Home > American Savings Bank > Income and Expense
American Savings Bank, Income and Expense
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 4,432 |
| Total interest expense | $195,000 | 3,987 |
| Net interest income | $1,355,000 | 4,440 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $48,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $18,000 | 4,443 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,650 |
| Total noninterest expense | $666,000 | 4,747 |
| Salaries and employee benefits | $441,000 | 4,657 |
| Premises and equipment expense | $41,000 | 4,790 |
| Additional noninterest expense | $184,000 | 4,771 |
| Pre-tax net operating income | $737,000 | 3,965 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $37,000 | 3,285 |
| Income before extraordinary items | $700,000 | 3,931 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $700,000 | 3,931 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $700,000 | 3,931 |
| Net charge-offs | $0 | 2,463 |
| Cash dividends | $450,000 | 2,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $700,000 | 3,910 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 4,437 |
| Total interest expense | $135,000 | 4,014 |
| Net interest income | $957,000 | 4,440 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $31,000 | 4,763 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $11,000 | 4,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 4,688 |
| Total noninterest expense | $446,000 | 4,776 |
| Salaries and employee benefits | $299,000 | 4,685 |
| Premises and equipment expense | $27,000 | 4,822 |
| Additional noninterest expense | $120,000 | 4,804 |
| Pre-tax net operating income | $542,000 | 3,906 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $27,000 | 3,242 |
| Income before extraordinary items | $515,000 | 3,858 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $515,000 | 3,858 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $515,000 | 3,858 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $300,000 | 2,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $515,000 | 3,839 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $513,000 | 4,494 |
| Total interest expense | $70,000 | 4,046 |
| Net interest income | $443,000 | 4,504 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $15,000 | 4,779 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $6,000 | 4,455 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 4,700 |
| Total noninterest expense | $222,000 | 4,796 |
| Salaries and employee benefits | $150,000 | 4,707 |
| Premises and equipment expense | $13,000 | 4,841 |
| Additional noninterest expense | $59,000 | 4,824 |
| Pre-tax net operating income | $236,000 | 3,985 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $10,000 | 3,270 |
| Income before extraordinary items | $226,000 | 3,934 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $226,000 | 3,933 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $226,000 | 3,934 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $150,000 | 1,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $226,000 | 3,913 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 4,563 |
| Total interest expense | $401,000 | 4,048 |
| Net interest income | $1,564,000 | 4,599 |
| Provision for loan and lease losses | $45,000 | 3,931 |
| Total noninterest income | $64,000 | 4,778 |
| Gross Fiduciary activities income | $1,000 | 991 |
| Service charges on deposit accounts | $31,000 | 4,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 4,734 |
| Total noninterest expense | $851,000 | 4,836 |
| Salaries and employee benefits | $569,000 | 4,760 |
| Premises and equipment expense | $56,000 | 4,861 |
| Additional noninterest expense | $226,000 | 4,862 |
| Pre-tax net operating income | $732,000 | 3,944 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $36,000 | 3,278 |
| Income before extraordinary items | $696,000 | 3,962 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $696,000 | 3,960 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $696,000 | 3,962 |
| Net charge-offs | $4,000 | 3,213 |
| Cash dividends | $425,000 | 2,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $696,000 | 3,898 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 4,601 |
| Total interest expense | $320,000 | 4,066 |
| Net interest income | $1,170,000 | 4,642 |
| Provision for loan and lease losses | $30,000 | 3,884 |
| Total noninterest income | $52,000 | 4,781 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $27,000 | 4,395 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,732 |
| Total noninterest expense | $638,000 | 4,860 |
| Salaries and employee benefits | $426,000 | 4,784 |
| Premises and equipment expense | $43,000 | 4,887 |
| Additional noninterest expense | $169,000 | 4,890 |
| Pre-tax net operating income | $554,000 | 3,978 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $30,000 | 3,258 |
| Income before extraordinary items | $524,000 | 3,961 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $524,000 | 3,961 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $524,000 | 3,961 |
| Net charge-offs | $4,000 | 2,970 |
| Cash dividends | $300,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $524,000 | 3,910 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $966,000 | 4,663 |
| Total interest expense | $217,000 | 4,136 |
| Net interest income | $749,000 | 4,706 |
| Provision for loan and lease losses | $15,000 | 3,909 |
| Total noninterest income | $34,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $20,000 | 4,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 4,767 |
| Total noninterest expense | $417,000 | 4,904 |
| Salaries and employee benefits | $280,000 | 4,823 |
| Premises and equipment expense | $27,000 | 4,924 |
| Additional noninterest expense | $110,000 | 4,924 |
| Pre-tax net operating income | $351,000 | 4,010 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $20,000 | 3,220 |
| Income before extraordinary items | $331,000 | 4,018 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $331,000 | 4,018 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $331,000 | 4,018 |
| Net charge-offs | $4,000 | 2,717 |
| Cash dividends | $150,000 | 2,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $331,000 | 3,969 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $500,000 | 4,690 |
| Total interest expense | $110,000 | 4,233 |
| Net interest income | $390,000 | 4,720 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $17,000 | 4,847 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $10,000 | 4,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 4,782 |
| Total noninterest expense | $212,000 | 4,943 |
| Salaries and employee benefits | $138,000 | 4,868 |
| Premises and equipment expense | $14,000 | 4,960 |
| Additional noninterest expense | $60,000 | 4,951 |
| Pre-tax net operating income | $195,000 | 3,805 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $10,000 | 3,135 |
| Income before extraordinary items | $185,000 | 3,780 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $185,000 | 3,781 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $185,000 | 3,781 |
| Net charge-offs | $4,000 | 2,167 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $185,000 | 3,754 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $1,980,000 | 4,765 |
| Total interest expense | $424,000 | 4,299 |
| Net interest income | $1,556,000 | 4,795 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $84,000 | 4,859 |
| Gross Fiduciary activities income | $1,000 | 1,009 |
| Service charges on deposit accounts | $50,000 | 4,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 4,838 |
| Total noninterest expense | $889,000 | 4,987 |
| Salaries and employee benefits | $575,000 | 4,920 |
| Premises and equipment expense | $54,000 | 5,051 |
| Additional noninterest expense | $260,000 | 4,996 |
| Pre-tax net operating income | $751,000 | 4,125 |
| Securities gains (losses) | $4,000 | 2,137 |
| Applicable income taxes | $39,000 | 3,388 |
| Income before extraordinary items | $716,000 | 4,098 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $716,000 | 4,100 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $716,000 | 4,100 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $600,000 | 2,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $712,200 | 4,065 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $1,497,000 | 4,835 |
| Total interest expense | $309,000 | 4,364 |
| Net interest income | $1,188,000 | 4,861 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $57,000 | 4,976 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $35,000 | 4,598 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 4,931 |
| Total noninterest expense | $655,000 | 5,053 |
| Salaries and employee benefits | $433,000 | 4,978 |
| Premises and equipment expense | $41,000 | 5,106 |
| Additional noninterest expense | $181,000 | 5,083 |
| Pre-tax net operating income | $590,000 | 4,207 |
| Securities gains (losses) | $4,000 | 1,882 |
| Applicable income taxes | $29,000 | 3,452 |
| Income before extraordinary items | $565,000 | 4,157 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $565,000 | 4,157 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $565,000 | 4,157 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $450,000 | 2,570 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $561,200 | 4,134 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $988,000 | 4,879 |
| Total interest expense | $201,000 | 4,401 |
| Net interest income | $787,000 | 4,908 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $37,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $22,000 | 4,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 4,962 |
| Total noninterest expense | $448,000 | 5,091 |
| Salaries and employee benefits | $298,000 | 5,001 |
| Premises and equipment expense | $28,000 | 5,143 |
| Additional noninterest expense | $122,000 | 5,121 |
| Pre-tax net operating income | $376,000 | 4,261 |
| Securities gains (losses) | $4,000 | 1,415 |
| Applicable income taxes | $20,000 | 3,439 |
| Income before extraordinary items | $360,000 | 4,210 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $360,000 | 4,208 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $360,000 | 4,209 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $300,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $356,200 | 4,199 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $485,000 | 4,937 |
| Total interest expense | $97,000 | 4,434 |
| Net interest income | $388,000 | 4,964 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $16,000 | 5,100 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $9,000 | 4,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 5,007 |
| Total noninterest expense | $217,000 | 5,153 |
| Salaries and employee benefits | $147,000 | 5,053 |
| Premises and equipment expense | $14,000 | 5,186 |
| Additional noninterest expense | $56,000 | 5,204 |
| Pre-tax net operating income | $187,000 | 4,267 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $10,000 | 3,388 |
| Income before extraordinary items | $177,000 | 4,218 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $177,000 | 4,217 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $177,000 | 4,217 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $150,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $177,000 | 4,206 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 4,939 |
| Total interest expense | $325,000 | 4,422 |
| Net interest income | $1,602,000 | 4,966 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $83,000 | 5,084 |
| Gross Fiduciary activities income | $1,000 | 1,056 |
| Service charges on deposit accounts | $40,000 | 4,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,961 |
| Total noninterest expense | $870,000 | 5,200 |
| Salaries and employee benefits | $593,000 | 5,099 |
| Premises and equipment expense | $56,000 | 5,250 |
| Additional noninterest expense | $221,000 | 5,263 |
| Pre-tax net operating income | $815,000 | 4,246 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $40,000 | 3,449 |
| Income before extraordinary items | $775,000 | 4,173 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $775,000 | 4,172 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $775,000 | 4,172 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $600,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $775,000 | 4,183 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $1,436,000 | 4,993 |
| Total interest expense | $233,000 | 4,458 |
| Net interest income | $1,203,000 | 5,028 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $61,000 | 5,165 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $29,000 | 4,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 5,025 |
| Total noninterest expense | $639,000 | 5,262 |
| Salaries and employee benefits | $437,000 | 5,158 |
| Premises and equipment expense | $42,000 | 5,304 |
| Additional noninterest expense | $160,000 | 5,326 |
| Pre-tax net operating income | $625,000 | 4,302 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $32,000 | 3,487 |
| Income before extraordinary items | $593,000 | 4,221 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $593,000 | 4,220 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $593,000 | 4,220 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $450,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $593,000 | 4,228 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $952,000 | 5,042 |
| Total interest expense | $155,000 | 4,436 |
| Net interest income | $797,000 | 5,082 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $43,000 | 5,196 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $19,000 | 4,975 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 5,038 |
| Total noninterest expense | $440,000 | 5,308 |
| Salaries and employee benefits | $303,000 | 5,193 |
| Premises and equipment expense | $28,000 | 5,365 |
| Additional noninterest expense | $109,000 | 5,378 |
| Pre-tax net operating income | $400,000 | 4,355 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $21,000 | 3,493 |
| Income before extraordinary items | $379,000 | 4,273 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $379,000 | 4,272 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $379,000 | 4,272 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $300,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $379,000 | 4,275 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $477,000 | 5,085 |
| Total interest expense | $76,000 | 4,433 |
| Net interest income | $401,000 | 5,127 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $27,000 | 5,159 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $11,000 | 4,942 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,942 |
| Total noninterest expense | $214,000 | 5,383 |
| Salaries and employee benefits | $146,000 | 5,278 |
| Premises and equipment expense | $14,000 | 5,425 |
| Additional noninterest expense | $54,000 | 5,444 |
| Pre-tax net operating income | $214,000 | 4,270 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $11,000 | 3,465 |
| Income before extraordinary items | $203,000 | 4,164 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $203,000 | 4,164 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $203,000 | 4,164 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $150,000 | 2,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $203,000 | 4,166 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 5,072 |
| Total interest expense | $328,000 | 4,286 |
| Net interest income | $1,647,000 | 5,130 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $39,000 | 5,512 |
| Gross Fiduciary activities income | $1,000 | 1,092 |
| Service charges on deposit accounts | $38,000 | 5,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 5,546 |
| Total noninterest expense | $856,000 | 5,455 |
| Salaries and employee benefits | $544,000 | 5,372 |
| Premises and equipment expense | $62,000 | 5,473 |
| Additional noninterest expense | $250,000 | 5,457 |
| Pre-tax net operating income | $830,000 | 4,281 |
| Securities gains (losses) | $10,000 | 1,604 |
| Applicable income taxes | $43,000 | 3,579 |
| Income before extraordinary items | $797,000 | 4,012 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $797,000 | 4,012 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $797,000 | 4,012 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $600,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $787,500 | 4,013 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,484,000 | 5,128 |
| Total interest expense | $246,000 | 4,311 |
| Net interest income | $1,238,000 | 5,185 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $9,000 | 5,653 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $28,000 | 5,179 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-19,000 | 5,679 |
| Total noninterest expense | $628,000 | 5,505 |
| Salaries and employee benefits | $407,000 | 5,423 |
| Premises and equipment expense | $46,000 | 5,537 |
| Additional noninterest expense | $175,000 | 5,546 |
| Pre-tax net operating income | $619,000 | 4,365 |
| Securities gains (losses) | $21,000 | 1,300 |
| Applicable income taxes | $35,000 | 3,560 |
| Income before extraordinary items | $605,000 | 4,190 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $605,000 | 4,189 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $605,000 | 4,190 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $450,000 | 2,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $585,050 | 4,222 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $986,000 | 5,158 |
| Total interest expense | $163,000 | 4,312 |
| Net interest income | $823,000 | 5,222 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $41,000 | 5,458 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $19,000 | 5,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 5,265 |
| Total noninterest expense | $422,000 | 5,548 |
| Salaries and employee benefits | $266,000 | 5,484 |
| Premises and equipment expense | $32,000 | 5,561 |
| Additional noninterest expense | $124,000 | 5,563 |
| Pre-tax net operating income | $442,000 | 4,268 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $24,000 | 3,570 |
| Income before extraordinary items | $418,000 | 4,102 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $418,000 | 4,101 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $418,000 | 4,102 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $300,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $418,000 | 4,086 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $487,000 | 5,210 |
| Total interest expense | $79,000 | 4,358 |
| Net interest income | $408,000 | 5,263 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $17,000 | 5,587 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $9,000 | 5,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 5,425 |
| Total noninterest expense | $210,000 | 5,614 |
| Salaries and employee benefits | $130,000 | 5,554 |
| Premises and equipment expense | $16,000 | 5,606 |
| Additional noninterest expense | $64,000 | 5,610 |
| Pre-tax net operating income | $215,000 | 4,272 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $11,000 | 3,564 |
| Income before extraordinary items | $204,000 | 4,108 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $204,000 | 4,107 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $204,000 | 4,108 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $150,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $204,000 | 4,093 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,008,000 | 5,221 |
| Total interest expense | $362,000 | 4,183 |
| Net interest income | $1,646,000 | 5,321 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $84,000 | 5,580 |
| Gross Fiduciary activities income | $1,000 | 1,131 |
| Service charges on deposit accounts | $47,000 | 5,211 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $36,000 | 5,452 |
| Total noninterest expense | $776,000 | 5,722 |
| Salaries and employee benefits | $487,000 | 5,654 |
| Premises and equipment expense | $64,000 | 5,689 |
| Additional noninterest expense | $225,000 | 5,743 |
| Pre-tax net operating income | $954,000 | 4,132 |
| Securities gains (losses) | $13,000 | 2,562 |
| Applicable income taxes | $50,000 | 3,599 |
| Income before extraordinary items | $917,000 | 4,000 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $917,000 | 3,998 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $917,000 | 3,999 |
| Net charge-offs | $10,000 | 3,859 |
| Cash dividends | $600,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $904,650 | 3,951 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 5,255 |
| Total interest expense | $278,000 | 4,179 |
| Net interest income | $1,248,000 | 5,358 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $64,000 | 5,634 |
| Gross Fiduciary activities income | $1,000 | 1,085 |
| Service charges on deposit accounts | $35,000 | 5,269 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $28,000 | 5,500 |
| Total noninterest expense | $585,000 | 5,769 |
| Salaries and employee benefits | $368,000 | 5,693 |
| Premises and equipment expense | $48,000 | 5,741 |
| Additional noninterest expense | $169,000 | 5,796 |
| Pre-tax net operating income | $727,000 | 4,178 |
| Securities gains (losses) | $13,000 | 2,496 |
| Applicable income taxes | $37,000 | 3,683 |
| Income before extraordinary items | $703,000 | 4,036 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $703,000 | 4,034 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $703,000 | 4,036 |
| Net charge-offs | $10,000 | 3,412 |
| Cash dividends | $450,000 | 2,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $690,650 | 3,988 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 5,292 |
| Total interest expense | $188,000 | 4,183 |
| Net interest income | $847,000 | 5,400 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $39,000 | 5,721 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $22,000 | 5,357 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 5,582 |
| Total noninterest expense | $400,000 | 5,826 |
| Salaries and employee benefits | $239,000 | 5,775 |
| Premises and equipment expense | $32,000 | 5,816 |
| Additional noninterest expense | $129,000 | 5,805 |
| Pre-tax net operating income | $486,000 | 4,198 |
| Securities gains (losses) | $13,000 | 2,156 |
| Applicable income taxes | $25,000 | 3,687 |
| Income before extraordinary items | $474,000 | 4,041 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $474,000 | 4,038 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $474,000 | 4,040 |
| Net charge-offs | $0 | 3,689 |
| Cash dividends | $300,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $461,650 | 4,008 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $519,000 | 5,337 |
| Total interest expense | $94,000 | 4,215 |
| Net interest income | $425,000 | 5,440 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $19,000 | 5,766 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $12,000 | 5,315 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $7,000 | 5,681 |
| Total noninterest expense | $210,000 | 5,858 |
| Salaries and employee benefits | $115,000 | 5,847 |
| Premises and equipment expense | $17,000 | 5,847 |
| Additional noninterest expense | $78,000 | 5,754 |
| Pre-tax net operating income | $234,000 | 4,226 |
| Securities gains (losses) | $8,000 | 1,573 |
| Applicable income taxes | $12,000 | 3,688 |
| Income before extraordinary items | $230,000 | 4,053 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $230,000 | 4,050 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $230,000 | 4,051 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $150,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $222,400 | 4,040 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 5,368 |
| Total interest expense | $374,000 | 4,283 |
| Net interest income | $1,686,000 | 5,473 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $105,000 | 5,667 |
| Gross Fiduciary activities income | $1,000 | 1,155 |
| Service charges on deposit accounts | $62,000 | 5,214 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $42,000 | 5,593 |
| Total noninterest expense | $789,000 | 5,956 |
| Salaries and employee benefits | $479,000 | 5,888 |
| Premises and equipment expense | $69,000 | 5,915 |
| Additional noninterest expense | $241,000 | 5,949 |
| Pre-tax net operating income | $1,002,000 | 4,096 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $50,000 | 3,634 |
| Income before extraordinary items | $954,000 | 4,011 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $954,000 | 4,011 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $954,000 | 4,012 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $600,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $952,100 | 3,962 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 5,443 |
| Total interest expense | $281,000 | 4,331 |
| Net interest income | $1,258,000 | 5,544 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $79,000 | 5,744 |
| Gross Fiduciary activities income | $1,000 | 1,117 |
| Service charges on deposit accounts | $47,000 | 5,263 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $31,000 | 5,657 |
| Total noninterest expense | $591,000 | 6,027 |
| Salaries and employee benefits | $369,000 | 5,932 |
| Premises and equipment expense | $52,000 | 5,989 |
| Additional noninterest expense | $170,000 | 6,051 |
| Pre-tax net operating income | $746,000 | 4,185 |
| Securities gains (losses) | $2,000 | 2,829 |
| Applicable income taxes | $37,000 | 3,755 |
| Income before extraordinary items | $711,000 | 4,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $711,000 | 4,087 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $711,000 | 4,090 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $450,000 | 2,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $709,100 | 4,034 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 5,494 |
| Total interest expense | $187,000 | 4,370 |
| Net interest income | $832,000 | 5,598 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $53,000 | 5,797 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $30,000 | 5,328 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 5,663 |
| Total noninterest expense | $395,000 | 6,095 |
| Salaries and employee benefits | $247,000 | 5,996 |
| Premises and equipment expense | $34,000 | 6,054 |
| Additional noninterest expense | $114,000 | 6,123 |
| Pre-tax net operating income | $490,000 | 4,195 |
| Securities gains (losses) | $2,000 | 2,428 |
| Applicable income taxes | $25,000 | 3,777 |
| Income before extraordinary items | $467,000 | 4,082 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $467,000 | 4,083 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $467,000 | 4,084 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $300,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $465,100 | 4,025 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 5,545 |
| Total interest expense | $90,000 | 4,475 |
| Net interest income | $413,000 | 5,654 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $27,000 | 5,818 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $15,000 | 5,349 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $12,000 | 5,695 |
| Total noninterest expense | $201,000 | 6,151 |
| Salaries and employee benefits | $124,000 | 6,053 |
| Premises and equipment expense | $18,000 | 6,086 |
| Additional noninterest expense | $59,000 | 6,167 |
| Pre-tax net operating income | $239,000 | 4,207 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $12,000 | 3,754 |
| Income before extraordinary items | $227,000 | 4,087 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $227,000 | 4,090 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $227,000 | 4,090 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $150,000 | 2,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $227,000 | 4,020 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 5,653 |
| Total interest expense | $371,000 | 4,615 |
| Net interest income | $1,617,000 | 5,771 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $138,000 | 5,737 |
| Gross Fiduciary activities income | $3,000 | 1,154 |
| Service charges on deposit accounts | $55,000 | 5,612 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $80,000 | 5,421 |
| Total noninterest expense | $761,000 | 6,282 |
| Salaries and employee benefits | $460,000 | 6,207 |
| Premises and equipment expense | $76,000 | 6,196 |
| Additional noninterest expense | $225,000 | 6,288 |
| Pre-tax net operating income | $994,000 | 4,157 |
| Securities gains (losses) | $81,000 | 1,411 |
| Applicable income taxes | $54,000 | 3,677 |
| Income before extraordinary items | $1,021,000 | 3,932 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,021,000 | 3,931 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,021,000 | 3,933 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $600,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $944,050 | 3,997 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 5,744 |
| Total interest expense | $280,000 | 4,669 |
| Net interest income | $1,187,000 | 5,853 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $86,000 | 5,955 |
| Gross Fiduciary activities income | $1,000 | 1,152 |
| Service charges on deposit accounts | $40,000 | 5,730 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $45,000 | 5,703 |
| Total noninterest expense | $605,000 | 6,304 |
| Salaries and employee benefits | $344,000 | 6,260 |
| Premises and equipment expense | $58,000 | 6,248 |
| Additional noninterest expense | $203,000 | 6,260 |
| Pre-tax net operating income | $668,000 | 4,439 |
| Securities gains (losses) | $76,000 | 1,182 |
| Applicable income taxes | $36,000 | 3,784 |
| Income before extraordinary items | $708,000 | 4,114 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $708,000 | 4,115 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $708,000 | 4,115 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $450,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $635,800 | 4,221 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $971,000 | 5,791 |
| Total interest expense | $187,000 | 4,706 |
| Net interest income | $784,000 | 5,904 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $56,000 | 6,028 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $27,000 | 5,731 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $29,000 | 5,746 |
| Total noninterest expense | $397,000 | 6,373 |
| Salaries and employee benefits | $226,000 | 6,328 |
| Premises and equipment expense | $37,000 | 6,323 |
| Additional noninterest expense | $134,000 | 6,313 |
| Pre-tax net operating income | $443,000 | 4,373 |
| Securities gains (losses) | $17,000 | 1,729 |
| Applicable income taxes | $24,000 | 3,770 |
| Income before extraordinary items | $436,000 | 4,179 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $436,000 | 4,185 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $436,000 | 4,184 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $419,850 | 4,170 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 5,860 |
| Total interest expense | $93,000 | 4,772 |
| Net interest income | $388,000 | 5,976 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $27,000 | 6,063 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $13,000 | 5,787 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $14,000 | 5,780 |
| Total noninterest expense | $204,000 | 6,433 |
| Salaries and employee benefits | $114,000 | 6,397 |
| Premises and equipment expense | $19,000 | 6,370 |
| Additional noninterest expense | $71,000 | 6,336 |
| Pre-tax net operating income | $211,000 | 4,388 |
| Securities gains (losses) | $12,000 | 1,116 |
| Applicable income taxes | $12,000 | 3,740 |
| Income before extraordinary items | $211,000 | 4,159 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $211,000 | 4,159 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $211,000 | 4,161 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $150,000 | 1,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $199,600 | 4,209 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 5,871 |
| Total interest expense | $437,000 | 4,737 |
| Net interest income | $1,584,000 | 5,991 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $103,000 | 6,183 |
| Gross Fiduciary activities income | $6,000 | 1,153 |
| Service charges on deposit accounts | $56,000 | 5,882 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $41,000 | 5,968 |
| Total noninterest expense | $700,000 | 6,591 |
| Salaries and employee benefits | $401,000 | 6,558 |
| Premises and equipment expense | $62,000 | 6,555 |
| Additional noninterest expense | $237,000 | 6,524 |
| Pre-tax net operating income | $987,000 | 4,114 |
| Securities gains (losses) | $44,000 | 1,892 |
| Applicable income taxes | $51,000 | 3,742 |
| Income before extraordinary items | $980,000 | 3,942 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $980,000 | 3,945 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $980,000 | 3,946 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $600,000 | 2,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $938,200 | 3,964 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 5,915 |
| Total interest expense | $340,000 | 4,756 |
| Net interest income | $1,190,000 | 6,050 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $77,000 | 6,259 |
| Gross Fiduciary activities income | $4,000 | 1,125 |
| Service charges on deposit accounts | $41,000 | 5,967 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $32,000 | 6,033 |
| Total noninterest expense | $512,000 | 6,658 |
| Salaries and employee benefits | $307,000 | 6,596 |
| Premises and equipment expense | $39,000 | 6,686 |
| Additional noninterest expense | $166,000 | 6,612 |
| Pre-tax net operating income | $755,000 | 4,151 |
| Securities gains (losses) | $44,000 | 1,763 |
| Applicable income taxes | $40,000 | 3,822 |
| Income before extraordinary items | $759,000 | 3,916 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $759,000 | 3,919 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $759,000 | 3,919 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $400,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $717,200 | 3,955 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,035,000 | 5,920 |
| Total interest expense | $230,000 | 4,792 |
| Net interest income | $805,000 | 6,050 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $44,000 | 6,399 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $27,000 | 6,001 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $17,000 | 6,189 |
| Total noninterest expense | $332,000 | 6,717 |
| Salaries and employee benefits | $205,000 | 6,649 |
| Premises and equipment expense | $24,000 | 6,748 |
| Additional noninterest expense | $103,000 | 6,684 |
| Pre-tax net operating income | $517,000 | 4,092 |
| Securities gains (losses) | $34,000 | 1,755 |
| Applicable income taxes | $27,000 | 3,804 |
| Income before extraordinary items | $524,000 | 3,845 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $524,000 | 3,848 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $524,000 | 3,849 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $200,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $491,700 | 3,875 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 5,963 |
| Total interest expense | $116,000 | 4,854 |
| Net interest income | $406,000 | 6,076 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $25,000 | 6,337 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $11,000 | 6,093 |
| Total noninterest expense | $170,000 | 6,780 |
| Salaries and employee benefits | $103,000 | 6,706 |
| Premises and equipment expense | $12,000 | 6,808 |
| Additional noninterest expense | $55,000 | 6,739 |
| Pre-tax net operating income | $261,000 | 4,051 |
| Securities gains (losses) | $15,000 | 1,363 |
| Applicable income taxes | $14,000 | 3,791 |
| Income before extraordinary items | $262,000 | 3,807 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $262,000 | 3,806 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $262,000 | 3,809 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $100,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $247,750 | 3,800 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,183,000 | 6,018 |
| Total interest expense | $528,000 | 5,023 |
| Net interest income | $1,655,000 | 6,152 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $99,000 | 6,291 |
| Gross Fiduciary activities income | $4,000 | 1,203 |
| Service charges on deposit accounts | $66,000 | 5,964 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $29,000 | 6,130 |
| Total noninterest expense | $691,000 | 6,848 |
| Salaries and employee benefits | $389,000 | 6,808 |
| Premises and equipment expense | $49,000 | 6,893 |
| Additional noninterest expense | $253,000 | 6,733 |
| Pre-tax net operating income | $1,063,000 | 3,926 |
| Securities gains (losses) | $87,000 | 2,373 |
| Applicable income taxes | $57,000 | 3,833 |
| Income before extraordinary items | $1,093,000 | 3,726 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,093,000 | 3,728 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,093,000 | 3,729 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $600,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,010,350 | 3,734 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 6,127 |
| Total interest expense | $405,000 | 5,100 |
| Net interest income | $1,214,000 | 6,276 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $67,000 | 6,478 |
| Gross Fiduciary activities income | $1,000 | 1,226 |
| Service charges on deposit accounts | $48,000 | 6,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $18,000 | 6,348 |
| Total noninterest expense | $494,000 | 6,955 |
| Salaries and employee benefits | $292,000 | 6,890 |
| Premises and equipment expense | $37,000 | 6,976 |
| Additional noninterest expense | $165,000 | 6,895 |
| Pre-tax net operating income | $787,000 | 4,061 |
| Securities gains (losses) | $78,000 | 2,159 |
| Applicable income taxes | $41,000 | 3,878 |
| Income before extraordinary items | $824,000 | 3,812 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $824,000 | 3,812 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $824,000 | 3,813 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $300,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $749,900 | 3,809 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 6,163 |
| Total interest expense | $276,000 | 5,165 |
| Net interest income | $810,000 | 6,322 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $31,000 | 6,729 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $31,000 | 6,134 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 6,727 |
| Total noninterest expense | $331,000 | 7,008 |
| Salaries and employee benefits | $196,000 | 6,945 |
| Premises and equipment expense | $25,000 | 7,022 |
| Additional noninterest expense | $110,000 | 6,955 |
| Pre-tax net operating income | $510,000 | 4,088 |
| Securities gains (losses) | $36,000 | 2,248 |
| Applicable income taxes | $25,000 | 3,915 |
| Income before extraordinary items | $521,000 | 3,910 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $521,000 | 3,912 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $521,000 | 3,913 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $200,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $486,800 | 3,838 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $544,000 | 6,219 |
| Total interest expense | $141,000 | 5,219 |
| Net interest income | $403,000 | 6,375 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $23,000 | 6,560 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $14,000 | 6,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,296 |
| Total noninterest expense | $175,000 | 7,036 |
| Salaries and employee benefits | $98,000 | 7,005 |
| Premises and equipment expense | $13,000 | 7,067 |
| Additional noninterest expense | $64,000 | 6,907 |
| Pre-tax net operating income | $251,000 | 4,164 |
| Securities gains (losses) | $20,000 | 1,594 |
| Applicable income taxes | $14,000 | 3,852 |
| Income before extraordinary items | $257,000 | 3,914 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $257,000 | 3,919 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $257,000 | 3,918 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $100,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $238,000 | 3,915 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,212,000 | 6,298 |
| Total interest expense | $627,000 | 5,423 |
| Net interest income | $1,585,000 | 6,455 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $139,000 | 6,125 |
| Gross Fiduciary activities income | $5,000 | 1,160 |
| Service charges on deposit accounts | $64,000 | 6,083 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $70,000 | 5,649 |
| Total noninterest expense | $756,000 | 7,072 |
| Salaries and employee benefits | $421,000 | 7,028 |
| Premises and equipment expense | $59,000 | 7,120 |
| Additional noninterest expense | $276,000 | 6,928 |
| Pre-tax net operating income | $968,000 | 3,789 |
| Securities gains (losses) | $46,000 | 2,636 |
| Applicable income taxes | $50,000 | 3,761 |
| Income before extraordinary items | $964,000 | 3,624 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $964,000 | 3,627 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $964,000 | 3,626 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $400,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $920,300 | 3,571 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 6,360 |
| Total interest expense | $479,000 | 5,502 |
| Net interest income | $1,180,000 | 6,522 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $107,000 | 6,215 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $46,000 | 6,170 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $59,000 | 5,625 |
| Total noninterest expense | $551,000 | 7,139 |
| Salaries and employee benefits | $329,000 | 7,041 |
| Premises and equipment expense | $47,000 | 7,158 |
| Additional noninterest expense | $175,000 | 7,109 |
| Pre-tax net operating income | $736,000 | 3,877 |
| Securities gains (losses) | $37,000 | 2,520 |
| Applicable income taxes | $36,000 | 3,785 |
| Income before extraordinary items | $737,000 | 3,649 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $737,000 | 3,651 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $737,000 | 3,651 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $200,000 | 2,677 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $701,850 | 3,646 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 6,434 |
| Total interest expense | $321,000 | 5,615 |
| Net interest income | $773,000 | 6,590 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $72,000 | 6,250 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $29,000 | 6,234 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,609 |
| Total noninterest expense | $381,000 | 7,182 |
| Salaries and employee benefits | $228,000 | 7,080 |
| Premises and equipment expense | $33,000 | 7,202 |
| Additional noninterest expense | $120,000 | 7,155 |
| Pre-tax net operating income | $464,000 | 3,951 |
| Securities gains (losses) | $24,000 | 2,007 |
| Applicable income taxes | $23,000 | 3,768 |
| Income before extraordinary items | $465,000 | 3,720 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $465,000 | 3,721 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $465,000 | 3,722 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $100,000 | 2,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $442,200 | 3,695 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $538,000 | 6,501 |
| Total interest expense | $161,000 | 5,704 |
| Net interest income | $377,000 | 6,653 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $30,000 | 6,494 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,012 |
| Total noninterest expense | $195,000 | 7,225 |
| Salaries and employee benefits | $113,000 | 7,131 |
| Premises and equipment expense | $16,000 | 7,255 |
| Additional noninterest expense | $66,000 | 7,127 |
| Pre-tax net operating income | $212,000 | 4,142 |
| Securities gains (losses) | $6,000 | 1,415 |
| Applicable income taxes | $10,000 | 3,778 |
| Income before extraordinary items | $208,000 | 3,918 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $208,000 | 3,917 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $208,000 | 3,918 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $202,300 | 3,911 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,167,000 | 6,611 |
| Total interest expense | $695,000 | 5,985 |
| Net interest income | $1,472,000 | 6,737 |
| Provision for loan and lease losses | $120,000 | 5,848 |
| Total noninterest income | $89,000 | 6,758 |
| Gross Fiduciary activities income | $5,000 | 1,223 |
| Service charges on deposit accounts | $66,000 | 5,976 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,636 |
| Total noninterest expense | $763,000 | 7,329 |
| Salaries and employee benefits | $431,000 | 7,261 |
| Premises and equipment expense | $55,000 | 7,416 |
| Additional noninterest expense | $277,000 | 7,185 |
| Pre-tax net operating income | $678,000 | 3,965 |
| Securities gains (losses) | $26,000 | 2,991 |
| Applicable income taxes | $34,000 | 3,800 |
| Income before extraordinary items | $670,000 | 3,913 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $670,000 | 3,912 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $670,000 | 3,914 |
| Net charge-offs | $117,000 | 5,292 |
| Cash dividends | $400,000 | 2,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $645,300 | 3,830 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 6,705 |
| Total interest expense | $526,000 | 6,112 |
| Net interest income | $1,111,000 | 6,832 |
| Provision for loan and lease losses | $105,000 | 5,634 |
| Total noninterest income | $62,000 | 6,948 |
| Gross Fiduciary activities income | $3,000 | 1,206 |
| Service charges on deposit accounts | $52,000 | 6,008 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $7,000 | 6,979 |
| Total noninterest expense | $573,000 | 7,404 |
| Salaries and employee benefits | $329,000 | 7,328 |
| Premises and equipment expense | $42,000 | 7,504 |
| Additional noninterest expense | $202,000 | 7,287 |
| Pre-tax net operating income | $495,000 | 4,225 |
| Securities gains (losses) | $16,000 | 2,975 |
| Applicable income taxes | $25,000 | 3,894 |
| Income before extraordinary items | $486,000 | 4,170 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $486,000 | 4,171 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $486,000 | 4,171 |
| Net charge-offs | $117,000 | 4,756 |
| Cash dividends | $200,000 | 2,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $470,800 | 4,073 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 6,763 |
| Total interest expense | $355,000 | 6,175 |
| Net interest income | $733,000 | 6,878 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $24,000 | 7,270 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $34,000 | 6,062 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-11,000 | 7,350 |
| Total noninterest expense | $386,000 | 7,454 |
| Salaries and employee benefits | $221,000 | 7,383 |
| Premises and equipment expense | $28,000 | 7,560 |
| Additional noninterest expense | $137,000 | 7,329 |
| Pre-tax net operating income | $341,000 | 4,224 |
| Securities gains (losses) | $16,000 | 2,445 |
| Applicable income taxes | $14,000 | 3,954 |
| Income before extraordinary items | $343,000 | 4,057 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $343,000 | 4,055 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $343,000 | 4,056 |
| Net charge-offs | $5,000 | 6,051 |
| Cash dividends | $100,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $327,640 | 4,015 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $534,000 | 6,872 |
| Total interest expense | $178,000 | 6,305 |
| Net interest income | $356,000 | 6,982 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $25,000 | 6,913 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $17,000 | 6,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $194,000 | 7,538 |
| Salaries and employee benefits | $113,000 | 7,455 |
| Premises and equipment expense | $15,000 | 7,614 |
| Additional noninterest expense | $66,000 | 7,446 |
| Pre-tax net operating income | $172,000 | 4,328 |
| Securities gains (losses) | $6,000 | 1,850 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $177,000 | 4,104 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $177,000 | 4,103 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $177,000 | 4,103 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $171,060 | 4,059 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,085,000 | 6,996 |
| Total interest expense | $797,000 | 6,483 |
| Net interest income | $1,288,000 | 7,146 |
| Provision for loan and lease losses | $48,000 | 6,877 |
| Total noninterest income | $128,000 | 6,754 |
| Gross Fiduciary activities income | $5,000 | 1,248 |
| Service charges on deposit accounts | $86,000 | 5,946 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $37,000 | 6,607 |
| Total noninterest expense | $726,000 | 7,695 |
| Salaries and employee benefits | $425,000 | 7,585 |
| Premises and equipment expense | $51,000 | 7,778 |
| Additional noninterest expense | $250,000 | 7,595 |
| Pre-tax net operating income | $642,000 | 3,676 |
| Securities gains (losses) | $6,000 | 3,400 |
| Applicable income taxes | $36,000 | 3,428 |
| Income before extraordinary items | $612,000 | 3,566 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $612,000 | 3,565 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $612,000 | 3,565 |
| Net charge-offs | $31,000 | 6,481 |
| Cash dividends | $450,000 | 2,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $606,360 | 3,509 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,534,000 | 7,105 |
| Total interest expense | $606,000 | 6,580 |
| Net interest income | $928,000 | 7,256 |
| Provision for loan and lease losses | $39,000 | 6,695 |
| Total noninterest income | $95,000 | 6,889 |
| Gross Fiduciary activities income | $2,000 | 1,265 |
| Service charges on deposit accounts | $63,000 | 6,020 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $30,000 | 6,710 |
| Total noninterest expense | $543,000 | 7,748 |
| Salaries and employee benefits | $323,000 | 7,635 |
| Premises and equipment expense | $38,000 | 7,861 |
| Additional noninterest expense | $182,000 | 7,662 |
| Pre-tax net operating income | $441,000 | 4,056 |
| Securities gains (losses) | $3,000 | 3,260 |
| Applicable income taxes | $23,000 | 3,737 |
| Income before extraordinary items | $421,000 | 3,975 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $421,000 | 3,971 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $421,000 | 3,974 |
| Net charge-offs | $10,000 | 6,519 |
| Cash dividends | $275,000 | 2,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $418,150 | 3,881 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,014,000 | 7,188 |
| Total interest expense | $410,000 | 6,678 |
| Net interest income | $604,000 | 7,330 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $58,000 | 7,022 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $41,000 | 6,055 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $17,000 | 6,927 |
| Total noninterest expense | $340,000 | 7,870 |
| Salaries and employee benefits | $216,000 | 7,709 |
| Premises and equipment expense | $25,000 | 7,944 |
| Additional noninterest expense | $99,000 | 7,889 |
| Pre-tax net operating income | $292,000 | 4,176 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $15,000 | 3,839 |
| Income before extraordinary items | $277,000 | 4,089 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $277,000 | 4,089 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $277,000 | 4,089 |
| Net charge-offs | $5,000 | 6,236 |
| Cash dividends | $275,000 | 2,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $277,000 | 3,975 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $516,000 | 7,218 |
| Total interest expense | $205,000 | 6,765 |
| Net interest income | $311,000 | 7,315 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $26,000 | 7,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $175,000 | 7,882 |
| Salaries and employee benefits | $109,000 | 7,748 |
| Premises and equipment expense | $13,000 | 7,962 |
| Additional noninterest expense | $53,000 | 7,798 |
| Pre-tax net operating income | $162,000 | 4,382 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $7,000 | 4,167 |
| Income before extraordinary items | $155,000 | 4,290 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $155,000 | 4,292 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $155,000 | 4,293 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $100,000 | 2,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $155,000 | 4,127 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 7,251 |
| Total interest expense | $918,000 | 6,924 |
| Net interest income | $1,196,000 | 7,371 |
| Provision for loan and lease losses | $20,000 | 7,003 |
| Total noninterest income | $113,000 | 7,178 |
| Gross Fiduciary activities income | $6,000 | 1,269 |
| Service charges on deposit accounts | $78,000 | 6,216 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $29,000 | 7,202 |
| Total noninterest expense | $661,000 | 7,965 |
| Salaries and employee benefits | $406,000 | 7,879 |
| Premises and equipment expense | $64,000 | 7,936 |
| Additional noninterest expense | $191,000 | 7,920 |
| Pre-tax net operating income | $628,000 | 4,557 |
| Securities gains (losses) | $7,000 | 2,644 |
| Applicable income taxes | $31,000 | 4,100 |
| Income before extraordinary items | $604,000 | 4,172 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $604,000 | 4,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $450,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $597,350 | 4,332 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 7,344 |
| Total interest expense | $702,000 | 7,008 |
| Net interest income | $872,000 | 7,478 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $84,000 | 7,288 |
| Gross Fiduciary activities income | $3,000 | 1,278 |
| Service charges on deposit accounts | $57,000 | 6,283 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $24,000 | 7,304 |
| Total noninterest expense | $492,000 | 8,014 |
| Salaries and employee benefits | $307,000 | 7,910 |
| Premises and equipment expense | $50,000 | 7,972 |
| Additional noninterest expense | $135,000 | 7,994 |
| Pre-tax net operating income | $464,000 | 5,047 |
| Securities gains (losses) | $3,000 | 2,756 |
| Applicable income taxes | $23,000 | 4,535 |
| Income before extraordinary items | $444,000 | 4,638 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $444,000 | 4,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $350,000 | 3,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $441,150 | 4,797 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,043,000 | 7,434 |
| Total interest expense | $491,000 | 7,047 |
| Net interest income | $552,000 | 7,569 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $48,000 | 7,532 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $34,000 | 6,431 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $14,000 | 7,482 |
| Total noninterest expense | $330,000 | 8,068 |
| Salaries and employee benefits | $205,000 | 7,967 |
| Premises and equipment expense | $36,000 | 7,974 |
| Additional noninterest expense | $89,000 | 8,069 |
| Pre-tax net operating income | $270,000 | 5,415 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $15,000 | 4,827 |
| Income before extraordinary items | $255,000 | 5,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $255,000 | 5,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $250,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $255,000 | 5,178 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $521,000 | 7,500 |
| Total interest expense | $255,000 | 7,103 |
| Net interest income | $266,000 | 7,667 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $25,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $8,000 | 7,392 |
| Total noninterest expense | $163,000 | 8,117 |
| Salaries and employee benefits | $104,000 | 7,993 |
| Premises and equipment expense | $14,000 | 8,144 |
| Additional noninterest expense | $45,000 | 8,092 |
| Pre-tax net operating income | $128,000 | 5,682 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $7,000 | 4,983 |
| Income before extraordinary items | $121,000 | 5,555 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $121,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $121,000 | 5,456 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 7,447 |
| Total interest expense | $1,023,000 | 7,134 |
| Net interest income | $1,136,000 | 7,578 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $153,000 | 7,104 |
| Gross Fiduciary activities income | $44,000 | 1,030 |
| Service charges on deposit accounts | $69,000 | 6,461 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $40,000 | 7,305 |
| Total noninterest expense | $622,000 | 8,198 |
| Salaries and employee benefits | $394,000 | 8,074 |
| Premises and equipment expense | $54,000 | 8,211 |
| Additional noninterest expense | $174,000 | 8,150 |
| Pre-tax net operating income | $487,000 | 6,036 |
| Securities gains (losses) | $6,000 | 1,516 |
| Applicable income taxes | $25,000 | 5,315 |
| Income before extraordinary items | $468,000 | 5,796 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $468,000 | 5,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $219,000 | 2,730 |
| Cash dividends | $300,000 | 4,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $462,300 | 5,809 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 7,479 |
| Total interest expense | $756,000 | 7,193 |
| Net interest income | $871,000 | 7,604 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $124,000 | 7,041 |
| Gross Fiduciary activities income | $41,000 | 993 |
| Service charges on deposit accounts | $52,000 | 6,491 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $31,000 | 7,315 |
| Total noninterest expense | $468,000 | 8,172 |
| Salaries and employee benefits | $301,000 | 8,038 |
| Premises and equipment expense | $40,000 | 8,214 |
| Additional noninterest expense | $127,000 | 8,144 |
| Pre-tax net operating income | $347,000 | 6,375 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $17,000 | 5,560 |
| Income before extraordinary items | $330,000 | 6,163 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $330,000 | 6,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 1,852 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $330,000 | 6,150 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,075,000 | 7,536 |
| Total interest expense | $489,000 | 7,264 |
| Net interest income | $586,000 | 7,641 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $51,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $35,000 | 6,515 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $16,000 | 7,569 |
| Total noninterest expense | $310,000 | 8,227 |
| Salaries and employee benefits | $201,000 | 8,088 |
| Premises and equipment expense | $26,000 | 8,277 |
| Additional noninterest expense | $83,000 | 8,214 |
| Pre-tax net operating income | $147,000 | 6,977 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $7,000 | 5,792 |
| Income before extraordinary items | $140,000 | 6,825 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $140,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 1,253 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $140,000 | 6,810 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $529,000 | 7,595 |
| Total interest expense | $240,000 | 7,311 |
| Net interest income | $289,000 | 7,697 |
| Provision for loan and lease losses | $180,000 | 1,262 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $17,000 | 6,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $157,000 | 8,260 |
| Salaries and employee benefits | $101,000 | 8,117 |
| Premises and equipment expense | $14,000 | 8,242 |
| Additional noninterest expense | $42,000 | 8,239 |
| Pre-tax net operating income | $-21,000 | 7,953 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-21,000 | 7,959 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-21,000 | 7,958 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 702 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-21,000 | 7,948 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 7,539 |
| Total interest expense | $868,000 | 7,185 |
| Net interest income | $1,136,000 | 7,667 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $129,000 | 7,481 |
| Gross Fiduciary activities income | $5,000 | 1,355 |
| Service charges on deposit accounts | $94,000 | 6,232 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,694 |
| Total noninterest expense | $597,000 | 8,319 |
| Salaries and employee benefits | $380,000 | 8,201 |
| Premises and equipment expense | $56,000 | 8,301 |
| Additional noninterest expense | $161,000 | 8,311 |
| Pre-tax net operating income | $668,000 | 6,001 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $33,000 | 5,706 |
| Income before extraordinary items | $635,000 | 5,698 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $635,000 | 5,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $400,000 | 4,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $635,000 | 5,685 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 7,600 |
| Total interest expense | $635,000 | 7,230 |
| Net interest income | $855,000 | 7,735 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $97,000 | 7,553 |
| Gross Fiduciary activities income | $2,000 | 1,362 |
| Service charges on deposit accounts | $75,000 | 6,229 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,827 |
| Total noninterest expense | $451,000 | 8,335 |
| Salaries and employee benefits | $289,000 | 8,194 |
| Premises and equipment expense | $43,000 | 8,334 |
| Additional noninterest expense | $119,000 | 8,358 |
| Pre-tax net operating income | $501,000 | 6,217 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $27,000 | 5,818 |
| Income before extraordinary items | $474,000 | 5,880 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $474,000 | 5,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $300,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $474,000 | 5,881 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $979,000 | 7,637 |
| Total interest expense | $405,000 | 7,252 |
| Net interest income | $574,000 | 7,776 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $62,000 | 7,651 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $49,000 | 6,273 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $13,000 | 7,912 |
| Total noninterest expense | $298,000 | 8,377 |
| Salaries and employee benefits | $192,000 | 8,242 |
| Premises and equipment expense | $28,000 | 8,370 |
| Additional noninterest expense | $78,000 | 8,399 |
| Pre-tax net operating income | $338,000 | 6,230 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $18,000 | 5,852 |
| Income before extraordinary items | $320,000 | 5,880 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $320,000 | 5,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $320,000 | 5,877 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $481,000 | 7,674 |
| Total interest expense | $193,000 | 7,291 |
| Net interest income | $288,000 | 7,783 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $31,000 | 7,631 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $24,000 | 6,271 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 7,855 |
| Total noninterest expense | $152,000 | 8,383 |
| Salaries and employee benefits | $96,000 | 8,262 |
| Premises and equipment expense | $15,000 | 8,314 |
| Additional noninterest expense | $41,000 | 8,375 |
| Pre-tax net operating income | $167,000 | 6,203 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $158,000 | 5,839 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $158,000 | 5,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $158,000 | 5,843 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 7,602 |
| Total interest expense | $718,000 | 6,991 |
| Net interest income | $1,121,000 | 7,784 |
| Provision for loan and lease losses | $14,000 | 6,689 |
| Total noninterest income | $116,000 | 7,793 |
| Gross Fiduciary activities income | $3,000 | 1,412 |
| Service charges on deposit accounts | $85,000 | 6,496 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $28,000 | 7,911 |
| Total noninterest expense | $588,000 | 8,439 |
| Salaries and employee benefits | $364,000 | 8,320 |
| Premises and equipment expense | $56,000 | 8,395 |
| Additional noninterest expense | $168,000 | 8,399 |
| Pre-tax net operating income | $635,000 | 6,311 |
| Securities gains (losses) | $33,000 | 1,075 |
| Applicable income taxes | $11,000 | 6,510 |
| Income before extraordinary items | $657,000 | 5,795 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $657,000 | 5,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,631 |
| Cash dividends | $400,000 | 3,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $624,660 | 5,887 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 7,626 |
| Total interest expense | $529,000 | 6,964 |
| Net interest income | $850,000 | 7,812 |
| Provision for loan and lease losses | $14,000 | 6,380 |
| Total noninterest income | $84,000 | 7,854 |
| Gross Fiduciary activities income | $2,000 | 1,379 |
| Service charges on deposit accounts | $61,000 | 6,602 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,938 |
| Total noninterest expense | $448,000 | 8,409 |
| Salaries and employee benefits | $277,000 | 8,278 |
| Premises and equipment expense | $42,000 | 8,401 |
| Additional noninterest expense | $129,000 | 8,373 |
| Pre-tax net operating income | $472,000 | 6,494 |
| Securities gains (losses) | $33,000 | 1,024 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $504,000 | 5,880 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $504,000 | 5,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $471,000 | 6,000 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $910,000 | 7,639 |
| Total interest expense | $347,000 | 6,913 |
| Net interest income | $563,000 | 7,833 |
| Provision for loan and lease losses | $8,000 | 6,231 |
| Total noninterest income | $51,000 | 7,950 |
| Gross Fiduciary activities income | $1,000 | 1,384 |
| Service charges on deposit accounts | $38,000 | 6,682 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $12,000 | 8,048 |
| Total noninterest expense | $301,000 | 8,398 |
| Salaries and employee benefits | $186,000 | 8,280 |
| Premises and equipment expense | $28,000 | 8,405 |
| Additional noninterest expense | $87,000 | 8,352 |
| Pre-tax net operating income | $305,000 | 6,556 |
| Securities gains (losses) | $24,000 | 1,040 |
| Applicable income taxes | $-5,000 | 8,602 |
| Income before extraordinary items | $334,000 | 5,892 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $334,000 | 5,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $200,000 | 3,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $310,000 | 5,995 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $451,000 | 7,694 |
| Total interest expense | $170,000 | 6,918 |
| Net interest income | $281,000 | 7,904 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $22,000 | 8,118 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,000 | 8,232 |
| Total noninterest expense | $148,000 | 8,488 |
| Salaries and employee benefits | $93,000 | 8,357 |
| Premises and equipment expense | $15,000 | 8,426 |
| Additional noninterest expense | $40,000 | 8,488 |
| Pre-tax net operating income | $153,000 | 6,518 |
| Securities gains (losses) | $22,000 | 766 |
| Applicable income taxes | $-14,000 | 8,717 |
| Income before extraordinary items | $189,000 | 5,565 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $189,000 | 5,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $167,000 | 5,821 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,883,000 | 7,505 |
| Total interest expense | $711,000 | 6,551 |
| Net interest income | $1,172,000 | 7,783 |
| Provision for loan and lease losses | $21,000 | 6,700 |
| Total noninterest income | $119,000 | 7,897 |
| Gross Fiduciary activities income | $7,000 | 1,367 |
| Service charges on deposit accounts | $77,000 | 6,812 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,000 | 7,828 |
| Total noninterest expense | $599,000 | 8,522 |
| Salaries and employee benefits | $357,000 | 8,435 |
| Premises and equipment expense | $52,000 | 8,576 |
| Additional noninterest expense | $190,000 | 8,361 |
| Pre-tax net operating income | $671,000 | 6,189 |
| Securities gains (losses) | $28,000 | 2,163 |
| Applicable income taxes | $22,000 | 6,508 |
| Income before extraordinary items | $677,000 | 5,674 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $677,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,277 |
| Cash dividends | $300,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $649,840 | 5,708 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 7,514 |
| Total interest expense | $537,000 | 6,513 |
| Net interest income | $886,000 | 7,806 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $86,000 | 7,980 |
| Gross Fiduciary activities income | $7,000 | 1,302 |
| Service charges on deposit accounts | $58,000 | 6,852 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 8,029 |
| Total noninterest expense | $446,000 | 8,523 |
| Salaries and employee benefits | $272,000 | 8,419 |
| Premises and equipment expense | $38,000 | 8,614 |
| Additional noninterest expense | $136,000 | 8,413 |
| Pre-tax net operating income | $516,000 | 6,255 |
| Securities gains (losses) | $27,000 | 2,115 |
| Applicable income taxes | $27,000 | 6,358 |
| Income before extraordinary items | $516,000 | 5,746 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $516,000 | 5,746 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,301 |
| Cash dividends | $225,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $490,350 | 5,785 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $944,000 | 7,566 |
| Total interest expense | $359,000 | 6,545 |
| Net interest income | $585,000 | 7,864 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $54,000 | 8,092 |
| Gross Fiduciary activities income | $5,000 | 1,290 |
| Service charges on deposit accounts | $38,000 | 6,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $291,000 | 8,605 |
| Salaries and employee benefits | $183,000 | 8,461 |
| Premises and equipment expense | $25,000 | 8,656 |
| Additional noninterest expense | $83,000 | 8,549 |
| Pre-tax net operating income | $348,000 | 6,195 |
| Securities gains (losses) | $8,000 | 2,538 |
| Applicable income taxes | $18,000 | 6,344 |
| Income before extraordinary items | $338,000 | 5,760 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $338,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,880 |
| Cash dividends | $175,000 | 3,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $330,400 | 5,738 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $465,000 | 7,649 |
| Total interest expense | $180,000 | 6,619 |
| Net interest income | $285,000 | 7,941 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $24,000 | 8,222 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $148,000 | 8,623 |
| Salaries and employee benefits | $94,000 | 8,461 |
| Premises and equipment expense | $12,000 | 8,685 |
| Additional noninterest expense | $42,000 | 8,582 |
| Pre-tax net operating income | $161,000 | 6,293 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $9,000 | 6,307 |
| Income before extraordinary items | $158,000 | 5,884 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $158,000 | 5,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $75,000 | 3,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $152,300 | 5,859 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 7,619 |
| Total interest expense | $822,000 | 6,643 |
| Net interest income | $1,113,000 | 7,934 |
| Provision for loan and lease losses | $21,000 | 7,041 |
| Total noninterest income | $108,000 | 8,223 |
| Gross Fiduciary activities income | $2,000 | 1,536 |
| Service charges on deposit accounts | $76,000 | 6,964 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $30,000 | 8,120 |
| Total noninterest expense | $583,000 | 8,693 |
| Salaries and employee benefits | $360,000 | 8,557 |
| Premises and equipment expense | $58,000 | 8,647 |
| Additional noninterest expense | $165,000 | 8,663 |
| Pre-tax net operating income | $617,000 | 6,280 |
| Securities gains (losses) | $33,000 | 2,848 |
| Applicable income taxes | $32,000 | 6,563 |
| Income before extraordinary items | $618,000 | 5,891 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $618,000 | 5,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,477 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $586,650 | 5,825 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 7,673 |
| Total interest expense | $637,000 | 6,709 |
| Net interest income | $838,000 | 8,004 |
| Provision for loan and lease losses | $12,000 | 7,043 |
| Total noninterest income | $77,000 | 8,333 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $57,000 | 7,032 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,256 |
| Total noninterest expense | $435,000 | 8,709 |
| Salaries and employee benefits | $272,000 | 8,547 |
| Premises and equipment expense | $44,000 | 8,675 |
| Additional noninterest expense | $119,000 | 8,727 |
| Pre-tax net operating income | $468,000 | 6,420 |
| Securities gains (losses) | $28,000 | 2,745 |
| Applicable income taxes | $25,000 | 6,689 |
| Income before extraordinary items | $471,000 | 5,991 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $471,000 | 5,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $444,400 | 5,959 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 7,683 |
| Total interest expense | $438,000 | 6,748 |
| Net interest income | $563,000 | 8,026 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $51,000 | 8,344 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $37,000 | 7,065 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $14,000 | 8,211 |
| Total noninterest expense | $293,000 | 8,705 |
| Salaries and employee benefits | $179,000 | 8,593 |
| Premises and equipment expense | $30,000 | 8,671 |
| Additional noninterest expense | $84,000 | 8,683 |
| Pre-tax net operating income | $318,000 | 6,382 |
| Securities gains (losses) | $21,000 | 2,589 |
| Applicable income taxes | $16,000 | 6,732 |
| Income before extraordinary items | $323,000 | 5,944 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $323,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $303,050 | 5,875 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $493,000 | 7,771 |
| Total interest expense | $225,000 | 6,759 |
| Net interest income | $268,000 | 8,144 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $24,000 | 8,411 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,000 | 8,357 |
| Total noninterest expense | $143,000 | 8,789 |
| Salaries and employee benefits | $90,000 | 8,635 |
| Premises and equipment expense | $14,000 | 8,741 |
| Additional noninterest expense | $39,000 | 8,811 |
| Pre-tax net operating income | $149,000 | 6,475 |
| Securities gains (losses) | $3,000 | 2,514 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $142,000 | 6,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $142,000 | 6,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $139,210 | 6,011 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 7,619 |
| Total interest expense | $1,010,000 | 6,904 |
| Net interest income | $1,220,000 | 7,897 |
| Provision for loan and lease losses | $90,000 | 5,880 |
| Total noninterest income | $104,000 | 8,351 |
| Gross Fiduciary activities income | $2,000 | 1,605 |
| Service charges on deposit accounts | $76,000 | 7,019 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $26,000 | 8,334 |
| Total noninterest expense | $543,000 | 8,906 |
| Salaries and employee benefits | $333,000 | 8,758 |
| Premises and equipment expense | $55,000 | 8,821 |
| Additional noninterest expense | $155,000 | 8,841 |
| Pre-tax net operating income | $691,000 | 6,124 |
| Securities gains (losses) | $36,000 | 2,681 |
| Applicable income taxes | $36,000 | 6,735 |
| Income before extraordinary items | $691,000 | 5,598 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $691,000 | 5,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,705 |
| Cash dividends | $450,000 | 3,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $656,800 | 5,582 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,469,000 | 7,782 |
| Total interest expense | $1,287,000 | 7,433 |
| Net interest income | $1,182,000 | 7,922 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $201,000 | 7,296 |
| Gross Fiduciary activities income | $3,000 | 1,597 |
| Service charges on deposit accounts | $81,000 | 6,961 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $117,000 | 6,058 |
| Total noninterest expense | $531,000 | 9,114 |
| Salaries and employee benefits | $332,000 | 8,928 |
| Premises and equipment expense | $56,000 | 9,022 |
| Additional noninterest expense | $143,000 | 9,108 |
| Pre-tax net operating income | $852,000 | 5,330 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $43,000 | 6,831 |
| Income before extraordinary items | $809,000 | 4,840 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $809,000 | 4,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 9,248 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $809,000 | 4,731 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,698,000 | 7,707 |
| Total interest expense | $1,464,000 | 7,238 |
| Net interest income | $1,234,000 | 8,002 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $125,000 | 8,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 8,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 6,363 |
| Total noninterest expense | $519,000 | 9,343 |
| Salaries and employee benefits | $309,000 | 9,208 |
| Premises and equipment expense | $55,000 | 9,271 |
| Additional noninterest expense | $155,000 | 9,195 |
| Pre-tax net operating income | $840,000 | 5,739 |
| Securities gains (losses) | $3,000 | 1,519 |
| Applicable income taxes | $42,000 | 7,376 |
| Income before extraordinary items | $801,000 | 5,052 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $801,000 | 5,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,998 |
| Cash dividends | $550,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $798,150 | 5,052 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 7,931 |
| Total interest expense | $1,302,000 | 7,399 |
| Net interest income | $1,178,000 | 8,238 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $139,000 | 8,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,271 |
| Total noninterest expense | $547,000 | 9,473 |
| Salaries and employee benefits | $323,000 | 9,339 |
| Premises and equipment expense | $54,000 | 9,557 |
| Additional noninterest expense | $170,000 | 9,341 |
| Pre-tax net operating income | $770,000 | 6,047 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $66,000 | 7,402 |
| Income before extraordinary items | $704,000 | 5,442 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $704,000 | 5,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,573 |
| Cash dividends | $425,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $704,000 | 5,412 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,371,000 | 8,238 |
| Total interest expense | $1,199,000 | 7,919 |
| Net interest income | $1,172,000 | 8,392 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $107,000 | 8,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $492,000 | 9,807 |
| Salaries and employee benefits | $314,000 | 9,546 |
| Premises and equipment expense | $48,000 | 9,864 |
| Additional noninterest expense | $130,000 | 9,864 |
| Pre-tax net operating income | $787,000 | 6,144 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $222,000 | 5,925 |
| Income before extraordinary items | $565,000 | 6,236 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $565,000 | 6,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 9,586 |
| Cash dividends | $350,000 | 4,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $565,000 | 6,119 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 8,652 |
| Total interest expense | $1,140,000 | 8,283 |
| Net interest income | $1,146,000 | 8,816 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $118,000 | 9,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 6,947 |
| Total noninterest expense | $479,000 | 10,197 |
| Salaries and employee benefits | $296,000 | 9,980 |
| Premises and equipment expense | $48,000 | 10,248 |
| Additional noninterest expense | $135,000 | 10,175 |
| Pre-tax net operating income | $785,000 | 6,600 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $240,000 | 6,358 |
| Income before extraordinary items | $545,000 | 6,702 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $545,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $545,000 | 6,641 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,125,000 | 9,205 |
| Total interest expense | $1,048,000 | 8,857 |
| Net interest income | $1,077,000 | 9,346 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $100,000 | 9,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $451,000 | 10,791 |
| Salaries and employee benefits | $284,000 | 10,476 |
| Premises and equipment expense | $42,000 | 10,856 |
| Additional noninterest expense | $125,000 | 10,850 |
| Pre-tax net operating income | $726,000 | 6,814 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $218,000 | 6,871 |
| Income before extraordinary items | $508,000 | 6,843 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $508,000 | 6,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 10,741 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $508,000 | 6,782 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 9,580 |
| Total interest expense | $1,063,000 | 9,028 |
| Net interest income | $1,030,000 | 9,857 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $100,000 | 10,271 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 9,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,022 |
| Total noninterest expense | $463,000 | 11,176 |
| Salaries and employee benefits | $275,000 | 10,960 |
| Premises and equipment expense | $42,000 | 11,323 |
| Additional noninterest expense | $146,000 | 11,099 |
| Pre-tax net operating income | $667,000 | 7,493 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $184,000 | 7,711 |
| Income before extraordinary items | $483,000 | 7,378 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $483,000 | 7,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,556 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $483,000 | 7,341 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 9,935 |
| Total interest expense | $899,000 | 9,135 |
| Net interest income | $1,027,000 | 10,305 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $95,000 | 10,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 10,480 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 8,568 |
| Total noninterest expense | $475,000 | 11,722 |
| Salaries and employee benefits | $264,000 | 11,537 |
| Premises and equipment expense | $40,000 | 11,980 |
| Additional noninterest expense | $171,000 | 11,508 |
| Pre-tax net operating income | $647,000 | 7,736 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $175,000 | 7,810 |
| Income before extraordinary items | $473,000 | 7,518 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $473,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,674 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $472,270 | 7,563 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 10,465 |
| Total interest expense | $904,000 | 9,532 |
| Net interest income | $960,000 | 10,923 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $103,000 | 11,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 10,936 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,622 |
| Total noninterest expense | $462,000 | 12,352 |
| Salaries and employee benefits | $255,000 | 12,133 |
| Premises and equipment expense | $27,000 | 12,925 |
| Additional noninterest expense | $180,000 | 12,017 |
| Pre-tax net operating income | $601,000 | 7,937 |
| Securities gains (losses) | $41,000 | 3,697 |
| Applicable income taxes | $185,000 | 7,907 |
| Income before extraordinary items | $457,000 | 7,913 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $457,000 | 8,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $290,000 | 4,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $427,890 | 7,890 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 10,911 |
| Total interest expense | $1,036,000 | 10,245 |
| Net interest income | $951,000 | 11,292 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $94,000 | 11,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 11,322 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 9,195 |
| Total noninterest expense | $447,000 | 12,914 |
| Salaries and employee benefits | $242,000 | 12,692 |
| Premises and equipment expense | $25,000 | 13,551 |
| Additional noninterest expense | $180,000 | 12,520 |
| Pre-tax net operating income | $598,000 | 7,725 |
| Securities gains (losses) | $107,000 | 2,901 |
| Applicable income taxes | $203,000 | 7,497 |
| Income before extraordinary items | $502,000 | 7,318 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $502,000 | 7,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 13,661 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $426,030 | 7,601 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.