Home > American Patriot Bank > Income and Expense
American Patriot Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 5,160 |
| Total interest expense | $286,000 | 4,129 |
| Net interest income | $1,372,000 | 5,243 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $722,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $68,000 | 4,664 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $654,000 | 2,566 |
| Total noninterest expense | $2,235,000 | 4,267 |
| Salaries and employee benefits | $795,000 | 4,944 |
| Premises and equipment expense | $305,000 | 3,765 |
| Additional noninterest expense | $1,135,000 | 3,342 |
| Pre-tax net operating income | $-141,000 | 5,799 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $-141,000 | 5,813 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-141,000 | 5,813 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-141,000 | 5,813 |
| Net charge-offs | $19,000 | 3,183 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-141,000 | 5,802 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 5,202 |
| Total interest expense | $194,000 | 4,138 |
| Net interest income | $923,000 | 5,291 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $404,000 | 3,386 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $46,000 | 4,650 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $358,000 | 2,799 |
| Total noninterest expense | $1,438,000 | 4,373 |
| Salaries and employee benefits | $500,000 | 5,074 |
| Premises and equipment expense | $205,000 | 3,772 |
| Additional noninterest expense | $733,000 | 3,429 |
| Pre-tax net operating income | $-111,000 | 5,876 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-111,000 | 5,888 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-111,000 | 5,888 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-111,000 | 5,888 |
| Net charge-offs | $72,000 | 1,890 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-111,000 | 5,878 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $577,000 | 5,191 |
| Total interest expense | $99,000 | 4,117 |
| Net interest income | $478,000 | 5,297 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $214,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $24,000 | 4,602 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $190,000 | 2,677 |
| Total noninterest expense | $765,000 | 4,271 |
| Salaries and employee benefits | $297,000 | 4,873 |
| Premises and equipment expense | $101,000 | 3,843 |
| Additional noninterest expense | $367,000 | 3,430 |
| Pre-tax net operating income | $-73,000 | 5,937 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-73,000 | 5,953 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-73,000 | 5,953 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-73,000 | 5,953 |
| Net charge-offs | $39,000 | 1,595 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-73,000 | 5,940 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 5,083 |
| Total interest expense | $425,000 | 4,029 |
| Net interest income | $2,099,000 | 5,190 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $740,000 | 3,555 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $99,000 | 4,721 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $641,000 | 2,950 |
| Total noninterest expense | $3,065,000 | 4,286 |
| Salaries and employee benefits | $1,180,000 | 4,910 |
| Premises and equipment expense | $409,000 | 3,866 |
| Additional noninterest expense | $1,476,000 | 3,435 |
| Pre-tax net operating income | $-226,000 | 5,975 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $-226,000 | 5,995 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-226,000 | 5,996 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-226,000 | 5,996 |
| Net charge-offs | $536,000 | 1,110 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 494 |
| Net operating income | $-226,000 | 5,981 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 5,132 |
| Total interest expense | $322,000 | 4,073 |
| Net interest income | $1,592,000 | 5,234 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $491,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $74,000 | 4,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $417,000 | 3,159 |
| Total noninterest expense | $2,311,000 | 4,298 |
| Salaries and employee benefits | $891,000 | 4,930 |
| Premises and equipment expense | $305,000 | 3,922 |
| Additional noninterest expense | $1,115,000 | 3,433 |
| Pre-tax net operating income | $-228,000 | 6,103 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $-228,000 | 6,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-228,000 | 6,116 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-228,000 | 6,116 |
| Net charge-offs | $407,000 | 998 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 420 |
| Net operating income | $-228,000 | 6,107 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 5,173 |
| Total interest expense | $214,000 | 4,109 |
| Net interest income | $1,057,000 | 5,272 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $307,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $48,000 | 4,822 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $259,000 | 3,256 |
| Total noninterest expense | $1,528,000 | 4,358 |
| Salaries and employee benefits | $598,000 | 4,977 |
| Premises and equipment expense | $197,000 | 4,014 |
| Additional noninterest expense | $733,000 | 3,483 |
| Pre-tax net operating income | $-164,000 | 6,158 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $-164,000 | 6,178 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-164,000 | 6,178 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-164,000 | 6,178 |
| Net charge-offs | $366,000 | 805 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 358 |
| Net operating income | $-164,000 | 6,160 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $617,000 | 5,251 |
| Total interest expense | $108,000 | 4,141 |
| Net interest income | $509,000 | 5,368 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $-22,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $22,000 | 4,927 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-44,000 | 6,355 |
| Total noninterest expense | $626,000 | 4,814 |
| Salaries and employee benefits | $306,000 | 4,980 |
| Premises and equipment expense | $98,000 | 4,064 |
| Additional noninterest expense | $222,000 | 4,596 |
| Pre-tax net operating income | $-139,000 | 6,261 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-139,000 | 6,275 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-139,000 | 6,275 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-139,000 | 6,276 |
| Net charge-offs | $136,000 | 923 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 242 |
| Net operating income | $-139,000 | 6,262 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 5,303 |
| Total interest expense | $449,000 | 4,213 |
| Net interest income | $2,080,000 | 5,403 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $41,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $121,000 | 4,713 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-80,000 | 6,382 |
| Total noninterest expense | $2,866,000 | 4,584 |
| Salaries and employee benefits | $1,305,000 | 4,920 |
| Premises and equipment expense | $407,000 | 4,057 |
| Additional noninterest expense | $1,154,000 | 4,129 |
| Pre-tax net operating income | $-745,000 | 6,324 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-745,000 | 6,338 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-745,000 | 6,338 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-745,000 | 6,338 |
| Net charge-offs | $-26,000 | 5,861 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 305 |
| Net operating income | $-745,000 | 6,332 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,917,000 | 5,352 |
| Total interest expense | $338,000 | 4,265 |
| Net interest income | $1,579,000 | 5,439 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $-77,000 | 6,532 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $93,000 | 4,739 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-170,000 | 6,519 |
| Total noninterest expense | $2,195,000 | 4,571 |
| Salaries and employee benefits | $987,000 | 4,934 |
| Premises and equipment expense | $305,000 | 4,101 |
| Additional noninterest expense | $903,000 | 4,070 |
| Pre-tax net operating income | $-693,000 | 6,426 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-693,000 | 6,431 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-693,000 | 6,430 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-693,000 | 6,430 |
| Net charge-offs | $-26,000 | 5,857 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $445,000 | 244 |
| Net operating income | $-693,000 | 6,430 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 5,348 |
| Total interest expense | $223,000 | 4,339 |
| Net interest income | $1,083,000 | 5,421 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $84,000 | 5,672 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $60,000 | 4,790 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $24,000 | 5,867 |
| Total noninterest expense | $1,443,000 | 4,629 |
| Salaries and employee benefits | $657,000 | 4,976 |
| Premises and equipment expense | $204,000 | 4,137 |
| Additional noninterest expense | $582,000 | 4,160 |
| Pre-tax net operating income | $-276,000 | 6,432 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-276,000 | 6,444 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-276,000 | 6,445 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-276,000 | 6,445 |
| Net charge-offs | $-17,000 | 5,822 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $245,000 | 264 |
| Net operating income | $-276,000 | 6,440 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $655,000 | 5,395 |
| Total interest expense | $110,000 | 4,436 |
| Net interest income | $545,000 | 5,452 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $40,000 | 5,727 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $31,000 | 4,724 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $9,000 | 6,032 |
| Total noninterest expense | $712,000 | 4,705 |
| Salaries and employee benefits | $327,000 | 5,044 |
| Premises and equipment expense | $100,000 | 4,218 |
| Additional noninterest expense | $285,000 | 4,210 |
| Pre-tax net operating income | $-127,000 | 6,474 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-127,000 | 6,479 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-127,000 | 6,479 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-127,000 | 6,480 |
| Net charge-offs | $-9,000 | 5,700 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-127,000 | 6,477 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 5,274 |
| Total interest expense | $463,000 | 4,630 |
| Net interest income | $2,469,000 | 5,304 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $388,000 | 4,787 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $140,000 | 4,701 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $248,000 | 4,330 |
| Total noninterest expense | $3,114,000 | 4,524 |
| Salaries and employee benefits | $1,294,000 | 5,101 |
| Premises and equipment expense | $501,000 | 3,732 |
| Additional noninterest expense | $1,319,000 | 3,966 |
| Pre-tax net operating income | $-257,000 | 6,388 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-257,000 | 6,418 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-257,000 | 6,418 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-257,000 | 6,419 |
| Net charge-offs | $84,000 | 3,918 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-257,000 | 6,409 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 5,270 |
| Total interest expense | $352,000 | 4,692 |
| Net interest income | $1,911,000 | 5,307 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $423,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $106,000 | 4,722 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $317,000 | 3,659 |
| Total noninterest expense | $2,383,000 | 4,498 |
| Salaries and employee benefits | $976,000 | 5,128 |
| Premises and equipment expense | $397,000 | 3,636 |
| Additional noninterest expense | $1,010,000 | 3,918 |
| Pre-tax net operating income | $-49,000 | 6,358 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-49,000 | 6,415 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-49,000 | 6,417 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-49,000 | 6,416 |
| Net charge-offs | $125,000 | 3,052 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-49,000 | 6,373 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 5,225 |
| Total interest expense | $240,000 | 4,708 |
| Net interest income | $1,324,000 | 5,246 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $544,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $69,000 | 4,744 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $475,000 | 2,546 |
| Total noninterest expense | $1,615,000 | 4,474 |
| Salaries and employee benefits | $653,000 | 5,139 |
| Premises and equipment expense | $297,000 | 3,379 |
| Additional noninterest expense | $665,000 | 3,961 |
| Pre-tax net operating income | $253,000 | 5,052 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $253,000 | 4,989 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $253,000 | 4,992 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $253,000 | 4,993 |
| Net charge-offs | $54,000 | 3,291 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $253,000 | 4,867 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $778,000 | 5,269 |
| Total interest expense | $124,000 | 4,720 |
| Net interest income | $654,000 | 5,288 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $518,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $34,000 | 4,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $484,000 | 1,613 |
| Total noninterest expense | $832,000 | 4,449 |
| Salaries and employee benefits | $330,000 | 5,168 |
| Premises and equipment expense | $152,000 | 3,355 |
| Additional noninterest expense | $350,000 | 3,843 |
| Pre-tax net operating income | $340,000 | 3,570 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $340,000 | 3,330 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $340,000 | 3,330 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $340,000 | 3,332 |
| Net charge-offs | $53,000 | 2,377 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $340,000 | 3,225 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,620,000 | 5,108 |
| Total interest expense | $689,000 | 4,450 |
| Net interest income | $2,931,000 | 5,159 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $248,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $163,000 | 4,629 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $85,000 | 5,469 |
| Total noninterest expense | $3,268,000 | 4,538 |
| Salaries and employee benefits | $1,363,000 | 5,091 |
| Premises and equipment expense | $453,000 | 4,048 |
| Additional noninterest expense | $1,452,000 | 3,872 |
| Pre-tax net operating income | $-89,000 | 6,273 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-89,000 | 6,401 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-89,000 | 6,395 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-89,000 | 6,397 |
| Net charge-offs | $270,000 | 3,438 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-89,000 | 6,281 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,772,000 | 5,152 |
| Total interest expense | $542,000 | 4,454 |
| Net interest income | $2,230,000 | 5,206 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $160,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $118,000 | 4,760 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $42,000 | 5,885 |
| Total noninterest expense | $2,570,000 | 4,447 |
| Salaries and employee benefits | $1,044,000 | 5,061 |
| Premises and equipment expense | $347,000 | 4,057 |
| Additional noninterest expense | $1,179,000 | 3,702 |
| Pre-tax net operating income | $-180,000 | 6,504 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-180,000 | 6,604 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-180,000 | 6,602 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-180,000 | 6,602 |
| Net charge-offs | $376,000 | 2,537 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-180,000 | 6,520 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 5,132 |
| Total interest expense | $377,000 | 4,462 |
| Net interest income | $1,507,000 | 5,195 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $146,000 | 5,342 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $74,000 | 4,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $72,000 | 5,067 |
| Total noninterest expense | $1,805,000 | 4,349 |
| Salaries and employee benefits | $719,000 | 5,012 |
| Premises and equipment expense | $256,000 | 3,808 |
| Additional noninterest expense | $830,000 | 3,574 |
| Pre-tax net operating income | $-152,000 | 6,583 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-152,000 | 6,677 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-152,000 | 6,678 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-152,000 | 6,678 |
| Net charge-offs | $277,000 | 2,407 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-152,000 | 6,598 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $965,000 | 5,132 |
| Total interest expense | $203,000 | 4,418 |
| Net interest income | $762,000 | 5,195 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $190,000 | 3,745 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $37,000 | 4,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $153,000 | 3,043 |
| Total noninterest expense | $926,000 | 4,298 |
| Salaries and employee benefits | $370,000 | 4,973 |
| Premises and equipment expense | $135,000 | 3,709 |
| Additional noninterest expense | $421,000 | 3,514 |
| Pre-tax net operating income | $26,000 | 6,164 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $26,000 | 6,264 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $26,000 | 6,263 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $26,000 | 6,264 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $26,000 | 6,137 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,015,000 | 5,142 |
| Total interest expense | $1,112,000 | 4,151 |
| Net interest income | $2,903,000 | 5,345 |
| Provision for loan and lease losses | $12,000 | 6,315 |
| Total noninterest income | $56,000 | 6,751 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $192,000 | 4,456 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-136,000 | 6,915 |
| Total noninterest expense | $4,059,000 | 4,078 |
| Salaries and employee benefits | $1,554,000 | 4,867 |
| Premises and equipment expense | $542,000 | 3,834 |
| Additional noninterest expense | $1,963,000 | 3,193 |
| Pre-tax net operating income | $-1,112,000 | 6,617 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,112,000 | 6,673 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,112,000 | 6,674 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,112,000 | 6,673 |
| Net charge-offs | $1,332,000 | 2,032 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,112,000 | 6,645 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,018,000 | 5,194 |
| Total interest expense | $883,000 | 4,137 |
| Net interest income | $2,135,000 | 5,413 |
| Provision for loan and lease losses | $12,000 | 6,156 |
| Total noninterest income | $241,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $145,000 | 4,456 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $96,000 | 5,141 |
| Total noninterest expense | $3,308,000 | 3,865 |
| Salaries and employee benefits | $1,179,000 | 4,825 |
| Premises and equipment expense | $429,000 | 3,746 |
| Additional noninterest expense | $1,700,000 | 2,810 |
| Pre-tax net operating income | $-944,000 | 6,781 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-944,000 | 6,842 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-944,000 | 6,843 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-944,000 | 6,842 |
| Net charge-offs | $867,000 | 2,051 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-944,000 | 6,815 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,929,000 | 5,334 |
| Total interest expense | $623,000 | 4,112 |
| Net interest income | $1,306,000 | 5,631 |
| Provision for loan and lease losses | $2,000 | 6,169 |
| Total noninterest income | $137,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $96,000 | 4,453 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,000 | 5,658 |
| Total noninterest expense | $2,324,000 | 3,771 |
| Salaries and employee benefits | $779,000 | 4,898 |
| Premises and equipment expense | $294,000 | 3,698 |
| Additional noninterest expense | $1,251,000 | 2,648 |
| Pre-tax net operating income | $-883,000 | 6,944 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-883,000 | 6,994 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-883,000 | 6,993 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-883,000 | 6,994 |
| Net charge-offs | $415,000 | 2,326 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-883,000 | 6,978 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 5,289 |
| Total interest expense | $329,000 | 4,065 |
| Net interest income | $661,000 | 5,617 |
| Provision for loan and lease losses | $4,000 | 5,671 |
| Total noninterest income | $94,000 | 5,012 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $47,000 | 4,460 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $47,000 | 4,755 |
| Total noninterest expense | $1,013,000 | 4,148 |
| Salaries and employee benefits | $368,000 | 5,089 |
| Premises and equipment expense | $152,000 | 3,667 |
| Additional noninterest expense | $493,000 | 3,224 |
| Pre-tax net operating income | $-262,000 | 6,894 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-262,000 | 6,952 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-262,000 | 6,952 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-262,000 | 6,952 |
| Net charge-offs | $300,000 | 1,752 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-262,000 | 6,936 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,049,000 | 4,789 |
| Total interest expense | $1,842,000 | 3,774 |
| Net interest income | $3,207,000 | 5,186 |
| Provision for loan and lease losses | $310,000 | 4,796 |
| Total noninterest income | $836,000 | 3,564 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $261,000 | 3,919 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $575,000 | 2,980 |
| Total noninterest expense | $4,637,000 | 3,817 |
| Salaries and employee benefits | $1,431,000 | 5,174 |
| Premises and equipment expense | $568,000 | 3,862 |
| Additional noninterest expense | $2,638,000 | 2,557 |
| Pre-tax net operating income | $-904,000 | 6,434 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $265,000 | 2,475 |
| Income before extraordinary items | $-1,169,000 | 6,650 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,169,000 | 6,650 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,169,000 | 6,651 |
| Net charge-offs | $269,000 | 4,445 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,169,000 | 6,618 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,039,000 | 4,702 |
| Total interest expense | $1,460,000 | 3,771 |
| Net interest income | $2,579,000 | 5,058 |
| Provision for loan and lease losses | $68,000 | 6,048 |
| Total noninterest income | $743,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $206,000 | 3,885 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $537,000 | 2,646 |
| Total noninterest expense | $3,487,000 | 3,815 |
| Salaries and employee benefits | $1,077,000 | 5,208 |
| Premises and equipment expense | $431,000 | 3,895 |
| Additional noninterest expense | $1,979,000 | 2,508 |
| Pre-tax net operating income | $-233,000 | 6,327 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-233,000 | 6,471 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-233,000 | 6,472 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-233,000 | 6,471 |
| Net charge-offs | $231,000 | 4,050 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-233,000 | 6,387 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,779,000 | 4,661 |
| Total interest expense | $1,032,000 | 3,723 |
| Net interest income | $1,747,000 | 5,028 |
| Provision for loan and lease losses | $15,000 | 6,492 |
| Total noninterest income | $110,000 | 5,942 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $144,000 | 3,771 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-34,000 | 7,420 |
| Total noninterest expense | $2,292,000 | 3,849 |
| Salaries and employee benefits | $728,000 | 5,196 |
| Premises and equipment expense | $288,000 | 3,924 |
| Additional noninterest expense | $1,276,000 | 2,583 |
| Pre-tax net operating income | $-450,000 | 6,709 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-450,000 | 6,827 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-450,000 | 6,829 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-450,000 | 6,828 |
| Net charge-offs | $111,000 | 4,133 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-450,000 | 6,778 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 4,745 |
| Total interest expense | $540,000 | 3,722 |
| Net interest income | $836,000 | 5,176 |
| Provision for loan and lease losses | $5,000 | 6,354 |
| Total noninterest income | $3,000 | 7,597 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $68,000 | 3,894 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-65,000 | 7,696 |
| Total noninterest expense | $1,071,000 | 4,083 |
| Salaries and employee benefits | $391,000 | 5,066 |
| Premises and equipment expense | $141,000 | 4,046 |
| Additional noninterest expense | $539,000 | 2,973 |
| Pre-tax net operating income | $-237,000 | 6,894 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-237,000 | 6,992 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-237,000 | 6,993 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-237,000 | 6,992 |
| Net charge-offs | $65,000 | 3,502 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-237,000 | 6,953 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,228,000 | 4,503 |
| Total interest expense | $2,912,000 | 3,490 |
| Net interest income | $3,316,000 | 5,117 |
| Provision for loan and lease losses | $4,220,000 | 1,611 |
| Total noninterest income | $532,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $334,000 | 3,673 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $198,000 | 4,655 |
| Total noninterest expense | $4,379,000 | 4,075 |
| Salaries and employee benefits | $1,665,000 | 4,889 |
| Premises and equipment expense | $588,000 | 3,930 |
| Additional noninterest expense | $2,126,000 | 3,162 |
| Pre-tax net operating income | $-4,751,000 | 7,162 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $205,000 | 2,357 |
| Income before extraordinary items | $-4,956,000 | 7,257 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,956,000 | 7,257 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,956,000 | 7,257 |
| Net charge-offs | $3,679,000 | 1,418 |
| Cash dividends | $27,000 | 4,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-4,956,000 | 7,282 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 4,549 |
| Total interest expense | $2,297,000 | 3,496 |
| Net interest income | $2,410,000 | 5,216 |
| Provision for loan and lease losses | $2,797,000 | 1,547 |
| Total noninterest income | $401,000 | 4,669 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $256,000 | 3,647 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $145,000 | 4,835 |
| Total noninterest expense | $3,219,000 | 4,147 |
| Salaries and employee benefits | $1,243,000 | 4,940 |
| Premises and equipment expense | $442,000 | 3,965 |
| Additional noninterest expense | $1,534,000 | 3,229 |
| Pre-tax net operating income | $-3,205,000 | 7,324 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-896,000 | 7,522 |
| Income before extraordinary items | $-2,309,000 | 7,255 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,309,000 | 7,254 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,309,000 | 7,255 |
| Net charge-offs | $1,551,000 | 1,741 |
| Cash dividends | $27,000 | 4,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,309,000 | 7,246 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,178,000 | 4,548 |
| Total interest expense | $1,594,000 | 3,517 |
| Net interest income | $1,584,000 | 5,249 |
| Provision for loan and lease losses | $2,025,000 | 1,382 |
| Total noninterest income | $285,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $167,000 | 3,668 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $118,000 | 4,512 |
| Total noninterest expense | $2,183,000 | 4,125 |
| Salaries and employee benefits | $847,000 | 4,924 |
| Premises and equipment expense | $304,000 | 3,890 |
| Additional noninterest expense | $1,032,000 | 3,220 |
| Pre-tax net operating income | $-2,339,000 | 7,468 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-896,000 | 7,723 |
| Income before extraordinary items | $-1,443,000 | 7,307 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,443,000 | 7,306 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,443,000 | 7,305 |
| Net charge-offs | $1,372,000 | 1,406 |
| Cash dividends | $27,000 | 3,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,443,000 | 7,314 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 4,438 |
| Total interest expense | $796,000 | 3,630 |
| Net interest income | $877,000 | 4,952 |
| Provision for loan and lease losses | $857,000 | 1,295 |
| Total noninterest income | $139,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $82,000 | 3,654 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $57,000 | 4,606 |
| Total noninterest expense | $1,056,000 | 4,138 |
| Salaries and employee benefits | $460,000 | 4,727 |
| Premises and equipment expense | $147,000 | 4,035 |
| Additional noninterest expense | $449,000 | 3,277 |
| Pre-tax net operating income | $-897,000 | 7,595 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-342,000 | 7,827 |
| Income before extraordinary items | $-555,000 | 7,491 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-555,000 | 7,491 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-555,000 | 7,492 |
| Net charge-offs | $699,000 | 1,156 |
| Cash dividends | $27,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-555,000 | 7,467 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,325,000 | 4,361 |
| Total interest expense | $3,436,000 | 3,889 |
| Net interest income | $3,889,000 | 4,665 |
| Provision for loan and lease losses | $1,298,000 | 2,342 |
| Total noninterest income | $700,000 | 4,141 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $424,000 | 3,343 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $276,000 | 4,255 |
| Total noninterest expense | $4,111,000 | 4,152 |
| Salaries and employee benefits | $1,943,000 | 4,550 |
| Premises and equipment expense | $610,000 | 3,893 |
| Additional noninterest expense | $1,558,000 | 3,523 |
| Pre-tax net operating income | $-820,000 | 6,930 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-312,000 | 7,337 |
| Income before extraordinary items | $-508,000 | 6,717 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-508,000 | 6,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,325 |
| Cash dividends | $22,000 | 5,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-508,000 | 6,844 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,555,000 | 4,400 |
| Total interest expense | $2,599,000 | 3,978 |
| Net interest income | $2,956,000 | 4,660 |
| Provision for loan and lease losses | $-126,000 | 8,341 |
| Total noninterest income | $537,000 | 4,179 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $327,000 | 3,319 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $210,000 | 4,324 |
| Total noninterest expense | $3,079,000 | 4,137 |
| Salaries and employee benefits | $1,461,000 | 4,564 |
| Premises and equipment expense | $453,000 | 3,920 |
| Additional noninterest expense | $1,165,000 | 3,467 |
| Pre-tax net operating income | $540,000 | 4,813 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $208,000 | 2,871 |
| Income before extraordinary items | $332,000 | 5,074 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $332,000 | 5,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,009 |
| Cash dividends | $22,000 | 4,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $332,000 | 5,237 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 4,430 |
| Total interest expense | $1,797,000 | 4,017 |
| Net interest income | $1,951,000 | 4,697 |
| Provision for loan and lease losses | $-138,000 | 8,411 |
| Total noninterest income | $377,000 | 4,130 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $219,000 | 3,299 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $158,000 | 4,216 |
| Total noninterest expense | $2,082,000 | 4,120 |
| Salaries and employee benefits | $989,000 | 4,554 |
| Premises and equipment expense | $305,000 | 3,925 |
| Additional noninterest expense | $788,000 | 3,403 |
| Pre-tax net operating income | $384,000 | 4,872 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $148,000 | 3,036 |
| Income before extraordinary items | $236,000 | 5,375 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $236,000 | 5,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,111 |
| Cash dividends | $22,000 | 4,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $236,000 | 5,303 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 4,362 |
| Total interest expense | $984,000 | 3,945 |
| Net interest income | $992,000 | 4,651 |
| Provision for loan and lease losses | $-92,000 | 8,449 |
| Total noninterest income | $195,000 | 4,057 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $105,000 | 3,347 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $90,000 | 3,968 |
| Total noninterest expense | $1,050,000 | 4,099 |
| Salaries and employee benefits | $527,000 | 4,368 |
| Premises and equipment expense | $154,000 | 3,903 |
| Additional noninterest expense | $369,000 | 3,522 |
| Pre-tax net operating income | $229,000 | 4,712 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $82,000 | 3,025 |
| Income before extraordinary items | $147,000 | 5,232 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $147,000 | 5,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,298 |
| Cash dividends | $5,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $147,000 | 5,127 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,024,000 | 4,354 |
| Total interest expense | $3,881,000 | 4,086 |
| Net interest income | $4,143,000 | 4,514 |
| Provision for loan and lease losses | $931,000 | 1,498 |
| Total noninterest income | $702,000 | 4,291 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $470,000 | 3,187 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $232,000 | 4,755 |
| Total noninterest expense | $4,170,000 | 3,984 |
| Salaries and employee benefits | $2,095,000 | 4,247 |
| Premises and equipment expense | $603,000 | 3,825 |
| Additional noninterest expense | $1,472,000 | 3,474 |
| Pre-tax net operating income | $-256,000 | 7,689 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-121,000 | 8,045 |
| Income before extraordinary items | $-135,000 | 7,657 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-135,000 | 7,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 1,799 |
| Cash dividends | $80,000 | 5,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-135,000 | 7,638 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,966,000 | 4,389 |
| Total interest expense | $2,826,000 | 4,165 |
| Net interest income | $3,140,000 | 4,522 |
| Provision for loan and lease losses | $133,000 | 3,717 |
| Total noninterest income | $545,000 | 4,217 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $350,000 | 3,181 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $195,000 | 4,528 |
| Total noninterest expense | $3,116,000 | 3,982 |
| Salaries and employee benefits | $1,581,000 | 4,207 |
| Premises and equipment expense | $439,000 | 3,904 |
| Additional noninterest expense | $1,096,000 | 3,449 |
| Pre-tax net operating income | $436,000 | 6,014 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $165,000 | 3,944 |
| Income before extraordinary items | $271,000 | 6,468 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $271,000 | 6,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 2,343 |
| Cash dividends | $57,000 | 4,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $271,000 | 6,457 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 4,488 |
| Total interest expense | $1,804,000 | 4,280 |
| Net interest income | $2,069,000 | 4,583 |
| Provision for loan and lease losses | $41,000 | 4,614 |
| Total noninterest income | $346,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $232,000 | 3,183 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $114,000 | 4,859 |
| Total noninterest expense | $1,918,000 | 4,241 |
| Salaries and employee benefits | $988,000 | 4,444 |
| Premises and equipment expense | $263,000 | 4,232 |
| Additional noninterest expense | $667,000 | 3,694 |
| Pre-tax net operating income | $456,000 | 5,241 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $177,000 | 3,420 |
| Income before extraordinary items | $279,000 | 5,810 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $279,000 | 5,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,747 |
| Cash dividends | $22,000 | 4,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $279,000 | 5,798 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,836,000 | 4,647 |
| Total interest expense | $846,000 | 4,431 |
| Net interest income | $990,000 | 4,713 |
| Provision for loan and lease losses | $104,000 | 1,975 |
| Total noninterest income | $170,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $109,000 | 3,272 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $61,000 | 4,714 |
| Total noninterest expense | $891,000 | 4,461 |
| Salaries and employee benefits | $463,000 | 4,692 |
| Premises and equipment expense | $128,000 | 4,318 |
| Additional noninterest expense | $300,000 | 3,974 |
| Pre-tax net operating income | $165,000 | 5,878 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $62,000 | 3,863 |
| Income before extraordinary items | $103,000 | 6,350 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $103,000 | 6,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $103,000 | 6,331 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,686,000 | 4,692 |
| Total interest expense | $2,843,000 | 4,462 |
| Net interest income | $3,843,000 | 4,771 |
| Provision for loan and lease losses | $-24,000 | 8,346 |
| Total noninterest income | $491,000 | 5,176 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $202,000 | 4,967 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $289,000 | 4,379 |
| Total noninterest expense | $3,477,000 | 4,417 |
| Salaries and employee benefits | $1,754,000 | 4,700 |
| Premises and equipment expense | $500,000 | 4,268 |
| Additional noninterest expense | $1,223,000 | 3,872 |
| Pre-tax net operating income | $881,000 | 5,452 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $326,000 | 3,693 |
| Income before extraordinary items | $555,000 | 5,970 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $555,000 | 5,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,948 |
| Cash dividends | $47,000 | 5,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $555,000 | 5,968 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,886,000 | 4,749 |
| Total interest expense | $2,061,000 | 4,472 |
| Net interest income | $2,825,000 | 4,865 |
| Provision for loan and lease losses | $39,000 | 5,442 |
| Total noninterest income | $382,000 | 5,115 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $123,000 | 5,421 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $259,000 | 4,029 |
| Total noninterest expense | $2,655,000 | 4,339 |
| Salaries and employee benefits | $1,341,000 | 4,610 |
| Premises and equipment expense | $382,000 | 4,214 |
| Additional noninterest expense | $932,000 | 3,824 |
| Pre-tax net operating income | $513,000 | 6,165 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $185,000 | 4,225 |
| Income before extraordinary items | $328,000 | 6,579 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $328,000 | 6,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,644 |
| Cash dividends | $42,000 | 5,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $328,000 | 6,581 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 4,787 |
| Total interest expense | $1,309,000 | 4,463 |
| Net interest income | $1,857,000 | 4,932 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $279,000 | 4,907 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $85,000 | 5,349 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $194,000 | 3,808 |
| Total noninterest expense | $1,796,000 | 4,309 |
| Salaries and employee benefits | $908,000 | 4,590 |
| Premises and equipment expense | $250,000 | 4,268 |
| Additional noninterest expense | $638,000 | 3,736 |
| Pre-tax net operating income | $240,000 | 6,824 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $70,000 | 4,919 |
| Income before extraordinary items | $170,000 | 7,002 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $170,000 | 7,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,960 |
| Cash dividends | $37,000 | 4,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $170,000 | 7,008 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 4,610 |
| Total interest expense | $628,000 | 4,452 |
| Net interest income | $1,038,000 | 4,599 |
| Provision for loan and lease losses | $-50,000 | 8,624 |
| Total noninterest income | $125,000 | 5,107 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $40,000 | 5,407 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $85,000 | 4,010 |
| Total noninterest expense | $917,000 | 4,266 |
| Salaries and employee benefits | $461,000 | 4,549 |
| Premises and equipment expense | $119,000 | 4,441 |
| Additional noninterest expense | $337,000 | 3,548 |
| Pre-tax net operating income | $296,000 | 5,005 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $113,000 | 3,429 |
| Income before extraordinary items | $183,000 | 5,534 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $183,000 | 5,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 1,969 |
| Cash dividends | $7,000 | 3,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $183,000 | 5,530 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,618,000 | 4,790 |
| Total interest expense | $2,119,000 | 4,263 |
| Net interest income | $3,499,000 | 5,022 |
| Provision for loan and lease losses | $-555,000 | 8,753 |
| Total noninterest income | $445,000 | 5,501 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $181,000 | 5,254 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $264,000 | 4,612 |
| Total noninterest expense | $3,509,000 | 4,286 |
| Salaries and employee benefits | $1,803,000 | 4,477 |
| Premises and equipment expense | $505,000 | 4,153 |
| Additional noninterest expense | $1,201,000 | 3,868 |
| Pre-tax net operating income | $990,000 | 5,388 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $363,000 | 3,853 |
| Income before extraordinary items | $627,000 | 5,906 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $627,000 | 5,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 1,545 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $627,000 | 5,877 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,197,000 | 4,774 |
| Total interest expense | $1,545,000 | 4,206 |
| Net interest income | $2,652,000 | 4,999 |
| Provision for loan and lease losses | $-368,000 | 8,771 |
| Total noninterest income | $307,000 | 5,721 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $141,000 | 5,203 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $166,000 | 5,002 |
| Total noninterest expense | $2,692,000 | 4,171 |
| Salaries and employee benefits | $1,402,000 | 4,311 |
| Premises and equipment expense | $373,000 | 4,178 |
| Additional noninterest expense | $917,000 | 3,748 |
| Pre-tax net operating income | $635,000 | 5,859 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $228,000 | 4,227 |
| Income before extraordinary items | $407,000 | 6,329 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $407,000 | 6,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,192 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $407,000 | 6,292 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 4,798 |
| Total interest expense | $990,000 | 4,160 |
| Net interest income | $1,740,000 | 5,049 |
| Provision for loan and lease losses | $-369,000 | 8,791 |
| Total noninterest income | $191,000 | 5,842 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $93,000 | 5,192 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $98,000 | 5,236 |
| Total noninterest expense | $1,794,000 | 4,164 |
| Salaries and employee benefits | $942,000 | 4,270 |
| Premises and equipment expense | $246,000 | 4,198 |
| Additional noninterest expense | $606,000 | 3,770 |
| Pre-tax net operating income | $506,000 | 5,460 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $213,000 | 3,683 |
| Income before extraordinary items | $293,000 | 6,172 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $293,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 973 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $293,000 | 6,120 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 4,850 |
| Total interest expense | $468,000 | 4,216 |
| Net interest income | $860,000 | 5,104 |
| Provision for loan and lease losses | $-132,000 | 8,846 |
| Total noninterest income | $76,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $41,000 | 5,405 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $898,000 | 4,172 |
| Salaries and employee benefits | $499,000 | 4,095 |
| Premises and equipment expense | $124,000 | 4,218 |
| Additional noninterest expense | $275,000 | 4,067 |
| Pre-tax net operating income | $170,000 | 6,314 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $25,000 | 5,466 |
| Income before extraordinary items | $145,000 | 6,171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $145,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 886 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $145,000 | 6,128 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,626,000 | 4,472 |
| Total interest expense | $1,575,000 | 4,387 |
| Net interest income | $4,051,000 | 4,440 |
| Provision for loan and lease losses | $615,000 | 1,611 |
| Total noninterest income | $403,000 | 5,777 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $221,000 | 5,014 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $182,000 | 5,305 |
| Total noninterest expense | $3,060,000 | 4,601 |
| Salaries and employee benefits | $1,529,000 | 4,880 |
| Premises and equipment expense | $400,000 | 4,762 |
| Additional noninterest expense | $1,131,000 | 3,931 |
| Pre-tax net operating income | $779,000 | 5,855 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $247,000 | 4,472 |
| Income before extraordinary items | $532,000 | 6,243 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $532,000 | 6,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,735 |
| Cash dividends | $49,000 | 5,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $532,000 | 6,154 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,189,000 | 4,467 |
| Total interest expense | $1,139,000 | 4,446 |
| Net interest income | $3,050,000 | 4,410 |
| Provision for loan and lease losses | $554,000 | 1,324 |
| Total noninterest income | $324,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $175,000 | 4,922 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $149,000 | 5,142 |
| Total noninterest expense | $2,275,000 | 4,596 |
| Salaries and employee benefits | $1,171,000 | 4,757 |
| Premises and equipment expense | $294,000 | 4,811 |
| Additional noninterest expense | $810,000 | 4,048 |
| Pre-tax net operating income | $545,000 | 6,118 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $207,000 | 4,388 |
| Income before extraordinary items | $338,000 | 6,675 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $338,000 | 6,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,293 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $338,000 | 6,608 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 4,506 |
| Total interest expense | $739,000 | 4,523 |
| Net interest income | $2,022,000 | 4,436 |
| Provision for loan and lease losses | $71,000 | 4,092 |
| Total noninterest income | $228,000 | 5,522 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $125,000 | 4,771 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $103,000 | 5,109 |
| Total noninterest expense | $1,336,000 | 5,040 |
| Salaries and employee benefits | $689,000 | 5,233 |
| Premises and equipment expense | $183,000 | 5,061 |
| Additional noninterest expense | $464,000 | 4,578 |
| Pre-tax net operating income | $843,000 | 3,978 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $312,000 | 3,013 |
| Income before extraordinary items | $531,000 | 4,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $531,000 | 4,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $531,000 | 4,491 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,363,000 | 4,576 |
| Total interest expense | $362,000 | 4,615 |
| Net interest income | $1,001,000 | 4,477 |
| Provision for loan and lease losses | $67,000 | 2,811 |
| Total noninterest income | $128,000 | 5,162 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 4,595 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $63,000 | 4,647 |
| Total noninterest expense | $631,000 | 5,281 |
| Salaries and employee benefits | $329,000 | 5,418 |
| Premises and equipment expense | $82,000 | 5,449 |
| Additional noninterest expense | $220,000 | 4,725 |
| Pre-tax net operating income | $431,000 | 3,887 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $164,000 | 2,923 |
| Income before extraordinary items | $267,000 | 4,581 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $267,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $267,000 | 4,448 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 5,274 |
| Total interest expense | $1,217,000 | 5,516 |
| Net interest income | $3,246,000 | 5,054 |
| Provision for loan and lease losses | $957,000 | 1,242 |
| Total noninterest income | $455,000 | 5,671 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $264,000 | 4,619 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $191,000 | 5,376 |
| Total noninterest expense | $2,401,000 | 5,365 |
| Salaries and employee benefits | $1,290,000 | 5,381 |
| Premises and equipment expense | $294,000 | 5,715 |
| Additional noninterest expense | $817,000 | 4,980 |
| Pre-tax net operating income | $343,000 | 7,266 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $90,000 | 5,823 |
| Income before extraordinary items | $253,000 | 7,509 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $253,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,499 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $53,000 | 721 |
| Net operating income | $253,000 | 7,364 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,143,000 | 5,537 |
| Total interest expense | $871,000 | 5,822 |
| Net interest income | $2,272,000 | 5,289 |
| Provision for loan and lease losses | $323,000 | 2,374 |
| Total noninterest income | $307,000 | 5,972 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $190,000 | 4,753 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $117,000 | 5,780 |
| Total noninterest expense | $1,679,000 | 5,583 |
| Salaries and employee benefits | $884,000 | 5,665 |
| Premises and equipment expense | $223,000 | 5,675 |
| Additional noninterest expense | $572,000 | 5,183 |
| Pre-tax net operating income | $577,000 | 5,957 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $205,000 | 4,611 |
| Income before extraordinary items | $372,000 | 6,522 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $372,000 | 6,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 3,747 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 591 |
| Net operating income | $372,000 | 6,350 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,971,000 | 5,798 |
| Total interest expense | $564,000 | 6,020 |
| Net interest income | $1,407,000 | 5,538 |
| Provision for loan and lease losses | $218,000 | 2,361 |
| Total noninterest income | $201,000 | 5,995 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $127,000 | 4,711 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $74,000 | 5,881 |
| Total noninterest expense | $1,100,000 | 5,650 |
| Salaries and employee benefits | $574,000 | 5,765 |
| Premises and equipment expense | $141,000 | 5,847 |
| Additional noninterest expense | $385,000 | 5,142 |
| Pre-tax net operating income | $290,000 | 6,556 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $101,000 | 5,116 |
| Income before extraordinary items | $189,000 | 7,069 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $189,000 | 7,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,954 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 486 |
| Net operating income | $189,000 | 6,874 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 5,984 |
| Total interest expense | $266,000 | 6,302 |
| Net interest income | $667,000 | 5,693 |
| Provision for loan and lease losses | $85,000 | 2,667 |
| Total noninterest income | $97,000 | 5,987 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $61,000 | 4,717 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,000 | 5,881 |
| Total noninterest expense | $548,000 | 5,648 |
| Salaries and employee benefits | $291,000 | 5,726 |
| Premises and equipment expense | $77,000 | 5,564 |
| Additional noninterest expense | $180,000 | 5,349 |
| Pre-tax net operating income | $131,000 | 6,743 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $44,000 | 5,276 |
| Income before extraordinary items | $87,000 | 7,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $87,000 | 7,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 349 |
| Net operating income | $87,000 | 6,985 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 7,127 |
| Total interest expense | $789,000 | 7,551 |
| Net interest income | $1,937,000 | 6,723 |
| Provision for loan and lease losses | $315,000 | 3,321 |
| Total noninterest income | $333,000 | 6,219 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $182,000 | 5,436 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $151,000 | 5,588 |
| Total noninterest expense | $1,823,000 | 6,207 |
| Salaries and employee benefits | $989,000 | 6,180 |
| Premises and equipment expense | $263,000 | 5,966 |
| Additional noninterest expense | $571,000 | 6,102 |
| Pre-tax net operating income | $132,000 | 8,188 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-503,000 | 9,246 |
| Income before extraordinary items | $635,000 | 5,822 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $635,000 | 5,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $100,000 | 643 |
| Net operating income | $635,000 | 5,693 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $731,000 | 9,311 |
| Total interest expense | $222,000 | 9,369 |
| Net interest income | $509,000 | 9,172 |
| Provision for loan and lease losses | $136,000 | 4,973 |
| Total noninterest income | $50,000 | 9,157 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $29,000 | 7,999 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $21,000 | 8,695 |
| Total noninterest expense | $1,762,000 | 6,212 |
| Salaries and employee benefits | $369,000 | 8,753 |
| Premises and equipment expense | $110,000 | 8,147 |
| Additional noninterest expense | $1,283,000 | 3,290 |
| Pre-tax net operating income | $-1,339,000 | 9,434 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-1,339,000 | 9,471 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,339,000 | 9,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 108 |
| Net operating income | $-1,339,000 | 9,443 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.