Home > American State Bank > Income and Expense
American State Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,738,000 | 6,049 |
| Total interest expense | $2,136,000 | 5,531 |
| Net interest income | $2,602,000 | 6,351 |
| Provision for loan and lease losses | $105,000 | 5,626 |
| Total noninterest income | $319,000 | 7,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $117,000 | 7,920 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 5,647 |
| Total noninterest expense | $2,084,000 | 6,117 |
| Salaries and employee benefits | $1,178,000 | 5,309 |
| Premises and equipment expense | $204,000 | 7,606 |
| Additional noninterest expense | $702,000 | 6,538 |
| Pre-tax net operating income | $732,000 | 7,193 |
| Securities gains (losses) | $72,000 | 2,926 |
| Applicable income taxes | $265,000 | 6,565 |
| Income before extraordinary items | $539,000 | 7,233 |
| Extraordinary gains, net | $61,000 | 2,018 |
| Net income | $600,000 | 6,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 6,716 |
| Cash dividends | $520,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $490,760 | 7,378 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,238,000 | 6,154 |
| Total interest expense | $2,591,000 | 5,810 |
| Net interest income | $2,647,000 | 6,324 |
| Provision for loan and lease losses | $125,000 | 6,594 |
| Total noninterest income | $351,000 | 7,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $121,000 | 7,923 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 5,242 |
| Total noninterest expense | $1,920,000 | 6,603 |
| Salaries and employee benefits | $1,042,000 | 5,809 |
| Premises and equipment expense | $198,000 | 7,887 |
| Additional noninterest expense | $680,000 | 6,884 |
| Pre-tax net operating income | $953,000 | 5,837 |
| Securities gains (losses) | $42,000 | 4,413 |
| Applicable income taxes | $319,000 | 5,701 |
| Income before extraordinary items | $676,000 | 6,065 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $676,000 | 6,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $625,000 | 2,334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $647,440 | 5,894 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.