Home > American Savings Bank of Danville > Income and Expense
American Savings Bank of Danville, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,365,000 | 6,772 |
| Total interest expense | $632,000 | 5,425 |
| Net interest income | $733,000 | 7,388 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $31,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $19,000 | 7,307 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $463,000 | 7,871 |
| Salaries and employee benefits | $250,000 | 7,890 |
| Premises and equipment expense | $84,000 | 7,053 |
| Additional noninterest expense | $129,000 | 7,872 |
| Pre-tax net operating income | $301,000 | 6,572 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $118,000 | 4,593 |
| Income before extraordinary items | $183,000 | 7,061 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $183,000 | 7,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $183,000 | 7,025 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $691,000 | 6,775 |
| Total interest expense | $334,000 | 5,183 |
| Net interest income | $357,000 | 7,493 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $14,000 | 8,474 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $242,000 | 7,853 |
| Salaries and employee benefits | $133,000 | 7,856 |
| Premises and equipment expense | $47,000 | 6,898 |
| Additional noninterest expense | $62,000 | 7,991 |
| Pre-tax net operating income | $129,000 | 6,830 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $49,000 | 4,779 |
| Income before extraordinary items | $80,000 | 7,232 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $80,000 | 7,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $80,000 | 7,200 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 6,490 |
| Total interest expense | $1,373,000 | 4,754 |
| Net interest income | $1,562,000 | 7,236 |
| Provision for loan and lease losses | $35,000 | 6,319 |
| Total noninterest income | $60,000 | 8,498 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $46,000 | 7,356 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,404 |
| Total noninterest expense | $1,126,000 | 7,583 |
| Salaries and employee benefits | $629,000 | 7,550 |
| Premises and equipment expense | $205,000 | 6,704 |
| Additional noninterest expense | $292,000 | 7,745 |
| Pre-tax net operating income | $461,000 | 6,832 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $173,000 | 4,923 |
| Income before extraordinary items | $288,000 | 7,281 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $288,000 | 7,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,270 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 596 |
| Net operating income | $288,000 | 7,226 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 6,471 |
| Total interest expense | $1,032,000 | 4,703 |
| Net interest income | $1,190,000 | 7,218 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $46,000 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $35,000 | 7,384 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 8,414 |
| Total noninterest expense | $748,000 | 7,789 |
| Salaries and employee benefits | $426,000 | 7,730 |
| Premises and equipment expense | $103,000 | 7,472 |
| Additional noninterest expense | $219,000 | 7,752 |
| Pre-tax net operating income | $463,000 | 6,489 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $172,000 | 4,669 |
| Income before extraordinary items | $291,000 | 6,952 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $291,000 | 6,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,285 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 556 |
| Net operating income | $291,000 | 6,884 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 6,508 |
| Total interest expense | $689,000 | 4,720 |
| Net interest income | $789,000 | 7,253 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $33,000 | 8,539 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $22,000 | 7,457 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $493,000 | 7,860 |
| Salaries and employee benefits | $284,000 | 7,787 |
| Premises and equipment expense | $66,000 | 7,578 |
| Additional noninterest expense | $143,000 | 7,815 |
| Pre-tax net operating income | $314,000 | 6,419 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $122,000 | 4,582 |
| Income before extraordinary items | $192,000 | 6,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $192,000 | 6,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 492 |
| Net operating income | $192,000 | 6,905 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $737,000 | 6,544 |
| Total interest expense | $346,000 | 4,737 |
| Net interest income | $391,000 | 7,310 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $16,000 | 8,578 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $10,000 | 7,505 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $247,000 | 7,902 |
| Salaries and employee benefits | $141,000 | 7,838 |
| Premises and equipment expense | $33,000 | 7,611 |
| Additional noninterest expense | $73,000 | 7,819 |
| Pre-tax net operating income | $150,000 | 6,440 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $60,000 | 4,582 |
| Income before extraordinary items | $90,000 | 7,065 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $90,000 | 7,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 368 |
| Net operating income | $90,000 | 6,975 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,191,000 | 6,336 |
| Total interest expense | $1,577,000 | 4,731 |
| Net interest income | $1,614,000 | 7,190 |
| Provision for loan and lease losses | $27,000 | 6,871 |
| Total noninterest income | $47,000 | 8,820 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $44,000 | 7,518 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,000 | 8,956 |
| Total noninterest expense | $1,003,000 | 7,869 |
| Salaries and employee benefits | $548,000 | 7,904 |
| Premises and equipment expense | $144,000 | 7,479 |
| Additional noninterest expense | $311,000 | 7,690 |
| Pre-tax net operating income | $631,000 | 6,239 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $245,000 | 4,610 |
| Income before extraordinary items | $386,000 | 6,881 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $386,000 | 6,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 699 |
| Net operating income | $386,000 | 6,729 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 6,353 |
| Total interest expense | $1,208,000 | 4,804 |
| Net interest income | $1,218,000 | 7,227 |
| Provision for loan and lease losses | $22,000 | 6,688 |
| Total noninterest income | $28,000 | 8,963 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $31,000 | 7,618 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,000 | 9,191 |
| Total noninterest expense | $752,000 | 7,860 |
| Salaries and employee benefits | $406,000 | 7,905 |
| Premises and equipment expense | $108,000 | 7,495 |
| Additional noninterest expense | $238,000 | 7,673 |
| Pre-tax net operating income | $472,000 | 6,403 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $181,000 | 4,809 |
| Income before extraordinary items | $291,000 | 6,994 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $291,000 | 6,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $400,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $48,000 | 569 |
| Net operating income | $291,000 | 6,827 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 6,369 |
| Total interest expense | $823,000 | 4,847 |
| Net interest income | $804,000 | 7,267 |
| Provision for loan and lease losses | $17,000 | 6,512 |
| Total noninterest income | $21,000 | 8,957 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $21,000 | 7,634 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $0 | 9,111 |
| Total noninterest expense | $492,000 | 7,920 |
| Salaries and employee benefits | $274,000 | 7,899 |
| Premises and equipment expense | $67,000 | 7,633 |
| Additional noninterest expense | $151,000 | 7,757 |
| Pre-tax net operating income | $316,000 | 6,403 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $129,000 | 4,742 |
| Income before extraordinary items | $187,000 | 7,084 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $187,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 467 |
| Net operating income | $187,000 | 6,896 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $823,000 | 6,370 |
| Total interest expense | $420,000 | 4,889 |
| Net interest income | $403,000 | 7,276 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $3,000 | 9,187 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $8,000 | 7,776 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $-5,000 | 9,271 |
| Total noninterest expense | $248,000 | 7,949 |
| Salaries and employee benefits | $132,000 | 8,004 |
| Premises and equipment expense | $34,000 | 7,649 |
| Additional noninterest expense | $82,000 | 7,612 |
| Pre-tax net operating income | $148,000 | 6,486 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $56,000 | 4,942 |
| Income before extraordinary items | $92,000 | 7,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 7,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 328 |
| Net operating income | $92,000 | 6,886 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 6,309 |
| Total interest expense | $1,929,000 | 4,914 |
| Net interest income | $1,604,000 | 7,260 |
| Provision for loan and lease losses | $140,000 | 5,057 |
| Total noninterest income | $59,000 | 8,888 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $43,000 | 7,632 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,678 |
| Total noninterest expense | $1,002,000 | 7,932 |
| Salaries and employee benefits | $578,000 | 7,804 |
| Premises and equipment expense | $131,000 | 7,717 |
| Additional noninterest expense | $293,000 | 7,858 |
| Pre-tax net operating income | $521,000 | 6,689 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $207,000 | 5,060 |
| Income before extraordinary items | $314,000 | 7,254 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $314,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,817 |
| Cash dividends | $400,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 662 |
| Net operating income | $314,000 | 7,150 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,858,000 | 6,469 |
| Total interest expense | $2,494,000 | 5,411 |
| Net interest income | $1,364,000 | 7,571 |
| Provision for loan and lease losses | $157,000 | 4,689 |
| Total noninterest income | $28,000 | 9,365 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $45,000 | 7,695 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $-17,000 | 9,583 |
| Total noninterest expense | $996,000 | 7,974 |
| Salaries and employee benefits | $527,000 | 8,039 |
| Premises and equipment expense | $136,000 | 7,751 |
| Additional noninterest expense | $333,000 | 7,623 |
| Pre-tax net operating income | $239,000 | 7,690 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $70,000 | 6,406 |
| Income before extraordinary items | $169,000 | 7,919 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $169,000 | 7,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 3,134 |
| Cash dividends | $135,000 | 5,458 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 763 |
| Net operating income | $169,000 | 7,810 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,486,000 | 6,945 |
| Total interest expense | $2,138,000 | 6,075 |
| Net interest income | $1,348,000 | 7,760 |
| Provision for loan and lease losses | $77,000 | 5,824 |
| Total noninterest income | $129,000 | 8,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,033 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,509 |
| Total noninterest expense | $965,000 | 8,121 |
| Salaries and employee benefits | $520,000 | 8,151 |
| Premises and equipment expense | $151,000 | 7,584 |
| Additional noninterest expense | $294,000 | 7,992 |
| Pre-tax net operating income | $435,000 | 7,293 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $180,000 | 5,605 |
| Income before extraordinary items | $255,000 | 7,742 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $255,000 | 7,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,164 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 810 |
| Net operating income | $255,000 | 7,741 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 7,133 |
| Total interest expense | $1,900,000 | 6,179 |
| Net interest income | $1,320,000 | 7,939 |
| Provision for loan and lease losses | $65,000 | 6,026 |
| Total noninterest income | $119,000 | 8,544 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 6,949 |
| Total noninterest expense | $1,463,000 | 6,875 |
| Salaries and employee benefits | $462,000 | 8,553 |
| Premises and equipment expense | $161,000 | 7,475 |
| Additional noninterest expense | $840,000 | 4,627 |
| Pre-tax net operating income | $-89,000 | 9,525 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-64,000 | 9,861 |
| Income before extraordinary items | $-25,000 | 9,478 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-25,000 | 9,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,871 |
| Cash dividends | $1,200,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 883 |
| Net operating income | $-25,000 | 9,454 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 7,354 |
| Total interest expense | $1,895,000 | 6,360 |
| Net interest income | $1,256,000 | 8,209 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $56,000 | 9,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,384 |
| Total noninterest expense | $741,000 | 8,971 |
| Salaries and employee benefits | $345,000 | 9,322 |
| Premises and equipment expense | $101,000 | 8,682 |
| Additional noninterest expense | $295,000 | 8,158 |
| Pre-tax net operating income | $491,000 | 7,413 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $184,000 | 6,363 |
| Income before extraordinary items | $307,000 | 7,826 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $307,000 | 7,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,298 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 881 |
| Net operating income | $307,000 | 7,744 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,853,000 | 7,933 |
| Total interest expense | $1,738,000 | 6,807 |
| Net interest income | $1,115,000 | 8,902 |
| Provision for loan and lease losses | $27,000 | 7,550 |
| Total noninterest income | $35,000 | 10,513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 9,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,587 |
| Total noninterest expense | $764,000 | 9,174 |
| Salaries and employee benefits | $365,000 | 9,496 |
| Premises and equipment expense | $96,000 | 9,053 |
| Additional noninterest expense | $303,000 | 8,290 |
| Pre-tax net operating income | $359,000 | 8,680 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $84,000 | 8,688 |
| Income before extraordinary items | $276,000 | 8,553 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $276,000 | 8,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $2,453,000 | 351 |
| Net operating income | $275,230 | 8,512 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,695,000 | 8,438 |
| Total interest expense | $1,786,000 | 6,869 |
| Net interest income | $909,000 | 9,811 |
| Provision for loan and lease losses | $80,000 | 5,594 |
| Total noninterest income | $28,000 | 11,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 9,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $896,000 | 9,072 |
| Salaries and employee benefits | $278,000 | 10,525 |
| Premises and equipment expense | $104,000 | 9,176 |
| Additional noninterest expense | $514,000 | 6,944 |
| Pre-tax net operating income | $-39,000 | 10,877 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $6,000 | 10,431 |
| Income before extraordinary items | $-45,000 | 10,917 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-45,000 | 10,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-45,000 | 10,876 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 9,028 |
| Total interest expense | $1,671,000 | 7,217 |
| Net interest income | $793,000 | 10,552 |
| Provision for loan and lease losses | $13,000 | 8,094 |
| Total noninterest income | $35,000 | 11,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 10,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $727,000 | 10,080 |
| Salaries and employee benefits | $303,000 | 10,724 |
| Premises and equipment expense | $94,000 | 9,797 |
| Additional noninterest expense | $330,000 | 8,915 |
| Pre-tax net operating income | $88,000 | 11,152 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $2,000 | 11,074 |
| Income before extraordinary items | $87,000 | 11,041 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $87,000 | 11,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $86,020 | 11,028 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,310,000 | 9,239 |
| Total interest expense | $1,369,000 | 7,314 |
| Net interest income | $941,000 | 10,594 |
| Provision for loan and lease losses | $99,000 | 4,618 |
| Total noninterest income | $40,000 | 12,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 10,805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,409 |
| Total noninterest expense | $722,000 | 10,610 |
| Salaries and employee benefits | $286,000 | 11,337 |
| Premises and equipment expense | $88,000 | 10,406 |
| Additional noninterest expense | $348,000 | 9,369 |
| Pre-tax net operating income | $160,000 | 11,189 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $19,000 | 11,165 |
| Income before extraordinary items | $141,000 | 10,921 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $141,000 | 10,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,982 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $141,000 | 10,985 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,359,000 | 9,456 |
| Total interest expense | $1,461,000 | 7,334 |
| Net interest income | $898,000 | 11,170 |
| Provision for loan and lease losses | $7,000 | 9,969 |
| Total noninterest income | $60,000 | 12,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $60,000 | 9,542 |
| Total noninterest expense | $701,000 | 11,162 |
| Salaries and employee benefits | $314,000 | 11,509 |
| Premises and equipment expense | $130,000 | 9,470 |
| Additional noninterest expense | $257,000 | 10,986 |
| Pre-tax net operating income | $250,000 | 10,616 |
| Securities gains (losses) | $-2,000 | 12,373 |
| Applicable income taxes | $67,000 | 10,544 |
| Income before extraordinary items | $181,000 | 10,857 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $181,000 | 10,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $182,460 | 10,629 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 9,532 |
| Total interest expense | $1,875,000 | 7,408 |
| Net interest income | $825,000 | 11,812 |
| Provision for loan and lease losses | $46,000 | 9,271 |
| Total noninterest income | $46,000 | 13,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $668,000 | 11,693 |
| Salaries and employee benefits | $306,000 | 11,946 |
| Premises and equipment expense | $142,000 | 9,348 |
| Additional noninterest expense | $220,000 | 11,961 |
| Pre-tax net operating income | $157,000 | 11,454 |
| Securities gains (losses) | $-57,000 | 13,694 |
| Applicable income taxes | $32,000 | 11,754 |
| Income before extraordinary items | $69,000 | 12,360 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $69,000 | 12,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $107,760 | 11,536 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.