Home > American Security Bank and Trust Company > Income and Expense
American Security Bank and Trust Company, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 3,684 |
| Total interest expense | $1,081,000 | 2,141 |
| Net interest income | $2,230,000 | 4,192 |
| Provision for loan and lease losses | $-24,000 | 7,050 |
| Total noninterest income | $53,000 | 6,405 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $36,000 | 5,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $17,000 | 6,249 |
| Total noninterest expense | $3,209,000 | 2,885 |
| Salaries and employee benefits | $1,985,000 | 2,468 |
| Premises and equipment expense | $235,000 | 4,031 |
| Additional noninterest expense | $989,000 | 3,153 |
| Pre-tax net operating income | $-902,000 | 6,947 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-901,000 | 6,978 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-901,000 | 6,976 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-901,000 | 6,977 |
| Net charge-offs | $-24,000 | 6,834 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 7,184 |
| Net operating income | $-902,000 | 6,962 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 3,627 |
| Total interest expense | $550,000 | 2,177 |
| Net interest income | $1,162,000 | 4,099 |
| Provision for loan and lease losses | $-24,000 | 7,137 |
| Total noninterest income | $7,000 | 6,976 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $18,000 | 5,949 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-11,000 | 6,992 |
| Total noninterest expense | $1,169,000 | 3,702 |
| Salaries and employee benefits | $540,000 | 4,006 |
| Premises and equipment expense | $122,000 | 3,950 |
| Additional noninterest expense | $507,000 | 3,059 |
| Pre-tax net operating income | $24,000 | 6,184 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $24,000 | 6,287 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $24,000 | 6,286 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $24,000 | 6,287 |
| Net charge-offs | $-20,000 | 6,878 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 7,245 |
| Net operating income | $24,000 | 6,157 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,082,000 | 3,648 |
| Total interest expense | $2,528,000 | 2,286 |
| Net interest income | $4,554,000 | 4,177 |
| Provision for loan and lease losses | $284,000 | 4,206 |
| Total noninterest income | $2,000 | 6,972 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $77,000 | 5,860 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-75,000 | 6,859 |
| Total noninterest expense | $4,913,000 | 3,592 |
| Salaries and employee benefits | $2,273,000 | 3,823 |
| Premises and equipment expense | $573,000 | 3,696 |
| Additional noninterest expense | $2,067,000 | 3,046 |
| Pre-tax net operating income | $-641,000 | 6,465 |
| Securities gains (losses) | $106,000 | 2,018 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-535,000 | 6,489 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-535,000 | 6,491 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-535,000 | 6,490 |
| Net charge-offs | $548,000 | 3,070 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 903 |
| Net operating income | $-641,000 | 6,500 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,291,000 | 3,696 |
| Total interest expense | $1,932,000 | 2,344 |
| Net interest income | $3,359,000 | 4,241 |
| Provision for loan and lease losses | $374,000 | 3,324 |
| Total noninterest income | $50,000 | 6,778 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $55,000 | 5,946 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-5,000 | 6,905 |
| Total noninterest expense | $3,729,000 | 3,559 |
| Salaries and employee benefits | $1,738,000 | 3,779 |
| Premises and equipment expense | $448,000 | 3,620 |
| Additional noninterest expense | $1,543,000 | 3,074 |
| Pre-tax net operating income | $-694,000 | 6,689 |
| Securities gains (losses) | $106,000 | 1,733 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-588,000 | 6,723 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-588,000 | 6,724 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-588,000 | 6,724 |
| Net charge-offs | $604,000 | 2,463 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 669 |
| Net operating income | $-694,000 | 6,725 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 3,724 |
| Total interest expense | $1,317,000 | 2,378 |
| Net interest income | $2,229,000 | 4,268 |
| Provision for loan and lease losses | $250,000 | 3,239 |
| Total noninterest income | $106,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $39,000 | 5,861 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 5,139 |
| Total noninterest expense | $2,677,000 | 3,398 |
| Salaries and employee benefits | $1,183,000 | 3,753 |
| Premises and equipment expense | $314,000 | 3,534 |
| Additional noninterest expense | $1,180,000 | 2,775 |
| Pre-tax net operating income | $-592,000 | 6,828 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-589,000 | 6,878 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-589,000 | 6,877 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-589,000 | 6,878 |
| Net charge-offs | $514,000 | 2,110 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 596 |
| Net operating income | $-592,000 | 6,868 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 3,695 |
| Total interest expense | $688,000 | 2,353 |
| Net interest income | $1,108,000 | 4,284 |
| Provision for loan and lease losses | $198,000 | 2,470 |
| Total noninterest income | $52,000 | 5,888 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $21,000 | 5,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,357 |
| Total noninterest expense | $1,404,000 | 3,285 |
| Salaries and employee benefits | $600,000 | 3,726 |
| Premises and equipment expense | $158,000 | 3,562 |
| Additional noninterest expense | $646,000 | 2,568 |
| Pre-tax net operating income | $-442,000 | 7,054 |
| Securities gains (losses) | $2,000 | 1,590 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-440,000 | 7,097 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-440,000 | 7,098 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-440,000 | 7,098 |
| Net charge-offs | $224,000 | 2,017 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 535 |
| Net operating income | $-442,000 | 7,090 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,525,000 | 3,712 |
| Total interest expense | $3,272,000 | 2,409 |
| Net interest income | $4,253,000 | 4,400 |
| Provision for loan and lease losses | $1,679,000 | 2,309 |
| Total noninterest income | $339,000 | 5,210 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $80,000 | 5,772 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $259,000 | 4,197 |
| Total noninterest expense | $5,239,000 | 3,477 |
| Salaries and employee benefits | $2,331,000 | 3,791 |
| Premises and equipment expense | $595,000 | 3,747 |
| Additional noninterest expense | $2,313,000 | 2,858 |
| Pre-tax net operating income | $-2,326,000 | 6,828 |
| Securities gains (losses) | $422,000 | 1,015 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,904,000 | 6,831 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,904,000 | 6,831 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,904,000 | 6,832 |
| Net charge-offs | $2,027,000 | 1,846 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 882 |
| Net operating income | $-2,326,000 | 6,882 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 3,802 |
| Total interest expense | $2,502,000 | 2,473 |
| Net interest income | $3,127,000 | 4,513 |
| Provision for loan and lease losses | $973,000 | 2,553 |
| Total noninterest income | $46,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $57,000 | 5,911 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-11,000 | 7,225 |
| Total noninterest expense | $3,582,000 | 3,755 |
| Salaries and employee benefits | $1,737,000 | 3,840 |
| Premises and equipment expense | $440,000 | 3,833 |
| Additional noninterest expense | $1,405,000 | 3,412 |
| Pre-tax net operating income | $-1,382,000 | 6,907 |
| Securities gains (losses) | $422,000 | 853 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-960,000 | 6,884 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-960,000 | 6,884 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-960,000 | 6,884 |
| Net charge-offs | $1,854,000 | 1,573 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 967 |
| Net operating income | $-1,382,000 | 6,977 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,736,000 | 3,840 |
| Total interest expense | $1,675,000 | 2,551 |
| Net interest income | $2,061,000 | 4,561 |
| Provision for loan and lease losses | $284,000 | 3,730 |
| Total noninterest income | $38,000 | 7,067 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $38,000 | 5,948 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $0 | 7,234 |
| Total noninterest expense | $2,357,000 | 3,786 |
| Salaries and employee benefits | $1,183,000 | 3,806 |
| Premises and equipment expense | $293,000 | 3,865 |
| Additional noninterest expense | $881,000 | 3,547 |
| Pre-tax net operating income | $-542,000 | 6,776 |
| Securities gains (losses) | $337,000 | 652 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-205,000 | 6,567 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-205,000 | 6,568 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-205,000 | 6,567 |
| Net charge-offs | $756,000 | 2,000 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 882 |
| Net operating income | $-542,000 | 6,846 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 3,899 |
| Total interest expense | $821,000 | 2,702 |
| Net interest income | $1,052,000 | 4,521 |
| Provision for loan and lease losses | $95,000 | 4,030 |
| Total noninterest income | $34,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $17,000 | 6,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $17,000 | 6,134 |
| Total noninterest expense | $1,175,000 | 3,818 |
| Salaries and employee benefits | $580,000 | 3,926 |
| Premises and equipment expense | $146,000 | 3,946 |
| Additional noninterest expense | $449,000 | 3,469 |
| Pre-tax net operating income | $-184,000 | 6,813 |
| Securities gains (losses) | $66,000 | 1,005 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-118,000 | 6,792 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-118,000 | 6,793 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-118,000 | 6,792 |
| Net charge-offs | $434,000 | 1,693 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 794 |
| Net operating income | $-184,000 | 6,869 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,097,000 | 3,779 |
| Total interest expense | $3,916,000 | 2,784 |
| Net interest income | $4,181,000 | 4,446 |
| Provision for loan and lease losses | $1,961,000 | 2,503 |
| Total noninterest income | $-305,000 | 7,851 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $85,000 | 5,961 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-390,000 | 7,777 |
| Total noninterest expense | $4,723,000 | 3,859 |
| Salaries and employee benefits | $2,531,000 | 3,653 |
| Premises and equipment expense | $616,000 | 3,808 |
| Additional noninterest expense | $1,576,000 | 3,943 |
| Pre-tax net operating income | $-2,808,000 | 6,849 |
| Securities gains (losses) | $887,000 | 546 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-1,921,000 | 6,721 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,921,000 | 6,719 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,921,000 | 6,719 |
| Net charge-offs | $1,391,000 | 2,470 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 882 |
| Net operating income | $-2,808,000 | 6,961 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,150,000 | 3,791 |
| Total interest expense | $3,062,000 | 2,813 |
| Net interest income | $3,088,000 | 4,504 |
| Provision for loan and lease losses | $1,298,000 | 2,416 |
| Total noninterest income | $-103,000 | 7,920 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $66,000 | 5,973 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-169,000 | 7,856 |
| Total noninterest expense | $3,537,000 | 3,869 |
| Salaries and employee benefits | $1,954,000 | 3,614 |
| Premises and equipment expense | $464,000 | 3,831 |
| Additional noninterest expense | $1,119,000 | 4,069 |
| Pre-tax net operating income | $-1,850,000 | 6,993 |
| Securities gains (losses) | $626,000 | 579 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,224,000 | 6,866 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,224,000 | 6,868 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,224,000 | 6,868 |
| Net charge-offs | $964,000 | 2,238 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $95,000 | 767 |
| Net operating income | $-1,850,000 | 7,117 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,153,000 | 3,799 |
| Total interest expense | $2,095,000 | 2,859 |
| Net interest income | $2,058,000 | 4,498 |
| Provision for loan and lease losses | $1,193,000 | 1,881 |
| Total noninterest income | $-139,000 | 8,052 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $43,000 | 6,001 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-182,000 | 8,010 |
| Total noninterest expense | $2,366,000 | 3,891 |
| Salaries and employee benefits | $1,325,000 | 3,603 |
| Premises and equipment expense | $311,000 | 3,840 |
| Additional noninterest expense | $730,000 | 4,153 |
| Pre-tax net operating income | $-1,640,000 | 7,282 |
| Securities gains (losses) | $417,000 | 587 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,223,000 | 7,239 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,223,000 | 7,238 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,223,000 | 7,238 |
| Net charge-offs | $532,000 | 2,279 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 703 |
| Net operating income | $-1,640,000 | 7,376 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,131,000 | 3,762 |
| Total interest expense | $1,077,000 | 2,885 |
| Net interest income | $1,054,000 | 4,421 |
| Provision for loan and lease losses | $127,000 | 3,526 |
| Total noninterest income | $86,000 | 5,461 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $67,000 | 4,324 |
| Total noninterest expense | $1,135,000 | 3,934 |
| Salaries and employee benefits | $680,000 | 3,552 |
| Premises and equipment expense | $151,000 | 3,954 |
| Additional noninterest expense | $304,000 | 4,368 |
| Pre-tax net operating income | $-122,000 | 6,715 |
| Securities gains (losses) | $211,000 | 645 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $89,000 | 5,103 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $89,000 | 5,108 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $89,000 | 5,107 |
| Net charge-offs | $100,000 | 2,864 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 514 |
| Net operating income | $-122,000 | 6,777 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,880,000 | 3,835 |
| Total interest expense | $4,770,000 | 3,085 |
| Net interest income | $4,110,000 | 4,504 |
| Provision for loan and lease losses | $417,000 | 4,084 |
| Total noninterest income | $-356,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $90,000 | 6,037 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-446,000 | 8,215 |
| Total noninterest expense | $4,346,000 | 3,987 |
| Salaries and employee benefits | $2,515,000 | 3,765 |
| Premises and equipment expense | $596,000 | 3,960 |
| Additional noninterest expense | $1,235,000 | 4,202 |
| Pre-tax net operating income | $-1,009,000 | 7,021 |
| Securities gains (losses) | $167,000 | 804 |
| Applicable income taxes | $245,000 | 2,624 |
| Income before extraordinary items | $-1,087,000 | 7,033 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,087,000 | 7,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 3,564 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $432,000 | 583 |
| Net operating income | $-1,254,000 | 7,227 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,580,000 | 3,929 |
| Total interest expense | $3,593,000 | 3,183 |
| Net interest income | $2,987,000 | 4,626 |
| Provision for loan and lease losses | $190,000 | 4,286 |
| Total noninterest income | $130,000 | 6,792 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $77,000 | 5,898 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 6,516 |
| Total noninterest expense | $3,270,000 | 3,947 |
| Salaries and employee benefits | $1,882,000 | 3,793 |
| Premises and equipment expense | $435,000 | 4,037 |
| Additional noninterest expense | $953,000 | 4,007 |
| Pre-tax net operating income | $-343,000 | 7,146 |
| Securities gains (losses) | $116,000 | 869 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-227,000 | 6,936 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-227,000 | 6,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 3,111 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $409,000 | 428 |
| Net operating income | $-343,000 | 7,208 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,355,000 | 4,016 |
| Total interest expense | $2,431,000 | 3,260 |
| Net interest income | $1,924,000 | 4,737 |
| Provision for loan and lease losses | $129,000 | 3,874 |
| Total noninterest income | $84,000 | 6,882 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $53,000 | 5,861 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $31,000 | 6,744 |
| Total noninterest expense | $2,126,000 | 4,055 |
| Salaries and employee benefits | $1,253,000 | 3,835 |
| Premises and equipment expense | $290,000 | 4,062 |
| Additional noninterest expense | $583,000 | 4,274 |
| Pre-tax net operating income | $-247,000 | 7,375 |
| Securities gains (losses) | $56,000 | 1,362 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-191,000 | 7,392 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-191,000 | 7,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,967 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $367,000 | 306 |
| Net operating income | $-247,000 | 7,447 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 4,055 |
| Total interest expense | $1,260,000 | 3,331 |
| Net interest income | $949,000 | 4,796 |
| Provision for loan and lease losses | $88,000 | 2,951 |
| Total noninterest income | $33,000 | 7,206 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $26,000 | 5,880 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $1,061,000 | 4,068 |
| Salaries and employee benefits | $638,000 | 3,792 |
| Premises and equipment expense | $140,000 | 4,199 |
| Additional noninterest expense | $283,000 | 4,295 |
| Pre-tax net operating income | $-167,000 | 7,693 |
| Securities gains (losses) | $56,000 | 1,025 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-111,000 | 7,683 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-111,000 | 7,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,549 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 504 |
| Net operating income | $-167,000 | 7,742 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,800,000 | 4,105 |
| Total interest expense | $4,626,000 | 3,653 |
| Net interest income | $4,174,000 | 4,496 |
| Provision for loan and lease losses | $552,000 | 2,185 |
| Total noninterest income | $169,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $82,000 | 6,271 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $87,000 | 6,423 |
| Total noninterest expense | $3,743,000 | 4,324 |
| Salaries and employee benefits | $2,299,000 | 3,953 |
| Premises and equipment expense | $484,000 | 4,467 |
| Additional noninterest expense | $960,000 | 4,778 |
| Pre-tax net operating income | $48,000 | 7,294 |
| Securities gains (losses) | $7,000 | 1,467 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $55,000 | 7,308 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $55,000 | 7,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,611 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $166,000 | 809 |
| Net operating income | $48,000 | 7,296 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,441,000 | 4,194 |
| Total interest expense | $3,321,000 | 3,761 |
| Net interest income | $3,120,000 | 4,534 |
| Provision for loan and lease losses | $221,000 | 2,851 |
| Total noninterest income | $133,000 | 6,939 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $62,000 | 6,296 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $71,000 | 6,326 |
| Total noninterest expense | $2,702,000 | 4,415 |
| Salaries and employee benefits | $1,704,000 | 3,979 |
| Premises and equipment expense | $339,000 | 4,640 |
| Additional noninterest expense | $659,000 | 4,980 |
| Pre-tax net operating income | $330,000 | 6,448 |
| Securities gains (losses) | $-5,000 | 7,616 |
| Applicable income taxes | $-412,000 | 8,413 |
| Income before extraordinary items | $737,000 | 4,525 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $737,000 | 4,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 2,638 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 716 |
| Net operating income | $742,000 | 4,502 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,233,000 | 4,247 |
| Total interest expense | $2,157,000 | 3,827 |
| Net interest income | $2,076,000 | 4,576 |
| Provision for loan and lease losses | $82,000 | 3,642 |
| Total noninterest income | $83,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $37,000 | 6,450 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $46,000 | 6,404 |
| Total noninterest expense | $1,720,000 | 4,570 |
| Salaries and employee benefits | $1,087,000 | 4,145 |
| Premises and equipment expense | $209,000 | 4,881 |
| Additional noninterest expense | $424,000 | 5,096 |
| Pre-tax net operating income | $357,000 | 5,732 |
| Securities gains (losses) | $-5,000 | 7,859 |
| Applicable income taxes | $-235,000 | 8,476 |
| Income before extraordinary items | $587,000 | 4,207 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $587,000 | 4,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 2,456 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 648 |
| Net operating income | $592,000 | 4,178 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 4,299 |
| Total interest expense | $1,047,000 | 3,884 |
| Net interest income | $1,025,000 | 4,622 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $38,000 | 7,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $11,000 | 6,918 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $818,000 | 4,742 |
| Salaries and employee benefits | $523,000 | 4,288 |
| Premises and equipment expense | $100,000 | 5,048 |
| Additional noninterest expense | $195,000 | 5,341 |
| Pre-tax net operating income | $205,000 | 5,456 |
| Securities gains (losses) | $-5,000 | 8,170 |
| Applicable income taxes | $-99,000 | 8,513 |
| Income before extraordinary items | $299,000 | 4,177 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $299,000 | 4,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 547 |
| Net operating income | $304,000 | 4,119 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,375,000 | 4,814 |
| Total interest expense | $2,681,000 | 4,615 |
| Net interest income | $3,694,000 | 4,881 |
| Provision for loan and lease losses | $586,000 | 1,665 |
| Total noninterest income | $175,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $41,000 | 7,020 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $134,000 | 5,839 |
| Total noninterest expense | $3,183,000 | 4,694 |
| Salaries and employee benefits | $2,022,000 | 4,231 |
| Premises and equipment expense | $400,000 | 4,911 |
| Additional noninterest expense | $761,000 | 5,381 |
| Pre-tax net operating income | $100,000 | 7,707 |
| Securities gains (losses) | $-4,000 | 7,017 |
| Applicable income taxes | $-246,000 | 8,490 |
| Income before extraordinary items | $342,000 | 6,741 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $342,000 | 6,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,021 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $13,151,000 | 165 |
| Net operating income | $346,000 | 6,728 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 5,064 |
| Total interest expense | $1,783,000 | 4,880 |
| Net interest income | $2,637,000 | 5,077 |
| Provision for loan and lease losses | $377,000 | 1,786 |
| Total noninterest income | $110,000 | 7,390 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $32,000 | 7,084 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $78,000 | 6,263 |
| Total noninterest expense | $2,249,000 | 4,865 |
| Salaries and employee benefits | $1,430,000 | 4,402 |
| Premises and equipment expense | $280,000 | 5,161 |
| Additional noninterest expense | $539,000 | 5,543 |
| Pre-tax net operating income | $121,000 | 7,737 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $121,000 | 7,625 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $121,000 | 7,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,547 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $13,097,000 | 124 |
| Net operating income | $121,000 | 7,622 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 5,335 |
| Total interest expense | $1,038,000 | 5,129 |
| Net interest income | $1,635,000 | 5,346 |
| Provision for loan and lease losses | $310,000 | 1,428 |
| Total noninterest income | $91,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $23,000 | 7,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $68,000 | 5,845 |
| Total noninterest expense | $1,451,000 | 4,998 |
| Salaries and employee benefits | $932,000 | 4,493 |
| Premises and equipment expense | $183,000 | 5,213 |
| Additional noninterest expense | $336,000 | 5,731 |
| Pre-tax net operating income | $-35,000 | 8,258 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-35,000 | 8,261 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-35,000 | 8,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $13,060,000 | 74 |
| Net operating income | $-35,000 | 8,256 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 5,627 |
| Total interest expense | $486,000 | 5,202 |
| Net interest income | $703,000 | 5,788 |
| Provision for loan and lease losses | $136,000 | 1,583 |
| Total noninterest income | $49,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $10,000 | 7,160 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,582 |
| Total noninterest expense | $713,000 | 5,073 |
| Salaries and employee benefits | $461,000 | 4,549 |
| Premises and equipment expense | $94,000 | 5,139 |
| Additional noninterest expense | $158,000 | 5,910 |
| Pre-tax net operating income | $-97,000 | 8,437 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-97,000 | 8,452 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-97,000 | 8,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $13,056,000 | 31 |
| Net operating income | $-97,000 | 8,438 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,710,000 | 6,831 |
| Total interest expense | $1,036,000 | 6,211 |
| Net interest income | $1,674,000 | 7,062 |
| Provision for loan and lease losses | $361,000 | 2,445 |
| Total noninterest income | $179,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $26,000 | 7,394 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $153,000 | 5,688 |
| Total noninterest expense | $2,400,000 | 5,506 |
| Salaries and employee benefits | $1,529,000 | 4,980 |
| Premises and equipment expense | $286,000 | 5,865 |
| Additional noninterest expense | $585,000 | 6,138 |
| Pre-tax net operating income | $-908,000 | 8,616 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-908,000 | 8,649 |
| Extraordinary gains, net | $5,000 | 42 |
| Net income | $-903,000 | 8,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 848 |
| Net operating income | $-908,000 | 8,630 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 7,133 |
| Total interest expense | $674,000 | 6,456 |
| Net interest income | $1,112,000 | 7,357 |
| Provision for loan and lease losses | $207,000 | 2,899 |
| Total noninterest income | $140,000 | 7,197 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 7,463 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $121,000 | 5,592 |
| Total noninterest expense | $1,632,000 | 5,790 |
| Salaries and employee benefits | $1,015,000 | 5,370 |
| Premises and equipment expense | $199,000 | 6,045 |
| Additional noninterest expense | $418,000 | 6,248 |
| Pre-tax net operating income | $-587,000 | 8,628 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-587,000 | 8,670 |
| Extraordinary gains, net | $5,000 | 30 |
| Net income | $-582,000 | 8,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 696 |
| Net operating income | $-587,000 | 8,646 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,023,000 | 7,404 |
| Total interest expense | $393,000 | 6,641 |
| Net interest income | $630,000 | 7,679 |
| Provision for loan and lease losses | $119,000 | 3,138 |
| Total noninterest income | $92,000 | 7,200 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $9,000 | 7,561 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $83,000 | 5,536 |
| Total noninterest expense | $1,037,000 | 5,935 |
| Salaries and employee benefits | $626,000 | 5,617 |
| Premises and equipment expense | $138,000 | 5,954 |
| Additional noninterest expense | $273,000 | 6,276 |
| Pre-tax net operating income | $-434,000 | 8,655 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-434,000 | 8,699 |
| Extraordinary gains, net | $5,000 | 25 |
| Net income | $-429,000 | 8,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 584 |
| Net operating income | $-434,000 | 8,671 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $461,000 | 7,652 |
| Total interest expense | $177,000 | 6,832 |
| Net interest income | $284,000 | 7,887 |
| Provision for loan and lease losses | $48,000 | 3,267 |
| Total noninterest income | $40,000 | 7,415 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $4,000 | 7,641 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $479,000 | 6,258 |
| Salaries and employee benefits | $285,000 | 5,952 |
| Premises and equipment expense | $74,000 | 5,787 |
| Additional noninterest expense | $120,000 | 6,679 |
| Pre-tax net operating income | $-203,000 | 8,728 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-203,000 | 8,751 |
| Extraordinary gains, net | $5,000 | 18 |
| Net income | $-198,000 | 8,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 460 |
| Net operating income | $-203,000 | 8,734 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 8,737 |
| Total interest expense | $187,000 | 8,509 |
| Net interest income | $347,000 | 8,780 |
| Provision for loan and lease losses | $245,000 | 3,282 |
| Total noninterest income | $46,000 | 8,616 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $5,000 | 7,833 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,647 |
| Total noninterest expense | $1,711,000 | 6,517 |
| Salaries and employee benefits | $705,000 | 7,255 |
| Premises and equipment expense | $222,000 | 6,499 |
| Additional noninterest expense | $784,000 | 5,165 |
| Pre-tax net operating income | $-1,563,000 | 8,875 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-1,560,000 | 8,896 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,560,000 | 8,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $12,427,000 | 73 |
| Net operating income | $-1,563,000 | 8,878 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $219,000 | 8,913 |
| Total interest expense | $80,000 | 8,778 |
| Net interest income | $139,000 | 8,922 |
| Provision for loan and lease losses | $143,000 | 3,635 |
| Total noninterest income | $26,000 | 8,739 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,000 | 7,895 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 7,924 |
| Total noninterest expense | $1,200,000 | 6,679 |
| Salaries and employee benefits | $418,000 | 7,767 |
| Premises and equipment expense | $108,000 | 7,369 |
| Additional noninterest expense | $674,000 | 4,665 |
| Pre-tax net operating income | $-1,178,000 | 8,926 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-1,175,000 | 8,945 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,175,000 | 8,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $12,420,000 | 59 |
| Net operating income | $-1,178,000 | 8,930 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $51,000 | 9,031 |
| Total interest expense | $13,000 | 8,987 |
| Net interest income | $38,000 | 9,029 |
| Provision for loan and lease losses | $21,000 | 5,806 |
| Total noninterest income | $4,000 | 8,974 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,000 | 8,694 |
| Total noninterest expense | $738,000 | 6,935 |
| Salaries and employee benefits | $142,000 | 8,724 |
| Premises and equipment expense | $37,000 | 8,342 |
| Additional noninterest expense | $559,000 | 3,959 |
| Pre-tax net operating income | $-717,000 | 8,964 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-717,000 | 8,980 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-717,000 | 8,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $12,296,000 | 38 |
| Net operating income | $-717,000 | 8,962 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.