Home > American Riviera Bank > Income and Expense
American Riviera Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $15,348,000 | 880 |
| Total interest expense | $3,986,000 | 1,173 |
| Net interest income | $11,362,000 | 786 |
| Provision for loan and lease losses | $361,000 | 721 |
| Total noninterest income | $820,000 | 1,475 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $80,000 | 2,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $740,000 | 1,177 |
| Total noninterest expense | $8,250,000 | 864 |
| Salaries and employee benefits | $5,364,000 | 763 |
| Premises and equipment expense | $919,000 | 751 |
| Additional noninterest expense | $740,000 | 1,177 |
| Pre-tax net operating income | $3,571,000 | 921 |
| Securities gains (losses) | $-6,000 | 4,039 |
| Applicable income taxes | $980,000 | 653 |
| Income before extraordinary items | $2,585,000 | 1,043 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $2,585,000 | 1,059 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,585,000 | 1,043 |
| Net charge-offs | $0 | 2,299 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $-127,000 | 4,444 |
| Net operating income | $2,589,740 | 1,054 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $60,132,000 | 890 |
| Total interest expense | $17,880,000 | 1,121 |
| Net interest income | $42,252,000 | 784 |
| Provision for loan and lease losses | $392,000 | 1,563 |
| Total noninterest income | $3,668,000 | 1,414 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $331,000 | 2,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,337,000 | 1,128 |
| Total noninterest expense | $32,058,000 | 867 |
| Salaries and employee benefits | $19,866,000 | 787 |
| Premises and equipment expense | $3,657,000 | 729 |
| Additional noninterest expense | $3,337,000 | 1,128 |
| Pre-tax net operating income | $13,470,000 | 933 |
| Securities gains (losses) | $5,000 | 723 |
| Applicable income taxes | $3,815,000 | 634 |
| Income before extraordinary items | $9,660,000 | 1,038 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $9,660,000 | 1,048 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $9,660,000 | 1,038 |
| Net charge-offs | $0 | 3,072 |
| Cash dividends | $0 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $745,000 | 266 |
| Net operating income | $9,656,050 | 1,050 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $44,742,000 | 888 |
| Total interest expense | $13,319,000 | 1,131 |
| Net interest income | $31,423,000 | 780 |
| Provision for loan and lease losses | $111,000 | 2,112 |
| Total noninterest income | $2,845,000 | 1,385 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $261,000 | 2,052 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,584,000 | 1,105 |
| Total noninterest expense | $24,057,000 | 852 |
| Salaries and employee benefits | $15,193,000 | 765 |
| Premises and equipment expense | $2,693,000 | 746 |
| Additional noninterest expense | $2,584,000 | 1,105 |
| Pre-tax net operating income | $10,100,000 | 915 |
| Securities gains (losses) | $-1,000 | 3,562 |
| Applicable income taxes | $2,810,000 | 645 |
| Income before extraordinary items | $7,289,000 | 1,027 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,289,000 | 1,042 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,289,000 | 1,029 |
| Net charge-offs | $0 | 2,823 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $452,000 | 264 |
| Net operating income | $7,289,790 | 1,032 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $29,466,000 | 890 |
| Total interest expense | $8,722,000 | 1,129 |
| Net interest income | $20,744,000 | 786 |
| Provision for loan and lease losses | $44,000 | 2,338 |
| Total noninterest income | $1,996,000 | 1,337 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $187,000 | 1,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,809,000 | 1,073 |
| Total noninterest expense | $15,907,000 | 855 |
| Salaries and employee benefits | $10,262,000 | 763 |
| Premises and equipment expense | $1,732,000 | 773 |
| Additional noninterest expense | $1,809,000 | 1,073 |
| Pre-tax net operating income | $6,789,000 | 900 |
| Securities gains (losses) | $-30,000 | 4,011 |
| Applicable income taxes | $1,844,000 | 639 |
| Income before extraordinary items | $4,915,000 | 1,011 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,915,000 | 1,025 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,915,000 | 1,013 |
| Net charge-offs | $0 | 2,587 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 355 |
| Net operating income | $4,938,700 | 1,007 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $14,538,000 | 894 |
| Total interest expense | $4,078,000 | 1,153 |
| Net interest income | $10,460,000 | 790 |
| Provision for loan and lease losses | $-2,000 | 4,126 |
| Total noninterest income | $881,000 | 1,411 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $96,000 | 1,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $785,000 | 1,145 |
| Total noninterest expense | $7,975,000 | 862 |
| Salaries and employee benefits | $5,190,000 | 766 |
| Premises and equipment expense | $856,000 | 796 |
| Additional noninterest expense | $785,000 | 1,145 |
| Pre-tax net operating income | $3,368,000 | 896 |
| Securities gains (losses) | $-1,000 | 3,860 |
| Applicable income taxes | $909,000 | 641 |
| Income before extraordinary items | $2,458,000 | 1,002 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,458,000 | 1,014 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,458,000 | 1,002 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $-191,000 | 4,551 |
| Net operating income | $2,458,790 | 1,000 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $55,470,000 | 855 |
| Total interest expense | $10,406,000 | 1,256 |
| Net interest income | $45,064,000 | 731 |
| Provision for loan and lease losses | $171,000 | 2,125 |
| Total noninterest income | $2,955,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $427,000 | 1,818 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,528,000 | 1,409 |
| Total noninterest expense | $31,358,000 | 864 |
| Salaries and employee benefits | $18,844,000 | 805 |
| Premises and equipment expense | $3,454,000 | 768 |
| Additional noninterest expense | $2,528,000 | 1,409 |
| Pre-tax net operating income | $16,490,000 | 794 |
| Securities gains (losses) | $-479,000 | 4,170 |
| Applicable income taxes | $4,436,000 | 586 |
| Income before extraordinary items | $11,575,000 | 894 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $11,575,000 | 907 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $11,575,000 | 897 |
| Net charge-offs | $-8,000 | 3,806 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $948,000 | 195 |
| Net operating income | $11,953,410 | 882 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $41,476,000 | 844 |
| Total interest expense | $7,075,000 | 1,258 |
| Net interest income | $34,401,000 | 726 |
| Provision for loan and lease losses | $170,000 | 1,804 |
| Total noninterest income | $1,822,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $357,000 | 1,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,465,000 | 1,632 |
| Total noninterest expense | $23,506,000 | 865 |
| Salaries and employee benefits | $14,037,000 | 819 |
| Premises and equipment expense | $2,569,000 | 775 |
| Additional noninterest expense | $1,465,000 | 1,632 |
| Pre-tax net operating income | $12,547,000 | 814 |
| Securities gains (losses) | $36,000 | 311 |
| Applicable income taxes | $3,485,000 | 587 |
| Income before extraordinary items | $9,098,000 | 900 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $9,098,000 | 905 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $9,098,000 | 900 |
| Net charge-offs | $-7,000 | 3,746 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $668,000 | 195 |
| Net operating income | $9,069,560 | 915 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $27,348,000 | 826 |
| Total interest expense | $4,210,000 | 1,266 |
| Net interest income | $23,138,000 | 721 |
| Provision for loan and lease losses | $163,000 | 1,478 |
| Total noninterest income | $1,229,000 | 1,747 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $240,000 | 1,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $989,000 | 1,550 |
| Total noninterest expense | $15,716,000 | 845 |
| Salaries and employee benefits | $9,469,000 | 801 |
| Premises and equipment expense | $1,729,000 | 759 |
| Additional noninterest expense | $989,000 | 1,548 |
| Pre-tax net operating income | $8,488,000 | 807 |
| Securities gains (losses) | $30,000 | 365 |
| Applicable income taxes | $2,354,000 | 582 |
| Income before extraordinary items | $6,164,000 | 897 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,164,000 | 909 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,164,000 | 897 |
| Net charge-offs | $-6,000 | 3,775 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $395,000 | 190 |
| Net operating income | $6,140,300 | 911 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $13,341,000 | 838 |
| Total interest expense | $1,506,000 | 1,419 |
| Net interest income | $11,835,000 | 714 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $420,000 | 2,144 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $126,000 | 1,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $294,000 | 2,027 |
| Total noninterest expense | $7,893,000 | 850 |
| Salaries and employee benefits | $4,911,000 | 792 |
| Premises and equipment expense | $883,000 | 773 |
| Additional noninterest expense | $294,000 | 2,027 |
| Pre-tax net operating income | $4,362,000 | 828 |
| Securities gains (losses) | $15,000 | 490 |
| Applicable income taxes | $1,166,000 | 608 |
| Income before extraordinary items | $3,211,000 | 892 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,211,000 | 891 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $3,211,000 | 891 |
| Net charge-offs | $-3,000 | 3,659 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $-59,000 | 4,641 |
| Net operating income | $3,199,150 | 906 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $49,798,000 | 746 |
| Total interest expense | $1,362,000 | 2,031 |
| Net interest income | $48,436,000 | 690 |
| Provision for loan and lease losses | $1,147,000 | 745 |
| Total noninterest income | $2,496,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $451,000 | 1,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,045,000 | 1,605 |
| Total noninterest expense | $29,893,000 | 880 |
| Salaries and employee benefits | $18,200,000 | 819 |
| Premises and equipment expense | $3,083,000 | 840 |
| Additional noninterest expense | $2,045,000 | 1,605 |
| Pre-tax net operating income | $19,892,000 | 753 |
| Securities gains (losses) | $-117,000 | 3,955 |
| Applicable income taxes | $5,564,000 | 563 |
| Income before extraordinary items | $14,211,000 | 839 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $14,211,000 | 840 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $14,211,000 | 840 |
| Net charge-offs | $-96,000 | 4,265 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $16,677,000 | 59 |
| Net operating income | $14,303,430 | 850 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $35,491,000 | 746 |
| Total interest expense | $693,000 | 2,207 |
| Net interest income | $34,798,000 | 709 |
| Provision for loan and lease losses | $1,024,000 | 612 |
| Total noninterest income | $1,895,000 | 1,820 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $336,000 | 1,826 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,559,000 | 1,607 |
| Total noninterest expense | $20,986,000 | 911 |
| Salaries and employee benefits | $12,749,000 | 858 |
| Premises and equipment expense | $2,247,000 | 860 |
| Additional noninterest expense | $1,559,000 | 1,607 |
| Pre-tax net operating income | $14,683,000 | 767 |
| Securities gains (losses) | $-24,000 | 3,979 |
| Applicable income taxes | $4,115,000 | 575 |
| Income before extraordinary items | $10,544,000 | 851 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,544,000 | 851 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $10,544,000 | 851 |
| Net charge-offs | $-93,000 | 4,274 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $15,795,000 | 52 |
| Net operating income | $10,562,960 | 867 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $22,354,000 | 754 |
| Total interest expense | $426,000 | 2,166 |
| Net interest income | $21,928,000 | 723 |
| Provision for loan and lease losses | $916,000 | 454 |
| Total noninterest income | $1,268,000 | 1,802 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $198,000 | 1,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,070,000 | 1,612 |
| Total noninterest expense | $13,567,000 | 912 |
| Salaries and employee benefits | $8,297,000 | 867 |
| Premises and equipment expense | $1,490,000 | 857 |
| Additional noninterest expense | $3,780,000 | 975 |
| Pre-tax net operating income | $8,713,000 | 807 |
| Securities gains (losses) | $-27,000 | 4,141 |
| Applicable income taxes | $2,314,000 | 597 |
| Income before extraordinary items | $6,372,000 | 873 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,372,000 | 873 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $6,372,000 | 873 |
| Net charge-offs | $-68,000 | 4,288 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $15,796,000 | 40 |
| Net operating income | $6,393,330 | 883 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $10,830,000 | 754 |
| Total interest expense | $210,000 | 2,134 |
| Net interest income | $10,620,000 | 724 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $856,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $70,000 | 2,323 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $786,000 | 1,265 |
| Total noninterest expense | $6,845,000 | 910 |
| Salaries and employee benefits | $4,204,000 | 860 |
| Premises and equipment expense | $744,000 | 862 |
| Additional noninterest expense | $1,897,000 | 957 |
| Pre-tax net operating income | $4,631,000 | 726 |
| Securities gains (losses) | $-8,000 | 4,222 |
| Applicable income taxes | $1,342,000 | 537 |
| Income before extraordinary items | $3,281,000 | 823 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,281,000 | 822 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $3,281,000 | 823 |
| Net charge-offs | $-11,000 | 3,948 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $15,805,000 | 16 |
| Net operating income | $3,287,320 | 829 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $40,931,000 | 812 |
| Total interest expense | $949,000 | 2,285 |
| Net interest income | $39,982,000 | 768 |
| Provision for loan and lease losses | $338,000 | 1,325 |
| Total noninterest income | $2,629,000 | 1,953 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $225,000 | 2,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,404,000 | 1,725 |
| Total noninterest expense | $25,961,000 | 956 |
| Salaries and employee benefits | $16,007,000 | 887 |
| Premises and equipment expense | $2,872,000 | 897 |
| Additional noninterest expense | $7,082,000 | 1,022 |
| Pre-tax net operating income | $16,312,000 | 885 |
| Securities gains (losses) | $63,000 | 1,029 |
| Applicable income taxes | $4,546,000 | 669 |
| Income before extraordinary items | $11,829,000 | 1,007 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $11,829,000 | 1,008 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $11,829,000 | 1,008 |
| Net charge-offs | $-578,000 | 4,734 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $826,000 | 252 |
| Net operating income | $11,779,230 | 995 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $30,733,000 | 828 |
| Total interest expense | $742,000 | 2,320 |
| Net interest income | $29,991,000 | 774 |
| Provision for loan and lease losses | $338,000 | 1,086 |
| Total noninterest income | $2,145,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $155,000 | 2,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,990,000 | 1,679 |
| Total noninterest expense | $19,249,000 | 966 |
| Salaries and employee benefits | $12,004,000 | 895 |
| Premises and equipment expense | $2,124,000 | 922 |
| Additional noninterest expense | $5,121,000 | 1,049 |
| Pre-tax net operating income | $12,549,000 | 897 |
| Securities gains (losses) | $48,000 | 1,071 |
| Applicable income taxes | $3,515,000 | 675 |
| Income before extraordinary items | $9,082,000 | 1,029 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $9,082,000 | 1,029 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $9,082,000 | 1,029 |
| Net charge-offs | $-571,000 | 4,824 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $564,000 | 235 |
| Net operating income | $9,044,080 | 1,014 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $20,284,000 | 828 |
| Total interest expense | $522,000 | 2,312 |
| Net interest income | $19,762,000 | 778 |
| Provision for loan and lease losses | $338,000 | 822 |
| Total noninterest income | $1,350,000 | 1,909 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $101,000 | 2,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,249,000 | 1,694 |
| Total noninterest expense | $12,244,000 | 996 |
| Salaries and employee benefits | $7,535,000 | 932 |
| Premises and equipment expense | $1,368,000 | 942 |
| Additional noninterest expense | $3,341,000 | 1,056 |
| Pre-tax net operating income | $8,530,000 | 868 |
| Securities gains (losses) | $33,000 | 1,028 |
| Applicable income taxes | $2,431,000 | 656 |
| Income before extraordinary items | $6,132,000 | 1,006 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,132,000 | 1,007 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $6,132,000 | 1,006 |
| Net charge-offs | $-568,000 | 4,878 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $409,000 | 204 |
| Net operating income | $6,105,930 | 986 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $9,405,000 | 878 |
| Total interest expense | $263,000 | 2,371 |
| Net interest income | $9,142,000 | 823 |
| Provision for loan and lease losses | $338,000 | 505 |
| Total noninterest income | $591,000 | 2,050 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $52,000 | 2,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $539,000 | 1,841 |
| Total noninterest expense | $5,835,000 | 1,018 |
| Salaries and employee benefits | $3,706,000 | 937 |
| Premises and equipment expense | $590,000 | 1,060 |
| Additional noninterest expense | $1,539,000 | 1,094 |
| Pre-tax net operating income | $3,560,000 | 1,013 |
| Securities gains (losses) | $33,000 | 769 |
| Applicable income taxes | $1,033,000 | 726 |
| Income before extraordinary items | $2,560,000 | 1,182 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,560,000 | 1,182 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,560,000 | 1,182 |
| Net charge-offs | $-12,000 | 4,135 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 274 |
| Net operating income | $2,533,930 | 1,155 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $35,437,000 | 920 |
| Total interest expense | $2,114,000 | 1,914 |
| Net interest income | $33,323,000 | 858 |
| Provision for loan and lease losses | $2,120,000 | 1,006 |
| Total noninterest income | $2,087,000 | 2,077 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $227,000 | 2,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,860,000 | 1,858 |
| Total noninterest expense | $23,094,000 | 1,008 |
| Salaries and employee benefits | $14,398,000 | 938 |
| Premises and equipment expense | $2,750,000 | 917 |
| Additional noninterest expense | $5,946,000 | 1,095 |
| Pre-tax net operating income | $10,196,000 | 1,050 |
| Securities gains (losses) | $145,000 | 1,193 |
| Applicable income taxes | $2,963,000 | 701 |
| Income before extraordinary items | $7,378,000 | 1,214 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $7,378,000 | 1,214 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,378,000 | 1,214 |
| Net charge-offs | $19,000 | 2,819 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $705,000 | 232 |
| Net operating income | $7,263,450 | 1,193 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $25,962,000 | 942 |
| Total interest expense | $1,819,000 | 1,820 |
| Net interest income | $24,143,000 | 878 |
| Provision for loan and lease losses | $1,702,000 | 981 |
| Total noninterest income | $1,474,000 | 2,107 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $172,000 | 2,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,302,000 | 1,893 |
| Total noninterest expense | $16,955,000 | 1,008 |
| Salaries and employee benefits | $10,551,000 | 942 |
| Premises and equipment expense | $2,028,000 | 917 |
| Additional noninterest expense | $4,376,000 | 1,106 |
| Pre-tax net operating income | $6,960,000 | 1,090 |
| Securities gains (losses) | $107,000 | 1,178 |
| Applicable income taxes | $2,067,000 | 714 |
| Income before extraordinary items | $5,000,000 | 1,273 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,000,000 | 1,273 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,000,000 | 1,273 |
| Net charge-offs | $28,000 | 2,359 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $537,000 | 207 |
| Net operating income | $4,915,470 | 1,251 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $16,969,000 | 973 |
| Total interest expense | $1,464,000 | 1,670 |
| Net interest income | $15,505,000 | 897 |
| Provision for loan and lease losses | $1,493,000 | 865 |
| Total noninterest income | $1,035,000 | 1,981 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $126,000 | 2,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $909,000 | 1,761 |
| Total noninterest expense | $11,232,000 | 998 |
| Salaries and employee benefits | $6,947,000 | 950 |
| Premises and equipment expense | $1,351,000 | 919 |
| Additional noninterest expense | $2,934,000 | 1,089 |
| Pre-tax net operating income | $3,815,000 | 1,201 |
| Securities gains (losses) | $13,000 | 1,801 |
| Applicable income taxes | $1,092,000 | 773 |
| Income before extraordinary items | $2,736,000 | 1,422 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,736,000 | 1,422 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,736,000 | 1,422 |
| Net charge-offs | $-31,000 | 4,630 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $385,000 | 187 |
| Net operating income | $2,725,730 | 1,380 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $8,260,000 | 997 |
| Total interest expense | $915,000 | 1,519 |
| Net interest income | $7,345,000 | 927 |
| Provision for loan and lease losses | $783,000 | 698 |
| Total noninterest income | $634,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $77,000 | 2,474 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $557,000 | 1,417 |
| Total noninterest expense | $5,531,000 | 1,023 |
| Salaries and employee benefits | $3,452,000 | 948 |
| Premises and equipment expense | $684,000 | 927 |
| Additional noninterest expense | $1,395,000 | 1,159 |
| Pre-tax net operating income | $1,665,000 | 1,223 |
| Securities gains (losses) | $-26,000 | 4,900 |
| Applicable income taxes | $468,000 | 778 |
| Income before extraordinary items | $1,171,000 | 1,458 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,171,000 | 1,455 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,171,000 | 1,458 |
| Net charge-offs | $-22,000 | 4,683 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 318 |
| Net operating income | $1,191,540 | 1,415 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $31,332,000 | 1,047 |
| Total interest expense | $4,249,000 | 1,420 |
| Net interest income | $27,083,000 | 976 |
| Provision for loan and lease losses | $806,000 | 1,070 |
| Total noninterest income | $2,100,000 | 1,919 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $367,000 | 2,321 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,733,000 | 1,670 |
| Total noninterest expense | $19,621,000 | 1,108 |
| Salaries and employee benefits | $11,922,000 | 1,044 |
| Premises and equipment expense | $2,358,000 | 1,026 |
| Additional noninterest expense | $5,341,000 | 1,175 |
| Pre-tax net operating income | $8,756,000 | 1,160 |
| Securities gains (losses) | $143,000 | 758 |
| Applicable income taxes | $2,506,000 | 785 |
| Income before extraordinary items | $6,393,000 | 1,327 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,393,000 | 1,328 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,393,000 | 1,329 |
| Net charge-offs | $-17,000 | 4,562 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $8,557,000 | 69 |
| Net operating income | $6,280,030 | 1,319 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $23,195,000 | 1,062 |
| Total interest expense | $3,122,000 | 1,441 |
| Net interest income | $20,073,000 | 994 |
| Provision for loan and lease losses | $601,000 | 1,005 |
| Total noninterest income | $1,527,000 | 1,960 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $269,000 | 2,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,258,000 | 1,689 |
| Total noninterest expense | $14,422,000 | 1,119 |
| Salaries and employee benefits | $8,710,000 | 1,068 |
| Premises and equipment expense | $1,693,000 | 1,071 |
| Additional noninterest expense | $4,019,000 | 1,177 |
| Pre-tax net operating income | $6,577,000 | 1,180 |
| Securities gains (losses) | $92,000 | 820 |
| Applicable income taxes | $1,845,000 | 808 |
| Income before extraordinary items | $4,824,000 | 1,344 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,824,000 | 1,345 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,824,000 | 1,346 |
| Net charge-offs | $-2,000 | 4,087 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $8,412,000 | 53 |
| Net operating income | $4,751,320 | 1,324 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $15,212,000 | 1,072 |
| Total interest expense | $2,024,000 | 1,444 |
| Net interest income | $13,188,000 | 1,002 |
| Provision for loan and lease losses | $396,000 | 1,021 |
| Total noninterest income | $967,000 | 1,989 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $165,000 | 2,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $802,000 | 1,712 |
| Total noninterest expense | $9,293,000 | 1,145 |
| Salaries and employee benefits | $5,573,000 | 1,107 |
| Premises and equipment expense | $1,040,000 | 1,140 |
| Additional noninterest expense | $2,680,000 | 1,184 |
| Pre-tax net operating income | $4,466,000 | 1,141 |
| Securities gains (losses) | $7,000 | 1,296 |
| Applicable income taxes | $1,199,000 | 806 |
| Income before extraordinary items | $3,274,000 | 1,299 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,274,000 | 1,299 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,274,000 | 1,299 |
| Net charge-offs | $55,000 | 1,767 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $8,261,000 | 33 |
| Net operating income | $3,268,470 | 1,281 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $7,559,000 | 1,075 |
| Total interest expense | $967,000 | 1,468 |
| Net interest income | $6,592,000 | 1,004 |
| Provision for loan and lease losses | $175,000 | 1,043 |
| Total noninterest income | $409,000 | 2,140 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $82,000 | 2,483 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 1,880 |
| Total noninterest expense | $4,499,000 | 1,174 |
| Salaries and employee benefits | $2,692,000 | 1,145 |
| Premises and equipment expense | $494,000 | 1,208 |
| Additional noninterest expense | $1,313,000 | 1,197 |
| Pre-tax net operating income | $2,327,000 | 1,089 |
| Securities gains (losses) | $11,000 | 693 |
| Applicable income taxes | $570,000 | 818 |
| Income before extraordinary items | $1,768,000 | 1,202 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,768,000 | 1,201 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,768,000 | 1,201 |
| Net charge-offs | $57,000 | 1,144 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $8,036,000 | 21 |
| Net operating income | $1,759,310 | 1,185 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $26,952,000 | 1,102 |
| Total interest expense | $2,093,000 | 1,882 |
| Net interest income | $24,859,000 | 1,036 |
| Provision for loan and lease losses | $1,294,000 | 720 |
| Total noninterest income | $1,079,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $368,000 | 2,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $711,000 | 2,634 |
| Total noninterest expense | $16,298,000 | 1,250 |
| Salaries and employee benefits | $9,694,000 | 1,198 |
| Premises and equipment expense | $1,806,000 | 1,285 |
| Additional noninterest expense | $4,798,000 | 1,285 |
| Pre-tax net operating income | $8,346,000 | 1,194 |
| Securities gains (losses) | $-10,000 | 4,411 |
| Applicable income taxes | $2,446,000 | 759 |
| Income before extraordinary items | $5,890,000 | 1,370 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,890,000 | 1,369 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,890,000 | 1,369 |
| Net charge-offs | $12,000 | 3,283 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $582,000 | 292 |
| Net operating income | $5,897,900 | 1,360 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $19,441,000 | 1,126 |
| Total interest expense | $1,339,000 | 2,013 |
| Net interest income | $18,102,000 | 1,059 |
| Provision for loan and lease losses | $925,000 | 686 |
| Total noninterest income | $926,000 | 2,608 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $281,000 | 2,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $645,000 | 2,435 |
| Total noninterest expense | $11,951,000 | 1,264 |
| Salaries and employee benefits | $7,061,000 | 1,225 |
| Premises and equipment expense | $1,304,000 | 1,328 |
| Additional noninterest expense | $3,586,000 | 1,298 |
| Pre-tax net operating income | $6,152,000 | 1,217 |
| Securities gains (losses) | $-1,000 | 4,378 |
| Applicable income taxes | $1,755,000 | 792 |
| Income before extraordinary items | $4,396,000 | 1,384 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,396,000 | 1,383 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,396,000 | 1,383 |
| Net charge-offs | $-11,000 | 4,502 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $505,000 | 255 |
| Net operating income | $4,396,790 | 1,371 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $12,489,000 | 1,155 |
| Total interest expense | $711,000 | 2,264 |
| Net interest income | $11,778,000 | 1,082 |
| Provision for loan and lease losses | $631,000 | 665 |
| Total noninterest income | $599,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $190,000 | 2,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 2,494 |
| Total noninterest expense | $7,828,000 | 1,289 |
| Salaries and employee benefits | $4,631,000 | 1,249 |
| Premises and equipment expense | $821,000 | 1,407 |
| Additional noninterest expense | $2,376,000 | 1,311 |
| Pre-tax net operating income | $3,918,000 | 1,235 |
| Securities gains (losses) | $14,000 | 539 |
| Applicable income taxes | $1,105,000 | 820 |
| Income before extraordinary items | $2,827,000 | 1,412 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,827,000 | 1,411 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,827,000 | 1,411 |
| Net charge-offs | $-4,000 | 4,246 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $317,000 | 237 |
| Net operating income | $2,815,940 | 1,403 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,985,000 | 1,192 |
| Total interest expense | $287,000 | 2,533 |
| Net interest income | $5,698,000 | 1,107 |
| Provision for loan and lease losses | $268,000 | 762 |
| Total noninterest income | $302,000 | 2,618 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $95,000 | 2,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 2,438 |
| Total noninterest expense | $3,894,000 | 1,300 |
| Salaries and employee benefits | $2,354,000 | 1,242 |
| Premises and equipment expense | $391,000 | 1,480 |
| Additional noninterest expense | $1,149,000 | 1,334 |
| Pre-tax net operating income | $1,838,000 | 1,272 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $486,000 | 893 |
| Income before extraordinary items | $1,352,000 | 1,445 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,352,000 | 1,444 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,352,000 | 1,445 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $-47,000 | 5,569 |
| Net operating income | $1,352,000 | 1,433 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $22,320,000 | 1,227 |
| Total interest expense | $1,038,000 | 2,483 |
| Net interest income | $21,282,000 | 1,148 |
| Provision for loan and lease losses | $914,000 | 968 |
| Total noninterest income | $1,063,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $398,000 | 2,400 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $665,000 | 2,795 |
| Total noninterest expense | $13,736,000 | 1,464 |
| Salaries and employee benefits | $8,066,000 | 1,401 |
| Premises and equipment expense | $1,553,000 | 1,476 |
| Additional noninterest expense | $4,117,000 | 1,474 |
| Pre-tax net operating income | $7,695,000 | 1,213 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $4,159,000 | 753 |
| Income before extraordinary items | $3,536,000 | 1,793 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,536,000 | 1,793 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,536,000 | 1,794 |
| Net charge-offs | $22,000 | 3,387 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $291,000 | 354 |
| Net operating income | $3,536,000 | 1,772 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $16,605,000 | 1,243 |
| Total interest expense | $762,000 | 2,500 |
| Net interest income | $15,843,000 | 1,159 |
| Provision for loan and lease losses | $707,000 | 917 |
| Total noninterest income | $827,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $311,000 | 2,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 2,775 |
| Total noninterest expense | $10,145,000 | 1,485 |
| Salaries and employee benefits | $5,880,000 | 1,435 |
| Premises and equipment expense | $1,155,000 | 1,495 |
| Additional noninterest expense | $3,110,000 | 1,470 |
| Pre-tax net operating income | $5,818,000 | 1,234 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,317,000 | 837 |
| Income before extraordinary items | $3,501,000 | 1,523 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,501,000 | 1,522 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,501,000 | 1,523 |
| Net charge-offs | $-1,000 | 4,281 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $186,000 | 353 |
| Net operating income | $3,501,000 | 1,506 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,725,000 | 1,266 |
| Total interest expense | $488,000 | 2,531 |
| Net interest income | $10,237,000 | 1,183 |
| Provision for loan and lease losses | $639,000 | 720 |
| Total noninterest income | $558,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $213,000 | 2,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $345,000 | 2,770 |
| Total noninterest expense | $6,696,000 | 1,504 |
| Salaries and employee benefits | $3,854,000 | 1,457 |
| Premises and equipment expense | $741,000 | 1,546 |
| Additional noninterest expense | $2,101,000 | 1,443 |
| Pre-tax net operating income | $3,460,000 | 1,326 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,342,000 | 909 |
| Income before extraordinary items | $2,118,000 | 1,623 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,118,000 | 1,623 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,118,000 | 1,623 |
| Net charge-offs | $5,000 | 3,121 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $107,000 | 347 |
| Net operating income | $2,118,000 | 1,602 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,236,000 | 1,276 |
| Total interest expense | $225,000 | 2,637 |
| Net interest income | $5,011,000 | 1,194 |
| Provision for loan and lease losses | $387,000 | 554 |
| Total noninterest income | $272,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $98,000 | 2,412 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 2,744 |
| Total noninterest expense | $3,300,000 | 1,519 |
| Salaries and employee benefits | $1,955,000 | 1,466 |
| Premises and equipment expense | $369,000 | 1,561 |
| Additional noninterest expense | $976,000 | 1,542 |
| Pre-tax net operating income | $1,596,000 | 1,381 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $641,000 | 911 |
| Income before extraordinary items | $955,000 | 1,732 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $955,000 | 1,731 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $955,000 | 1,732 |
| Net charge-offs | $20,000 | 1,889 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $-38,000 | 5,826 |
| Net operating income | $955,000 | 1,716 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $21,097,000 | 1,236 |
| Total interest expense | $808,000 | 2,802 |
| Net interest income | $20,289,000 | 1,150 |
| Provision for loan and lease losses | $505,000 | 1,452 |
| Total noninterest income | $1,184,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $362,000 | 2,624 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $822,000 | 2,627 |
| Total noninterest expense | $13,942,000 | 1,402 |
| Salaries and employee benefits | $7,748,000 | 1,409 |
| Premises and equipment expense | $1,549,000 | 1,475 |
| Additional noninterest expense | $4,645,000 | 1,342 |
| Pre-tax net operating income | $7,026,000 | 1,241 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $2,896,000 | 806 |
| Income before extraordinary items | $4,130,000 | 1,608 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,130,000 | 1,606 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,130,000 | 1,607 |
| Net charge-offs | $-160,000 | 5,626 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $583,000 | 261 |
| Net operating income | $4,130,000 | 1,580 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $15,637,000 | 1,255 |
| Total interest expense | $657,000 | 2,642 |
| Net interest income | $14,980,000 | 1,171 |
| Provision for loan and lease losses | $388,000 | 1,384 |
| Total noninterest income | $808,000 | 2,932 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $278,000 | 2,593 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $530,000 | 2,826 |
| Total noninterest expense | $10,441,000 | 1,402 |
| Salaries and employee benefits | $5,740,000 | 1,416 |
| Premises and equipment expense | $1,161,000 | 1,474 |
| Additional noninterest expense | $3,540,000 | 1,326 |
| Pre-tax net operating income | $4,959,000 | 1,330 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $1,944,000 | 880 |
| Income before extraordinary items | $3,015,000 | 1,686 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,015,000 | 1,686 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,015,000 | 1,686 |
| Net charge-offs | $-135,000 | 5,651 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $470,000 | 228 |
| Net operating income | $3,015,000 | 1,634 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $10,462,000 | 1,258 |
| Total interest expense | $436,000 | 2,668 |
| Net interest income | $10,026,000 | 1,170 |
| Provision for loan and lease losses | $251,000 | 1,402 |
| Total noninterest income | $507,000 | 3,012 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $173,000 | 2,689 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $334,000 | 2,888 |
| Total noninterest expense | $7,289,000 | 1,357 |
| Salaries and employee benefits | $3,957,000 | 1,389 |
| Premises and equipment expense | $766,000 | 1,492 |
| Additional noninterest expense | $2,566,000 | 1,239 |
| Pre-tax net operating income | $2,993,000 | 1,402 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,387,000 | 845 |
| Income before extraordinary items | $1,606,000 | 1,993 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,606,000 | 1,993 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,606,000 | 1,993 |
| Net charge-offs | $-71,000 | 5,607 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $224,000 | 265 |
| Net operating income | $1,606,000 | 1,927 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,816,000 | 1,341 |
| Total interest expense | $219,000 | 2,670 |
| Net interest income | $4,597,000 | 1,261 |
| Provision for loan and lease losses | $86,000 | 1,665 |
| Total noninterest income | $209,000 | 3,300 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $86,000 | 2,674 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $123,000 | 3,242 |
| Total noninterest expense | $4,088,000 | 1,242 |
| Salaries and employee benefits | $2,188,000 | 1,286 |
| Premises and equipment expense | $391,000 | 1,478 |
| Additional noninterest expense | $1,509,000 | 1,083 |
| Pre-tax net operating income | $632,000 | 2,657 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $455,000 | 1,130 |
| Income before extraordinary items | $177,000 | 4,408 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $177,000 | 4,406 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $177,000 | 4,408 |
| Net charge-offs | $-40,000 | 5,674 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 233 |
| Net operating income | $177,000 | 4,351 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,239,000 | 2,320 |
| Total interest expense | $406,000 | 4,108 |
| Net interest income | $9,833,000 | 2,176 |
| Provision for loan and lease losses | $353,000 | 1,740 |
| Total noninterest income | $560,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $138,000 | 4,256 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $422,000 | 3,527 |
| Total noninterest expense | $7,590,000 | 2,411 |
| Salaries and employee benefits | $4,051,000 | 2,472 |
| Premises and equipment expense | $1,050,000 | 2,099 |
| Additional noninterest expense | $2,489,000 | 2,349 |
| Pre-tax net operating income | $2,450,000 | 2,673 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,148,000 | 1,470 |
| Income before extraordinary items | $1,302,000 | 3,469 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,302,000 | 3,467 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,302,000 | 3,469 |
| Net charge-offs | $-283,000 | 5,924 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $224,000 | 412 |
| Net operating income | $1,302,000 | 3,428 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,420,000 | 2,409 |
| Total interest expense | $306,000 | 4,165 |
| Net interest income | $7,114,000 | 2,270 |
| Provision for loan and lease losses | $163,000 | 2,190 |
| Total noninterest income | $430,000 | 3,992 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $98,000 | 4,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $332,000 | 3,469 |
| Total noninterest expense | $5,598,000 | 2,447 |
| Salaries and employee benefits | $2,957,000 | 2,524 |
| Premises and equipment expense | $798,000 | 2,112 |
| Additional noninterest expense | $1,843,000 | 2,374 |
| Pre-tax net operating income | $1,783,000 | 2,766 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $847,000 | 1,531 |
| Income before extraordinary items | $936,000 | 3,614 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $936,000 | 3,613 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $936,000 | 3,614 |
| Net charge-offs | $-145,000 | 5,891 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $181,000 | 372 |
| Net operating income | $936,000 | 3,553 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,821,000 | 2,465 |
| Total interest expense | $214,000 | 4,109 |
| Net interest income | $4,607,000 | 2,325 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $305,000 | 3,907 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $62,000 | 4,455 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $243,000 | 3,350 |
| Total noninterest expense | $3,574,000 | 2,553 |
| Salaries and employee benefits | $1,910,000 | 2,607 |
| Premises and equipment expense | $536,000 | 2,107 |
| Additional noninterest expense | $1,128,000 | 2,558 |
| Pre-tax net operating income | $1,338,000 | 2,538 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $533,000 | 1,564 |
| Income before extraordinary items | $805,000 | 3,148 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $805,000 | 3,148 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $805,000 | 3,149 |
| Net charge-offs | $-89,000 | 5,900 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $129,000 | 346 |
| Net operating income | $805,000 | 3,083 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 2,470 |
| Total interest expense | $108,000 | 4,141 |
| Net interest income | $2,298,000 | 2,322 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $156,000 | 3,841 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $29,000 | 4,554 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $127,000 | 3,263 |
| Total noninterest expense | $1,720,000 | 2,633 |
| Salaries and employee benefits | $966,000 | 2,594 |
| Premises and equipment expense | $264,000 | 2,148 |
| Additional noninterest expense | $490,000 | 2,833 |
| Pre-tax net operating income | $734,000 | 2,343 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $291,000 | 1,477 |
| Income before extraordinary items | $443,000 | 2,945 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $443,000 | 2,948 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $443,000 | 2,948 |
| Net charge-offs | $-41,000 | 5,894 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 435 |
| Net operating income | $443,000 | 2,869 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,985,000 | 2,647 |
| Total interest expense | $472,000 | 4,134 |
| Net interest income | $8,513,000 | 2,488 |
| Provision for loan and lease losses | $-290,000 | 6,183 |
| Total noninterest income | $336,000 | 4,864 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $98,000 | 5,027 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $238,000 | 4,322 |
| Total noninterest expense | $6,572,000 | 2,738 |
| Salaries and employee benefits | $3,703,000 | 2,661 |
| Premises and equipment expense | $1,061,000 | 2,142 |
| Additional noninterest expense | $1,808,000 | 3,108 |
| Pre-tax net operating income | $2,567,000 | 2,533 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $998,000 | 1,536 |
| Income before extraordinary items | $1,569,000 | 3,167 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,569,000 | 3,167 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,569,000 | 3,168 |
| Net charge-offs | $-290,000 | 6,315 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $168,000 | 458 |
| Net operating income | $1,569,000 | 3,114 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,673,000 | 2,686 |
| Total interest expense | $358,000 | 4,170 |
| Net interest income | $6,315,000 | 2,528 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $242,000 | 4,967 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $73,000 | 5,100 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $169,000 | 4,428 |
| Total noninterest expense | $4,878,000 | 2,768 |
| Salaries and employee benefits | $2,749,000 | 2,683 |
| Premises and equipment expense | $789,000 | 2,172 |
| Additional noninterest expense | $1,340,000 | 3,142 |
| Pre-tax net operating income | $1,679,000 | 2,826 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $646,000 | 1,737 |
| Income before extraordinary items | $1,033,000 | 3,439 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,033,000 | 3,440 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,033,000 | 3,440 |
| Net charge-offs | $-167,000 | 6,312 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 505 |
| Net operating income | $1,033,000 | 3,393 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,366,000 | 2,730 |
| Total interest expense | $233,000 | 4,255 |
| Net interest income | $4,133,000 | 2,558 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $147,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $48,000 | 5,127 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $99,000 | 4,577 |
| Total noninterest expense | $3,170,000 | 2,844 |
| Salaries and employee benefits | $1,832,000 | 2,699 |
| Premises and equipment expense | $520,000 | 2,201 |
| Additional noninterest expense | $818,000 | 3,355 |
| Pre-tax net operating income | $1,110,000 | 2,783 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $442,000 | 1,669 |
| Income before extraordinary items | $668,000 | 3,421 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $668,000 | 3,427 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $668,000 | 3,427 |
| Net charge-offs | $-66,000 | 6,223 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 620 |
| Net operating income | $668,000 | 3,382 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 2,801 |
| Total interest expense | $114,000 | 4,353 |
| Net interest income | $2,000,000 | 2,629 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $76,000 | 5,009 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $24,000 | 5,131 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $52,000 | 4,505 |
| Total noninterest expense | $1,601,000 | 2,841 |
| Salaries and employee benefits | $942,000 | 2,658 |
| Premises and equipment expense | $261,000 | 2,224 |
| Additional noninterest expense | $398,000 | 3,418 |
| Pre-tax net operating income | $475,000 | 3,004 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $189,000 | 1,770 |
| Income before extraordinary items | $286,000 | 3,628 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $286,000 | 3,630 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $286,000 | 3,631 |
| Net charge-offs | $-48,000 | 6,301 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $-38,000 | 6,695 |
| Net operating income | $286,000 | 3,573 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,456,000 | 2,819 |
| Total interest expense | $457,000 | 4,653 |
| Net interest income | $7,999,000 | 2,603 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $466,000 | 4,509 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $68,000 | 5,700 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $398,000 | 3,683 |
| Total noninterest expense | $6,131,000 | 2,939 |
| Salaries and employee benefits | $3,450,000 | 2,833 |
| Premises and equipment expense | $1,028,000 | 2,199 |
| Additional noninterest expense | $1,653,000 | 3,413 |
| Pre-tax net operating income | $2,334,000 | 2,576 |
| Securities gains (losses) | $5,000 | 2,813 |
| Applicable income taxes | $938,000 | 1,530 |
| Income before extraordinary items | $1,401,000 | 3,287 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,401,000 | 3,289 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,401,000 | 3,290 |
| Net charge-offs | $507,000 | 2,004 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $250,000 | 387 |
| Net operating income | $1,397,800 | 3,231 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,420,000 | 2,816 |
| Total interest expense | $343,000 | 4,740 |
| Net interest income | $6,077,000 | 2,586 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $382,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $42,000 | 5,950 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $340,000 | 3,558 |
| Total noninterest expense | $4,464,000 | 3,008 |
| Salaries and employee benefits | $2,478,000 | 2,923 |
| Premises and equipment expense | $770,000 | 2,227 |
| Additional noninterest expense | $1,216,000 | 3,457 |
| Pre-tax net operating income | $1,995,000 | 2,420 |
| Securities gains (losses) | $5,000 | 2,677 |
| Applicable income taxes | $797,000 | 1,451 |
| Income before extraordinary items | $1,203,000 | 3,078 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,203,000 | 3,082 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,203,000 | 3,082 |
| Net charge-offs | $252,000 | 2,306 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 460 |
| Net operating income | $1,199,800 | 3,011 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 2,937 |
| Total interest expense | $230,000 | 4,792 |
| Net interest income | $3,830,000 | 2,708 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $277,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $25,000 | 6,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $252,000 | 3,438 |
| Total noninterest expense | $2,900,000 | 3,075 |
| Salaries and employee benefits | $1,624,000 | 2,985 |
| Premises and equipment expense | $503,000 | 2,272 |
| Additional noninterest expense | $773,000 | 3,586 |
| Pre-tax net operating income | $1,207,000 | 2,587 |
| Securities gains (losses) | $5,000 | 2,459 |
| Applicable income taxes | $481,000 | 1,552 |
| Income before extraordinary items | $731,000 | 3,232 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $731,000 | 3,235 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $731,000 | 3,236 |
| Net charge-offs | $243,000 | 1,899 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 464 |
| Net operating income | $727,800 | 3,150 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 2,981 |
| Total interest expense | $113,000 | 4,905 |
| Net interest income | $1,892,000 | 2,748 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $75,000 | 5,254 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $12,000 | 6,102 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $63,000 | 4,419 |
| Total noninterest expense | $1,404,000 | 3,168 |
| Salaries and employee benefits | $797,000 | 3,059 |
| Premises and equipment expense | $242,000 | 2,371 |
| Additional noninterest expense | $365,000 | 3,738 |
| Pre-tax net operating income | $563,000 | 2,659 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $224,000 | 1,605 |
| Income before extraordinary items | $339,000 | 3,336 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $339,000 | 3,336 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $339,000 | 3,338 |
| Net charge-offs | $258,000 | 1,177 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 740 |
| Net operating income | $339,000 | 3,229 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,945,000 | 3,128 |
| Total interest expense | $520,000 | 5,042 |
| Net interest income | $7,425,000 | 2,842 |
| Provision for loan and lease losses | $320,000 | 3,281 |
| Total noninterest income | $77,000 | 6,460 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $41,000 | 6,381 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $36,000 | 6,037 |
| Total noninterest expense | $5,259,000 | 3,338 |
| Salaries and employee benefits | $2,975,000 | 3,144 |
| Premises and equipment expense | $795,000 | 2,764 |
| Additional noninterest expense | $1,489,000 | 3,808 |
| Pre-tax net operating income | $1,923,000 | 2,889 |
| Securities gains (losses) | $48,000 | 2,758 |
| Applicable income taxes | $777,000 | 1,729 |
| Income before extraordinary items | $1,194,000 | 3,556 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,194,000 | 3,558 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,194,000 | 3,559 |
| Net charge-offs | $289,000 | 3,340 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 439 |
| Net operating income | $1,163,280 | 3,462 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,891,000 | 3,213 |
| Total interest expense | $401,000 | 5,118 |
| Net interest income | $5,490,000 | 2,918 |
| Provision for loan and lease losses | $320,000 | 2,881 |
| Total noninterest income | $-68,000 | 7,013 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $28,000 | 6,523 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-96,000 | 6,915 |
| Total noninterest expense | $3,851,000 | 3,422 |
| Salaries and employee benefits | $2,145,000 | 3,259 |
| Premises and equipment expense | $563,000 | 2,907 |
| Additional noninterest expense | $1,143,000 | 3,777 |
| Pre-tax net operating income | $1,251,000 | 3,227 |
| Securities gains (losses) | $48,000 | 2,464 |
| Applicable income taxes | $492,000 | 1,960 |
| Income before extraordinary items | $807,000 | 3,846 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $807,000 | 3,846 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $807,000 | 3,847 |
| Net charge-offs | $622,000 | 1,941 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 371 |
| Net operating income | $776,280 | 3,741 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 3,269 |
| Total interest expense | $276,000 | 5,165 |
| Net interest income | $3,615,000 | 2,959 |
| Provision for loan and lease losses | $320,000 | 2,321 |
| Total noninterest income | $-183,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $18,000 | 6,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-201,000 | 7,074 |
| Total noninterest expense | $2,499,000 | 3,499 |
| Salaries and employee benefits | $1,367,000 | 3,379 |
| Premises and equipment expense | $370,000 | 2,944 |
| Additional noninterest expense | $762,000 | 3,781 |
| Pre-tax net operating income | $613,000 | 3,766 |
| Securities gains (losses) | $48,000 | 2,076 |
| Applicable income taxes | $256,000 | 2,219 |
| Income before extraordinary items | $405,000 | 4,341 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $405,000 | 4,344 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $405,000 | 4,343 |
| Net charge-offs | $650,000 | 1,524 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $110,000 | 349 |
| Net operating income | $374,280 | 4,286 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 3,317 |
| Total interest expense | $138,000 | 5,260 |
| Net interest income | $1,791,000 | 3,001 |
| Provision for loan and lease losses | $320,000 | 1,429 |
| Total noninterest income | $43,000 | 6,011 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $9,000 | 6,588 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,214 |
| Total noninterest expense | $1,239,000 | 3,555 |
| Salaries and employee benefits | $676,000 | 3,433 |
| Premises and equipment expense | $186,000 | 2,940 |
| Additional noninterest expense | $377,000 | 3,784 |
| Pre-tax net operating income | $275,000 | 3,986 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $275,000 | 3,800 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $275,000 | 3,803 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $275,000 | 3,803 |
| Net charge-offs | $677,000 | 894 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 375 |
| Net operating income | $275,000 | 3,635 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,058,000 | 3,653 |
| Total interest expense | $739,000 | 5,089 |
| Net interest income | $6,319,000 | 3,332 |
| Provision for loan and lease losses | $810,000 | 2,725 |
| Total noninterest income | $-146,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $31,000 | 6,604 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-177,000 | 6,940 |
| Total noninterest expense | $4,479,000 | 3,819 |
| Salaries and employee benefits | $2,217,000 | 3,888 |
| Premises and equipment expense | $736,000 | 3,082 |
| Additional noninterest expense | $1,526,000 | 3,812 |
| Pre-tax net operating income | $884,000 | 3,946 |
| Securities gains (losses) | $39,000 | 2,739 |
| Applicable income taxes | $-2,383,000 | 7,258 |
| Income before extraordinary items | $3,306,000 | 1,479 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,306,000 | 1,479 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,306,000 | 1,479 |
| Net charge-offs | $1,440,000 | 1,934 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 617 |
| Net operating income | $3,267,000 | 1,425 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,156,000 | 3,762 |
| Total interest expense | $588,000 | 5,088 |
| Net interest income | $4,568,000 | 3,436 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $-118,000 | 7,211 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $23,000 | 6,647 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-141,000 | 7,092 |
| Total noninterest expense | $3,355,000 | 3,832 |
| Salaries and employee benefits | $1,625,000 | 3,943 |
| Premises and equipment expense | $552,000 | 3,113 |
| Additional noninterest expense | $1,178,000 | 3,735 |
| Pre-tax net operating income | $1,095,000 | 3,150 |
| Securities gains (losses) | $39,000 | 2,483 |
| Applicable income taxes | $-1,819,000 | 7,355 |
| Income before extraordinary items | $2,953,000 | 1,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,953,000 | 1,312 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,953,000 | 1,312 |
| Net charge-offs | $726,000 | 2,247 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 558 |
| Net operating income | $2,914,000 | 1,253 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,324,000 | 3,871 |
| Total interest expense | $436,000 | 4,949 |
| Net interest income | $2,888,000 | 3,589 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $-10,000 | 7,217 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $16,000 | 6,666 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-26,000 | 7,085 |
| Total noninterest expense | $2,176,000 | 3,948 |
| Salaries and employee benefits | $1,073,000 | 4,012 |
| Premises and equipment expense | $363,000 | 3,168 |
| Additional noninterest expense | $740,000 | 3,937 |
| Pre-tax net operating income | $702,000 | 3,179 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $702,000 | 2,911 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $702,000 | 2,913 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $702,000 | 2,913 |
| Net charge-offs | $613,000 | 1,933 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 482 |
| Net operating income | $702,000 | 2,841 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 3,928 |
| Total interest expense | $244,000 | 4,813 |
| Net interest income | $1,404,000 | 3,645 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $6,000 | 7,188 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $8,000 | 6,661 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-2,000 | 7,133 |
| Total noninterest expense | $1,046,000 | 4,067 |
| Salaries and employee benefits | $518,000 | 4,130 |
| Premises and equipment expense | $176,000 | 3,290 |
| Additional noninterest expense | $352,000 | 4,074 |
| Pre-tax net operating income | $364,000 | 3,163 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $364,000 | 2,857 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $364,000 | 2,856 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $364,000 | 2,857 |
| Net charge-offs | $582,000 | 1,218 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 435 |
| Net operating income | $364,000 | 2,799 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,467,000 | 3,737 |
| Total interest expense | $1,297,000 | 4,612 |
| Net interest income | $6,170,000 | 3,398 |
| Provision for loan and lease losses | $648,000 | 3,730 |
| Total noninterest income | $-194,000 | 7,423 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 6,288 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-240,000 | 7,304 |
| Total noninterest expense | $4,328,000 | 3,993 |
| Salaries and employee benefits | $2,239,000 | 3,910 |
| Premises and equipment expense | $693,000 | 3,325 |
| Additional noninterest expense | $1,396,000 | 4,198 |
| Pre-tax net operating income | $1,000,000 | 3,382 |
| Securities gains (losses) | $25,000 | 3,011 |
| Applicable income taxes | $1,000 | 4,548 |
| Income before extraordinary items | $1,024,000 | 3,178 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,024,000 | 3,174 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,024,000 | 3,178 |
| Net charge-offs | $54,000 | 5,854 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 803 |
| Net operating income | $999,000 | 3,106 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,627,000 | 3,805 |
| Total interest expense | $1,003,000 | 4,693 |
| Net interest income | $4,624,000 | 3,454 |
| Provision for loan and lease losses | $281,000 | 4,403 |
| Total noninterest income | $-211,000 | 7,570 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $32,000 | 6,416 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-243,000 | 7,478 |
| Total noninterest expense | $3,223,000 | 4,026 |
| Salaries and employee benefits | $1,675,000 | 3,950 |
| Premises and equipment expense | $515,000 | 3,400 |
| Additional noninterest expense | $1,033,000 | 4,214 |
| Pre-tax net operating income | $909,000 | 3,262 |
| Securities gains (losses) | $25,000 | 2,801 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $933,000 | 3,020 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $933,000 | 3,017 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $933,000 | 3,020 |
| Net charge-offs | $-57,000 | 7,650 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 720 |
| Net operating income | $908,000 | 2,932 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 3,891 |
| Total interest expense | $701,000 | 4,686 |
| Net interest income | $2,970,000 | 3,541 |
| Provision for loan and lease losses | $227,000 | 4,047 |
| Total noninterest income | $-154,000 | 7,672 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $20,000 | 6,495 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-174,000 | 7,589 |
| Total noninterest expense | $2,111,000 | 4,087 |
| Salaries and employee benefits | $1,115,000 | 3,971 |
| Premises and equipment expense | $332,000 | 3,535 |
| Additional noninterest expense | $664,000 | 4,317 |
| Pre-tax net operating income | $478,000 | 3,704 |
| Securities gains (losses) | $25,000 | 2,268 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $502,000 | 3,406 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $502,000 | 3,403 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $502,000 | 3,405 |
| Net charge-offs | $-115,000 | 7,757 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 615 |
| Net operating income | $477,000 | 3,382 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,779,000 | 4,034 |
| Total interest expense | $380,000 | 4,610 |
| Net interest income | $1,399,000 | 3,744 |
| Provision for loan and lease losses | $54,000 | 4,790 |
| Total noninterest income | $-53,000 | 7,758 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-63,000 | 7,690 |
| Total noninterest expense | $1,061,000 | 4,109 |
| Salaries and employee benefits | $571,000 | 3,960 |
| Premises and equipment expense | $165,000 | 3,632 |
| Additional noninterest expense | $325,000 | 4,373 |
| Pre-tax net operating income | $231,000 | 3,821 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $230,000 | 3,642 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $230,000 | 3,639 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $230,000 | 3,641 |
| Net charge-offs | $-187,000 | 7,892 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 505 |
| Net operating income | $230,000 | 3,512 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,287,000 | 4,069 |
| Total interest expense | $2,257,000 | 4,141 |
| Net interest income | $5,030,000 | 3,938 |
| Provision for loan and lease losses | $2,706,000 | 2,095 |
| Total noninterest income | $-347,000 | 7,859 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $20,000 | 6,892 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-367,000 | 7,761 |
| Total noninterest expense | $3,898,000 | 4,415 |
| Salaries and employee benefits | $1,956,000 | 4,432 |
| Premises and equipment expense | $695,000 | 3,479 |
| Additional noninterest expense | $1,247,000 | 4,636 |
| Pre-tax net operating income | $-1,921,000 | 6,614 |
| Securities gains (losses) | $20,000 | 3,038 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-1,902,000 | 6,716 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,902,000 | 6,714 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,902,000 | 6,714 |
| Net charge-offs | $1,188,000 | 2,662 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 1,076 |
| Net operating income | $-1,922,000 | 6,722 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,459,000 | 4,133 |
| Total interest expense | $1,815,000 | 4,104 |
| Net interest income | $3,644,000 | 4,027 |
| Provision for loan and lease losses | $2,571,000 | 1,631 |
| Total noninterest income | $-294,000 | 7,978 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $11,000 | 7,011 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-305,000 | 7,915 |
| Total noninterest expense | $3,028,000 | 4,324 |
| Salaries and employee benefits | $1,552,000 | 4,277 |
| Premises and equipment expense | $526,000 | 3,489 |
| Additional noninterest expense | $950,000 | 4,555 |
| Pre-tax net operating income | $-2,249,000 | 7,116 |
| Securities gains (losses) | $20,000 | 2,745 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $-2,230,000 | 7,237 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,230,000 | 7,235 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,230,000 | 7,236 |
| Net charge-offs | $936,000 | 2,275 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 1,004 |
| Net operating income | $-2,250,000 | 7,227 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,586,000 | 4,197 |
| Total interest expense | $1,307,000 | 4,013 |
| Net interest income | $2,279,000 | 4,180 |
| Provision for loan and lease losses | $373,000 | 3,389 |
| Total noninterest income | $9,000 | 7,827 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $7,000 | 7,083 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $2,012,000 | 4,375 |
| Salaries and employee benefits | $1,076,000 | 4,210 |
| Premises and equipment expense | $346,000 | 3,553 |
| Additional noninterest expense | $590,000 | 4,770 |
| Pre-tax net operating income | $-97,000 | 6,088 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-98,000 | 6,185 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-98,000 | 6,184 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-98,000 | 6,184 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 608 |
| Net operating income | $-98,000 | 6,150 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 4,358 |
| Total interest expense | $701,000 | 3,941 |
| Net interest income | $1,014,000 | 4,539 |
| Provision for loan and lease losses | $46,000 | 4,978 |
| Total noninterest income | $4,000 | 7,935 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $3,000 | 7,123 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $966,000 | 4,412 |
| Salaries and employee benefits | $552,000 | 4,149 |
| Premises and equipment expense | $172,000 | 3,614 |
| Additional noninterest expense | $242,000 | 5,036 |
| Pre-tax net operating income | $6,000 | 6,164 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $5,000 | 6,343 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $5,000 | 6,345 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $5,000 | 6,345 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 500 |
| Net operating income | $5,000 | 6,198 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,810,000 | 5,025 |
| Total interest expense | $2,130,000 | 5,157 |
| Net interest income | $3,680,000 | 4,833 |
| Provision for loan and lease losses | $344,000 | 4,399 |
| Total noninterest income | $31,000 | 7,867 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,079 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $14,000 | 7,582 |
| Total noninterest expense | $3,580,000 | 4,554 |
| Salaries and employee benefits | $1,913,000 | 4,612 |
| Premises and equipment expense | $706,000 | 3,486 |
| Additional noninterest expense | $961,000 | 4,942 |
| Pre-tax net operating income | $-213,000 | 6,566 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-214,000 | 6,495 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-214,000 | 6,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $137,000 | 883 |
| Net operating income | $-214,000 | 6,643 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,203,000 | 5,212 |
| Total interest expense | $1,537,000 | 5,367 |
| Net interest income | $2,666,000 | 4,960 |
| Provision for loan and lease losses | $334,000 | 3,368 |
| Total noninterest income | $29,000 | 7,946 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $12,000 | 7,142 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $17,000 | 7,516 |
| Total noninterest expense | $2,646,000 | 4,597 |
| Salaries and employee benefits | $1,396,000 | 4,706 |
| Premises and equipment expense | $530,000 | 3,507 |
| Additional noninterest expense | $720,000 | 4,870 |
| Pre-tax net operating income | $-285,000 | 7,105 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-286,000 | 7,004 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-286,000 | 7,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $83,000 | 833 |
| Net operating income | $-286,000 | 7,159 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,678,000 | 5,405 |
| Total interest expense | $1,006,000 | 5,561 |
| Net interest income | $1,672,000 | 5,156 |
| Provision for loan and lease losses | $208,000 | 3,094 |
| Total noninterest income | $11,000 | 8,140 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $7,000 | 7,210 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,000 | 7,989 |
| Total noninterest expense | $1,801,000 | 4,568 |
| Salaries and employee benefits | $975,000 | 4,609 |
| Premises and equipment expense | $353,000 | 3,527 |
| Additional noninterest expense | $473,000 | 4,913 |
| Pre-tax net operating income | $-326,000 | 7,459 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-327,000 | 7,547 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-327,000 | 7,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 807 |
| Net operating income | $-327,000 | 7,528 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,257,000 | 5,693 |
| Total interest expense | $518,000 | 5,668 |
| Net interest income | $739,000 | 5,528 |
| Provision for loan and lease losses | $64,000 | 3,423 |
| Total noninterest income | $18,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $4,000 | 7,199 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,895 |
| Total noninterest expense | $999,000 | 4,232 |
| Salaries and employee benefits | $597,000 | 3,989 |
| Premises and equipment expense | $180,000 | 3,498 |
| Additional noninterest expense | $222,000 | 5,052 |
| Pre-tax net operating income | $-306,000 | 7,918 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $-307,000 | 7,989 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-307,000 | 7,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 981 |
| Net operating income | $-307,000 | 7,962 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,594,000 | 6,463 |
| Total interest expense | $1,427,000 | 6,526 |
| Net interest income | $2,167,000 | 6,329 |
| Provision for loan and lease losses | $580,000 | 2,107 |
| Total noninterest income | $49,000 | 8,038 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $11,000 | 7,290 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $38,000 | 7,341 |
| Total noninterest expense | $3,393,000 | 4,629 |
| Salaries and employee benefits | $1,786,000 | 4,768 |
| Premises and equipment expense | $724,000 | 3,349 |
| Additional noninterest expense | $883,000 | 5,016 |
| Pre-tax net operating income | $-1,757,000 | 8,241 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $-1,759,000 | 8,287 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,759,000 | 8,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $270,000 | 669 |
| Net operating income | $-1,759,000 | 8,275 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,409,000 | 6,741 |
| Total interest expense | $911,000 | 6,875 |
| Net interest income | $1,498,000 | 6,536 |
| Provision for loan and lease losses | $478,000 | 1,634 |
| Total noninterest income | $34,000 | 8,113 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,365 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $28,000 | 7,397 |
| Total noninterest expense | $2,489,000 | 4,677 |
| Salaries and employee benefits | $1,307,000 | 4,828 |
| Premises and equipment expense | $546,000 | 3,316 |
| Additional noninterest expense | $636,000 | 5,104 |
| Pre-tax net operating income | $-1,435,000 | 8,382 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $-1,437,000 | 8,411 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,437,000 | 8,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 585 |
| Net operating income | $-1,437,000 | 8,400 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,399,000 | 7,063 |
| Total interest expense | $480,000 | 7,288 |
| Net interest income | $919,000 | 6,778 |
| Provision for loan and lease losses | $344,000 | 1,390 |
| Total noninterest income | $23,000 | 8,167 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,000 | 7,446 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $1,484,000 | 5,045 |
| Salaries and employee benefits | $735,000 | 5,391 |
| Premises and equipment expense | $354,000 | 3,407 |
| Additional noninterest expense | $395,000 | 5,337 |
| Pre-tax net operating income | $-886,000 | 8,432 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $-888,000 | 8,461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-888,000 | 8,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 537 |
| Net operating income | $-888,000 | 8,452 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $683,000 | 7,131 |
| Total interest expense | $249,000 | 7,261 |
| Net interest income | $434,000 | 6,934 |
| Provision for loan and lease losses | $160,000 | 1,363 |
| Total noninterest income | $11,000 | 8,220 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $10,000 | 7,401 |
| Total noninterest expense | $714,000 | 5,180 |
| Salaries and employee benefits | $372,000 | 5,395 |
| Premises and equipment expense | $178,000 | 3,422 |
| Additional noninterest expense | $164,000 | 5,864 |
| Pre-tax net operating income | $-429,000 | 8,489 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $-431,000 | 8,512 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-431,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 426 |
| Net operating income | $-431,000 | 8,506 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $789,000 | 8,407 |
| Total interest expense | $195,000 | 8,421 |
| Net interest income | $594,000 | 8,332 |
| Provision for loan and lease losses | $136,000 | 4,204 |
| Total noninterest income | $12,000 | 8,471 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $0 | 7,634 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,212 |
| Total noninterest expense | $5,212,000 | 3,240 |
| Salaries and employee benefits | $1,777,000 | 4,656 |
| Premises and equipment expense | $887,000 | 2,745 |
| Additional noninterest expense | $2,548,000 | 2,068 |
| Pre-tax net operating income | $-4,742,000 | 8,661 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-4,742,000 | 8,664 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-4,742,000 | 8,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $25,736,000 | 50 |
| Net operating income | $-4,742,000 | 8,658 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $291,000 | 8,641 |
| Total interest expense | $40,000 | 8,635 |
| Net interest income | $251,000 | 8,610 |
| Provision for loan and lease losses | $27,000 | 5,738 |
| Total noninterest income | $0 | 8,684 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $0 | 7,682 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,609 |
| Total noninterest expense | $4,068,000 | 3,124 |
| Salaries and employee benefits | $1,390,000 | 4,499 |
| Premises and equipment expense | $648,000 | 2,822 |
| Additional noninterest expense | $2,030,000 | 1,926 |
| Pre-tax net operating income | $-3,844,000 | 8,729 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-3,844,000 | 8,728 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-3,844,000 | 8,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $25,688,000 | 36 |
| Net operating income | $-3,844,000 | 8,719 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.