American Security Bank of Ville Platte, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$15,418,0002,112
Total interest expense$6,789,0002,235
Net interest income$8,629,0001,980
Provision for loan and lease losses$1,340,000762
Total noninterest income$8,496,000669
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$2,136,000574
Trading account gains and fees$0224
Additional Noninterest Income$6,360,000562
Total noninterest expense$11,837,0001,114
Salaries and employee benefits$4,868,0001,351
Premises and equipment expense$1,641,0001,163
Additional noninterest expense$5,328,000912
Pre-tax net operating income$3,948,0001,845
Securities gains (losses)$334,000699
Applicable income taxes$1,236,0001,939
Income before extraordinary items$3,046,0001,719
Extraordinary gains, net$032
Net income$3,046,0001,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$440,0001,398
Cash dividends$1,406,0001,740
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,808,8601,790
1997-12-31 (YTD Data)Rank
Total interest income$17,246,0001,913
Total interest expense$7,310,0002,080
Net interest income$9,936,0001,755
Provision for loan and lease losses$1,490,000735
Total noninterest income$5,180,000902
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,417,000547
Trading account gains and fees$0239
Additional Noninterest Income$2,763,000884
Total noninterest expense$9,843,0001,338
Salaries and employee benefits$5,467,0001,204
Premises and equipment expense$1,567,0001,258
Additional noninterest expense$2,809,0001,526
Pre-tax net operating income$3,783,0001,985
Securities gains (losses)$161,000804
Applicable income taxes$1,167,0002,137
Income before extraordinary items$2,777,0001,900
Extraordinary gains, net$044
Net income$2,777,0001,900
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,359,000647
Cash dividends$1,122,0001,982
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,664,3001,924
1996-12-31 (YTD Data)Rank
Total interest income$17,709,0001,912
Total interest expense$7,313,0002,139
Net interest income$10,396,0001,698
Provision for loan and lease losses$1,220,000879
Total noninterest income$3,702,0001,178
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$2,197,000623
Trading account gains and fees$0262
Additional Noninterest Income$1,505,0001,386
Total noninterest expense$8,559,0001,660
Salaries and employee benefits$4,692,0001,428
Premises and equipment expense$1,393,0001,456
Additional noninterest expense$2,474,0002,030
Pre-tax net operating income$4,319,0001,675
Securities gains (losses)$166,000754
Applicable income taxes$1,386,0001,726
Income before extraordinary items$3,099,0001,610
Extraordinary gains, net$053
Net income$3,099,0001,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$857,000981
Cash dividends$1,121,0001,967
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,984,4601,639
1995-12-31 (YTD Data)Rank
Total interest income$17,243,0001,957
Total interest expense$6,885,0002,268
Net interest income$10,358,0001,725
Provision for loan and lease losses$1,060,000896
Total noninterest income$3,304,0001,280
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,995,000679
Trading account gains and fees$0522
Additional Noninterest Income$1,309,0001,499
Total noninterest expense$7,625,0001,846
Salaries and employee benefits$3,989,0001,661
Premises and equipment expense$1,267,0001,602
Additional noninterest expense$2,369,0002,093
Pre-tax net operating income$4,977,0001,516
Securities gains (losses)$138,000814
Applicable income taxes$1,538,0001,619
Income before extraordinary items$3,577,0001,450
Extraordinary gains, net$065
Net income$3,577,0001,447
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$690,0001,122
Cash dividends$762,0002,510
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,480,4001,460
1994-12-31 (YTD Data)Rank
Total interest income$13,143,0002,319
Total interest expense$4,778,0002,566
Net interest income$8,365,0002,160
Provision for loan and lease losses$335,0002,089
Total noninterest income$2,535,0001,549
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,887,000716
Trading account gains and fees$0475
Additional Noninterest Income$648,0002,463
Total noninterest expense$7,264,0001,971
Salaries and employee benefits$3,507,0001,906
Premises and equipment expense$1,249,0001,656
Additional noninterest expense$2,508,0002,128
Pre-tax net operating income$3,301,0002,157
Securities gains (losses)$-87,00011,438
Applicable income taxes$735,0002,987
Income before extraordinary items$2,479,0001,969
Extraordinary gains, net$0249
Net income$2,479,0001,969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$314,0001,847
Cash dividends$449,0003,483
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,545,9901,906
1993-12-31 (YTD Data)Rank
Total interest income$11,613,0002,670
Total interest expense$3,950,0003,204
Net interest income$7,663,0002,335
Provision for loan and lease losses$240,0003,470
Total noninterest income$2,369,0001,748
Gross Fiduciary activities income$1,0001,605
Service charges on deposit accounts$1,702,000772
Trading account gains and fees$0532
Additional Noninterest Income$666,0002,682
Total noninterest expense$6,455,0002,245
Salaries and employee benefits$3,183,0002,082
Premises and equipment expense$1,192,0001,761
Additional noninterest expense$2,080,0002,639
Pre-tax net operating income$3,337,0002,038
Securities gains (losses)$07,477
Applicable income taxes$1,012,0002,233
Income before extraordinary items$2,325,0002,150
Extraordinary gains, net$03,149
Net income$2,325,0002,235
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0002,186
Cash dividends$291,0004,520
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,325,0002,026
1992-12-31 (YTD Data)Rank
Total interest income$11,400,0003,083
Total interest expense$4,177,0003,917
Net interest income$7,223,0002,518
Provision for loan and lease losses$306,0004,057
Total noninterest income$2,811,0001,516
Gross Fiduciary activities income$5,0001,588
Service charges on deposit accounts$1,415,000927
Trading account gains and fees$0504
Additional Noninterest Income$1,391,0001,589
Total noninterest expense$6,201,0002,348
Salaries and employee benefits$3,046,0002,149
Premises and equipment expense$1,090,0001,939
Additional noninterest expense$2,065,0002,720
Pre-tax net operating income$3,527,0001,748
Securities gains (losses)$335,0001,432
Applicable income taxes$1,215,0001,738
Income before extraordinary items$2,647,0001,727
Extraordinary gains, net$01,422
Net income$2,647,0001,746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0003,977
Cash dividends$368,0003,528
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,415,8501,735

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.