Home > American Savings Bank, FSB > Net charge- offs to loans
American Savings Bank, FSB, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1227% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0215% | 613 |
| Percentage Net Loans Charged-off:Construction & development | -0.0023% | 4,197 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0310% | 348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0312% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 335 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1756% | 4,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4226% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4229% | 221 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1138% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0293% | 432 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0409% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1514% | 4,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0228% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0228% | 264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1375% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 244 |
| Percentage Net Loans Charged-off:Construction & development | -0.0040% | 4,338 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0742% | 134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1035% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0679% | 150 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0597% | 4,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8891% | 314 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8891% | 322 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1392% | 482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0681% | 167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0972% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0295% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1119% | 91 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0913% | 4,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7401% | 351 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7401% | 318 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 1,531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 3,602 |
| Percentage Net Loans Charged-off:Construction & development | -0.0835% | 4,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,609 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 4,339 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 3,565 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1067% | 4,217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7540% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7552% | 655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0132% | 1,629 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 3,544 |
| Percentage Net Loans Charged-off:Construction & development | -0.1119% | 4,619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,515 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0136% | 4,398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 3,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1381% | 4,277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5271% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5289% | 805 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 3,619 |
| Percentage Net Loans Charged-off:Construction & development | -0.1679% | 4,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,466 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0156% | 3,244 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1579% | 4,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5718% | 791 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5734% | 733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0120% | 1,324 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 3,429 |
| Percentage Net Loans Charged-off:Construction & development | -0.0171% | 4,130 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0024% | 3,547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 3,260 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1584% | 4,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7706% | 619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7741% | 563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0692% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0036% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | -0.0424% | 4,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 3,421 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0104% | 3,201 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0113% | 1,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1538% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1574% | 145 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 3,437 |
| Percentage Net Loans Charged-off:Construction & development | -0.0495% | 4,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,373 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0074% | 3,234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0004% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0475% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3888% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3925% | 129 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1114% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 3,657 |
| Percentage Net Loans Charged-off:Construction & development | -0.0268% | 4,206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,640 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0100% | 3,302 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 3,613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1017% | 688 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0777% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.0818% | 93 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1775% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0021% | 741 |
| Percentage Net Loans Charged-off:Construction & development | -0.0248% | 4,277 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0188% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 3,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2149% | 398 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2893% | 86 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.2944% | 77 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4014% | 430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.2400% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0115% | 4,089 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0017% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 4,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5818% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.1906% | 50 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.1995% | 43 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4141% | 385 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.3551% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 3,883 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 3,376 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3609% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.7523% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.7594% | 37 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4639% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 1,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.6040% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,850 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0014% | 3,343 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 3,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2006% | 898 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.7559% | 41 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.7634% | 34 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4346% | 337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 4,019 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 4,247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0072% | 4,054 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 3,406 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 4,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1139% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.9885% | 50 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 7.9949% | 41 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4455% | 429 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 4,545 |
| Percentage Net Loans Charged-off:Construction & development | -0.2040% | 4,597 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0218% | 4,455 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0159% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0342% | 4,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7834% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.4321% | 67 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.4506% | 55 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4559% | 372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0208% | 4,545 |
| Percentage Net Loans Charged-off:Construction & development | -0.0449% | 4,480 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0249% | 4,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0032% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0341% | 4,649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9151% | 462 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2754% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.2968% | 58 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3362% | 510 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0296% | 4,712 |
| Percentage Net Loans Charged-off:Construction & development | -0.0173% | 4,414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0370% | 4,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0026% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0497% | 4,776 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1338% | 4,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2962% | 62 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3082% | 51 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3865% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0606% | 5,000 |
| Percentage Net Loans Charged-off:Construction & development | -0.0221% | 4,538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0763% | 4,978 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 3,553 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0999% | 5,031 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3165% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6971% | 56 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.7107% | 48 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3415% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,869 |
| Percentage Net Loans Charged-off:Construction & development | -0.1028% | 4,630 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0130% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 1,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1113% | 1,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0447% | 57 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0679% | 49 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3331% | 499 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,950 |
| Percentage Net Loans Charged-off:Construction & development | -0.1260% | 4,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 1,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0228% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 4,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0956% | 1,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1325% | 68 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.1550% | 56 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3014% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 1,644 |
| Percentage Net Loans Charged-off:Construction & development | -0.0402% | 4,584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 1,448 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0319% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 4,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1180% | 4,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.0213% | 66 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0470% | 55 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2785% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 4,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0072% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 4,290 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 3,681 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0040% | 4,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4449% | 5,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2961% | 64 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3227% | 54 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2709% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 2,590 |
| Percentage Net Loans Charged-off:Construction & development | -0.1522% | 4,852 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 2,151 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0411% | 3,918 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0297% | 1,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3707% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6517% | 110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.7083% | 92 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2737% | 786 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 4,468 |
| Percentage Net Loans Charged-off:Construction & development | -0.2813% | 5,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0071% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0525% | 3,965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0261% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5670% | 719 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4356% | 108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.4912% | 92 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2493% | 817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0151% | 4,726 |
| Percentage Net Loans Charged-off:Construction & development | -0.1388% | 4,914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 4,680 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0329% | 3,909 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0047% | 4,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5399% | 648 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1347% | 131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1897% | 112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2901% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0291% | 5,102 |
| Percentage Net Loans Charged-off:Construction & development | -0.4322% | 5,165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,713 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0441% | 4,032 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 4,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7748% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5921% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6487% | 106 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2392% | 1,166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 4,432 |
| Percentage Net Loans Charged-off:Construction & development | -0.1787% | 5,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 2,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0077% | 777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 2,466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7047% | 830 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5803% | 153 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6788% | 133 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1769% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1864% | 1,252 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 2,584 |
| Percentage Net Loans Charged-off:Construction & development | -0.2280% | 5,134 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 2,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0121% | 663 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0172% | 2,052 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4253% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2345% | 158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.3460% | 138 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1728% | 276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1807% | 1,260 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 4,663 |
| Percentage Net Loans Charged-off:Construction & development | -0.1388% | 5,090 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 4,682 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0091% | 3,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 2,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4939% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0923% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2011% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9856% | 272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2138% | 943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 4,778 |
| Percentage Net Loans Charged-off:Construction & development | -0.2526% | 5,255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 1,575 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 4,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6894% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4068% | 181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.5189% | 151 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1179% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 3,393 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0070% | 4,944 |
| Percentage Net Loans Charged-off:Construction & development | -0.3901% | 5,328 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 2,936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0188% | 891 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 2,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2299% | 5,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5599% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7540% | 164 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5333% | 337 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0828% | 2,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 2,873 |
| Percentage Net Loans Charged-off:Construction & development | -0.2321% | 5,287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 2,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0269% | 768 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0144% | 2,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0336% | 1,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2057% | 263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4143% | 196 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2738% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0760% | 2,304 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 4,749 |
| Percentage Net Loans Charged-off:Construction & development | -0.2952% | 5,384 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 2,405 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 4,152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 2,223 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0940% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9148% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1317% | 267 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0381% | 347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 2,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 1,983 |
| Percentage Net Loans Charged-off:Construction & development | -0.1474% | 5,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0162% | 1,712 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0171% | 4,264 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0260% | 1,542 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1579% | 5,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9906% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2457% | 292 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5501% | 384 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 4,590 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0335% | 5,797 |
| Percentage Net Loans Charged-off:Construction & development | -0.3188% | 5,499 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0267% | 5,843 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0879% | 4,568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 5,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0321% | 2,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2677% | 714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5396% | 485 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2307% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 4,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0269% | 5,766 |
| Percentage Net Loans Charged-off:Construction & development | -0.1966% | 5,474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 5,843 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0940% | 4,609 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 5,554 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0042% | 4,541 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0566% | 807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3610% | 545 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1614% | 880 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0114% | 5,357 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0502% | 5,979 |
| Percentage Net Loans Charged-off:Construction & development | -0.2011% | 5,528 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0523% | 6,072 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0609% | 4,573 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0498% | 6,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0124% | 1,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9826% | 896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2652% | 611 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0633% | 995 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 3,223 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 5,689 |
| Percentage Net Loans Charged-off:Construction & development | -0.3202% | 5,700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 5,652 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0072% | 4,406 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 5,688 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0132% | 1,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2486% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4797% | 545 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0345% | 5,589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0850% | 4,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 6,139 |
| Percentage Net Loans Charged-off:Construction & development | -0.4538% | 5,837 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 6,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0702% | 1,285 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0351% | 6,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2904% | 1,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6579% | 625 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9669% | 242 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4883% | 639 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2798% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 3,998 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 6,021 |
| Percentage Net Loans Charged-off:Construction & development | -0.8732% | 6,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 3,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0990% | 1,110 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 6,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1759% | 2,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3704% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5743% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0093% | 937 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2510% | 791 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0969% | 3,390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 3,823 |
| Percentage Net Loans Charged-off:Construction & development | -0.6388% | 5,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0241% | 3,151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1593% | 903 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 6,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2250% | 1,659 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6782% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4459% | 131 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0737% | 853 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1924% | 788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1163% | 2,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0777% | 2,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.4395% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0776% | 2,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3135% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 2,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0209% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5507% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7804% | 356 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4994% | 621 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1196% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2350% | 3,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1303% | 3,771 |
| Percentage Net Loans Charged-off:Construction & development | 1.5132% | 1,254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0987% | 3,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1046% | 1,586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0969% | 3,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2557% | 2,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6959% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8518% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3569% | 906 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7040% | 269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2716% | 3,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1674% | 3,304 |
| Percentage Net Loans Charged-off:Construction & development | 2.7119% | 866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0970% | 3,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0713% | 1,455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1046% | 3,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2402% | 2,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7218% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4627% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4916% | 771 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3023% | 202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2347% | 3,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1282% | 3,367 |
| Percentage Net Loans Charged-off:Construction & development | 2.1369% | 928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 3,302 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0174% | 5,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0959% | 3,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2223% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8632% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3899% | 355 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6935% | 694 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2410% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2824% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1221% | 2,860 |
| Percentage Net Loans Charged-off:Construction & development | 3.3483% | 570 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 2,942 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0058% | 4,981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 2,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2553% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2279% | 534 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9740% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9777% | 546 |
| Percentage Net Loans Charged-off: All other loans and lease | 12.9205% | 101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3935% | 3,449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3056% | 3,370 |
| Percentage Net Loans Charged-off:Construction & development | 2.2674% | 1,619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2652% | 3,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2973% | 1,480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2576% | 3,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4464% | 2,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0208% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2579% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5201% | 519 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5427% | 2,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4396% | 2,603 |
| Percentage Net Loans Charged-off:Construction & development | 6.3096% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2558% | 2,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3525% | 1,237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2340% | 2,827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7029% | 2,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9751% | 478 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1427% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4862% | 493 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5786% | 2,373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4981% | 2,286 |
| Percentage Net Loans Charged-off:Construction & development | 8.0789% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2425% | 2,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1610% | 1,291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2601% | 2,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6472% | 1,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9198% | 510 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8387% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5274% | 465 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6189% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5723% | 1,747 |
| Percentage Net Loans Charged-off:Construction & development | 8.3314% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3018% | 1,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1045% | 955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3432% | 1,751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4682% | 1,669 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3252% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7016% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.1606% | 342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6600% | 3,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5405% | 2,862 |
| Percentage Net Loans Charged-off:Construction & development | 5.3772% | 1,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3144% | 2,925 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6537% | 1,113 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2564% | 3,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8809% | 2,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6096% | 521 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6359% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5627% | 3,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4876% | 2,733 |
| Percentage Net Loans Charged-off:Construction & development | 4.4409% | 1,232 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2934% | 2,746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6874% | 971 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2288% | 2,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5166% | 2,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6296% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9219% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5850% | 2,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4841% | 2,517 |
| Percentage Net Loans Charged-off:Construction & development | 4.6500% | 1,057 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2590% | 2,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4592% | 998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2279% | 2,562 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6500% | 2,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9355% | 456 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8621% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8390% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5135% | 2,017 |
| Percentage Net Loans Charged-off:Construction & development | 5.3538% | 742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2198% | 2,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2705% | 829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2124% | 2,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1159% | 1,019 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3661% | 439 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7158% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6937% | 3,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2770% | 3,728 |
| Percentage Net Loans Charged-off:Construction & development | 1.9055% | 2,129 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1824% | 3,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7613% | 1,008 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1137% | 3,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8226% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6938% | 934 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3935% | 358 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7245% | 2,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2676% | 3,254 |
| Percentage Net Loans Charged-off:Construction & development | 1.8060% | 1,810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1774% | 2,945 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6008% | 950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1293% | 3,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0971% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7652% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3985% | 359 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8693% | 1,956 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2296% | 2,997 |
| Percentage Net Loans Charged-off:Construction & development | 1.4271% | 1,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1600% | 2,673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6954% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1021% | 2,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3172% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9967% | 748 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5169% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2766% | 3,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1627% | 2,561 |
| Percentage Net Loans Charged-off:Construction & development | 1.0448% | 1,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1101% | 2,180 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4851% | 591 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0717% | 2,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5714% | 1,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0895% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4889% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 5,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0200% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.1827% | 2,440 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 4,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0270% | 1,352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 3,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5683% | 2,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8735% | 1,121 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0085% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 4,654 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 4,343 |
| Percentage Net Loans Charged-off:Construction & development | 0.0085% | 2,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0104% | 3,355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0340% | 1,055 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0086% | 3,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3944% | 2,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6933% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2749% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0980% | 3,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 3,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0504% | 838 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0135% | 2,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4762% | 1,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6930% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9540% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 3,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 1,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 1,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1918% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6332% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3158% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 2,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 4,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 3,343 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0446% | 836 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 7,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1888% | 1,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2327% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1459% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 4,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 3,337 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 2,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0604% | 612 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1781% | 2,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2264% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9896% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0496% | 3,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 2,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0039% | 2,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0938% | 418 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1825% | 1,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2272% | 1,012 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7875% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 1,721 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0101% | 1,387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1910% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 7,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1821% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3410% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0152% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0224% | 5,237 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 7,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 7,878 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 5,971 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 7,853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0797% | 3,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7920% | 1,925 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9609% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 4,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 7,705 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 7,810 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0023% | 5,955 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0067% | 7,791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1030% | 2,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6717% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7728% | 599 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0198% | 4,348 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 7,754 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0078% | 7,855 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0023% | 5,932 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 7,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1118% | 2,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5131% | 2,315 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4134% | 652 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 6,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 7,915 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 7,976 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0023% | 5,930 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 7,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0880% | 7,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4483% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2579% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0004% | 6,602 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0190% | 8,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 8,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0216% | 8,177 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0560% | 6,055 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 8,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1303% | 7,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2337% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6108% | 652 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0039% | 7,380 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0227% | 8,101 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0149% | 8,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0256% | 8,176 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0547% | 6,015 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0236% | 8,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1468% | 7,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2440% | 1,230 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6863% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0015% | 7,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 7,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0224% | 8,154 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 8,029 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0530% | 5,958 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 7,977 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2036% | 7,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2630% | 1,190 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5394% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0175% | 7,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0171% | 8,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0445% | 8,345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0169% | 8,121 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0053% | 5,899 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0176% | 8,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3706% | 7,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2701% | 1,182 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1655% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0370% | 5,599 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0385% | 8,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4274% | 8,620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0157% | 8,179 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0479% | 6,027 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0138% | 8,129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3480% | 2,548 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3666% | 1,384 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0564% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1619% | 2,734 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0484% | 8,498 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5852% | 8,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 8,174 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0632% | 6,005 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 8,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8412% | 687 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4383% | 1,172 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1914% | 600 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2291% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0643% | 8,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7577% | 8,725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0236% | 8,290 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0938% | 5,998 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 8,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7314% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3885% | 1,262 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6106% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3970% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0889% | 8,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.0559% | 8,772 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0315% | 8,400 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1621% | 5,960 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 8,346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.9380% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2783% | 1,452 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3746% | 694 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1052% | 4,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0458% | 8,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1013% | 8,679 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1084% | 6,510 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0440% | 8,612 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0481% | 6,032 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0438% | 8,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9039% | 1,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8432% | 985 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3011% | 782 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0923% | 4,483 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0479% | 8,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1869% | 8,783 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1429% | 6,503 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0399% | 8,599 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0607% | 5,994 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0387% | 8,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7590% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8635% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2804% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1204% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0510% | 8,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2766% | 8,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4282% | 50 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0446% | 8,649 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0844% | 5,974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0423% | 8,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0641% | 1,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9234% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5904% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1270% | 3,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0095% | 1,884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 8,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0749% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3570% | 1,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2154% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5816% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1404% | 4,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0228% | 8,637 |
| Percentage Net Loans Charged-off:Construction & development | 0.0008% | 870 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.8673% | 9,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0955% | 1,719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1928% | 310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0892% | 1,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8047% | 2,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1920% | 772 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4899% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 3,746 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0896% | 1,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.7145% | 9,209 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1312% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4304% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1121% | 1,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7219% | 2,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6915% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9480% | 639 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3200% | 2,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2451% | 110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0017% | 261 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4181% | 10 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0674% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2062% | 129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4932% | 57 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1895% | 141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7011% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8511% | 196 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1056% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4408% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3442% | 65 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4912% | 1 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2046% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1913% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4715% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1750% | 168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1181% | 184 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1688% | 173 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3297% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3121% | 2,375 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1975% | 142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9508% | 9 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8456% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0499% | 302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0894% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9895% | 171 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2865% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8215% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2433% | 3,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1599% | 219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9905% | 37 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0064% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0948% | 316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2465% | 531 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2299% | 205 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7535% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0713% | 6,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0250% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0197% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0642% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0550% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3028% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1800% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 7,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0154% | 884 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1955% | 1,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0374% | 612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1945% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3002% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8548% | 454 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7380% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0271% | 7,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 943 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3356% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7630% | 409 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1111% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 8,587 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1402% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9527% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2227% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0119% | 10,877 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0002% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0002% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4282% | 1,030 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2620% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |