Home > American Savings Bank > Income and Expense
American Savings Bank, Income and Expense
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $149,286,000 | 261 |
| Total interest expense | $70,080,000 | 214 |
| Net interest income | $79,206,000 | 304 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $13,077,000 | 534 |
| Gross Fiduciary activities income | $722,000 | 469 |
| Service charges on deposit accounts | $3,680,000 | 444 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,675,000 | 476 |
| Total noninterest expense | $48,386,000 | 383 |
| Salaries and employee benefits | $25,674,000 | 340 |
| Premises and equipment expense | $6,658,000 | 375 |
| Additional noninterest expense | $16,054,000 | 401 |
| Pre-tax net operating income | $43,897,000 | 269 |
| Securities gains (losses) | $3,948,000 | 182 |
| Applicable income taxes | $15,162,000 | 273 |
| Income before extraordinary items | $32,683,000 | 267 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $32,683,000 | 267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,029,000 | 435 |
| Cash dividends | $98,000,000 | 94 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $29,998,360 | 262 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $121,701,000 | 339 |
| Total interest expense | $62,323,000 | 323 |
| Net interest income | $59,378,000 | 359 |
| Provision for loan and lease losses | $450,000 | 2,395 |
| Total noninterest income | $9,468,000 | 625 |
| Gross Fiduciary activities income | $621,000 | 527 |
| Service charges on deposit accounts | $2,021,000 | 736 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,826,000 | 524 |
| Total noninterest expense | $29,890,000 | 561 |
| Salaries and employee benefits | $17,257,000 | 462 |
| Premises and equipment expense | $4,326,000 | 518 |
| Additional noninterest expense | $8,307,000 | 652 |
| Pre-tax net operating income | $38,506,000 | 264 |
| Securities gains (losses) | $8,212,000 | 102 |
| Applicable income taxes | $15,027,000 | 249 |
| Income before extraordinary items | $31,691,000 | 244 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $31,691,000 | 243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,979 |
| Cash dividends | $64,860,000 | 118 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $26,106,840 | 261 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $127,870,000 | 346 |
| Total interest expense | $62,655,000 | 358 |
| Net interest income | $65,215,000 | 334 |
| Provision for loan and lease losses | $1,895,000 | 639 |
| Total noninterest income | $5,726,000 | 840 |
| Gross Fiduciary activities income | $556,000 | 566 |
| Service charges on deposit accounts | $1,440,000 | 934 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,730,000 | 750 |
| Total noninterest expense | $26,446,000 | 596 |
| Salaries and employee benefits | $14,273,000 | 515 |
| Premises and equipment expense | $4,086,000 | 544 |
| Additional noninterest expense | $8,087,000 | 671 |
| Pre-tax net operating income | $42,600,000 | 261 |
| Securities gains (losses) | $6,068,000 | 45 |
| Applicable income taxes | $15,597,000 | 251 |
| Income before extraordinary items | $33,071,000 | 236 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $33,071,000 | 236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,734 |
| Cash dividends | $60,273,000 | 124 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $28,944,760 | 255 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $106,388,000 | 387 |
| Total interest expense | $56,418,000 | 348 |
| Net interest income | $49,970,000 | 426 |
| Provision for loan and lease losses | $2,030,000 | 555 |
| Total noninterest income | $4,895,000 | 960 |
| Gross Fiduciary activities income | $343,000 | 743 |
| Service charges on deposit accounts | $1,115,000 | 1,187 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,437,000 | 816 |
| Total noninterest expense | $29,039,000 | 556 |
| Salaries and employee benefits | $16,887,000 | 449 |
| Premises and equipment expense | $4,290,000 | 527 |
| Additional noninterest expense | $7,862,000 | 710 |
| Pre-tax net operating income | $23,796,000 | 424 |
| Securities gains (losses) | $2,850,000 | 104 |
| Applicable income taxes | $9,288,000 | 388 |
| Income before extraordinary items | $17,358,000 | 401 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $17,358,000 | 401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $836,000 | 807 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $130,517,000 | 7 |
| Net operating income | $15,505,500 | 432 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $99,281,000 | 401 |
| Total interest expense | $53,934,000 | 367 |
| Net interest income | $45,347,000 | 436 |
| Provision for loan and lease losses | $2,400,000 | 509 |
| Total noninterest income | $4,428,000 | 1,024 |
| Gross Fiduciary activities income | $388,000 | 715 |
| Service charges on deposit accounts | $771,000 | 1,647 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,269,000 | 858 |
| Total noninterest expense | $26,990,000 | 578 |
| Salaries and employee benefits | $12,327,000 | 579 |
| Premises and equipment expense | $3,507,000 | 615 |
| Additional noninterest expense | $11,156,000 | 549 |
| Pre-tax net operating income | $20,385,000 | 438 |
| Securities gains (losses) | $6,696,000 | 101 |
| Applicable income taxes | $9,066,000 | 370 |
| Income before extraordinary items | $18,015,000 | 363 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $18,015,000 | 363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,051,000 | 726 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $13,528,680 | 432 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $95,526,000 | 417 |
| Total interest expense | $52,397,000 | 376 |
| Net interest income | $43,129,000 | 457 |
| Provision for loan and lease losses | $2,154,000 | 551 |
| Total noninterest income | $3,014,000 | 1,286 |
| Gross Fiduciary activities income | $151,000 | 967 |
| Service charges on deposit accounts | $470,000 | 2,785 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,393,000 | 972 |
| Total noninterest expense | $22,292,000 | 677 |
| Salaries and employee benefits | $10,153,000 | 677 |
| Premises and equipment expense | $3,054,000 | 680 |
| Additional noninterest expense | $9,085,000 | 629 |
| Pre-tax net operating income | $21,697,000 | 429 |
| Securities gains (losses) | $4,655,000 | 93 |
| Applicable income taxes | $8,093,000 | 424 |
| Income before extraordinary items | $18,259,000 | 359 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $18,259,000 | 360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,465,000 | 615 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $15,047,050 | 408 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $88,868,000 | 472 |
| Total interest expense | $48,911,000 | 430 |
| Net interest income | $39,957,000 | 514 |
| Provision for loan and lease losses | $2,250,000 | 561 |
| Total noninterest income | $2,481,000 | 1,560 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $335,000 | 3,900 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,146,000 | 1,096 |
| Total noninterest expense | $19,781,000 | 794 |
| Salaries and employee benefits | $9,071,000 | 768 |
| Premises and equipment expense | $2,405,000 | 906 |
| Additional noninterest expense | $8,305,000 | 773 |
| Pre-tax net operating income | $20,407,000 | 451 |
| Securities gains (losses) | $3,950,000 | 95 |
| Applicable income taxes | $8,627,000 | 397 |
| Income before extraordinary items | $15,730,000 | 417 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $15,730,000 | 418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,146,000 | 826 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $13,162,500 | 457 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $84,611,000 | 513 |
| Total interest expense | $43,922,000 | 494 |
| Net interest income | $40,689,000 | 529 |
| Provision for loan and lease losses | $2,405,000 | 515 |
| Total noninterest income | $1,690,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $337,000 | 3,899 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,353,000 | 1,455 |
| Total noninterest expense | $18,450,000 | 846 |
| Salaries and employee benefits | $7,988,000 | 863 |
| Premises and equipment expense | $1,785,000 | 1,174 |
| Additional noninterest expense | $8,677,000 | 751 |
| Pre-tax net operating income | $21,524,000 | 457 |
| Securities gains (losses) | $2,877,000 | 103 |
| Applicable income taxes | $9,222,000 | 391 |
| Income before extraordinary items | $15,179,000 | 431 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $15,179,000 | 431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $714,000 | 1,098 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $13,337,720 | 483 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $71,847,000 | 513 |
| Total interest expense | $32,356,000 | 505 |
| Net interest income | $39,491,000 | 531 |
| Provision for loan and lease losses | $1,540,000 | 699 |
| Total noninterest income | $1,646,000 | 2,129 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $363,000 | 3,709 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,283,000 | 1,555 |
| Total noninterest expense | $14,944,000 | 1,017 |
| Salaries and employee benefits | $7,205,000 | 949 |
| Premises and equipment expense | $1,574,000 | 1,331 |
| Additional noninterest expense | $6,165,000 | 993 |
| Pre-tax net operating income | $24,653,000 | 393 |
| Securities gains (losses) | $1,429,000 | 125 |
| Applicable income taxes | $10,312,000 | 334 |
| Income before extraordinary items | $15,770,000 | 390 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $15,770,000 | 391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $366,000 | 1,672 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $14,855,440 | 426 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $73,844,000 | 502 |
| Total interest expense | $33,745,000 | 484 |
| Net interest income | $40,099,000 | 518 |
| Provision for loan and lease losses | $840,000 | 1,468 |
| Total noninterest income | $1,908,000 | 2,040 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $364,000 | 3,754 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,544,000 | 1,524 |
| Total noninterest expense | $15,234,000 | 1,038 |
| Salaries and employee benefits | $7,827,000 | 873 |
| Premises and equipment expense | $1,537,000 | 1,390 |
| Additional noninterest expense | $5,870,000 | 1,118 |
| Pre-tax net operating income | $25,933,000 | 330 |
| Securities gains (losses) | $1,992,000 | 322 |
| Applicable income taxes | $11,306,000 | 283 |
| Income before extraordinary items | $16,619,000 | 355 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $16,619,000 | 368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,994 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $15,344,120 | 358 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $82,485,000 | 515 |
| Total interest expense | $42,651,000 | 502 |
| Net interest income | $39,834,000 | 530 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $1,379,000 | 2,550 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $269,000 | 4,842 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,110,000 | 1,861 |
| Total noninterest expense | $14,504,000 | 1,097 |
| Salaries and employee benefits | $8,052,000 | 842 |
| Premises and equipment expense | $1,566,000 | 1,387 |
| Additional noninterest expense | $4,886,000 | 1,350 |
| Pre-tax net operating income | $26,409,000 | 278 |
| Securities gains (losses) | $606,000 | 927 |
| Applicable income taxes | $11,401,000 | 242 |
| Income before extraordinary items | $15,614,000 | 333 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $15,614,000 | 336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 6,145 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $15,226,160 | 307 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.