Home > American Patriot Bank > Net charge- offs to loans
American Patriot Bank, Net charge- offs to loans
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0643% | 2,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0790% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1370% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1704% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1195% | 5,075 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9114% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9114% | 828 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1604% | 5,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3656% | 634 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4326% | 257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0258% | 5,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7570% | 148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9401% | 124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9516% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9516% | 745 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2393% | 5,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3911% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4204% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0493% | 5,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7644% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9468% | 142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0679% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0356% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0356% | 328 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2730% | 133 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6599% | 43 |
| Percentage Net Loans Charged-off:Construction & development | 1.9135% | 154 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3467% | 40 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0939% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3334% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6146% | 5,711 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1173% | 5,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1173% | 5,416 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4475% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2783% | 127 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5566% | 45 |
| Percentage Net Loans Charged-off:Construction & development | 2.7287% | 117 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.5826% | 26 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3406% | 582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4137% | 467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0444% | 4,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6146% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6146% | 1,124 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7219% | 89 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0706% | 37 |
| Percentage Net Loans Charged-off:Construction & development | 1.2547% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.4779% | 16 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3547% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4312% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0739% | 4,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4630% | 1,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4630% | 1,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2650% | 164 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5186% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 3.6210% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8738% | 41 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4424% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5390% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0733% | 5,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4558% | 1,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4558% | 1,269 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0587% | 5,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 3,180 |
| Percentage Net Loans Charged-off:Construction & development | -3.5534% | 5,890 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3737% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4613% | 732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7298% | 6,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1144% | 3,311 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1144% | 3,171 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0777% | 6,063 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0748% | 6,047 |
| Percentage Net Loans Charged-off:Construction & development | -1.5991% | 5,837 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1204% | 5,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0756% | 6,055 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0794% | 6,118 |
| Percentage Net Loans Charged-off:Construction & development | -1.6337% | 5,872 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1072% | 5,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2376% | 2,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2376% | 2,123 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0795% | 6,026 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0735% | 6,135 |
| Percentage Net Loans Charged-off:Construction & development | -1.4530% | 5,897 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1426% | 5,563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1739% | 3,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2456% | 2,037 |
| Percentage Net Loans Charged-off:Construction & development | -2.2530% | 6,087 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2850% | 1,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5753% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7238% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3122% | 6,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3212% | 2,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3212% | 2,509 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3396% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3380% | 1,550 |
| Percentage Net Loans Charged-off:Construction & development | -0.9470% | 6,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3667% | 1,149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5552% | 972 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6998% | 743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3670% | 1,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4171% | 2,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4171% | 1,932 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2169% | 2,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2564% | 1,834 |
| Percentage Net Loans Charged-off:Construction & development | -1.3771% | 6,118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5294% | 853 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3442% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4358% | 1,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0958% | 5,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6106% | 1,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6106% | 1,432 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4195% | 1,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5047% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | -2.5559% | 6,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0304% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6885% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8779% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1901% | 5,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7828% | 1,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7828% | 1,102 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4787% | 2,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6957% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | 2.3191% | 1,007 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 3,177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9170% | 990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8161% | 771 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9505% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9814% | 6,642 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9137% | 1,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9137% | 1,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8717% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9595% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | 3.4895% | 730 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0183% | 2,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1730% | 730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9491% | 633 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2497% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3178% | 2,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9647% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9647% | 1,200 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9440% | 1,169 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1013% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 2.6108% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0955% | 2,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5707% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3636% | 453 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6437% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0527% | 5,796 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9020% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9020% | 1,233 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0267% | 6,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 3,652 |
| Percentage Net Loans Charged-off:Construction & development | -0.2743% | 6,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0162% | 6,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 6,568 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0534% | 5,706 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4473% | 6,983 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4473% | 6,930 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9585% | 714 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5845% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 3.9046% | 1,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2371% | 2,602 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.1723% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1948% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0453% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8885% | 1,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4220% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3980% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2741% | 1,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4183% | 255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6578% | 841 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0323% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 7.8724% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1882% | 2,385 |
| Percentage Net Loans Charged-off: Multi-family residential | 18.1250% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8005% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0869% | 1,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9006% | 6,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5002% | 1,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3309% | 972 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7540% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1529% | 1,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4703% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 4.0567% | 951 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 6,862 |
| Percentage Net Loans Charged-off: Multi-family residential | 24.2259% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1442% | 3,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1952% | 2,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3028% | 7,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0553% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7499% | 673 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.9122% | 153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6242% | 826 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6781% | 707 |
| Percentage Net Loans Charged-off:Construction & development | -0.1391% | 6,543 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0235% | 6,953 |
| Percentage Net Loans Charged-off: Multi-family residential | 39.7227% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 2,992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 2,742 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7520% | 1,410 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1580% | 688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6949% | 657 |
| Percentage Net Loans Charged-off: All other loans and lease | 14.9300% | 98 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3141% | 4,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2960% | 3,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.5876% | 2,781 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4684% | 2,377 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6230% | 1,942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2521% | 3,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2076% | 1,842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3298% | 693 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3505% | 3,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3069% | 3,361 |
| Percentage Net Loans Charged-off:Construction & development | 1.7052% | 1,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0936% | 3,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1240% | 3,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3878% | 3,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4385% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3876% | 618 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2462% | 4,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1387% | 3,874 |
| Percentage Net Loans Charged-off:Construction & development | 0.8636% | 2,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5979% | 2,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2929% | 1,521 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0356% | 443 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2820% | 3,285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2404% | 2,743 |
| Percentage Net Loans Charged-off:Construction & development | 1.4019% | 1,366 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2187% | 2,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2216% | 1,557 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0000% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6024% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.2498% | 335 |
| Percentage Net Loans Charged-off:Construction & development | 14.1429% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8067% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5026% | 491 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7729% | 434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0954% | 1,762 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5871% | 327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6200% | 3,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6933% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5549% | 805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9874% | 994 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3673% | 680 |
| Percentage Net Loans Charged-off:Construction & development | 2.6671% | 1,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9442% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9917% | 315 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5863% | 705 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1282% | 1,448 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0301% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0495% | 4,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2479% | 2,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6140% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6054% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1286% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 3.8760% | 993 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.8148% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6876% | 590 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2028% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0855% | 3,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9783% | 2,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9723% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6340% | 511 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0808% | 341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.2646% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7645% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2996% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4167% | 1,967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7913% | 2,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.6070% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0180% | 6,619 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 7,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0101% | 2,816 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 7,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0663% | 3,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0865% | 2,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1063% | 3,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7207% | 2,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.2000% | 7,307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0216% | 7,810 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0136% | 7,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0987% | 2,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1281% | 1,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0416% | 7,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1252% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -8.7323% | 7,342 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0534% | 7,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0649% | 8,099 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0866% | 7,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7485% | 920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -10.4981% | 7,362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1792% | 8,174 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1329% | 8,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0972% | 7,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9701% | 1,574 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -17.6414% | 7,356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5366% | 1,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 2,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 1,588 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0154% | 3,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 2,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7177% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8852% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7928% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2352% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0658% | 1,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 2,196 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0341% | 1,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3755% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0047% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6434% | 679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1336% | 2,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0225% | 2,590 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3830% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0904% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6229% | 737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0789% | 3,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0927% | 2,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7710% | 1,986 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0689% | 3,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1184% | 2,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4530% | 2,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 2,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1605% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5859% | 2,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1829% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2579% | 1,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0310% | 1,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5150% | 818 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0643% | 1,694 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1756% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0330% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2184% | 805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0541% | 1,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9108% | 2,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6136% | 555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0829% | 1,267 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2346% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0421% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2960% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3398% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7197% | 2,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7600% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 1,977 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0616% | 1,393 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0611% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0617% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8033% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9980% | 1,567 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7772% | 438 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0301% | 1,264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0405% | 1,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0997% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2354% | 3,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4838% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 2,440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1519% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2673% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1526% | 8,632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2136% | 1,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7143% | 2,929 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6299% | 732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 1,810 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2074% | 793 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9036% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2035% | 8,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7476% | 716 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1762% | 5,106 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0082% | 7,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0618% | 8,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2214% | 8,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2660% | 8,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0651% | 2,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0951% | 5,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4815% | 7,667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 4,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0619% | 4,542 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2526% | 2,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 2,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1117% | 1,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1284% | 1,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5569% | 2,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3071% | 5,270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5526% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1827% | 3,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5939% | 2,013 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1512% | 8,521 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2992% | 2,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9538% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1995% | 8,481 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0261% | 6,725 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2447% | 5,738 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |