Home > American Southern Bank > Assets and Liabilities
American Southern Bank, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 13 | 6,921 |
| Assets and Liabilities | ||
| Total Assets: | $105,950,000 | 5,040 |
| Cash and due from depository institutions | $10,594,000 | 6,921 |
| Interest-bearing balances | $5,118,000 | 2,504 |
| Securities | $22,567,000 | 4,127 |
| Federal funds sold & reverse repurchase agreements | $235,000 | 5,163 |
| Net loans & leases | $60,910,000 | 5,299 |
| Loan loss allowance | $1,953,000 | 3,028 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,733,000 | 2,702 |
| Other real estate owned | $6,078,000 | 6,921 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $833,000 | 6,874 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $105,950,000 | 5,040 |
| Total liabilities | $106,257,000 | 4,694 |
| Total deposits | $105,940,000 | 4,453 |
| Interest-bearing deposits | $103,994,000 | 4,060 |
| Deposits held in domestic offices | $105,940,000 | 4,450 |
| % insured | 46.63% | 7,882 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $317,000 | 6,184 |
| Total equity capital | $-307,000 | 8,248 |
| Total bank equity capital | $-307,000 | 8,248 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,250,000 | 817 |
| Surplus | $6,781,000 | 3,461 |
| Undivided profits | $-13,338,000 | 8,066 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $10,636,000 | 1,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $378,000 | 6,311 |
| Earning assets | $88,830,000 | 5,279 |
| Long-term assets (5+ years) | $22,979,000 | 3,829 |
| Average Assets, year-to-date | $108,010,000 | 4,953 |
| Average Assets, quarterly | $108,010,000 | 4,953 |
| Volatile liabilities | $17,368,000 | 5,283 |
| Insider loans | $26,000 | 7,191 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $9,501,000 | 4,579 |
| Tier 1 (core) risk-based capital | $-376,000 | 8,247 |
| Tier 2 risk-based capital | $0 | 8,154 |
| Total risk weighted assets | $80,430,000 | 4,758 |
| Total unused commitments | $9,501,000 | 4,580 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 14 | 6,831 |
| Assets and Liabilities | ||
| Total Assets: | $110,070,000 | 4,917 |
| Cash and due from depository institutions | $3,000,000 | 6,831 |
| Interest-bearing balances | $2,287,000 | 2,810 |
| Securities | $9,286,000 | 6,061 |
| Federal funds sold & reverse repurchase agreements | $22,102,000 | 405 |
| Net loans & leases | $63,886,000 | 5,206 |
| Loan loss allowance | $817,000 | 5,043 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,812,000 | 2,681 |
| Other real estate owned | $6,078,000 | 6,831 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $906,000 | 6,828 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $110,070,000 | 4,917 |
| Total liabilities | $102,540,000 | 4,770 |
| Total deposits | $102,124,000 | 4,494 |
| Interest-bearing deposits | $99,322,000 | 4,122 |
| Deposits held in domestic offices | $102,124,000 | 4,491 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $416,000 | 5,729 |
| Total equity capital | $7,530,000 | 6,240 |
| Total bank equity capital | $7,530,000 | 6,240 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,250,000 | 819 |
| Surplus | $6,860,000 | 3,430 |
| Undivided profits | $-5,580,000 | 7,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,956,000 | 1,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $369,000 | 6,561 |
| Earning assets | $97,561,000 | 4,989 |
| Long-term assets (5+ years) | $9,541,000 | 5,427 |
| Average Assets, year-to-date | $85,008,600 | 5,521 |
| Average Assets, quarterly | $105,248,500 | 4,988 |
| Volatile liabilities | $15,821,000 | 5,457 |
| Insider loans | $37,000 | 7,188 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $11,354,000 | 4,235 |
| Tier 1 (core) risk-based capital | $7,173,000 | 6,246 |
| Tier 2 risk-based capital | $817,000 | 4,755 |
| Total risk weighted assets | $85,631,000 | 4,599 |
| Total unused commitments | $11,354,000 | 4,237 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 12 | 7,182 |
| Assets and Liabilities | ||
| Total Assets: | $100,427,000 | 5,140 |
| Cash and due from depository institutions | $8,785,000 | 7,182 |
| Interest-bearing balances | $8,261,000 | 870 |
| Securities | $4,958,000 | 6,925 |
| Federal funds sold & reverse repurchase agreements | $11,884,000 | 1,003 |
| Net loans & leases | $65,567,000 | 5,131 |
| Loan loss allowance | $814,000 | 4,936 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,493,000 | 2,809 |
| Other real estate owned | $4,082,000 | 7,182 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $658,000 | 7,379 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $100,427,000 | 5,140 |
| Total liabilities | $91,704,000 | 5,028 |
| Total deposits | $90,198,000 | 4,795 |
| Interest-bearing deposits | $87,666,000 | 4,436 |
| Deposits held in domestic offices | $90,198,000 | 4,791 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,506,000 | 2,902 |
| Total equity capital | $8,723,000 | 5,866 |
| Total bank equity capital | $8,723,000 | 5,866 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,250,000 | 821 |
| Surplus | $6,860,000 | 3,423 |
| Undivided profits | $-4,387,000 | 8,072 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,907,000 | 1,052 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $328,000 | 6,903 |
| Earning assets | $90,670,000 | 5,176 |
| Long-term assets (5+ years) | $4,900,000 | 6,294 |
| Average Assets, year-to-date | $78,743,250 | 5,758 |
| Average Assets, quarterly | $89,372,000 | 5,449 |
| Volatile liabilities | $16,322,000 | 5,300 |
| Insider loans | $1,537,000 | 3,645 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $12,528,000 | 4,157 |
| Tier 1 (core) risk-based capital | $8,692,000 | 5,802 |
| Tier 2 risk-based capital | $814,000 | 4,706 |
| Total risk weighted assets | $84,515,000 | 4,635 |
| Total unused commitments | $12,528,000 | 4,158 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 13 | 7,092 |
| Assets and Liabilities | ||
| Total Assets: | $78,317,000 | 5,873 |
| Cash and due from depository institutions | $166,000 | 7,092 |
| Interest-bearing balances | $0 | 6,776 |
| Securities | $2,259,000 | 7,612 |
| Federal funds sold & reverse repurchase agreements | $10,100,000 | 1,216 |
| Net loans & leases | $57,835,000 | 5,456 |
| Loan loss allowance | $1,243,000 | 3,796 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,147,000 | 3,620 |
| Other real estate owned | $4,207,000 | 7,092 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $603,000 | 7,498 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $78,317,000 | 5,873 |
| Total liabilities | $68,719,000 | 5,871 |
| Total deposits | $68,341,000 | 5,644 |
| Interest-bearing deposits | $66,837,000 | 5,196 |
| Deposits held in domestic offices | $68,341,000 | 5,642 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $378,000 | 6,076 |
| Total equity capital | $9,598,000 | 5,598 |
| Total bank equity capital | $9,598,000 | 5,598 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,250,000 | 815 |
| Surplus | $6,860,000 | 3,418 |
| Undivided profits | $-3,512,000 | 8,133 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,367,000 | 1,107 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $435,000 | 6,221 |
| Earning assets | $70,194,000 | 5,919 |
| Long-term assets (5+ years) | $2,152,000 | 6,942 |
| Average Assets, year-to-date | $71,515,330 | 6,023 |
| Average Assets, quarterly | $73,485,500 | 6,009 |
| Volatile liabilities | $17,869,000 | 5,077 |
| Insider loans | $1,537,000 | 3,638 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $11,968,000 | 4,370 |
| Tier 1 (core) risk-based capital | $9,577,000 | 5,535 |
| Tier 2 risk-based capital | $913,000 | 4,381 |
| Total risk weighted assets | $72,738,000 | 5,016 |
| Total unused commitments | $11,968,000 | 4,370 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 14 | 6,964 |
| Assets and Liabilities | ||
| Total Assets: | $68,654,000 | 6,175 |
| Cash and due from depository institutions | $363,000 | 6,964 |
| Interest-bearing balances | $0 | 6,734 |
| Securities | $2,385,000 | 7,611 |
| Federal funds sold & reverse repurchase agreements | $7,931,000 | 2,188 |
| Net loans & leases | $53,502,000 | 5,584 |
| Loan loss allowance | $1,558,000 | 3,156 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,969,000 | 4,605 |
| Other real estate owned | $2,000,000 | 6,964 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $504,000 | 7,678 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $68,654,000 | 6,175 |
| Total liabilities | $58,682,000 | 6,210 |
| Total deposits | $58,346,000 | 6,061 |
| Interest-bearing deposits | $55,300,000 | 5,771 |
| Deposits held in domestic offices | $58,346,000 | 6,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $336,000 | 6,540 |
| Total equity capital | $9,972,000 | 5,555 |
| Total bank equity capital | $9,972,000 | 5,555 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,250,000 | 807 |
| Surplus | $6,260,000 | 3,580 |
| Undivided profits | $-2,538,000 | 8,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,936,000 | 910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $338,000 | 6,789 |
| Earning assets | $63,818,000 | 6,142 |
| Long-term assets (5+ years) | $838,000 | 7,286 |
| Average Assets, year-to-date | $68,114,500 | 6,135 |
| Average Assets, quarterly | $68,114,500 | 6,135 |
| Volatile liabilities | $16,562,000 | 5,243 |
| Insider loans | $1,537,000 | 3,595 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $14,440,000 | 4,061 |
| Tier 1 (core) risk-based capital | $9,896,000 | 5,426 |
| Tier 2 risk-based capital | $821,000 | 4,614 |
| Total risk weighted assets | $64,950,000 | 5,303 |
| Total unused commitments | $14,440,000 | 4,062 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 12 | 7,303 |
| Assets and Liabilities | ||
| Total Assets: | $67,575,000 | 6,164 |
| Cash and due from depository institutions | $300,000 | 7,303 |
| Interest-bearing balances | $0 | 6,620 |
| Securities | $2,403,000 | 7,689 |
| Federal funds sold & reverse repurchase agreements | $10,032,000 | 1,372 |
| Net loans & leases | $50,839,000 | 5,705 |
| Loan loss allowance | $1,533,000 | 3,143 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,801,000 | 4,798 |
| Other real estate owned | $1,780,000 | 7,303 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $420,000 | 7,939 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $67,575,000 | 6,164 |
| Total liabilities | $57,461,000 | 6,208 |
| Total deposits | $57,088,000 | 6,066 |
| Interest-bearing deposits | $54,080,000 | 5,776 |
| Deposits held in domestic offices | $57,088,000 | 6,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $373,000 | 6,277 |
| Total equity capital | $10,114,000 | 5,469 |
| Total bank equity capital | $10,114,000 | 5,469 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,250,000 | 791 |
| Surplus | $6,260,000 | 3,558 |
| Undivided profits | $-2,396,000 | 8,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,921,000 | 753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $260,000 | 7,440 |
| Earning assets | $63,274,000 | 6,119 |
| Long-term assets (5+ years) | $888,000 | 7,239 |
| Average Assets, year-to-date | $58,378,000 | 6,405 |
| Average Assets, quarterly | $66,139,500 | 6,175 |
| Volatile liabilities | $25,777,000 | 4,126 |
| Insider loans | $1,508,000 | 3,598 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $11,926,000 | 4,424 |
| Tier 1 (core) risk-based capital | $10,083,000 | 5,348 |
| Tier 2 risk-based capital | $765,000 | 4,781 |
| Total risk weighted assets | $60,431,000 | 5,475 |
| Total unused commitments | $11,926,000 | 4,424 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 12 | 7,329 |
| Assets and Liabilities | ||
| Total Assets: | $64,704,000 | 6,256 |
| Cash and due from depository institutions | $125,000 | 7,329 |
| Interest-bearing balances | $0 | 6,576 |
| Securities | $2,408,000 | 7,732 |
| Federal funds sold & reverse repurchase agreements | $7,058,000 | 1,974 |
| Net loans & leases | $50,950,000 | 5,672 |
| Loan loss allowance | $668,000 | 5,316 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,817,000 | 4,767 |
| Other real estate owned | $1,814,000 | 7,329 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $532,000 | 7,802 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $64,704,000 | 6,256 |
| Total liabilities | $52,872,000 | 6,422 |
| Total deposits | $52,549,000 | 6,281 |
| Interest-bearing deposits | $48,633,000 | 6,028 |
| Deposits held in domestic offices | $52,549,000 | 6,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $323,000 | 6,732 |
| Total equity capital | $11,832,000 | 4,897 |
| Total bank equity capital | $11,832,000 | 4,897 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,250,000 | 760 |
| Surplus | $6,259,000 | 3,505 |
| Undivided profits | $-677,000 | 7,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,996,000 | 1,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $377,000 | 6,975 |
| Earning assets | $60,416,000 | 6,214 |
| Long-term assets (5+ years) | $915,000 | 7,221 |
| Average Assets, year-to-date | $56,078,750 | 6,534 |
| Average Assets, quarterly | $63,523,000 | 6,272 |
| Volatile liabilities | $23,238,000 | 4,360 |
| Insider loans | $1,536,000 | 3,538 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $11,396,000 | 4,503 |
| Tier 1 (core) risk-based capital | $11,829,000 | 4,803 |
| Tier 2 risk-based capital | $668,000 | 5,120 |
| Total risk weighted assets | $60,639,000 | 5,421 |
| Total unused commitments | $11,396,000 | 4,503 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 10 | 7,664 |
| Assets and Liabilities | ||
| Total Assets: | $62,342,000 | 6,365 |
| Cash and due from depository institutions | $1,721,000 | 7,664 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $2,415,000 | 7,785 |
| Federal funds sold & reverse repurchase agreements | $8,763,000 | 1,773 |
| Net loans & leases | $47,255,000 | 5,843 |
| Loan loss allowance | $564,000 | 5,773 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,764,000 | 4,835 |
| Other real estate owned | $0 | 7,664 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $424,000 | 8,002 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $62,342,000 | 6,365 |
| Total liabilities | $50,451,000 | 6,547 |
| Total deposits | $50,234,000 | 6,398 |
| Interest-bearing deposits | $47,765,000 | 6,108 |
| Deposits held in domestic offices | $50,234,000 | 6,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $217,000 | 7,254 |
| Total equity capital | $11,891,000 | 4,815 |
| Total bank equity capital | $11,891,000 | 4,815 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,250,000 | 753 |
| Surplus | $6,258,000 | 3,500 |
| Undivided profits | $-617,000 | 7,946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,813,000 | 1,977 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $306,000 | 7,232 |
| Earning assets | $58,433,000 | 6,311 |
| Long-term assets (5+ years) | $951,000 | 7,229 |
| Average Assets, year-to-date | $53,203,670 | 6,702 |
| Average Assets, quarterly | $56,637,000 | 6,573 |
| Volatile liabilities | $21,753,000 | 4,486 |
| Insider loans | $1,048,000 | 4,231 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $12,312,000 | 4,394 |
| Tier 1 (core) risk-based capital | $11,931,000 | 4,754 |
| Tier 2 risk-based capital | $564,000 | 5,547 |
| Total risk weighted assets | $55,267,000 | 5,669 |
| Total unused commitments | $12,312,000 | 4,395 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 9 | 7,852 |
| Assets and Liabilities | ||
| Total Assets: | $50,932,000 | 6,880 |
| Cash and due from depository institutions | $810,000 | 7,852 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $480,000 | 8,237 |
| Federal funds sold & reverse repurchase agreements | $8,188,000 | 2,349 |
| Net loans & leases | $40,929,000 | 6,148 |
| Loan loss allowance | $435,000 | 6,359 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $211,000 | 7,827 |
| Other real estate owned | $0 | 7,852 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $314,000 | 8,234 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $50,932,000 | 6,880 |
| Total liabilities | $39,069,000 | 7,094 |
| Total deposits | $38,952,000 | 6,967 |
| Interest-bearing deposits | $35,879,000 | 6,781 |
| Deposits held in domestic offices | $38,952,000 | 6,965 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $117,000 | 8,003 |
| Total equity capital | $11,863,000 | 4,842 |
| Total bank equity capital | $11,863,000 | 4,842 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,250,000 | 735 |
| Surplus | $5,872,000 | 3,602 |
| Undivided profits | $-259,000 | 7,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $232,000 | 7,663 |
| Earning assets | $49,597,000 | 6,745 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $48,634,500 | 6,954 |
| Average Assets, quarterly | $48,634,500 | 6,954 |
| Volatile liabilities | $17,326,000 | 4,986 |
| Insider loans | $0 | 7,710 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $12,795,000 | 4,320 |
| Tier 1 (core) risk-based capital | $11,863,000 | 4,757 |
| Tier 2 risk-based capital | $435,000 | 6,162 |
| Total risk weighted assets | $46,119,000 | 6,073 |
| Total unused commitments | $12,795,000 | 4,320 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 8 | 8,020 |
| Assets and Liabilities | ||
| Total Assets: | $46,337,000 | 7,058 |
| Cash and due from depository institutions | $1,315,000 | 8,020 |
| Interest-bearing balances | $0 | 6,658 |
| Securities | $476,000 | 8,288 |
| Federal funds sold & reverse repurchase agreements | $14,173,000 | 1,131 |
| Net loans & leases | $29,842,000 | 6,828 |
| Loan loss allowance | $350,000 | 6,847 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $231,000 | 7,774 |
| Other real estate owned | $0 | 8,020 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $300,000 | 8,306 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $46,337,000 | 7,058 |
| Total liabilities | $34,662,000 | 7,340 |
| Total deposits | $34,490,000 | 7,227 |
| Interest-bearing deposits | $31,477,000 | 7,019 |
| Deposits held in domestic offices | $34,490,000 | 7,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $172,000 | 7,532 |
| Total equity capital | $11,675,000 | 4,857 |
| Total bank equity capital | $11,675,000 | 4,857 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,250,000 | 725 |
| Surplus | $5,866,000 | 3,556 |
| Undivided profits | $-441,000 | 8,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $192,000 | 7,958 |
| Earning assets | $44,491,000 | 6,959 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $31,365,200 | 7,700 |
| Average Assets, quarterly | $41,149,500 | 7,261 |
| Volatile liabilities | $14,914,000 | 5,359 |
| Insider loans | $0 | 7,725 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $8,030,000 | 5,196 |
| Tier 1 (core) risk-based capital | $11,675,000 | 4,787 |
| Tier 2 risk-based capital | $350,000 | 6,644 |
| Total risk weighted assets | $34,315,000 | 6,724 |
| Total unused commitments | $8,030,000 | 5,197 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 10 | 7,780 |
| Assets and Liabilities | ||
| Total Assets: | $35,962,000 | 7,562 |
| Cash and due from depository institutions | $513,000 | 7,780 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $475,000 | 8,366 |
| Federal funds sold & reverse repurchase agreements | $6,827,000 | 1,957 |
| Net loans & leases | $27,596,000 | 7,013 |
| Loan loss allowance | $350,000 | 6,882 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $224,000 | 7,852 |
| Other real estate owned | $0 | 7,780 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $327,000 | 8,322 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $35,962,000 | 7,562 |
| Total liabilities | $24,241,000 | 7,926 |
| Total deposits | $24,162,000 | 7,818 |
| Interest-bearing deposits | $20,114,000 | 7,797 |
| Deposits held in domestic offices | $24,162,000 | 7,816 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $79,000 | 8,367 |
| Total equity capital | $11,721,000 | 4,821 |
| Total bank equity capital | $11,721,000 | 4,821 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,250,000 | 708 |
| Surplus | $5,866,000 | 3,520 |
| Undivided profits | $-395,000 | 8,097 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $141,000 | 8,254 |
| Earning assets | $34,898,000 | 7,449 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $27,622,250 | 7,938 |
| Average Assets, quarterly | $31,519,000 | 7,768 |
| Volatile liabilities | $8,396,000 | 6,564 |
| Insider loans | $0 | 7,800 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $10,635,000 | 4,646 |
| Tier 1 (core) risk-based capital | $11,720,000 | 4,751 |
| Tier 2 risk-based capital | $350,000 | 6,672 |
| Total risk weighted assets | $32,580,000 | 6,855 |
| Total unused commitments | $10,635,000 | 4,648 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 8 | 8,094 |
| Assets and Liabilities | ||
| Total Assets: | $27,076,000 | 8,026 |
| Cash and due from depository institutions | $379,000 | 8,094 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $8,901,000 | 1,427 |
| Net loans & leases | $17,333,000 | 7,752 |
| Loan loss allowance | $225,000 | 7,632 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $249,000 | 7,804 |
| Other real estate owned | $0 | 8,094 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $214,000 | 8,530 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $27,076,000 | 8,026 |
| Total liabilities | $15,358,000 | 8,384 |
| Total deposits | $15,305,000 | 8,329 |
| Interest-bearing deposits | $11,882,000 | 8,343 |
| Deposits held in domestic offices | $15,305,000 | 8,327 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $53,000 | 8,530 |
| Total equity capital | $11,718,000 | 4,682 |
| Total bank equity capital | $11,718,000 | 4,682 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,250,000 | 689 |
| Surplus | $5,866,000 | 3,475 |
| Undivided profits | $-398,000 | 8,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $78,000 | 8,507 |
| Earning assets | $26,234,000 | 7,945 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $24,842,330 | 8,101 |
| Average Assets, quarterly | $24,986,500 | 8,108 |
| Volatile liabilities | $4,575,000 | 7,527 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $9,770,000 | 4,831 |
| Tier 1 (core) risk-based capital | $11,718,000 | 4,678 |
| Tier 2 risk-based capital | $225,000 | 7,482 |
| Total risk weighted assets | $21,312,000 | 7,649 |
| Total unused commitments | $9,770,000 | 4,831 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 7 | 8,262 |
| Assets and Liabilities | ||
| Total Assets: | $22,897,000 | 8,234 |
| Cash and due from depository institutions | $1,494,000 | 8,262 |
| Interest-bearing balances | $1,399,000 | 2,252 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $6,406,000 | 2,193 |
| Net loans & leases | $14,583,000 | 7,932 |
| Loan loss allowance | $186,000 | 7,887 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $252,000 | 7,791 |
| Other real estate owned | $0 | 8,262 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $162,000 | 8,623 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $22,897,000 | 8,234 |
| Total liabilities | $12,725,000 | 8,517 |
| Total deposits | $12,703,000 | 8,478 |
| Interest-bearing deposits | $7,869,000 | 8,540 |
| Deposits held in domestic offices | $12,703,000 | 8,476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $22,000 | 8,713 |
| Total equity capital | $10,172,000 | 5,118 |
| Total bank equity capital | $10,172,000 | 5,118 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,500,000 | 774 |
| Surplus | $5,116,000 | 3,679 |
| Undivided profits | $-444,000 | 8,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $40,000 | 8,635 |
| Earning assets | $22,388,000 | 8,151 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $23,725,500 | 8,183 |
| Average Assets, quarterly | $23,725,500 | 8,183 |
| Volatile liabilities | $202,000 | 8,705 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $0 | 8,561 |
| Tier 1 (core) risk-based capital | $10,172,000 | 5,084 |
| Tier 2 risk-based capital | $186,000 | 7,747 |
| Total risk weighted assets | $16,744,000 | 7,956 |
| Total unused commitments | $0 | 8,561 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 10 | 7,839 |
| Assets and Liabilities | ||
| Total Assets: | $24,554,000 | 8,185 |
| Cash and due from depository institutions | $90,000 | 7,839 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $16,930,000 | 792 |
| Net loans & leases | $7,074,000 | 8,520 |
| Loan loss allowance | $90,000 | 8,437 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $275,000 | 7,728 |
| Other real estate owned | $0 | 7,839 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $185,000 | 8,632 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $24,554,000 | 8,185 |
| Total liabilities | $14,282,000 | 8,499 |
| Total deposits | $14,244,000 | 8,445 |
| Interest-bearing deposits | $9,939,000 | 8,500 |
| Deposits held in domestic offices | $14,244,000 | 8,444 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $38,000 | 8,658 |
| Total equity capital | $10,272,000 | 5,053 |
| Total bank equity capital | $10,272,000 | 5,053 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,500,000 | 760 |
| Surplus | $5,500,000 | 3,495 |
| Undivided profits | $-728,000 | 8,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $23,000 | 8,721 |
| Earning assets | $24,004,000 | 8,085 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $19,865,500 | 8,390 |
| Average Assets, quarterly | $19,865,500 | 8,407 |
| Volatile liabilities | $201,000 | 8,749 |
| Insider loans | $26,000 | 7,649 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $3,280,000 | 6,706 |
| Tier 1 (core) risk-based capital | $10,272,000 | 5,013 |
| Tier 2 risk-based capital | $90,000 | 8,405 |
| Total risk weighted assets | $10,350,000 | 8,441 |
| Total unused commitments | $3,280,000 | 6,707 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 12 | 7,513 |
| Assets and Liabilities | ||
| Total Assets: | $15,177,000 | 8,614 |
| Cash and due from depository institutions | $90,000 | 7,513 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $14,954,000 | 888 |
| Net loans & leases | $0 | 8,793 |
| Loan loss allowance | $0 | 8,761 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $121,000 | 8,318 |
| Other real estate owned | $0 | 7,513 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $12,000 | 8,866 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $15,177,000 | 8,614 |
| Total liabilities | $4,670,000 | 8,795 |
| Total deposits | $4,646,000 | 8,762 |
| Interest-bearing deposits | $502,000 | 8,773 |
| Deposits held in domestic offices | $4,646,000 | 8,761 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $24,000 | 8,779 |
| Total equity capital | $10,507,000 | 4,984 |
| Total bank equity capital | $10,507,000 | 4,984 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,500,000 | 734 |
| Surplus | $5,500,000 | 3,439 |
| Undivided profits | $-493,000 | 8,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $0 | 8,823 |
| Earning assets | $14,954,000 | 8,554 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $15,177,000 | 8,602 |
| Average Assets, quarterly | $15,177,000 | 8,609 |
| Volatile liabilities | $0 | 8,811 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $0 | 8,613 |
| Tier 1 (core) risk-based capital | $10,507,000 | 4,909 |
| Tier 2 risk-based capital | $0 | 8,751 |
| Total risk weighted assets | $15,087,000 | 8,139 |
| Total unused commitments | $0 | 8,613 |
| Derivatives | $0 | 909 |