Home > American Perspective Bank > Income and Expense
American Perspective Bank, Income and Expense
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,079,000 | 2,195 |
| Total interest expense | $805,000 | 2,755 |
| Net interest income | $5,274,000 | 2,084 |
| Provision for loan and lease losses | $544,000 | 1,720 |
| Total noninterest income | $526,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $29,000 | 6,207 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $497,000 | 2,337 |
| Total noninterest expense | $4,894,000 | 1,965 |
| Salaries and employee benefits | $1,611,000 | 3,001 |
| Premises and equipment expense | $461,000 | 2,470 |
| Additional noninterest expense | $2,822,000 | 1,212 |
| Pre-tax net operating income | $362,000 | 4,594 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $845,000 | 1,021 |
| Income before extraordinary items | $-483,000 | 6,862 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-483,000 | 6,863 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-483,000 | 6,863 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 283 |
| Net operating income | $-483,000 | 6,825 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,001,000 | 2,250 |
| Total interest expense | $421,000 | 2,761 |
| Net interest income | $2,580,000 | 2,128 |
| Provision for loan and lease losses | $277,000 | 1,669 |
| Total noninterest income | $84,000 | 5,192 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $15,000 | 6,165 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $69,000 | 4,238 |
| Total noninterest expense | $1,618,000 | 2,870 |
| Salaries and employee benefits | $818,000 | 2,983 |
| Premises and equipment expense | $232,000 | 2,468 |
| Additional noninterest expense | $568,000 | 2,782 |
| Pre-tax net operating income | $769,000 | 2,087 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $307,000 | 1,275 |
| Income before extraordinary items | $462,000 | 2,772 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $462,000 | 2,774 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $462,000 | 2,775 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 204 |
| Net operating income | $462,000 | 2,635 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,389,000 | 2,455 |
| Total interest expense | $1,902,000 | 2,877 |
| Net interest income | $9,487,000 | 2,300 |
| Provision for loan and lease losses | $848,000 | 2,655 |
| Total noninterest income | $-274,000 | 7,138 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $65,000 | 6,070 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-339,000 | 7,035 |
| Total noninterest expense | $6,302,000 | 2,932 |
| Salaries and employee benefits | $3,202,000 | 2,957 |
| Premises and equipment expense | $923,000 | 2,579 |
| Additional noninterest expense | $2,177,000 | 2,896 |
| Pre-tax net operating income | $2,063,000 | 2,446 |
| Securities gains (losses) | $66,000 | 2,382 |
| Applicable income taxes | $-674,000 | 7,114 |
| Income before extraordinary items | $2,803,000 | 1,715 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,803,000 | 1,715 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,803,000 | 1,716 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $424,000 | 436 |
| Net operating income | $2,737,000 | 1,664 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,384,000 | 2,522 |
| Total interest expense | $1,469,000 | 2,914 |
| Net interest income | $6,915,000 | 2,377 |
| Provision for loan and lease losses | $589,000 | 2,662 |
| Total noninterest income | $-319,000 | 7,269 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $46,000 | 6,170 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-365,000 | 7,197 |
| Total noninterest expense | $4,748,000 | 2,926 |
| Salaries and employee benefits | $2,378,000 | 2,977 |
| Premises and equipment expense | $689,000 | 2,597 |
| Additional noninterest expense | $1,681,000 | 2,842 |
| Pre-tax net operating income | $1,259,000 | 2,913 |
| Securities gains (losses) | $66,000 | 2,115 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $1,323,000 | 2,546 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,323,000 | 2,548 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,323,000 | 2,548 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $306,000 | 401 |
| Net operating income | $1,257,000 | 2,542 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,475,000 | 2,594 |
| Total interest expense | $997,000 | 2,956 |
| Net interest income | $4,478,000 | 2,462 |
| Provision for loan and lease losses | $224,000 | 3,394 |
| Total noninterest income | $-46,000 | 7,268 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $27,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-73,000 | 7,167 |
| Total noninterest expense | $3,286,000 | 2,847 |
| Salaries and employee benefits | $1,699,000 | 2,833 |
| Premises and equipment expense | $456,000 | 2,640 |
| Additional noninterest expense | $1,131,000 | 2,870 |
| Pre-tax net operating income | $922,000 | 2,677 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $920,000 | 2,426 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $920,000 | 2,426 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $920,000 | 2,426 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $189,000 | 319 |
| Net operating income | $920,000 | 2,335 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,641,000 | 2,696 |
| Total interest expense | $501,000 | 3,032 |
| Net interest income | $2,140,000 | 2,566 |
| Provision for loan and lease losses | $56,000 | 4,089 |
| Total noninterest income | $37,000 | 6,288 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 5,598 |
| Total noninterest expense | $1,645,000 | 2,855 |
| Salaries and employee benefits | $865,000 | 2,795 |
| Premises and equipment expense | $220,000 | 2,768 |
| Additional noninterest expense | $560,000 | 2,897 |
| Pre-tax net operating income | $476,000 | 2,650 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $474,000 | 2,355 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $474,000 | 2,354 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $474,000 | 2,355 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 309 |
| Net operating income | $474,000 | 2,308 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,686,000 | 3,037 |
| Total interest expense | $2,151,000 | 3,374 |
| Net interest income | $7,535,000 | 2,884 |
| Provision for loan and lease losses | $1,258,000 | 2,704 |
| Total noninterest income | $338,000 | 5,215 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $46,000 | 6,288 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $292,000 | 3,984 |
| Total noninterest expense | $6,705,000 | 2,825 |
| Salaries and employee benefits | $2,874,000 | 3,232 |
| Premises and equipment expense | $864,000 | 2,793 |
| Additional noninterest expense | $2,967,000 | 2,309 |
| Pre-tax net operating income | $-90,000 | 5,926 |
| Securities gains (losses) | $570,000 | 795 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $478,000 | 4,369 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $478,000 | 4,371 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $478,000 | 4,370 |
| Net charge-offs | $1,302,000 | 2,337 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $397,000 | 502 |
| Net operating income | $-92,000 | 5,987 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 3,153 |
| Total interest expense | $1,633,000 | 3,478 |
| Net interest income | $5,478,000 | 3,006 |
| Provision for loan and lease losses | $981,000 | 2,537 |
| Total noninterest income | $597,000 | 3,702 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $34,000 | 6,369 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $563,000 | 2,576 |
| Total noninterest expense | $5,196,000 | 2,753 |
| Salaries and employee benefits | $2,139,000 | 3,268 |
| Premises and equipment expense | $636,000 | 2,893 |
| Additional noninterest expense | $2,421,000 | 2,123 |
| Pre-tax net operating income | $-102,000 | 6,162 |
| Securities gains (losses) | $417,000 | 869 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $313,000 | 4,809 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $313,000 | 4,812 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $313,000 | 4,812 |
| Net charge-offs | $1,302,000 | 1,914 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $299,000 | 442 |
| Net operating income | $-99,830 | 6,204 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,720,000 | 3,190 |
| Total interest expense | $1,069,000 | 3,634 |
| Net interest income | $3,651,000 | 3,010 |
| Provision for loan and lease losses | $595,000 | 2,618 |
| Total noninterest income | $703,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $22,000 | 6,435 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $681,000 | 1,716 |
| Total noninterest expense | $3,557,000 | 2,697 |
| Salaries and employee benefits | $1,422,000 | 3,296 |
| Premises and equipment expense | $452,000 | 2,743 |
| Additional noninterest expense | $1,683,000 | 2,041 |
| Pre-tax net operating income | $202,000 | 4,929 |
| Securities gains (losses) | $88,000 | 1,495 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $289,000 | 4,376 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $289,000 | 4,375 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $289,000 | 4,375 |
| Net charge-offs | $837,000 | 1,892 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $209,000 | 367 |
| Net operating income | $201,000 | 4,746 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 3,314 |
| Total interest expense | $511,000 | 3,875 |
| Net interest income | $1,792,000 | 3,083 |
| Provision for loan and lease losses | $262,000 | 2,607 |
| Total noninterest income | $470,000 | 2,131 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $460,000 | 1,380 |
| Total noninterest expense | $1,853,000 | 2,629 |
| Salaries and employee benefits | $710,000 | 3,365 |
| Premises and equipment expense | $225,000 | 2,825 |
| Additional noninterest expense | $918,000 | 1,868 |
| Pre-tax net operating income | $147,000 | 4,575 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $147,000 | 4,409 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $147,000 | 4,410 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $147,000 | 4,408 |
| Net charge-offs | $635,000 | 1,404 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 277 |
| Net operating income | $147,000 | 4,295 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,842,000 | 3,556 |
| Total interest expense | $2,205,000 | 4,193 |
| Net interest income | $6,637,000 | 3,181 |
| Provision for loan and lease losses | $3,458,000 | 1,801 |
| Total noninterest income | $91,000 | 7,050 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $26,000 | 6,826 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $65,000 | 6,115 |
| Total noninterest expense | $5,024,000 | 3,675 |
| Salaries and employee benefits | $2,423,000 | 3,778 |
| Premises and equipment expense | $764,000 | 3,249 |
| Additional noninterest expense | $1,837,000 | 3,556 |
| Pre-tax net operating income | $-1,754,000 | 6,550 |
| Securities gains (losses) | $47,000 | 2,659 |
| Applicable income taxes | $1,000 | 4,275 |
| Income before extraordinary items | $-1,708,000 | 6,651 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,708,000 | 6,651 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,708,000 | 6,651 |
| Net charge-offs | $2,616,000 | 1,746 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $392,000 | 584 |
| Net operating income | $-1,755,000 | 6,660 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 3,647 |
| Total interest expense | $1,672,000 | 4,300 |
| Net interest income | $4,844,000 | 3,258 |
| Provision for loan and lease losses | $3,159,000 | 1,437 |
| Total noninterest income | $60,000 | 7,287 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $19,000 | 6,883 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $41,000 | 6,430 |
| Total noninterest expense | $3,694,000 | 3,743 |
| Salaries and employee benefits | $1,822,000 | 3,816 |
| Premises and equipment expense | $571,000 | 3,305 |
| Additional noninterest expense | $1,301,000 | 3,652 |
| Pre-tax net operating income | $-1,949,000 | 7,032 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,949,000 | 7,153 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,949,000 | 7,153 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,949,000 | 7,152 |
| Net charge-offs | $87,000 | 5,187 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $294,000 | 515 |
| Net operating income | $-1,949,000 | 7,153 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,373,000 | 3,666 |
| Total interest expense | $1,127,000 | 4,397 |
| Net interest income | $3,246,000 | 3,242 |
| Provision for loan and lease losses | $579,000 | 2,772 |
| Total noninterest income | $33,000 | 7,461 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $9,000 | 7,030 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $24,000 | 6,629 |
| Total noninterest expense | $2,440,000 | 3,804 |
| Salaries and employee benefits | $1,222,000 | 3,835 |
| Premises and equipment expense | $374,000 | 3,359 |
| Additional noninterest expense | $844,000 | 3,730 |
| Pre-tax net operating income | $260,000 | 4,342 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $260,000 | 4,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $260,000 | 4,193 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $260,000 | 4,193 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $177,000 | 495 |
| Net operating income | $260,000 | 4,086 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 3,771 |
| Total interest expense | $614,000 | 4,298 |
| Net interest income | $1,509,000 | 3,433 |
| Provision for loan and lease losses | $215,000 | 2,756 |
| Total noninterest income | $16,000 | 7,562 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $12,000 | 6,706 |
| Total noninterest expense | $1,106,000 | 4,015 |
| Salaries and employee benefits | $588,000 | 3,973 |
| Premises and equipment expense | $188,000 | 3,400 |
| Additional noninterest expense | $330,000 | 4,114 |
| Pre-tax net operating income | $204,000 | 4,007 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $204,000 | 3,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $204,000 | 3,826 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $204,000 | 3,827 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 441 |
| Net operating income | $204,000 | 3,677 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 5,157 |
| Total interest expense | $1,429,000 | 6,078 |
| Net interest income | $4,130,000 | 4,489 |
| Provision for loan and lease losses | $1,542,000 | 2,124 |
| Total noninterest income | $47,000 | 7,757 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,153 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $36,000 | 7,061 |
| Total noninterest expense | $3,793,000 | 4,401 |
| Salaries and employee benefits | $2,000,000 | 4,454 |
| Premises and equipment expense | $721,000 | 3,435 |
| Additional noninterest expense | $1,072,000 | 4,617 |
| Pre-tax net operating income | $-1,158,000 | 7,078 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-1,155,000 | 7,060 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,155,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 5,155 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $273,000 | 691 |
| Net operating income | $-1,159,000 | 7,180 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,605,000 | 5,642 |
| Total interest expense | $873,000 | 6,617 |
| Net interest income | $2,732,000 | 4,893 |
| Provision for loan and lease losses | $1,049,000 | 1,778 |
| Total noninterest income | $37,000 | 7,875 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $8,000 | 7,214 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 7,145 |
| Total noninterest expense | $2,723,000 | 4,507 |
| Salaries and employee benefits | $1,435,000 | 4,622 |
| Premises and equipment expense | $519,000 | 3,554 |
| Additional noninterest expense | $769,000 | 4,665 |
| Pre-tax net operating income | $-1,003,000 | 7,534 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-1,004,000 | 7,501 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,004,000 | 7,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $202,000 | 572 |
| Net operating income | $-1,004,000 | 7,620 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,068,000 | 6,074 |
| Total interest expense | $493,000 | 7,040 |
| Net interest income | $1,575,000 | 5,319 |
| Provision for loan and lease losses | $654,000 | 1,602 |
| Total noninterest income | $14,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $4,000 | 7,287 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $10,000 | 7,678 |
| Total noninterest expense | $1,742,000 | 4,668 |
| Salaries and employee benefits | $968,000 | 4,632 |
| Premises and equipment expense | $342,000 | 3,611 |
| Additional noninterest expense | $432,000 | 5,184 |
| Pre-tax net operating income | $-807,000 | 7,798 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-808,000 | 7,911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-808,000 | 7,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 513 |
| Net operating income | $-808,000 | 7,889 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $872,000 | 6,535 |
| Total interest expense | $212,000 | 7,400 |
| Net interest income | $660,000 | 5,850 |
| Provision for loan and lease losses | $305,000 | 1,357 |
| Total noninterest income | $7,000 | 8,144 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,000 | 7,357 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $861,000 | 4,720 |
| Salaries and employee benefits | $499,000 | 4,556 |
| Premises and equipment expense | $175,000 | 3,568 |
| Additional noninterest expense | $187,000 | 5,554 |
| Pre-tax net operating income | $-499,000 | 8,087 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-499,000 | 8,151 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-499,000 | 8,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 391 |
| Net operating income | $-499,000 | 8,134 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $490,000 | 8,402 |
| Total interest expense | $56,000 | 8,420 |
| Net interest income | $434,000 | 8,325 |
| Provision for loan and lease losses | $190,000 | 3,950 |
| Total noninterest income | $321,000 | 5,913 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,000 | 7,464 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $320,000 | 4,125 |
| Total noninterest expense | $1,924,000 | 6,316 |
| Salaries and employee benefits | $1,107,000 | 6,211 |
| Premises and equipment expense | $176,000 | 6,974 |
| Additional noninterest expense | $641,000 | 5,959 |
| Pre-tax net operating income | $-1,359,000 | 8,155 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-1,360,000 | 8,201 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,360,000 | 8,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $42,272,000 | 23 |
| Net operating income | $-1,360,000 | 8,195 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.