Home > American Savings Bank, FSB > Income and Expense
American Savings Bank, FSB, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,193,000 | 2,077 |
| Total interest expense | $507,000 | 1,696 |
| Net interest income | $2,686,000 | 2,128 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $796,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $101,000 | 2,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $695,000 | 1,211 |
| Total noninterest expense | $2,733,000 | 1,787 |
| Salaries and employee benefits | $1,799,000 | 1,586 |
| Premises and equipment expense | $261,000 | 2,049 |
| Additional noninterest expense | $673,000 | 2,098 |
| Pre-tax net operating income | $719,000 | 2,549 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-20,000 | 5,499 |
| Income before extraordinary items | $739,000 | 2,298 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $739,000 | 2,296 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $739,000 | 2,298 |
| Net charge-offs | $9,000 | 2,006 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $739,000 | 2,283 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $12,654,000 | 2,036 |
| Total interest expense | $1,777,000 | 1,680 |
| Net interest income | $10,877,000 | 2,087 |
| Provision for loan and lease losses | $120,000 | 2,846 |
| Total noninterest income | $4,463,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $481,000 | 2,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,982,000 | 955 |
| Total noninterest expense | $11,255,000 | 1,697 |
| Salaries and employee benefits | $6,922,000 | 1,599 |
| Premises and equipment expense | $1,039,000 | 2,047 |
| Additional noninterest expense | $3,294,000 | 1,800 |
| Pre-tax net operating income | $3,965,000 | 2,056 |
| Securities gains (losses) | $5,000 | 1,791 |
| Applicable income taxes | $1,174,000 | 1,734 |
| Income before extraordinary items | $2,796,000 | 2,168 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,796,000 | 2,166 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,796,000 | 2,168 |
| Net charge-offs | $160,000 | 2,017 |
| Cash dividends | $2,160,000 | 1,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,792,500 | 2,150 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $9,405,000 | 2,057 |
| Total interest expense | $1,286,000 | 1,717 |
| Net interest income | $8,119,000 | 2,098 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $3,533,000 | 1,190 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $358,000 | 2,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,175,000 | 929 |
| Total noninterest expense | $8,508,000 | 1,694 |
| Salaries and employee benefits | $5,242,000 | 1,591 |
| Premises and equipment expense | $777,000 | 2,055 |
| Additional noninterest expense | $2,489,000 | 1,785 |
| Pre-tax net operating income | $3,054,000 | 2,043 |
| Securities gains (losses) | $5,000 | 1,816 |
| Applicable income taxes | $895,000 | 1,565 |
| Income before extraordinary items | $2,164,000 | 2,264 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,164,000 | 2,264 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,164,000 | 2,265 |
| Net charge-offs | $114,000 | 1,811 |
| Cash dividends | $1,620,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,160,450 | 2,242 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,153,000 | 2,074 |
| Total interest expense | $810,000 | 1,755 |
| Net interest income | $5,343,000 | 2,110 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $2,365,000 | 1,176 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $229,000 | 2,172 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,136,000 | 918 |
| Total noninterest expense | $5,668,000 | 1,703 |
| Salaries and employee benefits | $3,498,000 | 1,602 |
| Premises and equipment expense | $515,000 | 2,075 |
| Additional noninterest expense | $1,655,000 | 1,776 |
| Pre-tax net operating income | $1,980,000 | 2,045 |
| Securities gains (losses) | $5,000 | 1,441 |
| Applicable income taxes | $563,000 | 1,589 |
| Income before extraordinary items | $1,422,000 | 2,235 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,422,000 | 2,236 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,422,000 | 2,236 |
| Net charge-offs | $69,000 | 1,763 |
| Cash dividends | $1,080,000 | 1,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,418,400 | 2,213 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,994,000 | 2,119 |
| Total interest expense | $373,000 | 1,848 |
| Net interest income | $2,621,000 | 2,143 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $1,019,000 | 1,292 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $112,000 | 2,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $907,000 | 1,031 |
| Total noninterest expense | $2,795,000 | 1,742 |
| Salaries and employee benefits | $1,662,000 | 1,694 |
| Premises and equipment expense | $259,000 | 2,092 |
| Additional noninterest expense | $874,000 | 1,698 |
| Pre-tax net operating income | $815,000 | 2,253 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $199,000 | 1,877 |
| Income before extraordinary items | $616,000 | 2,398 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $616,000 | 2,397 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $616,000 | 2,398 |
| Net charge-offs | $12,000 | 2,133 |
| Cash dividends | $540,000 | 1,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $616,000 | 2,378 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,556,000 | 2,138 |
| Total interest expense | $1,524,000 | 1,780 |
| Net interest income | $10,032,000 | 2,181 |
| Provision for loan and lease losses | $110,000 | 3,038 |
| Total noninterest income | $4,386,000 | 1,256 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $409,000 | 2,426 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,977,000 | 991 |
| Total noninterest expense | $10,891,000 | 1,761 |
| Salaries and employee benefits | $6,516,000 | 1,659 |
| Premises and equipment expense | $961,000 | 2,214 |
| Additional noninterest expense | $3,414,000 | 1,750 |
| Pre-tax net operating income | $3,417,000 | 2,158 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,067,000 | 1,573 |
| Income before extraordinary items | $2,350,000 | 2,511 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,350,000 | 2,510 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,350,000 | 2,511 |
| Net charge-offs | $180,000 | 2,039 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,350,000 | 2,456 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,609,000 | 2,157 |
| Total interest expense | $1,152,000 | 1,774 |
| Net interest income | $7,457,000 | 2,196 |
| Provision for loan and lease losses | $80,000 | 2,967 |
| Total noninterest income | $3,169,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $291,000 | 2,515 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,878,000 | 1,018 |
| Total noninterest expense | $7,980,000 | 1,793 |
| Salaries and employee benefits | $4,712,000 | 1,713 |
| Premises and equipment expense | $696,000 | 2,265 |
| Additional noninterest expense | $2,572,000 | 1,751 |
| Pre-tax net operating income | $2,566,000 | 2,206 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $809,000 | 1,611 |
| Income before extraordinary items | $1,757,000 | 2,550 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,757,000 | 2,551 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,757,000 | 2,551 |
| Net charge-offs | $138,000 | 1,766 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,757,000 | 2,495 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,677,000 | 2,176 |
| Total interest expense | $770,000 | 1,767 |
| Net interest income | $4,907,000 | 2,222 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $1,826,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $179,000 | 2,628 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,647,000 | 1,109 |
| Total noninterest expense | $5,235,000 | 1,822 |
| Salaries and employee benefits | $3,036,000 | 1,767 |
| Premises and equipment expense | $467,000 | 2,256 |
| Additional noninterest expense | $1,732,000 | 1,747 |
| Pre-tax net operating income | $1,438,000 | 2,473 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $447,000 | 1,777 |
| Income before extraordinary items | $991,000 | 2,813 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $991,000 | 2,811 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $991,000 | 2,812 |
| Net charge-offs | $136,000 | 1,392 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $991,000 | 2,745 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 2,204 |
| Total interest expense | $390,000 | 1,733 |
| Net interest income | $2,402,000 | 2,260 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $763,000 | 1,574 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $88,000 | 2,636 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $675,000 | 1,247 |
| Total noninterest expense | $2,505,000 | 1,906 |
| Salaries and employee benefits | $1,408,000 | 1,910 |
| Premises and equipment expense | $234,000 | 2,271 |
| Additional noninterest expense | $863,000 | 1,737 |
| Pre-tax net operating income | $630,000 | 2,667 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $186,000 | 1,913 |
| Income before extraordinary items | $444,000 | 2,947 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $444,000 | 2,946 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $444,000 | 2,947 |
| Net charge-offs | $-62,000 | 5,786 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $444,000 | 2,892 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,490,000 | 2,281 |
| Total interest expense | $1,761,000 | 1,552 |
| Net interest income | $8,729,000 | 2,396 |
| Provision for loan and lease losses | $120,000 | 2,830 |
| Total noninterest income | $3,136,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $533,000 | 2,024 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,603,000 | 1,277 |
| Total noninterest expense | $9,045,000 | 2,083 |
| Salaries and employee benefits | $5,274,000 | 1,971 |
| Premises and equipment expense | $780,000 | 2,604 |
| Additional noninterest expense | $2,991,000 | 2,014 |
| Pre-tax net operating income | $2,700,000 | 2,498 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $722,000 | 1,890 |
| Income before extraordinary items | $1,978,000 | 2,755 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,978,000 | 2,756 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,978,000 | 2,757 |
| Net charge-offs | $358,000 | 1,459 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,978,000 | 2,704 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,668,000 | 2,345 |
| Total interest expense | $1,340,000 | 1,546 |
| Net interest income | $6,328,000 | 2,479 |
| Provision for loan and lease losses | $90,000 | 2,744 |
| Total noninterest income | $2,440,000 | 1,531 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $398,000 | 2,048 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,042,000 | 1,265 |
| Total noninterest expense | $6,583,000 | 2,134 |
| Salaries and employee benefits | $3,840,000 | 2,025 |
| Premises and equipment expense | $570,000 | 2,695 |
| Additional noninterest expense | $2,173,000 | 2,058 |
| Pre-tax net operating income | $2,095,000 | 2,485 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $554,000 | 1,922 |
| Income before extraordinary items | $1,541,000 | 2,716 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,541,000 | 2,716 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,541,000 | 2,717 |
| Net charge-offs | $318,000 | 1,163 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,541,000 | 2,662 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,075,000 | 2,360 |
| Total interest expense | $907,000 | 1,530 |
| Net interest income | $4,168,000 | 2,510 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $1,570,000 | 1,571 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $258,000 | 2,053 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,312,000 | 1,295 |
| Total noninterest expense | $4,246,000 | 2,198 |
| Salaries and employee benefits | $2,477,000 | 2,097 |
| Premises and equipment expense | $361,000 | 2,816 |
| Additional noninterest expense | $1,408,000 | 2,111 |
| Pre-tax net operating income | $1,432,000 | 2,425 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $367,000 | 1,934 |
| Income before extraordinary items | $1,065,000 | 2,641 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,065,000 | 2,643 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,065,000 | 2,643 |
| Net charge-offs | $133,000 | 1,469 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,065,000 | 2,582 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,518,000 | 2,367 |
| Total interest expense | $461,000 | 1,508 |
| Net interest income | $2,057,000 | 2,536 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $558,000 | 1,970 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $126,000 | 2,075 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $432,000 | 1,676 |
| Total noninterest expense | $1,986,000 | 2,319 |
| Salaries and employee benefits | $1,153,000 | 2,236 |
| Premises and equipment expense | $185,000 | 2,800 |
| Additional noninterest expense | $648,000 | 2,258 |
| Pre-tax net operating income | $599,000 | 2,689 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $157,000 | 2,050 |
| Income before extraordinary items | $442,000 | 2,948 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $442,000 | 2,951 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $442,000 | 2,951 |
| Net charge-offs | $61,000 | 1,419 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $442,000 | 2,874 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,348,000 | 2,325 |
| Total interest expense | $2,113,000 | 1,387 |
| Net interest income | $8,235,000 | 2,556 |
| Provision for loan and lease losses | $120,000 | 2,961 |
| Total noninterest income | $2,099,000 | 2,036 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $545,000 | 2,138 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,554,000 | 1,734 |
| Total noninterest expense | $8,522,000 | 2,200 |
| Salaries and employee benefits | $4,406,000 | 2,290 |
| Premises and equipment expense | $801,000 | 2,660 |
| Additional noninterest expense | $3,315,000 | 1,859 |
| Pre-tax net operating income | $1,692,000 | 3,269 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $398,000 | 2,419 |
| Income before extraordinary items | $1,294,000 | 3,490 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,294,000 | 3,492 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,294,000 | 3,492 |
| Net charge-offs | $249,000 | 2,226 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,294,000 | 3,440 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,726,000 | 2,355 |
| Total interest expense | $1,604,000 | 1,378 |
| Net interest income | $6,122,000 | 2,593 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $1,558,000 | 2,057 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $406,000 | 2,159 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,152,000 | 1,773 |
| Total noninterest expense | $6,331,000 | 2,228 |
| Salaries and employee benefits | $3,304,000 | 2,301 |
| Premises and equipment expense | $623,000 | 2,617 |
| Additional noninterest expense | $2,404,000 | 1,916 |
| Pre-tax net operating income | $1,259,000 | 3,334 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $295,000 | 2,485 |
| Income before extraordinary items | $964,000 | 3,571 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $964,000 | 3,572 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $964,000 | 3,573 |
| Net charge-offs | $215,000 | 1,918 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $964,000 | 3,523 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,089,000 | 2,365 |
| Total interest expense | $1,081,000 | 1,376 |
| Net interest income | $4,008,000 | 2,626 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $1,022,000 | 2,064 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $264,000 | 2,172 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $758,000 | 1,762 |
| Total noninterest expense | $4,264,000 | 2,205 |
| Salaries and employee benefits | $2,220,000 | 2,293 |
| Premises and equipment expense | $437,000 | 2,536 |
| Additional noninterest expense | $1,607,000 | 1,902 |
| Pre-tax net operating income | $706,000 | 3,583 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $151,000 | 2,683 |
| Income before extraordinary items | $555,000 | 3,768 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $555,000 | 3,773 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $555,000 | 3,774 |
| Net charge-offs | $23,000 | 3,345 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $555,000 | 3,710 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,537,000 | 2,369 |
| Total interest expense | $544,000 | 1,393 |
| Net interest income | $1,993,000 | 2,633 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $278,000 | 2,917 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $126,000 | 2,223 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $152,000 | 2,951 |
| Total noninterest expense | $2,062,000 | 2,276 |
| Salaries and employee benefits | $1,031,000 | 2,441 |
| Premises and equipment expense | $217,000 | 2,592 |
| Additional noninterest expense | $814,000 | 1,860 |
| Pre-tax net operating income | $179,000 | 4,652 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $15,000 | 3,648 |
| Income before extraordinary items | $164,000 | 4,551 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $164,000 | 4,555 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $164,000 | 4,555 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $164,000 | 4,502 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,642,000 | 2,282 |
| Total interest expense | $2,329,000 | 1,459 |
| Net interest income | $8,313,000 | 2,512 |
| Provision for loan and lease losses | $90,000 | 3,788 |
| Total noninterest income | $1,297,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $548,000 | 2,227 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $749,000 | 2,768 |
| Total noninterest expense | $7,198,000 | 2,561 |
| Salaries and employee benefits | $3,575,000 | 2,747 |
| Premises and equipment expense | $704,000 | 2,953 |
| Additional noninterest expense | $2,919,000 | 2,135 |
| Pre-tax net operating income | $2,322,000 | 2,583 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $496,000 | 2,175 |
| Income before extraordinary items | $1,826,000 | 2,783 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,826,000 | 2,785 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,826,000 | 2,786 |
| Net charge-offs | $379,000 | 2,315 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,826,000 | 2,721 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,032,000 | 2,275 |
| Total interest expense | $1,768,000 | 1,484 |
| Net interest income | $6,264,000 | 2,510 |
| Provision for loan and lease losses | $40,000 | 4,137 |
| Total noninterest income | $873,000 | 3,003 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $410,000 | 2,237 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $463,000 | 3,136 |
| Total noninterest expense | $5,383,000 | 2,584 |
| Salaries and employee benefits | $2,705,000 | 2,733 |
| Premises and equipment expense | $510,000 | 3,062 |
| Additional noninterest expense | $2,168,000 | 2,144 |
| Pre-tax net operating income | $1,714,000 | 2,693 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $335,000 | 2,330 |
| Income before extraordinary items | $1,379,000 | 2,815 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,379,000 | 2,819 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,379,000 | 2,819 |
| Net charge-offs | $181,000 | 2,679 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,379,000 | 2,743 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,407,000 | 2,263 |
| Total interest expense | $1,189,000 | 1,501 |
| Net interest income | $4,218,000 | 2,473 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $610,000 | 2,975 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $269,000 | 2,233 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $341,000 | 3,024 |
| Total noninterest expense | $3,642,000 | 2,551 |
| Salaries and employee benefits | $1,836,000 | 2,709 |
| Premises and equipment expense | $330,000 | 3,140 |
| Additional noninterest expense | $1,476,000 | 2,095 |
| Pre-tax net operating income | $1,156,000 | 2,648 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $193,000 | 2,464 |
| Income before extraordinary items | $963,000 | 2,717 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $963,000 | 2,722 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $963,000 | 2,722 |
| Net charge-offs | $71,000 | 3,060 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $963,000 | 2,617 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,762,000 | 2,249 |
| Total interest expense | $583,000 | 1,583 |
| Net interest income | $2,179,000 | 2,415 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $261,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $127,000 | 2,323 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $134,000 | 3,346 |
| Total noninterest expense | $1,781,000 | 2,630 |
| Salaries and employee benefits | $842,000 | 2,922 |
| Premises and equipment expense | $147,000 | 3,434 |
| Additional noninterest expense | $792,000 | 1,977 |
| Pre-tax net operating income | $629,000 | 2,473 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $89,000 | 2,508 |
| Income before extraordinary items | $540,000 | 2,448 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $540,000 | 2,450 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $540,000 | 2,450 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $540,000 | 2,355 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,476,000 | 2,463 |
| Total interest expense | $2,268,000 | 1,925 |
| Net interest income | $8,208,000 | 2,617 |
| Provision for loan and lease losses | $880,000 | 1,930 |
| Total noninterest income | $1,209,000 | 2,955 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $682,000 | 1,945 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $527,000 | 3,273 |
| Total noninterest expense | $6,297,000 | 2,924 |
| Salaries and employee benefits | $3,080,000 | 3,075 |
| Premises and equipment expense | $626,000 | 3,286 |
| Additional noninterest expense | $2,591,000 | 2,485 |
| Pre-tax net operating income | $2,240,000 | 2,615 |
| Securities gains (losses) | $33,000 | 2,972 |
| Applicable income taxes | $663,000 | 1,889 |
| Income before extraordinary items | $1,610,000 | 2,987 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,610,000 | 2,988 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,610,000 | 2,989 |
| Net charge-offs | $537,000 | 2,567 |
| Cash dividends | $1,500,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,586,570 | 2,884 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,704,000 | 2,556 |
| Total interest expense | $1,700,000 | 2,001 |
| Net interest income | $6,004,000 | 2,713 |
| Provision for loan and lease losses | $540,000 | 2,179 |
| Total noninterest income | $902,000 | 2,979 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $505,000 | 1,984 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $397,000 | 3,277 |
| Total noninterest expense | $4,450,000 | 3,078 |
| Salaries and employee benefits | $2,219,000 | 3,179 |
| Premises and equipment expense | $468,000 | 3,334 |
| Additional noninterest expense | $1,763,000 | 2,720 |
| Pre-tax net operating income | $1,916,000 | 2,436 |
| Securities gains (losses) | $31,000 | 2,692 |
| Applicable income taxes | $523,000 | 1,889 |
| Income before extraordinary items | $1,424,000 | 2,738 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,424,000 | 2,739 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,424,000 | 2,738 |
| Net charge-offs | $142,000 | 3,655 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,401,370 | 2,630 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,078,000 | 2,593 |
| Total interest expense | $1,167,000 | 2,016 |
| Net interest income | $3,911,000 | 2,764 |
| Provision for loan and lease losses | $450,000 | 1,913 |
| Total noninterest income | $532,000 | 3,125 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $335,000 | 1,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $197,000 | 3,699 |
| Total noninterest expense | $2,782,000 | 3,254 |
| Salaries and employee benefits | $1,490,000 | 3,168 |
| Premises and equipment expense | $326,000 | 3,230 |
| Additional noninterest expense | $966,000 | 3,214 |
| Pre-tax net operating income | $1,211,000 | 2,502 |
| Securities gains (losses) | $31,000 | 2,315 |
| Applicable income taxes | $325,000 | 1,965 |
| Income before extraordinary items | $917,000 | 2,767 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $917,000 | 2,768 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $917,000 | 2,768 |
| Net charge-offs | $116,000 | 3,277 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $894,060 | 2,686 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 2,600 |
| Total interest expense | $552,000 | 2,173 |
| Net interest income | $2,005,000 | 2,723 |
| Provision for loan and lease losses | $200,000 | 1,993 |
| Total noninterest income | $285,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $155,000 | 2,073 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $130,000 | 3,275 |
| Total noninterest expense | $1,457,000 | 3,125 |
| Salaries and employee benefits | $750,000 | 3,174 |
| Premises and equipment expense | $161,000 | 3,281 |
| Additional noninterest expense | $546,000 | 2,883 |
| Pre-tax net operating income | $633,000 | 2,438 |
| Securities gains (losses) | $17,000 | 1,644 |
| Applicable income taxes | $154,000 | 1,999 |
| Income before extraordinary items | $496,000 | 2,627 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $496,000 | 2,629 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $496,000 | 2,630 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $483,080 | 2,556 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,927,000 | 2,551 |
| Total interest expense | $2,525,000 | 2,291 |
| Net interest income | $8,402,000 | 2,608 |
| Provision for loan and lease losses | $1,035,000 | 2,372 |
| Total noninterest income | $1,025,000 | 3,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,025,000 | 2,098 |
| Total noninterest expense | $5,882,000 | 3,113 |
| Salaries and employee benefits | $3,049,000 | 3,078 |
| Premises and equipment expense | $869,000 | 2,721 |
| Additional noninterest expense | $1,964,000 | 3,191 |
| Pre-tax net operating income | $2,510,000 | 2,129 |
| Securities gains (losses) | $51,000 | 2,577 |
| Applicable income taxes | $650,000 | 1,764 |
| Income before extraordinary items | $1,911,000 | 2,344 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,911,000 | 2,344 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,911,000 | 2,345 |
| Net charge-offs | $1,408,000 | 1,969 |
| Cash dividends | $1,550,000 | 1,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,872,750 | 2,297 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,173,000 | 2,583 |
| Total interest expense | $1,942,000 | 2,325 |
| Net interest income | $6,231,000 | 2,637 |
| Provision for loan and lease losses | $660,000 | 2,524 |
| Total noninterest income | $829,000 | 2,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $829,000 | 1,987 |
| Total noninterest expense | $4,392,000 | 3,117 |
| Salaries and employee benefits | $2,366,000 | 2,997 |
| Premises and equipment expense | $607,000 | 2,918 |
| Additional noninterest expense | $1,419,000 | 3,293 |
| Pre-tax net operating income | $2,008,000 | 2,086 |
| Securities gains (losses) | $51,000 | 2,319 |
| Applicable income taxes | $522,000 | 1,698 |
| Income before extraordinary items | $1,537,000 | 2,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,537,000 | 2,269 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,537,000 | 2,270 |
| Net charge-offs | $598,000 | 2,473 |
| Cash dividends | $50,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,498,750 | 2,215 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,601,000 | 2,537 |
| Total interest expense | $1,334,000 | 2,349 |
| Net interest income | $4,267,000 | 2,584 |
| Provision for loan and lease losses | $510,000 | 2,283 |
| Total noninterest income | $562,000 | 2,910 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $562,000 | 1,943 |
| Total noninterest expense | $2,927,000 | 3,157 |
| Salaries and employee benefits | $1,584,000 | 3,001 |
| Premises and equipment expense | $321,000 | 3,483 |
| Additional noninterest expense | $1,022,000 | 3,154 |
| Pre-tax net operating income | $1,392,000 | 2,004 |
| Securities gains (losses) | $49,000 | 1,610 |
| Applicable income taxes | $360,000 | 1,623 |
| Income before extraordinary items | $1,081,000 | 2,127 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,081,000 | 2,128 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,081,000 | 2,128 |
| Net charge-offs | $531,000 | 2,084 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,044,250 | 2,123 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,815,000 | 2,534 |
| Total interest expense | $690,000 | 2,348 |
| Net interest income | $2,125,000 | 2,582 |
| Provision for loan and lease losses | $200,000 | 2,421 |
| Total noninterest income | $258,000 | 3,103 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $258,000 | 2,101 |
| Total noninterest expense | $1,463,000 | 3,170 |
| Salaries and employee benefits | $774,000 | 3,082 |
| Premises and equipment expense | $127,000 | 4,116 |
| Additional noninterest expense | $562,000 | 2,879 |
| Pre-tax net operating income | $720,000 | 1,934 |
| Securities gains (losses) | $4,000 | 1,490 |
| Applicable income taxes | $179,000 | 1,615 |
| Income before extraordinary items | $545,000 | 2,093 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $545,000 | 2,092 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $545,000 | 2,093 |
| Net charge-offs | $38,000 | 3,565 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $542,000 | 2,062 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,516,000 | 2,606 |
| Total interest expense | $3,480,000 | 2,276 |
| Net interest income | $8,036,000 | 2,715 |
| Provision for loan and lease losses | $725,000 | 3,544 |
| Total noninterest income | $1,132,000 | 3,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,132,000 | 2,034 |
| Total noninterest expense | $5,803,000 | 3,192 |
| Salaries and employee benefits | $2,978,000 | 3,137 |
| Premises and equipment expense | $504,000 | 4,160 |
| Additional noninterest expense | $2,321,000 | 2,850 |
| Pre-tax net operating income | $2,640,000 | 1,814 |
| Securities gains (losses) | $33,000 | 2,887 |
| Applicable income taxes | $712,000 | 1,540 |
| Income before extraordinary items | $1,961,000 | 2,057 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,961,000 | 2,058 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,961,000 | 2,059 |
| Net charge-offs | $152,000 | 5,039 |
| Cash dividends | $1,700,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,936,910 | 2,002 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,695,000 | 2,650 |
| Total interest expense | $2,661,000 | 2,324 |
| Net interest income | $6,034,000 | 2,740 |
| Provision for loan and lease losses | $545,000 | 3,398 |
| Total noninterest income | $762,000 | 3,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $762,000 | 2,134 |
| Total noninterest expense | $4,347,000 | 3,196 |
| Salaries and employee benefits | $2,260,000 | 3,125 |
| Premises and equipment expense | $381,000 | 4,200 |
| Additional noninterest expense | $1,706,000 | 2,843 |
| Pre-tax net operating income | $1,904,000 | 1,976 |
| Securities gains (losses) | $33,000 | 2,674 |
| Applicable income taxes | $533,000 | 1,606 |
| Income before extraordinary items | $1,404,000 | 2,266 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,404,000 | 2,266 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,404,000 | 2,268 |
| Net charge-offs | $96,000 | 4,942 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,380,240 | 2,193 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,788,000 | 2,678 |
| Total interest expense | $1,783,000 | 2,416 |
| Net interest income | $4,005,000 | 2,753 |
| Provision for loan and lease losses | $450,000 | 2,998 |
| Total noninterest income | $499,000 | 3,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $499,000 | 2,102 |
| Total noninterest expense | $2,793,000 | 3,303 |
| Salaries and employee benefits | $1,453,000 | 3,231 |
| Premises and equipment expense | $246,000 | 4,309 |
| Additional noninterest expense | $1,094,000 | 2,963 |
| Pre-tax net operating income | $1,261,000 | 1,976 |
| Securities gains (losses) | $41,000 | 2,004 |
| Applicable income taxes | $369,000 | 1,518 |
| Income before extraordinary items | $933,000 | 2,241 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $933,000 | 2,240 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $933,000 | 2,243 |
| Net charge-offs | $67,000 | 4,621 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $903,480 | 2,209 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 2,744 |
| Total interest expense | $900,000 | 2,491 |
| Net interest income | $1,980,000 | 2,806 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $245,000 | 3,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $245,000 | 2,099 |
| Total noninterest expense | $1,389,000 | 3,352 |
| Salaries and employee benefits | $711,000 | 3,361 |
| Premises and equipment expense | $140,000 | 4,056 |
| Additional noninterest expense | $538,000 | 2,978 |
| Pre-tax net operating income | $636,000 | 2,008 |
| Securities gains (losses) | $21,000 | 1,498 |
| Applicable income taxes | $169,000 | 1,604 |
| Income before extraordinary items | $488,000 | 2,189 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $488,000 | 2,188 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $488,000 | 2,189 |
| Net charge-offs | $20,000 | 4,422 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $472,460 | 2,152 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,230,000 | 2,698 |
| Total interest expense | $4,229,000 | 2,620 |
| Net interest income | $8,001,000 | 2,731 |
| Provision for loan and lease losses | $780,000 | 3,876 |
| Total noninterest income | $1,095,000 | 3,166 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,095,000 | 2,043 |
| Total noninterest expense | $5,316,000 | 3,497 |
| Salaries and employee benefits | $2,810,000 | 3,378 |
| Premises and equipment expense | $502,000 | 4,366 |
| Additional noninterest expense | $2,004,000 | 3,305 |
| Pre-tax net operating income | $3,000,000 | 1,333 |
| Securities gains (losses) | $201,000 | 1,550 |
| Applicable income taxes | $766,000 | 1,171 |
| Income before extraordinary items | $2,435,000 | 1,374 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,435,000 | 1,373 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,435,000 | 1,374 |
| Net charge-offs | $594,000 | 3,570 |
| Cash dividends | $1,800,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,282,240 | 1,432 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,237,000 | 2,718 |
| Total interest expense | $3,270,000 | 2,656 |
| Net interest income | $5,967,000 | 2,754 |
| Provision for loan and lease losses | $455,000 | 3,946 |
| Total noninterest income | $891,000 | 3,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $891,000 | 1,979 |
| Total noninterest expense | $4,019,000 | 3,484 |
| Salaries and employee benefits | $2,035,000 | 3,492 |
| Premises and equipment expense | $375,000 | 4,414 |
| Additional noninterest expense | $1,609,000 | 3,109 |
| Pre-tax net operating income | $2,384,000 | 1,354 |
| Securities gains (losses) | $105,000 | 1,800 |
| Applicable income taxes | $593,000 | 1,253 |
| Income before extraordinary items | $1,896,000 | 1,408 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,896,000 | 1,406 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,896,000 | 1,408 |
| Net charge-offs | $89,000 | 5,162 |
| Cash dividends | $600,000 | 1,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,816,200 | 1,443 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,262,000 | 2,708 |
| Total interest expense | $2,240,000 | 2,699 |
| Net interest income | $4,022,000 | 2,700 |
| Provision for loan and lease losses | $245,000 | 4,047 |
| Total noninterest income | $638,000 | 2,922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $638,000 | 1,911 |
| Total noninterest expense | $2,594,000 | 3,614 |
| Salaries and employee benefits | $1,375,000 | 3,490 |
| Premises and equipment expense | $240,000 | 4,564 |
| Additional noninterest expense | $979,000 | 3,341 |
| Pre-tax net operating income | $1,821,000 | 1,262 |
| Securities gains (losses) | $-1,000 | 7,343 |
| Applicable income taxes | $441,000 | 1,188 |
| Income before extraordinary items | $1,379,000 | 1,376 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,379,000 | 1,373 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,379,000 | 1,375 |
| Net charge-offs | $90,000 | 4,361 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,379,760 | 1,330 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 2,698 |
| Total interest expense | $1,152,000 | 2,723 |
| Net interest income | $2,044,000 | 2,652 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $261,000 | 3,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $261,000 | 2,145 |
| Total noninterest expense | $1,295,000 | 3,539 |
| Salaries and employee benefits | $715,000 | 3,400 |
| Premises and equipment expense | $125,000 | 4,516 |
| Additional noninterest expense | $455,000 | 3,247 |
| Pre-tax net operating income | $935,000 | 1,380 |
| Securities gains (losses) | $-8,000 | 7,812 |
| Applicable income taxes | $249,000 | 1,234 |
| Income before extraordinary items | $678,000 | 1,584 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $678,000 | 1,585 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $678,000 | 1,586 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $683,840 | 1,499 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,819,000 | 2,858 |
| Total interest expense | $6,147,000 | 2,465 |
| Net interest income | $6,672,000 | 3,190 |
| Provision for loan and lease losses | $593,000 | 3,535 |
| Total noninterest income | $1,234,000 | 2,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,234,000 | 1,844 |
| Total noninterest expense | $5,301,000 | 3,410 |
| Salaries and employee benefits | $2,917,000 | 3,331 |
| Premises and equipment expense | $422,000 | 4,944 |
| Additional noninterest expense | $1,962,000 | 2,913 |
| Pre-tax net operating income | $2,012,000 | 2,443 |
| Securities gains (losses) | $-23,000 | 7,099 |
| Applicable income taxes | $413,000 | 2,051 |
| Income before extraordinary items | $1,576,000 | 2,430 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,576,000 | 2,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,507 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,594,170 | 2,545 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,670,000 | 2,900 |
| Total interest expense | $4,806,000 | 2,461 |
| Net interest income | $4,864,000 | 3,293 |
| Provision for loan and lease losses | $566,000 | 2,554 |
| Total noninterest income | $985,000 | 2,940 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $985,000 | 1,835 |
| Total noninterest expense | $4,101,000 | 3,320 |
| Salaries and employee benefits | $2,195,000 | 3,368 |
| Premises and equipment expense | $316,000 | 4,968 |
| Additional noninterest expense | $1,590,000 | 2,637 |
| Pre-tax net operating income | $1,182,000 | 3,349 |
| Securities gains (losses) | $-25,000 | 7,432 |
| Applicable income taxes | $203,000 | 2,893 |
| Income before extraordinary items | $954,000 | 3,204 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $954,000 | 3,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,182 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $974,500 | 3,306 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,520,000 | 2,914 |
| Total interest expense | $3,306,000 | 2,490 |
| Net interest income | $3,214,000 | 3,308 |
| Provision for loan and lease losses | $95,000 | 4,331 |
| Total noninterest income | $679,000 | 2,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $679,000 | 1,838 |
| Total noninterest expense | $2,866,000 | 3,198 |
| Salaries and employee benefits | $1,519,000 | 3,293 |
| Premises and equipment expense | $211,000 | 4,986 |
| Additional noninterest expense | $1,136,000 | 2,454 |
| Pre-tax net operating income | $932,000 | 3,092 |
| Securities gains (losses) | $8,000 | 2,549 |
| Applicable income taxes | $152,000 | 2,989 |
| Income before extraordinary items | $788,000 | 3,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $788,000 | 3,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,059 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $781,280 | 3,041 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,200,000 | 3,044 |
| Total interest expense | $1,698,000 | 2,581 |
| Net interest income | $1,502,000 | 3,483 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $344,000 | 2,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $344,000 | 1,809 |
| Total noninterest expense | $1,465,000 | 3,130 |
| Salaries and employee benefits | $736,000 | 3,411 |
| Premises and equipment expense | $96,000 | 5,276 |
| Additional noninterest expense | $633,000 | 2,211 |
| Pre-tax net operating income | $331,000 | 3,932 |
| Securities gains (losses) | $9,000 | 2,013 |
| Applicable income taxes | $41,000 | 3,770 |
| Income before extraordinary items | $299,000 | 3,801 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $299,000 | 3,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,369 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $291,080 | 3,783 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,364,000 | 2,972 |
| Total interest expense | $7,594,000 | 2,440 |
| Net interest income | $5,770,000 | 3,609 |
| Provision for loan and lease losses | $210,000 | 3,778 |
| Total noninterest income | $1,238,000 | 3,079 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,238,000 | 1,920 |
| Total noninterest expense | $4,899,000 | 3,486 |
| Salaries and employee benefits | $2,740,000 | 3,469 |
| Premises and equipment expense | $734,000 | 3,322 |
| Additional noninterest expense | $1,425,000 | 3,569 |
| Pre-tax net operating income | $1,899,000 | 3,417 |
| Securities gains (losses) | $17,000 | 1,155 |
| Applicable income taxes | $294,000 | 3,403 |
| Income before extraordinary items | $1,622,000 | 3,263 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,622,000 | 3,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,136 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,607,550 | 3,270 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,063,000 | 2,971 |
| Total interest expense | $5,710,000 | 2,423 |
| Net interest income | $4,353,000 | 3,609 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $870,000 | 3,205 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $870,000 | 2,013 |
| Total noninterest expense | $3,670,000 | 3,476 |
| Salaries and employee benefits | $2,023,000 | 3,496 |
| Premises and equipment expense | $550,000 | 3,297 |
| Additional noninterest expense | $1,097,000 | 3,447 |
| Pre-tax net operating income | $1,403,000 | 3,620 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $209,000 | 3,675 |
| Income before extraordinary items | $1,192,000 | 3,480 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,192,000 | 3,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,188 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,193,700 | 3,464 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,711,000 | 2,985 |
| Total interest expense | $3,752,000 | 2,457 |
| Net interest income | $2,959,000 | 3,574 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $569,000 | 3,275 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $569,000 | 2,067 |
| Total noninterest expense | $2,453,000 | 3,493 |
| Salaries and employee benefits | $1,370,000 | 3,484 |
| Premises and equipment expense | $368,000 | 3,306 |
| Additional noninterest expense | $715,000 | 3,502 |
| Pre-tax net operating income | $955,000 | 3,634 |
| Securities gains (losses) | $-2,000 | 7,706 |
| Applicable income taxes | $141,000 | 3,725 |
| Income before extraordinary items | $812,000 | 3,486 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $812,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $813,700 | 3,461 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,278,000 | 3,033 |
| Total interest expense | $1,823,000 | 2,509 |
| Net interest income | $1,455,000 | 3,626 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $286,000 | 3,212 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $286,000 | 2,020 |
| Total noninterest expense | $1,154,000 | 3,675 |
| Salaries and employee benefits | $629,000 | 3,755 |
| Premises and equipment expense | $179,000 | 3,407 |
| Additional noninterest expense | $346,000 | 3,559 |
| Pre-tax net operating income | $527,000 | 3,396 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $120,000 | 3,028 |
| Income before extraordinary items | $407,000 | 3,453 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $407,000 | 3,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $407,000 | 3,431 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,061,000 | 3,074 |
| Total interest expense | $6,583,000 | 2,397 |
| Net interest income | $5,478,000 | 3,764 |
| Provision for loan and lease losses | $235,000 | 3,248 |
| Total noninterest income | $1,146,000 | 3,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,146,000 | 2,035 |
| Total noninterest expense | $4,537,000 | 3,616 |
| Salaries and employee benefits | $2,515,000 | 3,591 |
| Premises and equipment expense | $674,000 | 3,430 |
| Additional noninterest expense | $1,348,000 | 3,592 |
| Pre-tax net operating income | $1,852,000 | 3,818 |
| Securities gains (losses) | $18,000 | 936 |
| Applicable income taxes | $446,000 | 3,301 |
| Income before extraordinary items | $1,424,000 | 3,894 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,424,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,225 |
| Cash dividends | $1,200,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,410,320 | 3,901 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,852,000 | 3,111 |
| Total interest expense | $4,795,000 | 2,401 |
| Net interest income | $4,057,000 | 3,813 |
| Provision for loan and lease losses | $175,000 | 3,146 |
| Total noninterest income | $803,000 | 3,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $803,000 | 2,125 |
| Total noninterest expense | $3,316,000 | 3,676 |
| Salaries and employee benefits | $1,851,000 | 3,649 |
| Premises and equipment expense | $477,000 | 3,604 |
| Additional noninterest expense | $988,000 | 3,646 |
| Pre-tax net operating income | $1,369,000 | 3,990 |
| Securities gains (losses) | $18,000 | 773 |
| Applicable income taxes | $361,000 | 3,324 |
| Income before extraordinary items | $1,026,000 | 4,109 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,026,000 | 4,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,669 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,012,680 | 4,128 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,782,000 | 3,127 |
| Total interest expense | $3,080,000 | 2,377 |
| Net interest income | $2,702,000 | 3,831 |
| Provision for loan and lease losses | $115,000 | 3,144 |
| Total noninterest income | $499,000 | 3,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $499,000 | 2,213 |
| Total noninterest expense | $2,195,000 | 3,704 |
| Salaries and employee benefits | $1,241,000 | 3,644 |
| Premises and equipment expense | $297,000 | 3,797 |
| Additional noninterest expense | $657,000 | 3,653 |
| Pre-tax net operating income | $891,000 | 4,069 |
| Securities gains (losses) | $18,000 | 623 |
| Applicable income taxes | $259,000 | 3,245 |
| Income before extraordinary items | $650,000 | 4,243 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $650,000 | 4,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 1,195 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $637,040 | 4,288 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,811,000 | 3,148 |
| Total interest expense | $1,492,000 | 2,338 |
| Net interest income | $1,319,000 | 3,902 |
| Provision for loan and lease losses | $55,000 | 2,999 |
| Total noninterest income | $247,000 | 3,501 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $247,000 | 2,210 |
| Total noninterest expense | $1,038,000 | 3,907 |
| Salaries and employee benefits | $586,000 | 3,834 |
| Premises and equipment expense | $157,000 | 3,643 |
| Additional noninterest expense | $295,000 | 3,946 |
| Pre-tax net operating income | $473,000 | 3,875 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $112,000 | 3,441 |
| Income before extraordinary items | $361,000 | 3,953 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $361,000 | 3,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 688 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $361,000 | 3,936 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,139,000 | 3,125 |
| Total interest expense | $4,181,000 | 2,554 |
| Net interest income | $5,958,000 | 3,441 |
| Provision for loan and lease losses | $421,000 | 2,177 |
| Total noninterest income | $1,654,000 | 2,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,654,000 | 1,546 |
| Total noninterest expense | $4,107,000 | 3,791 |
| Salaries and employee benefits | $2,424,000 | 3,574 |
| Premises and equipment expense | $594,000 | 3,691 |
| Additional noninterest expense | $1,089,000 | 4,140 |
| Pre-tax net operating income | $3,084,000 | 2,693 |
| Securities gains (losses) | $34,000 | 1,055 |
| Applicable income taxes | $710,000 | 2,788 |
| Income before extraordinary items | $2,408,000 | 2,672 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,408,000 | 2,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $164,000 | 2,585 |
| Cash dividends | $3,000,000 | 1,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,381,820 | 2,662 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,447,000 | 3,123 |
| Total interest expense | $2,988,000 | 2,545 |
| Net interest income | $4,459,000 | 3,443 |
| Provision for loan and lease losses | $309,000 | 2,160 |
| Total noninterest income | $1,337,000 | 2,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,337,000 | 1,470 |
| Total noninterest expense | $3,062,000 | 3,778 |
| Salaries and employee benefits | $1,801,000 | 3,567 |
| Premises and equipment expense | $471,000 | 3,514 |
| Additional noninterest expense | $790,000 | 4,219 |
| Pre-tax net operating income | $2,425,000 | 2,633 |
| Securities gains (losses) | $34,000 | 1,011 |
| Applicable income taxes | $579,000 | 2,693 |
| Income before extraordinary items | $1,880,000 | 2,600 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,880,000 | 2,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 2,093 |
| Cash dividends | $3,000,000 | 734 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,854,160 | 2,598 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,931,000 | 3,075 |
| Total interest expense | $1,857,000 | 2,564 |
| Net interest income | $3,074,000 | 3,339 |
| Provision for loan and lease losses | $267,000 | 1,692 |
| Total noninterest income | $1,076,000 | 2,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,076,000 | 1,273 |
| Total noninterest expense | $2,121,000 | 3,647 |
| Salaries and employee benefits | $1,260,000 | 3,414 |
| Premises and equipment expense | $314,000 | 3,491 |
| Additional noninterest expense | $547,000 | 4,081 |
| Pre-tax net operating income | $1,762,000 | 2,407 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $489,000 | 2,303 |
| Income before extraordinary items | $1,273,000 | 2,530 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,273,000 | 2,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 1,526 |
| Cash dividends | $3,000,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,273,000 | 2,486 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,458,000 | 3,029 |
| Total interest expense | $878,000 | 2,592 |
| Net interest income | $1,580,000 | 3,260 |
| Provision for loan and lease losses | $103,000 | 2,011 |
| Total noninterest income | $244,000 | 3,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $244,000 | 2,195 |
| Total noninterest expense | $985,000 | 3,887 |
| Salaries and employee benefits | $582,000 | 3,657 |
| Premises and equipment expense | $148,000 | 3,685 |
| Additional noninterest expense | $255,000 | 4,301 |
| Pre-tax net operating income | $736,000 | 2,745 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $172,000 | 2,849 |
| Income before extraordinary items | $564,000 | 2,754 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $564,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 881 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $564,000 | 2,704 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,133,000 | 3,063 |
| Total interest expense | $3,233,000 | 2,461 |
| Net interest income | $5,900,000 | 3,333 |
| Provision for loan and lease losses | $107,000 | 4,893 |
| Total noninterest income | $714,000 | 4,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $714,000 | 2,680 |
| Total noninterest expense | $3,633,000 | 4,058 |
| Salaries and employee benefits | $2,101,000 | 3,835 |
| Premises and equipment expense | $560,000 | 3,748 |
| Additional noninterest expense | $972,000 | 4,445 |
| Pre-tax net operating income | $2,874,000 | 2,686 |
| Securities gains (losses) | $30,000 | 2,118 |
| Applicable income taxes | $746,000 | 2,636 |
| Income before extraordinary items | $2,158,000 | 2,735 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,158,000 | 2,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,135,800 | 2,698 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,822,000 | 3,042 |
| Total interest expense | $2,388,000 | 2,460 |
| Net interest income | $4,434,000 | 3,313 |
| Provision for loan and lease losses | $82,000 | 4,684 |
| Total noninterest income | $532,000 | 4,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $532,000 | 2,693 |
| Total noninterest expense | $2,733,000 | 4,004 |
| Salaries and employee benefits | $1,574,000 | 3,813 |
| Premises and equipment expense | $423,000 | 3,726 |
| Additional noninterest expense | $736,000 | 4,351 |
| Pre-tax net operating income | $2,151,000 | 2,707 |
| Securities gains (losses) | $30,000 | 2,041 |
| Applicable income taxes | $588,000 | 2,600 |
| Income before extraordinary items | $1,593,000 | 2,813 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,593,000 | 2,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,003 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,571,100 | 2,768 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 3,045 |
| Total interest expense | $1,573,000 | 2,466 |
| Net interest income | $2,937,000 | 3,326 |
| Provision for loan and lease losses | $61,000 | 4,254 |
| Total noninterest income | $338,000 | 4,505 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $338,000 | 2,796 |
| Total noninterest expense | $1,781,000 | 4,107 |
| Salaries and employee benefits | $1,027,000 | 3,900 |
| Premises and equipment expense | $281,000 | 3,738 |
| Additional noninterest expense | $473,000 | 4,515 |
| Pre-tax net operating income | $1,433,000 | 2,683 |
| Securities gains (losses) | $30,000 | 1,791 |
| Applicable income taxes | $398,000 | 2,570 |
| Income before extraordinary items | $1,065,000 | 2,788 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,065,000 | 2,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,702 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,043,100 | 2,755 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 3,058 |
| Total interest expense | $790,000 | 2,479 |
| Net interest income | $1,469,000 | 3,316 |
| Provision for loan and lease losses | $31,000 | 4,037 |
| Total noninterest income | $154,000 | 4,708 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $154,000 | 2,905 |
| Total noninterest expense | $946,000 | 3,927 |
| Salaries and employee benefits | $560,000 | 3,663 |
| Premises and equipment expense | $135,000 | 3,876 |
| Additional noninterest expense | $251,000 | 4,304 |
| Pre-tax net operating income | $646,000 | 2,889 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $155,000 | 3,023 |
| Income before extraordinary items | $491,000 | 2,987 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $491,000 | 2,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 1,489 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $491,000 | 2,881 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,135,000 | 3,075 |
| Total interest expense | $3,283,000 | 2,639 |
| Net interest income | $5,852,000 | 3,256 |
| Provision for loan and lease losses | $176,000 | 4,306 |
| Total noninterest income | $735,000 | 4,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $735,000 | 2,873 |
| Total noninterest expense | $3,656,000 | 3,965 |
| Salaries and employee benefits | $2,064,000 | 3,822 |
| Premises and equipment expense | $534,000 | 3,865 |
| Additional noninterest expense | $1,058,000 | 4,095 |
| Pre-tax net operating income | $2,755,000 | 2,680 |
| Securities gains (losses) | $59,000 | 2,361 |
| Applicable income taxes | $706,000 | 2,783 |
| Income before extraordinary items | $2,108,000 | 2,747 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,108,000 | 2,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,839 |
| Cash dividends | $3,000,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,063,750 | 2,667 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,901,000 | 3,093 |
| Total interest expense | $2,555,000 | 2,635 |
| Net interest income | $4,346,000 | 3,296 |
| Provision for loan and lease losses | $148,000 | 3,953 |
| Total noninterest income | $561,000 | 4,424 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $561,000 | 2,933 |
| Total noninterest expense | $2,717,000 | 3,977 |
| Salaries and employee benefits | $1,550,000 | 3,806 |
| Premises and equipment expense | $397,000 | 3,886 |
| Additional noninterest expense | $770,000 | 4,168 |
| Pre-tax net operating income | $2,042,000 | 2,806 |
| Securities gains (losses) | $49,000 | 2,325 |
| Applicable income taxes | $557,000 | 2,821 |
| Income before extraordinary items | $1,534,000 | 2,919 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,534,000 | 2,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $3,000,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,498,230 | 2,820 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,650,000 | 3,085 |
| Total interest expense | $1,787,000 | 2,605 |
| Net interest income | $2,863,000 | 3,327 |
| Provision for loan and lease losses | $125,000 | 3,389 |
| Total noninterest income | $339,000 | 4,663 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $339,000 | 3,071 |
| Total noninterest expense | $1,752,000 | 4,087 |
| Salaries and employee benefits | $1,003,000 | 3,901 |
| Premises and equipment expense | $262,000 | 3,895 |
| Additional noninterest expense | $487,000 | 4,331 |
| Pre-tax net operating income | $1,325,000 | 2,864 |
| Securities gains (losses) | $49,000 | 2,032 |
| Applicable income taxes | $364,000 | 2,885 |
| Income before extraordinary items | $1,010,000 | 2,955 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,010,000 | 2,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $3,000,000 | 508 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $973,740 | 2,885 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 3,093 |
| Total interest expense | $920,000 | 2,609 |
| Net interest income | $1,412,000 | 3,338 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $146,000 | 4,959 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $146,000 | 3,263 |
| Total noninterest expense | $866,000 | 4,118 |
| Salaries and employee benefits | $502,000 | 3,887 |
| Premises and equipment expense | $126,000 | 4,003 |
| Additional noninterest expense | $238,000 | 4,379 |
| Pre-tax net operating income | $647,000 | 2,904 |
| Securities gains (losses) | $43,000 | 1,472 |
| Applicable income taxes | $173,000 | 2,947 |
| Income before extraordinary items | $517,000 | 2,876 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $517,000 | 2,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $3,000,000 | 276 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $484,750 | 2,878 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,467,000 | 3,165 |
| Total interest expense | $4,384,000 | 2,539 |
| Net interest income | $5,083,000 | 3,625 |
| Provision for loan and lease losses | $172,000 | 4,677 |
| Total noninterest income | $524,000 | 5,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $524,000 | 3,200 |
| Total noninterest expense | $3,079,000 | 4,373 |
| Salaries and employee benefits | $1,660,000 | 4,342 |
| Premises and equipment expense | $532,000 | 3,767 |
| Additional noninterest expense | $887,000 | 4,595 |
| Pre-tax net operating income | $2,356,000 | 3,022 |
| Securities gains (losses) | $12,000 | 3,495 |
| Applicable income taxes | $750,000 | 2,707 |
| Income before extraordinary items | $1,618,000 | 3,295 |
| Extraordinary gains, net | $229,000 | 30 |
| Net income | $1,847,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,433 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,609,840 | 3,222 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,000,000 | 3,314 |
| Total interest expense | $6,214,000 | 2,576 |
| Net interest income | $3,786,000 | 4,308 |
| Provision for loan and lease losses | $22,000 | 7,515 |
| Total noninterest income | $482,000 | 5,162 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $482,000 | 3,187 |
| Total noninterest expense | $2,831,000 | 4,536 |
| Salaries and employee benefits | $1,552,000 | 4,395 |
| Premises and equipment expense | $449,000 | 4,247 |
| Additional noninterest expense | $830,000 | 4,667 |
| Pre-tax net operating income | $1,415,000 | 4,016 |
| Securities gains (losses) | $95,000 | 1,787 |
| Applicable income taxes | $468,000 | 3,441 |
| Income before extraordinary items | $1,042,000 | 4,167 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,042,000 | 4,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,462 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $976,450 | 4,230 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,787,000 | 3,463 |
| Total interest expense | $6,124,000 | 2,728 |
| Net interest income | $3,663,000 | 4,465 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $428,000 | 5,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $428,000 | 3,207 |
| Total noninterest expense | $2,533,000 | 4,810 |
| Salaries and employee benefits | $1,437,000 | 4,513 |
| Premises and equipment expense | $422,000 | 4,336 |
| Additional noninterest expense | $674,000 | 5,325 |
| Pre-tax net operating income | $1,558,000 | 3,972 |
| Securities gains (losses) | $60,000 | 680 |
| Applicable income taxes | $420,000 | 3,881 |
| Income before extraordinary items | $1,198,000 | 3,869 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,198,000 | 3,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,027 |
| Cash dividends | $2,000,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,153,600 | 3,957 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,781,000 | 3,605 |
| Total interest expense | $5,185,000 | 2,812 |
| Net interest income | $3,596,000 | 4,560 |
| Provision for loan and lease losses | $1,000 | 8,482 |
| Total noninterest income | $397,000 | 5,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $397,000 | 3,441 |
| Total noninterest expense | $2,339,000 | 5,103 |
| Salaries and employee benefits | $1,267,000 | 4,964 |
| Premises and equipment expense | $289,000 | 5,583 |
| Additional noninterest expense | $783,000 | 4,872 |
| Pre-tax net operating income | $1,653,000 | 3,840 |
| Securities gains (losses) | $31,000 | 1,173 |
| Applicable income taxes | $562,000 | 3,365 |
| Income before extraordinary items | $1,122,000 | 4,072 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,122,000 | 4,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $2,000,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,101,230 | 4,100 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,483,000 | 3,717 |
| Total interest expense | $5,110,000 | 2,936 |
| Net interest income | $3,373,000 | 4,728 |
| Provision for loan and lease losses | $-2,000 | 10,182 |
| Total noninterest income | $353,000 | 5,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $353,000 | 3,682 |
| Total noninterest expense | $2,179,000 | 5,263 |
| Salaries and employee benefits | $1,160,000 | 5,204 |
| Premises and equipment expense | $271,000 | 5,687 |
| Additional noninterest expense | $748,000 | 4,905 |
| Pre-tax net operating income | $1,549,000 | 4,080 |
| Securities gains (losses) | $47,000 | 1,787 |
| Applicable income taxes | $327,000 | 4,944 |
| Income before extraordinary items | $1,269,000 | 3,753 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,269,000 | 3,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,658 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,231,400 | 3,758 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,411,000 | 3,791 |
| Total interest expense | $4,939,000 | 3,017 |
| Net interest income | $3,472,000 | 4,759 |
| Provision for loan and lease losses | $2,000 | 8,765 |
| Total noninterest income | $338,000 | 6,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $338,000 | 3,661 |
| Total noninterest expense | $2,293,000 | 5,113 |
| Salaries and employee benefits | $1,331,000 | 4,693 |
| Premises and equipment expense | $263,000 | 5,883 |
| Additional noninterest expense | $699,000 | 5,228 |
| Pre-tax net operating income | $1,515,000 | 4,466 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $496,000 | 4,237 |
| Income before extraordinary items | $1,024,000 | 4,630 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,024,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,246 |
| Cash dividends | $5,000,000 | 618 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,020,650 | 4,569 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,068,000 | 4,005 |
| Total interest expense | $4,562,000 | 3,284 |
| Net interest income | $3,506,000 | 4,826 |
| Provision for loan and lease losses | $22,000 | 7,876 |
| Total noninterest income | $231,000 | 7,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $231,000 | 4,763 |
| Total noninterest expense | $3,004,000 | 4,308 |
| Salaries and employee benefits | $1,415,000 | 4,547 |
| Premises and equipment expense | $243,000 | 6,346 |
| Additional noninterest expense | $1,346,000 | 3,424 |
| Pre-tax net operating income | $711,000 | 6,882 |
| Securities gains (losses) | $104,000 | 937 |
| Applicable income taxes | $280,000 | 6,066 |
| Income before extraordinary items | $535,000 | 6,660 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $535,000 | 6,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $466,360 | 7,076 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,526,000 | 4,251 |
| Total interest expense | $4,276,000 | 3,482 |
| Net interest income | $3,250,000 | 5,169 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $146,000 | 9,381 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $146,000 | 6,069 |
| Total noninterest expense | $2,050,000 | 5,871 |
| Salaries and employee benefits | $1,123,000 | 5,513 |
| Premises and equipment expense | $238,000 | 6,542 |
| Additional noninterest expense | $689,000 | 5,931 |
| Pre-tax net operating income | $1,346,000 | 4,833 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $495,000 | 4,227 |
| Income before extraordinary items | $851,000 | 5,215 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $851,000 | 5,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $851,000 | 5,205 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,686,000 | 4,412 |
| Total interest expense | $3,438,000 | 3,500 |
| Net interest income | $3,248,000 | 5,266 |
| Provision for loan and lease losses | $372,000 | 1,924 |
| Total noninterest income | $92,000 | 10,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 9,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $2,252,000 | 5,631 |
| Salaries and employee benefits | $1,288,000 | 4,923 |
| Premises and equipment expense | $158,000 | 8,341 |
| Additional noninterest expense | $806,000 | 5,669 |
| Pre-tax net operating income | $716,000 | 7,306 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $153,000 | 8,250 |
| Income before extraordinary items | $563,000 | 6,814 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $563,000 | 6,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,283 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $563,000 | 6,863 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,163,000 | 4,227 |
| Total interest expense | $3,417,000 | 3,679 |
| Net interest income | $3,746,000 | 4,672 |
| Provision for loan and lease losses | $342,000 | 2,756 |
| Total noninterest income | $367,000 | 6,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,508 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $330,000 | 4,236 |
| Total noninterest expense | $1,786,000 | 6,928 |
| Salaries and employee benefits | $715,000 | 7,906 |
| Premises and equipment expense | $196,000 | 7,757 |
| Additional noninterest expense | $875,000 | 5,499 |
| Pre-tax net operating income | $1,985,000 | 3,340 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $645,000 | 3,366 |
| Income before extraordinary items | $1,340,000 | 3,600 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,340,000 | 3,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 9,554 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,340,000 | 3,411 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,287,000 | 4,662 |
| Total interest expense | $4,135,000 | 3,953 |
| Net interest income | $3,152,000 | 5,490 |
| Provision for loan and lease losses | $319,000 | 3,985 |
| Total noninterest income | $168,000 | 10,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $168,000 | 6,255 |
| Total noninterest expense | $1,490,000 | 7,948 |
| Salaries and employee benefits | $731,000 | 7,763 |
| Premises and equipment expense | $172,000 | 8,516 |
| Additional noninterest expense | $587,000 | 7,628 |
| Pre-tax net operating income | $1,511,000 | 4,020 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $512,000 | 3,934 |
| Income before extraordinary items | $1,008,000 | 4,467 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,008,000 | 4,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 4,855 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,002,060 | 4,174 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.