American River Bank, Capitol Mall Office

Name:American River Bank, Capitol Mall Office
Full Service Brick and Mortar Office
Review:2 client reviews
Location:520 Capitol Mall, Suite 200
Sacramento, CA 95814

Sacramento County
View Other Branches
 
Phone:916-231-6500
Branch Deposit:$54,910,000
FDIC Cert:#24655
Established:2004-03-08


The Bank

Name:American River Bank
Concentration:Commercial Lending Specialization
Established:1983-08-29
FDIC Insurance:1983-08-29
Holden By:American River Bankshares
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:12, view all, view on map
Website:www.americanriverbank.com
Total Assets:$720,971,000
Total Deposits:$605,162,000
Total Equity Capital:$83,580,000
Total Domestic Office Deposits:$605,162,000
Net Income:$6,060,000
Quarterly Net Income:$1,646,000
Return on Assets:1%
Quarterly Return on Assets:1%
Return on Equity:8%
Quarterly Return on Equity:8%
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Client Review

2 client reviews of American River Bank scored 3 out of 5.

Business Unfriendly
Overall Rating
Interest Rate and Cost
Office Environment & Staff
Waiting Time
Other Services
by Munish, May. 10, 2017

Stay Away from American River Bank if you want your business to grow. There are plenty of banks out there who would really help you with your business-banking needs.
I am their business customer for last two years and very disappointed with their understanding of business. The only good part about them is relatively low-interest rate. Everything else is custom-made by their underwriter to doom your business. They dictate you HOW and with WHO can you do your business. They will make you pay for UNNECESSARY inspections and quotes. I own and manage real-estate and on the loan documents they picked one "property management company" and bound me to use that company until the age of the loan. Overall, they cooked a recipe for FAILURE for me. Email me and I can give you so many reasons to not open a business account with them. munish_s@hotmail.com

* this reviewer has be with this bank for 1 - 3 years
* this reviewer had >10 banks before.
* this review was made on American River Bank, Zinfandel Loan Operation at Rancho Cordova, CA
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Good old fashion friendly
Overall Rating
by Alecia, Apr. 03, 2015

My late husband banked at American River and after he passed I received SS for our son I needed a bank , I couldn't have made a better choice .
The staff is very friendly, helpful , and easy to have conversation .  No waiting 99% of the time . Overall just a great way to do banking easy and comfortable and safely, they know me on sight , by name.( not just because it's on my account either).thank you Marci , Michelle , and Melissa .

* this reviewer has be with this bank for 1 - 3 years
* this reviewer had 3 - 5 banks before.
* this review was made on American River Bank, Buckhorn Branch at Pioneer, CA
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