Home > American State Bank > Income and Expense
American State Bank, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $751,000 | 11,575 |
Total interest expense | $404,000 | 11,316 |
Net interest income | $347,000 | 11,701 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $80,000 | 10,736 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $50,000 | 9,237 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $30,000 | 10,278 |
Total noninterest expense | $215,000 | 11,861 |
Salaries and employee benefits | $130,000 | 11,799 |
Premises and equipment expense | $22,000 | 11,772 |
Additional noninterest expense | $63,000 | 11,848 |
Pre-tax net operating income | $212,000 | 10,392 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $40,000 | 10,383 |
Income before extraordinary items | $172,000 | 10,244 |
Extraordinary gains, net | $0 | 65 |
Net income | $172,000 | 10,246 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,856 |
Cash dividends | $70,000 | 7,384 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $172,000 | 10,216 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $674,000 | 12,238 |
Total interest expense | $327,000 | 11,920 |
Net interest income | $347,000 | 12,335 |
Provision for loan and lease losses | $17,000 | 7,997 |
Total noninterest income | $57,000 | 11,782 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $49,000 | 9,727 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $8,000 | 12,207 |
Total noninterest expense | $236,000 | 12,470 |
Salaries and employee benefits | $133,000 | 12,428 |
Premises and equipment expense | $21,000 | 12,416 |
Additional noninterest expense | $82,000 | 12,417 |
Pre-tax net operating income | $151,000 | 11,259 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $26,000 | 11,018 |
Income before extraordinary items | $125,000 | 11,106 |
Extraordinary gains, net | $0 | 249 |
Net income | $125,000 | 11,113 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,921 |
Cash dividends | $70,000 | 7,531 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $125,000 | 11,158 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $688,000 | 12,825 |
Total interest expense | $321,000 | 12,582 |
Net interest income | $367,000 | 12,877 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $57,000 | 12,364 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $48,000 | 10,145 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $9,000 | 12,819 |
Total noninterest expense | $233,000 | 13,144 |
Salaries and employee benefits | $130,000 | 13,084 |
Premises and equipment expense | $26,000 | 12,948 |
Additional noninterest expense | $77,000 | 13,100 |
Pre-tax net operating income | $191,000 | 11,123 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $26,000 | 11,482 |
Income before extraordinary items | $165,000 | 11,027 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $165,000 | 11,115 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 9,922 |
Cash dividends | $70,000 | 7,518 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $165,000 | 10,821 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $774,000 | 13,387 |
Total interest expense | $376,000 | 13,276 |
Net interest income | $398,000 | 13,396 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $55,000 | 12,991 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $49,000 | 10,360 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $6,000 | 13,603 |
Total noninterest expense | $238,000 | 13,730 |
Salaries and employee benefits | $132,000 | 13,665 |
Premises and equipment expense | $26,000 | 13,525 |
Additional noninterest expense | $80,000 | 13,689 |
Pre-tax net operating income | $215,000 | 10,925 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $43,000 | 11,451 |
Income before extraordinary items | $172,000 | 10,960 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $172,000 | 11,050 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,000 | 11,020 |
Cash dividends | $70,000 | 7,232 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $172,000 | 10,632 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.