Home > American Security Bank > Income and Expense
American Security Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 1,863 |
| Total interest expense | $152,000 | 3,759 |
| Net interest income | $3,202,000 | 1,702 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $404,000 | 2,358 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $274,000 | 1,168 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $130,000 | 3,181 |
| Total noninterest expense | $3,555,000 | 1,380 |
| Salaries and employee benefits | $1,896,000 | 1,413 |
| Premises and equipment expense | $530,000 | 1,173 |
| Additional noninterest expense | $1,129,000 | 1,407 |
| Pre-tax net operating income | $51,000 | 5,725 |
| Securities gains (losses) | $-44,000 | 6,573 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $7,000 | 6,167 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $7,000 | 6,167 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $7,000 | 6,168 |
| Net charge-offs | $-117,000 | 6,501 |
| Cash dividends | $400,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $51,000 | 5,660 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,984,000 | 1,662 |
| Total interest expense | $689,000 | 3,780 |
| Net interest income | $14,295,000 | 1,519 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $2,280,000 | 1,968 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,182,000 | 1,167 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,098,000 | 2,247 |
| Total noninterest expense | $13,918,000 | 1,416 |
| Salaries and employee benefits | $7,262,000 | 1,439 |
| Premises and equipment expense | $2,346,000 | 1,015 |
| Additional noninterest expense | $4,310,000 | 1,529 |
| Pre-tax net operating income | $2,657,000 | 2,364 |
| Securities gains (losses) | $389,000 | 564 |
| Applicable income taxes | $107,000 | 3,364 |
| Income before extraordinary items | $2,939,000 | 1,928 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,939,000 | 1,930 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,939,000 | 1,930 |
| Net charge-offs | $1,111,000 | 1,166 |
| Cash dividends | $1,700,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,565,560 | 2,103 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,318,000 | 1,668 |
| Total interest expense | $545,000 | 3,751 |
| Net interest income | $10,773,000 | 1,514 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $1,714,000 | 2,015 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $901,000 | 1,154 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $813,000 | 2,328 |
| Total noninterest expense | $10,351,000 | 1,428 |
| Salaries and employee benefits | $5,408,000 | 1,456 |
| Premises and equipment expense | $1,758,000 | 1,027 |
| Additional noninterest expense | $3,185,000 | 1,541 |
| Pre-tax net operating income | $2,136,000 | 2,308 |
| Securities gains (losses) | $328,000 | 594 |
| Applicable income taxes | $86,000 | 3,402 |
| Income before extraordinary items | $2,378,000 | 1,849 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,378,000 | 1,853 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,378,000 | 1,854 |
| Net charge-offs | $913,000 | 1,070 |
| Cash dividends | $1,300,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,059,840 | 2,013 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,464,000 | 1,677 |
| Total interest expense | $380,000 | 3,703 |
| Net interest income | $7,084,000 | 1,525 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,256,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $612,000 | 1,104 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $644,000 | 2,138 |
| Total noninterest expense | $6,853,000 | 1,440 |
| Salaries and employee benefits | $3,651,000 | 1,443 |
| Premises and equipment expense | $1,131,000 | 1,055 |
| Additional noninterest expense | $2,071,000 | 1,570 |
| Pre-tax net operating income | $1,487,000 | 2,206 |
| Securities gains (losses) | $328,000 | 523 |
| Applicable income taxes | $63,000 | 3,358 |
| Income before extraordinary items | $1,752,000 | 1,701 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,752,000 | 1,705 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,752,000 | 1,706 |
| Net charge-offs | $591,000 | 1,113 |
| Cash dividends | $900,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,433,840 | 1,924 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,843,000 | 1,649 |
| Total interest expense | $201,000 | 3,659 |
| Net interest income | $3,642,000 | 1,481 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $517,000 | 2,188 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $307,000 | 1,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $210,000 | 2,716 |
| Total noninterest expense | $3,461,000 | 1,427 |
| Salaries and employee benefits | $1,866,000 | 1,422 |
| Premises and equipment expense | $543,000 | 1,118 |
| Additional noninterest expense | $1,052,000 | 1,543 |
| Pre-tax net operating income | $698,000 | 2,277 |
| Securities gains (losses) | $143,000 | 570 |
| Applicable income taxes | $29,000 | 3,388 |
| Income before extraordinary items | $812,000 | 1,748 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $812,000 | 1,750 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $812,000 | 1,750 |
| Net charge-offs | $187,000 | 1,415 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $673,290 | 1,975 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $16,237,000 | 1,633 |
| Total interest expense | $1,244,000 | 3,131 |
| Net interest income | $14,993,000 | 1,461 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $2,210,000 | 2,047 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,132,000 | 1,256 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,078,000 | 2,281 |
| Total noninterest expense | $14,180,000 | 1,392 |
| Salaries and employee benefits | $7,552,000 | 1,358 |
| Premises and equipment expense | $2,099,000 | 1,127 |
| Additional noninterest expense | $4,529,000 | 1,487 |
| Pre-tax net operating income | $3,023,000 | 2,074 |
| Securities gains (losses) | $472,000 | 983 |
| Applicable income taxes | $-58,000 | 6,656 |
| Income before extraordinary items | $3,553,000 | 1,609 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,553,000 | 1,610 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,553,000 | 1,610 |
| Net charge-offs | $705,000 | 2,223 |
| Cash dividends | $1,700,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,081,000 | 1,715 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,398,000 | 1,639 |
| Total interest expense | $994,000 | 3,094 |
| Net interest income | $11,404,000 | 1,457 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $1,297,000 | 2,409 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $826,000 | 1,302 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $471,000 | 3,036 |
| Total noninterest expense | $10,738,000 | 1,384 |
| Salaries and employee benefits | $5,823,000 | 1,326 |
| Premises and equipment expense | $1,541,000 | 1,156 |
| Additional noninterest expense | $3,374,000 | 1,504 |
| Pre-tax net operating income | $1,963,000 | 2,393 |
| Securities gains (losses) | $132,000 | 1,779 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,095,000 | 2,024 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,095,000 | 2,022 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,095,000 | 2,025 |
| Net charge-offs | $89,000 | 4,081 |
| Cash dividends | $1,000,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,963,000 | 2,018 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,363,000 | 1,635 |
| Total interest expense | $701,000 | 3,053 |
| Net interest income | $7,662,000 | 1,445 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $845,000 | 2,414 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $536,000 | 1,318 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $309,000 | 3,033 |
| Total noninterest expense | $7,230,000 | 1,370 |
| Salaries and employee benefits | $4,009,000 | 1,294 |
| Premises and equipment expense | $1,015,000 | 1,165 |
| Additional noninterest expense | $2,206,000 | 1,541 |
| Pre-tax net operating income | $1,277,000 | 2,407 |
| Securities gains (losses) | $4,000 | 2,922 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,281,000 | 2,155 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,281,000 | 2,155 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,281,000 | 2,155 |
| Net charge-offs | $161,000 | 2,969 |
| Cash dividends | $700,000 | 1,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,277,000 | 2,045 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,279,000 | 1,612 |
| Total interest expense | $369,000 | 3,037 |
| Net interest income | $3,910,000 | 1,417 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $368,000 | 2,607 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $241,000 | 1,446 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $127,000 | 3,319 |
| Total noninterest expense | $3,764,000 | 1,321 |
| Salaries and employee benefits | $2,131,000 | 1,224 |
| Premises and equipment expense | $507,000 | 1,182 |
| Additional noninterest expense | $1,126,000 | 1,493 |
| Pre-tax net operating income | $514,000 | 2,835 |
| Securities gains (losses) | $4,000 | 1,941 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $518,000 | 2,523 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $518,000 | 2,525 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $518,000 | 2,526 |
| Net charge-offs | $49,000 | 3,033 |
| Cash dividends | $425,000 | 987 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $514,000 | 2,424 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $19,520,000 | 1,462 |
| Total interest expense | $1,544,000 | 3,377 |
| Net interest income | $17,976,000 | 1,236 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $1,191,000 | 2,813 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $886,000 | 1,651 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $305,000 | 3,844 |
| Total noninterest expense | $15,119,000 | 1,299 |
| Salaries and employee benefits | $8,167,000 | 1,218 |
| Premises and equipment expense | $2,209,000 | 1,130 |
| Additional noninterest expense | $4,743,000 | 1,445 |
| Pre-tax net operating income | $4,048,000 | 1,416 |
| Securities gains (losses) | $171,000 | 1,582 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $4,218,000 | 1,188 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,218,000 | 1,188 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $4,218,000 | 1,188 |
| Net charge-offs | $518,000 | 3,126 |
| Cash dividends | $1,450,000 | 1,275 |
| Sale, conversion, retirement of capital stock, net | $49,000 | 808 |
| Net operating income | $4,047,000 | 1,169 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,720,000 | 1,471 |
| Total interest expense | $1,177,000 | 3,450 |
| Net interest income | $13,543,000 | 1,240 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $855,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $678,000 | 1,617 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $177,000 | 4,281 |
| Total noninterest expense | $11,394,000 | 1,302 |
| Salaries and employee benefits | $6,111,000 | 1,217 |
| Premises and equipment expense | $1,633,000 | 1,158 |
| Additional noninterest expense | $3,650,000 | 1,418 |
| Pre-tax net operating income | $3,004,000 | 1,490 |
| Securities gains (losses) | $170,000 | 1,327 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $3,173,000 | 1,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,173,000 | 1,225 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,173,000 | 1,225 |
| Net charge-offs | $550,000 | 2,558 |
| Cash dividends | $525,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,003,000 | 1,222 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,775,000 | 1,490 |
| Total interest expense | $798,000 | 3,525 |
| Net interest income | $8,977,000 | 1,248 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $576,000 | 2,872 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $450,000 | 1,602 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 4,221 |
| Total noninterest expense | $7,589,000 | 1,309 |
| Salaries and employee benefits | $4,035,000 | 1,234 |
| Premises and equipment expense | $1,083,000 | 1,183 |
| Additional noninterest expense | $2,471,000 | 1,422 |
| Pre-tax net operating income | $1,964,000 | 1,480 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $1,963,000 | 1,276 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,963,000 | 1,276 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,963,000 | 1,276 |
| Net charge-offs | $56,000 | 4,362 |
| Cash dividends | $350,000 | 1,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,963,000 | 1,216 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,919,000 | 1,492 |
| Total interest expense | $405,000 | 3,570 |
| Net interest income | $4,514,000 | 1,232 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $321,000 | 2,716 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $219,000 | 1,613 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $102,000 | 3,535 |
| Total noninterest expense | $3,820,000 | 1,307 |
| Salaries and employee benefits | $2,035,000 | 1,240 |
| Premises and equipment expense | $538,000 | 1,218 |
| Additional noninterest expense | $1,247,000 | 1,399 |
| Pre-tax net operating income | $1,015,000 | 1,415 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $1,015,000 | 1,219 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,015,000 | 1,218 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,015,000 | 1,219 |
| Net charge-offs | $152,000 | 2,347 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,015,000 | 1,184 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,448,000 | 1,587 |
| Total interest expense | $2,003,000 | 3,564 |
| Net interest income | $17,445,000 | 1,287 |
| Provision for loan and lease losses | $3,841,000 | 1,372 |
| Total noninterest income | $1,682,000 | 2,340 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $944,000 | 1,578 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $738,000 | 2,612 |
| Total noninterest expense | $14,623,000 | 1,370 |
| Salaries and employee benefits | $7,255,000 | 1,348 |
| Premises and equipment expense | $2,078,000 | 1,246 |
| Additional noninterest expense | $5,290,000 | 1,379 |
| Pre-tax net operating income | $663,000 | 3,999 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $662,000 | 3,929 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $662,000 | 3,929 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $662,000 | 3,930 |
| Net charge-offs | $3,633,000 | 1,300 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 953 |
| Net operating income | $662,000 | 3,792 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,535,000 | 1,618 |
| Total interest expense | $1,565,000 | 3,583 |
| Net interest income | $12,970,000 | 1,309 |
| Provision for loan and lease losses | $1,650,000 | 1,856 |
| Total noninterest income | $1,427,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $719,000 | 1,600 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $708,000 | 2,245 |
| Total noninterest expense | $11,013,000 | 1,357 |
| Salaries and employee benefits | $5,428,000 | 1,357 |
| Premises and equipment expense | $1,548,000 | 1,275 |
| Additional noninterest expense | $4,037,000 | 1,331 |
| Pre-tax net operating income | $1,734,000 | 2,125 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $1,733,000 | 1,904 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,733,000 | 1,905 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,733,000 | 1,906 |
| Net charge-offs | $1,505,000 | 1,775 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,733,000 | 1,806 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,659,000 | 1,642 |
| Total interest expense | $1,082,000 | 3,590 |
| Net interest income | $8,577,000 | 1,327 |
| Provision for loan and lease losses | $1,300,000 | 1,661 |
| Total noninterest income | $959,000 | 2,117 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $483,000 | 1,605 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $476,000 | 2,155 |
| Total noninterest expense | $7,333,000 | 1,359 |
| Salaries and employee benefits | $3,619,000 | 1,365 |
| Premises and equipment expense | $1,023,000 | 1,292 |
| Additional noninterest expense | $2,691,000 | 1,324 |
| Pre-tax net operating income | $903,000 | 2,572 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $902,000 | 2,293 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $902,000 | 2,290 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $902,000 | 2,293 |
| Net charge-offs | $1,483,000 | 1,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $902,000 | 2,213 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,814,000 | 1,675 |
| Total interest expense | $556,000 | 3,640 |
| Net interest income | $4,258,000 | 1,347 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $602,000 | 1,780 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $247,000 | 1,583 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $355,000 | 1,640 |
| Total noninterest expense | $3,717,000 | 1,352 |
| Salaries and employee benefits | $1,893,000 | 1,326 |
| Premises and equipment expense | $518,000 | 1,320 |
| Additional noninterest expense | $1,306,000 | 1,366 |
| Pre-tax net operating income | $1,068,000 | 1,228 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,068,000 | 1,024 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,068,000 | 1,026 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,068,000 | 1,027 |
| Net charge-offs | $60,000 | 3,577 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $1,068,000 | 996 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $21,348,000 | 1,601 |
| Total interest expense | $2,894,000 | 3,505 |
| Net interest income | $18,454,000 | 1,211 |
| Provision for loan and lease losses | $7,850,000 | 1,037 |
| Total noninterest income | $-189,000 | 7,814 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,067,000 | 1,578 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,256,000 | 7,904 |
| Total noninterest expense | $15,115,000 | 1,355 |
| Salaries and employee benefits | $7,618,000 | 1,296 |
| Premises and equipment expense | $2,038,000 | 1,325 |
| Additional noninterest expense | $5,459,000 | 1,366 |
| Pre-tax net operating income | $-4,700,000 | 7,153 |
| Securities gains (losses) | $28,000 | 2,908 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-4,672,000 | 7,231 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,672,000 | 7,230 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,672,000 | 7,230 |
| Net charge-offs | $7,893,000 | 822 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,700,000 | 7,249 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $16,272,000 | 1,603 |
| Total interest expense | $2,301,000 | 3,489 |
| Net interest income | $13,971,000 | 1,188 |
| Provision for loan and lease losses | $6,874,000 | 834 |
| Total noninterest income | $-90,000 | 7,912 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $809,000 | 1,571 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-899,000 | 8,005 |
| Total noninterest expense | $11,322,000 | 1,349 |
| Salaries and employee benefits | $5,843,000 | 1,288 |
| Premises and equipment expense | $1,525,000 | 1,344 |
| Additional noninterest expense | $3,954,000 | 1,376 |
| Pre-tax net operating income | $-4,315,000 | 7,445 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-4,315,000 | 7,522 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,315,000 | 7,522 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,315,000 | 7,522 |
| Net charge-offs | $6,854,000 | 655 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,315,000 | 7,526 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $11,060,000 | 1,601 |
| Total interest expense | $1,647,000 | 3,430 |
| Net interest income | $9,413,000 | 1,177 |
| Provision for loan and lease losses | $2,866,000 | 1,119 |
| Total noninterest income | $-262,000 | 8,081 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $554,000 | 1,511 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-816,000 | 8,113 |
| Total noninterest expense | $7,500,000 | 1,381 |
| Salaries and employee benefits | $3,969,000 | 1,288 |
| Premises and equipment expense | $1,011,000 | 1,377 |
| Additional noninterest expense | $2,520,000 | 1,472 |
| Pre-tax net operating income | $-1,215,000 | 7,124 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,215,000 | 7,233 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,215,000 | 7,232 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,215,000 | 7,232 |
| Net charge-offs | $4,424,000 | 633 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,215,000 | 7,233 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,765,000 | 1,573 |
| Total interest expense | $946,000 | 3,202 |
| Net interest income | $4,819,000 | 1,145 |
| Provision for loan and lease losses | $875,000 | 1,280 |
| Total noninterest income | $384,000 | 2,573 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $271,000 | 1,505 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $113,000 | 3,457 |
| Total noninterest expense | $3,795,000 | 1,316 |
| Salaries and employee benefits | $2,039,000 | 1,265 |
| Premises and equipment expense | $516,000 | 1,373 |
| Additional noninterest expense | $1,240,000 | 1,319 |
| Pre-tax net operating income | $533,000 | 2,259 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $19,000 | 3,607 |
| Income before extraordinary items | $514,000 | 2,080 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $514,000 | 2,081 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $514,000 | 2,081 |
| Net charge-offs | $1,019,000 | 947 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $514,000 | 1,955 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $26,130,000 | 1,486 |
| Total interest expense | $6,647,000 | 2,296 |
| Net interest income | $19,483,000 | 1,124 |
| Provision for loan and lease losses | $5,515,000 | 950 |
| Total noninterest income | $2,059,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $986,000 | 1,779 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,073,000 | 2,030 |
| Total noninterest expense | $14,946,000 | 1,309 |
| Salaries and employee benefits | $7,769,000 | 1,300 |
| Premises and equipment expense | $1,918,000 | 1,441 |
| Additional noninterest expense | $5,259,000 | 1,212 |
| Pre-tax net operating income | $1,081,000 | 3,620 |
| Securities gains (losses) | $88,000 | 1,226 |
| Applicable income taxes | $41,000 | 3,952 |
| Income before extraordinary items | $1,128,000 | 3,057 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,128,000 | 3,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,584,000 | 878 |
| Cash dividends | $4,275,000 | 652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,043,520 | 3,358 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $20,076,000 | 1,489 |
| Total interest expense | $5,247,000 | 2,280 |
| Net interest income | $14,829,000 | 1,131 |
| Provision for loan and lease losses | $5,515,000 | 612 |
| Total noninterest income | $1,675,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $721,000 | 1,826 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $954,000 | 1,883 |
| Total noninterest expense | $11,370,000 | 1,267 |
| Salaries and employee benefits | $6,004,000 | 1,279 |
| Premises and equipment expense | $1,414,000 | 1,476 |
| Additional noninterest expense | $3,952,000 | 1,163 |
| Pre-tax net operating income | $-381,000 | 7,175 |
| Securities gains (losses) | $88,000 | 1,055 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-293,000 | 7,012 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-293,000 | 7,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,548,000 | 571 |
| Cash dividends | $4,275,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-381,000 | 7,231 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $13,485,000 | 1,503 |
| Total interest expense | $3,609,000 | 2,315 |
| Net interest income | $9,876,000 | 1,109 |
| Provision for loan and lease losses | $2,000,000 | 792 |
| Total noninterest income | $1,294,000 | 1,827 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $477,000 | 1,819 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $817,000 | 1,620 |
| Total noninterest expense | $7,576,000 | 1,270 |
| Salaries and employee benefits | $3,982,000 | 1,302 |
| Premises and equipment expense | $877,000 | 1,587 |
| Additional noninterest expense | $2,717,000 | 1,106 |
| Pre-tax net operating income | $1,594,000 | 2,074 |
| Securities gains (losses) | $88,000 | 1,071 |
| Applicable income taxes | $91,000 | 3,548 |
| Income before extraordinary items | $1,591,000 | 1,699 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,591,000 | 1,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 2,066 |
| Cash dividends | $3,050,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,507,400 | 1,774 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $6,929,000 | 1,486 |
| Total interest expense | $1,951,000 | 2,287 |
| Net interest income | $4,978,000 | 1,099 |
| Provision for loan and lease losses | $295,000 | 1,427 |
| Total noninterest income | $626,000 | 1,892 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $228,000 | 1,856 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $398,000 | 1,639 |
| Total noninterest expense | $3,833,000 | 1,262 |
| Salaries and employee benefits | $2,058,000 | 1,275 |
| Premises and equipment expense | $419,000 | 1,653 |
| Additional noninterest expense | $1,356,000 | 1,073 |
| Pre-tax net operating income | $1,476,000 | 1,278 |
| Securities gains (losses) | $88,000 | 784 |
| Applicable income taxes | $55,000 | 3,465 |
| Income before extraordinary items | $1,509,000 | 1,000 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,509,000 | 1,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 1,966 |
| Cash dividends | $600,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,424,520 | 1,017 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $29,208,000 | 1,466 |
| Total interest expense | $8,633,000 | 2,181 |
| Net interest income | $20,575,000 | 1,077 |
| Provision for loan and lease losses | $345,000 | 2,939 |
| Total noninterest income | $2,049,000 | 2,174 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $916,000 | 1,904 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,133,000 | 2,050 |
| Total noninterest expense | $14,526,000 | 1,275 |
| Salaries and employee benefits | $7,634,000 | 1,313 |
| Premises and equipment expense | $1,710,000 | 1,553 |
| Additional noninterest expense | $5,182,000 | 1,086 |
| Pre-tax net operating income | $7,753,000 | 1,086 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $271,000 | 3,506 |
| Income before extraordinary items | $7,482,000 | 860 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,482,000 | 858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 8,365 |
| Cash dividends | $7,500,000 | 527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $7,482,000 | 846 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $22,040,000 | 1,467 |
| Total interest expense | $6,365,000 | 2,216 |
| Net interest income | $15,675,000 | 1,068 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $1,443,000 | 2,276 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $687,000 | 1,890 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $756,000 | 2,194 |
| Total noninterest expense | $10,608,000 | 1,298 |
| Salaries and employee benefits | $5,655,000 | 1,325 |
| Premises and equipment expense | $1,247,000 | 1,596 |
| Additional noninterest expense | $3,706,000 | 1,115 |
| Pre-tax net operating income | $6,465,000 | 1,071 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $226,000 | 3,564 |
| Income before extraordinary items | $6,239,000 | 839 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,239,000 | 837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-279,000 | 8,493 |
| Cash dividends | $4,300,000 | 646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,239,000 | 824 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $14,578,000 | 1,491 |
| Total interest expense | $4,089,000 | 2,285 |
| Net interest income | $10,489,000 | 1,071 |
| Provision for loan and lease losses | $-105,000 | 8,483 |
| Total noninterest income | $1,044,000 | 2,180 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $453,000 | 1,906 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $591,000 | 2,005 |
| Total noninterest expense | $7,107,000 | 1,313 |
| Salaries and employee benefits | $3,844,000 | 1,329 |
| Premises and equipment expense | $845,000 | 1,587 |
| Additional noninterest expense | $2,418,000 | 1,158 |
| Pre-tax net operating income | $4,531,000 | 1,058 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $158,000 | 3,572 |
| Income before extraordinary items | $4,373,000 | 838 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,373,000 | 837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-244,000 | 8,540 |
| Cash dividends | $2,900,000 | 673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $4,373,000 | 828 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,336,000 | 1,480 |
| Total interest expense | $2,048,000 | 2,279 |
| Net interest income | $5,288,000 | 1,055 |
| Provision for loan and lease losses | $-150,000 | 8,566 |
| Total noninterest income | $503,000 | 2,207 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $226,000 | 1,861 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $277,000 | 2,069 |
| Total noninterest expense | $3,635,000 | 1,283 |
| Salaries and employee benefits | $2,008,000 | 1,282 |
| Premises and equipment expense | $434,000 | 1,548 |
| Additional noninterest expense | $1,193,000 | 1,141 |
| Pre-tax net operating income | $2,306,000 | 1,019 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $75,000 | 3,661 |
| Income before extraordinary items | $2,231,000 | 803 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,231,000 | 802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-261,000 | 8,594 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,231,000 | 793 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $27,958,000 | 1,428 |
| Total interest expense | $6,714,000 | 2,357 |
| Net interest income | $21,244,000 | 1,043 |
| Provision for loan and lease losses | $315,000 | 2,676 |
| Total noninterest income | $2,165,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $954,000 | 1,823 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,211,000 | 1,951 |
| Total noninterest expense | $14,099,000 | 1,269 |
| Salaries and employee benefits | $7,552,000 | 1,294 |
| Premises and equipment expense | $1,643,000 | 1,563 |
| Additional noninterest expense | $4,904,000 | 1,091 |
| Pre-tax net operating income | $8,995,000 | 1,091 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $315,000 | 3,746 |
| Income before extraordinary items | $8,680,000 | 865 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $8,680,000 | 864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,800 |
| Cash dividends | $5,550,000 | 640 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $8,680,000 | 850 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $20,532,000 | 1,448 |
| Total interest expense | $4,736,000 | 2,425 |
| Net interest income | $15,796,000 | 1,074 |
| Provision for loan and lease losses | $315,000 | 2,065 |
| Total noninterest income | $1,685,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $739,000 | 1,779 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $946,000 | 1,894 |
| Total noninterest expense | $10,608,000 | 1,281 |
| Salaries and employee benefits | $5,762,000 | 1,280 |
| Premises and equipment expense | $1,229,000 | 1,578 |
| Additional noninterest expense | $3,617,000 | 1,114 |
| Pre-tax net operating income | $6,558,000 | 1,169 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $230,000 | 3,956 |
| Income before extraordinary items | $6,328,000 | 922 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $6,328,000 | 921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $3,800,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,328,000 | 911 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $13,260,000 | 1,460 |
| Total interest expense | $2,807,000 | 2,584 |
| Net interest income | $10,453,000 | 1,082 |
| Provision for loan and lease losses | $255,000 | 1,728 |
| Total noninterest income | $1,102,000 | 2,068 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $494,000 | 1,759 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $608,000 | 1,940 |
| Total noninterest expense | $7,113,000 | 1,284 |
| Salaries and employee benefits | $3,914,000 | 1,270 |
| Premises and equipment expense | $788,000 | 1,636 |
| Additional noninterest expense | $2,411,000 | 1,123 |
| Pre-tax net operating income | $4,187,000 | 1,203 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $146,000 | 4,045 |
| Income before extraordinary items | $4,041,000 | 950 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,041,000 | 951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $2,600,000 | 648 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,041,000 | 931 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 1,494 |
| Total interest expense | $1,242,000 | 2,726 |
| Net interest income | $5,109,000 | 1,105 |
| Provision for loan and lease losses | $215,000 | 1,084 |
| Total noninterest income | $565,000 | 2,019 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $246,000 | 1,709 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $319,000 | 1,847 |
| Total noninterest expense | $3,505,000 | 1,301 |
| Salaries and employee benefits | $1,928,000 | 1,289 |
| Premises and equipment expense | $376,000 | 1,706 |
| Additional noninterest expense | $1,201,000 | 1,117 |
| Pre-tax net operating income | $1,954,000 | 1,267 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $68,000 | 4,090 |
| Income before extraordinary items | $1,886,000 | 1,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,886,000 | 1,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $1,100,000 | 686 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,886,000 | 996 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,669,000 | 1,543 |
| Total interest expense | $3,310,000 | 3,077 |
| Net interest income | $18,359,000 | 1,166 |
| Provision for loan and lease losses | $950,000 | 1,095 |
| Total noninterest income | $2,463,000 | 1,891 |
| Gross Fiduciary activities income | $93,000 | 955 |
| Service charges on deposit accounts | $1,011,000 | 1,716 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,359,000 | 1,791 |
| Total noninterest expense | $12,960,000 | 1,331 |
| Salaries and employee benefits | $6,726,000 | 1,381 |
| Premises and equipment expense | $1,492,000 | 1,637 |
| Additional noninterest expense | $4,742,000 | 1,078 |
| Pre-tax net operating income | $6,912,000 | 1,386 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $242,000 | 4,406 |
| Income before extraordinary items | $6,670,000 | 1,088 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,670,000 | 1,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 1,058 |
| Cash dividends | $4,125,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,670,000 | 1,070 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,555,000 | 1,583 |
| Total interest expense | $2,181,000 | 3,264 |
| Net interest income | $13,374,000 | 1,194 |
| Provision for loan and lease losses | $751,000 | 993 |
| Total noninterest income | $1,935,000 | 1,833 |
| Gross Fiduciary activities income | $74,000 | 936 |
| Service charges on deposit accounts | $762,000 | 1,690 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,099,000 | 1,698 |
| Total noninterest expense | $9,592,000 | 1,340 |
| Salaries and employee benefits | $5,086,000 | 1,361 |
| Premises and equipment expense | $1,092,000 | 1,669 |
| Additional noninterest expense | $3,414,000 | 1,108 |
| Pre-tax net operating income | $4,966,000 | 1,443 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $174,000 | 4,624 |
| Income before extraordinary items | $4,792,000 | 1,135 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,792,000 | 1,135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $572,000 | 748 |
| Cash dividends | $2,625,000 | 838 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,792,000 | 1,113 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,902,000 | 1,617 |
| Total interest expense | $1,264,000 | 3,499 |
| Net interest income | $8,638,000 | 1,224 |
| Provision for loan and lease losses | $380,000 | 1,233 |
| Total noninterest income | $1,333,000 | 1,772 |
| Gross Fiduciary activities income | $66,000 | 888 |
| Service charges on deposit accounts | $514,000 | 1,631 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $753,000 | 1,653 |
| Total noninterest expense | $6,431,000 | 1,320 |
| Salaries and employee benefits | $3,444,000 | 1,333 |
| Premises and equipment expense | $714,000 | 1,678 |
| Additional noninterest expense | $2,273,000 | 1,097 |
| Pre-tax net operating income | $3,160,000 | 1,484 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $110,000 | 4,694 |
| Income before extraordinary items | $3,050,000 | 1,154 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,050,000 | 1,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,957 |
| Cash dividends | $2,125,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,050,000 | 1,128 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,678,000 | 1,674 |
| Total interest expense | $561,000 | 3,700 |
| Net interest income | $4,117,000 | 1,295 |
| Provision for loan and lease losses | $65,000 | 2,741 |
| Total noninterest income | $655,000 | 1,755 |
| Gross Fiduciary activities income | $30,000 | 918 |
| Service charges on deposit accounts | $256,000 | 1,598 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $369,000 | 1,646 |
| Total noninterest expense | $3,262,000 | 1,307 |
| Salaries and employee benefits | $1,824,000 | 1,265 |
| Premises and equipment expense | $358,000 | 1,684 |
| Additional noninterest expense | $1,080,000 | 1,137 |
| Pre-tax net operating income | $1,445,000 | 1,570 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $51,000 | 4,729 |
| Income before extraordinary items | $1,394,000 | 1,240 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,394,000 | 1,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,394,000 | 1,215 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,072,000 | 1,785 |
| Total interest expense | $1,663,000 | 4,212 |
| Net interest income | $14,409,000 | 1,403 |
| Provision for loan and lease losses | $387,000 | 2,434 |
| Total noninterest income | $2,472,000 | 1,878 |
| Gross Fiduciary activities income | $116,000 | 912 |
| Service charges on deposit accounts | $1,051,000 | 1,672 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,305,000 | 1,800 |
| Total noninterest expense | $11,645,000 | 1,400 |
| Salaries and employee benefits | $6,514,000 | 1,357 |
| Premises and equipment expense | $1,445,000 | 1,609 |
| Additional noninterest expense | $3,686,000 | 1,355 |
| Pre-tax net operating income | $4,849,000 | 1,748 |
| Securities gains (losses) | $-176,000 | 8,786 |
| Applicable income taxes | $171,000 | 4,937 |
| Income before extraordinary items | $4,502,000 | 1,432 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,502,000 | 1,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,896 |
| Cash dividends | $2,600,000 | 1,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,670,960 | 1,342 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,540,000 | 1,843 |
| Total interest expense | $1,167,000 | 4,369 |
| Net interest income | $10,373,000 | 1,451 |
| Provision for loan and lease losses | $387,000 | 1,832 |
| Total noninterest income | $1,621,000 | 2,091 |
| Gross Fiduciary activities income | $91,000 | 897 |
| Service charges on deposit accounts | $759,000 | 1,746 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $771,000 | 2,128 |
| Total noninterest expense | $8,434,000 | 1,446 |
| Salaries and employee benefits | $4,797,000 | 1,377 |
| Premises and equipment expense | $1,054,000 | 1,661 |
| Additional noninterest expense | $2,583,000 | 1,429 |
| Pre-tax net operating income | $3,173,000 | 1,980 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $112,000 | 5,218 |
| Income before extraordinary items | $3,068,000 | 1,585 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,068,000 | 1,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,550 |
| Cash dividends | $1,850,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,061,280 | 1,537 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,161,000 | 1,952 |
| Total interest expense | $729,000 | 4,567 |
| Net interest income | $6,432,000 | 1,546 |
| Provision for loan and lease losses | $101,000 | 3,440 |
| Total noninterest income | $944,000 | 2,291 |
| Gross Fiduciary activities income | $83,000 | 834 |
| Service charges on deposit accounts | $491,000 | 1,782 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $370,000 | 2,642 |
| Total noninterest expense | $5,481,000 | 1,480 |
| Salaries and employee benefits | $3,085,000 | 1,428 |
| Premises and equipment expense | $686,000 | 1,683 |
| Additional noninterest expense | $1,710,000 | 1,414 |
| Pre-tax net operating income | $1,794,000 | 2,239 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $63,000 | 5,384 |
| Income before extraordinary items | $1,731,000 | 1,824 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,731,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $1,100,000 | 1,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,731,000 | 1,776 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,506,000 | 1,999 |
| Total interest expense | $381,000 | 4,462 |
| Net interest income | $3,125,000 | 1,598 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $434,000 | 2,405 |
| Gross Fiduciary activities income | $45,000 | 827 |
| Service charges on deposit accounts | $249,000 | 1,702 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $140,000 | 3,060 |
| Total noninterest expense | $2,767,000 | 1,471 |
| Salaries and employee benefits | $1,471,000 | 1,510 |
| Premises and equipment expense | $324,000 | 1,803 |
| Additional noninterest expense | $972,000 | 1,238 |
| Pre-tax net operating income | $792,000 | 2,448 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $33,000 | 5,294 |
| Income before extraordinary items | $759,000 | 2,028 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $759,000 | 2,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,994 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $759,000 | 1,950 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,766,000 | 5,839 |
| Total interest expense | $445,000 | 7,954 |
| Net interest income | $3,321,000 | 4,969 |
| Provision for loan and lease losses | $33,000 | 6,726 |
| Total noninterest income | $577,000 | 5,069 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $293,000 | 4,352 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $284,000 | 4,614 |
| Total noninterest expense | $2,617,000 | 5,050 |
| Salaries and employee benefits | $1,352,000 | 5,206 |
| Premises and equipment expense | $344,000 | 5,233 |
| Additional noninterest expense | $921,000 | 4,552 |
| Pre-tax net operating income | $1,248,000 | 4,581 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $44,000 | 6,374 |
| Income before extraordinary items | $1,204,000 | 4,129 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,204,000 | 4,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,558 |
| Cash dividends | $800,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 779 |
| Net operating income | $1,204,000 | 3,966 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,135,000 | 8,153 |
| Total interest expense | $141,000 | 8,876 |
| Net interest income | $994,000 | 7,675 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $187,000 | 7,007 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $90,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $97,000 | 6,146 |
| Total noninterest expense | $783,000 | 7,777 |
| Salaries and employee benefits | $391,000 | 7,976 |
| Premises and equipment expense | $115,000 | 7,361 |
| Additional noninterest expense | $277,000 | 7,341 |
| Pre-tax net operating income | $398,000 | 6,717 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $14,000 | 6,958 |
| Income before extraordinary items | $384,000 | 6,446 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $384,000 | 6,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,987 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 607 |
| Net operating income | $384,000 | 6,278 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 3,053 |
| Total interest expense | $599,000 | 5,846 |
| Net interest income | $4,118,000 | 2,353 |
| Provision for loan and lease losses | $29,000 | 5,996 |
| Total noninterest income | $730,000 | 2,930 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $432,000 | 1,955 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $298,000 | 3,307 |
| Total noninterest expense | $3,246,000 | 2,410 |
| Salaries and employee benefits | $1,740,000 | 2,419 |
| Premises and equipment expense | $438,000 | 2,541 |
| Additional noninterest expense | $1,068,000 | 2,226 |
| Pre-tax net operating income | $1,573,000 | 2,488 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $649,000 | 1,935 |
| Income before extraordinary items | $924,000 | 3,149 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $924,000 | 3,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 313 |
| Net operating income | $924,000 | 2,984 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 3,088 |
| Total interest expense | $287,000 | 6,077 |
| Net interest income | $2,050,000 | 2,369 |
| Provision for loan and lease losses | $29,000 | 4,819 |
| Total noninterest income | $380,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $217,000 | 1,890 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $163,000 | 3,060 |
| Total noninterest expense | $1,602,000 | 2,421 |
| Salaries and employee benefits | $869,000 | 2,428 |
| Premises and equipment expense | $210,000 | 2,652 |
| Additional noninterest expense | $523,000 | 2,235 |
| Pre-tax net operating income | $799,000 | 2,474 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $329,000 | 1,923 |
| Income before extraordinary items | $470,000 | 3,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $470,000 | 3,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $238,000 | 180 |
| Net operating income | $470,000 | 2,928 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,419,000 | 3,178 |
| Total interest expense | $1,654,000 | 5,421 |
| Net interest income | $7,765,000 | 2,468 |
| Provision for loan and lease losses | $481,000 | 2,436 |
| Total noninterest income | $1,898,000 | 2,224 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $886,000 | 1,817 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,012,000 | 2,164 |
| Total noninterest expense | $6,101,000 | 2,422 |
| Salaries and employee benefits | $3,156,000 | 2,505 |
| Premises and equipment expense | $888,000 | 2,435 |
| Additional noninterest expense | $2,057,000 | 2,244 |
| Pre-tax net operating income | $3,081,000 | 2,449 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,269,000 | 1,870 |
| Income before extraordinary items | $1,812,000 | 3,012 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,812,000 | 3,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 3,054 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $702,000 | 427 |
| Net operating income | $1,812,000 | 2,927 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,163,000 | 3,259 |
| Total interest expense | $2,931,000 | 4,821 |
| Net interest income | $7,232,000 | 2,479 |
| Provision for loan and lease losses | $383,000 | 2,720 |
| Total noninterest income | $1,473,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $877,000 | 1,735 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $596,000 | 2,841 |
| Total noninterest expense | $5,408,000 | 2,615 |
| Salaries and employee benefits | $2,835,000 | 2,649 |
| Premises and equipment expense | $911,000 | 2,338 |
| Additional noninterest expense | $1,662,000 | 2,632 |
| Pre-tax net operating income | $2,914,000 | 2,319 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,199,000 | 1,813 |
| Income before extraordinary items | $1,715,000 | 2,910 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,715,000 | 2,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 2,271 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 782 |
| Net operating income | $1,715,000 | 2,822 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,898,000 | 3,162 |
| Total interest expense | $3,059,000 | 4,849 |
| Net interest income | $7,839,000 | 2,268 |
| Provision for loan and lease losses | $435,000 | 2,107 |
| Total noninterest income | $1,279,000 | 2,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $652,000 | 2,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $627,000 | 2,568 |
| Total noninterest expense | $5,501,000 | 2,484 |
| Salaries and employee benefits | $3,008,000 | 2,385 |
| Premises and equipment expense | $949,000 | 2,179 |
| Additional noninterest expense | $1,544,000 | 2,734 |
| Pre-tax net operating income | $3,182,000 | 2,272 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,310,000 | 1,692 |
| Income before extraordinary items | $1,872,000 | 2,715 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,872,000 | 2,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,598 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 807 |
| Net operating income | $1,872,000 | 2,715 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,849,000 | 3,979 |
| Total interest expense | $2,254,000 | 5,557 |
| Net interest income | $5,595,000 | 3,098 |
| Provision for loan and lease losses | $348,000 | 2,373 |
| Total noninterest income | $939,000 | 3,238 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $470,000 | 2,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $469,000 | 3,076 |
| Total noninterest expense | $4,698,000 | 2,876 |
| Salaries and employee benefits | $2,460,000 | 2,848 |
| Premises and equipment expense | $861,000 | 2,349 |
| Additional noninterest expense | $1,377,000 | 3,078 |
| Pre-tax net operating income | $1,488,000 | 4,116 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $613,000 | 3,176 |
| Income before extraordinary items | $875,000 | 4,823 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $875,000 | 4,823 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 9,412 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $940,000 | 528 |
| Net operating income | $875,000 | 4,782 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,281,000 | 5,464 |
| Total interest expense | $1,875,000 | 6,405 |
| Net interest income | $3,406,000 | 4,694 |
| Provision for loan and lease losses | $200,000 | 3,499 |
| Total noninterest income | $580,000 | 4,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,640 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 3,746 |
| Total noninterest expense | $3,765,000 | 3,400 |
| Salaries and employee benefits | $1,979,000 | 3,375 |
| Premises and equipment expense | $682,000 | 2,827 |
| Additional noninterest expense | $1,104,000 | 3,611 |
| Pre-tax net operating income | $21,000 | 9,717 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $9,000 | 9,103 |
| Income before extraordinary items | $12,000 | 9,791 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $12,000 | 9,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,094 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $12,000 | 9,739 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,512,000 | 8,359 |
| Total interest expense | $998,000 | 8,695 |
| Net interest income | $1,514,000 | 7,946 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $392,000 | 5,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $270,000 | 4,175 |
| Total noninterest expense | $1,638,000 | 6,444 |
| Salaries and employee benefits | $835,000 | 6,606 |
| Premises and equipment expense | $185,000 | 7,111 |
| Additional noninterest expense | $618,000 | 5,699 |
| Pre-tax net operating income | $228,000 | 9,417 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $95,000 | 8,486 |
| Income before extraordinary items | $133,000 | 9,746 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $133,000 | 9,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,288 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,193,000 | 297 |
| Net operating income | $133,000 | 9,701 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 8,819 |
| Total interest expense | $897,000 | 9,340 |
| Net interest income | $1,504,000 | 8,259 |
| Provision for loan and lease losses | $160,000 | 3,923 |
| Total noninterest income | $509,000 | 5,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,711 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 3,939 |
| Total noninterest expense | $1,732,000 | 6,538 |
| Salaries and employee benefits | $841,000 | 6,768 |
| Premises and equipment expense | $153,000 | 7,986 |
| Additional noninterest expense | $738,000 | 5,526 |
| Pre-tax net operating income | $121,000 | 10,258 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,000 | 10,529 |
| Income before extraordinary items | $120,000 | 10,043 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $120,000 | 10,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 2,128 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $120,000 | 9,989 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 8,946 |
| Total interest expense | $970,000 | 9,359 |
| Net interest income | $1,545,000 | 8,407 |
| Provision for loan and lease losses | $391,000 | 1,892 |
| Total noninterest income | $500,000 | 5,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,705 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 3,990 |
| Total noninterest expense | $1,925,000 | 6,168 |
| Salaries and employee benefits | $853,000 | 6,803 |
| Premises and equipment expense | $160,000 | 8,033 |
| Additional noninterest expense | $912,000 | 4,716 |
| Pre-tax net operating income | $-271,000 | 11,709 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,000 | 11,102 |
| Income before extraordinary items | $-272,000 | 11,719 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-272,000 | 11,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $281,000 | 2,023 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $1,200,000 | 275 |
| Net operating income | $-272,000 | 11,708 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 9,010 |
| Total interest expense | $787,000 | 9,666 |
| Net interest income | $1,655,000 | 8,436 |
| Provision for loan and lease losses | $500,000 | 1,533 |
| Total noninterest income | $558,000 | 4,905 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 6,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,575 |
| Total noninterest expense | $2,022,000 | 6,143 |
| Salaries and employee benefits | $867,000 | 6,834 |
| Premises and equipment expense | $157,000 | 8,368 |
| Additional noninterest expense | $998,000 | 4,719 |
| Pre-tax net operating income | $-309,000 | 12,314 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-310,000 | 12,285 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-310,000 | 12,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 1,263 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-309,000 | 12,298 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 9,754 |
| Total interest expense | $787,000 | 10,112 |
| Net interest income | $1,429,000 | 9,333 |
| Provision for loan and lease losses | $548,000 | 1,974 |
| Total noninterest income | $432,000 | 6,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,747 |
| Total noninterest expense | $1,541,000 | 7,691 |
| Salaries and employee benefits | $747,000 | 7,660 |
| Premises and equipment expense | $139,000 | 9,201 |
| Additional noninterest expense | $655,000 | 6,904 |
| Pre-tax net operating income | $-228,000 | 12,717 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,000 | 12,012 |
| Income before extraordinary items | $-231,000 | 12,782 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-231,000 | 12,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,863 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,167 |
| Net operating income | $-231,000 | 12,703 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,394,000 | 12,196 |
| Total interest expense | $683,000 | 11,906 |
| Net interest income | $711,000 | 12,273 |
| Provision for loan and lease losses | $125,000 | 6,594 |
| Total noninterest income | $434,000 | 6,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 4,358 |
| Total noninterest expense | $1,209,000 | 8,998 |
| Salaries and employee benefits | $589,000 | 8,907 |
| Premises and equipment expense | $154,000 | 8,989 |
| Additional noninterest expense | $466,000 | 8,795 |
| Pre-tax net operating income | $-189,000 | 13,075 |
| Securities gains (losses) | $66,000 | 3,674 |
| Applicable income taxes | $1,000 | 12,632 |
| Income before extraordinary items | $-124,000 | 13,092 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-124,000 | 13,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-190,000 | 13,048 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.