,376,153,000	351
Total unused commitments	$306,010,000	312
Derivatives	$49,263,000	277
2010-03-31		Rank
# of Employees:	568	239
Assets and Liabilities
Total Assets:	$2,486,127,000	295
Cash and due from depository institutions	$172,431,000	239
Interest-bearing balances	$126,170,000	312
Securities	$1,151,993,000	135
Federal funds sold & reverse repurchase agreements	$130,000	4,518
Net loans & leases	$1,031,215,000	446
Loan loss allowance	$16,250,000	545
Trading account assets	$0	227
Bank premises and fixed assets	$21,872,000	513
Other real estate owned	$2,279,000	239
Goodwill and other intangibles	$23,380,000	297
All other assets	$82,827,000	338
Life insurance assets	$48,832,000	132
Total liabilities and capital	$2,486,127,000	295
Total liabilities	$2,249,148,000	294
Total deposits	$1,982,565,000	282
Interest-bearing deposits	$1,815,162,000	268
Deposits held in domestic offices	$1,982,565,000	280
% insured	57.68%	7,664
Federal funds purchased & repurchase agreements	$247,719,000	126
Trading liabilities	$0	108
Other borrowed funds	$0	5,317
Subordinated debt	$0	248
All other liabilities	$18,864,000	373
Total equity capital	$236,979,000	309
Total bank equity capital	$236,979,000	309
Perpetual preferred stock	$0	220
Common stock	$10,000,000	526
Surplus	$50,000,000	715
Undivided profits	$176,979,000	175
Noncontrolling interests in consolidated subsidiaries	$0	204
Memoranda
Noncurrent loans and leases	$13,266,000	1,225
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,514,000	269
Income earned, not collected on loans	$13,196,000	222
Earning assets	$2,309,508,000	286
Long-term assets (5+ years)	$881,964,000	154
Average Assets, year-to-date	$2,445,169,500	299
Average Assets, quarterly	$2,445,169,500	299
Volatile liabilities	$637,533,000	247
Insider loans	$844,000	4,501
FHLB advances	$0	4,906
Loans and leases held for sale	$10,925,000	234
Unused loan commitments	$352,472,000	290
Tier 1 (core) risk-based capital	$211,897,000	310
Tier 2 risk-based capital	$16,250,000	393
Total risk weighted assets	$1,357,083,000	369
Total unused commitments	$352,472,000	290
Derivatives	$71,369,000	221
2009-12-31		Rank
# of Employees:	560	255
Assets and Liabilities
Total Assets:	$2,404,212,000	303
Cash and due from depository institutions	$67,877,000	255
Interest-bearing balances	$11,103,000	2,132
Securities	$1,149,541,000	142
Federal funds sold & reverse repurchase agreements	$14,060,000	585
Net loans & leases	$1,042,625,000	452
Loan loss allowance	$15,500,000	573
Trading account assets	$0	224
Bank premises and fixed assets	$21,539,000	525
Other real estate owned	$2,014,000	255
Goodwill and other intangibles	$23,392,000	297
All other assets	$83,164,000	341
Life insurance assets	$48,433,000	133
Total liabilities and capital	$2,404,211,000	303
Total liabilities	$2,177,664,000	301
Total deposits	$1,931,829,000	290
Interest-bearing deposits	$1,757,497,000	273
Deposits held in domestic offices	$1,931,829,000	286
% insured	59.12%	7,690
Federal funds purchased & repurchase agreements	$229,887,000	144
Trading liabilities	$0	104
Other borrowed funds	$0	5,407
Subordinated debt	$0	258
All other liabilities	$15,948,000	420
Total equity capital	$226,547,000	316
Total bank equity capital	$226,547,000	315
Perpetual preferred stock	$0	219
Common stock	$10,000,000	517
Surplus	$50,000,000	709
Undivided profits	$166,547,000	184
Noncontrolling interests in consolidated subsidiaries	$0	209
Memoranda
Noncurrent loans and leases	$15,046,000	1,080
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,205,000	284
Income earned, not collected on loans	$15,932,000	194
Earning assets	$2,217,329,000	298
Long-term assets (5+ years)	$920,013,000	145
Average Assets, year-to-date	$2,291,663,600	319
Average Assets, quarterly	$2,372,902,500	309
Volatile liabilities	$601,106,000	266
Insider loans	$853,000	4,539
FHLB advances	$0	5,026
Loans and leases held for sale	$8,546,000	296
Unused loan commitments	$311,658,000	322
Tier 1 (core) risk-based capital	$202,113,000	316
Tier 2 risk-based capital	$15,500,000	424
Total risk weighted assets	$1,352,976,000	381
Total unused commitments	$311,658,000	322
Derivatives	$81,917,000	212
2009-09-30		Rank
# of Employees:	549	263
Assets and Liabilities
Total Assets:	$2,341,593,000	326
Cash and due from depository institutions	$69,475,000	263
Interest-bearing balances	$25,072,000	1,021
Securities	$1,058,909,000	150
Federal funds sold & reverse repurchase agreements	$50,060,000	164
Net loans & leases	$1,042,104,000	468
Loan loss allowance	$18,900,000	481
Trading account assets	$0	238
Bank premises and fixed assets	$20,996,000	551
Other real estate owned	$1,952,000	263
Goodwill and other intangibles	$23,405,000	311
All other assets	$74,692,000	345
Life insurance assets	$47,913,000	138
Total liabilities and capital	$2,341,593,000	326
Total liabilities	$2,108,722,000	325
Total deposits	$1,849,798,000	306
Interest-bearing deposits	$1,691,356,000	292
Deposits held in domestic offices	$1,849,798,000	303
% insured	60.14%	7,765
Federal funds purchased & repurchase agreements	$242,260,000	143
Trading liabilities	$0	103
Other borrowed funds	$0	5,525
Subordinated debt	$0	269
All other liabilities	$16,664,000	437
Total equity capital	$232,871,000	322
Total bank equity capital	$232,871,000	320
Perpetual preferred stock	$0	212
Common stock	$10,000,000	515
Surplus	$50,000,000	700
Undivided profits	$172,871,000	184
Noncontrolling interests in consolidated subsidiaries	$0	214
Memoranda
Noncurrent loans and leases	$16,736,000	991
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,174
Income earned, not collected on loans	$13,523,000	238
Earning assets	$2,176,145,000	319
Long-term assets (5+ years)	$841,542,000	158
Average Assets, year-to-date	$2,263,526,500	332
Average Assets, quarterly	$2,304,413,500	329
Volatile liabilities	$571,940,000	293
Insider loans	$1,155,000	4,020
FHLB advances	$0	5,137
Loans and leases held for sale	$9,620,000	263
Unused loan commitments	$298,098,000	356
Tier 1 (core) risk-based capital	$207,369,000	318
Tier 2 risk-based capital	$16,597,000	419
Total risk weighted assets	$1,325,426,000	409
Total unused commitments	$298,098,000	357
Derivatives	$83,460,000	217
2009-06-30		Rank
# of Employees:	553	271
Assets and Liabilities
Total Assets:	$2,267,234,000	341
Cash and due from depository institutions	$51,730,000	271
Interest-bearing balances	$27,000	6,869
Securities	$1,058,336,000	150
Federal funds sold & reverse repurchase agreements	$28,520,000	292
Net loans & leases	$1,006,637,000	498
Loan loss allowance	$17,000,000	502
Trading account assets	$0	240
Bank premises and fixed assets	$21,028,000	564
Other real estate owned	$2,722,000	271
Goodwill and other intangibles	$23,417,000	332
All other assets	$74,844,000	350
Life insurance assets	$48,190,000	138
Total liabilities and capital	$2,267,234,000	341
Total liabilities	$2,044,098,000	338
Total deposits	$1,800,538,000	318
Interest-bearing deposits	$1,643,848,000	304
Deposits held in domestic offices	$1,800,538,000	314
% insured	62.47%	7,044
Federal funds purchased & repurchase agreements	$226,717,000	157
Trading liabilities	$0	100
Other borrowed funds	$0	5,613
Subordinated debt	$0	276
All other liabilities	$16,843,000	440
Total equity capital	$223,136,000	335
Total bank equity capital	$223,136,000	333
Perpetual preferred stock	$0	213
Common stock	$10,000,000	516
Surplus	$50,000,000	716
Undivided profits	$163,136,000	194
Noncontrolling interests in consolidated subsidiaries	$0	219
Memoranda
Noncurrent loans and leases	$16,998,000	944
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,129,000	254
Income earned, not collected on loans	$14,289,000	231
Earning assets	$2,093,520,000	335
Long-term assets (5+ years)	$820,172,000	164
Average Assets, year-to-date	$2,237,504,330	342
Average Assets, quarterly	$2,255,985,500	340
Volatile liabilities	$543,892,000	306
Insider loans	$1,011,000	4,286
FHLB advances	$0	5,202
Loans and leases held for sale	$16,427,000	264
Unused loan commitments	$348,225,000	331
Tier 1 (core) risk-based capital	$200,278,000	330
Tier 2 risk-based capital	$16,411,000	430
Total risk weighted assets	$1,312,256,000	427
Total unused commitments	$348,225,000	331
Derivatives	$84,455,000	229
2009-03-31		Rank
# of Employees:	558	266
Assets and Liabilities
Total Assets:	$2,244,737,000	341
Cash and due from depository institutions	$53,946,000	266
Interest-bearing balances	$26,000	6,740
Securities	$1,016,575,000	155
Federal funds sold & reverse repurchase agreements	$82,520,000	121
Net loans & leases	$974,732,000	514
Loan loss allowance	$14,200,000	546
Trading account assets	$0	234
Bank premises and fixed assets	$21,127,000	557
Other real estate owned	$2,701,000	266
Goodwill and other intangibles	$23,429,000	343
All other assets	$69,707,000	361
Life insurance assets	$47,628,000	139
Total liabilities and capital	$2,244,736,000	341
Total liabilities	$2,025,718,000	339
Total deposits	$1,792,610,000	317
Interest-bearing deposits	$1,630,392,000	302
Deposits held in domestic offices	$1,792,610,000	315
% insured	63.31%	6,973
Federal funds purchased & repurchase agreements	$216,869,000	177
Trading liabilities	$0	92
Other borrowed funds	$0	5,670
Subordinated debt	$0	271
All other liabilities	$16,239,000	460
Total equity capital	$219,018,000	343
Total bank equity capital	$219,018,000	340
Perpetual preferred stock	$0	193
Common stock	$10,000,000	513
Surplus	$50,000,000	708
Undivided profits	$159,018,000	199
Noncontrolling interests in consolidated subsidiaries	$0	220
Memoranda
Noncurrent loans and leases	$16,573,000	867
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$85,000	903
Income earned, not collected on loans	$12,037,000	270
Earning assets	$2,073,853,000	337
Long-term assets (5+ years)	$727,469,000	188
Average Assets, year-to-date	$2,222,639,500	341
Average Assets, quarterly	$2,222,639,500	341
Volatile liabilities	$495,440,000	337
Insider loans	$1,058,000	4,247
FHLB advances	$0	5,264
Loans and leases held for sale	$9,086,000	327
Unused loan commitments	$364,790,000	347
Tier 1 (core) risk-based capital	$193,218,000	343
Tier 2 risk-based capital	$14,200,000	487
Total risk weighted assets	$1,293,423,000	438
Total unused commitments	$364,790,000	347
Derivatives	$75,657,000	263
2008-12-31		Rank
# of Employees:	551	273
Assets and Liabilities
Total Assets:	$2,200,542,000	346
Cash and due from depository institutions	$62,841,000	273
Interest-bearing balances	$29,000	6,428
Securities	$1,000,924,000	153
Federal funds sold & reverse repurchase agreements	$37,520,000	231
Net loans & leases	$980,776,000	514
Loan loss allowance	$14,000,000	546
Trading account assets	$0	236
Bank premises and fixed assets	$21,495,000	547
Other real estate owned	$1,221,000	273
Goodwill and other intangibles	$23,442,000	352
All other assets	$72,323,000	353
Life insurance assets	$47,121,000	140
Total liabilities and capital	$2,200,542,000	346
Total liabilities	$1,977,482,000	341
Total deposits	$1,766,083,000	315
Interest-bearing deposits	$1,607,764,000	306
Deposits held in domestic offices	$1,766,083,000	312
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$198,552,000	187
Trading liabilities	$0	88
Other borrowed funds	$0	5,839
Subordinated debt	$0	278
All other liabilities	$12,847,000	561
Total equity capital	$223,060,000	337
Total bank equity capital	$223,060,000	337
Perpetual preferred stock	$0	141
Common stock	$10,000,000	512
Surplus	$50,000,000	689
Undivided profits	$163,060,000	191
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$15,010,000	805
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,040,000	148
Income earned, not collected on loans	$15,296,000	232
Earning assets	$2,019,249,000	342
Long-term assets (5+ years)	$655,301,000	209
Average Assets, year-to-date	$2,121,030,200	341
Average Assets, quarterly	$2,180,462,500	340
Volatile liabilities	$450,676,000	371
Insider loans	$1,062,000	4,304
FHLB advances	$0	5,445
Loans and leases held for sale	$3,949,000	410
Unused loan commitments	$387,709,000	340
Tier 1 (core) risk-based capital	$198,024,000	338
Tier 2 risk-based capital	$14,000,000	481
Total risk weighted assets	$1,298,688,000	430
Total unused commitments	$387,709,000	340
Derivatives	$46,468,000	290
2008-09-30		Rank
# of Employees:	546	281
Assets and Liabilities
Total Assets:	$2,160,383,000	346
Cash and due from depository institutions	$78,681,000	281
Interest-bearing balances	$26,000	6,107
Securities	$963,838,000	151
Federal funds sold & reverse repurchase agreements	$12,010,000	988
Net loans & leases	$989,794,000	512
Loan loss allowance	$12,500,000	551
Trading account assets	$0	251
Bank premises and fixed assets	$22,035,000	524
Other real estate owned	$289,000	281
Goodwill and other intangibles	$23,454,000	384
All other assets	$70,282,000	349
Life insurance assets	$46,566,000	148
Total liabilities and capital	$2,160,383,000	346
Total liabilities	$1,944,848,000	346
Total deposits	$1,727,338,000	315
Interest-bearing deposits	$1,582,231,000	298
Deposits held in domestic offices	$1,727,338,000	311
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$197,277,000	201
Trading liabilities	$0	91
Other borrowed funds	$0	5,843
Subordinated debt	$0	276
All other liabilities	$20,233,000	396
Total equity capital	$215,535,000	352
Total bank equity capital	$215,535,000	352
Perpetual preferred stock	$0	110
Common stock	$10,000,000	505
Surplus	$50,000,000	680
Undivided profits	$155,535,000	221
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$7,008,000	1,273
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,037,000	131
Income earned, not collected on loans	$13,656,000	263
Earning assets	$1,965,668,000	344
Long-term assets (5+ years)	$598,702,000	236
Average Assets, year-to-date	$2,101,152,250	348
Average Assets, quarterly	$2,118,090,000	350
Volatile liabilities	$440,527,000	373
Insider loans	$2,472,000	2,778
FHLB advances	$0	5,438
Loans and leases held for sale	$5,537,000	283
Unused loan commitments	$355,130,000	378
Tier 1 (core) risk-based capital	$192,427,000	345
Tier 2 risk-based capital	$12,500,000	510
Total risk weighted assets	$1,287,582,000	434
Total unused commitments	$355,130,000	378
Derivatives	$58,906,000	224
2008-06-30		Rank
# of Employees:	550	285
Assets and Liabilities
Total Assets:	$2,075,797,000	360
Cash and due from depository institutions	$64,573,000	285
Interest-bearing balances	$30,000	5,963
Securities	$952,081,000	158
Federal funds sold & reverse repurchase agreements	$5,520,000	2,056
Net loans & leases	$937,527,000	528
Loan loss allowance	$12,500,000	520
Trading account assets	$0	267
Bank premises and fixed assets	$22,145,000	501
Other real estate owned	$435,000	285
Goodwill and other intangibles	$23,466,000	397
All other assets	$70,050,000	349
Life insurance assets	$45,982,000	149
Total liabilities and capital	$2,075,797,000	360
Total liabilities	$1,839,635,000	362
Total deposits	$1,682,508,000	313
Interest-bearing deposits	$1,533,303,000	301
Deposits held in domestic offices	$1,682,508,000	312
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$135,632,000	261
Trading liabilities	$0	94
Other borrowed funds	$10,000,000	3,079
Subordinated debt	$0	257
All other liabilities	$11,495,000	592
Total equity capital	$236,162,000	336
Total bank equity capital	$236,162,000	336
Perpetual preferred stock	$0	107
Common stock	$10,000,000	498
Surplus	$50,000,000	675
Undivided profits	$176,162,000	202
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$6,622,000	1,201
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$2,019,000	128
Income earned, not collected on loans	$14,016,000	254
Earning assets	$1,895,158,000	356
Long-term assets (5+ years)	$610,035,000	228
Average Assets, year-to-date	$2,081,408,670	354
Average Assets, quarterly	$2,085,402,000	355
Volatile liabilities	$388,004,000	428
Insider loans	$2,917,000	2,459
FHLB advances	$10,000,000	2,958
Loans and leases held for sale	$9,195,000	250
Unused loan commitments	$323,749,000	414
Tier 1 (core) risk-based capital	$213,084,000	321
Tier 2 risk-based capital	$12,500,000	502
Total risk weighted assets	$1,242,504,000	444
Total unused commitments	$323,749,000	414
Derivatives	$57,661,000	239
2008-03-31		Rank
# of Employees:	548	286
Assets and Liabilities
Total Assets:	$2,095,007,000	354
Cash and due from depository institutions	$60,686,000	286
Interest-bearing balances	$26,000	6,013
Securities	$968,008,000	162
Federal funds sold & reverse repurchase agreements	$74,990,000	216
Net loans & leases	$877,199,000	556
Loan loss allowance	$11,500,000	510
Trading account assets	$0	252
Bank premises and fixed assets	$22,457,000	486
Other real estate owned	$458,000	286
Goodwill and other intangibles	$23,478,000	404
All other assets	$67,731,000	350
Life insurance assets	$45,457,000	146
Total liabilities and capital	$2,095,007,000	354
Total liabilities	$1,864,620,000	356
Total deposits	$1,680,519,000	317
Interest-bearing deposits	$1,530,039,000	302
Deposits held in domestic offices	$1,680,519,000	315
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$153,357,000	238
Trading liabilities	$0	86
Other borrowed funds	$10,000,000	2,873
Subordinated debt	$0	251
All other liabilities	$20,744,000	416
Total equity capital	$230,387,000	345
Total bank equity capital	$230,387,000	345
Perpetual preferred stock	$0	108
Common stock	$10,000,000	491
Surplus	$50,000,000	668
Undivided profits	$170,387,000	221
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,546,000	2,923
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$19,000	999
Income earned, not collected on loans	$12,822,000	288
Earning assets	$1,920,223,000	349
Long-term assets (5+ years)	$645,783,000	201
Average Assets, year-to-date	$2,084,214,500	350
Average Assets, quarterly	$2,084,214,500	350
Volatile liabilities	$408,558,000	397
Insider loans	$3,086,000	2,336
FHLB advances	$10,000,000	2,760
Loans and leases held for sale	$7,192,000	319
Unused loan commitments	$323,975,000	423
Tier 1 (core) risk-based capital	$206,433,000	333
Tier 2 risk-based capital	$11,500,000	512
Total risk weighted assets	$1,221,761,000	445
Total unused commitments	$323,975,000	424
Derivatives	$53,555,000	255
2007-12-31		Rank
# of Employees:	544	295
Assets and Liabilities
Total Assets:	$2,073,422,000	355
Cash and due from depository institutions	$74,349,000	295
Interest-bearing balances	$27,000	5,806
Securities	$933,862,000	170
Federal funds sold & reverse repurchase agreements	$88,770,000	184
Net loans & leases	$858,620,000	569
Loan loss allowance	$11,500,000	491
Trading account assets	$0	237
Bank premises and fixed assets	$22,894,000	478
Other real estate owned	$535,000	295
Goodwill and other intangibles	$23,491,000	400
All other assets	$70,901,000	334
Life insurance assets	$44,962,000	151
Total liabilities and capital	$2,073,422,000	355
Total liabilities	$1,851,307,000	359
Total deposits	$1,672,260,000	320
Interest-bearing deposits	$1,519,341,000	305
Deposits held in domestic offices	$1,672,260,000	317
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$150,620,000	243
Trading liabilities	$0	78
Other borrowed funds	$10,000,000	2,718
Subordinated debt	$0	248
All other liabilities	$18,427,000	433
Total equity capital	$222,115,000	361
Total bank equity capital	$222,115,000	361
Perpetual preferred stock	$0	111
Common stock	$10,000,000	483
Surplus	$50,000,000	662
Undivided profits	$162,115,000	230
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$985,000	3,355
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$238,000	514
Income earned, not collected on loans	$16,469,000	255
Earning assets	$1,881,279,000	357
Long-term assets (5+ years)	$551,830,000	234
Average Assets, year-to-date	$2,072,571,200	341
Average Assets, quarterly	$2,033,365,500	355
Volatile liabilities	$392,199,000	415
Insider loans	$2,723,000	2,514
FHLB advances	$10,000,000	2,603
Loans and leases held for sale	$5,111,000	362
Unused loan commitments	$276,290,000	486
Tier 1 (core) risk-based capital	$198,601,000	342
Tier 2 risk-based capital	$11,500,000	507
Total risk weighted assets	$1,181,667,000	454
Total unused commitments	$276,290,000	486
Derivatives	$47,854,000	260
2007-09-30		Rank
# of Employees:	543	291
Assets and Liabilities
Total Assets:	$1,993,309,000	363
Cash and due from depository institutions	$49,212,000	291
Interest-bearing balances	$26,000	5,759
Securities	$983,910,000	168
Federal funds sold & reverse repurchase agreements	$90,000	6,043
Net loans & leases	$842,890,000	567
Loan loss allowance	$11,500,000	467
Trading account assets	$0	244
Bank premises and fixed assets	$22,774,000	467
Other real estate owned	$918,000	291
Goodwill and other intangibles	$23,503,000	394
All other assets	$70,012,000	325
Life insurance assets	$44,418,000	151
Total liabilities and capital	$1,993,309,000	363
Total liabilities	$1,770,046,000	366
Total deposits	$1,599,542,000	333
Interest-bearing deposits	$1,463,728,000	314
Deposits held in domestic offices	$1,599,542,000	331
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$143,649,000	239
Trading liabilities	$0	78
Other borrowed funds	$10,000,000	2,577
Subordinated debt	$0	244
All other liabilities	$16,855,000	446
Total equity capital	$223,263,000	352
Total bank equity capital	$223,263,000	352
Perpetual preferred stock	$0	113
Common stock	$10,000,000	460
Surplus	$50,000,000	652
Undivided profits	$163,263,000	236
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$591,000	4,048
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$85,000	798
Income earned, not collected on loans	$15,884,000	271
Earning assets	$1,826,916,000	362
Long-term assets (5+ years)	$593,290,000	211
Average Assets, year-to-date	$2,072,358,500	341
Average Assets, quarterly	$2,027,611,500	355
Volatile liabilities	$379,291,000	410
Insider loans	$4,205,000	1,757
FHLB advances	$10,000,000	2,451
Loans and leases held for sale	$6,179,000	310
Unused loan commitments	$266,150,000	499
Tier 1 (core) risk-based capital	$200,108,000	337
Tier 2 risk-based capital	$11,500,000	495
Total risk weighted assets	$1,141,096,000	455
Total unused commitments	$266,150,000	501
Derivatives	$57,530,000	236
2007-06-30		Rank
# of Employees:	534	309
Assets and Liabilities
Total Assets:	$2,061,914,000	353
Cash and due from depository institutions	$50,073,000	309
Interest-bearing balances	$27,000	5,791
Securities	$1,046,621,000	161
Federal funds sold & reverse repurchase agreements	$58,470,000	281
Net loans & leases	$787,619,000	601
Loan loss allowance	$11,500,000	471
Trading account assets	$0	245
Bank premises and fixed assets	$23,868,000	435
Other real estate owned	$848,000	309
Goodwill and other intangibles	$23,515,000	408
All other assets	$70,900,000	330
Life insurance assets	$43,856,000	156
Total liabilities and capital	$2,061,914,000	353
Total liabilities	$1,842,373,000	357
Total deposits	$1,657,422,000	332
Interest-bearing deposits	$1,515,484,000	313
Deposits held in domestic offices	$1,657,422,000	330
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$148,348,000	248
Trading liabilities	$0	87
Other borrowed funds	$20,000,000	1,679
Subordinated debt	$0	258
All other liabilities	$16,603,000	460
Total equity capital	$219,541,000	360
Total bank equity capital	$219,541,000	360
Perpetual preferred stock	$0	111
Common stock	$10,000,000	455
Surplus	$50,000,000	663
Undivided profits	$159,541,000	245
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,140,000	2,659
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$8,000	1,095
Income earned, not collected on loans	$16,788,000	256
Earning assets	$1,892,737,000	352
Long-term assets (5+ years)	$627,526,000	203
Average Assets, year-to-date	$2,098,708,330	344
Average Assets, quarterly	$2,100,827,000	348
Volatile liabilities	$416,651,000	383
Insider loans	$4,308,000	1,713
FHLB advances	$20,000,000	1,577
Loans and leases held for sale	$9,979,000	263
Unused loan commitments	$275,875,000	494
Tier 1 (core) risk-based capital	$197,160,000	350
Tier 2 risk-based capital	$11,500,000	509
Total risk weighted assets	$1,101,279,000	475
Total unused commitments	$275,875,000	494
Derivatives	$39,815,000	311
2007-03-31		Rank
# of Employees:	540	303
Assets and Liabilities
Total Assets:	$2,139,740,000	341
Cash and due from depository institutions	$52,677,000	303
Interest-bearing balances	$28,000	5,817
Securities	$1,070,190,000	164
Federal funds sold & reverse repurchase agreements	$132,500,000	162
Net loans & leases	$770,286,000	600
Loan loss allowance	$11,500,000	464
Trading account assets	$0	267
Bank premises and fixed assets	$23,745,000	426
Other real estate owned	$696,000	303
Goodwill and other intangibles	$23,528,000	400
All other assets	$66,118,000	338
Life insurance assets	$37,430,000	176
Total liabilities and capital	$2,139,740,000	341
Total liabilities	$1,925,455,000	339
Total deposits	$1,742,563,000	310
Interest-bearing deposits	$1,592,963,000	289
Deposits held in domestic offices	$1,742,563,000	308
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$149,166,000	238
Trading liabilities	$0	89
Other borrowed funds	$20,000,000	1,625
Subordinated debt	$0	262
All other liabilities	$13,726,000	545
Total equity capital	$214,285,000	365
Total bank equity capital	$214,285,000	365
Perpetual preferred stock	$0	113
Common stock	$10,000,000	443
Surplus	$50,000,000	638
Undivided profits	$154,285,000	255
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,175,000	2,489
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$17,000	1,072
Income earned, not collected on loans	$15,064,000	273
Earning assets	$1,973,004,000	337
Long-term assets (5+ years)	$640,476,000	197
Average Assets, year-to-date	$2,117,105,500	340
Average Assets, quarterly	$2,117,105,500	340
Volatile liabilities	$478,014,000	340
Insider loans	$3,682,000	1,904
FHLB advances	$20,000,000	1,536
Loans and leases held for sale	$5,492,000	367
Unused loan commitments	$319,074,000	445
Tier 1 (core) risk-based capital	$191,478,000	356
Tier 2 risk-based capital	$11,500,000	498
Total risk weighted assets	$1,093,999,000	474
Total unused commitments	$319,074,000	446
Derivatives	$0	1,065
2006-12-31		Rank
# of Employees:	542	299
Assets and Liabilities
Total Assets:	$2,094,471,000	343
Cash and due from depository institutions	$64,810,000	299
Interest-bearing balances	$25,000	5,887
Securities	$1,099,042,000	162
Federal funds sold & reverse repurchase agreements	$21,000,000	768
Net loans & leases	$794,849,000	583
Loan loss allowance	$11,500,000	456
Trading account assets	$0	156
Bank premises and fixed assets	$24,396,000	407
Other real estate owned	$806,000	299
Goodwill and other intangibles	$23,540,000	384
All other assets	$66,028,000	343
Life insurance assets	$36,956,000	169
Total liabilities and capital	$2,094,471,000	343
Total liabilities	$1,886,414,000	340
Total deposits	$1,700,182,000	316
Interest-bearing deposits	$1,352,647,000	341
Deposits held in domestic offices	$1,700,182,000	315
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$150,148,000	243
Trading liabilities	$0	77
Other borrowed funds	$20,000,000	1,704
Subordinated debt	$0	264
All other liabilities	$16,084,000	482
Total equity capital	$208,057,000	365
Total bank equity capital	$208,057,000	365
Perpetual preferred stock	$0	112
Common stock	$10,000,000	435
Surplus	$50,000,000	629
Undivided profits	$148,057,000	258
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$844,000	2,929
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$10,000	1,050
Income earned, not collected on loans	$18,779,000	230
Earning assets	$1,914,916,000	341
Long-term assets (5+ years)	$660,055,000	192
Average Assets, year-to-date	$2,083,023,200	332
Average Assets, quarterly	$2,091,767,000	343
Volatile liabilities	$487,099,000	377
Insider loans	$2,664,000	2,430
FHLB advances	$20,000,000	1,599
Loans and leases held for sale	$8,561,000	284
Unused loan commitments	$299,536,000	456
Tier 1 (core) risk-based capital	$185,413,000	356
Tier 2 risk-based capital	$11,500,000	495
Total risk weighted assets	$1,090,953,000	472
Total unused commitments	$299,536,000	456
Derivatives	$0	1,023
2006-09-30		Rank
# of Employees:	543	301
Assets and Liabilities
Total Assets:	$2,089,063,000	349
Cash and due from depository institutions	$51,369,000	301
Interest-bearing balances	$26,000	5,911
Securities	$1,114,362,000	160
Federal funds sold & reverse repurchase agreements	$31,000,000	425
Net loans & leases	$778,344,000	595
Loan loss allowance	$11,500,000	456
Trading account assets	$0	154
Bank premises and fixed assets	$24,944,000	389
Other real estate owned	$1,563,000	301
Goodwill and other intangibles	$23,552,000	389
All other assets	$63,929,000	359
Life insurance assets	$36,437,000	167
Total liabilities and capital	$2,089,063,000	349
Total liabilities	$1,880,736,000	346
Total deposits	$1,692,170,000	313
Interest-bearing deposits	$1,350,771,000	335
Deposits held in domestic offices	$1,692,170,000	311
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$153,446,000	240
Trading liabilities	$0	74
Other borrowed funds	$20,000,000	1,774
Subordinated debt	$0	269
All other liabilities	$15,120,000	496
Total equity capital	$208,327,000	366
Total bank equity capital	$208,327,000	366
Perpetual preferred stock	$0	118
Common stock	$10,000,000	419
Surplus	$50,000,000	627
Undivided profits	$148,327,000	266
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$866,000	2,817
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,131
Income earned, not collected on loans	$16,420,000	258
Earning assets	$1,923,732,000	346
Long-term assets (5+ years)	$669,217,000	194
Average Assets, year-to-date	$2,080,161,250	341
Average Assets, quarterly	$2,099,912,000	348
Volatile liabilities	$462,818,000	401
Insider loans	$4,444,000	1,586
FHLB advances	$20,000,000	1,671
Loans and leases held for sale	$7,064,000	311
Unused loan commitments	$309,442,000	471
Tier 1 (core) risk-based capital	$185,942,000	361
Tier 2 risk-based capital	$11,500,000	500
Total risk weighted assets	$1,074,234,000	485
Total unused commitments	$309,442,000	471
Derivatives	$0	1,023
2006-06-30		Rank
# of Employees:	536	311
Assets and Liabilities
Total Assets:	$2,110,761,000	346
Cash and due from depository institutions	$56,419,000	311
Interest-bearing balances	$27,000	5,905
Securities	$1,182,582,000	157
Federal funds sold & reverse repurchase agreements	$5,000,000	2,238
Net loans & leases	$745,023,000	615
Loan loss allowance	$11,500,000	454
Trading account assets	$0	157
Bank premises and fixed assets	$25,499,000	377
Other real estate owned	$690,000	311
Goodwill and other intangibles	$23,600,000	389
All other assets	$71,948,000	326
Life insurance assets	$41,643,000	151
Total liabilities and capital	$2,110,761,000	346
Total liabilities	$1,906,561,000	346
Total deposits	$1,690,177,000	314
Interest-bearing deposits	$1,360,169,000	330
Deposits held in domestic offices	$1,690,177,000	313
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$164,767,000	237
Trading liabilities	$0	73
Other borrowed funds	$40,000,000	1,098
Subordinated debt	$0	265
All other liabilities	$11,617,000	572
Total equity capital	$204,200,000	367
Total bank equity capital	$204,200,000	367
Perpetual preferred stock	$0	119
Common stock	$10,000,000	405
Surplus	$50,000,000	617
Undivided profits	$144,200,000	260
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,809,000	1,491
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,150
Income earned, not collected on loans	$16,818,000	239
Earning assets	$1,932,632,000	348
Long-term assets (5+ years)	$692,467,000	190
Average Assets, year-to-date	$2,077,194,000	346
Average Assets, quarterly	$2,095,368,500	346
Volatile liabilities	$494,482,000	387
Insider loans	$4,842,000	1,438
FHLB advances	$40,000,000	1,010
Loans and leases held for sale	$7,184,000	323
Unused loan commitments	$322,041,000	450
Tier 1 (core) risk-based capital	$182,503,000	368
Tier 2 risk-based capital	$11,500,000	491
Total risk weighted assets	$1,059,959,000	482
Total unused commitments	$322,041,000	450
Derivatives	$0	1,000
2006-03-31		Rank
# of Employees:	538	303
Assets and Liabilities
Total Assets:	$2,079,976,000	342
Cash and due from depository institutions	$55,112,000	303
Interest-bearing balances	$26,000	5,989
Securities	$1,179,232,000	160
Federal funds sold & reverse repurchase agreements	$45,500,000	308
Net loans & leases	$697,220,000	628
Loan loss allowance	$11,500,000	454
Trading account assets	$0	154
Bank premises and fixed assets	$25,246,000	357
Other real estate owned	$786,000	303
Goodwill and other intangibles	$23,604,000	376
All other assets	$53,276,000	403
Life insurance assets	$24,766,000	222
Total liabilities and capital	$2,079,976,000	342
Total liabilities	$1,881,524,000	338
Total deposits	$1,661,604,000	315
Interest-bearing deposits	$1,332,740,000	323
Deposits held in domestic offices	$1,661,604,000	314
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$166,914,000	224
Trading liabilities	$0	77
Other borrowed funds	$40,000,000	1,055
Subordinated debt	$0	259
All other liabilities	$13,006,000	531
Total equity capital	$198,452,000	369
Total bank equity capital	$198,452,000	369
Perpetual preferred stock	$0	120
Common stock	$10,000,000	395
Surplus	$50,000,000	595
Undivided profits	$138,452,000	272
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,502,000	1,697
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,164
Income earned, not collected on loans	$14,701,000	256
Earning assets	$1,921,978,000	338
Long-term assets (5+ years)	$678,152,000	191
Average Assets, year-to-date	$2,060,410,500	339
Average Assets, quarterly	$2,060,410,500	339
Volatile liabilities	$456,031,000	395
Insider loans	$5,476,000	1,252
FHLB advances	$40,000,000	985
Loans and leases held for sale	$6,583,000	299
Unused loan commitments	$300,626,000	464
Tier 1 (core) risk-based capital	$176,411,000	362
Tier 2 risk-based capital	$11,500,000	480
Total risk weighted assets	$1,004,169,000	485
Total unused commitments	$300,626,000	464
Derivatives	$0	990
2005-12-31		Rank
# of Employees:	539	300
Assets and Liabilities
Total Assets:	$2,040,845,000	341
Cash and due from depository institutions	$64,975,000	300
Interest-bearing balances	$26,000	6,039
Securities	$1,124,090,000	172
Federal funds sold & reverse repurchase agreements	$71,000,000	192
Net loans & leases	$678,895,000	629
Loan loss allowance	$11,500,000	448
Trading account assets	$0	155
Bank premises and fixed assets	$24,666,000	359
Other real estate owned	$500,000	300
Goodwill and other intangibles	$23,617,000	361
All other assets	$53,102,000	401
Life insurance assets	$0	351
Total liabilities and capital	$2,040,845,000	341
Total liabilities	$1,848,383,000	340
Total deposits	$1,656,665,000	305
Interest-bearing deposits	$1,316,102,000	316
Deposits held in domestic offices	$1,656,665,000	304
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$137,165,000	259
Trading liabilities	$0	72
Other borrowed funds	$40,000,000	1,091
Subordinated debt	$0	258
All other liabilities	$14,553,000	477
Total equity capital	$192,462,000	371
Total bank equity capital	$192,462,000	371
Perpetual preferred stock	$0	122
Common stock	$10,000,000	381
Surplus	$30,000,000	903
Undivided profits	$152,462,000	241
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$713,000	3,033
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,175
Income earned, not collected on loans	$16,730,000	235
Earning assets	$1,874,011,000	340
Long-term assets (5+ years)	$648,417,000	193
Average Assets, year-to-date	$1,891,224,200	349
Average Assets, quarterly	$1,978,563,000	352
Volatile liabilities	$437,067,000	397
Insider loans	$5,180,000	1,305
FHLB advances	$40,000,000	1,004
Loans and leases held for sale	$5,469,000	342
Unused loan commitments	$237,500,000	529
Tier 1 (core) risk-based capital	$170,121,000	364
Tier 2 risk-based capital	$11,500,000	470
Total risk weighted assets	$962,784,000	495
Total unused commitments	$237,500,000	529
Derivatives	$0	930
2005-09-30		Rank
# of Employees:	515	313
Assets and Liabilities
Total Assets:	$1,916,281,000	358
Cash and due from depository institutions	$52,122,000	313
Interest-bearing balances	$26,000	6,083
Securities	$1,015,934,000	184
Federal funds sold & reverse repurchase agreements	$50,000,000	272
Net loans & leases	$701,020,000	601
Loan loss allowance	$11,000,000	457
Trading account assets	$0	146
Bank premises and fixed assets	$23,172,000	379
Other real estate owned	$539,000	313
Goodwill and other intangibles	$20,379,000	372
All other assets	$53,115,000	394
Life insurance assets	$0	341
Total liabilities and capital	$1,916,281,000	358
Total liabilities	$1,721,157,000	352
Total deposits	$1,539,302,000	322
Interest-bearing deposits	$1,248,384,000	331
Deposits held in domestic offices	$1,539,302,000	320
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$130,158,000	249
Trading liabilities	$0	63
Other borrowed funds	$40,000,000	1,076
Subordinated debt	$0	251
All other liabilities	$11,697,000	537
Total equity capital	$195,124,000	361
Total bank equity capital	$195,124,000	361
Perpetual preferred stock	$0	120
Common stock	$10,000,000	366
Surplus	$30,000,000	868
Undivided profits	$155,124,000	232
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$834,000	2,760
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$44,000	1,004
Income earned, not collected on loans	$14,008,000	253
Earning assets	$1,766,980,000	350
Long-term assets (5+ years)	$546,894,000	222
Average Assets, year-to-date	$1,853,819,000	352
Average Assets, quarterly	$1,886,796,000	358
Volatile liabilities	$424,534,000	403
Insider loans	$7,400,000	851
FHLB advances	$40,000,000	995
Loans and leases held for sale	$0	1,843
Unused loan commitments	$240,160,000	515
Tier 1 (core) risk-based capital	$175,514,000	354
Tier 2 risk-based capital	$11,000,000	475
Total risk weighted assets	$952,281,000	490
Total unused commitments	$240,160,000	515
Derivatives	$0	909
2005-06-30		Rank
# of Employees:	509	313
Assets and Liabilities
Total Assets:	$1,857,311,000	360
Cash and due from depository institutions	$50,584,000	313
Interest-bearing balances	$26,000	6,045
Securities	$1,008,295,000	189
Federal funds sold & reverse repurchase agreements	$22,500,000	546
Net loans & leases	$679,240,000	597
Loan loss allowance	$11,000,000	453
Trading account assets	$0	148
Bank premises and fixed assets	$22,118,000	390
Other real estate owned	$600,000	313
Goodwill and other intangibles	$20,379,000	360
All other assets	$53,595,000	388
Life insurance assets	$0	339
Total liabilities and capital	$1,857,311,000	360
Total liabilities	$1,667,513,000	352
Total deposits	$1,464,394,000	325
Interest-bearing deposits	$1,178,085,000	336
Deposits held in domestic offices	$1,464,394,000	323
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$132,630,000	253
Trading liabilities	$0	65
Other borrowed funds	$60,000,000	794
Subordinated debt	$0	251
All other liabilities	$10,489,000	548
Total equity capital	$189,798,000	363
Total bank equity capital	$189,798,000	363
Perpetual preferred stock	$0	118
Common stock	$10,000,000	346
Surplus	$30,000,000	851
Undivided profits	$149,798,000	235
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$803,000	2,711
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$45,000	1,010
Income earned, not collected on loans	$14,554,000	233
Earning assets	$1,710,061,000	347
Long-term assets (5+ years)	$537,289,000	224
Average Assets, year-to-date	$1,832,998,330	352
Average Assets, quarterly	$1,848,814,000	354
Volatile liabilities	$400,968,000	414
Insider loans	$6,013,000	1,042
FHLB advances	$60,000,000	726
Loans and leases held for sale	$0	1,818
Unused loan commitments	$242,373,000	494
Tier 1 (core) risk-based capital	$169,827,000	355
Tier 2 risk-based capital	$11,000,000	471
Total risk weighted assets	$931,298,000	487
Total unused commitments	$242,373,000	494
Derivatives	$0	866
2005-03-31		Rank
# of Employees:	508	312
Assets and Liabilities
Total Assets:	$1,840,317,000	349
Cash and due from depository institutions	$40,941,000	312
Interest-bearing balances	$26,000	6,077
Securities	$1,042,609,000	184
Federal funds sold & reverse repurchase agreements	$22,000,000	554
Net loans & leases	$640,988,000	611
Loan loss allowance	$11,000,000	448
Trading account assets	$0	148
Bank premises and fixed assets	$22,227,000	381
Other real estate owned	$579,000	312
Goodwill and other intangibles	$20,379,000	355
All other assets	$50,594,000	392
Life insurance assets	$0	333
Total liabilities and capital	$1,840,317,000	349
Total liabilities	$1,652,501,000	347
Total deposits	$1,448,456,000	320
Interest-bearing deposits	$1,167,953,000	335
Deposits held in domestic offices	$1,448,456,000	318
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$112,364,000	275
Trading liabilities	$0	65
Other borrowed funds	$80,000,000	626
Subordinated debt	$0	265
All other liabilities	$11,681,000	516
Total equity capital	$187,816,000	356
Total bank equity capital	$187,816,000	356
Perpetual preferred stock	$0	120
Common stock	$10,000,000	336
Surplus	$30,000,000	827
Undivided profits	$147,816,000	231
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$655,000	3,183
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$8,000	1,192
Income earned, not collected on loans	$12,303,000	260
Earning assets	$1,705,623,000	340
Long-term assets (5+ years)	$557,985,000	217
Average Assets, year-to-date	$1,820,842,000	349
Average Assets, quarterly	$1,820,842,000	349
Volatile liabilities	$403,674,000	394
Insider loans	$6,006,000	1,015
FHLB advances	$80,000,000	560
Loans and leases held for sale	$0	1,762
Unused loan commitments	$199,312,000	554
Tier 1 (core) risk-based capital	$168,480,000	352
Tier 2 risk-based capital	$11,000,000	469
Total risk weighted assets	$906,470,000	489
Total unused commitments	$199,312,000	554
Derivatives	$0	790
2004-12-31		Rank
# of Employees:	498	322
Assets and Liabilities
Total Assets:	$1,801,367,000	361
Cash and due from depository institutions	$42,970,000	322
Interest-bearing balances	$28,000	6,070
Securities	$986,019,000	191
Federal funds sold & reverse repurchase agreements	$47,000,000	263
Net loans & leases	$630,511,000	620
Loan loss allowance	$11,000,000	459
Trading account assets	$0	153
Bank premises and fixed assets	$21,958,000	387
Other real estate owned	$637,000	322
Goodwill and other intangibles	$20,379,000	352
All other assets	$51,893,000	386
Life insurance assets	$0	334
Total liabilities and capital	$1,801,367,000	361
Total liabilities	$1,618,504,000	360
Total deposits	$1,420,262,000	325
Interest-bearing deposits	$1,132,465,000	342
Deposits held in domestic offices	$1,420,262,000	325
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$107,211,000	294
Trading liabilities	$0	66
Other borrowed funds	$80,000,000	651
Subordinated debt	$0	272
All other liabilities	$11,031,000	534
Total equity capital	$182,863,000	368
Total bank equity capital	$182,863,000	368
Perpetual preferred stock	$0	118
Common stock	$10,000,000	323
Surplus	$30,000,000	817
Undivided profits	$142,863,000	241
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,084,000	1,273
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$11,000	1,133
Income earned, not collected on loans	$13,920,000	238
Earning assets	$1,663,558,000	352
Long-term assets (5+ years)	$535,995,000	224
Average Assets, year-to-date	$1,732,287,000	352
Average Assets, quarterly	$1,765,852,500	357
Volatile liabilities	$392,438,000	402
Insider loans	$6,278,000	952
FHLB advances	$80,000,000	574
Loans and leases held for sale	$0	1,753
Unused loan commitments	$162,201,000	648
Tier 1 (core) risk-based capital	$162,639,000	360
Tier 2 risk-based capital	$11,000,000	481
Total risk weighted assets	$887,454,000	501
Total unused commitments	$162,201,000	648
Derivatives	$0	774
2004-09-30		Rank
# of Employees:	499	323
Assets and Liabilities
Total Assets:	$1,730,338,000	366
Cash and due from depository institutions	$39,181,000	323
Interest-bearing balances	$27,000	6,125
Securities	$972,857,000	190
Federal funds sold & reverse repurchase agreements	$9,000,000	1,268
Net loans & leases	$617,268,000	630
Loan loss allowance	$10,000,000	495
Trading account assets	$0	149
Bank premises and fixed assets	$21,636,000	384
Other real estate owned	$763,000	323
Goodwill and other intangibles	$20,379,000	342
All other assets	$49,254,000	396
Life insurance assets	$0	330
Total liabilities and capital	$1,730,338,000	366
Total liabilities	$1,544,939,000	369
Total deposits	$1,339,913,000	333
Interest-bearing deposits	$1,088,691,000	354
Deposits held in domestic offices	$1,339,913,000	331
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$108,401,000	277
Trading liabilities	$0	68
Other borrowed funds	$80,000,000	639
Subordinated debt	$0	276
All other liabilities	$16,625,000	426
Total equity capital	$185,399,000	368
Total bank equity capital	$185,399,000	368
Perpetual preferred stock	$0	124
Common stock	$10,000,000	315
Surplus	$30,000,000	790
Undivided profits	$145,399,000	241
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,677,000	1,038
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$665,000	259
Income earned, not collected on loans	$12,002,000	266
Earning assets	$1,599,152,000	361
Long-term assets (5+ years)	$516,549,000	238
Average Assets, year-to-date	$1,715,017,000	356
Average Assets, quarterly	$1,728,595,000	365
Volatile liabilities	$398,674,000	402
Insider loans	$6,646,000	880
FHLB advances	$80,000,000	566
Loans and leases held for sale	$0	1,808
Unused loan commitments	$161,584,000	628
Tier 1 (core) risk-based capital	$164,715,000	359
Tier 2 risk-based capital	$10,000,000	505
Total risk weighted assets	$870,427,000	502
Total unused commitments	$161,584,000	629
Derivatives	$0	770
2004-06-30		Rank
# of Employees:	561	287
Assets and Liabilities
Total Assets:	$1,726,852,000	365
Cash and due from depository institutions	$40,226,000	287
Interest-bearing balances	$25,000	6,192
Securities	$1,003,091,000	188
Federal funds sold & reverse repurchase agreements	$14,500,000	737
Net loans & leases	$575,522,000	649
Loan loss allowance	$10,000,000	496
Trading account assets	$0	153
Bank premises and fixed assets	$20,545,000	391
Other real estate owned	$248,000	287
Goodwill and other intangibles	$20,379,000	337
All other assets	$52,341,000	384
Life insurance assets	$0	323
Total liabilities and capital	$1,726,852,000	365
Total liabilities	$1,546,862,000	367
Total deposits	$1,328,447,000	337
Interest-bearing deposits	$1,068,270,000	359
Deposits held in domestic offices	$1,328,447,000	335
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$104,624,000	289
Trading liabilities	$0	69
Other borrowed funds	$100,000,000	538
Subordinated debt	$0	288
All other liabilities	$13,791,000	456
Total equity capital	$179,990,000	360
Total bank equity capital	$179,990,000	360
Perpetual preferred stock	$0	126
Common stock	$10,000,000	312
Surplus	$30,000,000	773
Undivided profits	$139,990,000	241
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,718,000	771
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,001,000	196
Income earned, not collected on loans	$13,165,000	242
Earning assets	$1,593,138,000	363
Long-term assets (5+ years)	$532,320,000	239
Average Assets, year-to-date	$1,709,910,000	356
Average Assets, quarterly	$1,715,244,500	364
Volatile liabilities	$394,232,000	397
Insider loans	$16,957,000	269
FHLB advances	$100,000,000	476
Loans and leases held for sale	$0	1,820
Unused loan commitments	$164,402,000	605
Tier 1 (core) risk-based capital	$161,301,000	354
Tier 2 risk-based capital	$10,000,000	510
Total risk weighted assets	$833,990,000	508
Total unused commitments	$164,402,000	605
Derivatives	$0	740
2004-03-31		Rank
# of Employees:	560	295
Assets and Liabilities
Total Assets:	$1,703,637,000	364
Cash and due from depository institutions	$52,970,000	295
Interest-bearing balances	$19,000	6,410
Securities	$1,012,910,000	186
Federal funds sold & reverse repurchase agreements	$14,000,000	1,041
Net loans & leases	$535,826,000	679
Loan loss allowance	$10,000,000	499
Trading account assets	$0	144
Bank premises and fixed assets	$19,437,000	410
Other real estate owned	$293,000	295
Goodwill and other intangibles	$20,379,000	324
All other assets	$47,822,000	402
Life insurance assets	$0	322
Total liabilities and capital	$1,703,637,000	364
Total liabilities	$1,526,017,000	372
Total deposits	$1,301,519,000	342
Interest-bearing deposits	$1,057,088,000	358
Deposits held in domestic offices	$1,301,519,000	339
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$109,249,000	268
Trading liabilities	$0	70
Other borrowed funds	$100,000,000	514
Subordinated debt	$0	287
All other liabilities	$15,249,000	456
Total equity capital	$177,620,000	369
Total bank equity capital	$177,620,000	369
Perpetual preferred stock	$0	129
Common stock	$10,000,000	303
Surplus	$30,000,000	763
Undivided profits	$137,620,000	252
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,185,000	728
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,268,000	155
Income earned, not collected on loans	$10,963,000	258
Earning assets	$1,562,755,000	369
Long-term assets (5+ years)	$532,828,000	236
Average Assets, year-to-date	$1,701,439,000	362
Average Assets, quarterly	$1,701,439,000	362
Volatile liabilities	$387,979,000	392
Insider loans	$16,487,000	273
FHLB advances	$100,000,000	448
Loans and leases held for sale	$0	1,884
Unused loan commitments	$165,901,000	597
Tier 1 (core) risk-based capital	$155,854,000	364
Tier 2 risk-based capital	$9,998,000	509
Total risk weighted assets	$799,824,000	516
Total unused commitments	$165,901,000	598
Derivatives	$0	699
2003-12-31		Rank
# of Employees:	567	299
Assets and Liabilities
Total Assets:	$1,699,241,000	368
Cash and due from depository institutions	$57,295,000	299
Interest-bearing balances	$513,000	3,605
Securities	$995,327,000	185
Federal funds sold & reverse repurchase agreements	$24,500,000	451
Net loans & leases	$531,681,000	678
Loan loss allowance	$9,600,000	520
Trading account assets	$0	168
Bank premises and fixed assets	$18,570,000	432
Other real estate owned	$207,000	299
Goodwill and other intangibles	$20,379,000	335
All other assets	$51,282,000	382
Life insurance assets	$0	1
Total liabilities and capital	$1,699,241,000	368
Total liabilities	$1,528,913,000	371
Total deposits	$1,301,965,000	346
Interest-bearing deposits	$1,035,541,000	371
Deposits held in domestic offices	$1,301,965,000	344
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$113,486,000	272
Trading liabilities	$0	72
Other borrowed funds	$100,000,000	530
Subordinated debt	$0	293
All other liabilities	$13,462,000	477
Total equity capital	$170,328,000	373
Total bank equity capital	$170,328,000	373
Perpetual preferred stock	$0	131
Common stock	$10,000,000	304
Surplus	$30,000,000	760
Undivided profits	$130,328,000	251
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,215,000	746
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,343,000	143
Income earned, not collected on loans	$14,030,000	230
Earning assets	$1,552,021,000	369
Long-term assets (5+ years)	$523,535,000	251
Average Assets, year-to-date	$1,585,861,000	382
Average Assets, quarterly	$1,674,756,000	367
Volatile liabilities	$392,209,000	389
Insider loans	$14,256,000	330
FHLB advances	$100,000,000	456
Loans and leases held for sale	$0	1,789
Unused loan commitments	$146,138,000	638
Tier 1 (core) risk-based capital	$149,843,000	374
Tier 2 risk-based capital	$9,600,000	525
Total risk weighted assets	$794,125,000	517
Total unused commitments	$146,138,000	639
Derivatives	$0	665
2003-09-30		Rank
# of Employees:	558	304
Assets and Liabilities
Total Assets:	$1,650,271,000	383
Cash and due from depository institutions	$55,293,000	304
Interest-bearing balances	$494,000	3,852
Securities	$967,513,000	184
Federal funds sold & reverse repurchase agreements	$9,000,000	1,590
Net loans & leases	$531,908,000	681
Loan loss allowance	$9,600,000	531
Trading account assets	$0	165
Bank premises and fixed assets	$18,167,000	446
Other real estate owned	$380,000	304
Goodwill and other intangibles	$20,379,000	336
All other assets	$47,631,000	422
Life insurance assets	$0	1
Total liabilities and capital	$1,650,271,000	383
Total liabilities	$1,481,690,000	384
Total deposits	$1,254,060,000	360
Interest-bearing deposits	$1,013,956,000	379
Deposits held in domestic offices	$1,254,060,000	358
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$113,123,000	280
Trading liabilities	$0	72
Other borrowed funds	$100,000,000	507
Subordinated debt	$0	293
All other liabilities	$14,507,000	486
Total equity capital	$168,581,000	386
Total bank equity capital	$168,581,000	386
Perpetual preferred stock	$0	137
Common stock	$10,000,000	306
Surplus	$30,000,000	760
Undivided profits	$128,581,000	255
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$4,514,000	726
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,433,000	157
Income earned, not collected on loans	$11,385,000	266
Earning assets	$1,508,915,000	380
Long-term assets (5+ years)	$503,360,000	255
Average Assets, year-to-date	$1,557,516,000	397
Average Assets, quarterly	$1,591,388,500	395
Volatile liabilities	$413,566,000	384
Insider loans	$12,324,000	376
FHLB advances	$100,000,000	436
Loans and leases held for sale	$0	1,962
Unused loan commitments	$141,224,000	675
Tier 1 (core) risk-based capital	$148,292,000	377
Tier 2 risk-based capital	$9,573,000	525
Total risk weighted assets	$765,840,000	525
Total unused commitments	$141,224,000	676
Derivatives	$0	666
2003-06-30		Rank
# of Employees:	551	309
Assets and Liabilities
Total Assets:	$1,532,506,000	407
Cash and due from depository institutions	$50,369,000	309
Interest-bearing balances	$484,000	3,972
Securities	$863,095,000	201
Federal funds sold & reverse repurchase agreements	$11,000,000	1,431
Net loans & leases	$524,917,000	678
Loan loss allowance	$9,500,000	530
Trading account assets	$0	170
Bank premises and fixed assets	$17,394,000	459
Other real estate owned	$937,000	309
Goodwill and other intangibles	$20,379,000	318
All other assets	$44,415,000	431
Life insurance assets	$0	1
Total liabilities and capital	$1,532,506,000	407
Total liabilities	$1,364,892,000	411
Total deposits	$1,245,491,000	365
Interest-bearing deposits	$1,003,067,000	382
Deposits held in domestic offices	$1,245,491,000	364
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$106,832,000	280
Trading liabilities	$0	74
Other borrowed funds	$0	5,772
Subordinated debt	$0	266
All other liabilities	$12,569,000	555
Total equity capital	$167,614,000	381
Total bank equity capital	$167,614,000	381
Perpetual preferred stock	$0	140
Common stock	$10,000,000	300
Surplus	$30,000,000	745
Undivided profits	$127,614,000	263
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,352,000	618
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$1,631,000	140
Income earned, not collected on loans	$13,322,000	237
Earning assets	$1,399,496,000	403
Long-term assets (5+ years)	$408,031,000	278
Average Assets, year-to-date	$1,526,597,670	400
Average Assets, quarterly	$1,529,516,500	402
Volatile liabilities	$341,304,000	419
Insider loans	$12,395,000	370
FHLB advances	$0	5,105
Loans and leases held for sale	$0	2,044
Unused loan commitments	$155,276,000	624
Tier 1 (core) risk-based capital	$145,107,000	379
Tier 2 risk-based capital	$9,227,000	525
Total risk weighted assets	$737,961,000	534
Total unused commitments	$155,276,000	625
Derivatives	$0	623
2003-03-31		Rank
# of Employees:	553	305
Assets and Liabilities
Total Assets:	$1,526,527,000	407
Cash and due from depository institutions	$46,001,000	305
Interest-bearing balances	$9,000	6,686
Securities	$886,423,000	194
Federal funds sold & reverse repurchase agreements	$2,500,000	4,831
Net loans & leases	$516,420,000	678
Loan loss allowance	$9,250,000	543
Trading account assets	$0	169
Bank premises and fixed assets	$17,022,000	463
Other real estate owned	$549,000	305
Goodwill and other intangibles	$20,379,000	308
All other assets	$37,233,000	471
Life insurance assets	$0	1
Total liabilities and capital	$1,526,527,000	407
Total liabilities	$1,364,445,000	408
Total deposits	$1,256,009,000	360
Interest-bearing deposits	$1,018,534,000	375
Deposits held in domestic offices	$1,256,009,000	358
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$94,530,000	308
Trading liabilities	$0	79
Other borrowed funds	$0	5,712
Subordinated debt	$0	265
All other liabilities	$13,906,000	528
Total equity capital	$162,082,000	382
Total bank equity capital	$162,082,000	382
Perpetual preferred stock	$0	141
Common stock	$10,000,000	296
Surplus	$30,000,000	732
Undivided profits	$122,082,000	271
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,932,000	842
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$923,000	233
Income earned, not collected on loans	$11,241,000	276
Earning assets	$1,405,352,000	400
Long-term assets (5+ years)	$419,280,000	273
Average Assets, year-to-date	$1,523,643,500	402
Average Assets, quarterly	$1,523,643,500	402
Volatile liabilities	$336,659,000	422
Insider loans	$11,928,000	382
FHLB advances	$0	5,057
Loans and leases held for sale	$0	1,961
Unused loan commitments	$157,625,000	596
Tier 1 (core) risk-based capital	$139,379,000	387
Tier 2 risk-based capital	$8,993,000	530
Total risk weighted assets	$719,161,000	540
Total unused commitments	$157,625,000	597
Derivatives	$0	578
2002-12-31		Rank
# of Employees:	557	305
Assets and Liabilities
Total Assets:	$1,520,760,000	398
Cash and due from depository institutions	$62,367,000	305
Interest-bearing balances	$8,000	6,697
Securities	$850,189,000	195
Federal funds sold & reverse repurchase agreements	$17,000,000	824
Net loans & leases	$511,453,000	675
Loan loss allowance	$9,000,000	541
Trading account assets	$0	170
Bank premises and fixed assets	$17,008,000	461
Other real estate owned	$529,000	305
Goodwill and other intangibles	$20,379,000	300
All other assets	$41,835,000	433
Life insurance assets	$0	1
Total liabilities and capital	$1,520,760,000	398
Total liabilities	$1,364,247,000	401
Total deposits	$1,245,130,000	353
Interest-bearing deposits	$1,002,811,000	379
Deposits held in domestic offices	$1,245,130,000	351
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$104,956,000	276
Trading liabilities	$0	75
Other borrowed funds	$860,000	5,005
Subordinated debt	$0	258
All other liabilities	$13,301,000	520
Total equity capital	$156,513,000	387
Total bank equity capital	$156,513,000	387
Perpetual preferred stock	$0	142
Common stock	$10,000,000	293
Surplus	$30,000,000	713
Undivided profits	$116,513,000	282
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$3,063,000	1,015
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$682,000	280
Income earned, not collected on loans	$14,234,000	235
Earning assets	$1,378,650,000	399
Long-term assets (5+ years)	$420,371,000	272
Average Assets, year-to-date	$1,449,202,000	406
Average Assets, quarterly	$1,486,037,500	409
Volatile liabilities	$345,183,000	412
Insider loans	$11,954,000	369
FHLB advances	$0	5,074
Loans and leases held for sale	$0	1,889
Unused loan commitments	$135,138,000	640
Tier 1 (core) risk-based capital	$134,078,000	388
Tier 2 risk-based capital	$8,821,000	524
Total risk weighted assets	$704,886,000	541
Total unused commitments	$135,138,000	640
Derivatives	$0	527
2001-12-31		Rank
# of Employees:	543	308
Assets and Liabilities
Total Assets:	$1,401,561,000	421
Cash and due from depository institutions	$51,973,000	308
Interest-bearing balances	$8,000	6,681
Securities	$816,280,000	189
Federal funds sold & reverse repurchase agreements	$15,000,000	965
Net loans & leases	$456,261,000	730
Loan loss allowance	$10,000,000	467
Trading account assets	$0	182
Bank premises and fixed assets	$16,311,000	468
Other real estate owned	$251,000	308
Goodwill and other intangibles	$20,379,000	279
All other assets	$25,106,000	588
Life insurance assets	$0	1
Total liabilities and capital	$1,401,561,000	421
Total liabilities	$1,261,548,000	420
Total deposits	$1,160,850,000	365
Interest-bearing deposits	$914,382,000	399
Deposits held in domestic offices	$1,160,850,000	364
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$91,545,000	313
Trading liabilities	$0	69
Other borrowed funds	$0	5,675
Subordinated debt	$0	241
All other liabilities	$9,153,000	650
Total equity capital	$140,013,000	393
Total bank equity capital	$140,013,000	393
Perpetual preferred stock	$0	158
Common stock	$10,000,000	282
Surplus	$30,000,000	697
Undivided profits	$100,013,000	285
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,178,000	598
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$586,000	327
Income earned, not collected on loans	$14,794,000	246
Earning assets	$1,287,549,000	414
Long-term assets (5+ years)	$453,450,000	255
Average Assets, year-to-date	$1,332,542,200	412
Average Assets, quarterly	$1,386,962,000	419
Volatile liabilities	$294,348,000	449
Insider loans	$2,279,000	2,140
FHLB advances	$0	4,938
Loans and leases held for sale	$0	1,749
Unused loan commitments	$144,233,000	582
Tier 1 (core) risk-based capital	$118,920,000	406
Tier 2 risk-based capital	$7,733,000	561
Total risk weighted assets	$616,345,000	591
Total unused commitments	$144,233,000	582
Derivatives	$0	450
2000-12-31		Rank
# of Employees:	526	309
Assets and Liabilities
Total Assets:	$1,293,893,000	434
Cash and due from depository institutions	$59,545,000	309
Interest-bearing balances	$11,000	6,310
Securities	$720,466,000	199
Federal funds sold & reverse repurchase agreements	$38,000,000	327
Net loans & leases	$414,395,000	783
Loan loss allowance	$9,550,000	486
Trading account assets	$0	175
Bank premises and fixed assets	$16,345,000	457
Other real estate owned	$674,000	309
Goodwill and other intangibles	$22,226,000	247
All other assets	$22,242,000	549
Life insurance assets	$0	1
Total liabilities and capital	$1,293,893,000	434
Total liabilities	$1,166,705,000	432
Total deposits	$1,062,702,000	387
Interest-bearing deposits	$837,279,000	422
Deposits held in domestic offices	$1,062,702,000	385
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$96,075,000	314
Trading liabilities	$0	77
Other borrowed funds	$0	5,732
Subordinated debt	$0	239
All other liabilities	$7,928,000	720
Total equity capital	$127,188,000	420
Total bank equity capital	$127,188,000	420
Perpetual preferred stock	$0	178
Common stock	$10,000,000	295
Surplus	$30,000,000	657
Undivided profits	$87,188,000	311
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,603,000	1,527
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$65,000	954
Income earned, not collected on loans	$6,261,000	413
Earning assets	$1,172,872,000	426
Long-term assets (5+ years)	$348,481,000	305
Average Assets, year-to-date	$1,152,184,200	454
Average Assets, quarterly	$1,224,168,500	443
Volatile liabilities	$287,005,000	472
Insider loans	$1,476,000	2,965
FHLB advances	$0	771
Loans and leases held for sale	$3,458,000	399
Unused loan commitments	$132,698,000	586
Tier 1 (core) risk-based capital	$104,191,000	447
Tier 2 risk-based capital	$7,023,790	606
Total risk weighted assets	$559,376,790	630
Total unused commitments	$132,698,000	586
Derivatives	$0	481
1999-12-31		Rank
# of Employees:	498	355
Assets and Liabilities
Total Assets:	$1,126,172,000	489
Cash and due from depository institutions	$40,621,000	355
Interest-bearing balances	$110,000	4,524
Securities	$618,395,000	240
Federal funds sold & reverse repurchase agreements	$50,000,000	237
Net loans & leases	$363,653,000	871
Loan loss allowance	$9,150,000	510
Trading account assets	$0	165
Bank premises and fixed assets	$15,896,000	481
Other real estate owned	$624,000	355
Goodwill and other intangibles	$16,946,000	282
All other assets	$20,037,000	590
Life insurance assets	$0	1
Total liabilities and capital	$1,126,172,000	489
Total liabilities	$1,007,977,000	500
Total deposits	$927,407,000	436
Interest-bearing deposits	$741,324,000	466
Deposits held in domestic offices	$927,407,000	432
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$73,779,000	401
Trading liabilities	$0	65
Other borrowed funds	$0	5,751
Subordinated debt	$0	242
All other liabilities	$6,791,000	769
Total equity capital	$118,195,000	439
Total bank equity capital	$118,195,000	439
Perpetual preferred stock	$0	193
Common stock	$10,000,000	322
Surplus	$20,000,000	931
Undivided profits	$88,195,000	283
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,730,000	473
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$742,000	211
Income earned, not collected on loans	$4,456,000	506
Earning assets	$1,032,158,000	490
Long-term assets (5+ years)	$246,540,000	468
Average Assets, year-to-date	$1,081,867,600	489
Average Assets, quarterly	$1,103,178,000	492
Volatile liabilities	$239,739,000	532
Insider loans	$1,932,000	2,293
FHLB advances	$0	802
Loans and leases held for sale	$1,793,000	531
Unused loan commitments	$95,972,000	756
Tier 1 (core) risk-based capital	$102,136,000	464
Tier 2 risk-based capital	$6,373,860	658
Total risk weighted assets	$507,132,660	670
Total unused commitments	$95,972,000	756
Derivatives	$0	488
1998-12-31		Rank
# of Employees:	502	353
Assets and Liabilities
Total Assets:	$1,080,513,000	496
Cash and due from depository institutions	$37,886,000	353
Interest-bearing balances	$104,000	4,784
Securities	$537,567,000	270
Federal funds sold & reverse repurchase agreements	$70,000,000	249
Net loans & leases	$378,057,000	781
Loan loss allowance	$9,150,000	490
Trading account assets	$0	197
Bank premises and fixed assets	$15,821,000	470
Other real estate owned	$768,000	353
Goodwill and other intangibles	$17,923,000	275
All other assets	$22,491,000	498
Life insurance assets	$0	1
Total liabilities and capital	$1,080,513,000	496
Total liabilities	$961,894,000	505
Total deposits	$883,532,000	448
Interest-bearing deposits	$702,877,000	469
Deposits held in domestic offices	$883,532,000	445
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$71,287,000	387
Trading liabilities	$0	69
Other borrowed funds	$0	5,274
Subordinated debt	$0	255
All other liabilities	$7,075,000	784
Total equity capital	$118,619,000	432
Total bank equity capital	$118,619,000	432
Perpetual preferred stock	$0	199
Common stock	$10,000,000	326
Surplus	$20,000,000	866
Undivided profits	$88,619,000	294
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$5,270,000	531
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$221,000	592
Income earned, not collected on loans	$5,270,000	419
Earning assets	$985,728,000	493
Long-term assets (5+ years)	$171,943,000	565
Average Assets, year-to-date	$1,056,357,400	487
Average Assets, quarterly	$1,062,169,000	495
Volatile liabilities	$214,825,000	511
Insider loans	$2,061,000	2,072
FHLB advances	$0	740
Loans and leases held for sale	$4,640,000	548
Unused loan commitments	$106,454,000	679
Tier 1 (core) risk-based capital	$98,915,000	463
Tier 2 risk-based capital	$6,288,500	641
Total risk weighted assets	$500,218,600	636
Total unused commitments	$106,454,000	683
Derivatives	$0	527
1997-12-31		Rank
# of Employees:	334	527
Assets and Liabilities
Total Assets:	$794,883,000	647
Cash and due from depository institutions	$25,258,000	527
Interest-bearing balances	$0	6,604
Securities	$489,616,000	293
Federal funds sold & reverse repurchase agreements	$27,000,000	498
Net loans & leases	$222,877,000	1,301
Loan loss allowance	$7,000,000	630
Trading account assets	$0	203
Bank premises and fixed assets	$8,578,000	866
Other real estate owned	$803,000	527
Goodwill and other intangibles	$1,473,000	1,143
All other assets	$19,278,000	540
Life insurance assets	$0	1
Total liabilities and capital	$794,883,000	647
Total liabilities	$717,352,000	645
Total deposits	$608,533,000	637
Interest-bearing deposits	$489,109,000	668
Deposits held in domestic offices	$608,533,000	630
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$103,857,000	332
Trading liabilities	$0	80
Other borrowed funds	$0	5,103
Subordinated debt	$0	260
All other liabilities	$4,962,000	1,012
Total equity capital	$77,531,000	616
Total bank equity capital	$77,531,000	616
Perpetual preferred stock	$0	223
Common stock	$10,000,000	339
Surplus	$20,000,000	864
Undivided profits	$47,531,000	525
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$279,000	5,531
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,731
Income earned, not collected on loans	$3,236,000	692
Earning assets	$739,493,000	634
Long-term assets (5+ years)	$120,025,000	659
Average Assets, year-to-date	$785,233,200	621
Average Assets, quarterly	$782,055,000	643
Volatile liabilities	$206,412,000	527
Insider loans	$3,237,000	1,299
FHLB advances	$0	780
Loans and leases held for sale	$1,415,000	702
Unused loan commitments	$57,035,000	979
Tier 1 (core) risk-based capital	$75,366,000	586
Tier 2 risk-based capital	$3,987,420	859
Total risk weighted assets	$315,980,920	946
Total unused commitments	$57,035,000	984
Derivatives	$0	533
1996-12-31		Rank
# of Employees:	318	593
Assets and Liabilities
Total Assets:	$775,211,000	682
Cash and due from depository institutions	$37,444,000	593
Interest-bearing balances	$4,000,000	969
Securities	$474,237,000	317
Federal funds sold & reverse repurchase agreements	$50,000,000	308
Net loans & leases	$184,670,000	1,566
Loan loss allowance	$6,500,000	720
Trading account assets	$0	240
Bank premises and fixed assets	$8,959,000	870
Other real estate owned	$290,000	593
Goodwill and other intangibles	$1,758,000	984
All other assets	$17,853,000	585
Life insurance assets	$0	1
Total liabilities and capital	$775,211,000	682
Total liabilities	$700,193,000	687
Total deposits	$603,535,000	672
Interest-bearing deposits	$488,705,000	700
Deposits held in domestic offices	$603,535,000	664
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$92,439,000	377
Trading liabilities	$0	97
Other borrowed funds	$0	5,299
Subordinated debt	$0	298
All other liabilities	$4,219,000	1,128
Total equity capital	$75,018,000	649
Total bank equity capital	$75,018,000	649
Perpetual preferred stock	$0	250
Common stock	$10,000,000	367
Surplus	$20,000,000	916
Undivided profits	$45,018,000	581
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$2,022,000	1,504
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$35,000	1,376
Income earned, not collected on loans	$2,569,000	859
Earning assets	$712,907,000	679
Long-term assets (5+ years)	$95,585,000	748
Average Assets, year-to-date	$746,627,000	675
Average Assets, quarterly	$772,219,000	676
Volatile liabilities	$206,290,000	558
Insider loans	$4,233,000	1,016
FHLB advances	$0	882
Loans and leases held for sale	$2,288,000	493
Unused loan commitments	$47,878,000	1,094
Tier 1 (core) risk-based capital	$73,055,000	630
Tier 2 risk-based capital	$3,383,430	1,011
Total risk weighted assets	$267,557,830	1,111
Total unused commitments	$47,878,000	1,100
Derivatives	$0	549
1995-12-31		Rank
# of Employees:	289	671
Assets and Liabilities
Total Assets:	$696,802,000	760
Cash and due from depository institutions	$31,109,000	671
Interest-bearing balances	$0	6,853
Securities	$447,947,000	350
Federal funds sold & reverse repurchase agreements	$22,500,000	655
Net loans & leases	$169,247,000	1,689
Loan loss allowance	$6,500,000	755
Trading account assets	$0	261
Bank premises and fixed assets	$9,197,000	819
Other real estate owned	$225,000	671
Goodwill and other intangibles	$0	3,181
All other assets	$16,577,000	657
Life insurance assets	$0	1
Total liabilities and capital	$696,802,000	760
Total liabilities	$622,624,000	768
Total deposits	$533,107,000	774
Interest-bearing deposits	$426,932,000	818
Deposits held in domestic offices	$533,107,000	766
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$85,313,000	423
Trading liabilities	$0	110
Other borrowed funds	$0	5,136
Subordinated debt	$0	337
All other liabilities	$4,204,000	1,177
Total equity capital	$74,178,000	676
Total bank equity capital	$74,178,000	676
Perpetual preferred stock	$0	288
Common stock	$10,000,000	379
Surplus	$20,000,000	914
Undivided profits	$44,178,000	600
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$1,213,000	2,263
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1,782
Income earned, not collected on loans	$2,844,000	812
Earning assets	$639,694,000	756
Long-term assets (5+ years)	$88,483,000	756
Average Assets, year-to-date	$709,422,400	723
Average Assets, quarterly	$694,786,500	748
Volatile liabilities	$176,868,000	590
Insider loans	$635,000	4,961
FHLB advances	$0	855
Loans and leases held for sale	$2,341,000	552
Unused loan commitments	$30,152,000	1,478
Tier 1 (core) risk-based capital	$72,510,000	648
Tier 2 risk-based capital	$2,836,280	1,177
Total risk weighted assets	$223,238,380	1,293
Total unused commitments	$30,152,000	1,487
Derivatives	$0	628
1994-12-31		Rank
# of Employees:	272	729
Assets and Liabilities
Total Assets:	$708,321,000	736
Cash and due from depository institutions	$32,678,000	729
Interest-bearing balances	$0	7,034
Securities	$449,907,000	362
Federal funds sold & reverse repurchase agreements	$49,000,000	275
Net loans & leases	$150,660,000	1,846
Loan loss allowance	$6,500,000	755
Trading account assets	$0	286
Bank premises and fixed assets	$9,723,000	752
Other real estate owned	$456,000	729
Goodwill and other intangibles	$0	3,133
All other assets	$15,897,000	694
Life insurance assets	$0	1
Total liabilities and capital	$708,321,000	736
Total liabilities	$636,519,000	749
Total deposits	$534,928,000	742
Interest-bearing deposits	$421,283,000	815
Deposits held in domestic offices	$534,928,000	729
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$98,262,000	411
Trading liabilities	$0	87
Other borrowed funds	$0	5,375
Subordinated debt	$0	372
All other liabilities	$3,329,000	1,206
Total equity capital	$71,802,000	625
Total bank equity capital	$71,802,000	625
Perpetual preferred stock	$0	310
Common stock	$10,000,000	378
Surplus	$20,000,000	858
Undivided profits	$41,802,000	551
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$470,000	4,445
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$226,000	490
Income earned, not collected on loans	$2,213,000	903
Earning assets	$649,567,000	728
Long-term assets (5+ years)	$63,542,000	985
Average Assets, year-to-date	$688,159,800	740
Average Assets, quarterly	$693,580,500	744
Volatile liabilities	$200,901,000	548
Insider loans	$509,000	5,635
FHLB advances	$0	993
Loans and leases held for sale	$2,025,000	453
Unused loan commitments	$39,733,000	1,164
Tier 1 (core) risk-based capital	$72,439,000	611
Tier 2 risk-based capital	$2,626,590	1,241
Total risk weighted assets	$206,253,690	1,354
Total unused commitments	$39,733,000	1,171
Derivatives	$0	687
1993-12-31		Rank
# of Employees:	231	908
Assets and Liabilities
Total Assets:	$633,946,000	814
Cash and due from depository institutions	$33,501,000	908
Interest-bearing balances	$0	7,655
Securities	$384,590,000	417
Federal funds sold & reverse repurchase agreements	$65,000,000	264
Net loans & leases	$129,005,000	2,094
Loan loss allowance	$5,700,000	894
Trading account assets	$0	330
Bank premises and fixed assets	$9,502,000	768
Other real estate owned	$566,000	908
Goodwill and other intangibles	$0	3,091
All other assets	$11,782,000	846
Life insurance assets	$0	1
Total liabilities and capital	$633,946,000	814
Total liabilities	$568,275,000	832
Total deposits	$504,833,000	812
Interest-bearing deposits	$405,130,000	867
Deposits held in domestic offices	$504,833,000	798
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$59,600,000	459
Trading liabilities	$0	1
Other borrowed funds	$0	5,027
Subordinated debt	$0	413
All other liabilities	$3,842,000	1,135
Total equity capital	$65,671,000	667
Total bank equity capital	$65,671,000	667
Perpetual preferred stock	$0	343
Common stock	$10,000,000	384
Surplus	$20,000,000	817
Undivided profits	$35,671,000	636
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$371,000	5,784
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$9,000	1,651
Income earned, not collected on loans	$1,386,000	1,229
Earning assets	$578,595,000	819
Long-term assets (5+ years)	$44,428,000	1,342
Average Assets, year-to-date	$590,294,800	837
Average Assets, quarterly	$603,667,500	841
Volatile liabilities	$154,221,000	617
Insider loans	$490,000	5,768
FHLB advances	$0	821
Loans and leases held for sale	$3,202,000	639
Unused loan commitments	$31,994,000	1,362
Tier 1 (core) risk-based capital	$63,061,000	662
Tier 2 risk-based capital	$2,274,930	1,404
Total risk weighted assets	$178,569,130	1,553
Total unused commitments	$31,994,000	1,384
Derivatives	$0	714
1992-12-31		Rank
# of Employees:	226	934
Assets and Liabilities
Total Assets:	$593,691,000	887
Cash and due from depository institutions	$20,082,000	934
Interest-bearing balances	$0	8,059
Securities	$409,375,000	387
Federal funds sold & reverse repurchase agreements	$38,650,000	505
Net loans & leases	$101,009,000	2,650
Loan loss allowance	$5,400,000	941
Trading account assets	$0	344
Bank premises and fixed assets	$11,515,000	638
Other real estate owned	$1,318,000	934
Goodwill and other intangibles	$0	3,106
All other assets	$11,742,000	897
Life insurance assets	$0	1
Total liabilities and capital	$593,691,000	887
Total liabilities	$535,422,000	900
Total deposits	$473,469,000	897
Interest-bearing deposits	$395,432,000	942
Deposits held in domestic offices	$473,469,000	888
% insured	0.00%	1
Federal funds purchased & repurchase agreements	$58,492,000	412
Trading liabilities	$0	1
Other borrowed funds	$0	5,085
Subordinated debt	$0	482
All other liabilities	$3,461,000	1,226
Total equity capital	$58,269,000	703
Total bank equity capital	$58,269,000	703
Perpetual preferred stock	$0	346
Common stock	$10,000,000	385
Surplus	$12,500,000	1,145
Undivided profits	$35,769,000	590
Noncontrolling interests in consolidated subsidiaries	$0	1
Memoranda
Noncurrent loans and leases	$262,000	7,617
Noncurrent loans that are wholly or partially guaranteed by the U.S. government	$0	1
Income earned, not collected on loans	$1,154,000	1,676
Earning assets	$549,034,000	872
Long-term assets (5+ years)	$54,938,000	1,070
Average Assets, year-to-date	$579,430,000	887
Average Assets, quarterly	$586,063,500	889
Volatile liabilities	$156,892,000	562
Insider loans	$304,000	2,890
FHLB advances	$0	832
Loans and leases held for sale	$1,264,000	667
Unused loan commitments	$11,446,000	2,690
Tier 1 (core) risk-based capital	$58,269,000	670
Tier 2 risk-based capital	$1,902,790	1,671
Total risk weighted assets	$148,725,990	1,900
Total unused commitments	$11,446,000	2,705
Derivatives	$0	651